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Annual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County Emergency Management Department, Shawano County Economic Progress, Inc.

Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

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Page 1: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Annual Resiliency Workshop

Learning to Protect Our

Quality of Life

And, Shawano-Menominee Counties Health Department, Shawano County Emergency Management Department, Shawano County Economic Progress, Inc.

Page 2: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Extreme Weather and the Farm Jamie Patton Agriculture Agent Shawano County UW-Extension

Page 3: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Preparing for the Possibility

• California • 350 commodities • $44.7 billion • 11% of the U.S. total

• Over 1/3 of vegetables • Almost 2/3 of fruits

and nuts

Drought

Page 4: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Coming our Way?

Page 5: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Preparing for the Possibility

Flood

https://www.ncdc.noaa.gov/billions/events

• 1993 – $34 billion • 2008 – $11 billion • 2011 –$5 billion

Page 6: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

1993

Page 7: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

• October 2013 • South Dakota • 100,000 cattle

Preparing for the Possibility

Excessive Cold/Snow

http://www.weather.com/news/news/winter-ncdc-state-climate-report-2013-2014-20140313

Page 8: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Change in the # of Hot Nights

• High temperatures during grain-fill reduce grain yields

• Increases stress resulting in reduced rates of meat, milk, and egg production

Preparing for the Possibility

Excessive Heat

http://nca2014.globalchange.gov/report/sectors/agriculture#intro-section-2

Page 9: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Preparing for the Possibility

Thunderstorms/Tornados

https://www.ncdc.noaa.gov/billions/events

• $10 billion • May 22-27, 2011 • Outbreak of estimated 180

tornadoes • MO, TX, OK, KS, AR, GA, TN, VA,

KY, IN, IL, OH, WI, MN, PA • EF-5 - Joplin, - 160 deaths • Deadliest single tornado since

modern record keeping began in 1950

Page 10: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

General Preparedness Checklist

• Contact list • Prominent posting of who to contact in an emergency

• Back-up power • Independent generator(s) for essential power needs

• Back-up fuel • 2 or 3-day supply of fuel for generator and equipment

• Fire extinguishers • Charged and placed for immediate control of small fires

• Insurance • Up-to-date to include perils to buildings and livestock

• Animal identification • Identifying tattoo or tag

Dairy and Livestock Farm Disaster Preparedness and Recovery Guide, Cornell University

Page 11: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

General Preparedness Checklist

• Water • 2 or 3 days during power outage

• Feed • 2 or 3 days without restocking

• Veterinary contact • Office and emergency contact

• On-farm aid • First-aid supplies, meds, blankets, gloves, and sterile fluids

• Animal halters and lead ropes • Extra materials for large and small livestock

• Equipment • Fueled and moved to an open space for ready access

Dairy and Livestock Farm Disaster Preparedness and Recovery Guide, Cornell University

Page 12: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Dairy Specific Preparations

• Maintain as much freeboard in the manure lagoons as possible • 3 to 4 spools of barbed wire plus 50 to 60 metal ‘T’ posts • Calf hutches not in use should be stacked together or anchored • Extra tarps or shade cloth available to provide temporary shade • Extra tires on top of silo tarps to help hold down plastic • Move feed from low-lying areas to an area that is readily accessible • Remove calves from plastic or fiberglass calf hutches • Supply of intra-mammary mastitis treatment, broad spectrum

antibiotics, electrolytes, calcium solutions, antiseptics, bandages, needles and syringes

• Work with co-op to have the least amount of milk in bulk tank

Dairy and Livestock Farm Disaster Preparedness and Recovery Guide, Cornell University

Page 13: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

http://www.prep4agthreats.org/index.php

Page 14: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

RESILIENCY AND PUBLIC HEALTH

Shawano-Menominee Counties Health Department April 13, 2015

Page 15: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Overview

¨ Emerging Public Health Threats ¨ County Health Challenges and Trends ¨ Action Steps We Can Take

15

Page 16: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Emerging Public Health Threats 16

Page 17: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Outbreak, Epidemic, Pandemic 17

Source: World Health Organization

Page 18: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Outbreaks

¨ Happening all the time ¤Measles in the US ¤ Current Ebola crisis

¨ What Puts Us at Risk: ¤ Ease of Traveling ¤ Immunization Rates ¤Mutating virus strains

¨ Why should we care? ¤ Threat to our health

and safety ¤ Can cause mass

casualty and fatality ¤ Threat to our

infrastructure and government, economy

18

Page 19: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

What are we most at risk for? 19

Page 20: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

What can you do?

