About Arbor Commercial Mortgage, LLC

TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS CMBS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE FHA LENDER PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER CMBS VERSATILE RELIABLE FHA LENDER GROWING FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER CMBS STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE CMBS FHA LENDER PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER VERSATILE RELIABLE FHA LENDER GROWING FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® CMBS MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE

WE DO MULTIFAMILYLENDING BEST Arbor provides customized loan products & personal service, deal after deal

ARBOR.COM • 1.800.ARBOR.10ARBOR.COM • 1.800.ARBOR.10

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TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS CMBS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS CMBS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE FHA LENDER BRIDGE LOANS CMBS STRONG REPEAT CLIENT BASE VERSATILE RELIABLE PROVEN FHA LENDER TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER VERSATILE RELIABLE GROWING FINANCIAL PARTNERSHIPS FHA LENDER FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE CMBS DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE FHA LENDER PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER VERSATILE RELIABLE FHA LENDER GROWING FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE CMBS FHA LENDER PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER VERSATILE RELIABLE FHA LENDER GROWING FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER IN-HOUSE SERVICING VERSATILE RELIABLE STRONG REPEAT CLIENT BASE PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER BRIDGE LOANS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT

For nearly 20 years, Arbor has been HELPING MULTIFAMILY AND COMMERCIAL REAL ESTATE CLIENTS ACHIEVE THEIR FINANCIAL GOALS by focusing on GROWING LONG-TERM RELATIONSHIPS and conducting business as not

simply another real estate lender, but a PARTNER.

We value our clients to such an extent that we’re

more comfortable calling them partners, and THEIR RELATIONSHIPS WITH ARBOR ARE THE FOUNDATION OF OUR BUSINESS.

GROWING FINANCIAL PARTNERSHIPSFounded by Chairman and CEO Ivan Kaufman, Arbor Commercial

Mortgage, LLC and Arbor Commercial Funding, LLC are national

direct lenders specializing in finance origination and loan servicing

for multifamily and other diverse commercial assets. With a

multi-billion dollar servicing portfolio, Arbor is a primary

commercial loan servicer and special servicer rated by Fitch

Ratings and Standard & Poor’s. Arbor is also on the Standard &

Poor’s Select Servicer List.

ABOUT ARBOR

ARBOR.COM • 1.800.ARBOR.10

In-House Servicing The Arbor Difference

Most Multifamily Lenders Can Provide:• Industry-Leading Terms

• Diverse Loan Products

• Security of a Well-Capitalized Lender

Arbor Provides You Much More:• Personalized Service

• One-Stop Lending Shop

• Deal Customization

• Transactional Flexibility

• In-House Servicing

• A Long-Term Financial Partner

DISCOVER HOW YOUR PORTFOLIO CAN STAND OUT FROM THE REST

At Arbor, this is how so many of our long-term

client relationships begin, with a simple meeting,

a handshake, a commitment from your personal

Arbor originator. It’s not something many commercial

real estate investors and brokers are used to

experiencing with a national, direct commercial

lender…until they work with Arbor—again and again.

Arbor has industry-leading experience in working with all Fannie Mae, FHA and CMBS loan products

and is a long-standing Bridge loan lender across nearly all asset classes.

“ “

HE DROVE ALL THE WAY ACROSS THE STATE to have a cup of coffee with me…


Growing Long-Term Relati

“ “We have NEVER SEEN TERMS LIKE THIS BEFORE. Our other lender was just so strict…

Arbor understands that while it’s nice to begin a

relationship with a commercial real estate lender,

without the right products, proceeds, terms and

commitment, a financial partnership will never

emerge. So Arbor strives to consistently offer

the financial parameters you need and the

flexibility you desire.

Arbor’s lending capabilities have also grown in step with its repeat client base, allowing the company to

consistently support you through our financial strength.

Multifamily-Focused• Top 10 Fannie Mae DUS® Multifamily Lender

• Top Fannie Mae DUS® Multifamily Small Loan Lender

• FHA Multifamily Accelerated Processing (MAP), Low Income Housing Tax Credit (LIHTC) & LEAN Lender

Multifamily, Healthcare, Office, Retail, Hospitality & Industrial• CMBS Loans

• Bridge Loans

• Mezzanine Loans

ARBOR’S AREAS OF LENDING SPECIALIZATION

Each and every Arbor client works with a personal

originator that guides you through the complete

borrowing process from that very first phone call

all the way through closing and through to our

in-house servicing department.

