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Analyze Your Investments
Consider where you have your funds sitting (Bank Account, Mutual Fund, Stocks, Bonds).
Consider the rate of growth today.
Consider the rate of inflation.
Are your investments growing at the rate you would like them to?
Cash - 0 CDs – 1.10% *1
Money Market Fund – 1.01% * 2
Savings Accounts -.95% * 3
As for retirement accounts, “if your return is greater 7% in absolute terms or if you get 3% above market returns, you have done pretty well.” * 4
1 -http://www.bankaholic.com/cd-rates/2 - http://www.bankaholic.com/money-market/3 -http://www.savingsaccounts.com/4 - http://www.savingtoinvest.com/2012/01/2011-average-401k-and-ira-returns-and-2012-performance-outlook.html
Today where ever you hold your investments, your return is
low….
Inflationinflation is a rise in the general level of prices of
goods and services in an economy over a period of time. When the general price level rises, each unit of
currency buys fewer goods and services. Consequently, inflation also reflects an erosion in the
purchasing power of money – Wikipedia
Inflation Ratethe inflation rate is a measure of inflation,
or the rate of increase of a price index such as the consumer price index. It is the
percentage rate of change in price level over time, usually one year. - Wikipedia
*http://inflationdata.com/Inflation/Inflation_Rate/CurrentInflation.asp
Current Rate of Inflation
I. Free Money
II. Tax Free MoneyIII. Tax-Deferred Money
IV. Taxable Money
The Smart Money Investment Order
Inheritance Lottery Matching 401k (contribute min to max match
no more!)
I. Free Money
Municipal bonds (poor returns and poor
diversification) Roth IRA (income limitations $4k max in per
year, $5k if older than 50. if income is over $110k individually or 160k family you are excluded.)
Permanent Life Insurance (more to come!)
II. Tax Free Money
III. Tax Deferred Money
401k Traditional IRA SEP SIMPLE Annuities Other
This is a great time to take advantage of the private banking concept. Growing your retirement investing in real estate is a smart investment choice. www.CreatingWealthinRealEstate.org
Click the link below this slide to learn more.
Income Taxed (Tax Qualified plans/Taxed
Deferred and Income) Capital Gains Taxed (Stocks, Mutuals, Real
Estate)
IV. Taxable
Municipal bonds (poor returns and poor
diversification) Roth IRA (income limitations $4k max in per
year, $5k if older than 50. if income is over $110k individually or 160k family you are excluded.)
Permanent Life Insurance
Tax Free Money
MLUV Properties, LLC
Learn 15 Ways Life Insurance Can Benefit You While You Are Still Alive
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