About Aflac

For more than 50 years, Aflac products have helped provide peace of mind and reduce financial burdens for millions of people facing life-interrupting medical events.

Aflac is the number one provider of guaranteed renew-able insurance in the United States. Aflac insures one out of four households in Japan and is the number one insurance company in terms of individual policies in force in Japan. Aflac is rated AA by Standard & Poor’s, Aa2 (Excellent) by Moody’s, and AA by Fitch Ratings for financial strength. A.M. Best rates Aflac as A+ (Superior).

Aflac has been included in Fortune magazine’s listing of America’s Most Admired Companies for seven con-secutive years. In January 2008, Aflac was included in Fortune magazine’s list of the 100 Best Companies to Work For in America for the tenth consecutive year. Aflac has also been included on Black Enterprise magazine’s 40 Best Companies for Diversity list. In 2008, Ethisphere magazine recognized Aflac as one of the world’s Most Ethical Companies.

For more information, please contact:

Laura KaneSecond Vice President, External Communicationstelephone: 706.596.3493fax: 706.320.2288

Kenneth S. Janke Jr.Senior Vice President, Investor Relationstelephone: 706.596.3264toll free: 800.235.2667, option 3fax: 706.324.6330

© Aflac Incorporated

For more than 50 years,Aflac products have helpedprovide peace of mind and reduce financial burdens for millions of people facing life-interrupting medical events.

Aflac is the number one provider of guaranteed renewableinsuranceintheUnitedStates.Aflacinsuresone out of four households in Japan and is the number one insurance company in terms of individual policies inforceinJapan.AflacisratedAAbybothStandard& Poor’s and Fitch Ratings and Aa2 (Excellent) byMoody’sforfinancialstrength.A.M.Best ratesAflacasA+ (Superior) forfinancial strength andoperatingperformance.

Aflac has been included in Fortune magazine’s listing of America’s Most Admired Companies for seven years. In January 2008, Aflac was included in Fortune magazine’slistofthe100BestCompaniestoWorkForin America for the tenth consecutive year. Aflac has also been included on Black Enterprise magazine’s 40 BestCompaniesforDiversitylist.In2008,Ethisphere magazine recognized Aflac as one of the world’s Most Ethical Companies.

Dan Amos is chairman and chief executive officer of Aflac Incorporated. Mr. Amos joined Aflac in 1973 and worked in the sales area for 10 years. He was named president of Aflac in 1983; chief operating officer in 1987; chief executive officer of Aflac Incorporated in 1990, and chairman in 2001.

The tremendous growth of Aflac during Dan’s 18 year tenure as CEO is well documented. Revenues have grown from $2.7 billion to $15.4 billion as of December 31, 2007. Aflac’s market capitalization has grown from $1.2 billion in 1990 to over $30 billion during the same period. In 2007, for the 18th year in a row, we have increased operating earnings per diluted share by at least 15%, before the impact of currency translation. Additional highlights include:

•Branding the company Aflac and launching of the Aflac Duck Campaign. Today, Aflac is a top national brand and was ranked by Forbes magazine as one of the Top 25 Power Brands in the United States.

•Diversification of Aflac products to meet a wider array of consumer needs.

•Being the first company to voluntarily agree to let shareholders vote on executive compensation.

•Establishment and company-wide support of the Aflac Cancer Center and Blood Disorders Service of Children’s Healthcare of Atlanta.

•Aflac stock has appreciated 3,196% (through year-end 2007) during Mr. Amos’ tenure as CEO.

Mr. Amos has received the Dr. Martin Luther King, Jr. Unity Award and the Anti-Defamation League’s Torch of Liberty Award. He has also been recognized for the past several years by Institutional Investor magazine as one of the top CEOs in the country, and has been named by CNN as a CEO of the Week. He most recently was named as one of the 100 Most Influential People in Business Ethics by Ethisphere Magazine, a global publication focused on the correlation between ethics and profit.

