InstructionsInstructionsBefore making any changes save this file
to a different name (see below instructions)**.This way you will
always have a clean master to start from.1.This file is called
Property Analysis or sometimes referred to as an APOD, Annual
Property Operating Data.2.Light grey areas are to be filled out by
you. Start by filling out the next sheet (called Property, see
worksheet tabs below). Then fill out each sheet in order.3.All
sheets are protected. You can only enter data in specific cells.
This protects the formulas. You can unprotect any sheet (except
this one - Instructions) by selecting Tools/Protection/Unprotect
Sheet (no password).**Instructions: Follow these steps to save a
copy (and not overwrite the original).1Select File/Save As2Select a
location (or directory) for your file.3Enter in a descriptive file
name (e.g. Address, Tract, Street or City).4Select Save.5Now you
can make changes without affecting the original.AuthorThis spread
sheet was developed by Randall Ijams over many frustrating hours.
It started small and grew. I appreciate suggestions and have
incorporated many. If you find it useful I would appreciate a token
payment of $10 sent to the below address.Randall Ijams24374 El
PilarLaguna Niguel, CA
[email protected]://www.SalesTime.com/docs/excel/apod.xls(Latest
update)Pre-distribution instructions:1Select first editable field
in each sheet.2Verify header is aligned properly.3Protect each
sheet.4Save as apod.xls.5Copy to local site.6Upload to remote
site.
[email protected]://www.SalesTime.com/docs/excel/apod.xls
PropertyProperty InformationPropertyNameName(Street or
City)LocationAddress(Address)TypeHouse(House, Condo, Rental,
4-Plex, Commercial, etc.)StyleSFH(Rancher, )Size (sf)1500sf =
Square FeetBedrooms3Baths1.5Parking2(#, Garage, Carport, Limited,
Gravel, Asphalt, etc.)LandscapingNatural, Pine Trees(Done, Needs
work, Natural, if new, is landscaping included?, etc.)Lot
Location4th from end of dead end streetLot Size75'x100'Year
Built1980Builder HistoryNone(Reputation, litigation history,
etc.)AgentNameAgentNameOfficeYES HomesWeb
SiteStuff.comPhone949.123.4567Address123 A Street, Las Vegas, NV,
[email protected]
InformationParksSchools(Reputation, Awards, Nationwide/State
Testing Ranking)Vacancy Factors(Rates)AppreciationHome
Depot(Quantity and Distance)Starbucks(Quantity and
Distance)ManagementBackgroundRecommendationsRepair
Info-structureCompetition's RatesBuilding MaterialsPaint
Treatment(Primer used)Plumbing Type(Copper, Steel, Plastic,
etc.)Roofing(20, 25, 30yr, composite, tile, etc.)Siding(Stucco,
Wood, Brick, etc.)CommentsNeeds work. Holes in walls, Acoustics
ceiling, slider framed, stair railing missing, window A/C, Rooms
good size.
ConfigurationConfigurationPurchase Information$210,000Purchase
Price$42,000Down Payment20%2006.07.05Purchase
Date($106.75)CFADMo($69.39)CFATMoLoan Values6.500%Loan Interest
Rate (APR)$1,080.801st & 2nd Loans P&I$170,994Loan Amount
(including fees)Rental Valuesmonthlyannually4.00%Vacancy
Rate$42.00$504.00Tax Rate Adjustment1.15%Tax
Rate$201.25$2,415.000.05%5.00%Management$52.50$630.00$105.00
/yr3.00%Maintenance$31.50$378.00$1,050Monthly Rent(for single unit
properties)$12,600.00Sales Costs %2.00%Agents1.00%Escrow0.00%Title
Insurance1.00%Miscellaneous4.00%Total %Sales Costs $$500Title
Insurance$500Miscellaneous$1,000Total $Assessed Values (from tax
records)$100,00027.78%Land (not
depreciable)$260,00072.22%Improvements (building -
Depreciable)$360,000100.00%TotalTax Values30Years of
depreciation25%Tax on Depreciation72%Improvements (Building value)
as % of total purchase price$151,6671.5%Real Estate Tax increase
per year (Not implemented)35%Your Tax Bracket (Federal and
State)20%Capital Gain TaxNo2nd Home? (Yes or No) (not
implemented)Forecasting7%Annual Appreciation IncreaseEquity Sharing
(Not implemented)100%Your Percent of Equity Sharing (100% if not
equity sharing)
Loan FeesLoan FeesWashington
MutualLoans4LessGreenLightAverageFunding & Review
Fee$430$430$430$430Flood Certification$13$13$13$13Tax Research
Fee$81$81$81$81Settlement or Closing fee$120$120$120$120Title
Insurance$375$375$375$375Reconveyance Fee$150$150$150$150Recording
Fee$140$150$160$150Other$50.00.0$2Total$1,314$1,319$1,329$1,321Lowest
Total Fees$1,314
1st Loan1st LoanNotes- This sheet is protected from
modifications (no password). To modify this sheet go to
Tools/Protection/Unprotect sheet.- Gray areas are to be filled out.
