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Board of Governors of the Federal Reserve System
FRYmiddot6
OMB Nvmgtti 7100-0297 Approval Ollplroa December 31 201S Page I or2
Annual Report of Holding Companies-FR Y-6
Report at the close of business as of the end of rascal year This Report is required by law Section 5(c)(1)(A) of the Bank Holding Company Act (12 USC sect 1844 (c)(1)(A)) Section 8(a) of the International Banking Act (12 USC sect 3106(a)) Sections 11(a)(1) 25 and 25A of the Federal Reserve Act (12 USC sectsect 248(a)(1) 602 and 611a) Section 21113(c) of Regulation K (12 CFR sect 21113(c)) and Section 225S(b) of Regulation Y (12 CFR sect 225S(b)) and section 10(c)(2)(H) or the Home Owners Loan Act Return to the appropriate Federal Reserve Bank the original and the number of copies specified
NOTE The Annual Report of Holding Companies must be signed by one director of the top-tier holding company This individual should also be a senior official of the top-tier holding company In the event that the top-tier holding company does not have an individual who is a senior official and is also a director the chairshyman of the board must sign the report
1 Joseph L Higgs Nome or 11111 Holding Company Directof and Official
President TiUe al the Holding Company Director and Ofl1cial
attest that the Annual Report of Holding Companies (including the supporting attachments) for this report date has been preshypared in conformance with the instructions issued by the Federal Reserve System and are true and correct to the best of my knowledge and belief
With respect to information regarding individuals contained in this report the Reporter certifies that It has the authority to provide this information lo the Federal Reserve The Reporter also certifies that it has the authority on behalf of each individual to conssnl or object to public release of information regarding that individual The Federal Reserve may assume in the absence of a request for confidential treatment submitted in accordance with the Boards middotRules Regarding Availab17ity of Informationmiddot 12 CFR Part 261 that the Reporter arut individual consent lo public release of all details in the report con ming that individual
Dbullbullbull of Signa1uni Ju y 1 4 bull 2015 For holding companies fil2l registered with the SEC-Indicate status of Annual Report lo Shareholders
Is lnduded with the FR Y-6 report
0 will be sent under separate cover
0 is nol prepared
For Federal Reserve Bank Use Only
RSSDID lttj 1111 CI
This report form is to be filed by all top-tier bank holding compashynies and top-tier savings and loan holding companies organized under US law and by any foreign banking organization that does not meet the requirements of and is not treated as a qualifyshying foreign banking organization under Section 21123 or Regulation K (12 CFR sect 21123) (see page one of the general instructions ror more detail of who must file) The Federal Reserve may not conduct or sponsor and an organization (or a person) is not required to respond to an Information collection unless it displays a currently valid OMB control number
Date of Report (top-lier holding companys fiscal year-end)
December 31 2014 middot
Month I Day I Year nla Rcportefs Legal Entity Identifier (LEI) (20-Character LEI Codo)
Reporters Name Street and Mailing Address
Farmington Bancorp Inc Legal TiUe or Holding Company
PO Box 320 (Mailng Address of tho Holding Company) Stroot I PO Box
Farmington IL 61 531 Clty Slate -Zl_p_Code
____ _
16 N Main Street Farmington IL 61531 Physical Locotion (if dilleront from malling address)
Person to whom questions about this report should be directed Joseph L Higgs _P_re_s_id_e_n_t ______
_ Nome To 309-245-2441 Alea Code I Phone Number I Exlenslon
309-245-2161 Alea Code I FAX Number
jhiggsbankoffarmingtoncom EmiddotmadAddniu
wwwbankoffarmingtoncom Address (URL) for the Holding Companys web page
Does the reporler request confidential troatmont for any porrlon of tllis submission
0 Yes Please identify the report items to which this request applies
t8J No
O In accordance with the instructions on pages GEN-2 and 3 a letter justifying the request is being provided
O The information f0lt which conlidentlal treatment Is sought is being submi1ted separately labeled middotconfidentialmiddot
Pulllcc repoftlng burcen for 11111 lnformaUon collection Is esuma1oc1 10 vusy from 1 3 IO 101 houro per ponoo with an o r1111e ol 525 houro per ruponao including llme 10 galher ind mmnlllln daUt In Iha requlrllil lorn and to review lnswclionbull and complelo Ille lnlonnGlion colloclion Send comments reaan1lng lhit burden osUmale or any Olhbullr bullbullped of Chb collodlon ot lnlonnHon lndudl119 su9ges1gt0ns for redud119 11111 burcen tomiddot Socrelllry Board o1 Govemois or UM Fllileral R- Sy11am 20lh and C SltGGls tom WllshlnglM OC 20551 nne1 10 tnbull Oftice of Manegomenl ond 8udge1 Paparwoltlc Redudlon Projecl (710007) WKhington DC 20503 102014
FARMINGTON BANCORP INC
FARMINGTON ILLINOIS 61531
REPORT TO STOCKHOLDERS 2014
DIRECTORS
Joseph V Toohill Jr Chrin of the Board
Joseph L Higgs President John L Higgs
Judith A Toohill
Philip H Melville
Kent R Kowal
Keith D Wagler
David L Higgs
ASSETS
CASH AND DUE FROM BANK
INVESTMENTS --
REPURCHASE AGREEMENTS
FEDERAL AGENCIES
MORTGAGE-BACKED SECURIT
