Account Opening Forms - Saadiq - Standard Chartered...Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account, as well as the fees and charges may change from time

Saadiq Personal/PremiumAccount Opening Form

NID No.:

Date of Birth:

Signature Date

Name of Introducer:

Account No. (if any):

Introducer Information (applicable only for customers who do not have NID):

1If there are multiple accountholders, or the accountholder is a minor, the personal information of the additional accountholders, or the guardian of the minor accountholder (Father, Mother or any other Legal Guardian) must be added individually with the second section.

2Only the identification document relevant for financial inclusion products are acceptable by the bank

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Personal Account Opening FormPlease complete all details in CAPITAL letter and strike out the non-applicable fields/boxes

Segment: Premium Personal

Currency: Taka

Mode of Operation: Either/SurvivorJointly AnyoneSingly

1 Account Related Information

I/We are applying to open an account in your branch/bank. My/Our account-related and personal details are provided below:

Branch

Standard Chartered Bank

Unique Customer ID Code(Bank use only)

Account Number

Amount of Initial Deposit (in digits):

(in words)

Purpose of Opening Account:

Date

Place of Birth:

Please check “√ ” Yes or No for each of the following questions:

1. Are you a U.S. Resident? 2. Are you a U.S. Citizen? 3. Are you holding a U.S. Permanent Resident Card (Green Card)?

Yes/No

I hereby confirm the information provided above is true, accurate and complete. Subject to applicable local laws, I hereby consent for Standard Chartered PLC or any of its affiliates (collectively ‘‘the Bank’’) to share my information with domestic and overseas tax authorities where necessary to establish my tax liability in any jurisdiction.

2 Applicant’s Personal Information1

Name of Accountholder in English:

Name of Accountholder in Bangla:

Father’s Name:

Mother’s Name:

Husband/Wife’s Name:

a. b. c.

Nationality (Please mention all your nationalities) : (For foreign national, copy of valid passport with VISA has to be mandatorily collected.)

Country of Birth:

Date of Birth: D D M M Y Y Y Y/ /

Occupation (with Designation):

Where applicable, Bangladesh Bank’s Guidelines on Foreign Exchange Transactions has to be followed

Residence Status: Resident Non-Resident

Gender:

Salaried (Controller/Owner/Director) Self-EmployedSalariedStudent Unemployed RetiredHomemaker

Work Type:

Organisation’s Name:

Monthly Income:

Source of Fund:

eTIN Number (if any):

(a) National Identification (NID) No.:

(b) Passport No./Birth Certificate Registration No./Other2 (Please specify):

OR

For adult Resident Bangladesh Nationals

Identification Document:

Permanent Address:

Apartment: House No.: Street:

Post Code: Upazila/Thana: District:

Phone No.:

Mobile No.:

E-mail:

Date of Issue:

Expiry Date:

Country of Issuance:

Mailing Address: Permanent AddressPresent Address

Contact Information:

Present Address:

Apartment: House No.: Street:

Post Code: Upazila/Thana: District:If your Present Address is the same as your Permanent Address, then you do not have to fill up the permanent address section below.

Account Title in English:

Account Title in Bangla:

Type of Account:

Saadiq Graduate Saadiq Super Savers Premium

Saadiq CurrentSaadiq eSavers Saadiq Savings

Saadiq Hajj Savers Saadiq Sadaqah Account Others

(For Non-Resident Bangladeshi, copy of valid passport is mandatory)

This section is Applicable for only First Applicant.Select Your Choice of Card :

4 Information Specific to Credit Cards

Saadiq Visa Platinum Saadiq Visa Gold

Residence Type (ownership of residence):

Educational Qualification

Post Graduate Graduate HSC Other

Your name, as you would like it on the card

(leave one space between names, do not use title and nick name, with spaces maximum 19 characters allowed):

Card Cheque Application

Yes

Please supply one (1) Cheque Book:

*Note: First Cheque Book of 10 leaves at free of cost

Standing Instruction (Mandatory)

*Monthly Payment % Minimum amount Due% of current balance

Note: *If this is left blank, your account will be debited for the Minimum Amount Due. *Conditions apply (as stated in Credit Card Terms & Conditions)

Yes, I would like to have my Account automatically debited each month for payment of my credit card dues as follows:

Owned/Family Owned Rented Company provided

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Permanent Address:

Relationship with Nominee:

Name:

NID No./Passport No./Birth Certificate Registration No./Other(Please specify):

NID No./Passport No./Birth Certificate Registration No./Other(Please specify):

In case the nominee is minor, information on the individual who will receive the money as per section 103 (2) of The Bank Company Act, 1991 in the event of death of the account holder(s) where the nominee still remains a minor:

Relationship with Accountholder:

Account Number:

Number of Nominee(s):

3 Nominee(s)3 Related Information

(Bank Use Only)

I/We hereby nominate the following person(s) to receive the fund of this account after my/our death. I/We reserve the right to cancel/amend this nomination at any time using appropriate forms and giving at least 30 days lead time to the Bank. I/We further declare that the Bank will not be liable for any payment affected according to my/our instruction. This nomination will be applicable for all existing and future accounts with and services from your Bank, unless otherwise specified by me/us. I/We further agree that the Bank will make payments as per my/our instruction and if the payment is made, all its obligations in respect of the fund concerned shall be deemed fulfilled.

Present Address:

Percentage (%) nominated for:

Name:

Nominee Details:

Date of Birth: D D M M Y Y Y Y/ /

3If there are multiple nominees, each nominee’s personal information has to be recorded separately in Section 3 or as an enclosure with Section 3.

05 Information on your other bank accounts/Other Finance Accounts/Other Credit Card

Bank and Branch NameDeposit Account Finance Account Credit Card

Type of Account operated (Please Tick)

Mailing Instructions for Card delivery

Your Card will be delivered to your Present Address (address as mentioned in this Application Form)

Please be informed that if we are unable to deliver your Card at your mailing address, the Card may be forwarded to your preferred branch.Please mention your preferred branch for Card delivery:

MOST IMPORTANT DOCUMENT /MÖvnK m¤§wZcÎ*C

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I agree with the weightage applicable for my Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account which is available at StanChart branch and profit accrual in my account will start from the date of account opening.

Ancillary Products: I understand that Phone Banking (Telephone Identification Number), SMS Banking and Saadiq Debit Card are bundled with my Account and The Bank shall deduct charges as applicable for such services.

Fees & Charges: Fees and charges have been explained to me & I have read and understood the latest Saadiq Schedule of Charges.

(For Personal Account opening only/ïaygvÎ cv‡m©vbvj GKvD›U I‡cwbs‡qi †ÿ‡Î cÖ‡hvR¨)(Please read and sign to confirm that all information relevant to your Bank Account has been provided to you at the time of Account opening)/wb‡¤œ ewY©Z Z_¨mg~n AbyMÖn K‡i c‡o Ges ¯^vÿi K‡i wbwðZ Kiæb †h, Avcbvi GKvD›U †Lvjvi mgq GKvD›U mswkøó mg¯Í Z_¨ m¤ú‡K© Avcwb AeMZ Av‡Qb)

Accountholder’s Declarations: I confirm that I have understood & agreed with all the following product featuresGKvD›U‡nvìv‡ii †NvlYv: Avwg wbwðZ KiwQ †h, wb‡¤œ cÖ`Ë †cÖvWv‡±i mKj welq Avwg AeMZ n‡qwQ I m¤§wZ Ávcb KiwQ

e¨vsK KZ©…K †NvwlZ ZvwjKv Abyhvqx Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi cÖ‡hvR¨ gybvdvi Zyjbvg~jK aviYv m¤ú‡K© Avwg AeMZ AvwQ Ges GKvD›U †Lvjvi ZvwiL †_‡K Avgvi GKvD‡›Ui gybvdv MYbv ïiæ Kiv n‡e|

wd I PvR©mg~n: wd I PvR©mg~n Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q Ges mv¤úªwZK mvw`K PvR©mg~‡ni ZvwjKv Avwg c‡owQ I eyS‡Z †c‡iwQ|

mnvqK †cÖvWv±mg~n: Avwg AeMZ AvwQ †h, †dvb e¨vswKs †Uwj‡dvb AvB‡Ww›Uwd‡Kkb bv¤^vi), GmGgGm e¨vswKs Ges mvw`K †WweU KvW© Avgvi GKvD‡›U AšÍ©f~³ n‡e Ges e¨vsK G msµvšÍ h_vh_ PvR© Av`vq Ki‡e|

Uvb©A¨vivDÛ UvBg: Avwg AeMZ AvwQ †h, Avgvi †WweU KvW© I †PKeB †c‡Z Kgc‡ÿ 2wU Kg©wèm mgq jvM‡e|Turnaround time: I understand that it may require minimum two working days to deliver my Debit Card and Chequebook.

Declaration of the Bank: I understand that the weightages applicable for my Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account, as well as the fees and charges may change from time to time at the sole discretion of Standard Chartered Bank by displaying a notice of such effect at the branch and/or by any other reasonable means of notification of such changes. I shall be deemed to have accepted such changes if the Bank does not receive any notice to the contrary from me within 3 days from the issuance of such notice.e¨vsK-Gi GLwZqvi: Avwg AeMZ AvwQ †h, Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi gybvdv wKsev wd I PvR©mg~n ÷¨vÛvW© PvU©vW© e¨vsK-Gi GKK wm×v‡šÍ †h †Kvb mgq cwieZ©b n‡Z cv‡i hv eªvÂ mg~‡n cÖ`wk©Z n‡e A_ev Ab¨ †h †Kvb gva¨‡g Avgv‡K Rvbv‡bv n‡e| D³ †bvwUk cÖ`v‡bi wZb w`‡bi g‡a¨ G msµvšÍ †Kvb AvcwË DÌvwcZ bv n‡j mKj kZ©vejx MÖnY‡hvM¨ I cÖ‡hvR¨ e‡j MwYZ n‡e|I/We hereby declare that I/we agree to have my/our security items (viz. Chequebook, Internet Banking PIN, Debit Card and other security items) delivered to my/our mailing address and also understand that Debit Card will be delivered in deactivated status for security reason.Avwg/Avgiv †NvlYv KiwQ †h, Avgvi/Avgv‡ì e¨vsK m¤úwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, †PKeB, B›Uvi‡bU e¨vswKs wc.AvB.Gb, †WweU KvW© I Ab¨vb¨ wmwKDwiwU AvB‡Ug mg~n) e¨vsK KZ…©K Avgvi/Avgv‡ì †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, †WweU KvW© wbivcËvi ¯^v‡_© wbw¯Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|

I agree that I can apply for the Graduate Account between the age of 18 to 26. Upon reaching the age of 26, my account will be converted to eSavers Account. I also agree that I need to submit a photocopy of my valid student ID card and show my original student ID card for verification purpose.Avwg m¤§wZ cÖKvk KiwQ †h, MÖ¨vRy‡qU GKvD›U-Gi Rb¨ Av‡e`bKv‡j Avgvi eqm 18 †_‡K 26 eQ‡ii AšÍeZ©x n‡Z n‡e| Avgvi eqm 26 eQi c~Y© nIqv gvÎB Avgvi MÖ¨vRy‡qU GKvD›UwU B-†mfvim GKvD›U wn‡m‡e cwiewZ©Z n‡e| Avwg AeMZ AvwQ †h, Av‡e`b Kivi Rb¨ Avgv‡K KvhK©i I êa ÷z‡W›U AvBwW Kv‡W©i d‡UvKwc Rgv w`‡Z n‡e Ges wPwýZKiY I hvPvBKi‡Yi Rb¨ Avmj AvBwW KvW©wU cÖ`k©b Ki‡Z n‡e|