Only adjust other areas when needed. Be very careful when changing
formulas.- Take careful note of Date calculation in Date column.-
Notice the Yearly Interest column is based on Month in the Date
column.- Monthly loan payment will be based on calculation if
nothing is entered into Different Payment (D20).- Notice Payment
column will stop early when principal is paid off.- Final payment
includes the Balloon payment if used.Starting
Date7/5/06ImprovementsLand ValueTotal Value (should match Purchase
Price)Purchase Price$210,000$151,667$58,333$210,0000.0Down
Payment$42,00020%=% DownPoints %1%$1,680= PointsFees$1,314Closing
Costs = Points + Fees???Balloon Pmt0.0$2,994.00Interest
Rate6.50%0.54%= Monthly Interest RateTerm (years)30360=
MonthsDifferent Payment0.00.0= Payment DifferenceMonthly
CFAD($106.75)Loan Amount$170,994.00P&I CalculatedInt
OnlyPrincipalLoan Payment$1,080.80$1,080.80$926.22$154.58Total
Interest Paid$218,092.130.0= underpayment due to decreased monthly
payments (for 30y loan
only).DateMonthPaymentPrincipalInterestTotalTotalTotalYearlyEndingPaidPrincipalInterestInterestBalance7/5/0600.00.00.00.00.00.0$170,994.008/5/061$1,080.80$154.58$926.22$1,080.80$154.58$926.22$926.22$170,839.429/5/062$1,080.80$155.42$925.38$2,161.60$310.00$1,851.60$1,851.60$170,684.0010/5/063$1,080.80$156.26$924.54$3,242.40$466.26$2,776.14$2,776.14$170,527.7411/5/064$1,080.80$157.11$923.69$4,323.20$623.37$3,699.83$3,699.83$170,370.6312/5/065$1,080.80$157.96$922.84$5,404.00$781.33$4,622.67$4,622.67$170,212.671/5/076$1,080.80$158.81$921.99$6,484.80$940.14$5,544.66$921.99$170,053.862/5/077$1,080.80$159.67$921.13$7,565.60$1,099.81$6,465.79$1,843.12$169,894.193/5/078$1,080.80$160.54$920.26$8,646.40$1,260.35$7,386.05$2,763.38$169,733.654/5/079$1,080.80$161.41$919.39$9,727.20$1,421.76$8,305.44$3,682.77$169,572.245/5/0710$1,080.80$162.28$918.52$10,808.00$1,584.04$9,223.96$4,601.29$169,409.966/5/0711$1,080.80$163.16$917.64$11,888.80$1,747.20$10,141.60$5,518.93$169,246.807/5/0712$1,080.80$164.05$916.75$12,969.60$1,911.25$11,058.35$6,435.68$169,082.758/5/0713$1,080.80$164.94$915.86$14,050.40$2,076.19$11,974.21$7,351.54$168,917.819/5/0714$1,080.80$165.83$914.97$15,131.20$2,242.02$12,889.18$8,266.51$168,751.9810/5/0715$1,080.80$166.73$914.07$16,212.00$2,408.75$13,803.25$9,180.58$168,585.2511/5/0716$1,080.80$167.63$913.17$17,292.80$2,576.38$14,716.42$10,093.75$168,417.6212/5/0717$1,080.80$168.54$912.26$18,373.60$2,744.92$15,628.68$11,006.01$168,249.081/5/0818$1,080.80$169.45$911.35$19,454.40$2,914.37$16,540.03$911.35$168,079.632/5/0819$1,080.80$170.37$910.43$20,535.20$3,084.74$17,450.46$1,821.78$167,909.263/5/0820$1,080.80$171.29$909.51$21,616.00$3,256.03$18,359.97$2,731.29$167,737.974/5/0821$1,080.80$172.22$908.58$22,696.80$3,428.25$19,268.55$3,639.87$167,565.755/5/0822$1,080.80$173.15$907.65$23,777.60$3,601.40$20,176.20$4,547.52$167,392.606/5/0823$1,080.80$174.09$906.71$24,858.40$3,775.49$21,082.91$5,454.23$167,218.517/5/0824$1,080.80$175.03$905.77$25,939.20$3,950.52$21,988.68$6,360.00$167,043.488/5/0825$1,080.80$175.98$904.82$27,020.00$4,126.50$22,893.50$7,264.82$166,867.509/5/0826$1,080.80$176.93$903.87$28,100.80$4,303.43$23,797.37$8,168.69$166,690.5710/5/0827$1,080.80$177.89$902.91$29,181.60$4,481.32$24,700.28$9,071.60$166,512.6811/5/0828$1,080.80$178.86$901.94$30,262.40$4,660.18$25,602.22$9,973.54$166,333.8212/5/0829$1,080.80$179.83$900.97$31,343.20$4,840.01$26,503.19$10,874.51$166,153.991/5/0930$1,080.80$180.80$900.00$32,424.00$5,020.81$27,403.19$900.00$165,973.192/5/0931$1,080.80$181.78$899.02$33,504.80$5,202.59$28,302.21$1,799.02$165,791.413/5/0932$1,080.80$182.76$898.04$34,585.60$5,385.35$29,200.25$2,697.06$165,608.654/5/0933$1,080.80$183.75$897.05$35,666.40$5,569.10$30,097.30$3,594.11$165,424.905/5/0934$1,080.80$184.75$896.05$36,747.20$5,753.85$30,993.35$4,490.16$165,240.156/5/0935$1,080.80$185.75$895.05$37,828.00$5,939.60$31,888.40$5,385.21$165,054.407/5/0936$1,080.80$186.76$894.04$38,908.80$6,126.36$32,782.44$6,279.25$164,867.648/5/0937$1,080.80$187.77$893.03$39,989.60$6,314.13$33