MUNICIPAL BONDS
BANK-OWNED LIFE INSURAN
FEDERAL HOME LOAN BANK S
UNREALIZED GAIN [LOSS)
ON SECURITIES
LOANS (Less Reserve for Bad Debt)
BANK BUILDING
FURNITURE AND EQUIPMENT
INT EARNEDNOT COLLECTED
OTHER ASSETS
TOTAL ASSETS bull bull bull bull bull bull
DEC 31 2013 DEC 31 2014
$234617913 $216235200
$100000000 $100000000
$278077606 $ 52197100
$1221786204 1023916700
$1905669127 2433523800
$190085035 174784300
$32390000 33130000
$-47738450 74859900
$8568995934 9249840500
$195209270 196104500
$173 645 02 14656200
$106296228 106554200
$31 57183 67 87100
LIABILITIES
DEMAND DEPOSITS
MONEY MARKETINVESTMENT CHECKING
SAVINGS DEPOSITS
CHOICE SAVINGS
CERTIFICATES OF DEPOSIT
IRA
OTHER LIABILITIES
CAPITAL
SURPLUS
UNREALIZED GAIN (LOSS
ON SECURITIES
UNDIVIDED PROFITS
TOTAL LIABILITIES bull bull bull bull bull
DEC 31 2013 DEC 31 2014
$1023409662 $ 961049500
$19 364 036 02 1964772300
$719392077 795154800
$1322474638 1463351400
$5917277418 6323573500
$459126024 413752000
$ 37170198 172522100
40000000 40000000
85000000 85000000
-31507373 + 49407500
$ 1297164306 $ 1414006400
COMPARATIVE STATEMENT OF INCOME
DEC 31 2013 ---D_EC 3_1 2014
INTEREST amp FEES ON LOANS
INTEREST ON INVESTMENTS-FED AGENCIES amp MORT BACKED
INTEREST ON INVESTMENTSshy
MUNICIPALS
INVESTMENT SERVICES INCOME
OTHER FEE INCOME
CAPITAL GAINSLOSSES
TOTAL OPERATING INCOME bull bull bull
$ 414678346
28859268
76785320
31736852
15155550
COMPARATIVE STATEMENT OF EXPENSES
DEC 31 2013
INTEREST PAID $ 77740465
OPERATING EXPENSES 62751977
SALARIES AND DIRECTORS FEES 158462532
BUILDING amp FURNITURE EXPENSES 24729232
INSURANCE 8005796
DONATIONS 4075450
PROVISION FOR LOAN LOSSES 33879382
OVER amp SHORT 121354
TOTAL OPERATING EXPENSES bull $3 697 661 88
$ 420463900
24474000
80927700
6005000
39171200
2633200
DEC 31 2014
$ 71293300
67743800
174710800
27692700
802300
2719900
14928000
125100
$ 360015900
INCOME
LESS EXPENSES
OPERATING EARNINGS
LESS FEDERAL INCOME TAX
LESS STATE TAX
AFTER TAX PROFIT
EARNINGS AND DIVIDENDS
$
DEC31 2013
567215336
3697661BB
197449148
35584500
18205300
LESS DIVIDENDS PAID 36256500
RETAINED EARNINGS bull bull 0 bull bull middotO)middotclt9o7402B48
$
DEC 312014
573675000
360015900
213659100
37977300
19495600
39344200
SELECTED COMPARATIVE BALANCE SHEETINCOME ITEMS
FOR THE FIVE YEARS
2010 - 2014
2010 2011 2012 2013 2014
TOTAL ASSETS $9965850 $112806000 $124398047 $128059105 136825895
TOTAL LOANS 6153585 68276000 77426616 85689959 92498405
DIVIDENDS PAID 291199 362805 362585 362565 393442
RETAINED EARNINGS 893146 1096411 1057655 1074028 1168420
TOTAL EQUITY CAPITAL 10921000 12880000 12852012 13906569 15390064
bull I
FRY-6
Bdmn11tm
I The 111111ual report ro the Sbanlhoklers Is enclosed
2 Organizational Cbanoffanninglon Bancorp tnc
b Branch lnformllion
Farmington Bancorp Inc Farmington Illinois Incorporated in oelaware
Bank ofFannington 100 Fanninglon Illinois a state of Illinois chartered bankingcorlOration
Bank of Farming1on Canion Illinois
a branch location of Bank of Farmington
Bank of FanninglOn Camon Sqtltmr IS 2007 115 -4 Main S1 Canion Fulion Counl Illinois lni1id S111
61 so full s-=n ilaquo brinh
Pamdnglon 81111COER Inc does not have any non-controlled investments
Reiulu A kst of brlnches for your hoidm1 CGmP1ny FAbullMiGTON tlAbullCORP lC1191117) ol rARMINGTON IL
Thed1u1 are Hof t li 114 [)jt1reftecti1t1fOlaquoNhon 1h11u1nd procnsed lhrouch 0107101S
RKondlilUon and Vbullriflgtioft SteO l In the Dita Action cotumn of each branch row enter one or mort of the att1ons spKlfted 2 If rrqulred ent the date m the poundffectNe Datt column
Chanampt If the brJnch 1t1f0fm1tt0n rs mcorreci Of ptet r lhe d111 enl 1 In 1he Data Actktn column and 1he dJte when thrs wiform1tion hm beume td 1n 1M EffectNe Date cotumn Cdeg4middot If 1 bt1nch hsttd wH sold ordostd entrr 011middot In the Data Attcolumn and the ule or closure d1e m 1he Effbullcdvbull Date column
tgte-tbullmiddot tf 1 bnnch ltsled wu never owned bvthdeposrtory lnUltuhon enttt middotctt-- n the Data Action column
Subfklon Procedurbull When vou are fintshed send a wvtd ltOPY to your FRBconllct Stt the detbullded mstructons on thts me for more mformattOrt If y ou 11e e--mbullillnl this to your FRB contact put yOUr MtU1tutJon n1me ltrty and ILlte In the sub)ed ltne of the t mltlil
Note To ut1sfythe FR Ymiddot10 rtponfnc requlfements yoo musl alsowbmi1 FR YmiddotlO Dome-sue Branch Schedule-s for Heh bnch wtth 11 Data Action of 1ner ClMt Olrt or Add
The FR YmiddotlO repon rn1y be submmed n 1 harckopyformlt or VY lhe Fl Ymiddot100nline appltahon httpsylOonine feder1lrewrve p
bull FDIC UN1NUM Off Ke NtJmbrr and IO_RSSO columns ltlre f0t reference only Ver1hatt0n ot thew wilun loS- no1 required
OK 12312014 Ful SltMce IHltbulld OffI OK 12312014 Ful SeMu
976534 BANK Of fARM 1GTON
3695591 CANlON BRANCH
S1reet Address Uly
16 NORTH MAIN STREn FAJWl lN GTON IL UlS NORTII MAIN STREET CANlON ll
FDIC UNINUMbull Office Numberbull Heed Offtce 7S03 0 8AN l(0F FARMINGTON
477153 I BANK OF FARMINGTON
Head Offke 10 RSSObull Comments
976534
976534
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
FARMINGTON BANCORP INC
FARMINGTON ILLINOIS 61531
REPORT TO STOCKHOLDERS 2014
DIRECTORS
Joseph V Toohill Jr Chrin of the Board
Joseph L Higgs President John L Higgs
Judith A Toohill
Philip H Melville
Kent R Kowal
Keith D Wagler
David L Higgs
ASSETS