Under Mr. Amos’ leadership, Aflac has been recognized for the company’s people-first approach to management. In January 2008, Aflac was included in Fortune magazine’s list of “The 100 Best Companies to Work For in America” for the tenth consecutive year. Since 1993, Aflac has appeared on Hispanic magazine's “Corporate 100: The Top 100 Companies Providing the Most Opportunities to Hispanics,” and also has been named to Working Mother magazine’s list of the “100 Best Companies for Working Mothers.”

Mr. Amos is a member of the board of directors of Synovus Financial Corp. and is a member of the boards of trustees of Children's Healthcare of Atlanta and House of Mercy of Columbus. He previously served as a member of the Consumer Affairs Advisory Committee of the Securities and Exchange Commis-sion. He is the former chairman of the board of The Japan America Society of Georgia and former chairman of the University of Georgia Foundation.

Includes reinvested cash dividends computed quarterly as of December 31, 2007.*This reflects Dan Amos’ tenure as CEO.

1-Year5-Year

10-Year

17-Year*

Aflac 38.2% 17.1% 18.3% 22.0%

S&P Life & Health 11.0 19.7 6.9 12.2

S&P 500 5.5 12.8 5.9 11.4

Dow Jones 8.9 12.2 7.4 12.5

Compound Annual Returns

Dan AmosChairman and Chief Executive Officer

Dan Amos is the most tenuredCEO of Fortune 500 companiesin Georgia and is among thelongest-serving CEOs in the United States.

Dan Amos is chairman and chief executive officer of Aflac Incorporated. Mr. Amos joined Aflac in 1973 and worked in the sales area for 10 years. He was named president of Aflac in 1983; chief operating officer in 1987; chief executive officer of Aflac Incorporated in 1990, and chairman in 2001.

The tremendous growth of Aflac during Dan’s 18 year tenure as CEO is well documented. Revenues have grown from $2.7 billion to $15.4 billion as of December 31, 2007. Aflac’s market capitalization has grown from $1.2 billion in 1990 to over $30 billion, without acquiring any companies, during the same period. In 2007, for the 18th year in a row Aflac has increased operating earnings per diluted share by at least 15%, before the impact of currency translation. Additional highlights include:

•BrandingthecompanyAflacandlaunchingoftheAflacDuckcampaign.Today,Aflac is a top national brand and was ranked by Forbes magazine as one of the Top25PowerBrandsintheUnitedStates.

•DiversificationofAflacproductstomeetawiderarrayofconsumerneeds.

•Beingthefirstcompanytovoluntarilyagreetoletshareholdersvoteon executive compensation.

•EstablishmentandcompanywidesupportoftheAflacCancerCenterandBloodDisordersServiceofChildren’sHealthcareofAtlanta.

•Aflac’s total return to shareholders, including reinvested cash dividends, was3,867% (August 1990 through December 2007).

Mr.Amos has received the Dr. Martin Luther King, Jr. UnityAward and the Anti-Defamation League’s Torch of Liberty Award. He has also been recognized for the past several years by Institutional Investor magazine as one of the top CEOs in the country, and has been named by CNN as a CEO of the Week. He mostrecentlywasnamedasoneofthe100MostInfluentialPeopleinBusinessEthics by Ethisphere magazine, a global publication focused on the correlation between ethics and profit.

Under Mr. Amos’ leadership, Aflac has been recognized for the company’s people-first approach to management. In January 2008, Aflac was included in Fortunemagazine’slistof“The100BestCompaniestoWorkForinAmerica” for the tenth consecutive year. Since 1993, Aflac has appeared on Hispanic magazine’s “Corporate 100: The Top 100 Companies Providing the Most Opportunities to Hispanics,” and also has been named to Working Mother magazine’slistofthe“100BestCompaniesforWorkingMothers.”

Mr.Amos is a member of the board of directors of Synovus Financial Corp. and is a member of the boards of trustees of Children’s Healthcare of Atlanta and House of Mercy of Columbus. He previously served as a member of the Consumer Affairs Advisory Committee of the Securities and ExchangeCommission.HeistheformerchairmanoftheboardofTheJapanAmericaSocietyofGeorgiaandformerchairmanoftheUniversityofGeorgiaFoundation.