,675.47$7,172.28$164,679.879/5/0938$1,080.80$188.78$892.02$41,070.40$6,502.91$34,567.49$8,064.30$164,491.0910/5/0939$1,080.80$189.81$890.99$42,151.20$6,692.72$35,458.48$8,955.29$164,301.2811/5/0940$1,080.80$190.83$889.97$43,232.00$6,883.55$36,348.45$9,845.26$164,110.4512/5/0941$1,080.80$191.87$888.93$44,312.80$7,075.42$37,237.38$10,734.19$163,918.581/5/1042$1,080.80$192.91$887.89$45,393.60$7,268.33$38,125.27$887.89$163,725.672/5/1043$1,080.80$193.95$886.85$46,474.40$7,462.28$39,012.12$1,774.74$163,531.723/5/1044$1,080.80$195.00$885.80$47,555.20$7,657.28$39,897.92$2,660.54$163,336.724/5/1045$1,080.80$196.06$884.74$48,636.00$7,853.34$40,782.66$3,545.28$163,140.665/5/1046$1,080.80$197.12$883.68$49,716.80$8,050.46$41,666.34$4,428.96$162,943.546/5/1047$1,080.80$198.19$882.61$50,797.60$8,248.65$42,548.95$5,311.57$162,745.357/5/1048$1,080.80$199.26$881.54$51,878.40$8,447.91$43,430.49$6,193.11$162,546.098/5/1049$1,080.80$200.34$880.46$52,959.20$8,648.25$44,310.95$7,073.57$162,345.759/5/1050$1,080.80$201.43$879.37$54,040.00$8,849.68$45,190.32$7,952.94$162,144.3210/5/1051$1,080.80$202.52$878.28$55,120.80$9,052.20$46,068.60$8,831.22$161,941.8011/5/1052$1,080.80$203.62$877.18$56,201.60$9,255.82$46,945.78$9,708.40$161,738.1812/5/1053$1,080.80$204.72$876.08$57,282.40$9,460.54$47,821.86$10,584.48$161,533.461/5/1154$1,080.80$205.83$874.97$58,363.20$9,666.37$48,696.83$874.97$161,327.632/5/1155$1,080.80$206.94$873.86$59,444.00$9,873.31$49,570.69$1,748.83$161,120.693/5/1156$1,080.80$208.06$872.74$60,524.80$10,081.37$50,443.43$2,621.57$160,912.634/5/1157$1,080.80$209.19$871.61$61,605.60$10,290.56$51,315.04$3,493.18$160,703.445/5/1158$1,080.80$210.32$870.48$62,686.40$10,500.88$52,185.52$4,363.66$160,493.126/5/1159$1,080.80$211.46$869.34$63,767.20$10,712.34$53,054.86$5,233.00$160,281.667/5/1160$1,080.80$212.61$868.19$64,848.00$10,924.95$53,923.05$6,101.19$160,069.058/5/1161$1,080.80$213.76$867.04$65,928.80$11,138.71$54,790.09$6,968.23$159,855.299/5/1162$1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$1,080.80$785.83$294.97$326,401.60$117,324.50$209,077.10$2,805.21$53,669.5010/5/31303$1,080.80$790.09$290.71$327,482.40$118,114.59$209,367.81$3,095.92$52,879.4111/5/31304$1,080.80$794.37$286.43$328,563.20$118,908.96$209,654.24$3,382.35$52,085.0412/5/31305$1,080.80$798.67$282.13$329,644.00$119,707.63$209,936.37$3,664.48$51,286.371/5/32306$1,080.80$803.00$277.80$330,724.80$120,510.63$210,214.17$277.80$50,483.372/5/32307$1,080.80$807.35$273.45$331,805.60$121,317.98$210,487.62$551.25$49,676.023/5/32308$1,080.80$811.72$269.08$332,886.40$122,129.70$210,756.70$820.33$48,864.304/5/32309$1,080.80$816.12$264.68$333,967.20$122,945.82$211,021.38$1,085.01$48,048.185/5/32310$1,080.80$820.54$260.26$335,048.00$123,766.36$211,281.64$1,345.27$47,227.646/5/32311$1,080.80$824.98$255.82$336,128.80$124,591.34$211,537.46$1,601.09$46,402.667/5/32312$1,080.80$829.45$251.35$337,209.60$125,420.79$211,788.81$1,852.44$45,573.218/5/32313$1,080.80$833.95$246.85$338,290.40$126,254.74$212,035.66$2,099.29$44,739.269/5/32314$1,080.80$838.46$242.34$339,371.20$127,093.20$212,278.00$2,341.63$43,900.8010/5/32315$1,080.80$843.00$237.80$340,452.00$127,936.20$212,515.80$2,579.43$43,057.8011/5/32316$1,080.80$847.57$233.23$341,532.80$128,783.77$212,749.03$2,812.66$42,210.2312/5/32317$1,080.80$852.16$228.64$342,613.60$129,635.93$212,977.67$3,041.30$41,358.071/5/33318$1,080.80$856.78$224.02$343,694.40$130,492.71$213,201.69$224.02$40,501.292/5/33319$1,080.80$861.42$219.38$344,775.20$131,354.13$213,421.07$443.40$39,639.873/5/33320$1,080.80$866.08$214.72$345,856.00$132,220.21$213,635.79$658.12$38,773.794/5/33321$1,080.80$870.78$210.02$346,936.80$133,090.99$213,845.81$868.14$37,903.015/5/33322$1,080.80$875.49$205.31$348,017.60$133,966.48$214,051.12$1,073.45$37,027.526/5/33323$1,080.80$880.23$200.57$349,098.40$134,846.71$214,251.69$1,274.02$36,147.297/5/33324$1,080.80$885.00$195.80$350,179.20$135,731.71$214,447.49$1,469.82$35,262.298/5/33325$1,080.80$889.80$191.00$351,260.00$136,621.51$214,638.49$1,660.82$34,372.499/5/33326$1,080