¨ Most outbreaks are caused by vaccine preventable diseases ¤ Immunization is the

best way to protect yourself, family, and community

¤ Recommended vaccine schedules on CDC Website

20

Source: Centers for Disease Control

Page 21: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

What can you do?

¨ Keep and maintain healthy habits ¤ Hand-washing ¤ Cover your cough ¤ Stay home when sick

¨ When outbreaks occur ¤ Look for info from us! ¤ Avoid places and persons

exposed ¤ Know signs and symptoms

of disease ¤ Go to doctor immediately

when sick

21

Page 22: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Community Health 22

Page 23: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

What makes us healthy? 23

Page 24: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

What makes us sick or healthy?

¨ Physical Environment ¤ 74% of population is rural ¤ Large portion of western county is considered a food

desert ¤ 30% of our housing stock is built before 1950, 54%

before 1978 ¨ Social and Economic Factors ¤ Higher than average unemployment ¤ 20% of children live in poverty ¤ Post high school education opportunities is limited

24

Source: County Health Rankings, 2015

Page 25: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

What makes us sick or healthy?

¨ Clinical Care ¤ 14% of the population is uninsured ¤ Shawano County is considered a Health Provider

Shortage Area (HPSA) for dental and mental health nWestern Shawano CO is a HPSA for primary care

¨ Health Behaviors ¤ 35% of residents are obese ¤ 27% excessively drink ¤ 21% use tobacco products ¤ 25% do not exercise

25

Source: County Health Rankings, 2015

Page 26: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

How healthy are we?

¨ Premature death rates have steadily decreased over time = we’re living longer but… ¤We report slightly higher fair or poor health than

average (13% vs. 12%) = we live longer with illness ¨ Chronic diseases are the five most common causes

of death: ¤ Heart disease, cancer, respiratory disease, stroke,

diabetes ¤ These are largely PREVENTABLE and EXPENSIVE to

treat

26

Source: County Health Rankings, 2015

Page 27: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Action Steps 27

Page 28: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

As a Community

¨ Promote healthy lifestyles ¤ At work ¤ In schools ¤ Built Environment

¨ Organize, get involved, and take action ¤ Local government and civic organizations ¤ Faith groups ¤ Local agencies and non-profits

¨ Encourage family and friends

28

Page 29: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

As an Individual and Family

¨ Adopt healthy habits ¤ Physical activity ¤ Eating Healthy ¤ Quitting tobacco and other

destructive habits ¨ Regular doctor visits and

check-ups ¨ Stay up to date on

vaccinations ¨ Make family preparedness

kits and plans ¤ For the home and travel kit ¤ For different situations

29

Page 30: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Questions? Thank You!

Jaime Bodden, MPH MSW Health Officer/Director

[email protected]

Shawano-Menominee Counties Health Department

715.526.4808 311 N Main St.

Shawano, WI @SMCHD1

30

Page 31: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

SEVERE WEATHER PREPAREDNESS

Natalie Easterday

Emergency Management Director

Page 32: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Severe Weather Happens Here

Page 33: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Severe Weather Happens Here

JULY Most storm reports by

month

JUNE Most tornadoes

by month

DECEMBER 2 reported tornadoes

Page 34: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Severe Weather Happens Here

0

0

2

4

7

3

F/EF 5

F/EF 4

F/EF 3

F/EF 2

F/EF 1

F/EF 0# of Tornadoes

by F/EF Scale

Page 35: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Severe Weather Happens Here

# of Severe Weather

Reports by Time 54

118

13

13

6PM - MID

Noon - 6pm

6AM - Noon

MID - 6AM

Page 36: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

WATCH VS. WARNING

Severe Thunderstorm: Potential for severe thunderstorms to develop. Tornado: Weather conditions are capable of producing a tornado.

