Retiree Benefits Effective on

January 1, 2020

ANNUAL OPEN ENROLLMENT

We’re glad you’re here

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Annual Open Enrollment Meeting for Retirees of

Brevard Public Schools

September 30, 2019

AGENDA

9:00 Welcome and Introductions Mark Langdorf/BPS

9:10 BPS Plan Review & EasyBenefits Enrollment Debbie Lucas/BPS

9:45 FSRBC Benefits Program David Ford/FSRBC

10:15 United Healthcare Walt Taylor

10:45 Health First Marianne Leppard

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BPS Retiree Benefit Options

BPS Health PlanDentalVision

Life Insurance

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• Cigna is the plan administrator

• Telehealth services are now free

• Preferred providers for outpatient surgery and high-tech imaging

• Only a $125 copay• Lists available on BPS benefits website

Continued for 2020 plan year• To earn a reduced plan-year deductible, retiree and

covered spouse must complete a biometric screening, and a health assessment at www.MyCigna.com

BPS Health Plan

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Encourages good health• Many free preventative health screenings, including

• Well check-ups • Mammograms• Basic lab work • PSA test

Opportunities include Wellness activities linked to health care costs• Biometric Screening + Health Assessment by 11/15/19 =

Reduced in-network medical plan deductible

BPS Health Plan (cont.)

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BPS Health Plan (cont.)

IN-NETWORK DEDUCTIBLES - 2020

If both a Biometric Screening and Health Assessment are not completed

•$1,500 /Individual, $3,000/Family

If you and your covered spouse each complete a Biometric Screening and Health Assessment by November 15, 2019

•$500/Individual, $1,000/Family

If only the employee OR only covered spouse completes both wellness activities (“1/2 Wellness”)

•$1,000/Individual, $2,000/Family

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Use In-network providers• $0 copay at Quest and LabCorp for routine lab services• Free annual wellness & preventive services• No cost for services at BPS Well-Care Centers

Cost of treatment varies based on where services rendered • Outpatient facilities are generally much less expensive than

hospital facilities• Find cost of procedures on Cigna’s website www.MyCigna.com

• Find “Estimate Health Care Costs” tab and then use “Medical Cost Estimator”

Where You Get Treatment Matters

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Well-Care Centers for

BPS health plan enrollees

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Three Locations• North/Titusville -Jackson Middle School – (321) 222-9070

• Central/Viera -District Office (in overflow parking) – (321) 252-1169

• South/West Melbourne-Central Middle School – (321) 369-9514

Services provided and medications dispensed are at no cost to BPS health plan members. Services include:

• Primary and Acute Care

• Chronic Condition Management

• Health and Wellness Coaching

• Biometric Screenings

To schedule an appointment, call or go on-line to my.marathon-health.com

BPS Well-Care Centers

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MDLIVE and AMWELL provide on-demand 24/7/365 access to cost effective, quality non-urgent care through a national network of licensed, board certified U.S.-based doctors, including pediatricians.

Virtual Care, Anywhere: TELEHEALTH

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Online videoconsultations

Phone consultations

Email communication,

post consultation

Prescription services

(sent directly to a pharmacy)*

Health care services are delivered by MDLIVE participating doctors and not by Cigna.

*MDLIVE does not guarantee that a prescription will be written. Not all prescriptions are available.

Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2016 Cigna

CIGNA’s Telehealth Providers

12Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2015 Cigna

13Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2015 Cigna

• Acne• Allergies• Asthma • Bronchitis• Cold & Flu• Diarrhea • Ear Aches• Fever • Head Ache• Infections

Conditions Treated by Telehealth Doctors

13Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2016 Cigna

• Insect Bites• Joint Aches• Nausea • Pink Eye• Rashes• Respiratory Infections• Sinus Infections• Skin Infections• Sore Throat• Urinary Tract Infections