Located across the country, Arbor’s originators have the local market expertise necessary to customize

our financing to match your property and portfolio’s specific needs, whether it’s Fannie Mae, FHA,

CMBS, Bridge or Mezzanine financing. Our originators will partner with you to enhance your investment.

“ “The originators KNOW THE LOCAL MARKETSBETTER than the local banks and make me feel comfortable doing business…

onships Coast-to-Coast


Fannie Mae Financing

Unlike many other large lenders, Arbor’s clients range from large, national institutional investors to small, local

owners. No matter their size or classification, Arbor provides the same level of PERSONALIZATION AND

CUSTOMIZATION for each of our clients, whether for a Small Loan, Conventional Loan, Bridge Loan and beyond.

FANNIE MAE FINANCING The Security of a Long-Standing Top 10 Fannie Mae DUS® Multifamily Lender Combined with Arbor’s Uniquely Personal Level of Service from Origination Through Servicing

The reliability and consistency of Arbor’s Fannie Mae loan products have helped countless numbers of borrowers

achieve their financial goals no matter the market climate. Combined with Arbor’s ability to customize financial

terms under the Fannie Mae platform and our in-house servicing, many of our clients quickly become repeat

Fannie Mae borrowers.

““The LOAN PRODUCT DIVERSITY helps me ensure that I’m doing the best deal for my property and I was treated like a long-term client even though it was my first time…

Fannie Mae Products and Offerings• Adjustable-Rate Mortgage

• Adjustable-Rate Mortgage 7-6™

• Choice Refi™ and Refi Plus™

• Cooperative Apartment Financing

• Early/Extended Rate Lock

• LIHTC Project Financing

• Manufactured Housing Communities

• Military Housing

• Multifamily Affordable Housing

• Small Loans

• Standard DUS®

• Student Housing

• Supplemental Loans

• Tax-Exempt Bond Credit Enhancement

FHA Financing

FHA FINANCING The Best Terms in Multifamily Financing Are Built with Arbor FHA Loans

As an approved FHA Multifamily Accelerated Processing (MAP) and LEAN Lender and a HUD-approved

LIHTC Lender, Arbor provides Multifamily and Healthcare Facility owners with all of the financial benefits

associated with the FHA-insured loan programs on an expedited basis nationwide, ensuring you obtain

the best terms available industry-wide while benefitting from a level of personalization only found at Arbor.

Providing Optimal Financing for The Entire Multifamily Sector• Market-Rate & Affordable Multifamily Assets

(Apartments & Cooperatives)

• Seniors Housing (Independent Living, Assisted Living & Skilled Nursing Facilities)

• Hospitals

Providing Diverse Financing Options for Every Transaction Type• Acquisitions

• Refinancing

• Energy-Efficient Upgrades

• Green Energy Retrofitting

• Moderate-to-Substantial Rehab

• New Construction


CMBS Financing

CMBS FINANCING Leverage the Best in CMBS Financing with Arbor

Experience CMBS lending the Arbor way. Arbor’s CMBS expertise and experience has allowed us to

build a loan platform for you with unique agility, flexibility and, above all, personalization that sets it apart

as the singular financial foundation you need to realize your greater portfolio goals.

Unique Arbor CMBS Advantages• Maximized Leverage

• Rapid Execution

• Personalized Benefits of Working with a True Relationship Lender

• Flexible Options, Including Bridge-to-Permanent CMBS Loans, Mezzanine and Preferred Equity

Bridge FinancingGrowing Long-Term Relati

BRIDGE FINANCING Ease Your Asset’s Financial Transition & Send It on the Right Investment Path with an Arbor Bridge Loan

Provided by Arbor Realty Trust (NYSE, ABR), our Bridge Loans offer you the opportunity to leverage

short-term financing benefits without compromising long-term ROI, making your property’s financial

transition seamless.