Severe Thunderstorm Warning: Indicates imminent danger to life and/or property (large hail, lighting, damaging winds, flash flooding, and tornadoes) Tornado Warning: A tornado has been sighted or indicated by radar.

Page 37: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

WATCH VS. WARNING

Severe Thunderstorm: Potential for severe thunderstorms to develop. Tornado: Weather conditions are capable of producing a tornado.

Severe Thunderstorm Warning: Indicates imminent danger to life and/or property (large hail, lighting, damaging winds, flash flooding, and tornadoes) Tornado Warning: A tornado has been sighted or indicated by radar.

13

Page 38: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Source: Servpro

WORK VEHICLE HOME

Page 39: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County
Page 40: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Image Source: abowlfulloflemons.net

Page 41: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Image: survivallife.com Chart: http://www.anaheim.net/images/articles/4467/diaperbag-disasterbag.pdf

build a

kit If you can pack a diaper bag, you can pack a disaster bag.

Page 42: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Few a more things….

u Get and program a weather radio

u Check your insurance coverage

u Stay informed

Image source: greenstone.com

Page 43: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Upcoming Events

Weather Spotter SHAWANO COUNTY April 15th @ 6pm Courthouse Basement Meetings Rooms A, B, & C

MENOMINEE COUNTY April 21st @ 1pm Legend Lake Lodge N1024 Old South Branch Road Keshena, WI

Severe Weather Week u WI Tornado & Severe

Weather Awareness Week

u April 13-17

u Statewide Tornado Drill

u April 16th @ 1:45pm

Page 44: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Natalie Easterday

715-526-6774

[email protected]

Page 45: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

ANNUAL RESILIENCY WORKSHOP April 13, 2015

SUCCESSION PLANNING

Dennis L. Heling

CHIEF ECONOMIC DEVELOPMENT OFFICER SHAWANO COUNTY ECONOMIC PROGRESS INC.

[email protected]

715.526.5839

Page 46: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

ANNUAL RESILIENCY WORKSHOP

SUCCESSION PLANNING ¡ Before we talk about “SUCCESSION PLANNING” How do we

keep employees/family for the pool of succession. ¡ Employer owns his/her reputation in the community. ¡ Being known as a good place to work gives employees a

sense of pride and makes your company a desirable place to “want to be". You become the “Employer of Choice”

¡ In fact being known as a great place to work, “Employer of

Choice” will improve your business. You will increase your bottom line, increase your sales, increase your product quality, and increase your quality of life.

¡ “Employers of choice” become so by choice

Page 47: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

ANNUAL RESILIENCY WORKSHOP

SUCCESSION PLANNING ¡ Tools

¡ Team, Care, Friendships

¡ Expectations and outcomes

¡ Continuous development

¡ Recognition and praise

¡ Salary and benefits

¡ Feedback

¡ Decision making and making a difference

Page 48: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

ANNUAL RESILIENCY WORKSHOP

SUCCESSION PLANNING

¡ Losing an Employee l It is inevitable but, face it and learn

from it, show team it is a true loss. How you react could be damage done. If appropriate celebrate their moving forward.

Page 49: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

ANNUAL RESILIENCY WORKSHOP KNOWLEDGE TRANSFER

IDENTIFING GAPS IN KNOWLEDGE TRANSFER

ACTUAL BUSINESS SUCCESSION PLANNING OWNERSHIP

DAD TO DAUGHTER

HAVE YOU IDENTIFIED AND DOCUMENT? VISION TRADE CUSTOMERS VENDORS

§COMMUNICATIONS BETWEEN GENERATIONS

§GEN Xrs VS. BOOMERS

§TRAINING INCORPORATE KNOWLEDGE TRANSFER? WHAT PROCEDURES AND PRACTICE

CAPTURE AND THEN UTILIZE ESSENTIAL WORK KNOWLEDGE LEAVE/RETIRING YOUTH APPRENTISHIP THROUGH SCHOOLS

WHY WE DO THIS-THAT?

Page 50: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

ANNUAL RESILIENCY WORKSHOP

SUCCESSION PLANNING KNOW THY BUSINESS

WHAT ARE OUR DEMOGRAPHICS (AGE, EDUCATION, GENDER, POSITIONS AND YEARS IN POSITION)?