CASH AND DUE FROM BANK
INVESTMENTS --
REPURCHASE AGREEMENTS
FEDERAL AGENCIES
MORTGAGE-BACKED SECURIT
MUNICIPAL BONDS
BANK-OWNED LIFE INSURAN
FEDERAL HOME LOAN BANK S
UNREALIZED GAIN [LOSS)
ON SECURITIES
LOANS (Less Reserve for Bad Debt)
BANK BUILDING
FURNITURE AND EQUIPMENT
INT EARNEDNOT COLLECTED
OTHER ASSETS
TOTAL ASSETS bull bull bull bull bull bull
DEC 31 2013 DEC 31 2014
$234617913 $216235200
$100000000 $100000000
$278077606 $ 52197100
$1221786204 1023916700
$1905669127 2433523800
$190085035 174784300
$32390000 33130000
$-47738450 74859900
$8568995934 9249840500
$195209270 196104500
$173 645 02 14656200
$106296228 106554200
$31 57183 67 87100
LIABILITIES
DEMAND DEPOSITS
MONEY MARKETINVESTMENT CHECKING
SAVINGS DEPOSITS
CHOICE SAVINGS
CERTIFICATES OF DEPOSIT
IRA
OTHER LIABILITIES
CAPITAL
SURPLUS
UNREALIZED GAIN (LOSS
ON SECURITIES
UNDIVIDED PROFITS
TOTAL LIABILITIES bull bull bull bull bull
DEC 31 2013 DEC 31 2014
$1023409662 $ 961049500
$19 364 036 02 1964772300
$719392077 795154800
$1322474638 1463351400
$5917277418 6323573500
$459126024 413752000
$ 37170198 172522100
40000000 40000000
85000000 85000000
-31507373 + 49407500
$ 1297164306 $ 1414006400
COMPARATIVE STATEMENT OF INCOME
DEC 31 2013 ---D_EC 3_1 2014
INTEREST amp FEES ON LOANS
INTEREST ON INVESTMENTS-FED AGENCIES amp MORT BACKED
INTEREST ON INVESTMENTSshy
MUNICIPALS
INVESTMENT SERVICES INCOME
OTHER FEE INCOME
CAPITAL GAINSLOSSES
TOTAL OPERATING INCOME bull bull bull
$ 414678346
28859268
76785320
31736852
15155550
COMPARATIVE STATEMENT OF EXPENSES
DEC 31 2013
INTEREST PAID $ 77740465
OPERATING EXPENSES 62751977
SALARIES AND DIRECTORS FEES 158462532
BUILDING amp FURNITURE EXPENSES 24729232
INSURANCE 8005796
DONATIONS 4075450
PROVISION FOR LOAN LOSSES 33879382
OVER amp SHORT 121354
TOTAL OPERATING EXPENSES bull $3 697 661 88
$ 420463900
24474000
80927700
6005000
39171200
2633200
DEC 31 2014
$ 71293300
67743800
174710800
27692700
802300
2719900
14928000
125100
$ 360015900
INCOME
LESS EXPENSES
OPERATING EARNINGS
LESS FEDERAL INCOME TAX
LESS STATE TAX
AFTER TAX PROFIT
EARNINGS AND DIVIDENDS
$
DEC31 2013
567215336
3697661BB
197449148
35584500
18205300
LESS DIVIDENDS PAID 36256500
RETAINED EARNINGS bull bull 0 bull bull middotO)middotclt9o7402B48
$
DEC 312014
573675000
360015900
213659100
37977300
19495600
39344200
SELECTED COMPARATIVE BALANCE SHEETINCOME ITEMS
FOR THE FIVE YEARS
2010 - 2014
2010 2011 2012 2013 2014
TOTAL ASSETS $9965850 $112806000 $124398047 $128059105 136825895
TOTAL LOANS 6153585 68276000 77426616 85689959 92498405
DIVIDENDS PAID 291199 362805 362585 362565 393442
RETAINED EARNINGS 893146 1096411 1057655 1074028 1168420
TOTAL EQUITY CAPITAL 10921000 12880000 12852012 13906569 15390064
bull I
FRY-6
Bdmn11tm
I The 111111ual report ro the Sbanlhoklers Is enclosed
2 Organizational Cbanoffanninglon Bancorp tnc
b Branch lnformllion
Farmington Bancorp Inc Farmington Illinois Incorporated in oelaware
Bank ofFannington 100 Fanninglon Illinois a state of Illinois chartered bankingcorlOration
Bank of Farming1on Canion Illinois
a branch location of Bank of Farmington
Bank of FanninglOn Camon Sqtltmr IS 2007 115 -4 Main S1 Canion Fulion Counl Illinois lni1id S111
61 so full s-=n ilaquo brinh
Pamdnglon 81111COER Inc does not have any non-controlled investments
Reiulu A kst of brlnches for your hoidm1 CGmP1ny FAbullMiGTON tlAbullCORP lC1191117) ol rARMINGTON IL
Thed1u1 are Hof t li 114 [)jt1reftecti1t1fOlaquoNhon 1h11u1nd procnsed lhrouch 0107101S
RKondlilUon and Vbullriflgtioft SteO l In the Dita Action cotumn of each branch row enter one or mort of the att1ons spKlfted 2 If rrqulred ent the date m the poundffectNe Datt column
Chanampt If the brJnch 1t1f0fm1tt0n rs mcorreci Of ptet r lhe d111 enl 1 In 1he Data Actktn column and 1he dJte when thrs wiform1tion hm beume td 1n 1M EffectNe Date cotumn Cdeg4middot If 1 bt1nch hsttd wH sold ordostd entrr 011middot In the Data Attcolumn and the ule or closure d1e m 1he Effbullcdvbull Date column
tgte-tbullmiddot tf 1 bnnch ltsled wu never owned bvthdeposrtory lnUltuhon enttt middotctt-- n the Data Action column
Subfklon Procedurbull When vou are fintshed send a wvtd ltOPY to your FRBconllct Stt the detbullded mstructons on thts me for more mformattOrt If y ou 11e e--mbullillnl this to your FRB contact put yOUr MtU1tutJon n1me ltrty and ILlte In the sub)ed ltne of the t mltlil
Note To ut1sfythe FR Ymiddot10 rtponfnc requlfements yoo musl alsowbmi1 FR YmiddotlO Dome-sue Branch Schedule-s for Heh bnch wtth 11 Data Action of 1ner ClMt Olrt or Add
The FR YmiddotlO repon rn1y be submmed n 1 harckopyformlt or VY lhe Fl Ymiddot100nline appltahon httpsylOonine feder1lrewrve p
bull FDIC UN1NUM Off Ke NtJmbrr and IO_RSSO columns ltlre f0t reference only Ver1hatt0n ot thew wilun loS- no1 required
OK 12312014 Ful SltMce IHltbulld OffI OK 12312014 Ful SeMu
976534 BANK Of fARM 1GTON
3695591 CANlON BRANCH
S1reet Address Uly
16 NORTH MAIN STREn FAJWl lN GTON IL UlS NORTII MAIN STREET CANlON ll
FDIC UNINUMbull Office Numberbull Heed Offtce 7S03 0 8AN l(0F FARMINGTON
477153 I BANK OF FARMINGTON
Head Offke 10 RSSObull Comments
976534
976534
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
ASSETS
CASH AND DUE FROM BANK
INVESTMENTS --
REPURCHASE AGREEMENTS
FEDERAL AGENCIES
MORTGAGE-BACKED SECURIT
MUNICIPAL BONDS
BANK-OWNED LIFE INSURAN