• Cold & Flu• Constipation • Ear Aches• Nausea• Pink Eye

General health

$ave Money on Prescriptions

Use generic meds Use preferred brands when

a generic is not available Cigna Home Delivery: 90-day

supply for 2 copays $4 medication lists Free Antibiotics at retailers Visit www.MyCigna.com

SPOUSAL SURCHARGEFor Medical Coverage Only

Will NOT apply IF your spouse:• Is not employed

• Works for an employer who does not offer medical insurance

• Is an employee of Brevard Public Schools and is notbenefits eligible

• Is eligible for a government-sponsored plan, such asMedicare

• Elects coverage through his/her own employer andchooses to enroll in the BPS Health Plan as secondarycoverage

SPOUSAL SURCHARGE (cont.)

If you are enrolling a spouse, you MUST complete an affidavit

• On-line - when you enroll your spouse on-line, the affidavit will pop up

• Paper - use the paper form provided in the Open Enrollment mailing. Be sure to meet 10/25/19 postmark deadline

Depending on your affidavit answers, the spousal surcharge may not apply

Even if you have PREVIOUSLY completed an affidavit, you are required to update it again this year during open enrollment

WHEN A DEPENDENT CHILD’S COVERAGE ENDS

At the end of the month in which your child turns 26 However, you may be able to continue his/her coverage* by: completing an enrollment form to add them back to your

coverage completing the Overage Dependent 26-30 (Non-disabled)

affidavit

If they’re eligible for coverage, an additional charge will apply.

* Florida Statute provides for qualified dependent-child coverage until the end of a calendar year in which a dependent child turns 30 years of age.

DentalVision & Life Coverage

BPS Benefit Program Partners

Dental (Delta Dental)

Four plans: PPO (High & Low); DHMO (High & Low)

Vision (Humana)

Two plans: Basic & Enhanced

Life Insurance (Securian/Minnesota Life)

Retiree Term Life

Dependent Life Insurance

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Life Insurance • BPS continues to offer Retiree Life insurance through

Securian/Minnesota Life

• Retiree and dependent coverages remain unchanged with no increase in the premiums you pay

• Securian now maintains your beneficiary designation; to change your beneficiary, you will need to contact Securian

• Securian now also processes the retiree life claims • 866-293-6047

Open Enrollment

October 14 to 2:00pm October 25, 2019

Please don’t wait till the last day to review your benefits and make your selections.

Mailed changes must be post-markedby 10/25/19

OPEN ENROLLMENT DATES

Open Enrollment

During Open Enrollment, you MUST take the noted action(s) in EasyBenefits.com if you will:

Cover a spouse – complete an affidavit Cover a dependent age 26-30 (not handicapped) –

complete an affidavit Enroll in a dental HMO plan – select a provider

If none of the above apply, your current benefits elections will roll in to 2020

Welcome to Brevard Public Schools Benefits Online

Brevard Public Schools' employees and retirees may enter their ID numbers and passwords to sign in.

Assigned User ID #

Password

Sign In

If you do not have a password, you will need to get in touch with your site benefits contact. Or you can reset your password here.

If you are a retiree, call 321-633-1000 ext. 216 with any questions.

EasyBenefits.com Log-in page

EasyBenefits.com – Welcome & Account Access Page

Click “Account” to begin enrollment

Click here to access the Benefits Guide

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How To Enroll

Open Enrollment materials have been mailed

Logon to www.EasyBenefits.com as often as you like between October 14th to 2pm on October 25th

As you make elections, watch for applicable Affidavits to pop up • Be sure to complete them• Ensure your pop-up blocker is turned OFF

Once all your elections are made, click “Submit”

Be sure to print your Informal Confirmation as proof of your enrollment

Detailed information on ALL plans is available on the BPS DISTRICT WEBSITE: brevardschools.org

Under DEPARTMENTS, select BENEFITS

Thank you for attending today

ENROLLMENT FOR 2020 BENEFITS:October 14th to 2:00pm on October 25th

You may also contact the Employee Benefits Office at 321-633-1000 ext. 11216