ADIB Bank, LLC

Current and Proposed ATM Activity

Overview

• More than 275 ATMs currently installed

• ATM locations in Central City and five surrounding counties

• Average 120 daily transactions per ATM

• Revenues up 17% per year, on average

Most Common ATM Uses

• Withdraw cash >AED100• Verify account balance• Transfer between accounts• Withdraw cash >AED250• Deposit cash• Deposit personal checks• Deposit business receipts

Current Top 6 LocationsLocation Monthly Transaction Value Monthly Fee Revenue

1. Marina Mall AED1,700,000 AED225,000

2. Dubai Shopping Center AED1,200,000 AED198,000

3. Wahda Mall AED1,050,000 AED164,000

4. Hilton Place AED934,000 AED106,000

5. Stowe Shoppes AED859,000 AED92,000

6. Founder’s Square AED802,000 AED88,000