.80$894.62$186.18$352,340.80$137,516.13$214,824.67$1,847.00$33,477.8710/5/33327$1,080.80$899.46$181.34$353,421.60$138,415.59$215,006.01$2,028.34$32,578.4111/5/33328$1,080.80$904.33$176.47$354,502.40$139,319.92$215,182.48$2,204.81$31,674.0812/5/33329$1,080.80$909.23$171.57$355,583.20$140,229.15$215,354.05$2,376.38$30,764.851/5/34330$1,080.80$914.16$166.64$356,664.00$141,143.31$215,520.69$166.64$29,850.692/5/34331$1,080.80$919.11$161.69$357,744.80$142,062.42$215,682.38$328.33$28,931.583/5/34332$1,080.80$924.09$156.71$358,825.60$142,986.51$215,839.09$485.04$28,007.494/5/34333$1,080.80$929.09$151.71$359,906.40$143,915.60$215,990.80$636.75$27,078.405/5/34334$1,080.80$934.13$146.67$360,987.20$144,849.73$216,137.47$783.42$26,144.276/5/34335$1,080.80$939.19$141.61$362,068.00$145,788.92$216,279.08$925.03$25,205.087/5/34336$1,080.80$944.27$136.53$363,148.80$146,733.19$216,415.61$1,061.56$24,260.818/5/34337$1,080.80$949.39$131.41$364,229.60$147,682.58$216,547.02$1,192.97$23,311.429/5/34338$1,080.80$954.53$126.27$365,310.40$148,637.11$216,673.29$1,319.24$22,356.8910/5/34339$1,080.80$959.70$121.10$366,391.20$149,596.81$216,794.39$1,440.34$21,397.1911/5/34340$1,080.80$964.90$115.90$367,472.00$150,561.71$216,910.29$1,556.24$20,432.2912/5/34341$1,080.80$970.13$110.67$368,552.80$151,531.84$217,020.96$1,666.91$19,462.161/5/35342$1,080.80$975.38$105.42$369,633.60$152,507.22$217,126.38$105.42$18,486.782/5/35343$1,080.80$980.66$100.14$370,714.40$153,487.88$217,226.52$205.56$17,506.123/5/35344$1,080.80$985.98$94.82$371,795.20$154,473.86$217,321.34$300.38$16,520.144/5/35345$1,080.80$991.32$89.48$372,876.00$155,465.18$217,410.82$389.86$15,528.825/5/35346$1,080.80$996.69$84.11$373,956.80$156,461.87$217,494.93$473.97$14,532.136/5/35347$1,080.80$1,002.08$78.72$375,037.60$157,463.95$217,573.65$552.69$13,530.057/5/35348$1,080.80$1,007.51$73.29$376,118.40$158,471.46$217,646.94$625.98$12,522.548/5/35349$1,080.80$1,012.97$67.83$377,199.20$159,484.43$217,714.77$693.81$11,509.579/5/35350$1,080.80$1,018.46$62.34$378,280.00$160,502.89$217,777.11$756.15$10,491.1110/5/35351$1,080.80$1,023.97$56.83$379,360.80$161,526.86$217,833.94$812.98$9,467.1411/5/35352$1,080.80$1,029.52$51.28$380,441.60$162,556.38$217,885.22$864.26$8,437.6212/5/35353$1,080.80$1,035.10$45.70$381,522.40$163,591.48$217,930.92$909.96$7,402.521/5/36354$1,080.80$1,040.70$40.10$382,603.20$164,632.18$217,971.02$40.10$6,361.822/5/36355$1,080.80$1,046.34$34.46$383,684.00$165,678.52$218,005.48$74.56$5,315.483/5/36356$1,080.80$1,052.01$28.79$384,764.80$166,730.53$218,034.27$103.35$4,263.474/5/36357$1,080.80$1,057.71$23.09$385,845.60$167,788.24$218,057.36$126.44$3,205.765/5/36358$1,080.80$1,063.44$17.36$386,926.40$168,851.68$218,074.72$143.80$2,142.326/5/36359$1,080.80$1,069.20$11.60$388,007.20$169,920.88$218,086.32$155.40$1,073.127/5/36360$1,078.93$1,073.12$5.81$389,086.13$170,994.00$218,092.13$161.210.0
2nd Loan2nd Loan (Mostly Implemented)Notes- This sheet is
protected from modifications (no password). To modify this sheet go
to Tools/Protection/Unprotect sheet.- Gray areas are to be filled
out. Only adjust other areas when needed. Be very careful when
changing formulas.- Take careful note of Date calculation in Date
column.- Notice the Yearly Interest column is based on Month in the
Date column.- Monthly loan payment will be based on calculation if
nothing is entered into Different Payment (D20).- Notice Payment
column will stop early when principal is paid off.- Final payment
includes the Balloon payment if used.Starting
Date7/5/06ImprovementsLand ValueTotal Value (should match Purchase
Price)Purchase Price0.00.00.00.00.0Down Payment0.00%=% DownPoints
%3%0.0= PointsFees0.0Closing Costs = Points + Fees???Balloon
Pmt0.00.0Interest Rate8.50%0.71%= Monthly Interest RateTerm
(years)30360= MonthsDifferent Payment0.00.0= Payment DifferenceLoan
Amount0.0P&I CalculatedInt OnlyLoan Payment0.00.00.0Total
Interest Paid0.00.0= underpayment due to decreased monthly payments
(for 30y loan
