A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

Embed Size (px)

Citation preview

  • 8/17/2019 A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

    1/9

  • 8/17/2019 A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

    2/9

     

    1220 L Street NW, Suite 100/364 • Washington, D.C. 20005-4018(855) ALD-PRGS toll-free • (202) 205-5767 fax • alliedprogress.org 

    " #$%&'(" )$"* +,- )./0./ $120134 5,6789 #:,3;0.49.?:;48@129

    "##$%&'() *$ +( ",,'-& .%$)%-// +(+,0/'/ $1 /*+*- +(& 1-&-%+, #+23+')( 1'(+(#- &+*+4 *5-

    3+0&+04 *'*,-4 +(& /5$%*6*-%2 ,-(&'() '(&7/*%0 5+/ #$(*%'87*-& +* ,-+/* 9:4;; *$

    ?,$%'&+ #+(&'&+*-/ +(& 3$,'*'#+, 3+%*'-/ /'(#- :@@AB C5'/ 1')7%- '(#,7&-/ 8$*5 #5+,,-()-%/

    +(& '(#728-(*/ %7(('() 1$% DBEB F$7/- $1 G-3%-/-(*+*'H-/4 DBEB E-(+*-4 ?,$%'&+ E*+*-

    F$7/- $1 G-3%-/-(*+*'H-/4 ?,$%'&+ E*+*- E-(+*-4 I$H-%($%4 "**$%(-0 I-(-%+,4 J5'-1

    ?'(+(#'+, K11'#-%4 +(& ")%'#7,*7%- J$22'//'$(-%4 +/ L-,, +/ #$(*%'87*'$(/ *$ *5-

    G-378,'#+( +(& M-2$#%+*'# /*+*- 3+%*'-/B

    "/ *5- J$(/72-% ?'(+(#'+, .%$*-#*'$( N7%-+7 OJ?.NP 3%-3+%-/ *$ +(($7(#- (-L %7,-/ 

    &-/')(-& *$ %-'( '( *5- L$%/* +87/-/ $1 3%-&+*$%0 3+0&+0 ,-(&-%/4 2-28-%/ $1 *5-

    ?,$%'&+ #$()%-//'$(+, &-,-)+*'$( 5+H- #$2- 7(&-% '(#%-+/'() /#%7*'(0 '( %-#-(* L--Q/ 

    1$% 37/5'() *5- J?.N +(& *5-'% #$,,-+)7-/ *$ -R3+(& *5- 3%$8,-2+*'# S?,$%'&+ 2$&-,T $1

    3+0&+0 ,$+( %-)7,+*'$(4 L5'#5 5+/ 8--( + &'/+/*-% 1$% #$(/72-%/ +(& + &%-+2 1$%

    ,-(&-%/B G'&&,-& L'*5 ,$$35$,-/4 *5- S?,$%'&+ 2$&-,T 5+/ ,-& *$ *5- +H-%+)- 8$%%$L-%

    8-'() /+&&,-& L'*5 (-+%,0 ('(- ,$+(/ -+#5 0-+% 8-+%'() U@@VW '(*-%-/* %+*-/4 +(& $(-6

    '(6*5%-- 8$%%$L-%/ 8-'() 87%&-(-& L'*5 + &$X-( $% 2$%- $1 *5-/- #%'33,'() ,$+(/B

    Y-+%,0 *5- -(*'%- ?,$%'&+ DBEB #$()%-//'$(+, &-,-)+*'$( /')(-& + ,-**-%  ,+/* 0-+%-(#$7%+)'() J?.N &'%-#*$%4 G'#5+%& J$%&%+04 *$ +&$3* *5- &'/+/*%$7/ S?,$%'&+ 2$&-,BT

    Z+(0 $1 *5-2 +,/$ /3$(/$%-& $% #$/3$(/$%-& FBGB =@[\4 L5'#5 L$7,& )7* *5- J?.N]/

    73#$2'() 3+0&+0 ,$+( %-)7,+*'$(/ 80 &-,+0'() *5$/- (-L %7,-/ 1$% 0-+%/4 L5',- '(/*-+&

    -(#$7%+)'() $*5-% /*+*-/ *$ +&$3* ?,$%'&+6/*0,- ,+L/B C5'/ 2+//'H- $7*3$7%'() $1 /733$%*

    1%$2 ?,$%'&+ 3$,'*'#'+(/ 1$% /7#5 +( 7(3$37,+% '(&7/*%0 5+/ ,-1* 2+(0 /#%+*#5'() *5-'%

