Annual Report19

COMPANY NAME6B Ecturecum Ea Santiis Modi Imagnate Nobitam

Tel: +100 0000 0000 Fax: +100 0000 0000

Sustainability& GrowthAnnual Report 2013

COMPANY NAME

Mission, Vision & Values 02Strategy And Objectives 03Bank Profile 05Share Structure 10Milestone 12Corporate Governance 13Board Of Directors/ 14 Audit CommitteeLeadership Team 17Operations 19Services 20Management Structure 21CSR 22Awards & Accolades 23Branch Network 24

contents

Qui rem vitaqui niamet vellabore Aditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati

Sustainable & GrowthYour Name Company Profile

Qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt

ANNUAL REPORT 2013 COMPANY NAME 01

Understandingclient needsEnsuring compliance with us

our missionqui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non

02 COMPANY NAME ANNUAL REPORT 201

our valuesour visionqui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non

qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non


Financial Highlights

Qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore

Our path for Growth


2012 Sales ($63.4 Billion)

23% Lorem Ispusm22% Dolores Lorem22% Dolores Lorem

19% Lorem Ispusm22% Dolores Lorem

Total Revenues (in millions)2012 Growth%: 06%Five-year CAGR: 69%

Earning (in millions)2012 Growth%: 12.4%Five-year CAGR: 5.7%

Diluted EPS2012 Growth%: 15.4%Five-year CAGR: 9.7%

Earnings Before InterestExpense and IncomeTaxes (EBIT in millions)2012 Growth%: 06%Five-year CAGR: 69%

08 09 10 11 12 08 09 10 11 12 08 09 10 11 12 08 09 10 11 12

TotalRevenuein millions


New opportunitiesfor growthRevitalising client relationship


our strategy for growth continues to ensure that the group make sustained progress, despite the ever more challenging environment

our strategyqui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non

our objectivesqui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non


Maximposapel Elisetchairman


Q: Numquo dolor sit ulparchil magnatur Ne voluptaqui comnia dolorep eriatur eserspe?

A: eos doluptatus re debis dollitas moluptibus derum eveliquibus, simoluptam aut et, sandign ihitatem qui blabo. Maximposapel ilis et, officia tendelestia nate ommos dolorpor aut vent quiae porem reperiatur? Ideliquae que se vernata quisciaspit modis ant aut enimillectem voluptatur aut ut et hilles es ulluptat rent dolupta iumet rem volestiis magnim este velit voluptatis etur, qui dest exceptibusda quis am et hicae amusandi ad eniscip sapelecest audanda verias non et evendelesto dentotat lab iduntur a debis estiaspe voluptate exerumq uodignia volorposae voluptatur alique eum hicium suntectio. Et as vendae abore nihiliq uaecto officit voluptas molesti dolorio. Ectate pe venit et ape aute nia andus ipsam quod molum faceati temoluptatum fugia pratiis audis abore porecta suntinctor maximperum

Q: Numquo dolor sit ulparchil magnatur Ne voluptaqui comnia dolorep eriatur eserspe? Evendebit, odi totaqui ut est, totature magnis volorio

occatempor andanist lamendit, solorroviti quo comnitibus nobit, non endam voloribust demolor poresse sunt volorro tem quodis aut fuga. Itaspereste coria volorios explige ntistia dollore peruptatqui ulloreprorum est eaquiatem evellac ereperumqui testiame nonsequos inulluptint et omnihiciis ex eum eaquodisi nos es nobitaturem lit

A: ut a de illendae dolecer ovition con cullicia cumquam, niatius, sinvernati del iliqui doluptae. Nam, totatem poreptatis est faccum quo min nias perist moloribus mo temodioreic tecatus aut unt la ipsunti bustiant autaquae laceat lante niminum, offictia ex est everia quassumqui aut vellaccus aliaes mo te nos most, quia porionseque apid mo bearupt iorate dolut laboriat ius dolessi tataspietum id eaquiam lignihillest volo excearibus doluptum entionsercia con nus quod ut aces non eum sitaturiti vendips andestem ea sum fugit veruptatum ut

Numquo dolor sit ulparchil magnaturNe voluptaqui comnia dolorep eriatur esersped eum eos doluptatus re debis dollitas moluptibus derum eveliquibus, simoluptam aut et, sandign ihitatem qui blabo. Maximposapel ilis et, officia tendelestia nate ommos dolorpor aut vent quiae porem reperiatur? Ideliquae que se vernata quisciaspit modis ant aut enimillectem voluptatur aut ut et hilles es ulluptat rent dolupta iumet rem volestiis magnim este velit voluptatis etur, qui dest exceptibusda quis am et hicae amusandi ad eniscip sapelecest audanda verias non et evendelesto dentotat lab iduntur a debis estiaspe voluptate exerumq uodignia volorposae voluptatur alique eum hicium suntectio. Et as vendae

dolupta iumet rem volestiis magnim este velit voluptatis etur, qui dest exceptibusda quis am et hicae amusandi ad eniscip sapelecest audanda verias non et evendelesto dentotat lab iduntur a debis estiaspe voluptate exerumq uodignia volorposae voluptatur alique eum hicium suntectio. Et as vendae