only).DateMonthPaymentPrincipalInterestTotalTotalTotalYearlyEndingPaidPrincipalInterestInterestBalance7/5/0600.00.00.00.00.00.00.08/5/0610.00.00.00.00.00.00.00.09/5/0620.00.00.00.00.00.00.00.010/5/0630.00.00.00.00.00.00.00.011/5/0640.00.00.00.00.00.00.00.012/5/0650.00.00.00.00.00.00.00.01/5/0760.00.00.00.00.00.00.00.02/5/0770.00.00.00.00.00.00.00.03/5/0780.00.00.00.00.00.00.00.04/5/0790.00.00.00.00.00.00.00.05/5/07100.00.00.00.00.00.00.00.06/5/07110.00.00.00.00.00.00.00.07/5/07120.00.00.00.00.00.00.00.08/5/07130.00.00.00.00.00.00.00.09/5/07140.00.00.00.00.00.00.00.010/5/07150.00.00.00.00.00.00.00.011/5/07160.00.00.00.00.00.00.00.012/5/07170.00.00.00.00.00.00.00.01/5/08180.00.00.00.00.00.00.00.02/5/08190.00.00.00.00.00.00.00.03/5/08200.00.00.00.00.00.00.00.04/5/08210.00.00.00.00.00.00.00.05/5/08220.00.00.00.00.00.00.00.06/5/08230.00.00.00.00.00.00.00.07/5/08240.00.00.00.00.00.00.00.08/5/08250.00.00.00.00.00.00.00.09/5/08260.00.00.00.00.00.00.00.010/5/08270.00.00.00.00.00.00.00.011/5/08280.00.00.00.00.00.00.00.012/5/08290.00.00.00.00.00.00.00.01/5/09300.00.00.00.00.00.00.00.02/5/09310.00.00.00.00.00.00.00.03/5/09320.00.00.00.00.00.00.00.04/5/09330.00.00.00.00.00.00.00.05/5/09340.00.00.00.00.00.00.00.06/5/09350.00.00.00.00.00.00.00.07/5/09360.00.00.00.00.00.00.00.08/5/09370.00.00.00.00.00.00.00.09/5/09380.00.00.00.00.00.00.00.010/5/09390.00.00.00.00.00.00.00.011/5/09400.00.00.00.00.00.00.00.012/5/09410.00.00.00.00.00.00.00.01/5/10420.00.00.00.00.00.00.00.02/5/10430.00.00.00.00.00.00.00.03/5/10440.00.00.00.00.00.00.00.04/5/10450.00.00.00.00.00.00.00.05/5/10460.00.00.00.00.00.00.00.06/5/10470.00.00.00.00.00.00.00.07/5/10480.00.00.00.00.00.00.00.08/5/10490.00.00.00.00.00.00.00.09/5/10500.00.00.00.00.00.00.00.010/5/10510.00.00.00.00.00.00.00.011/5/10520.00.00.00.00.00.00.00.012/5/10530.00.00.00.00.00.00.00.01/5/11540.00.00.00.00.00.00.00.02/5/11550.00.00.00.00.00.00.00.03/5/11560.00.00.00.00.00.00.00.04/5/11570.00.00.00.00.00.00.00.05/5/11580.00.00.00.00.00.00.00.06/5/11590.00.00.00.00.00.00.00.07/5/11600.00.00.00.00.00.00.00.08/5/11610.00.00.00.00.00.00.00.09/5/11620.00.00.00.00.00.00.00.010/5/11630.00.00.00.00.00.00.00.011/5/11640.00.00.00.00.00.00.00.012/5/11650.00.00.00.00.00.00.00.01/5/12660.00.00.00.00.00.00.00.02/5/12670.00.00.00.00.00.00.00.03/5/12680.00.00.00.00.00.00.00.04/5/12690.00.00.00.00.00.00.00.05/5/12700.00.00.00.00.00.00.00.06/5/12710.00.00.00.00.00.00.00.07/5/12720.00.00.00.00.00.00.00.08/5/12730.00.00.00.00.00.00.00.09/5/12740.00.00.00.00.00.00.00.010/5/12750.00.00.00.00.00.00.00.011/5/12760.00.00.00.00.00.00.00.012/5/12770.00.00.00.00.00.00.00.01/5/13780.00.00.00.00.00.00.00.02/5/13790.00.00.00.00.00.00.00.03/5/13800.00.00.00.00.00.00.00.04/5/13810.00.00.00.00.00.00.00.05/5/13820.00.00.00.00.00.00.00.06/5/13830.00.00.00.00.00.00.00.07/5/13840.00.00.00.00.00.00.00.08/5/13850.00.00.00.00.00.00.00.09/5/13860.00.00.00.00.00.00.00.010/5/13870.00.00.00.00.00.00.00.011/5/13880.00.00.00.00.00.00.00.012/5/13890.00.00.00.00.00.00.00.01/5/14900.00.00.00.00.00.00.00.02/5/14910.00.00.00.00.00.00.00.03/5/14920.00.00.00.00.00.00.00.04/5/14930.00.00.00.00.00.00.00.05/5/14940.00.00.00.00.00.00.00.06/5/14950.00.00.00.00.00.00.00.07/5/14960.00.00.00.00.00.00.00.08/5/14970.00.00.00.00.00.00.00.09/5/14980.00.00.00.00.00.00.00.010/5/14990.00.00.00.00.00.00.00.011/5/141000.00.00.00.00.00.00.00.012/5/141010.00.00.00.00.00.00.00.01/5/151020.00.00.00.00.00.00.00.02/5/151030.00.00.00.00.00.00.00.03/5/151040.00.00.00.00.00.00.00.04/5/151050.00.00.00.00.00.00.00.05/5/151060.00.00.00.00.00.00.00.06/5/151070.00.00.00.00.00.00.00.07/5/151080.00.00.00.00.00.00.00.08/5/151090.00.00.00.00.00.00.00.09/5/151100.00.00.00.00.00.00.00.010/5/151110.00.00.00.00.00.00.00.011/5/151120.00.00.00.00.00.00.00.012/5/151130.00.00.00.00.00.00.00.01/5/161140.00.00.00.00.00.00.00.02/5/161150.00.00.00.00.00.00.00.03/5/161160.00.00.00.00.00.00.00.04/5/161170.00.00.00.00.00.00.00.05/5/161180.00.00.00.00.00.00.00.06/5/161190.00.00.00.00.00.00.00.07/5/161200.00.00.00.00.00.00.00.08/5/161210.00.00.00.00.00.00.00.09/5/161220.00.00.00.00.00.00.00.010/5/161230.00.00.00.