If there is no transaction initiated by me for 2 years in case of Savings Account and 1 year in case of Current Account then the account will be classified as ‘Dormant’.mÂqx wnmv‡ei †ÿ‡Î 2 eQi Ges PjwZ wnmv‡ei †ÿ‡Î 1 eQi Avgvi Øviv †Kvb †jb‡`b bv n‡j wnmve ÔWi‡g›UÕ e‡j MY¨ n‡e|

Profit application/gybvdv A¨vwcø‡Kkb: I understand that/Avwg AeMZ AvwQ †h,

Profit in my Saadiq Savings/Saadiq eSavers/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account will be accrued on monthly average balance and applied on quarterly basis.Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi gybvdv MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwË‡Z Ges cÖ`vb Kiv n‡e ˆÎgvwmK wfwË‡Z|

Profit in my Saadiq Super Savers Premium/Saadiq Graduate/Saadiq Sadaqah Account will be accrued on monthly average balance and applied on monthly basis.Avgvi mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU/mvw`K mv`vKvn GKvD›U-Gi gybvdv MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwË‡Z Ges cÖ`vb Kiv n‡e gvwmK wfwË‡Z|

Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU/mvw`K mv`vKvn GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U gy`vivevi bxwZgvjvi Dci cÖwZwôZ| Bmjvgx kixqvn-Gi Av‡jv‡K, hw` gy`vivevi mÂqx eë¯’vcbvi †Kvb ¶wZ nq, Avwg †mB ¶wZ Avgvi As‡ki Abycv‡Z enb Ki‡ev|

My Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate/Saadiq Sadaqah Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account are based on the principles of Mudaraba. In-line with the rules of Islamic Shariah in case the Mudaraba Asset incurs a loss, I will have to bear this loss in the ratio of my share in the Mudaraba.

Applicable for Employee Banking/Ggcøwq e¨vswKs Gi Rb¨ cÖ‡hvRÏ agree that if the Salary is not credited/deposited in my account for six (6) consecutive months, the Bank will have the right to de-enroll me from thePayroll Banking benefits at any point in time.GKvav‡i Qq (6) gvm Avgvi †eZb GB GKvD‡›U Rgv bv n‡j, e¨vs‡Ki GLwZqvi Abyhvqx †c‡ivj e¨vswKs myweavw` GB GKvD‡›U cÖ‡hvR¨ n‡e bv|

fzjekZ m¨vjvix GKvD‡›U †eZb Rgv n‡j Zv cÖZ¨vc©‡Yi Rb¨ Avgvi wb‡qvMKZ©vi BÝvUªvKkb cÖ‡hvR¨ n‡e|

Credit reversal or refunds of salary from the payroll accounts will be done based on the instruction from the employer if there is an erroneous instruction from the employer.

Special features applicable only for Saadiq eSavers Account/ïaygvÎ mvw`K B-†mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:Usage of Alternate Channels*: I understand that for Saadiq eSavers Account, all transactions are supposed to be carried out through the Alternate Channels of Standard Chartered Bank.Aëvi‡bU P¨v‡bjmg~‡ni eënviwewa*: Avwg AeMZ AvwQ †h, mvw`K B-†mfvim GKvD›U-Gi Rb¨ mg¯Í †jb‡`b ÷¨vÛvW© PvU©vW© e¨vsK-Gi Aëvi‡bU P¨v‡bjmg~‡ni gva¨‡g Kiv eva¨Zvg~jK|

†PKeB: mvw`K B-†mfvim GKvD‡›Ui Rb¨ ÒGKvD›U †cwq IbwjÓ wcÖ-wcÖ‡›UW †PKeB cvIqv hv‡e| (GB †P‡Ki gva¨‡g bM` D‡Ëvjb wKsev evn‡Ki gva¨‡g †jb‡`b MÖnY‡hvM¨ bq)

Chequebook: “Account Payee Only” pre printed Chequebook is available for Saadiq eSavers Account. (no bearer or cash withdrawal is allowed through this cheque)

I understand that I will be able to enjoy the benefits of a Credit Card and/or Personal Finance along with my account as part of Easy/Employee Banking Value Pack subject to fulfilment of the Bank’s Credit norms. The annual fees for this Card and Processing fee for Personal Finance will be discounted as appropriate. The activation, usage and retention of this Card will be solely at my discretion.

Avwg AeMZ AvwQ †h, e¨vs‡Ki FY bxwZgvjv c~iY mv‡c‡ÿ Avgvi e¨vsK GKvD‡›Ui cvkvcvwk BwR A_ev Bwe f¨vjy c¨v‡KR Ask wn‡m‡e Avwg GKwU †µwWU KvW©/cv‡m©vbvj dvBbv‡Ýi myweav Dc‡fvM Kie| Kv‡W©i †ÿ‡Î n«vmK…Z evwl©K wd Ges cv‡m©vbvj dvBbv‡Ýi †ÿ‡Î n«vmK…Z cÖ‡mwms wd h‡_vchy³ fv‡e cÖ‡hvR¨ n‡e| KvW© mwµqKiY, eënvi Ges Pvjy ivLv Avgvi we‡ePbvaxb n‡e|

I/we understand and also agree that I/we will duly notify the bank regarding departure from Bangladesh and I/we agree that my/our account shall be marked as Non Resident Taka (NRT) account from the date specified on the notification. I understand this NRT marking will have consequences of restricting several types of transaction as per applicable laws of Bangladesh. Similarly I/we will duly notify the bank regarding arrival in Bangladesh from abroad on temporary/permanent basis and I/we agree that my/our account shall be marked as Resident from the date specified on the notification.Avwg/Avgvi AeMZ AvwQ Ges m¤§Z n‡qwQ †h Avwg/Avgiv evsjv‡`‡ki evB‡i hvevi c~‡e© h_vh_ fv‡e Avgvi/Avgv‡ì hvÎvi ZvwiL e¨vsK-‡K AewnZ Kie| DcišÍ Avwg/Avgiv AeMZ AvwQ †h, e¨vsK-†K AewnZ Kivi ZvwiL †_‡K Avgvi/Avgv‡ì A¨vKvD›UwU cÖevmx (NRT) wn‡m‡e MY¨ n‡e Ges evsjv‡`‡ki we`¨gvb AvBb Abyhvqx cÖevmx G¨vKvD‡›U wewfbœ †jb‡`‡bi mxgve×Zv Av‡Q| GKBfv‡e Avwg/Avgiv AeMZ AvwQ †h, Avwg/Avgiv †`‡k †divi ci e¨vsK-†K Avgvi/Avgv‡ì evsjv‡`‡ki cÖZ¨veZ©‡bi ZvwiL AewnZ Kie Ges GKvD›UwU wbevmx (Resident) wn‡m‡e we‡ewPZ n‡e D³ cÖZ¨veZ©‡bi welqwU e¨vsK-†K AewnZ Ki‡Yi ZvwiL †_‡K|

Customer Copy/Kv÷gvi Kwc

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1. I am aware that I need to set up a Standing Order (SO) at the time of opening Saadiq Hajj Savers Account and choose monthly amount and tenor at my discretion. (Minimum tenor six months and maximum tenor is five years)/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD›U †Lvjvi mgq Avgv‡K GKwU ÷¨vwÛs AW©vi (GmI) ¯’vcb Ki‡Z n‡e Ges Avgvi wm×všÍ Abyhvqx gvwmK cwigvY I †gqv` DËx‡Y©i ZvwiL wba©vwiZ n‡e| (b~¨bZg †gqv` 6 gvm I m‡e©v”P †gqv` 5 eQi)

2. I understand that Chequebook and Debit card are not applicable for Saadiq Hajj Savers Account/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ †PK eB I †WweU KvW© cÖ‡hvR¨ bq|3. I understand that I may set up only one SO, per Saadiq Hajj Savers Account/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ Avwg GKwU gvÎ GmI ¯’vcb Ki‡Z cvi‡ev| 4. I understand, in case of closure before maturity, I have to close the account and the fund will be transferred to my transactional account. Partial withdrawal is not allowed in Hajj Savers Account/Avwg

AeMZ AvwQ †h, †gqv` †kl nIqvi Av‡M GKvD›UwU eÜ Kivi †¶‡Î Avgvi GKvD‡›Ui dvÛ Uªvb‡RKkbvj GKvD‡›U UªvÝdvi n‡e| nR¡ †mfvim GKvD›U-G AvswkK dvÛ D‡Ëvj‡bi my‡hvM †bB|5. I understand, for early closure of Hajj Savers Account before SO maturity, no profit will be forfeited/Avwg AeMZ AvwQ †h, ÷¨vwÛs AW©v‡ii †gqv` †k‡li Av‡M nR¡ †mfvim GKvD›U eÜ Ki‡j gybvdv‡Z †Kvb ¶wZ n‡ebv| 6. I understand, based on the purpose of this account, the Bank has set a maximum deposit limit of BDT 50 lac. Any additional amount in Hajj Savers Account over this limit will be reversed back to

my account from where SO has been set/Avwg AeMZ AvwQ †h GB GKvD‡›Ui D‡Ïk¨ Abyhvqx e¨vsK m‡e©v”P wW‡cvwR‡Ui cwigvY 50 j¶ UvKv avh© K‡i‡Q| Gi AwZwi³ †h †Kvb cwigvY GmI wba©viYKvix g~j GKvD›U-G †diZ hv‡e|7. I understand, Hajj Savers Account can also be used for the purpose of Umrah/Avwg AeMZ AvwQ †h, nR¡ †mfvim GKvD›U †mevwU Dgivni D‡Ï‡kÏ eënvi Kiv †h‡Z cv‡i

Special features applicable only for Saadiq Hajj Savers/ïaygvÎ mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:

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Minimum Balance Requirement:

15% VAT is applicable for all fees and chargesGovt. Excise Duty is applicable annually for all AccountsThe Bank reserves the right to amend the Saadiq Schedule of Charges at any time by displaying a notice to such effect at the branch and/or any other reasonable means of notification of such changesFor Saadiq Priority and Premium Banking Customers, separate Schedules of Fees & Charges are applicableFor Saadiq Employee Banking clients, fees and charges shall apply as per Employee Banking agreement

Important Notes:

