Agricultural Social Insurance Fund

Basic Information

About KRUS• Agricultural Social Insurance Fund is an

independent public institution separated from social insurance system – ZUS.• KRUS was established in 1990 to realize tasks

connected with full servicing farmers’ social insurance.• KRUS is supervised by the Minister of Agriculture

and Rural Development.• The President of KRUS is appointed by the Prime

Minister of the Republic of Poland on application of the Minister of Agriculture and Rural Development.

2

Legal bases

• The act of 20 December 1990 on farmers' social insurance (full text: Official Journal 2013, item 1403 uniform text).

The basic legal acts of the European Community are: • Council Regulation (EEC) No. 1408/71 of 14 June 1971

on the application of social security schemes to employed persons, to self-employed persons and to members of their families moving within the Community,

• Council Regulation (EEC) No. 574/72 of 21 March 1972 laying down the procedure for implementing Regulation (EEC) No. 1408/71 on the application of social security schemes to employed persons, to self-employed persons and to members of their families moving within the Community. 3

Managment and organization

Managment• President• Deputy Presidents

Structure• Head office in Warsaw• 16 regional branches• 256 local offices• 7 Farmers’ Rehabilitation Centres 4

Tasks

• Covering by social insurance• Payment of insurance benefits • Leading medical certification system• Prevention activity• Rehabilitation activity• Initiating development of voluntary insurance• Realization of other tasks given by the state

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The Council of Farmers’ Social InsuranceThe interests of the insured persons and beneficiaries are represented in KRUS by the Council of Farmers’ Social Insurance whose members are appointed by the Minister of Agriculture and Rural Development among the candidates presented by the national farmers' social and professional organizations and trade unions. The Council of Farmers:• consists of 25 members appointed by farmers’ organizations for 3

years,• has control rights in relation to the President of KRUS• supervises the Contribution Fund,• estimates the amount of quarterly contribution into accident,

sickness and maternity insurance,• represents affairs of insured persons and beneficiaries. 6

Persons who subject farmers’ social insurance

Farmers and members of the households who work with them and who:• have Polish citizenship,• or stay in the territory of the Republic of Poland based on a visa,

residence permit for a specified period of time, permit forsettlement, permit for the stay of a long-term resident of theEuropean Communities, a consent for tolerated stay or related tothe obtaining of the refugee status in the Republic of Poland, or a supplementary protection, or

• are the citizens of the EU member states, the Swiss Confederationor member states of the European Free Trade Association (EFTA) -parties to the agreement on the European Economic Area. 7

Persons who are covered by both types of insurance obligatorily• Farmer residing and conducting a farming activity on his own

account in the territory of the Republic of Poland on the farm beingin his possession, of the area above 1 conversion ha of arable land (including also the group of agricultural producers) or a special section of agricultural production, i.e. activity related to farming, not requiring a farm, the size of which and production type are defined by the act,

• Spouse of the farmer,• Member of the household, i.e. a person close to the farmer who is

at least 16 years old, remains in a common household with thefarmer or dwells in the area of his household, works in thishousehold on a permanent basis and is not related to the farmer bya labor relation,

if these persons are not subject to another social insurance and do not have a fixed right to old age or disability pension, or the right to social insurance benefits.

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2 types of insurance2 types of insurance coverage

Types of insurance:• old age and disability insurance,• accident, health and maternity insurance.

Types of insurance coverage:• obligatory,• voluntary.

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Benefits from the old-age and disibility insurance

• Farmers’ old-age pension• Farmers’ pension by virtue of incapacity for work• Farmers training pension• Family pension• Old-age and disibility pension from socila

insurance for individual farmers and members of their families• Allowances to old-age and disibility pensions• Funeral allowance

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Benefits from the accident, health and maternity insurance

• A one-off indemnity by virtue of permanent or long-term detriment to health or death resulting from an accident at agricultural work or a farmer’s vocational disease• Sickness allowance• Maternity allowance

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Number of insured in 1991-2013

19911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013

17500001650000

15678481475133

14265951387241

141811614149421428172

14523681502088

15595341589325

15401581581929

16152721598197

15743941570328

15354611516308

14922571468178

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Number of benificiaries in 1991-2013

19911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013

0 500000 1000000 1500000 2000000 25000001790640

1989966202704620461872049177

20278852000557

19688431928914

18872581841827

17978971755312

17086001661800

15859701508082

14558001425500

13746471326638

12857001245700

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Prevention activity

KRUS:• is obligated by the Law in the farmers’ social

insurance to run comprehensive activity aiming at prevention of work injuries in agriculture and farmers’ occupational diseases,• organizes trainings and courses for farmers, and

competitions about the principles of safe work.