00.00.00.00.011/5/161240.00.00.00.00.00.00.00.012/5/161250.00.00.00.00.00.00.00.01/5/171260.00.00.00.00.00.00.00.02/5/171270.00.00.00.00.00.00.00.03/5/171280.00.00.00.00.00.00.00.04/5/171290.00.00.00.00.00.00.00.05/5/171300.00.00.00.00.00.00.00.06/5/171310.00.00.00.00.00.00.00.07/5/171320.00.00.00.00.00.00.00.08/5/171330.00.00.00.00.00.00.00.09/5/171340.00.00.00.00.00.00.00.010/5/171350.00.00.00.00.00.00.00.011/5/171360.00.00.00.00.00.00.00.012/5/171370.00.00.00.00.00.00.00.01/5/181380.00.00.00.00.00.00.00.02/5/181390.00.00.00.00.00.00.00.03/5/181400.00.00.00.00.00.00.00.04/5/181410.00.00.00.00.00.00.00.05/5/181420.00.00.00.00.00.00.00.06/5/181430.00.00.00.00.00.00.00.07/5/181440.00.00.00.00.00.00.00.08/5/181450.00.00.00.00.00.00.00.09/5/181460.00.00.00.00.00.00.00.010/5/181470.00.00.00.00.00.00.00.011/5/181480.00.00.00.00.00.00.00.012/5/181490.00.00.00.00.00.00.00.01/5/191500.00.00.00.00.00.00.00.02/5/191510.00.00.00.00.00.00.00.03/5/191520.00.00.00.00.00.00.00.04/5/191530.00.00.00.00.00.00.00.05/5/191540.00.00.00.00.00.00.00.06/5/191550.00.00.00.00.00.00.00.07/5/191560.00.00.00.00.00.00.00.08/5/191570.00.00.00.00.00.00.00.09/5/191580.00.00.00.00.00.00.00.010/5/191590.00.00.00.00.00.00.00.011/5/191600.00.00.00.00.00.00.00.012/5/191610.00.00.00.00.00.00.00.01/5/201620.00.00.00.00.00.00.00.02/5/201630.00.00.00.00.00.00.00.03/5/201640.00.00.00.00.00.00.00.04/5/201650.00.00.00.00.00.00.00.05/5/201660.00.00.00.00.00.00.00.06/5/201670.00.00.00.00.00.00.00.07/5/201680.00.00.00.00.00.00.00.08/5/201690.00.00.00.00.00.00.00.09/5/201700.00.00.00.00.00.00.00.010/5/201710.00.00.00.00.00.00.00.011/5/201720.00.00.00.00.00.00.00.012/5/201730.00.00.00.00.00.00.00.01/5/211740.00.00.00.00.00.00.00.02/5/211750.00.00.00.00.00.00.00.03/5/211760.00.00.00.00.00.00.00.04/5/211770.00.00.00.00.00.00.00.05/5/211780.00.00.00.00.00.00.00.06/5/211790.00.00.00.00.00.00.00.07/5/211800.00.00.00.00.00.00.00.08/5/211810.00.00.00.00.00.00.00.09/5/211820.00.00.00.00.00.00.00.010/5/211830.00.00.00.00.00.00.00.011/5/211840.00.00.00.00.00.00.00.012/5/211850.00.00.00.00.00.00.00.01/5/221860.00.00.00.00.00.00.00.02/5/221870.00.00.00.00.00.00.00.03/5/221880.00.00.00.00.00.00.00.04/5/221890.00.00.00.00.00.00.00.05/5/221900.00.00.00.00.00.00.00.06/5/221910.00.00.00.00.00.00.00.07/5/221920.00.00.00.00.00.00.00.08/5/221930.00.00.00.00.00.00.00.09/5/221940.00.00.00.00.00.00.00.010/5/221950.00.00.00.00.00.00.00.011/5/221960.00.00.00.00.00.00.00.012/5/221970.00.00.00.00.00.00.00.01/5/231980.00.00.00.00.00.00.00.02/5/231990.00.00.00.00.00.00.00.03/5/232000.00.00.00.00.00.00.00.04/5/232010.00.00.00.00.00.00.00.05/5/232020.00.00.00.00.00.00.00.06/5/232030.00.00.00.00.00.00.00.07/5/232040.00.00.00.00.00.00.00.08/5/232050.00.00.00.00.00.00.00.09/5/232060.00.00.00.00.00.00.00.010/5/232070.00.00.00.00.00.00.00.011/5/232080.00.00.00.00.00.00.00.012/5/232090.00.00.00.00.00.00.00.01/5/242100.00.00.00.00.00.00.00.02/5/242110.00.00.00.00.00.00.00.03/5/242120.00.00.00.00.00.00.00.04/5/242130.00.00.00.00.00.00.00.05/5/242140.00.00.00.00.00.00.00.06/5/242150.00.00.00.00.00.00.00.07/5/242160.00.00.00.00.00.00.00.08/5/242170.00.00.00.00.00.00.00.09/5/242180.00.00.00.00.00.00.00.010/5/242190.00.00.00.00.00.00.00.011/5/242200.00.00.00.00.00.00.00.012/5/242210.00.00.00.00.00.00.00.01/5/252220.00.00.00.00.00.00.00.02/5/252230.00.00.00.00.00.00.00.03/5/252240.00.00.00.00.00.00.00.04/5/252250.00.00.00.00.00.00.00.05/5/252260.00.00.00.00.00.00.00.06/5/252270.00.00.00.00.00.00.00.07/5/252280.00.00.00.00.00.00.00.08/5/252290.00.00.00.00.00.00.00.09/5/252300.00.00.00.00.00.00.00.010/5/252310.00.00.00.00.00.00.00.011/5/252320.00.00.00.00.00.00.00.012/5/252330.00.00.00.00.00.00.00.01/5/262340.00.00.00.00.00.00.00.02/5/262350.00.00.00.00.00.00.00.03/5/262360.00.00.00.00.00.00.00.04/5/262370.00.00.00.00.00.00.00.05/5/262380.00.00.00.00.00.00.00.06/5/262390.00.00.00.00.00.00.00.07/5/262400.00.00.00.00.00.00.00.08/5/262410.00.00.00.00.00.00.00.09/5/262420.00.00.00.00.00.00.00.010/5/262430.00.00.00.00.00.00.00.011/5/262440.00.00.00.00.00.00.00