Dan Amos is chairman and chief executive officer of Aflac Incorporated. Mr. Amos joined Aflac in 1973 and worked in the sales area for 10 years. He was named president of Aflac in 1983; chief operating officer in 1987; chief executive officer of Aflac Incorporated in 1990, and chairman in 2001.

The tremendous growth of Aflac during Dan’s 18 year tenure as CEO is well documented. Revenues have grown from $2.7 billion to $15.4 billion as of December 31, 2007. Aflac’s market capitalization has grown from $1.2 billion in 1990 to over $30 billion during the same period. In 2007, for the 18th year in a row, we have increased operating earnings per diluted share by at least 15%, before the impact of currency translation. Additional highlights include:

•Branding the company Aflac and launching of the Aflac Duck Campaign. Today, Aflac is a top national brand and was ranked by Forbes magazine as one of the Top 25 Power Brands in the United States.

•Diversification of Aflac products to meet a wider array of consumer needs.

•Being the first company to voluntarily agree to let shareholders vote on executive compensation.

•Establishment and company-wide support of the Aflac Cancer Center and Blood Disorders Service of Children’s Healthcare of Atlanta.

•Aflac stock has appreciated 3,196% (through year-end 2007) during Mr. Amos’ tenure as CEO.

Mr. Amos has received the Dr. Martin Luther King, Jr. Unity Award and the Anti-Defamation League’s Torch of Liberty Award. He has also been recognized for the past several years by Institutional Investor magazine as one of the top CEOs in the country, and has been named by CNN as a CEO of the Week. He most recently was named as one of the 100 Most Influential People in Business Ethics by Ethisphere Magazine, a global publication focused on the correlation between ethics and profit.

Under Mr. Amos’ leadership, Aflac has been recognized for the company’s people-first approach to management. In January 2008, Aflac was included in Fortune magazine’s list of “The 100 Best Companies to Work For in America” for the tenth consecutive year. Since 1993, Aflac has appeared on Hispanic magazine's “Corporate 100: The Top 100 Companies Providing the Most Opportunities to Hispanics,” and also has been named to Working Mother magazine’s list of the “100 Best Companies for Working Mothers.”

Mr. Amos is a member of the board of directors of Synovus Financial Corp. and is a member of the boards of trustees of Children's Healthcare of Atlanta and House of Mercy of Columbus. He previously served as a member of the Consumer Affairs Advisory Committee of the Securities and Exchange Commis-sion. He is the former chairman of the board of The Japan America Society of Georgia and former chairman of the University of Georgia Foundation.

Includes reinvested cash dividends computed quarterly as of December 31, 2007.*This reflects Dan Amos’ tenure as CEO.

1-Year5-Year

10-Year

17-Year*

Aflac 38.2% 17.1% 18.3% 22.0%

S&P Life & Health 11.0 19.7 6.9 12.2

S&P 500 5.5 12.8 5.9 11.4

Dow Jones 8.9 12.2 7.4 12.5

Compound Annual Returns

Dan AmosChairman and Chief Executive Officer

Dan Amos is the most tenuredCEO of Fortune 500 companiesin Georgia and is among thelongest-serving CEOs in the United States.

Dan Amos is chairman and chief executive officer of Aflac Incorporated. Mr. Amos joined Aflac in 1973 and worked in the sales area for 10 years. He was named president of Aflac in 1983; chief operating officer in 1987; chief executive officer of Aflac Incorporated in 1990, and chairman in 2001.

The tremendous growth of Aflac during Dan’s 18 year tenure as CEO is well documented. Revenues have grown from $2.7 billion to $15.4 billion as of December 31, 2007. Aflac’s market capitalization has grown from $1.2 billion in 1990 to over $30 billion, without acquiring any companies, during the same period. In 2007, for the 18th year in a row Aflac has increased operating earnings per diluted share by at least 15%, before the impact of currency translation. Additional highlights include:

•BrandingthecompanyAflacandlaunchingoftheAflacDuckcampaign.Today,Aflac is a top national brand and was ranked by Forbes magazine as one of the Top25PowerBrandsintheUnitedStates.