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Prevention activities carried out by the KRUS resulted in reduction in a number accidents at work on a farm.

Number of accidents in 2008-2013

2008 2009 2010 2011 2012 20130

5000

10000

15000

20000

25000

30000

2589924372 23494 22642 22370

21093

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Number of accidents per 1000 insured in 1993-2013

1993 1997 2001 2003 2005 2006 2007 2008 2009 2010 2011 2012 20130

5

10

15

20

25

30

35

24.6

29.3

20.1 20

13.3 12.911.6 11.3 11.2 10.9 10.9 11 10.7

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KRUS Safety Mark

• KRUS makes efforts to introduce production and distribution of safe technical means for farmers.

• President of KRUS awards the fair prizes „KRUS Safety Mark” and the statue „Dobrosław” – „Product which improves safty of work on the farm” to the safest products.

• By the end of 2011 25 producers had the right to attach the KRUS Mark to 187 products, and the fair distinction was received by 58 suppliers for 98 types of products.

„Dobrosław” 17

„Krus Safety Mark”

Rehabilitation activity

KRUS:• conducts activities on prevention of work injuries

connected with agricultural work and occupational illness,

• assists the insured persons and those who have a right to insurance benefits, presently enable to work on the farm or threatened with such incapacity, with different forms of rehabilitation or with a possibility of qualifying for a new job. 18

Forms of rehabilitation

• 7 Farmers’ Rehabilitation Centers that specializes in rehabilitation of the locomotion system diseases.

• From 1993 more than 282.000 farmers and 26.000 children have taken advantage of KRUS treatment rehabilitation.

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Number of children who underwent medical rehabilitation in 1993-2013

0

200

400

600

800

1000

1200

1400

1600

1800

2000

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Farmers’ Rehabilitation Centers

Farmers’ Rehabilitation Centers:• Iwonicz Zdrój• Horyniec Zdrój• Szklarska Poręba• Jedlec• Kołobrzeg

Training and Rehabilitation Centre: • Teresin

Recreation and Rehabilitation Centre: • Świnoujście

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Farmers’ Rehabilitation Centre in Iwonicz Zdrój

Recreation and Rehabilitation Centre in Świnoujście

Farmers’ Rehabilitation Centre

in Jedlec

Training and Rehabilitation Centre in Teresin

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Farmers’ Rehabilitation Centre in Kołobrzeg

Farmers’ Rehabilitation Centre in Horyniec

Farmers’ Rehabilitation Centre

in Szklarska Poręba

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ISO Standards in KRUS

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Since 2004 KRUS has been one of few Government Administration offices which initiated the International Organization for Standarization’s System in Poland, in accordance with the European Union ISO Standards.

International cooperation

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• KRUS became a member of ISSA (International Social Security Association)

• KRUS runs General Secretariat of the ISSA International Section on Prevention in Agriculture

• President of KRUS performs function of the Section’s President1991

• KRUS became 15th member of the European Forum of Insurances Against Accidents at Work and Occupational Diseases

• In 2000 the President of KRUS signed the statutes of the Forum 1999

• KRUS participated in the EU LEONARDO2004

KRUS is an institutional partner of:• SODRA – State Social Insurance Fund Board of the Republic of Lithuania• SVB – Austrian Institution of Farmers Social Insurance• LSV-SPv – German Federation of Agricultural Proffesional Associations• MELA – Farmers' Social Insurance Institution in Finland• MSA – Mutualité Sociale Agricole in France

For more information please visit our website: www.krus.gov.pl or call: +(48) 22 592 65 90