For Saadiq Sadaqah Account:

mKj wd I PvR©mg~‡ni Dci 15% f¨vU cÖ‡hvR¨

mKj GKvD‡›Ui Dci evwl©K ivóªxq G·vBR wWDwU cÖ‡hvR¨

†h †Kvb gyn~‡Z© mvw`K GKvD‡›U †h †Kvb PvR© cwieZ©‡bi wm×všÍ e¨vsK KZ…©K msiwÿZ hv eªvÂ mg~‡ni cÖ`wk©Z n‡e Ges Ab¨ †h †Kvb gva¨‡g Kv÷gvi‡ì Rvbv‡bv n‡e

mvw`K cÖv‡qwiwU Ges wcÖwgqvg e¨vswKs MÖvn‡Ki Rb¨ c„_K wdm GÛ Pv‡R©m cÖ‡hvR¨ n‡e

mvw`K Ggcøqx e¨vswKs MÖvn‡Ki Rb¨ Ggcøqx e¨vswKs Pzw³ Abyhvqx wdm GÛ Pv‡R©m cÖ‡hvR¨ n‡e

¸iæZ¡c~Y© Z_¨:

mvw`K mv`vKvn A¨vKvD›U

mvw`K nR¡ †mfvimGKvD›U

Saadiq Hajj Savers Account

Saadiq MortgageOneSavings Account

Tk. 600600 UvKv

Not applicablecÖ‡hvR¨ bq


Freewd«

Freewd«

ChargesPvR©mg~n mvw`K mycvi †mfvim

wcÖwgqvg GKvD›Umvw`K gU©‡MR-Iqvb

†mwfsm GKvD›U

†WweU KvW© evwl©K wd (1g eQ‡ii wd GKvD›U †Lvjvi mgq)

Debit Card Annual Fee (1st year Fee will be collected up front)

GKvD›U †gBb‡U‡bÝ wd

Saadiq Super Savers Premium Account

mvw`K †mwfsmGKvD›U/mv`vKvn GKvD›U

mvw`K B-†mfvimGKvD›U

Saadiq SavingsAccount/Sadaqah

Account Saadiq eSavers

Account mvw`K MÖ¨vRy‡qU

GKvD›U

Saadiq Graduate Account

mvw`K Kv‡i›UGKvD›U

Saadiq CurrentAccount

*For Employee Banking, Debit Card Fee is applicable according to payroll agreements

Tk. 600600 UvKv

Tk. 600600 UvKv

Freewd«

Account Maintenance Fee* Tk. 300 halfyearly

300 UvKv Aa© evwl©K

Account Maintenance Fee is not applicable for Employee Banking

0Tk. 100 half yearlyTk. 200 half yearlyTk. 250 half yearlyTk. 300 half yearly

Up to Tk, 10,000Above Tk 10,000 up to Tk. 25,000Above Tk. 25,000 up to Tk 200,000Above Tk. 200,000 up to Tk 1,000,000Above Tk. 1,000,000

10,000 UvKv ch©šÍ10,000 UvKvi D‡×© Ges 25,000 UvKv ch©šÍ25,000 UvKvi D‡×© Ges 200,000 UvKv ch©šÍ200,000 UvKvi D‡×© Ges 1,000,000 UvKv ch©šÍ1,000,000 UvKvi D‡×©

-0-100 UvKv Aa©evwlK-200 UvKv Aa©evwlK-250 UvKv Aa©evwlK-300 UvKv Aa©evwlK

Saadiq Schedule of Charges (Abridged)/mvw`K PvR©mg~‡ni ZvwjKv (ms‡ÿwcZ)

For more details, please refer to Saadiq Schedule of Charges available at all Standard Chartered branches

we¯ÍvwiZ Z‡_ï Rb¨ AbyMÖn K‡i ÷vÛvW© PvU©vW© e¨vsK mvw`K Gi PvR©mg~‡ni ZvwjKv msMÖn Kiæb

• Any individual who has taxable income needs to have e-TIN• In case of private sector, any individual working in Managerial, Administrative or Supervisory capacity needs to have e-TIN regardless of his/her annual income• In case of government sector, any individual within pay-scale grade 10 or above or receives more than BDT 16,000 per month from the government needs to have e-TIN

12-wWwRU wU,AvB,Gb MÖn‡Yi †ÿÎ m¤úªmviY: AvqKi Aa¨v‡`‡ki aviv 184A Gi ms‡kvabA_© AvBb, 2016 Gi gva¨‡g AvqKi Aa¨v‡`k, 1984 Gi aviv 184A Gi Dcaviv (1) †Z bZzb wZbwU K¬R (y), (z) Ges (za) ms‡hvRb K‡i wb¤œewY©Z e¨w³i Rb¨ 12 wWwRU wU,AvB,Gb MÖnY eva¨Zvg~jK Kiv n‡q‡Q-(1) miKvi A_ev miKv‡ii †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui ev cÖPwjZ †Kvb AvBb, Av‡`k ev `wj‡ji gva¨‡g cÖPwjZ MwVZ †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui Kg©Pvix (employee), hw` wZwb mswkøó Avq eQ‡ii †h †Kv‡bv mgq 2015 mv‡j †NvwlZ PvKwi (†eZb I fvZvw`) Av‡`k, 2015 Gi `kg †MÖW Z`yaŸ© †MÖ‡W A_ev 2015 mv‡j †NvwlZ †h †Kvb †c-†¯‹‡ji `kg †MÖW ev Z`yaŸ© †MÖ‡Wi mgZzj¨ †Kvb †MÖ‡W †eZb-fvZvw` MÖnY K‡ib ;

(2) Monthly Payment Order (MPO) Gi AvIZvq miKvi gvwmK 16000/- UvKv Gi †ewk A_© cvb Ggb †Kvb e¨w³ ;(3) eë¯’vcbv I cÖkvmwbK c‡` ev Drcv`‡bi mycvifvBRix c‡` wb‡qvwRZ †Kvb employee, Zvi †eZb-fvZvw` hv-B †nvK bv †Kb|

1. Avgvi †evaMg¨, mv`vKvn A¨vKvD›U Gi Rb¨ e¨vsK †Kvb jf¨vsk e›Ub Ki‡e bv Ges jf¨vs‡ki m¤ú~Y© Ask mv`vKvn A¨vKvD›U †_‡K `vZe¨ A¨vKvD‡›U ¯’vbvšÍ‡ii m¤§wZ cÖ`vb KiwQ|

2. Avgvi †evaMg¨, jf¨vsk `v‡bi †¶‡Î e¨vsK KZ©…K wba©vwiZ `vZe¨ ms¯’v evQvB Ki‡Z n‡e| hw` †Kvb Kvi‡Y Avwg e¨vsK KZ©…K wba©vwiZ `vZe¨ ms¯’v‡K jf¨vsk eÈ‡b Am¤§wZ RvbvB Zvn‡j Avgvi mv`vKvn A¨vKvD›U eZ©gvb e¨v‡j‡Ýi Dci wfwË K‡i cÖPwjZ/mvaviY mvw`K †mwfsm

A¨vKvD‡›U iæcvšÍwiZ/cwiewZ©Z n‡q hv‡e|

3. `vZe¨ ms¯’vq `v‡bi c~‡e© wba©vwiZ/c«‡hvR¨ Ki jf¨vsk n‡Z KZ©b Kiv n‡e|

4. mv`vKvn A¨vKvD›U †_‡K mswkøó P¨vwiwU‡Z ¯^”QZvi m‡½ gybvdv ¯’vbvšÍ‡ii Rb¨ MÖvn‡Ki GKwU Qvqv A¨vKvD›U ˆZwi K‡i e¨vsK †mB gybvdv mvghw়Kfv‡e Mw”QZ ivL‡e| Avi hZ Ki KZ©b Kivi K_v, †mLvb †_‡KB Zv Kiv n‡e|

mvw`K mycvi †mfvim wcÖwgqvg GKvD›USaadiq Super Savers Premium Account

mvw`K †mwfsm GKvD›USaadiq Savings Account

mvw`K B-†mfvim GKvD›USaadiq eSavers Account

mvw`K Kv‡i›U GKvD›USaadiq Current Account

500,000 UvKvTk. 500,000

100,000 UvKvTk. 100,000

50,000 UvKvTk. 50,000

100,000 UvKvTk. 100,000

mvw`K MÖ¨vRy‡qU GKvD›USaadiq Graduate Account

mvw`K nR¡ †mfvim GKvD›USaadiq Hajj Savers Account

mvw`K gU©‡MR-Iqvb GKvD›USaadiq MortgageOne Account

cÖ‡hvR¨ bqNot applicable

mvw`K mv`vKvn GKvD›USaadiq Sadaqah Account


Not Applicable

1. I understand, for Sadaqah Account, Bank will not share any profit in this account and I agree to transfer my entire profit of Sadaqah account/s in a Charity account2. I understand, I have to choose a charity from the list provided by the bank to donate the profit. In case if I do not want to donate the profit to Bank’s approved charities then Sadaqah Account will be converted into regular Saadiq Savings Account based on my balance.3. Applicable tax will be deducted from the profit before the donation is made to the charity4. For transparent execution of profit transfer from Sadaqah Account to designated Charity, the Bank will create a shadow account in client’s name where the profit of Sadaqah account will be temporarily parked and applicable tax deductions will be made.

50,000 UvKvTk. 50,000

MOST IMPORTANT DOCUMENT /MÖvnK m¤§wZcÎ*C

ond

ition

s ap

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kZ© c

Ö‡hvR

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I agree with the weightage applicable for my Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account which is available at StanChart branch and profit accrual in my account will start from the date of account opening.

Ancillary Products: I understand that Phone Banking (Telephone Identification Number), SMS Banking and Saadiq Debit Card are bundled with my Account and The Bank shall deduct charges as applicable for such services.

Fees & Charges: Fees and charges have been explained to me & I have read and understood the latest Saadiq Schedule of Charges.

(For Personal Account opening only/ïaygvÎ cv‡m©vbvj GKvD›U I‡cwbs‡qi †ÿ‡Î cÖ‡hvR¨)(Please read and sign to confirm that all information relevant to your Bank Account has been provided to you at the time of Account opening)/wb‡¤œ ewY©Z Z_¨mg~n AbyMÖn K‡i c‡o Ges ¯^vÿi K‡i wbwðZ Kiæb †h, Avcbvi GKvD›U †Lvjvi mgq GKvD›U mswkøó mg¯Í Z_¨ m¤ú‡K© Avcwb AeMZ Av‡Qb)

Accountholder’s Declarations: I confirm that I have understood & agreed with all the following product featuresGKvD›U‡nvìv‡ii †NvlYv: Avwg wbwðZ KiwQ †h, wb‡¤œ cÖ`Ë †cÖvWv‡±i mKj welq Avwg AeMZ n‡qwQ I m¤§wZ Ávcb KiwQ

e¨vsK KZ©…K †NvwlZ ZvwjKv Abyhvqx Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi cÖ‡hvR¨ gybvdvi Zyjbvg~jK aviYv m¤ú‡K© Avwg AeMZ AvwQ Ges GKvD›U †Lvjvi ZvwiL †_‡K Avgvi GKvD‡›Ui gybvdv MYbv ïiæ Kiv n‡e|

wd I PvR©mg~n: wd I PvR©mg~n Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q Ges mv¤úªwZK mvw`K PvR©mg~‡ni ZvwjKv Avwg c‡owQ I eyS‡Z †c‡iwQ|

mnvqK †cÖvWv±mg~n: Avwg AeMZ AvwQ †h, †dvb e¨vswKs †Uwj‡dvb AvB‡Ww›Uwd‡Kkb bv¤^vi), GmGgGm e¨vswKs Ges mvw`K †WweU KvW© Avgvi GKvD‡›U AšÍ©f~³ n‡e Ges e¨vsK G msµvšÍ h_vh_ PvR© Av`vq Ki‡e|

Uvb©A¨vivDÛ UvBg: Avwg AeMZ AvwQ †h, Avgvi †WweU KvW© I †PKeB †c‡Z Kgc‡ÿ 2wU Kg©wèm mgq jvM‡e|Turnaround time: I understand that it may require minimum two working days to deliver my Debit Card and Chequebook.