    5-+&/B

    K1 *5- 9:4;; )'H-( *$ ?,$%'&+ 3$,'*'#'+(/ +(& 3$,'*'#+, 3+%*'-/ 80 3+0&+0 ,-(&-%/

    /'(#- :@@A4 2$%- *5+( $(-6*5'%& $1 *5- 2$(-0 O9A>@4@;@P #+2- 1%$2 2-28-%/ $1 *5-

    ?,$%'&+68+/-& Z+#^-#5('- 1+2',0 +(& *5-'% 3+0&+0 ,-(&'() #$23+(04 "2/#$* ?'(+(#'+,B

    _( [AA\ "2/#$* ?'(+(#'+, 3,-+& )7',*0  *$ #'H', %+#Q-*--%'() #5+%)-/ +(& +/ 3+%* $1 *5-

    3,-+ +)%--2-(* /*-22'() 1%$2 *5-/- #5+%)-/4 *5- #$23+(0]/ 1$7(&-%4 _+( Z+#^-#5('-4

    E%B4 L+/ 8+((-& 1$% ,'1- 1%$2 /-,,'() +7*$ '(/7%+(#- '( ?,$%'&+B

    "* -H-%0 ,-H-,4 ?,$%'&+]/ 3$,'*'#+, -/*+8,'/52-(* '/ +L+/5 '( 3+0&+0 ,-(&-% #+23+')( #+/5B

    _* '/ ($ L$(&-% *5- /*+*-]/ 3$,'*'#+, #,+// '/ 37,,'() $7* +,, $1 *5- /*$3/ *$ Q--3 *5- J?.N

    1%$2 #%+#Q'() &$L( $( *5'/ 3%-&+*$%0 '(&7/*%0B

  • 8/17/2019 A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

    3/9

    Page 2 of 8 

    A,9.: B.@C.;72 B,293;?69;,24D 53,E12 (,-2 ?/ %FF;=1G

    DBEB F$7/- +(& DBEB E-(+*- 9[4

    A%A"$ HIDJJKDLJM

    B.20;0.914 F,3 NOPO +,641 .20 NOPO P12.91 QIRRSTIRUKV

    B.20;0.91 ).39/ B,293;?69;,24 %FF;=1

    "&+2/4 E+(&0 G 9[4@@@ F$7/-

    N','%+Q'/4 I7/ G 9[=4\@@ F$7/-

    N%$L(4 J$%%'(- M 9[:4@@@ F$7/-N$0&4 ",,-( M 9[=4@@@ F$7/-

    N7#5+(+(4 ̀ -%($( G 9[4@@@ F$7/-

    J+/*$%4 ^+*50 M 9[>4@@@ F$7/-

    J%-(/5+L4 "(&-% G 9:;4;@@ F$7/-

    J%'/*4 J5+%,'- _ 9:A4:@@ E-(+*-

    J7%8-,$4 J+%,$/ G 9[4@@@ F$7/-

    M-E+(*'/4 G$( G 9;4@@@ F$7/-

    M-7*#54 C-& M 9[=4;@@ F$7/-

    M'+X6N+,+%*4 Z+%'$ G 9U4@@@ F$7/-

    a&L+%&/4 b$%' M 9[4@@@ F$7/-

    ?%+(Q-,4 b$'/ c M 9[@4@@@ F$7/-

    I+%#'+4 c$- M 9[:4@@@ F$7/-

    I%+8-,,-4 c7/*'( G 9[4@@@ F$7/-

    I%+5+24 IL-( M 9>4>@@ F$7/-

    I%+0/$(4 ",+( M 9[@4U@@ F$7/-dE-(+*-

    F+%'&$3$,$/4 Z'Q- G 9>4@@@ E-(+*-

    F+/(-%4 "&+2 G 9[4@@@ F$7/-

    F+/*'()/4 ",#-- b M 9[[@4>@@ F$7/-

    c$,,04 M+H'& G 9U4@@@ F$7/-

    ^,-'(4 G$( M 9:>4=@@ F$7/-

    ^$/2+/4 E7X+((- M 9[=4@@@ F$7/-Z--Q4 ^-(&%'#Q N M 9>:4\@@ E-(+*-

    b-2'-7R4 I-$%)- E G 9:4;@@ E-(+*-