•DiversificationofAflacproductstomeetawiderarrayofconsumerneeds.

•Beingthefirstcompanytovoluntarilyagreetoletshareholdersvoteon executive compensation.

•EstablishmentandcompanywidesupportoftheAflacCancerCenterandBloodDisordersServiceofChildren’sHealthcareofAtlanta.

•Aflac’s total return to shareholders, including reinvested cash dividends, was3,867% (August 1990 through December 2007).

Mr.Amos has received the Dr. Martin Luther King, Jr. UnityAward and the Anti-Defamation League’s Torch of Liberty Award. He has also been recognized for the past several years by Institutional Investor magazine as one of the top CEOs in the country, and has been named by CNN as a CEO of the Week. He mostrecentlywasnamedasoneofthe100MostInfluentialPeopleinBusinessEthics by Ethisphere magazine, a global publication focused on the correlation between ethics and profit.

Under Mr. Amos’ leadership, Aflac has been recognized for the company’s people-first approach to management. In January 2008, Aflac was included in Fortunemagazine’slistof“The100BestCompaniestoWorkForinAmerica” for the tenth consecutive year. Since 1993, Aflac has appeared on Hispanic magazine’s “Corporate 100: The Top 100 Companies Providing the Most Opportunities to Hispanics,” and also has been named to Working Mother magazine’slistofthe“100BestCompaniesforWorkingMothers.”

Mr.Amos is a member of the board of directors of Synovus Financial Corp. and is a member of the boards of trustees of Children’s Healthcare of Atlanta and House of Mercy of Columbus. He previously served as a member of the Consumer Affairs Advisory Committee of the Securities and ExchangeCommission.HeistheformerchairmanoftheboardofTheJapanAmericaSocietyofGeorgiaandformerchairmanoftheUniversityofGeorgiaFoundation.

About Aflac

For more than 50 years, Aflac products have helped provide peace of mind and reduce financial burdens for millions of people facing life-interrupting medical events.

Aflac is the number one provider of guaranteed renew-able insurance in the United States. Aflac insures one out of four households in Japan and is the number one insurance company in terms of individual policies in force in Japan. Aflac is rated AA by Standard & Poor’s, Aa2 (Excellent) by Moody’s, and AA by Fitch Ratings for financial strength. A.M. Best rates Aflac as A+ (Superior).

Aflac has been included in Fortune magazine’s listing of America’s Most Admired Companies for seven con-secutive years. In January 2008, Aflac was included in Fortune magazine’s list of the 100 Best Companies to Work For in America for the tenth consecutive year. Aflac has also been included on Black Enterprise magazine’s 40 Best Companies for Diversity list. In 2008, Ethisphere magazine recognized Aflac as one of the world’s Most Ethical Companies.

For more information, please contact:

Laura KaneSecond Vice President, External Communicationstelephone: 706.596.3493fax: 706.320.2288

Kenneth S. Janke Jr.Senior Vice President, Investor Relationstelephone: 706.596.3264toll free: 800.235.2667, option 3fax: 706.324.6330

© Aflac Incorporated

For more than 50 years,Aflac products have helpedprovide peace of mind and reduce financial burdens for millions of people facing life-interrupting medical events.

Aflac is the number one provider of guaranteed renewableinsuranceintheUnitedStates.Aflacinsuresone out of four households in Japan and is the number one insurance company in terms of individual policies inforceinJapan.AflacisratedAAbybothStandard& Poor’s and Fitch Ratings and Aa2 (Excellent) byMoody’sforfinancialstrength.A.M.Best ratesAflacasA+ (Superior) forfinancial strength andoperatingperformance.

Aflac has been included in Fortune magazine’s listing of America’s Most Admired Companies for seven years. In January 2008, Aflac was included in Fortune magazine’slistofthe100BestCompaniestoWorkForin America for the tenth consecutive year. Aflac has also been included on Black Enterprise magazine’s 40 BestCompaniesforDiversitylist.In2008,Ethisphere magazine recognized Aflac as one of the world’s Most Ethical Companies.