Declaration of the Bank: I understand that the weightages applicable for my Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account, as well as the fees and charges may change from time to time at the sole discretion of Standard Chartered Bank by displaying a notice of such effect at the branch and/or by any other reasonable means of notification of such changes. I shall be deemed to have accepted such changes if the Bank does not receive any notice to the contrary from me within 3 days from the issuance of such notice.e¨vsK-Gi GLwZqvi: Avwg AeMZ AvwQ †h, Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi gybvdv wKsev wd I PvR©mg~n ÷¨vÛvW© PvU©vW© e¨vsK-Gi GKK wm×v‡šÍ †h †Kvb mgq cwieZ©b n‡Z cv‡i hv eªvÂ mg~‡n cÖ`wk©Z n‡e A_ev Ab¨ †h †Kvb gva¨‡g Avgv‡K Rvbv‡bv n‡e| D³ †bvwUk cÖ`v‡bi wZb w`‡bi g‡a¨ G msµvšÍ †Kvb AvcwË DÌvwcZ bv n‡j mKj kZ©vejx MÖnY‡hvM¨ I cÖ‡hvR¨ e‡j MwYZ n‡e|I/We hereby declare that I/we agree to have my/our security items (viz. Chequebook, Internet Banking PIN, Debit Card and other security items) delivered to my/our mailing address and also understand that Debit Card will be delivered in deactivated status for security reason.Avwg/Avgiv †NvlYv KiwQ †h, Avgvi/Avgv‡ì e¨vsK m¤úwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, †PKeB, B›Uvi‡bU e¨vswKs wc.AvB.Gb, †WweU KvW© I Ab¨vb¨ wmwKDwiwU AvB‡Ug mg~n) e¨vsK KZ…©K Avgvi/Avgv‡ì †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, †WweU KvW© wbivcËvi ¯^v‡_© wbw¯Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|

I agree that I can apply for the Graduate Account between the age of 18 to 26. Upon reaching the age of 26, my account will be converted to eSavers Account. I also agree that I need to submit a photocopy of my valid student ID card and show my original student ID card for verification purpose.Avwg m¤§wZ cÖKvk KiwQ †h, MÖ¨vRy‡qU GKvD›U-Gi Rb¨ Av‡e`bKv‡j Avgvi eqm 18 †_‡K 26 eQ‡ii AšÍeZ©x n‡Z n‡e| Avgvi eqm 26 eQi c~Y© nIqv gvÎB Avgvi MÖ¨vRy‡qU GKvD›UwU B-†mfvim GKvD›U wn‡m‡e cwiewZ©Z n‡e| Avwg AeMZ AvwQ †h, Av‡e`b Kivi Rb¨ Avgv‡K KvhK©i I êa ÷z‡W›U AvBwW Kv‡W©i d‡UvKwc Rgv w`‡Z n‡e Ges wPwýZKiY I hvPvBKi‡Yi Rb¨ Avmj AvBwW KvW©wU cÖ`k©b Ki‡Z n‡e|

If there is no transaction initiated by me for 2 years in case of Savings Account and 1 year in case of Current Account then the account will be classified as ‘Dormant’.mÂqx wnmv‡ei †ÿ‡Î 2 eQi Ges PjwZ wnmv‡ei †ÿ‡Î 1 eQi Avgvi Øviv †Kvb †jb‡`b bv n‡j wnmve ÔWi‡g›UÕ e‡j MY¨ n‡e|

Profit application/gybvdv A¨vwcø‡Kkb: I understand that/Avwg AeMZ AvwQ †h,

Profit in my Saadiq Savings/Saadiq eSavers/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account will be accrued on monthly average balance and applied on quarterly basis.Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi gybvdv MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwË‡Z Ges cÖ`vb Kiv n‡e ˆÎgvwmK wfwË‡Z|

Profit in my Saadiq Super Savers Premium/Saadiq Graduate/Saadiq Sadaqah Account will be accrued on monthly average balance and applied on monthly basis.Avgvi mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU/mvw`K mv`vKvn GKvD›U-Gi gybvdv MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwË‡Z Ges cÖ`vb Kiv n‡e gvwmK wfwË‡Z|

Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU/mvw`K mv`vKvn GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U gy`vivevi bxwZgvjvi Dci cÖwZwôZ| Bmjvgx kixqvn-Gi Av‡jv‡K, hw` gy`vivevi mÂqx eë¯’vcbvi †Kvb ¶wZ nq, Avwg †mB ¶wZ Avgvi As‡ki Abycv‡Z enb Ki‡ev|

My Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate/Saadiq Sadaqah Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account are based on the principles of Mudaraba. In-line with the rules of Islamic Shariah in case the Mudaraba Asset incurs a loss, I will have to bear this loss in the ratio of my share in the Mudaraba.

Applicable for Employee Banking/Ggcøwq e¨vswKs Gi Rb¨ cÖ‡hvRÏ agree that if the Salary is not credited/deposited in my account for six (6) consecutive months, the Bank will have the right to de-enroll me from thePayroll Banking benefits at any point in time.GKvav‡i Qq (6) gvm Avgvi †eZb GB GKvD‡›U Rgv bv n‡j, e¨vs‡Ki GLwZqvi Abyhvqx †c‡ivj e¨vswKs myweavw` GB GKvD‡›U cÖ‡hvR¨ n‡e bv|

fzjekZ m¨vjvix GKvD‡›U †eZb Rgv n‡j Zv cÖZ¨vc©‡Yi Rb¨ Avgvi wb‡qvMKZ©vi BÝvUªvKkb cÖ‡hvR¨ n‡e|

Credit reversal or refunds of salary from the payroll accounts will be done based on the instruction from the employer if there is an erroneous instruction from the employer.

Special features applicable only for Saadiq eSavers Account/ïaygvÎ mvw`K B-†mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:Usage of Alternate Channels*: I understand that for Saadiq eSavers Account, all transactions are supposed to be carried out through the Alternate Channels of Standard Chartered Bank.Aëvi‡bU P¨v‡bjmg~‡ni eënviwewa*: Avwg AeMZ AvwQ †h, mvw`K B-†mfvim GKvD›U-Gi Rb¨ mg¯Í †jb‡`b ÷¨vÛvW© PvU©vW© e¨vsK-Gi Aëvi‡bU P¨v‡bjmg~‡ni gva¨‡g Kiv eva¨Zvg~jK|

†PKeB: mvw`K B-†mfvim GKvD‡›Ui Rb¨ ÒGKvD›U †cwq IbwjÓ wcÖ-wcÖ‡›UW †PKeB cvIqv hv‡e| (GB †P‡Ki gva¨‡g bM` D‡Ëvjb wKsev evn‡Ki gva¨‡g †jb‡`b MÖnY‡hvM¨ bq)

Chequebook: “Account Payee Only” pre printed Chequebook is available for Saadiq eSavers Account. (no bearer or cash withdrawal is allowed through this cheque)

I understand that I will be able to enjoy the benefits of a Credit Card and/or Personal Finance along with my account as part of Easy/Employee Banking Value Pack subject to fulfilment of the Bank’s Credit norms. The annual fees for this Card and Processing fee for Personal Finance will be discounted as appropriate. The activation, usage and retention of this Card will be solely at my discretion.

Avwg AeMZ AvwQ †h, e¨vs‡Ki FY bxwZgvjv c~iY mv‡c‡ÿ Avgvi e¨vsK GKvD‡›Ui cvkvcvwk BwR A_ev Bwe f¨vjy c¨v‡KR Ask wn‡m‡e Avwg GKwU †µwWU KvW©/cv‡m©vbvj dvBbv‡Ýi myweav Dc‡fvM Kie| Kv‡W©i †ÿ‡Î n«vmK…Z evwl©K wd Ges cv‡m©vbvj dvBbv‡Ýi †ÿ‡Î n«vmK…Z cÖ‡mwms wd h‡_vchy³ fv‡e cÖ‡hvR¨ n‡e| KvW© mwµqKiY, eënvi Ges Pvjy ivLv Avgvi we‡ePbvaxb n‡e|

I/we understand and also agree that I/we will duly notify the bank regarding departure from Bangladesh and I/we agree that my/our account shall be marked as Non Resident Taka (NRT) account from the date specified on the notification. I understand this NRT marking will have consequences of restricting several types of transaction as per applicable laws of Bangladesh. Similarly I/we will duly notify the bank regarding arrival in Bangladesh from abroad on temporary/permanent basis and I/we agree that my/our account shall be marked as Resident from the date specified on the notification.Avwg/Avgvi AeMZ AvwQ Ges m¤§Z n‡qwQ †h Avwg/Avgiv evsjv‡`‡ki evB‡i hvevi c~‡e© h_vh_ fv‡e Avgvi/Avgv‡ì hvÎvi ZvwiL e¨vsK-‡K AewnZ Kie| DcišÍ Avwg/Avgiv AeMZ AvwQ †h, e¨vsK-†K AewnZ Kivi ZvwiL †_‡K Avgvi/Avgv‡ì A¨vKvD›UwU cÖevmx (NRT) wn‡m‡e MY¨ n‡e Ges evsjv‡`‡ki we`¨gvb AvBb Abyhvqx cÖevmx G¨vKvD‡›U wewfbœ †jb‡`‡bi mxgve×Zv Av‡Q| GKBfv‡e Avwg/Avgiv AeMZ AvwQ †h, Avwg/Avgiv †`‡k †divi ci e¨vsK-†K Avgvi/Avgv‡ì evsjv‡`‡ki cÖZ¨veZ©‡bi ZvwiL AewnZ Kie Ges GKvD›UwU wbevmx (Resident) wn‡m‡e we‡ewPZ n‡e D³ cÖZ¨veZ©‡bi welqwU e¨vsK-†K AewnZ Ki‡Yi ZvwiL †_‡K|

Bank Copy/e¨vsK Kwc

May

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1. I am aware that I need to set up a Standing Order (SO) at the time of opening Saadiq Hajj Savers Account and choose monthly amount and tenor at my discretion. (Minimum tenor six months and maximum tenor is five years)/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD›U †Lvjvi mgq Avgv‡K GKwU ÷¨vwÛs AW©vi (GmI) ¯’vcb Ki‡Z n‡e Ges Avgvi wm×všÍ Abyhvqx gvwmK cwigvY I †gqv` DËx‡Y©i ZvwiL wba©vwiZ n‡e| (b~¨bZg †gqv` 6 gvm I m‡e©v”P †gqv` 5 eQi)