FEDERAL HOME LOAN BANK S
UNREALIZED GAIN [LOSS)
ON SECURITIES
LOANS (Less Reserve for Bad Debt)
BANK BUILDING
FURNITURE AND EQUIPMENT
INT EARNEDNOT COLLECTED
OTHER ASSETS
TOTAL ASSETS bull bull bull bull bull bull
DEC 31 2013 DEC 31 2014
$234617913 $216235200
$100000000 $100000000
$278077606 $ 52197100
$1221786204 1023916700
$1905669127 2433523800
$190085035 174784300
$32390000 33130000
$-47738450 74859900
$8568995934 9249840500
$195209270 196104500
$173 645 02 14656200
$106296228 106554200
$31 57183 67 87100
LIABILITIES
DEMAND DEPOSITS
MONEY MARKETINVESTMENT CHECKING
SAVINGS DEPOSITS
CHOICE SAVINGS
CERTIFICATES OF DEPOSIT
IRA
OTHER LIABILITIES
CAPITAL
SURPLUS
UNREALIZED GAIN (LOSS
ON SECURITIES
UNDIVIDED PROFITS
TOTAL LIABILITIES bull bull bull bull bull
DEC 31 2013 DEC 31 2014
$1023409662 $ 961049500
$19 364 036 02 1964772300
$719392077 795154800
$1322474638 1463351400
$5917277418 6323573500
$459126024 413752000
$ 37170198 172522100
40000000 40000000
85000000 85000000
-31507373 + 49407500
$ 1297164306 $ 1414006400
COMPARATIVE STATEMENT OF INCOME
DEC 31 2013 ---D_EC 3_1 2014
INTEREST amp FEES ON LOANS
INTEREST ON INVESTMENTS-FED AGENCIES amp MORT BACKED
INTEREST ON INVESTMENTSshy
MUNICIPALS
INVESTMENT SERVICES INCOME
OTHER FEE INCOME
CAPITAL GAINSLOSSES
TOTAL OPERATING INCOME bull bull bull
$ 414678346
28859268
76785320
31736852
15155550
COMPARATIVE STATEMENT OF EXPENSES
DEC 31 2013
INTEREST PAID $ 77740465
OPERATING EXPENSES 62751977
SALARIES AND DIRECTORS FEES 158462532
BUILDING amp FURNITURE EXPENSES 24729232
INSURANCE 8005796
DONATIONS 4075450
PROVISION FOR LOAN LOSSES 33879382
OVER amp SHORT 121354
TOTAL OPERATING EXPENSES bull $3 697 661 88
$ 420463900
24474000
80927700
6005000
39171200
2633200
DEC 31 2014
$ 71293300
67743800
174710800
27692700
802300
2719900
14928000
125100
$ 360015900
INCOME
LESS EXPENSES
OPERATING EARNINGS
LESS FEDERAL INCOME TAX
LESS STATE TAX
AFTER TAX PROFIT
EARNINGS AND DIVIDENDS
$
DEC31 2013
567215336
3697661BB
197449148
35584500
18205300
LESS DIVIDENDS PAID 36256500
RETAINED EARNINGS bull bull 0 bull bull middotO)middotclt9o7402B48
$
DEC 312014
573675000
360015900
213659100
37977300
19495600
39344200
SELECTED COMPARATIVE BALANCE SHEETINCOME ITEMS
FOR THE FIVE YEARS
2010 - 2014
2010 2011 2012 2013 2014
TOTAL ASSETS $9965850 $112806000 $124398047 $128059105 136825895
TOTAL LOANS 6153585 68276000 77426616 85689959 92498405
DIVIDENDS PAID 291199 362805 362585 362565 393442
RETAINED EARNINGS 893146 1096411 1057655 1074028 1168420
TOTAL EQUITY CAPITAL 10921000 12880000 12852012 13906569 15390064
bull I
FRY-6
Bdmn11tm
I The 111111ual report ro the Sbanlhoklers Is enclosed
2 Organizational Cbanoffanninglon Bancorp tnc
b Branch lnformllion
Farmington Bancorp Inc Farmington Illinois Incorporated in oelaware
Bank ofFannington 100 Fanninglon Illinois a state of Illinois chartered bankingcorlOration
Bank of Farming1on Canion Illinois
a branch location of Bank of Farmington
Bank of FanninglOn Camon Sqtltmr IS 2007 115 -4 Main S1 Canion Fulion Counl Illinois lni1id S111
61 so full s-=n ilaquo brinh
Pamdnglon 81111COER Inc does not have any non-controlled investments
Reiulu A kst of brlnches for your hoidm1 CGmP1ny FAbullMiGTON tlAbullCORP lC1191117) ol rARMINGTON IL
Thed1u1 are Hof t li 114 [)jt1reftecti1t1fOlaquoNhon 1h11u1nd procnsed lhrouch 0107101S
RKondlilUon and Vbullriflgtioft SteO l In the Dita Action cotumn of each branch row enter one or mort of the att1ons spKlfted 2 If rrqulred ent the date m the poundffectNe Datt column
Chanampt If the brJnch 1t1f0fm1tt0n rs mcorreci Of ptet r lhe d111 enl 1 In 1he Data Actktn column and 1he dJte when thrs wiform1tion hm beume td 1n 1M EffectNe Date cotumn Cdeg4middot If 1 bt1nch hsttd wH sold ordostd entrr 011middot In the Data Attcolumn and the ule or closure d1e m 1he Effbullcdvbull Date column
tgte-tbullmiddot tf 1 bnnch ltsled wu never owned bvthdeposrtory lnUltuhon enttt middotctt-- n the Data Action column
Subfklon Procedurbull When vou are fintshed send a wvtd ltOPY to your FRBconllct Stt the detbullded mstructons on thts me for more mformattOrt If y ou 11e e--mbullillnl this to your FRB contact put yOUr MtU1tutJon n1me ltrty and ILlte In the sub)ed ltne of the t mltlil
Note To ut1sfythe FR Ymiddot10 rtponfnc requlfements yoo musl alsowbmi1 FR YmiddotlO Dome-sue Branch Schedule-s for Heh bnch wtth 11 Data Action of 1ner ClMt Olrt or Add
The FR YmiddotlO repon rn1y be submmed n 1 harckopyformlt or VY lhe Fl Ymiddot100nline appltahon httpsylOonine feder1lrewrve p
bull FDIC UN1NUM Off Ke NtJmbrr and IO_RSSO columns ltlre f0t reference only Ver1hatt0n ot thew wilun loS- no1 required
OK 12312014 Ful SltMce IHltbulld OffI OK 12312014 Ful SeMu
976534 BANK Of fARM 1GTON
3695591 CANlON BRANCH
S1reet Address Uly
16 NORTH MAIN STREn FAJWl lN GTON IL UlS NORTII MAIN STREET CANlON ll
FDIC UNINUMbull Office Numberbull Heed Offtce 7S03 0 8AN l(0F FARMINGTON
477153 I BANK OF FARMINGTON
Head Offke 10 RSSObull Comments
976534
976534
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
LIABILITIES
DEMAND DEPOSITS
MONEY MARKETINVESTMENT CHECKING
SAVINGS DEPOSITS
CHOICE SAVINGS
CERTIFICATES OF DEPOSIT
IRA
OTHER LIABILITIES
CAPITAL
SURPLUS
UNREALIZED GAIN (LOSS
ON SECURITIES
UNDIVIDED PROFITS
TOTAL LIABILITIES bull bull bull bull bull
DEC 31 2013 DEC 31 2014
$1023409662 $ 961049500
