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AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 [email protected]

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Page 1: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com
Page 2: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

AJAY KAITHVP Business Development

905-886-5352 ext [email protected]

Page 3: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

3579

Company Profile

What We Do

Service Commitment

Appraisal List

CONTENTS

Page 4: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

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COMPANYPROFILE

Page 5: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

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MCC ASSET MANAGEMENT IS CHANGING ITS NAME TO OPPONO LENDING COMPANY. THE TRANSFORMATION IS TO BETTER SERVE YOU, OUR MORTGAGE BROKERS.

The change to the Oppono brand represents much more than a name change. It’s our commitment to build on our established relationships with you

– the brokers and agents who have continued to contribute significantly to our success. Oppono is focused on providing you with more tools to fund more of your mortgage deals

Our philosophy always has been and will continue to be a common-sense approach to lending, designed to meet your needs with first and second mortgages. We recognize your need for alternative mortgage products is not just for single-family homes. We heard you loud and clear.

We have expanded our offering to include high-rise condominiums in the downtown Toronto market and provide financing up to 85%* on residential homes. However, we’re not done yet. Oppono will continue to listen to you, our brokers, and introduce new mortgage products that follow our common-sense approach to lending.

Oppono’s business is broker-focused and customer service oriented. We have developed a technology-driven approval structure featuring fast turnarounds, a simplified underwriting process, extended working hours and a commitment to funding your mortgage applications.

At Oppono, we understand that we succeed only if you do. As a result, you and your clients are at the core of our business. We look forward to continuing our journey together.

Page 6: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

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WHAT WE DO

Page 7: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

OPPONO IS A NON-TRADITIONAL MORTGAGE LENDER. WE UNDERSTAND IT CAN BE FRUSTRATING DEALING WITH TRADITIONAL LENDERS AND INSTITUTIONS.

Our philosophy always has been and will continue to be a common-sense approach to lending, designed to meet your needs with first and second mortgages along with term loans. We recognize your need for alternative lending products, we heard you loud and clear!

Our common-sense approach to lending means our decisions are not based on a set of non-negotiable criteria. We look at the borrowers’ unique situation and measure their ability to meet their obligations, accompanied by an appropriate loan-to-value ratio.

With this approach, we are able to help your clients secure the mortgages that they want, when they want. If the investment makes sense,

WE WILL FUND IT.

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Page 8: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

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SERVICECOMMITMENT

Page 9: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

LIKE YOU, WE WANT FAST CLOSINGS. ONCE THE COMMITMENT IS RETURNED WITH THE NECESSARY SUPPORTING DOCUMENTS, WE WILL WORK WITHOUT DELAY TO GET YOUR DEAL CLOSED.

HERE’S HOW WE DO IT:• Our turn-around time is 3 hours; we commit to send you an

approval, decline, or contact from an underwriter regarding your mortgage application request.

• We have a dedicated team who work extended hours to service your requests, as we understand business is not 9-5, Monday to Friday. We will do our best to respond to your phone messages within 3 hours of receipt.

• Our underwriters have individual extension numbers to help speed up transactions and save valuable time.

• We will follow-up aggressively with you and your client to get the commitment signed and returned to us.

• We have dedicated Business Development Managers ready and willing to help on all your files.

WE ARE HERE TO CLOSE YOUR DEAL. NEVER HESITATE TO CALL US IF YOU ARE EXPERIENCING CHALLENGES OR ISSUES WITH OUR PROCESS. YOUR FEEDBACK IS ESSENTIAL.

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Page 10: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

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APPRAISALLIST

Page 11: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

WESTCross-town Appraisal Ltd. 416.652.3456

Metrowide Appraisal Services 905.479.4400

Walker & Walker Appraisal Ltd. 905.639.0235

Schinkel Real Estate & Appraisals Inc. 905.387.0100

Home Value Inc. 416.871.9224

Appraisal 2000 Realty Group 416.749.0008

L. A. Mirotta & Co. 519.242.4172

RJ Lyons RE Appraisal Services Inc. 519.672.0485 (Please use for London Only)

GTACross-town Appraisal Ltd. 416.652.3456

Metrowide Appraisal Services 905.479.4400

Home Value Inc. 416.871.9224

Appraisal 2000 Realty Group 416.749.0008

EASTEverest Appraisal Services 905.686.3172

Cross-town Appraisal Ltd. 416.652.3456

Metrowide Appraisal Services 905.479.4400

R. W. Dyer Realty Inc. 519.653.5353

Home Value Inc. 416.871.9224

Appraisal 2000 Realty Group 416.749.0008

Gifford Appraisals 905.683.2637

NORTHAllan Roy Appraisals 705.352.3552

Hill Appraisals 905.775.9320

OTTAWAAffiliated Property Group 613.728.3991

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Page 12: AJAY KAITH VP Business Development - HFS The Mortgage Centre · AJAY KAITH VP Business Development 905-886-5352 ext 228 416-669-9274 ajay.kaith@oppono.com

675 Cochrane Drive, Suite 104, West Tower, Markham

ON, L3R 0B8

W: 905-886-5352F: 905-886-5974

[email protected]

License # 11887/12558