2. I understand that Chequebook and Debit card are not applicable for Saadiq Hajj Savers Account/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ †PK eB I †WweU KvW© cÖ‡hvR¨ bq|3. I understand that I may set up only one SO, per Saadiq Hajj Savers Account/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ Avwg GKwU gvÎ GmI ¯’vcb Ki‡Z cvi‡ev| 4. I understand, in case of closure before maturity, I have to close the account and the fund will be transferred to my transactional account. Partial withdrawal is not allowed in Hajj Savers Account/Avwg

AeMZ AvwQ †h, †gqv` †kl nIqvi Av‡M GKvD›UwU eÜ Kivi †¶‡Î Avgvi GKvD‡›Ui dvÛ Uªvb‡RKkbvj GKvD‡›U UªvÝdvi n‡e| nR¡ †mfvim GKvD›U-G AvswkK dvÛ D‡Ëvj‡bi my‡hvM †bB|5. I understand, for early closure of Hajj Savers Account before SO maturity, no profit will be forfeited/Avwg AeMZ AvwQ †h, ÷¨vwÛs AW©v‡ii †gqv` †k‡li Av‡M nR¡ †mfvim GKvD›U eÜ Ki‡j gybvdv‡Z †Kvb ¶wZ n‡ebv| 6. I understand, based on the purpose of this account, the Bank has set a maximum deposit limit of BDT 50 lac. Any additional amount in Hajj Savers Account over this limit will be reversed back to

my account from where SO has been set/Avwg AeMZ AvwQ †h GB GKvD‡›Ui D‡Ïk¨ Abyhvqx e¨vsK m‡e©v”P wW‡cvwR‡Ui cwigvY 50 j¶ UvKv avh© K‡i‡Q| Gi AwZwi³ †h †Kvb cwigvY GmI wba©viYKvix g~j GKvD›U-G †diZ hv‡e|7. I understand, Hajj Savers Account can also be used for the purpose of Umrah/Avwg AeMZ AvwQ †h, nR¡ †mfvim GKvD›U †mevwU Dgivni D‡Ï‡kÏ eënvi Kiv †h‡Z cv‡i

Special features applicable only for Saadiq Hajj Savers/ïaygvÎ mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:

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Minimum Balance Requirement:

15% VAT is applicable for all fees and chargesGovt. Excise Duty is applicable annually for all AccountsThe Bank reserves the right to amend the Saadiq Schedule of Charges at any time by displaying a notice to such effect at the branch and/or any other reasonable means of notification of such changesFor Saadiq Priority and Premium Banking Customers, separate Schedules of Fees & Charges are applicableFor Saadiq Employee Banking clients, fees and charges shall apply as per Employee Banking agreement

Important Notes:

For Saadiq Sadaqah Account:

mKj wd I PvR©mg~‡ni Dci 15% f¨vU cÖ‡hvR¨

mKj GKvD‡›Ui Dci evwl©K ivóªxq G·vBR wWDwU cÖ‡hvR¨

†h †Kvb gyn~‡Z© mvw`K GKvD‡›U †h †Kvb PvR© cwieZ©‡bi wm×všÍ e¨vsK KZ…©K msiwÿZ hv eªvÂ mg~‡ni cÖ`wk©Z n‡e Ges Ab¨ †h †Kvb gva¨‡g Kv÷gvi‡ì Rvbv‡bv n‡e

mvw`K cÖv‡qwiwU Ges wcÖwgqvg e¨vswKs MÖvn‡Ki Rb¨ c„_K wdm GÛ Pv‡R©m cÖ‡hvR¨ n‡e

mvw`K Ggcøqx e¨vswKs MÖvn‡Ki Rb¨ Ggcøqx e¨vswKs Pzw³ Abyhvqx wdm GÛ Pv‡R©m cÖ‡hvR¨ n‡e

¸iæZ¡c~Y© Z_¨:

mvw`K mv`vKvn A¨vKvD›U

mvw`K nR¡ †mfvimGKvD›U

Saadiq Hajj Savers Account

Saadiq MortgageOneSavings Account

Tk. 600600 UvKv



Freewd«

Freewd«

ChargesPvR©mg~n mvw`K mycvi †mfvim

wcÖwgqvg GKvD›Umvw`K gU©‡MR-Iqvb

†mwfsm GKvD›U

†WweU KvW© evwl©K wd (1g eQ‡ii wd GKvD›U †Lvjvi mgq)

Debit Card Annual Fee (1st year Fee will be collected up front)

GKvD›U †gBb‡U‡bÝ wd

Saadiq Super Savers Premium Account

mvw`K †mwfsmGKvD›U/mv`vKvn GKvD›U

mvw`K B-†mfvimGKvD›U

Saadiq SavingsAccount/Sadaqah

Account Saadiq eSavers

Account mvw`K MÖ¨vRy‡qU

GKvD›U

Saadiq Graduate Account

mvw`K Kv‡i›UGKvD›U

Saadiq CurrentAccount

*For Employee Banking, Debit Card Fee is applicable according to payroll agreements

Tk. 600600 UvKv

Tk. 600600 UvKv

Freewd«

Account Maintenance Fee* Tk. 300 halfyearly

300 UvKv Aa© evwl©K

Account Maintenance Fee is not applicable for Employee Banking

0Tk. 100 half yearlyTk. 200 half yearlyTk. 250 half yearlyTk. 300 half yearly

Up to Tk, 10,000Above Tk 10,000 up to Tk. 25,000Above Tk. 25,000 up to Tk 200,000Above Tk. 200,000 up to Tk 1,000,000Above Tk. 1,000,000

10,000 UvKv ch©šÍ10,000 UvKvi D‡×© Ges 25,000 UvKv ch©šÍ25,000 UvKvi D‡×© Ges 200,000 UvKv ch©šÍ200,000 UvKvi D‡×© Ges 1,000,000 UvKv ch©šÍ1,000,000 UvKvi D‡×©

-0-100 UvKv Aa©evwlK-200 UvKv Aa©evwlK-250 UvKv Aa©evwlK-300 UvKv Aa©evwlK

Saadiq Schedule of Charges (Abridged)/mvw`K PvR©mg~‡ni ZvwjKv (ms‡ÿwcZ)

For more details, please refer to Saadiq Schedule of Charges available at all Standard Chartered branches

we¯ÍvwiZ Z‡_ï Rb¨ AbyMÖn K‡i ÷vÛvW© PvU©vW© e¨vsK mvw`K Gi PvR©mg~‡ni ZvwjKv msMÖn Kiæb

• Any individual who has taxable income needs to have e-TIN• In case of private sector, any individual working in Managerial, Administrative or Supervisory capacity needs to have e-TIN regardless of his/her annual income• In case of government sector, any individual within pay-scale grade 10 or above or receives more than BDT 16,000 per month from the government needs to have e-TIN

12-wWwRU wU,AvB,Gb MÖn‡Yi †ÿÎ m¤úªmviY: AvqKi Aa¨v‡`‡ki aviv 184A Gi ms‡kvabA_© AvBb, 2016 Gi gva¨‡g AvqKi Aa¨v‡`k, 1984 Gi aviv 184A Gi Dcaviv (1) †Z bZzb wZbwU K¬R (y), (z) Ges (za) ms‡hvRb K‡i wb¤œewY©Z e¨w³i Rb¨ 12 wWwRU wU,AvB,Gb MÖnY eva¨Zvg~jK Kiv n‡q‡Q-(1) miKvi A_ev miKv‡ii †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui ev cÖPwjZ †Kvb AvBb, Av‡`k ev `wj‡ji gva¨‡g cÖPwjZ MwVZ †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui Kg©Pvix (employee), hw` wZwb mswkøó Avq eQ‡ii †h †Kv‡bv mgq 2015 mv‡j †NvwlZ PvKwi (†eZb I fvZvw`) Av‡`k, 2015 Gi `kg †MÖW Z`yaŸ© †MÖ‡W A_ev 2015 mv‡j †NvwlZ †h †Kvb †c-†¯‹‡ji `kg †MÖW ev Z`yaŸ© †MÖ‡Wi mgZzj¨ †Kvb †MÖ‡W †eZb-fvZvw` MÖnY K‡ib ;

(2) Monthly Payment Order (MPO) Gi AvIZvq miKvi gvwmK 16000/- UvKv Gi †ewk A_© cvb Ggb †Kvb e¨w³ ;(3) eë¯’vcbv I cÖkvmwbK c‡` ev Drcv`‡bi mycvifvBRix c‡` wb‡qvwRZ †Kvb employee, Zvi †eZb-fvZvw` hv-B †nvK bv †Kb|

1. Avgvi †evaMg¨, mv`vKvn A¨vKvD›U Gi Rb¨ e¨vsK †Kvb jf¨vsk e›Ub Ki‡e bv Ges jf¨vs‡ki m¤ú~Y© Ask mv`vKvn A¨vKvD›U †_‡K `vZe¨ A¨vKvD‡›U ¯’vbvšÍ‡ii m¤§wZ cÖ`vb KiwQ|

2. Avgvi †evaMg¨, jf¨vsk `v‡bi †¶‡Î e¨vsK KZ©…K wba©vwiZ `vZe¨ ms¯’v evQvB Ki‡Z n‡e| hw` †Kvb Kvi‡Y Avwg e¨vsK KZ©…K wba©vwiZ `vZe¨ ms¯’v‡K jf¨vsk eÈ‡b Am¤§wZ RvbvB Zvn‡j Avgvi mv`vKvn A¨vKvD›U eZ©gvb e¨v‡j‡Ýi Dci wfwË K‡i cÖPwjZ/mvaviY mvw`K †mwfsm

A¨vKvD‡›U iæcvšÍwiZ/cwiewZ©Z n‡q hv‡e|

3. `vZe¨ ms¯’vq `v‡bi c~‡e© wba©vwiZ/c«‡hvR¨ Ki jf¨vsk n‡Z KZ©b Kiv n‡e|

4. mv`vKvn A¨vKvD›U †_‡K mswkøó P¨vwiwU‡Z ¯^”QZvi m‡½ gybvdv ¯’vbvšÍ‡ii Rb¨ MÖvn‡Ki GKwU Qvqv A¨vKvD›U ˆZwi K‡i e¨vsK †mB gybvdv mvghw়Kfv‡e Mw”QZ ivL‡e| Avi hZ Ki KZ©b Kivi K_v, †mLvb †_‡KB Zv Kiv n‡e|

mvw`K mycvi †mfvim wcÖwgqvg GKvD›USaadiq Super Savers Premium Account

mvw`K †mwfsm GKvD›USaadiq Savings Account

mvw`K B-†mfvim GKvD›USaadiq eSavers Account

mvw`K Kv‡i›U GKvD›USaadiq Current Account

500,000 UvKvTk. 500,000

100,000 UvKvTk. 100,000

50,000 UvKvTk. 50,000

100,000 UvKvTk. 100,000

mvw`K MÖ¨vRy‡qU GKvD›USaadiq Graduate Account

mvw`K nR¡ †mfvim GKvD›USaadiq Hajj Savers Account

mvw`K gU©‡MR-Iqvb GKvD›USaadiq MortgageOne Account


mvw`K mv`vKvn GKvD›USaadiq Sadaqah Account


Not Applicable

1. I understand, for Sadaqah Account, Bank will not share any profit in this account and I agree to transfer my entire profit of Sadaqah account/s in a Charity account2. I understand, I have to choose a charity from the list provided by the bank to donate the profit. In case if I do not want to donate the profit to Bank’s approved charities then Sadaqah Account will be converted into regular Saadiq Savings Account based on my balance.3. Applicable tax will be deducted from the profit before the donation is made to the charity4. For transparent execution of profit transfer from Sadaqah Account to designated Charity, the Bank will create a shadow account in client’s name where the profit of Sadaqah account will be temporarily parked and applicable tax deductions will be made.