$19 364 036 02 1964772300
$719392077 795154800
$1322474638 1463351400
$5917277418 6323573500
$459126024 413752000
$ 37170198 172522100
40000000 40000000
85000000 85000000
-31507373 + 49407500
$ 1297164306 $ 1414006400
COMPARATIVE STATEMENT OF INCOME
DEC 31 2013 ---D_EC 3_1 2014
INTEREST amp FEES ON LOANS
INTEREST ON INVESTMENTS-FED AGENCIES amp MORT BACKED
INTEREST ON INVESTMENTSshy
MUNICIPALS
INVESTMENT SERVICES INCOME
OTHER FEE INCOME
CAPITAL GAINSLOSSES
TOTAL OPERATING INCOME bull bull bull
$ 414678346
28859268
76785320
31736852
15155550
COMPARATIVE STATEMENT OF EXPENSES
DEC 31 2013
INTEREST PAID $ 77740465
OPERATING EXPENSES 62751977
SALARIES AND DIRECTORS FEES 158462532
BUILDING amp FURNITURE EXPENSES 24729232
INSURANCE 8005796
DONATIONS 4075450
PROVISION FOR LOAN LOSSES 33879382
OVER amp SHORT 121354
TOTAL OPERATING EXPENSES bull $3 697 661 88
$ 420463900
24474000
80927700
6005000
39171200
2633200
DEC 31 2014
$ 71293300
67743800
174710800
27692700
802300
2719900
14928000
125100
$ 360015900
INCOME
LESS EXPENSES
OPERATING EARNINGS
LESS FEDERAL INCOME TAX
LESS STATE TAX
AFTER TAX PROFIT
EARNINGS AND DIVIDENDS
$
DEC31 2013
567215336
3697661BB
197449148
35584500
18205300
LESS DIVIDENDS PAID 36256500
RETAINED EARNINGS bull bull 0 bull bull middotO)middotclt9o7402B48
$
DEC 312014
573675000
360015900
213659100
37977300
19495600
39344200
SELECTED COMPARATIVE BALANCE SHEETINCOME ITEMS
FOR THE FIVE YEARS
2010 - 2014
2010 2011 2012 2013 2014
TOTAL ASSETS $9965850 $112806000 $124398047 $128059105 136825895
TOTAL LOANS 6153585 68276000 77426616 85689959 92498405
DIVIDENDS PAID 291199 362805 362585 362565 393442
RETAINED EARNINGS 893146 1096411 1057655 1074028 1168420
TOTAL EQUITY CAPITAL 10921000 12880000 12852012 13906569 15390064
bull I
FRY-6
Bdmn11tm
I The 111111ual report ro the Sbanlhoklers Is enclosed
2 Organizational Cbanoffanninglon Bancorp tnc
b Branch lnformllion
Farmington Bancorp Inc Farmington Illinois Incorporated in oelaware
Bank ofFannington 100 Fanninglon Illinois a state of Illinois chartered bankingcorlOration
Bank of Farming1on Canion Illinois
a branch location of Bank of Farmington
Bank of FanninglOn Camon Sqtltmr IS 2007 115 -4 Main S1 Canion Fulion Counl Illinois lni1id S111
61 so full s-=n ilaquo brinh
Pamdnglon 81111COER Inc does not have any non-controlled investments
Reiulu A kst of brlnches for your hoidm1 CGmP1ny FAbullMiGTON tlAbullCORP lC1191117) ol rARMINGTON IL
Thed1u1 are Hof t li 114 [)jt1reftecti1t1fOlaquoNhon 1h11u1nd procnsed lhrouch 0107101S
RKondlilUon and Vbullriflgtioft SteO l In the Dita Action cotumn of each branch row enter one or mort of the att1ons spKlfted 2 If rrqulred ent the date m the poundffectNe Datt column
Chanampt If the brJnch 1t1f0fm1tt0n rs mcorreci Of ptet r lhe d111 enl 1 In 1he Data Actktn column and 1he dJte when thrs wiform1tion hm beume td 1n 1M EffectNe Date cotumn Cdeg4middot If 1 bt1nch hsttd wH sold ordostd entrr 011middot In the Data Attcolumn and the ule or closure d1e m 1he Effbullcdvbull Date column
tgte-tbullmiddot tf 1 bnnch ltsled wu never owned bvthdeposrtory lnUltuhon enttt middotctt-- n the Data Action column
Subfklon Procedurbull When vou are fintshed send a wvtd ltOPY to your FRBconllct Stt the detbullded mstructons on thts me for more mformattOrt If y ou 11e e--mbullillnl this to your FRB contact put yOUr MtU1tutJon n1me ltrty and ILlte In the sub)ed ltne of the t mltlil
Note To ut1sfythe FR Ymiddot10 rtponfnc requlfements yoo musl alsowbmi1 FR YmiddotlO Dome-sue Branch Schedule-s for Heh bnch wtth 11 Data Action of 1ner ClMt Olrt or Add
The FR YmiddotlO repon rn1y be submmed n 1 harckopyformlt or VY lhe Fl Ymiddot100nline appltahon httpsylOonine feder1lrewrve p
bull FDIC UN1NUM Off Ke NtJmbrr and IO_RSSO columns ltlre f0t reference only Ver1hatt0n ot thew wilun loS- no1 required
OK 12312014 Ful SltMce IHltbulld OffI OK 12312014 Ful SeMu
976534 BANK Of fARM 1GTON
3695591 CANlON BRANCH
S1reet Address Uly
16 NORTH MAIN STREn FAJWl lN GTON IL UlS NORTII MAIN STREET CANlON ll
FDIC UNINUMbull Office Numberbull Heed Offtce 7S03 0 8AN l(0F FARMINGTON
477153 I BANK OF FARMINGTON
Head Offke 10 RSSObull Comments
976534
976534
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
COMPARATIVE STATEMENT OF INCOME
DEC 31 2013 ---D_EC 3_1 2014
INTEREST amp FEES ON LOANS
INTEREST ON INVESTMENTS-FED AGENCIES amp MORT BACKED
INTEREST ON INVESTMENTSshy
MUNICIPALS
INVESTMENT SERVICES INCOME
OTHER FEE INCOME
CAPITAL GAINSLOSSES
TOTAL OPERATING INCOME bull bull bull
$ 414678346
28859268
76785320
31736852
15155550
COMPARATIVE STATEMENT OF EXPENSES
DEC 31 2013
INTEREST PAID $ 77740465
OPERATING EXPENSES 62751977
SALARIES AND DIRECTORS FEES 158462532
BUILDING amp FURNITURE EXPENSES 24729232
INSURANCE 8005796
DONATIONS 4075450
PROVISION FOR LOAN LOSSES 33879382
OVER amp SHORT 121354
TOTAL OPERATING EXPENSES bull $3 697 661 88
$ 420463900
24474000
80927700
6005000
39171200
2633200
DEC 31 2014
$ 71293300
67743800
174710800
27692700
802300
2719900
14928000
125100
$ 360015900
INCOME
LESS EXPENSES
OPERATING EARNINGS
LESS FEDERAL INCOME TAX
LESS STATE TAX
AFTER TAX PROFIT
EARNINGS AND DIVIDENDS
$
DEC31 2013
567215336
3697661BB
197449148
35584500
18205300
LESS DIVIDENDS PAID 36256500
RETAINED EARNINGS bull bull 0 bull bull middotO)middotclt9o7402B48
$
DEC 312014
573675000
360015900
213659100