WHAT ARE OUR RETIREMENT POLICIES?

EARLY RETIREMENT ENCOURAGED OR DISCOURAGED?

WHAT IS THE GENDER BREAKDOWN BY POSITION? DO CERTAIN JOBS OR POSITIONS FAVOR ONE GENDER?

If so, how might we change? WILL OUR ORGANIZATION NEED TO INCREASE ITS RELIANCE ON NEW IMMIGRANTS?

IS YOUR ORGANIZATION POSITIONED TO MEET THE NEED OF THE MATURE CUSTOMER? HOW WILL THIS CHANGE YOUR BUSINESS? WHAT NEW SKILLS AND COMPETENCIES WILL THIS CHANGE REQUIRE?

Page 51: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

ANNUAL RESILIENCY WORKSHOP

SUCCESSION PLANNING

EMPLOYER FOR ALL GENERATIONS? YOUR BUSINESS ENCOURAGE INTERGENERATIONAL YOUTH PROGRAMS-APPRENTIHIP

ENCOURAGE BETTER FINANCIAL PLANNING AMONG EMPLOYEES

JOB SATISFACTION INCREASES WHEN EMPLOYEE FEELS COMPANY CARES ABOUT FINANCIAL CONDITION

BUILD A RETIREE NETWORK

JOE KNOWS FRED, MARY AND YOU KEEP IN TOUCH WITH RETIRED EMPLOYEES

BENEFITS OF INTEREST TO MATURE WORKERS:

LONG-TERM CARE INSURANCE, PRE-RETIREMENT PLANNING, HEALTH AND WELLNESS TRAINING AND ACCESS TO PROGRAMS, MEDICAL COVERAGE: DRUGS, HEALTH COVERAGE FOR RETIREES AND PART-TIME WORKERS, PRORATED BENEFITS FOR EMPLOYEES ON FLEXIBLE WORK SCHEDULES

Page 52: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

ANNUAL RESILIENCY WORKSHOP

SUCCESSION PLANNING

¡ Today being a good employer is not enough you must be a great employer. Small changes, like coming out today for this workshop will guide you. Incorporate the practices suggested and you will find that you may become the employer of choice. ……..It’s your choice.

Dennis L. Heling

CHIEF ECONOMIC DEVELOPMENT OFFICER SHAWANO COUNTY ECONOMIC PROGRESS INC.

[email protected]

715.526.5839

Page 54: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

A Few Famous Citizen Scientists

Always carried: Notebook Pencil Magnifier Thermometer Small collapsible telescope

Page 55: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Citizen Science

Scientists and emergency weather folks need boots on

the ground

Page 56: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Citizen Science

http://www.birds.cornell.edu/citscitoolkit/projects A searchable database of citizen science

programs across the country

https://www.wimasternaturalist.org/ A train the trainer program

These!

eBird

EdVenture: Monarch Larvae Monitoring Program

Students and volunteers explore how butterfly populations are impacted by climate change.

A variety of projects http://www.discoverlife.org/sc/ IceWatch USA

Nature's Notebook A national plant and animal phenology observation program. State Chapter: Wisconsin Phenological Society NestWatch

Project BudBurst

Project FeederWatch

Pick up a handout

Call or email me:

(715) 526 - 6136 [email protected]

Page 58: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Iterative Planning

Page 59: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Problem

Learning and Planning

Prevention

Mitigation

Preparedness

Response

Recovery

Iterative Planning

Page 60: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

JAMIE

Page 61: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Dealing with a Drop in Income

Nancy Schultz Family Living Educator UW-Extension April 13, 2015

Page 62: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County
Page 63: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

When your income drops…

n Job Layoff n Illness n Death n Divorce

Page 64: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Natural Reactions…

n Shock n Panic n Stress n Denial n Burden n Fear

Page 65: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

5 Steps To Financial Independence

n Set Goals n Analyze Information n Create a Plan n Implement the Plan n Monitor and Modify the Plan

Page 66: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Financial Roadmap

n Where Do You Want To Go?

n Where Are You Now?

n How Are You Going To Get There?