    Z',,-%4 c-11 G 9U4@@@ F$7/-

    Z7%3504 .+*%'#Q M 9;[4@@@ F$7/-dE-(+*-

    Y-,/$(4 N',, M 9;4@@@ E-(+*-

    Y7)-(*4 G'#5+%& G 9[:4:@@ F$7/-

    .$/-04 N',, G 9:

  • 8/17/2019 A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

    4/9

    Page 3 of 8 

    G'H-%+4 M+H'& G 9[4@@@ F$7/-

    G$$(-04 C$2 G 9=4@@@ F$7/-

    G$//4 M-(('/ G 9U[4\;@ F$7/-

    G78'$4 Z+%#$ G 9[;4@@@ E-(+*-

    E#57,*X4 M-88'- e+//-%2+( M 9;@4@@ F$7/-

    E$7*5-%,+(&4 E*-H- G 9[U4@@@ F$7/-

    e-8/*-%4 M+('-, G 9:[4[@@ F$7/-

    e-/*4 ",,-( G 9[4@@@ F$7/-

    f$7()4 J e N',, G 9U4;@@ F$7/-

    A%A"$ B%*A&'5NA>( HKMUDKRR

    B.20;0.914 F,3 #:,3;0. P9.91 +,641 .20 P9.91 P12.91 QIRRSTIRULV

    B.20;0.91 ).39/ B,293;?69;,24 %FF;=1

    "8%7XX$4 c$/-35 M 9:4@@@ F$7/- M'/*%'#* @\;

    "&Q'(/4 c+(-* G 9=@@ F$7/- M'/*%'#* @[[

    "5-%(4 b+%%0 G 9[4;@@ F$7/- M'/*%'#* @=

    "H',+4 N%0+( G 9[4@@@ F$7/- M'/*%'#* [[[

    N+%%-'%$4 I7/*+H$ G 9;@@ F$7/- M'/*%'#* [[:

    N+R,-04 M-(('/ G 9[4@@@ F$7/- M'/*%'#* @:U

    N-+(4 "+%$( .+7, G 9U4@@@ E-(+*- M'/*%'#* @@=

    N-(+#g7'/*$4 b'X8-*5 G 9U4;@@ E-(+*- M'/*%'#* @:>

    N-%(+%&4 Z+#Q M 9[4@@@ F$7/- M'/*%'#* @\=

    N-/5-+%/4 F+,/-0 G 9;@@ F$7/- M'/*%'#* @@>

    N',-#+4 Z'#5+-, G 9[4;@@ F$7/- M'/*%'#* [[;

    N$)&+($114 a,,0( G 9\4:;@ E-(+*- M'/*%'#* @U=

    N$H$ c%4 a/*-8+( G 9[4@@@ F$7/- M'/*%'#* [[@

    N$0&4 M-88'- M 9;@@ F$7/- M'/*%'#* @[[N$0&4 c'2 G 9[4;@@ F$7/- M'/*%'#* @>[

    N%+&,-04 G$8 G 9[4;@@ E-(+*- M'/*%'#* @@>

    N%+(&-/4 c-11%-0 G 9;4;@@ E-(+*- M'/*%'#* @::

    N%+0($( __4 K/#+% M 9:4;@@ E-(+*- M'/*%'#* @UU

    N%$&-7%4 c+/$( G 9=4@@@ F$7/- M'/*%'#* @:\

    N%$$Q/4 G$8-%* G 9[4@@@ F$7/- M'/*%'#* @=>

    N%$R/$(4 M$7),+/ G 9[4@@@ F$7/- M'/*%'#* @@U

  • 8/17/2019 A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

    5/9

    Page 4 of 8 

    N7%)'(4 G+#5-, G 9:4[@@ F$7/- M'/*%'#* @;<

    J+,&L-,,4 Z+** G 9:4;@@ F$7/- M'/*%'#* @>A

    J+(($( c%B4 GB M-+( G 9U4@@@ F$7/- M'/*%'#* @U;