37977300
19495600
39344200
SELECTED COMPARATIVE BALANCE SHEETINCOME ITEMS
FOR THE FIVE YEARS
2010 - 2014
2010 2011 2012 2013 2014
TOTAL ASSETS $9965850 $112806000 $124398047 $128059105 136825895
TOTAL LOANS 6153585 68276000 77426616 85689959 92498405
DIVIDENDS PAID 291199 362805 362585 362565 393442
RETAINED EARNINGS 893146 1096411 1057655 1074028 1168420
TOTAL EQUITY CAPITAL 10921000 12880000 12852012 13906569 15390064
bull I
FRY-6
Bdmn11tm
I The 111111ual report ro the Sbanlhoklers Is enclosed
2 Organizational Cbanoffanninglon Bancorp tnc
b Branch lnformllion
Farmington Bancorp Inc Farmington Illinois Incorporated in oelaware
Bank ofFannington 100 Fanninglon Illinois a state of Illinois chartered bankingcorlOration
Bank of Farming1on Canion Illinois
a branch location of Bank of Farmington
Bank of FanninglOn Camon Sqtltmr IS 2007 115 -4 Main S1 Canion Fulion Counl Illinois lni1id S111
61 so full s-=n ilaquo brinh
Pamdnglon 81111COER Inc does not have any non-controlled investments
Reiulu A kst of brlnches for your hoidm1 CGmP1ny FAbullMiGTON tlAbullCORP lC1191117) ol rARMINGTON IL
Thed1u1 are Hof t li 114 [)jt1reftecti1t1fOlaquoNhon 1h11u1nd procnsed lhrouch 0107101S
RKondlilUon and Vbullriflgtioft SteO l In the Dita Action cotumn of each branch row enter one or mort of the att1ons spKlfted 2 If rrqulred ent the date m the poundffectNe Datt column
Chanampt If the brJnch 1t1f0fm1tt0n rs mcorreci Of ptet r lhe d111 enl 1 In 1he Data Actktn column and 1he dJte when thrs wiform1tion hm beume td 1n 1M EffectNe Date cotumn Cdeg4middot If 1 bt1nch hsttd wH sold ordostd entrr 011middot In the Data Attcolumn and the ule or closure d1e m 1he Effbullcdvbull Date column
tgte-tbullmiddot tf 1 bnnch ltsled wu never owned bvthdeposrtory lnUltuhon enttt middotctt-- n the Data Action column
Subfklon Procedurbull When vou are fintshed send a wvtd ltOPY to your FRBconllct Stt the detbullded mstructons on thts me for more mformattOrt If y ou 11e e--mbullillnl this to your FRB contact put yOUr MtU1tutJon n1me ltrty and ILlte In the sub)ed ltne of the t mltlil
Note To ut1sfythe FR Ymiddot10 rtponfnc requlfements yoo musl alsowbmi1 FR YmiddotlO Dome-sue Branch Schedule-s for Heh bnch wtth 11 Data Action of 1ner ClMt Olrt or Add
The FR YmiddotlO repon rn1y be submmed n 1 harckopyformlt or VY lhe Fl Ymiddot100nline appltahon httpsylOonine feder1lrewrve p
bull FDIC UN1NUM Off Ke NtJmbrr and IO_RSSO columns ltlre f0t reference only Ver1hatt0n ot thew wilun loS- no1 required
OK 12312014 Ful SltMce IHltbulld OffI OK 12312014 Ful SeMu
976534 BANK Of fARM 1GTON
3695591 CANlON BRANCH
S1reet Address Uly
16 NORTH MAIN STREn FAJWl lN GTON IL UlS NORTII MAIN STREET CANlON ll
FDIC UNINUMbull Office Numberbull Heed Offtce 7S03 0 8AN l(0F FARMINGTON
477153 I BANK OF FARMINGTON
Head Offke 10 RSSObull Comments
976534
976534
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
INCOME
LESS EXPENSES
OPERATING EARNINGS
LESS FEDERAL INCOME TAX
LESS STATE TAX
AFTER TAX PROFIT
EARNINGS AND DIVIDENDS
$
DEC31 2013
567215336
3697661BB
197449148
35584500
18205300
LESS DIVIDENDS PAID 36256500
RETAINED EARNINGS bull bull 0 bull bull middotO)middotclt9o7402B48
$
DEC 312014
573675000
360015900
213659100
37977300
19495600
39344200
SELECTED COMPARATIVE BALANCE SHEETINCOME ITEMS
FOR THE FIVE YEARS
2010 - 2014
2010 2011 2012 2013 2014
TOTAL ASSETS $9965850 $112806000 $124398047 $128059105 136825895
TOTAL LOANS 6153585 68276000 77426616 85689959 92498405
DIVIDENDS PAID 291199 362805 362585 362565 393442
RETAINED EARNINGS 893146 1096411 1057655 1074028 1168420
TOTAL EQUITY CAPITAL 10921000 12880000 12852012 13906569 15390064
bull I
FRY-6
Bdmn11tm
I The 111111ual report ro the Sbanlhoklers Is enclosed
2 Organizational Cbanoffanninglon Bancorp tnc
b Branch lnformllion
Farmington Bancorp Inc Farmington Illinois Incorporated in oelaware
Bank ofFannington 100 Fanninglon Illinois a state of Illinois chartered bankingcorlOration
Bank of Farming1on Canion Illinois
a branch location of Bank of Farmington
Bank of FanninglOn Camon Sqtltmr IS 2007 115 -4 Main S1 Canion Fulion Counl Illinois lni1id S111
61 so full s-=n ilaquo brinh
Pamdnglon 81111COER Inc does not have any non-controlled investments
Reiulu A kst of brlnches for your hoidm1 CGmP1ny FAbullMiGTON tlAbullCORP lC1191117) ol rARMINGTON IL
Thed1u1 are Hof t li 114 [)jt1reftecti1t1fOlaquoNhon 1h11u1nd procnsed lhrouch 0107101S
RKondlilUon and Vbullriflgtioft SteO l In the Dita Action cotumn of each branch row enter one or mort of the att1ons spKlfted 2 If rrqulred ent the date m the poundffectNe Datt column
Chanampt If the brJnch 1t1f0fm1tt0n rs mcorreci Of ptet r lhe d111 enl 1 In 1he Data Actktn column and 1he dJte when thrs wiform1tion hm beume td 1n 1M EffectNe Date cotumn Cdeg4middot If 1 bt1nch hsttd wH sold ordostd entrr 011middot In the Data Attcolumn and the ule or closure d1e m 1he Effbullcdvbull Date column
tgte-tbullmiddot tf 1 bnnch ltsled wu never owned bvthdeposrtory lnUltuhon enttt middotctt-- n the Data Action column
Subfklon Procedurbull When vou are fintshed send a wvtd ltOPY to your FRBconllct Stt the detbullded mstructons on thts me for more mformattOrt If y ou 11e e--mbullillnl this to your FRB contact put yOUr MtU1tutJon n1me ltrty and ILlte In the sub)ed ltne of the t mltlil