50,000 UvKvTk. 50,000

Avcbvi mvw`K †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`Most Important Information for your Saadiq Credit Card Application

(Global Usage Privileges apply/†Møvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨) Customer Copy/ Kv÷gvi Kwc

May

202

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Avwg AeMZ AvwQ †h, Avgvi mvw`K KvW©wU kixqvn& m¤§Z bq Ggb †Kv‡bv c‡q›U Ad †mj/AbjvBb †jb‡`b G eënvi Kiv hv‡e bv|

I understand that this Saadiq Card cannot be used for any POS/Online transaction(s) which is not Shariah compliant.

m¤§vwbZ Av‡e`bKvix,÷¨vÛvW© PvU©vW© mvw`K †µwWU KvW© -G Av‡e`‡bi Rb¨ Avcbv‡K abëv`| †µwWU KvW© m¤c‡K©

AeMwZi Rb¨ wb‡Pi ¸iæZ¡c~Y© Z_¨vw` AbymiY Kiæb Ges m¤c~Y© AeMZ nIqvi ci Avcbvi

m¤§wZm~PK ¯^v¶i cÖ`vb Kiæb|

Customer Declaration/MÖvnK A½xKvibvgvnüv bv

Dear Applicant, Thank you for your application for Standard Chartered Saadiq Credit card. To ensure clarity regarding the Bank’s offer, we request you to go through the declaration and salient points given below and sign your acceptance for the same.

I, ________________________________ _______________ have read and understood the above statements and the contents mentioned overleaf. I also confirm that the declaration provided by me in this form is true and correct. I confirm that I have not given any cash or cheque to any person of the Bank for the approval of this Saadiq Credit Card Application or for any other purpose in relation to this Application.

I also confirm that Mr./Ms. ________________________________________________,

Bearing BDO/RM code ____________________________ has explained to me all the features of Standard Chartered Credit Card.I acknowledge that I have received a copy of this MID.

Avwg,________________________________________________ DcwiwjøwLZ Ges Aci c„ôvi mg¯Í Z_¨vw` c‡owQ Ges m¤c~Y© AeMZ n‡qwQ| Avwg †NvlYv KiwQ †h, GB Av‡e`bc‡Î

Avgvi cÖ`Ë Z_¨vw` m¤c~Y© wbf©‚j Ges mZ¨| Avwg AviI †NvlYv KiwQ †h, Avgvi mvw`K †µwWU

KvW© Av‡e`bcÎwU Rb¨ e¨vs‡Ki m¤§wZ Av`v‡qi A_ev Ab¨ †Kvb D‡Ïk¨ mva‡b Avwg e¨vs‡Ki †Kvb

e¨w³‡K †Kvbiæc bM` UvKv A_ev †PK cÖ`vb Kwiwb|

Avwg †NvlYv KiwQ †h, Rbve/Rbvev _______________________________________,

wewWI/AviGg †KvW ______________________ Avgv‡K ÷¨vÛvW© PvU©vW© mvw`K †µwWU KvW© mswkøó welqvw` m¤c~Y©fv‡e eY©bv K‡i‡Qb|

Avwg wbwðZ KiwQ †h GB A½xKvi bvgvi GKwU Kwc Avwg ey‡S †c‡qwQ|

Yes No

Documents Submitted/cÖ‡qvRbxq KvMRcÎ

eTIN/eTIN certificate/IT-88 etc.BwUAvBGb/BwUAvBGb mvwU©wd‡KU/AvBwU-88 BZ¨vw`

Memorandum/Article of Association†g‡gvivÛvg/AvwU©‡Kjm Ae G¨v‡mvwm‡qkb

Standing Instruction to debit my account toward Saadiq Credit Card Paymentsmvw`K †µwWU KvW© †c‡g‡›Ui †¶‡Î GKvD›U n‡Z †WweU Gi Rb¨ ÷¨vwÛs BÝUªvKkb

Others (Please specify)Ab¨vb¨ (AbyMÖnc~e©K D‡jøL Kiæb)

Salary Slip/ Pay Slip/Salary Certificatem¨vjvwi w¯øc/†c- w¯øc/m¨vjvwi mvwU©wd‡KU

Copy of National ID (for Bangladeshi national) or Passport (for foreign nationals only)RvZxq cwiPqc‡Îi Kwc (evsjv‡`kx bvMwi‡Ki Rb¨) A_ev cvm‡cv‡U©i Kwc (ïaygvÎ we‡`kx bvMwi‡Ki Rb¨)

Bank Statementse¨vsK †÷U‡g›U

Trade License†UªW jvB‡mÝ

National ID (NID) No.

RvZxq cwiPqcÎ (GbAvBwW) b¤î

Applicant’s Signature Application NumberDate (dd/mm/yy)

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Yes No













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May

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(Global Usage Privileges apply/†Møvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨)

Payment due date from statement date/†÷U‡g‡›U D‡jøwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq

Cash Advance Limit /K¨vk A¨vWfvÝ wjwgU

General/mvaviY

Fees / wd

15 days/15 w`b

50% of credit limit/†µwWU wjwg‡Ui 50%

Tk. 3,000/3,000 UvKv Tk. 5,000/5,000 UvKv

Minimum Amount Due/b~b¨Zg e‡Kqv

Annual Fee (Primary Card)/evwl©K wd (cÖvBgvix KvW©)

1% of principal outstanding and full amount of any fees, charges and instalment amounts, if any (minimum BDT 500)/g~j e‡Kqvi 1% I Ab¨vb¨ cwi‡kvabxq wd, PvR© Ges wKw¯Íi cwigvY-cÖ‡hvR¨ †ÿ‡Î (me©wb¤œ 500 UvKv)

Annual Fee (1st and 2nd Supplementary Card)/evwl©K wd (1g I 2q mvwcø‡g›Uvwi KvW©)

Please make a note of the following Schedule of Charges, so that you remain fully informed as to the charges applicable on your Saadiq Credit Card.

I Frees & Fees I

Avcbvi mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i

wb‡Pi ZvwjKvwU AbymiY Kiæb :

Blocking of card (in case of non-payment)If you are availing multiple Credit Cards from Standard Chartered Bank, we reserve the right to block all the Cards if any of the Cards goes into delinquency due to non-payment. Your Card will only be reinstated once payment on each account is regulated and as per the Bank’s policy.

Disclosure of InformationYou authorise the Bank to use and disclose detailed information relating to the Saadiq Credit Card application and/or Saadiq Credit Card Account, your relationship with the Bank to any credit rating agency, bank, financial institution, leasing company, any regulatory authority with jurisdiction over the bank; any person required by a court of competent jurisdiction; any agent , contractor or third party service providers of the Bank, any potential assignee of the Bank, any company within the Standard Chartered Group and any other person under a duty of confidentiality to the Bank. Such disclosure will be made for purposes as the Bank may in its sole discretion require and without any reference to you.

Please note

• Your Application Form and all supporting documents will form part of Bank’s records and will not be returned.

• The Bank may communicate with you through electronic means such as SMS, e-mail or facsimile

• The Bank reserves the right to reject this Application without assigning any reason

• Subject to approval of this Application, assignment of credit limit is at the sole discretion of the Bank

KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)hw` Avcwb ÷¨vÛvW© PvU©vW© e¨vs‡Ki GKvwaK KvW© eënvi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv

Kivi ̀ iƒb KvW©wU e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi eënvi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi

¶gZv msi¶Y K‡i| †KejgvÎ KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv

hv‡e|

Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkbAvcbvi mvw`K †µwWU KvW© Av‡e`bcÎ, mvw`K †µwWU GKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK eënvi

I cÖKv‡ki AwaKvi msi¶b K‡i Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb

cÖ‡qvMKvix ms¯’v, Av`vjZ KZ©…K `vwqZ¡cÖvß †Kvb e¨w³, ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©…K `vwqZ¡cÖvß †Kvb e¨w³

A_ev ÷¨vÛvW© PvU©vW© MÖæ‡ci †Kvb A½cÖwZôvb cÖ‡qvR‡b Avcbvi †h‡Kv‡bv Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶b

K‡i| †m‡¶‡Î Avcbvi †Kvb iKg c~e©vbygwZi cÖ‡qvRb †bB|

j¶¨bxq• Avcbvi Av‡e`bcÎ Ges Zrmswkó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶b Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq| • cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g

†hvMv‡hvM Ki‡e|

• †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶b K‡i| • Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶b K‡i|

KwZcq D‡jøL‡hvM¨ welqOther Key Points

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Card Replacement Fee/KvW© cwieZ©‡bi wd

Late Payment Fee (Applicable if minimum due is not paid within due date) †jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨)

Access to Signature Lounge/wmM‡bPvi jvD‡Ä cÖ‡ekvwaKviGlobal usage privileges/†Møvevj BD‡mR wcÖwf‡jR

Saadiq Visa Gold Credit Cardmvw`K wfmv †Mvì †µwWU KvW©

Saadiq Visa Platinum Credit Cardmvw`K wfmv cøvwUbvg †µwWU KvW©

Tk. 500/500 UvKv

Tk. 500/500 UvKv

Tk. 1,000/1,000 UvKv

FREE / wd«

FREE / wd«

FREE / wd«

3rd Supplementary Card & onwards/3q mvwcø‡g›Uvwi KvW©)

Tk. 1,000/1,000 UvKv

Tk. 3,500/3,500 UvKvTk. 2,500/2,500 UvKv

Over Limit Service Fee/Ifvi wjwgU mvwf©m wd Tk. 1,000/1,000 UvKv

Only Card holder/KvW©‡nvìv‡ii Rb¨Not Applicable/cÖ‡hvR¨ bq

Not Applicable/cÖ‡hvR¨ bq


Priority Pass Membership Fee/cÖv‡qvwiwU cvm †g¤^vikxd wd

Priority Pass Usage Fee/cÖv‡qvwiwU cvm BD‡mR wd

USD 27 (For the Primary Card holder, 3 FREE visits per calendar year)

Other Fees & Charges/Ab v̈b¨ wd I PvR©mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)

Cash Advance Service Fee/K¨vk A¨vWfvÝ mvwf©m wd

Duplicate statement fee (last 2 months)/Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm)

Duplicate statement fee (beyond last 2 months)

Returned cheque fee/wiUvb©W †PK wdWzwcø‡KU †÷U‡g›U wd (†kl 2 gvm e¨vwZ‡i‡K Av‡Mi gvm ¸‡jvi Rb¨)