    J+%%$,,4 c-(('1-% G 9;@@ F$7/- M'/*%'#* @[U

    J,+%Q-6G--&4 IL0(&$,-( M 9;@@ F$7/- M'/*%'#* @A:

    J,-2-(/4 c-11 M 9[4>;@ F$7/- M'/*%'#* @\AJ$,-04 Z+%*' G 9:4;@@ F$7/- M'/*%'#* @@;

    J$28--4 Y-', G 9[4@@@ F$7/- M'/*%'#* @UA

    J$%#$%+(4 G'#5+%& G 9=4@@@ F$7/- M'/*%'#* @=;

    J$/*-,,$4 ?%-& G 9[4@@@ F$7/- M'/*%'#* @:;

    J$7%'-,4 c$5( M+('-, G 9;@@ E-(+*- M'/*%'#* @U;

    J%'/+17,,'4 E*-H- G 9U4>;@ F$7/- M'/*%'#* @U:

    J%7X4 c+(-* M 9:4@@@ F$7/- M'/*%'#* @4[@@ E-(+*- M'/*%'#* @@:

    ?+(*4 c+0 G 9[4@@@ F$7/- M'/*%'#* @[;

    ?+%'+/4 c$5((0 M 9[@@ F$7/- M'/*%'#* [[:

    ?+%Q+/4 ?%+(Q G 9:4@@@ F$7/- M'/*%'#* @\

    ?'*X)-%+,&4 ^-'*5 M 9[4@@@ F$7/- M'/*%'#* @

  • 8/17/2019 A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

    6/9

    Page 5 of 8 

    ?7,,L$$&4 G-))'- M 9;@@ F$7/- M'/*%'#* @[U

    I+-*X4 M$( G 9=4;@@ E-(+*- M'/*%'#* @@[

    I+-*X4 Z+** G 9;@@ F$7/- M'/*%'#* @@=

    I+,H+($4 N',, G 9[4;@@ E-(+*- M'/*%'#* @:<

    I+%#'+4 G-(- G 9[4;@@ E-(+*- M'/*%'#* @U\

    I+%&'(-%4 "(&0 G 9=4@@@ E-(+*- M'/*%'#* @[UI'88$(/4 c$- M 9[4;@@ F$7/- M'/*%'#* [@@

    I'8/$(4 "7&%-0 M 9;@@ E-(+*- M'/*%'#* @@A

    I,$%'$/$4 G'#5+%& G 9;@@ F$7/- M'/*%'#* @@@ F$7/- M'/*%'#* @;@

    I%+(*4 c+2-/ G 9[4@@@ F$7/- M'/*%'#* @

    F$,&-%4 M$7) G 9U4@@@ F$7/- M'/*%'#* @>@

    F$$3-%4 a& G 9;4@@@ F$7/- M'/*%'#* @

    F$%(-%4 Z'Q- G 9U4@@@ F$7/- M'/*%'#* @>A

    F7&/$(4 Z+** G 9;@@ F$7/- M'/*%'#* @\@

    F7Q',,4 M$%$*50 G 9

  • 8/17/2019 A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

    7/9

    Page 6 of 8 

    Z#N7%(-0 c%B4 J5+%,-/ G 9[4@@@ F$7/- M'/*%'#* @[<

    Z#^--,4 E-*5 G 9:4@@@ F$7/- M'/*%'#* @=@

    Z-*X4 b+%%0 G 9[4;@@ F$7/- M'/*%'#* @U:

    Z$,,$04 M+( G 9;@@ F$7/- M'/*%'#* @;>

    Z$(*1$%&4 N',, M 9:4;@@ E-(+*- M'/*%'#* @@<

    Z$%+'*'/4 I-$%)- G 9:4;@@ F$7/- M'/*%'#* @AUY-)%$(4 c$- G 9\4@@@ E-(+*- M'/*%'#* @U:

    Y-5%4 .-*-% G 9U4:

    .,+Q$(4 MB E#$** G 9:4@@@ F$7/- M'/*%'#* @:A

    .%-#$7%*4 E*-35-( G 9:4;@@ F$7/- M'/*%'#* @=[

    G+87%(4 c+#$8 e',,'+2 G 9:4;@@ F$7/- M'/*%'#* @;>

    G+&-%4 ^-H'( M 9U4@@@ E-(+*- M'/*%'#* @:>

    G+(&$,354 E#$** ",,-( M 9[4@@@ F$7/- M'/*%'#* @U<G+/#5-'(4 F$,,0 Z-%%',, G 9;@@ F$7/- M'/*%'#* [:@

    G+7,-%/$(4 M+('-, G 9:4;@@ F$7/- M'/*%'#* @;\

    G+04 b+Q- G 9[4@@@ F$7/- M'/*%'#* @[>

    G--&4 N-**0 M 9;@@ F$7/- M'/*%'#* @<

    G$)-%/4 F+X-,,- M 9;@@ F$7/- M'/*%'#* @A;

    G$$(-0 c%4 .+*%'#Q G 9[4;@@ F$7/- M'/*%'#* @\;G$7/$(4 M+%%0, a%H'( M 9:4@@@ F$7/- M'/*%'#* @;;

    E+#5/4 Z+%'+ M 9[4@@@ E-(+*- M'/*%'#* @U=

    E+2+%%+'4 G-2X-0 .+7, G 9;@ F$7/- M'/*%'#* @::

    E+(&/4 ?%+(Q,'( M 9[4@@@ F$7/- M'/*%'#* @A\

    E+(*'+)$4 M+H'& G 9[4@@@ F$7/- M'/*%'#* @:>

    E+7(&-%/4 G$( M 9[4@@@ E-(+*- M'/*%'#* @UA

    E#5-(#Q4 G$8-%* G 9=4@@@ F$7/- M'/*%'#* @==

  • 8/17/2019 A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

    8/9

    Page 7 of 8 

    E--1-,&*4 C-%%' G 9;@@ F$7/- M'/*%'#* @U[

    E5+L4 E-+( M 9[4@@@ F$7/- M'/*%'#* @

    e$$&4 c$5( G 9:4;@@ F$7/- M'/*%'#* @=[

    e$%Q2+(4 G'*#5 G 9;4@@@ F$7/- M'/*%'#* @U@

    f$7()4 N',, G 9[4;@@ F$7/- M'/*%'#* @( HWJXDJIR

    B.20;0.914 F,3 #:,3;0. P9.91-;01 %FF;=1 QIRRSTIRULV

    B.20;0.91 ).39/ B,293;?69;,24 %FF;=1

    "%$(8-%)4 M+H- M 9=4>;@ "**$%(-0 I-(-%+,

    "*L+*-%4 c-11 G 9::4

  • 8/17/2019 A Florida Plan: How Payday Lenders Bought Florida's Political Establishment

    9/9

    Page 8 of 8 

    "7/,-04 b$%+((- M 9:4@@@ J5'-1 ?'(+(#'+, K11'#-%

    N-(/$(4 "((+ F$,,'&+0 G 9=@@ "**$%(-0 I-(-%+,

    N$(&'4 .+2-,+ G 9[\4;@@ "**$%(-0 I-(-%+,

    J%'/*4 J5+%,'- M 9U4;@@ I$H-%($%

    Z+&&$R4 E#$** M 9;@@ ")%'#7,*7%- J$22B

    Z#J$,,724 N',, G 9:4;@@ I$H-%($%.7*(+24 "&+2 G 9\4[=@ ")%'#7,*7%- J$22B

    G'#54 Y+( M 9;@@ I$H-%($%

    E#$**4 G'#Q G 9\4;@@ I$H-%($%

    E'(Q4 ",-R M 9=4;@@ I$H-%($%

    A%A"$ B%*A&'5NA>( HMKDWSR

    #:,3;0. ),:;9;=.: ).39;14 QIRRSTIRULV

    ).39/ B,293;?69;,24

    ?,$%'&+ G-378,'#+( .+%*0 9[4@\U4==>

    ?,$%'&+ M-2$#%+*'# .+%*0 9U