Note To ut1sfythe FR Ymiddot10 rtponfnc requlfements yoo musl alsowbmi1 FR YmiddotlO Dome-sue Branch Schedule-s for Heh bnch wtth 11 Data Action of 1ner ClMt Olrt or Add
The FR YmiddotlO repon rn1y be submmed n 1 harckopyformlt or VY lhe Fl Ymiddot100nline appltahon httpsylOonine feder1lrewrve p
bull FDIC UN1NUM Off Ke NtJmbrr and IO_RSSO columns ltlre f0t reference only Ver1hatt0n ot thew wilun loS- no1 required
OK 12312014 Ful SltMce IHltbulld OffI OK 12312014 Ful SeMu
976534 BANK Of fARM 1GTON
3695591 CANlON BRANCH
S1reet Address Uly
16 NORTH MAIN STREn FAJWl lN GTON IL UlS NORTII MAIN STREET CANlON ll
FDIC UNINUMbull Office Numberbull Heed Offtce 7S03 0 8AN l(0F FARMINGTON
477153 I BANK OF FARMINGTON
Head Offke 10 RSSObull Comments
976534
976534
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
SELECTED COMPARATIVE BALANCE SHEETINCOME ITEMS
FOR THE FIVE YEARS
2010 - 2014
2010 2011 2012 2013 2014
TOTAL ASSETS $9965850 $112806000 $124398047 $128059105 136825895
TOTAL LOANS 6153585 68276000 77426616 85689959 92498405
DIVIDENDS PAID 291199 362805 362585 362565 393442
RETAINED EARNINGS 893146 1096411 1057655 1074028 1168420
TOTAL EQUITY CAPITAL 10921000 12880000 12852012 13906569 15390064
bull I
FRY-6
Bdmn11tm
I The 111111ual report ro the Sbanlhoklers Is enclosed
2 Organizational Cbanoffanninglon Bancorp tnc
b Branch lnformllion
Farmington Bancorp Inc Farmington Illinois Incorporated in oelaware
Bank ofFannington 100 Fanninglon Illinois a state of Illinois chartered bankingcorlOration
Bank of Farming1on Canion Illinois
a branch location of Bank of Farmington
Bank of FanninglOn Camon Sqtltmr IS 2007 115 -4 Main S1 Canion Fulion Counl Illinois lni1id S111
61 so full s-=n ilaquo brinh
Pamdnglon 81111COER Inc does not have any non-controlled investments
Reiulu A kst of brlnches for your hoidm1 CGmP1ny FAbullMiGTON tlAbullCORP lC1191117) ol rARMINGTON IL
Thed1u1 are Hof t li 114 [)jt1reftecti1t1fOlaquoNhon 1h11u1nd procnsed lhrouch 0107101S
RKondlilUon and Vbullriflgtioft SteO l In the Dita Action cotumn of each branch row enter one or mort of the att1ons spKlfted 2 If rrqulred ent the date m the poundffectNe Datt column
Chanampt If the brJnch 1t1f0fm1tt0n rs mcorreci Of ptet r lhe d111 enl 1 In 1he Data Actktn column and 1he dJte when thrs wiform1tion hm beume td 1n 1M EffectNe Date cotumn Cdeg4middot If 1 bt1nch hsttd wH sold ordostd entrr 011middot In the Data Attcolumn and the ule or closure d1e m 1he Effbullcdvbull Date column
tgte-tbullmiddot tf 1 bnnch ltsled wu never owned bvthdeposrtory lnUltuhon enttt middotctt-- n the Data Action column
Subfklon Procedurbull When vou are fintshed send a wvtd ltOPY to your FRBconllct Stt the detbullded mstructons on thts me for more mformattOrt If y ou 11e e--mbullillnl this to your FRB contact put yOUr MtU1tutJon n1me ltrty and ILlte In the sub)ed ltne of the t mltlil
Note To ut1sfythe FR Ymiddot10 rtponfnc requlfements yoo musl alsowbmi1 FR YmiddotlO Dome-sue Branch Schedule-s for Heh bnch wtth 11 Data Action of 1ner ClMt Olrt or Add
The FR YmiddotlO repon rn1y be submmed n 1 harckopyformlt or VY lhe Fl Ymiddot100nline appltahon httpsylOonine feder1lrewrve p
bull FDIC UN1NUM Off Ke NtJmbrr and IO_RSSO columns ltlre f0t reference only Ver1hatt0n ot thew wilun loS- no1 required
OK 12312014 Ful SltMce IHltbulld OffI OK 12312014 Ful SeMu
976534 BANK Of fARM 1GTON
3695591 CANlON BRANCH
S1reet Address Uly
16 NORTH MAIN STREn FAJWl lN GTON IL UlS NORTII MAIN STREET CANlON ll
FDIC UNINUMbull Office Numberbull Heed Offtce 7S03 0 8AN l(0F FARMINGTON
477153 I BANK OF FARMINGTON
Head Offke 10 RSSObull Comments
976534
976534
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
bull I
FRY-6
Bdmn11tm
I The 111111ual report ro the Sbanlhoklers Is enclosed
2 Organizational Cbanoffanninglon Bancorp tnc
b Branch lnformllion
Farmington Bancorp Inc Farmington Illinois Incorporated in oelaware
Bank ofFannington 100 Fanninglon Illinois a state of Illinois chartered bankingcorlOration
Bank of Farming1on Canion Illinois
a branch location of Bank of Farmington
Bank of FanninglOn Camon Sqtltmr IS 2007 115 -4 Main S1 Canion Fulion Counl Illinois lni1id S111
61 so full s-=n ilaquo brinh
Pamdnglon 81111COER Inc does not have any non-controlled investments
Reiulu A kst of brlnches for your hoidm1 CGmP1ny FAbullMiGTON tlAbullCORP lC1191117) ol rARMINGTON IL
Thed1u1 are Hof t li 114 [)jt1reftecti1t1fOlaquoNhon 1h11u1nd procnsed lhrouch 0107101S
RKondlilUon and Vbullriflgtioft SteO l In the Dita Action cotumn of each branch row enter one or mort of the att1ons spKlfted 2 If rrqulred ent the date m the poundffectNe Datt column
Chanampt If the brJnch 1t1f0fm1tt0n rs mcorreci Of ptet r lhe d111 enl 1 In 1he Data Actktn column and 1he dJte when thrs wiform1tion hm beume td 1n 1M EffectNe Date cotumn Cdeg4middot If 1 bt1nch hsttd wH sold ordostd entrr 011middot In the Data Attcolumn and the ule or closure d1e m 1he Effbullcdvbull Date column
tgte-tbullmiddot tf 1 bnnch ltsled wu never owned bvthdeposrtory lnUltuhon enttt middotctt-- n the Data Action column
Subfklon Procedurbull When vou are fintshed send a wvtd ltOPY to your FRBconllct Stt the detbullded mstructons on thts me for more mformattOrt If y ou 11e e--mbullillnl this to your FRB contact put yOUr MtU1tutJon n1me ltrty and ILlte In the sub)ed ltne of the t mltlil