.012/5/262450.00.00.00.00.00.00.00.01/5/272460.00.00.00.00.00.00.00.02/5/272470.00.00.00.00.00.00.00.03/5/272480.00.00.00.00.00.00.00.04/5/272490.00.00.00.00.00.00.00.05/5/272500.00.00.00.00.00.00.00.06/5/272510.00.00.00.00.00.00.00.07/5/272520.00.00.00.00.00.00.00.08/5/272530.00.00.00.00.00.00.00.09/5/272540.00.00.00.00.00.00.00.010/5/272550.00.00.00.00.00.00.00.011/5/272560.00.00.00.00.00.00.00.012/5/272570.00.00.00.00.00.00.00.01/5/282580.00.00.00.00.00.00.00.02/5/282590.00.00.00.00.00.00.00.03/5/282600.00.00.00.00.00.00.00.04/5/282610.00.00.00.00.00.00.00.05/5/282620.00.00.00.00.00.00.00.06/5/282630.00.00.00.00.00.00.00.07/5/282640.00.00.00.00.00.00.00.08/5/282650.00.00.00.00.00.00.00.09/5/282660.00.00.00.00.00.00.00.010/5/282670.00.00.00.00.00.00.00.011/5/282680.00.00.00.00.00.00.00.012/5/282690.00.00.00.00.00.00.00.01/5/292700.00.00.00.00.00.00.00.02/5/292710.00.00.00.00.00.00.00.03/5/292720.00.00.00.00.00.00.00.04/5/292730.00.00.00.00.00.00.00.05/5/292740.00.00.00.00.00.00.00.06/5/292750.00.00.00.00.00.00.00.07/5/292760.00.00.00.00.00.00.00.08/5/292770.00.00.00.00.00.00.00.09/5/292780.00.00.00.00.00.00.00.010/5/292790.00.00.00.00.00.00.00.011/5/292800.00.00.00.00.00.00.00.012/5/292810.00.00.00.00.00.00.00.01/5/302820.00.00.00.00.00.00.00.02/5/302830.00.00.00.00.00.00.00.03/5/302840.00.00.00.00.00.00.00.04/5/302850.00.00.00.00.00.00.00.05/5/302860.00.00.00.00.00.00.00.06/5/302870.00.00.00.00.00.00.00.07/5/302880.00.00.00.00.00.00.00.08/5/302890.00.00.00.00.00.00.00.09/5/302900.00.00.00.00.00.00.00.010/5/302910.00.00.00.00.00.00.00.011/5/302920.00.00.00.00.00.00.00.012/5/302930.00.00.00.00.00.00.00.01/5/312940.00.00.00.00.00.00.00.02/5/312950.00.00.00.00.00.00.00.03/5/312960.00.00.00.00.00.00.00.04/5/312970.00.00.00.00.00.00.00.05/5/312980.00.00.00.00.00.00.00.06/5/312990.00.00.00.00.00.00.00.07/5/313000.00.00.00.00.00.00.00.08/5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IncomeIncomeMonthlyMonthlyBedrooms# of UnitsRentIncomeSq.
Ft.Market Rents$ per
SF$/BRStudio0$9000.0600$1.50$90010$1,0000.0750$1.33$1,00020$1,5000.0850$1.76$75030$1,0500.01100$0.95$35040$2,5000.01500$1.67$62550$3,0000.02500$1.20$60011$1,050$1,0501000(from
Configuration Sheet)$1.05$1,050Laundry Room0.0Vending
Machines0.0Totals1$1,050$1,050MonthlyPotential
Income$12,600Annually(Gross Operating Income =
GOI)Vacancy4%$(504)AnnuallyEffective Rental
Income$12,096AnnuallyInstructions:
For multiple unit property enter in the number of each type of
unit and their average rent.
For single unit property enter 1 in any single row and the total
rent in the adjacent column.
ExpensesExpenses**Type%MonthlyQuarterlyAnnuallyAssociation$1100.0$1,320Insurance$600.0Earthquake0.00.00.0Fire$400.0$480Flood$100.0$120Liability$100.0$120Tornado0.00.00.0Maintenance3%$320.0$378Management5%$530.0$630Property
Taxes1.15%$2010.0$2,415Utility: Cable TV (CATV)0.00.00.0Utility:
Electricity0.00.00.0Utility: Gas0.00.00.0Utility:
Sewer0.00.00.0Utility: Telephone0.00.00.0Utility:
Trash0.00.00.0Utility:
Water0.00.00.0Accounting0.00.00.0Advertising0.00.00.0Gardening/Lawn0.00.00.0Improvements0.00.00.0Janitorial/Cleaning0.00.00.0Legal
Fees0.00.00.0Licenses/Permits0.00.00.0Office Expenses0.00.00.0Pest
Control0.00.00.0Pool/Spa0.00.00.0Reserves0.00.00.0Resident
Manager0.00.00.0Security0.00.00.0Snow
Removal0.00.00.0Supplies0.00.00.0Tax
Preparations0.00.00.0Other/Miscellaneous0.00.00.0Total Operating
Expenses**$4550.0$5,4630**Does not include loan payments
ReservesReservesFix-up/Repair$2,000.00Closing Costs$2,994.00(1st
+ 2nd)Down Payment(s)$42,000.006 Months Payments$6,484.80(1st +
2nd)Total Reserves$53,478.80
Cash FlowAnnual Cash FlowGross Operating Income$12,600(Potential
Income From Income Sheet)Vacancy Factor$(504)4.00%Total Operating
Expenses$(5,463)(From Expenses Sheet)Net Operating Income
(NOI)$6,633(Does not include Loan Payments)Annual Loan
Payments$(12,970)= Loan Payment x 12 monthsCash Flow Before Taxes
(CFBT)$(6,337)= Reportable Income/(Loss)Annual
Depreciation**$5,0560Cash Flow After Depreciation (CFAD)$(1,281)???