Unique Arbor Advantages• CMBS, Fannie Mae or FHA loan exit

• Bridge-to-Permanent One-Stop Shop

• Solves the Fannie Mae & FHA Timing Issue

• Full Leverage – Up to 80%

• Loan Amounts Starting at $3 Million

• Non-Recourse

• Typically Interest-Only Payments

• Prepayment Generally Permitted

• Other Asset Classes Eligible

Eligible Transactions in Strong Markets• Traditional Acquisitions

• Acquisitions with Rehab Component

• Acquisitions with Nearly Completed New Construction

• Acquisitions Out of Foreclosure

• Refinances

• Debt Buy-Backs with Fresh Equity

• Properties in Lease-Up


In-House Servicing

““

The company distinguishes itself from other lenders by its CUSTOMER SERVICE…

Our borrowers’ relationship with Arbor does not end upon closing. Rather, our in-house servicing

team and experienced asset managers perpetuate the financial partnership with our clients, assisting

throughout the lifecycle of all loans.

Arbor Servicing & Asset Management• Rated Primary Commercial Loan Servicer by Fitch Ratings and Standard & Poor’s

• Rated Special Servicer by Fitch Ratings and Standard & Poor’s

• Member of Standard & Poor’s Select Servicer List

Arbor’s servicing division currently oversees a multi-billion-dollar portfolio of assets across the

commercial real estate sector and our unique structure and exemplary level of customer service allow

us to see to our clients’ needs year after year and deal after deal.

TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS CMBS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS CMBS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE FHA LENDER BRIDGE LOANS CMBS STRONG REPEAT CLIENT BASE VERSATILE RELIABLE PROVEN FHA LENDER TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER VERSATILE RELIABLE GROWING FINANCIAL PARTNERSHIPS FHA LENDER FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE CMBS DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE FHA LENDER PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER VERSATILE RELIABLE FHA LENDER GROWING FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE CMBS FHA LENDER PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER VERSATILE RELIABLE FHA LENDER GROWING FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER IN-HOUSE SERVICING VERSATILE RELIABLE STRONG REPEAT CLIENT BASE PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER BRIDGE LOANS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT

For nearly 20 years, Arbor has been HELPING MULTIFAMILY AND COMMERCIAL REAL ESTATE CLIENTS ACHIEVE THEIR FINANCIAL GOALS by focusing on GROWING LONG-TERM RELATIONSHIPS and conducting business as not

simply another real estate lender, but a PARTNER.

We value our clients to such an extent that we’re

more comfortable calling them partners, and THEIR RELATIONSHIPS WITH ARBOR ARE THE FOUNDATION OF OUR BUSINESS.

GROWING FINANCIAL PARTNERSHIPSFounded by Chairman and CEO Ivan Kaufman, Arbor Commercial

Mortgage, LLC and Arbor Commercial Funding, LLC are national

direct lenders specializing in finance origination and loan servicing

for multifamily and other diverse commercial assets. With a

multi-billion dollar servicing portfolio, Arbor is a primary

commercial loan servicer and special servicer rated by Fitch

Ratings and Standard & Poor’s. Arbor is also on the Standard &

Poor’s Select Servicer List.

ABOUT ARBOR


TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS CMBS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE FHA LENDER PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER CMBS VERSATILE RELIABLE FHA LENDER GROWING FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS PROVEN STUDENT HOUSING STRONG REPEAT CLIENT BASE VERSATILE RELIABLE BRIDGE LOANS PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER CMBS STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE CMBS FHA LENDER PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER VERSATILE RELIABLE FHA LENDER GROWING FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER VERSATILE RELIABLE IN-HOUSE SERVICING BRIDGE LOANS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE STUDENT HOUSING PROVEN TOP 10 FANNIE MAE DUS® CMBS MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE AFFORDABLE HOUSING DIVERSE PRODUCT LINE BRIDGE LOANS CMBS FHA LENDER STRONG REPEAT CLIENT BASE VERSATILE RELIABLE IN-HOUSE SERVICING PROVEN TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE TOP SMALL LOANS LENDER DIVERSE PRODUCT LINE TOP 10 FANNIE MAE DUS® MULTIFAMILY LENDER STRONG FINANCIAL PARTNERSHIPS FIRST-CLASS CUSTOMER SERVICE RELIABLE

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