Note To ut1sfythe FR Ymiddot10 rtponfnc requlfements yoo musl alsowbmi1 FR YmiddotlO Dome-sue Branch Schedule-s for Heh bnch wtth 11 Data Action of 1ner ClMt Olrt or Add
The FR YmiddotlO repon rn1y be submmed n 1 harckopyformlt or VY lhe Fl Ymiddot100nline appltahon httpsylOonine feder1lrewrve p
bull FDIC UN1NUM Off Ke NtJmbrr and IO_RSSO columns ltlre f0t reference only Ver1hatt0n ot thew wilun loS- no1 required
OK 12312014 Ful SltMce IHltbulld OffI OK 12312014 Ful SeMu
976534 BANK Of fARM 1GTON
3695591 CANlON BRANCH
S1reet Address Uly
16 NORTH MAIN STREn FAJWl lN GTON IL UlS NORTII MAIN STREET CANlON ll
FDIC UNINUMbull Office Numberbull Heed Offtce 7S03 0 8AN l(0F FARMINGTON
477153 I BANK OF FARMINGTON
Head Offke 10 RSSObull Comments
976534
976534
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
Reiulu A kst of brlnches for your hoidm1 CGmP1ny FAbullMiGTON tlAbullCORP lC1191117) ol rARMINGTON IL
Thed1u1 are Hof t li 114 [)jt1reftecti1t1fOlaquoNhon 1h11u1nd procnsed lhrouch 0107101S
RKondlilUon and Vbullriflgtioft SteO l In the Dita Action cotumn of each branch row enter one or mort of the att1ons spKlfted 2 If rrqulred ent the date m the poundffectNe Datt column
Chanampt If the brJnch 1t1f0fm1tt0n rs mcorreci Of ptet r lhe d111 enl 1 In 1he Data Actktn column and 1he dJte when thrs wiform1tion hm beume td 1n 1M EffectNe Date cotumn Cdeg4middot If 1 bt1nch hsttd wH sold ordostd entrr 011middot In the Data Attcolumn and the ule or closure d1e m 1he Effbullcdvbull Date column
tgte-tbullmiddot tf 1 bnnch ltsled wu never owned bvthdeposrtory lnUltuhon enttt middotctt-- n the Data Action column
Subfklon Procedurbull When vou are fintshed send a wvtd ltOPY to your FRBconllct Stt the detbullded mstructons on thts me for more mformattOrt If y ou 11e e--mbullillnl this to your FRB contact put yOUr MtU1tutJon n1me ltrty and ILlte In the sub)ed ltne of the t mltlil
Note To ut1sfythe FR Ymiddot10 rtponfnc requlfements yoo musl alsowbmi1 FR YmiddotlO Dome-sue Branch Schedule-s for Heh bnch wtth 11 Data Action of 1ner ClMt Olrt or Add
The FR YmiddotlO repon rn1y be submmed n 1 harckopyformlt or VY lhe Fl Ymiddot100nline appltahon httpsylOonine feder1lrewrve p
bull FDIC UN1NUM Off Ke NtJmbrr and IO_RSSO columns ltlre f0t reference only Ver1hatt0n ot thew wilun loS- no1 required
OK 12312014 Ful SltMce IHltbulld OffI OK 12312014 Ful SeMu
976534 BANK Of fARM 1GTON
3695591 CANlON BRANCH
S1reet Address Uly
16 NORTH MAIN STREn FAJWl lN GTON IL UlS NORTII MAIN STREET CANlON ll
FDIC UNINUMbull Office Numberbull Heed Offtce 7S03 0 8AN l(0F FARMINGTON
477153 I BANK OF FARMINGTON
Head Offke 10 RSSObull Comments
976534
976534
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
Re rt Item 3 Securities Holdeftl
FonnFRY-6
Fannington Bancorp inc Fannlngton Illinois
Fiscal Year Ending December 31 2014
current Securities Hoide1t1 with owne1t1hlp control or holdings of Securities Hold819 not listed In 3(1)(a) through (3)(1)(c) that had owneftlhlp control or holdings of 5 or more with power to vote
-5o _r_m_o _re_wlth-p _ower_t _o _vo_teas _o_f_fi_s_ca1ye_a _r _end ln_g 12_-_3_l_-_1_4-+ d-url_ n gth e _fiscal y earen d _lngl=2_31_14
(1)(8)
Name amp Address (City State CounJy)
(1)(b)
CounJy of Citizenshi p or Incorporation
Vivian Chapin Trust US VIVian Chapin Trustee Springfield MA 01101-1529 US
Clara Michela us Farmington IL 61531 us
Jeanne Flaherty us Gulfport FL 33707 us
Patricia Perelll US Farmington IL 61631 us
Joseph Toohlll Jr Farmington IL 61531 us
Judith Toohlll Farmington IL 61631 us
us
us
(1)(c) Number and Percentage of Esch Class of Voling Securities
2640 7
2250 6
2665 7
3330 8
2700 7
2965 7
(2)(a)
Name amp Address (City State CounJy)
(2)(b)
CounJy of Citizenshi p or Incorporation
(2)(c) Number and Percentage of Esch Class of Voting Securities
BANK OF FAAMINGJOiI 18 N Main St FARMINGTON IL61631
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
David L Higgs Dunlap IL 61525 us
us 1800 5
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
FonnFR Y-6
Pumlnglon Bancorp Inc FarniJnalOl1 llUnola
Fiscal YoarEnlllng December 31 2014
Repott llom 4 lnsld UXaUUcgt end f2X)Uilfcl (1
Namampa amp Addnlas (City State COUllUyj
KeolRK-FennJng1on IL
Jooeph V Tcclllll -glonIL DavldLHgp F111111lftg1G11IL Judllh A Toohlll Fannlllg1cm IL Pillllp H MoMue F2lml-IL Kellh D Wogler Tliwll IL Joeeph L Higgs Fannlngfon IL
(21
Prtnclpal Title amp PoaHlon Cccupallon l1 othDr wl2b Bani lien - Banllt Holding Holding Companv Ccmpanv
BanlltP-nt Ol10dcr us - Bcanl Cllolr us Attomoy Drodot us - Ohedor us Fanner Oimdor us FonnEq_ Olrodor us
TIUo amp Poaldon WUh Subaldlmtes (notude namaa of ldlabullbullgt
Cl1eltlcr
BcanlCllSir
Dltdet
middot
Olredor
OltltolOr
Blllll- FresltlenVDlledOr PruldenllDlreclor us
tB-Marmiddot15
(3)1bull1
Title amp Poslltan with Other eualneaaes (lnetudo 111rnw of other buulneases)
Retlied
PennerlTcchlU Law
Roll
PortnerlTccllllLaw
Rlll111
Pretldsld
PIOlllllOlllltaFgln
~ ANK OF fARMINGTON bull 18 N Main st ARMINampTON ILl1181
(4)(8) (4)(b) (4)(c) Uat names of othor middot-shy(blCIUdas partnenshlpsl 1f 21ormoJeof VOUng seeurhlea eroheld(Ust
Ponemago or nom88 of Percensaae of Vothlg Seturltlea ccmpanleu and Vollng Secwttlta In Subslcllartea percentage of ln Bank Holdt no (Include namaa voting sucvriUos Cltgtmpany cf oubeldlerlos) holdJ
na
7 Illa
6 ne ne
7 ne nta
ne nla
05 ne nla
16 ne ne