CIB Processing Fee/wmAvBwe cÖ‡mwms wd

Certificate charge/mvwU©wd‡KU PvR©

Cheque book issuance Fee/†PK eyK Bmÿ‡qÝ wd:* 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv)* 2nd cheque book and onwards (20 leaves)/2q Ges cieZ©x KvW© †PKeyK (20 cvZv)

Card cheque processing fee/KvW© †PK cÖ‡mwms wd 0% InstaBuys pre-closure fee/0% BÝUvevBm wcÖ-†K¬vRvi wd

SMS Banking Transaction Alert fee/GmGgGm e¨vswKs Uªv‡ÄKkb A¨vjvU© wd

Internet Banking/B›Uvi‡bU e¨vswKs

e-Statements/B-†÷U‡g›Um

Auto Billspay/A‡Uv wejm-†c

Tk. 500/500 UvKv

Tk. 500/500 UvKv

Tk. 100/100 UvKv

Tk. 1,000/1,000 UvKv

Tk. 1,000/1,000 UvKv

FREE/wd«

FREE/wd«

FREE/wd«

FREE/wd«

FREE/wd«

FREE/wd«

Not Applicable/cÖ‡hvR¨ bqPassenger Handling Service/†c‡mbRvi †nÛwjs mvwf©m FREE/wd« (Up to 2 persons)

Tk. 300/300 UvKv

Tk. 300/300 UvKv

20 Leaves: Tk. 200/20 cvZvi †PKeyK : 200 UvKv

15% VAT will be applicable/15 % f¨vU cÖ‡hvR¨ n‡eNo reward points will be calculated for Card Cheque transactions/KvW© †PK-Gi †jb‡`‡bi †ÿ‡Î †Kvb cÖKvi wiIqvW© c‡q›U †hvM n‡e bvGovt. excise duty is applicable as per Government Regulations/miKvix cÖweavb Abyhvqx AveMvix ïé cÖ‡hvR¨ n‡e

Fund transfers from your credit card to Mobile Wallets through Online Banking or SC Mobile App will be treated as cash advance transaction, and incur cash advance fee.

÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC †gvevBj A¨vc eënvi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ UªvbRvKkb wn‡m‡e MY¨ n‡e Ges †m‡¶‡Î K¨vk A¨vWfvÝ wd avh© n‡e|

Effective from 01 May 2021 /01 †g 2021 †_‡K Kvh©Ki n‡e

27 Wjvi

(cÖvBgvwi KvW© †nvìv‡ii Rb¨ cÖwZ eQi 3wU wd« wfwRU)

Wallet Loading Fee/Iqv‡jU †jvwWs wd1% of the transaction amount (Applicable when credit card is used to add money through mobile wallet portal)/

†gvU †jb‡`‡bi 1% (†µwWU KvW© eënvi K‡i †gvevBj Iqv‡jU †cvU©v‡j A¨vW gvwb-i †¶‡Î cÖ‡hvR¨)

Monthly maintenance fee (Monthly maintenance fee is only payable if there is any outstanding amount)/gvwmK †gBb‡U‡bÝ wd (ïaygvÎ AvDU÷¨vwÛs †c‡g›U Gi Rb¨ cÖ‡hvR¨)


















Yes No













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Bank Copy/ e¨vsK Kwc

May

202

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Payment due date from statement date/†÷U‡g‡›U D‡jøwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq

Cash Advance Limit /K¨vk A¨vWfvÝ wjwgU

General/mvaviY

Fees / wd

15 days/15 w`b

50% of credit limit/†µwWU wjwg‡Ui 50%

Tk. 3,000/3,000 UvKv Tk. 5,000/5,000 UvKv

Minimum Amount Due/b~b¨Zg e‡Kqv

Annual Fee (Primary Card)/evwl©K wd (cÖvBgvix KvW©)

1% of principal outstanding and full amount of any fees, charges and instalment amounts, if any (minimum BDT 500)/g~j e‡Kqvi 1% I Ab¨vb¨ cwi‡kvabxq wd, PvR© Ges wKw¯Íi cwigvY-cÖ‡hvR¨ †ÿ‡Î (me©wb¤œ 500 UvKv)

Annual Fee (1st and 2nd Supplementary Card)/evwl©K wd (1g I 2q mvwcø‡g›Uvwi KvW©)

Please make a note of the following Schedule of Charges, so that you remain fully informed as to the charges applicable on your Saadiq Credit Card.

I Frees & Fees I

Avcbvi mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i

wb‡Pi ZvwjKvwU AbymiY Kiæb :

Blocking of card (in case of non-payment)If you are availing multiple Credit Cards from Standard Chartered Bank, we reserve the right to block all the Cards if any of the Cards goes into delinquency due to non-payment. Your Card will only be reinstated once payment on each account is regulated and as per the Bank’s policy.

Disclosure of InformationYou authorise the Bank to use and disclose detailed information relating to the Saadiq Credit Card application and/or Saadiq Credit Card Account, your relationship with the Bank to any credit rating agency, bank, financial institution, leasing company, any regulatory authority with jurisdiction over the bank; any person required by a court of competent jurisdiction; any agent , contractor or third party service providers of the Bank, any potential assignee of the Bank, any company within the Standard Chartered Group and any other person under a duty of confidentiality to the Bank. Such disclosure will be made for purposes as the Bank may in its sole discretion require and without any reference to you.

Please note

• Your Application Form and all supporting documents will form part of Bank’s records and will not be returned.

• The Bank may communicate with you through electronic means such as SMS, e-mail or facsimile

• The Bank reserves the right to reject this Application without assigning any reason

• Subject to approval of this Application, assignment of credit limit is at the sole discretion of the Bank

KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)hw` Avcwb ÷¨vÛvW© PvU©vW© e¨vs‡Ki GKvwaK KvW© eënvi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv

Kivi ̀ iƒb KvW©wU e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi eënvi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi

¶gZv msi¶Y K‡i| †KejgvÎ KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv

hv‡e|

Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkbAvcbvi mvw`K †µwWU KvW© Av‡e`bcÎ, mvw`K †µwWU GKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK eënvi

I cÖKv‡ki AwaKvi msi¶b K‡i Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb

cÖ‡qvMKvix ms¯’v, Av`vjZ KZ©…K `vwqZ¡cÖvß †Kvb e¨w³, ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©…K `vwqZ¡cÖvß †Kvb e¨w³

A_ev ÷¨vÛvW© PvU©vW© MÖæ‡ci †Kvb A½cÖwZôvb cÖ‡qvR‡b Avcbvi †h‡Kv‡bv Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶b

K‡i| †m‡¶‡Î Avcbvi †Kvb iKg c~e©vbygwZi cÖ‡qvRb †bB|

j¶¨bxq• Avcbvi Av‡e`bcÎ Ges Zrmswkó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶b Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq| • cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g

†hvMv‡hvM Ki‡e|

• †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶b K‡i| • Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶b K‡i|

KwZcq D‡jøL‡hvM¨ welqOther Key Points

*Con

diti

ons

app

ly/*

kZ

© cÖ‡hvR

¨

Card Replacement Fee/KvW© cwieZ©‡bi wd

Late Payment Fee (Applicable if minimum due is not paid within due date) †jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨)

Access to Signature Lounge/wmM‡bPvi jvD‡Ä cÖ‡ekvwaKviGlobal usage privileges/†Møvevj BD‡mR wcÖwf‡jR

Saadiq Visa Gold Credit Cardmvw`K wfmv †Mvì †µwWU KvW©

Saadiq Visa Platinum Credit Cardmvw`K wfmv cøvwUbvg †µwWU KvW©

Tk. 500/500 UvKv

Tk. 500/500 UvKv

Tk. 1,000/1,000 UvKv

FREE / wd«

FREE / wd«

FREE / wd«

3rd Supplementary Card & onwards/3q mvwcø‡g›Uvwi KvW©)

Tk. 1,000/1,000 UvKv

Tk. 3,500/3,500 UvKvTk. 2,500/2,500 UvKv

Over Limit Service Fee/Ifvi wjwgU mvwf©m wd Tk. 1,000/1,000 UvKv

Only Card holder/KvW©‡nvìv‡ii Rb¨Not Applicable/cÖ‡hvR¨ bq



Priority Pass Membership Fee/cÖv‡qvwiwU cvm †g¤^vikxd wd

Priority Pass Usage Fee/cÖv‡qvwiwU cvm BD‡mR wd

USD 27 (For the Primary Card holder, 3 FREE visits per calendar year)

Other Fees & Charges/Ab v̈b¨ wd I PvR©mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)

Cash Advance Service Fee/K¨vk A¨vWfvÝ mvwf©m wd

Duplicate statement fee (last 2 months)/Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm)

Duplicate statement fee (beyond last 2 months)

Returned cheque fee/wiUvb©W †PK wdWzwcø‡KU †÷U‡g›U wd (†kl 2 gvm e¨vwZ‡i‡K Av‡Mi gvm ¸‡jvi Rb¨)

CIB Processing Fee/wmAvBwe cÖ‡mwms wd

Certificate charge/mvwU©wd‡KU PvR©

Cheque book issuance Fee/†PK eyK Bmÿ‡qÝ wd:* 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv)* 2nd cheque book and onwards (20 leaves)/2q Ges cieZ©x KvW© †PKeyK (20 cvZv)

Card cheque processing fee/KvW© †PK cÖ‡mwms wd 0% InstaBuys pre-closure fee/0% BÝUvevBm wcÖ-†K¬vRvi wd

SMS Banking Transaction Alert fee/GmGgGm e¨vswKs Uªv‡ÄKkb A¨vjvU© wd

Internet Banking/B›Uvi‡bU e¨vswKs

e-Statements/B-†÷U‡g›Um

Auto Billspay/A‡Uv wejm-†c

Tk. 500/500 UvKv

Tk. 500/500 UvKv

Tk. 100/100 UvKv

Tk. 1,000/1,000 UvKv

Tk. 1,000/1,000 UvKv

FREE/wd«

FREE/wd«

FREE/wd«

FREE/wd«

FREE/wd«

FREE/wd«

Not Applicable/cÖ‡hvR¨ bqPassenger Handling Service/†c‡mbRvi †nÛwjs mvwf©m FREE/wd« (Up to 2 persons)

Tk. 300/300 UvKv

Tk. 300/300 UvKv

20 Leaves: Tk. 200/20 cvZvi †PKeyK : 200 UvKv

15% VAT will be applicable/15 % f¨vU cÖ‡hvR¨ n‡eNo reward points will be calculated for Card Cheque transactions/KvW© †PK-Gi †jb‡`‡bi †ÿ‡Î †Kvb cÖKvi wiIqvW© c‡q›U †hvM n‡e bvGovt. excise duty is applicable as per Government Regulations/miKvix cÖweavb Abyhvqx AveMvix ïé cÖ‡hvR¨ n‡e

Fund transfers from your credit card to Mobile Wallets through Online Banking or SC Mobile App will be treated as cash advance transaction, and incur cash advance fee.

÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC †gvevBj A¨vc eënvi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ UªvbRvKkb wn‡m‡e MY¨ n‡e Ges †m‡¶‡Î K¨vk A¨vWfvÝ wd avh© n‡e|

Effective from 01 May 2021 /01 †g 2021 †_‡K Kvh©Ki n‡e

27 Wjvi

(cÖvBgvwi KvW© †nvìv‡ii Rb¨ cÖwZ eQi 3wU wd« wfwRU)

Wallet Loading Fee/Iqv‡jU †jvwWs wd1% of the transaction amount (Applicable when credit card is used to add money through mobile wallet portal)/

†gvU †jb‡`‡bi 1% (†µwWU KvW© eënvi K‡i †gvevBj Iqv‡jU †cvU©v‡j A¨vW gvwb-i †¶‡Î cÖ‡hvR¨)

Monthly maintenance fee (Monthly maintenance fee is only payable if there is any outstanding amount)/gvwmK †gBb‡U‡bÝ wd (ïaygvÎ AvDU÷¨vwÛs †c‡g›U Gi Rb¨ cÖ‡hvR¨)

10 of 16

CUSTOMER DETAILS

BENEFICIARY DETAILS

PAYMENT DETAILS

AUTHORITY

ACKNOWLDGEMENT

FOR BANK USE ONLY

Name

Name

Branch

Account Number

Payment by :

Currency & Amount:

Tenor: Minimum 6 months to Maximum 5 years

Frequency:

Remarks

Customer’s Signature

For Standard Chartered Bank Date

Account Number

STANDING ORDER FORMDate __________________

Telephone Extn.

First Payment onDay Month Year

Regular Payment onDay Month Year

Last Payment onDay Month Year

Reference (if required)

Internal transfer

Signature verified Authorised Checked ARS Code/SO No

Including charges Excluding charges

Monthly Quarterly Half-yearly Annually Other (specify)

I/We confirm having read and understood the terms and conditions overleaf, please effect the above instructions.

Dear Customer,We confirm having noted the above standing order subject to our terms and conditions overleaf.

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(to be filled for NTB and ETB customers)

1. Customer Name:

2. Account Number:

3. Please choose your charity where you want to donate your profit

Jaago

CHARITY SELECTION FORM FOR SADAQAH ACCOUNT

Friendship

UCEP

CRP

Others

Terms & Conditions:

1. In case, any account of the charity/s is closed, bank is obliged to notify you through letter/email whereby you will be advised to confirm your new selection of charity by 25th of month to credit the profit. However, if Bank does not receive your confirmation by 25th of month, Bank can select from available charity to donate your profit until you choose another charity from bank’s available list.

2. You can share your consent for new charity organization via applicable form or email confirmation from your registered email with the bank by 25th of each month which will be effective from next cycle of profit distribution.

3. In case, you decide not to donate your profit to the Bank’s approved charities then your Sadaqah Account will be converted into regular Saadiq Savings Account based on your balance. You need to update the bank for such decision and provide any applicable forms as advised by the bank.

Signature of the customer

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1. You will maintain sufficient balance in your account to enable the Bank to carry out the standing order on the payment date.

2. On the date of payment, the Bank reserves the right to determine the priority of the payment order against cheques presented to any other existing arrangement made with Bank.

3. In case of a payment date failing on a holiday, the Bank will effect the payment on the next working day.

4. If the account has sufficient funds, the Bank is not obliged to advise the customer. It may nevertheless exercise it’s discretion to remit the standing order in which case the customer must cover the cash-line immediately, or alternatively, may not choose to execute the standing order at a later date.

5. If there are insufficient funds in the account for three successive months, irrespective of payment frequency, the Bank may cancel this instruction without any advice to the customer.

6. The Bank may terminate this standing order as to the future payments at any time after being advised by the beneficiary/beneficiaries that no further payment is required.

7. This order will remain effective notwithstanding the death or bankruptcy/liquidation of the customer until notice of such date or bankruptcy/liquidation or the revocation of this order is received by the Bank.

8. Any amendments/cancellations should reach the Bank at least one week before the next successive payment is due. A charge will be levied for any now standing order and for each subsequent amendment.

9. A commission charge will be levied for each periodic payment effected by the Bank. In addition, incidental postage and/or stamp duty, if applicable, will also be levied.

10. The Bank may, at its discretion, levy a charge for each payment not effected due to insufficient funds in the account.

11. Neither the Bank nor its branches, correspondents, or agents are responsible for any loss, delay, error or omission arising out of any mode of communication used for effecting these payments.

TERMS AND CONDITIONS GOVERNINGSTANDING ORDERS

Declaration and Signature

I/We hereby declare that the above specified information is true. I/we will provide all information/documents as per the Bank’s requirements.

I/We hereby declare that I/we have read and understood the Most Important Document (MID) and Terms and Conditions available at www.sc.com/bd.If required I shall provide additional information at the request of the Bank.

I hereby confirm that upon completion of Standing Order (SO) for Saadiq Hajj Savers account, the entire amount to be transferred to my respective transactional Standard Chartered account. I also, confirm not to withdraw any partial amount from this account and only withdraw the entire accumulated amount at one go.

I have also read and undertsood Bangladesh Bank’s notice on Money Laundering Prevention Act, 2012 (MLPA, amended in 2015) and the Anti Terrorism Act, 2009 (ATA, amended in 2013), available for download from www.sc.com/bd, and will co-operate the Bank and the regulatory authority to prevent money laundering and terrorist financing in the country.

Declaration for Saadiq Credit Card

l/We are applying to open a credit card account with your bank. All my/our account related & personal information are attached herewith. If required, l/we shall provide any additional information/documents at the request of the bank. If the credit card is granted, I shall solely operate the card account unless otherwise instructed.

I/We declare that the information provided in this Application Form is true, complete and accurate and l/We have not willfully withheld any material fact. I shall inform you of any changes thereto. I/We hereby authorise Standard Chartered Bank to verify any information pertaining to this Application Form whatever sources it may consider appropriate. I/We accept that Standard Chartered Bank is entitled in its absolute discretion to accept or reject this Application without assigning any reason whatsoever and that the Application and its supporting documents shall become part of the Bank's records and shall not be returned to me.I hereby acknowledge that I have read and understood the Terms & Conditions governing to Standard Chartered credit card (given in the last page of this Application Form) and agree to comply with them. By signing on and/or activating and/or retaining and/or using my Standard Chartered Credit Card, I'll be bound by the Credit Card Terms & Conditions. Upon approval of my Application l/We agree to pay the prevailing fees. Where requested, I authorise Standard Chartered Bank to issue Supplementary Card (s) for use on my account to the person (s) named who I undertake is or over 18 years of age, and is a resident of Bangladesh and I agree that you may provide information to him/her about the account. In consideration of the Bank agreeing to accept my request for sending my Credit Card monthly statements to my e-mail address in lieu of paper statements sent through courier service, I hereby agree that all statements (whether through e-Statements service or other means of transmission) sent by the Bank for my Credit Card shall be accepted and upheld by me as correct and authentic. I declare that I shall not raise any objection against the Bank on its agreeing the same and fully accept the risk and responsibility of statements transmitted by the bank. The Bank does not warrant against any external factors affecting the privacy and/or security of e mails during internet transmission. I also agree to keep the Bank indemnified against all actions, proceedings, liabilities and claims cases damages costs and expenses in relations to or arising out of so accepting my request by the Bank and transmission statements and information through e-mail. I assure the Bank that I shall inform it in writing of any change in my e-mail address or any request for discontinuation of this facility to Card Services, Standard Chartered Bank shall not be liable or responsible for data corruption, delay and/or interception of the information so given and the Bank reserves the right to update and vary such information from time to time and at any time. I hereby agree to indemnify the Bank against any loss, damage, liability or cost incurred by the Bank on account of any breach by me or the Supplementary Cardholder. I also understand that the Supplementary Card fees shall be billed in my statement and it shall be my primary responsibility to honour all charges incurred on the Supplementary Card. The continuation of the membership of the Supplementary Cardholders shall be dependent on the continuation of my membership, I assume full responsibility for complying with the provisions of the Foreign Exchange Regulation Act 1947, and rules, orders and directives issued there under. I understand this card can be used for Internet transactions in line with Bangladesh Bank regulations pertaining to Internet transactions which may change from time to time. I hereby declare that l/we agree to have my security items (viz. Contact Centre TIN, Card Cheque, Internet Banking PIN, Credit Card PIN and other security items) delivered to my mailing address and also understand that Card Cheque and Credit Card will be delivered in deactivated status for security reason.

I/We irrevocably authorise and permit the Standard Chartered Bank to disclose and furnish such information that it deems fit concerning my Application, my business, accounts held with the Bank or my relationship with the Bank to the Bank's associates, branches, assignees, agents or other parties. I also irrevocably authorise and permit the Bank to disclose information about my Application/account to any credit rating /reference agency, bank, financial institution, any government regulatory agency or to any one else when the Bank deems it is in its interest to do so. The Bank will immediately comply with disclosure of information to any authority under any law. The Bank shall have the right to check my credit standing at any times as and when the Bank may deem fit without reference to me.

Terms & Conditions of Standard Chartered Bank (‘the Bank') for Cardholders availing the Card Cheque service:

In consideration of the Bank agreeing to accept my request for Card Cheque, the Bank may, in its absolute discretion, issue a Card Cheque book in my name or in the name of my Supplementary Cardholder(s). If a Card Cheque book is issued, I undertake to be fully responsible for its safe custody at all times and I will immediately notify the Bank if the Card Cheque book or any of the Card Cheques contained therein, is lost or stolen. I understand that the Bank may in its absolute discretion, accept from me any stop cheque instructions (either orally or in writing) in cases where I have lost the relevant Card Cheque or, in other circumstances in which it shall be allowed by the law and agreed by the Bank. Should the Bank accept any such instruction from me or from some other person purporting to be me, I hereby undertake to indemnify the Bank against any loss, damage, cost (including any legal cost) or demand incurred by it as a result of, or in connection therewith. I take full responsibility of ensuring availability of necessary credit limit in my Credit Card while issuing a Card Cheque. I also fully acknowledge, confirm and accept that the Card Cheque is subject to the laws of Bangladesh. I further acknowledge and confirm that I shall pay the fees and charges as determined by the Bank for return of Card Cheques where my Card Cheque has been returned due to unavailability of Credit Limit.

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15 of 16

PREMIUM ELIGIBILITY CRITERIA

I/We would like to open the account under the below criteria (please tick):

Minimum half-yearly average balance of BDT 1.0 Million in Current/Savings account

Please AttachPhotograph(s) Here

[Applicant]

Attested byIntroducer

Applicant’s Signature4

Please AttachPhotograph(s) Here

[Nominee/Legal Guardian]

Attested byApplicant

Nominee/Legal Guardian’s Signature

4If the accountholder is a minor, guardian of accountholder will sign in place of Applicant’s signature.

I acknowledge that activation of my Card Cheque book will constitute binding and conclusive evidence of my confirmation to be bound by these Terms and Conditions.

Disclosure Clause:

I/We hereby consent to Standard Chartered Bank Bangladesh (the "Bank"), its officers and agents disclosing information relating to me/us and my/our account(s) and/or dealing relationship(s) with the Bank, including but not limited to details of my/our facilities, any security taken, transactions under