Page 67: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Where Do You Want To Go?

n Setting Goals q Specific q Measurable q Attainable q Realistic q Time bound

Goals in writing are dreams with deadlines. – Brian Tracy

Page 68: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Where Are You Now?

n Where Do You Currently Stand Financially?

q Income Coming In q Expenses Going Out q Who Do You Owe?

Page 69: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Track Your Expenses-Why?

n To get an accurate picture of where your money is going

n Allows you to make educated spending choices

Page 70: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Track Your Expenses-How?

n Notebook method n Receipt method n Checkbook register n Pre-printed tracking

form

Page 71: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

“Small leaks can sink big ships.” -- Ben Franklin

The little, everyday expenses can make a big difference!

Page 72: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

How Are You Going To Get There?

n Compare what’s coming in to what’s going out…If expenses are exceeding income, look for alternatives: q Increase income n Part-time job n Adjust with-holding on paycheck

Page 73: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

How Are You Going To Get There?

n Decrease Expenses q Compare needs to

wants q Find your spending

leaks

Page 74: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Starting The Journey

n Don’t think of your spending plan as a chore or something you have to give up….Think of it as a means to an end.

n If you take a wrong turn, get back on track as soon as you can.

Page 75: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Communicating About Money

n Many families face money problems due to lack of communication: q Financial stresses q Value conflicts q Emotional uses of money q Unrealistic goals q Lack of planning

Page 76: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Communicating Tips

n Define the problem n Write down all possible solutions n Evaluate solutions n Select one solution n Identify things that might stand in the way of

your success n What are you willing to sacrifice to solve this

problem?

Page 77: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Money Meetings

n One hour or less, once a month n Schedule at a realistic time n Hold in pleasant surroundings n Have all the necessary tools available n Have your task list ready

q Pay bills q Plan and review spending plan and goals q Balance checkbook q Make needed phone calls q Draft letter to creditors

Page 78: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

What If You Can’t Pay The Bills?

n Don’t panic! n Size up your current situation q How much income can you count on? q List your expenses n Look at consequences of not paying each one n Prioritize q Pay basic necessities first

Page 79: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

What If You Can’t Pay Your Bills cont..

q Look for options n Can you sell something? n Can you downsize your housing? n Does your decrease in income qualify you for assistance

such as Food Share, Badger Care, etc?

q No matter how bad your situation is, don’t ignore your bills.

q Explain your situation to your creditors.

Page 80: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

Where do you start?

n Take action right away…reduce your chances of being harassed by working out solutions early.

q Contact Creditors BEFORE you miss a payment q Prioritize Bills q Don’t Take on New Debt q Don’t Ignore Bills

Page 81: Annual Resiliency Learning to Workshop Protect OurAnnual Resiliency Workshop Learning to Protect Our Quality of Life And, Shawano-Menominee Counties Health Department, Shawano County

What can happen when you don’t pay bills? n Utilities shut off n Interest n Late Fees n Turned over to collection

agency n Foreclosure n Repossession n Wages Garnished n Legal Action

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Which Debts Do I Pay First?

n General rules on setting priorities: q First, pay housing-related bills q Pay basic living expenses next q Pay the minimum required to keep

essential utility service q Pay car loans or leases next… if you

need to keep your car

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High, Medium, & Low Priority?

n Make tax debts a high priority n Make student loans a medium priority n Make loans without collateral a low priority n Treat cosigned debts like any others n Don’t move up a debt’s priority based on threats n Do move up court judgments in priority if the creditor

has already sued n Be cautious about consolidating debts or refinancing your home

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Tips Negotiating with Creditors

n More likely to work with you if: q been a good customer q contact them before they contact you

n Options you could request from your creditor: q Reduce monthly payment q Reduce or drop fees for late payments q Lower interest rate q Pay interest only on the loan until you can resume making

monthly payments q Request permission to sell the item

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Getting Your Report

n Free Report available q www.annualcreditreport.com q 1-877-322-8228

n You can also contact the credit

bureaus directly q TransUnion q Experian q Equifax

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Good Luck On Your Financial Journey!

nUnless commitment is made, there are only promises and hopes . . .

but NO plans.