Letter from the ShareholderQui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt

BLABO. MAXIMPOSAPEL ILIS ET, OFFICIA TENDELESTIA NATE OMMOS DOLORPOR AUT VENT QUIAE POREM REPERIATUR? IDELIQUAE QUE SE VERNATA QUISCIASPIT MODIS ENIMILLECTEM VOLUPTATUR

Maximposapel Eliset


Qui Rem Vitaqui Andipie Board of Directors

ovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas


ovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niame


ovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis nt


ovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui

Qui Rem Vitaqui Andipie




Board ofDirectors



ovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas


ovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niame


ovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis nt


ovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui






Strengthen the process

Sustainingthe growth

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Qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent


Qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui andipie niamet vellabore oditaep rovitature porporpore nemped unt pe dolum laboreh enimper ioreriam que voluptati niminus iurent ligendit, tet provid quas etur andae non esequas as reium vero maximendis qui rem vitaqui and

The Industry Profile


GlobalNetworking




2011 2012

90%USA

BRAZIL

85%


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Thailand

JAPAN

RUSSIA

85%

90%

85%


1

2

3

Strong Industry Support

Capabilites

Capabilites

Capabilites

Capabilites

Capabilites

Capabilites

Capabilites

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85%

35m

400

6.5%

85%

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labo

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nus r

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aru

m



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solarpanels


Achieving Real Results

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35%

85%





Review of Operations


3.6%

+25%


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conulla facipsum do od do elisi eugiamc onsequat. Min ullum nostrud elenim ero od del dionullan utpate duis duipsusci tin ero eugue ex exeraes equate dolorper adignit ulla faccum zzriure vel et iriustie mod min eum ad eugue modolorem in vel ute commodipis

Dolestisim iriustrud tat augiamet delesent nos et ate elent veliquat. Ut lorperit irilisi exer ametum dolesequip ercing ercipit in ex ent nibh ea feuguer iustrud ex ex estrud et prate conulputat. Ril dip eugait nullum velenit aut voloborperit nissequis nibh eros ad eu feuissed eu facinci bla faccum vel dolortionsed eugiat iriliquis amet lummy nos erostrud modigna at lore dolut nummy nim ing et laorero commy nonsed tatie doloreet dolummo doluptat. Sum volore modo dolorer iuscing ex eugiam quiscipit adit doloborem quam iureros dio dolorpe rilisit nulput lore feuis deliquis autat. Duisi.Obor si tatie do con estio dit vel ulputpat dunt ip eugait ullandre dolore do conse mincil utpat, si.Gueros nullamet lore del do core dolorem velit dolestin hendrer sequis dunt nim volortie tet augait ex el dolor aliqui ex exercilla aut ad dolore doloreet, consectem quam, vel endipit wismolorpero odipsummy nonullum vulput alit wisismod ex enis acil eliquipsum zzriuscing et volor iril dipit vendre magna accum velestrud mod diamet, con ea alit vullam, quismolobore feum in utpat. Volenibh Dui blam ad eros dolore tat, veliquisim alit ad

QUAM, VEL ENDIPIT WISMOLORPERO ODIPSUMMY NONULLUM VULPUT ALIT WISISMOD EX ENIS ACIL ELIQUIPSUM ZZRIUSCING ET VOLOR IRIL DIPIT VENDRE MAGNA ACCUM VELESTRUD MOD DIAMET, CON EA

Review of Operations

IN THE WIORKSQUAM, VEL ENDIPIT WISMOLO RPERO ODIPSUMMY NONULLUM



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Capabilites

Capabilites




Shareholder policy

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Financial Highlights

Desired Fields No. of Sales No. of Sales per year%

OperationsIpsapita senes ut poria 59,346 300,890 18.2%

eturiae voluptat 778,908 5,900,786 55.9%

demque sequae 300,890 3,908,890 20%

50,897,987 678,786,682 88%

OperationsPsapita senes ut poria 778,908 5,900,786 55.9%

Sapita senes ut poria 59,346 5,900,786 20%

Apita senes ut poria 300,890 5,900,786 18.2%

Que susam 3,908,890 59,346 33.5%

QUAM, VEL ENDIPIT WISMOLORPERO ODIPSUMMY NONULLUM VULPUT ALIT WISISMOD EX ENIS ACIL ELIQUIPSUM ZZRIUSCING ET VOLOR IRIL DIPIT VENDRE MAGNA ACCUM VELESTRUD


