Anita Randell, Insurance OfficerUniversity House

E mail: anita.randell@port.ac.uk

Direct tel:023 92 843308

STUDENT TRAVEL INSURANCE

2015

Am I insured by Portsmouth University?

• University Insurance covers all students on authorised placements/exchange visits - no additional cost to you.

• Permission to travel form triggers insurance.http://www.port.ac.uk/special/studyabroad/outgoingstudents/practicalinformation/permissiontotravel

Who are the University Insurers?

• Policy renews 1 August 2014

• Summary of cover will on the University Study Abroad web-site usually early July.

• Your responsibility for checking the cover meets your needs.

Where are we insured to travel?

• World-wide for travel up to 12 months away from the UK but……..

• NOT if FCO recommend against travel or if sanctions have been imposed by UK.

Holidays…• Incidental holidays are covered up to a

maximum of 14 days for any trip. If holiday time is longer you will need separate personal holiday insurance.

• If extreme sports are included in the holiday, separate specific sports cover should be purchased.

Medical Expenses/Repatriation

• If applicable make sure you get your European Health Insurance Card.

http://www.nhs.uk/NHSEngland/Healthcareabroad/EHIC/Pages/about-the-ehic.aspx

• Call Emergency Medical Helpline if possible prior to seeking medical treatment. Failure to call them could invalidate your insurance.

• Where possible they take over medical care including organising hospitalisation/treatment/advice/return.

• Limited capabilities in certain regions • Exclude journeys against medical advice • Not private medical Insurance.

Host University requirements.

• It is important that you check with your host University whether they have any local insurance requirements.

• Some Universities make it an enrolment requirement that incoming students purchase their own health insurance cover.

• They won’t accept University of Portsmouth travel cover. This is at students own cost which is some cases is considerable

Cancellation/Curtailment

• Cover if a trip has to be cancelled or cut short as a direct result of a cause which is outside your control.

• Exclude failure of airline/events known about/disinclination to travel.

• E.g – accident or illness just before due to leave UK.

Travel Insurance – What are we insured for?

Personal effects/money:

• Personal belongings • Emergency replacement of visa, passport etc• Must report to police within 48 hours.• Property irregularity report from airline• Be vigilant and don’t display obvious signs

of wealth.

Useful Tools

Travel-guard – Free provided by insurerwww.aig.co.uk/travelguard• Security Information/alerts• Health Information• Emergency Assistance Information• Claims information• New “App” – AIG Business Travel