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90 Day No Credit Check In-House Customer EZ Payment Plan

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Page 1: 90 Day No Credit Check In-House Customer EZ Payment Plan
Page 2: 90 Day No Credit Check In-House Customer EZ Payment Plan

What Is..?

90 DayNo Credit Check

In-House Customer EZ Payment Plan

Page 3: 90 Day No Credit Check In-House Customer EZ Payment Plan

Is NOT a bank Is NOT a finance company Is NOT a lender

We do not make loans and we are not a finance company. We provide ACH payment schedules giving us the opportunity to

convert and guarantee said schedules.

Platinum One LLC 90 Day Payment

IS NOT

Page 4: 90 Day No Credit Check In-House Customer EZ Payment Plan

How Platinum One Does It?

Platinum One LLC is able to provide this service due to federal law. The

Check Clearing Act 21 of 2008.

• Allows post-dated checks to be converted to an ACH payment schedule.

• Mandates bank regulation requiring ACH payment priority vs. traditional checks.

• Mandates bank regulation allowing ACH NSF re-deposits three additional times vs. traditional checks one time only.

Page 5: 90 Day No Credit Check In-House Customer EZ Payment Plan

How Does Platinum One Work?

Valid checking account.

Valid driver’s license, state ID, or military ID.

Proof of employment.

Only Three Requirements To Qualify For Platinum One LLC, No Credit Check

In-House EZ Payment Plan

Page 6: 90 Day No Credit Check In-House Customer EZ Payment Plan

The Four Easy Steps

1. The customer signs the no credit check agreement for the requested products or services.

2. The customer presents the checks payable to the merchant for the products or services.

3. Merchant scans the checks and enters the customer’s payment schedule.

4. The checks will be debited from the customer’s account on the specified date.

Page 7: 90 Day No Credit Check In-House Customer EZ Payment Plan

Guarantees your customer’s payments.

Maximum aggregate: $5,000

Maximum time for post dates: 90 Days

93% approval rate in 10 seconds or less.

Merchant does not deposit a single check.

Platinum One LLC. Collects on customer’s bad checks.

Page 8: 90 Day No Credit Check In-House Customer EZ Payment Plan

Merchant cost between 9% and 9.95%.

Merchant earns a plus business/profit builder of above the customer’s charged rate.

Platinum One LLC. Provides leased processor, imager, and proprietary software.

Account set up in 72 hours, includes application, and delivery of system.

Page 9: 90 Day No Credit Check In-House Customer EZ Payment Plan

Not designed to replace existing financing.

Is designed to enhance existing financing.

Piggy backs over and above existing financing.

Guaranteed layaway programs.

Finance soft costs to enhance profitability.

Page 10: 90 Day No Credit Check In-House Customer EZ Payment Plan

Ideal For:

Automotive sales Automotive repairs Wheels and tires Furniture sales (New and

used) Appliance repairs Appliance sales (New and

used) Contractors (All) Funeral homes Criminal defense attorneys

Computer/electronic repair Jewelry sales and service Car and home entertainment Medical services Dental services Cosmetic services And many more…

Page 11: 90 Day No Credit Check In-House Customer EZ Payment Plan

Profile Of A Potential Client

Small to medium-sized businesses. Located on “Main Street America.”

Owned and operated by citizen. “Mom And Pop.”

Business should have average ticket of $300 or more.

Emergency services or have-to purchases are especially strong.

Page 12: 90 Day No Credit Check In-House Customer EZ Payment Plan

Merchant Application Cover Sheet

Fax: 888-702-7972Or

Email: [email protected]

Page 13: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC.

90 Day in House Payment Plan!

Page 14: 90 Day No Credit Check In-House Customer EZ Payment Plan

90 Day in House Payment Plan!

The Platinum Plan: For Platinum One LLC.

ONLY

Page 15: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC.

Platinum Plan:For merchants who need all

their money to complete customers invoice.

Merchants who have high material costs or poor cash

flow.

Page 16: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC. Platinum Plan: Merchant will receive $1,500.00 to

$5,000.00 within 48-72 hours (based on credit

score). *Platinum Plan does not require

credit card processing business. Restricted businesses Travel/hospitality, Jewelry,

Luggage, Audio/visual, Electronics, Pawn shops,

Coin dealers, Used car dealers, Bail bondsman

Page 17: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC. Platinum Plan: $95.00 set up fee (annual fee of

$95.00). $109.00 per month lease (4 year

lease). $10.00 statement fee. Commission levels remain the same. Platinum Plan: buyout $3,200.00 Ladco lease (12 pages)

Page 18: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC.

The Gold Plan

Page 19: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC. Gold Plan: Merchants that can wait for their

money 48-72 hours after pull from there

customers checking account. Merchants with better cash flow.

Gold Plan: You must get credit card business

in order to complete the sale.

Page 20: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC.

$99.90 per month lease (4 year lease).

$10.00 statement fee. Commission levels remain the same.Gold Plan: buyout $3,200.00 First American lease.

Restricted businesses Pawn shops, , Bail bondsman

Page 21: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC.

Gold Plan: Interest rate 9.00% Merchant can add additional interest

for profile building (example 12% or 15% optional).

$25.00 non processing fee. All funds are guaranteed (No

bounced checks).

Page 22: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC.

The Silver Plan

Page 23: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC.

Silver Plan: Online only (through EPS Online). Merchant gives 6 month

commitment. $199.90 for six month (acquisition

fee). Thereafter $49.90 per month

(subscription fee). Silver Plan: Buyout $1,000.00 No long term commitment or lease. No underwriting.

Page 24: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC.

Merchants will receive money in 48-72 hours after pull from there customers checking account.

All funds are guaranteed (No bounced checks).

Includes Single check conversion up to $2,500.00

Silver Plan: You must get credit card business in order to complete the sale.

Page 25: 90 Day No Credit Check In-House Customer EZ Payment Plan

Platinum One LLC.

Silver Plan: Merchant process 90 day program

on line Merchant receives user name and

password Merchant can process through

existing PC Merchant can Swipe cards through

PC (Extra Charge)

Single location only Commission 50% of Platinum and

Gold Plans