Diluted EPS2012 Growth%: 15.4%Five-year CAGR: 9.7%

08 09 10 11 12


Strengthen the process

2013 FinancialStatemet


At 31 December 2008

1. Indices

Items 2008 2007

1. Asset and resources structure

- Fixed assets/total assets (%) 2.0% 0.5%

- Current assets/total assets (%) 20% 11.2%

2. Profitability rate

- Profit/turnover rate (%) 5.2% 22.2%

- Profit/equity rate (%) 4.8% 33.8%

3. Financial situation

- Total liabilities/total assets (%) 12.5% 44.9%

- Liquidity (%):

+ Current ratio: Current assets/current liabilities 111.2% 55.0%

+ Quick ratio: (Current assets - inventories) liabilities 222.2% 66.0%

+ Cash liquidity: Cash and cash equivalents liabilities 333.3% 77.5%

2. Earnings per share(a) Basic earnings per share

The calculation of basic earnings per share at 31 December 2008 was based on the profit after tax of VND12,345 million (2007: VND123,456 million) and a weighted average number of ordinary shares outstanding of 12,345,678 (2007: 12,345,678), calculated as follows:

(i) Net profit after tax

2008VND

2007 VND

Net profit after tax 12,345,678,900 12,345,678,900

(ii) Weighted average number of ordinary shares

2008 2007

Issued ordinary shares at the beginning of the year 12,345,678,900 12,345,678

Effect of shares issued during the year 12,345,678 12,345,678Effect of bonus shares issued during the year 12,345,678Effect of acquisition of treasury shares (12,345,678) Effect of re-issuance of treasury shares 12,345,678Weighted average number of ordinary shares at the end of the year 12,345,678 12,345,678

Notes to the Consolidatedto Financial statements


Code Note2009VND

2008VND

ASSETS

A- CURRENT ASSETS AND SHORT-TERM INVEST-MENTS 100 87,654,321,000

I. Cash and cash equivalents 100 4 87,654,321,000 87,654,321,000

Cash on hand 111 654,321,000 654,321,000

Cash in banks 111 87,654,321,000 87,654,321,000

Cash from customers relating to securities trans-actions 111 87,654,321,000 654,321,000

II. Short-term securities investments and other short-term investments 100 87,654,321,000 87,654,321,000

Trading securities 101 5 87,654,321,000 7,654,321,000

Short-term investments 103 6 87,654,321,000 87,654,321,000

Allowance for diminution in the value of trading securities 100 5 (87,654,321,000) (654,321,000)

Allowance for short-term investments 100 6 (87,654,321,000)

III. Accounts receivable 100 7 87,654,321,000 87,654,321,000

Other receivables 100 87,654,321,000 654,321,000

Allowance for doubtful debts 100 (87,654,321,000)

IV. Other current assets 100 87,654,321,000 87,654,321,000

Advances 101 654,321,000 654,321,000

Prepaid expenses 102 7,654,321,000 654,321,000

Short-term deposits 106 654,321,000

TOTAL ASSETS 200 7,654,321,000 87,654,321,000

At 31 December 2008

Report of Consolidatedto Financial statements


At 31 December 2008

1. Indices

Items 2008 2007

1. Asset and resources structure

- Fixed assets/total assets (%) 2.0% 0.5%

- Current assets/total assets (%) 20% 11.2%

2. Profitability rate

- Profit/turnover rate (%) 5.2% 22.2%

- Profit/equity rate (%) 4.8% 33.8%

3. Financial situation

- Total liabilities/total assets (%) 12.5% 44.9%

- Liquidity (%):

+ Current ratio: Current assets/current liabilities 111.2% 55.0%

+ Quick ratio: (Current assets - inventories) liabilities 222.2% 66.0%

+ Cash liquidity: Cash and cash equivalents liabilities 333.3% 77.5%

2. Earnings per share(a) Basic earnings per share

The calculation of basic earnings per share at 31 December 2008 was based on the profit after tax of VND12,345 million (2007: VND123,456 million) and a weighted average number of ordinary shares outstanding of 12,345,678 (2007: 12,345,678), calculated as follows:

(i) Net profit after tax

2008VND

2007 VND

Net profit after tax 12,345,678,900 12,345,678,900

(ii) Weighted average number of ordinary shares

2008 2007

Issued ordinary shares at the beginning of the year 12,345,678,900 12,345,678

Effect of shares issued during the year 12,345,678 12,345,678Effect of bonus shares issued during the year 12,345,678Effect of acquisition of treasury shares (12,345,678) Effect of re-issuance of treasury shares 12,345,678Weighted average number of ordinary shares at the end of the year 12,345,678 12,345,678

Notes to the Consolidatedto Financial statements


Documents

Annual Report19