(Ordinary Income Offset)Monthly CFAD$(107)(???)Savings in
Taxes$448Cash Flow After Taxes (CFAT)$(833)Monthly CFAT$(69)** (See
Configuration Worksheet)$151,6671st - Value of Improvements
(Purchase Price - Land Value)30Depreciation Years35%Tax
Bracket$1,080.80Loan Payment (1st + 2nd)$64,848.00P&I Paid (1st
5 years)(1st + 2nd)$53,923.05Interest Paid (1st 5 years)(1st +
2nd)$10,924.95Principal Paid (1st 5 years)(1st + 2nd)
ROIReturn On Investment (ROI)Purchase Price$210,000Initial
Investment$42,000(down payments for 1st and 2nd loans)Acquisition
Costs$2,994Loan Fees, Appraisal, Vacancy, Fix-up,
etc.Improvements$0Rental Loss$19,216(using CFAD)Total
Investment$64,210Annual Return$448(From Cash Flow - Savings in
Taxes)Percent of Return0.70%Annual Increase7%Elapsed
Years1544382.0Future Value$579,397(Estimated value as of above date
assuming Annual Increase)Appreciation$369,397(Future Value -
Purchase Price) or (Sales Price - Purchase Price)Principal
Reduction$46,923(Value of the reduction in loan principal)Sales
Costs$(23,176)4% of Future ValueRecoup Depreciation$(18,958)(Tax
you must pay on the claimed depreciation tax write off)Annual
Returns$6,725Net Profit$374,185Total Percent582.76%Yearly
Percent38.85%
TaxesTaxesSales Price$700,000Purchase
Price$210,000Improvements$100,000Cost Basis$310,000Year
Sold2010Years Depreciated4Depreciation Taken$20,222Buying
CostsSelling CostsCapital Gain$390,000Tax Rate20%Taxes
Due$78,000Capital Gain after Tax$312,000
MaintenanceMaintenanceMove-outQtyCost perItem TotalChange
Locks4$20.00$80.00Replace faucet washers4$10.00$40.00Replace washer
hoses2$15.00$30.00Clean Drains2$25.00$50.00Shampoo
Carpets1000$0.20$200.00Touchup paint1000$0.30$300.00Clean windows
& coverings6$10.00$60.000.00.00.00.00.00.00.0Move-out
Total$760.00AnnualQtyCost perItem TotalReplace faucet
washers4$10.00$40.000.00.00.00.00.00.00.0Annual Total$40.00
vVersion HistoryVersionsDateChanges (in reverse
order)1.3dVersion 1.3d frozen.2006.10.05Modified Instructions to
clarify protection.1.3c2006.10.01Version 1.3c
frozen.2006.06.26Added Monthly Rent to Configuration sheet so
almost everything can be done from one sheet.2006.06.26Changed CFAT
to CFAD and added CFAT. Added, changed, and used more cell
names.2006.05.06Added and used more cell names.2006.05.06Updated
Loan Fees worksheet.2006.05.06Implemented Purchase Price and Down
payment on Configuration worksheet. The 2nd Loan worksheet will
calculate a loan for any remaining monies not accounted for in the
1st Loan worksheet.2006.04.13Added calculated tax amounts (monthly
and yearly) from Expenses to the Configuration sheet so one could
adjust the rate to agree with a know tax amount.2006.04.13Updated
link on Instructions sheet.2006.03.27Added new sheet called Loan
Fees (not incorporated into any other sheet).2006.03.21Summed
insurances in Expenses sheet.2005.11.23Added Lot Size and Style to
Property Information sheet.Added Assessed Values in Configuration
sheet to get % for depreciation.Added Acquisition Costs in ROI
sheet.Added Laundry Room and Vending Machines in Income sheet.Added
extra Expense lines (Pest Control, Reserves, Supplies,
Security).Added Sq. Ft., $/sf, Market Rents to Income
sheet.2005.04.15Named many cells and redid formulas with new
names.2004.07.31Changed Loan worksheet to 1st Loan and added 2nd
Loan worksheet2004.07.19Added Garage to Parking on Property
sheet.1.3b2004.07.19Expand Property work sheet and add more hints
(Scott's updates incorporated).1.3a2004.07.12Added
Property/Building Materials section.1.32004.07.11Expand Property
work sheetAdd V worksheet (this worksheet)Change Page Setup on all
worksheets to fit width of page and
center.1.22004.07.07Incorporated Pat and Scott's ChangesDefine
header format and update all worksheets.Create Instructions
worksheetCreate Maintenance worksheet1.12004.07.05Incorporate Bob's
work sheet and past work1.02003.07.27Create original Excel work
sheets
ToDosTo DosDateChanges (in reverse order)2006.04.13Add mouse
over text if possible and where prudent.2004.07.25Add Home
insurance of 0.5%.2005.11.23Add Deposit RefundsRents
$/sf$/Unit$/sfGRMCap Rate
