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Aqua is now BIBA’s HNW scheme provider
It’s official:
Aqua’s high net worth household product range is designed to meet the needs of affluent homeowners. Aqua is a broker-only underwriter with a choice of three unique products that offer the flexibility for policyholders to select the breadth of cover they require.
For more information, get in touch today:020 7397 4404 | [email protected]
Aqueduct Underwriting Limited is authorised and regulated by the Financial Services Authority in respect of general insurance business. Aqueduct Underwriting Limited is registered in England No. 7189728. Registered Office: One Whittington Avenue, London EC3V 1LE. Aqua is a trading name of Aqueduct Underwriting Limited. Calls may be monitored and recorded for quality assurance purposes. 01/12 ref: 4854
www.aquaunderwriting.com
Towergate Underwriting are delighted to be the new providers of BIBALet, giving BIBA members access to a range of cover options specially designed for landlords. We have 20 years experience in this market and cover is underwritten by leading UK insurers.
BIBALet Landlords Insurance
Towergate Underwriting is a trading name of Towergate Underwriting Group Limited. Authorised and regulated by the Financial Services Authority.
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For further information or to arrange cover contact our dedicated BIBALet team:
Tel: 01206 780 814
Email: [email protected]
www.towergate.co.uk/bibalet
• Enhanced pricing and commission deals for BIBA brokers• No minimum volume of support required • Multi property discounts • Low compulsory excesses • Cover for a wide variety of tenant types and properties• Personal account manager available for account consolidations
Towergate Underwriting is delighted to be the new insurance providers to BIBALet. The facility was one of the earliest BIBA schemes and this is the first time in almost 10 years that the insurance provider has changed. Towergate is committed to providing an excellent experience for BIBA members, giving them access to a range of cover options specially designed for today’s landlords.
BIBALet landlords insurance gives BIBA members key advantages in this growing and competitive market.
• High levels of commission – starting at 27.5% and upwards for account consolidations
• No minimum levels of support required
• Dedicated BIBALet team - underwriting and claims managed by let property insurance experts with 20 years experience in this market
• Enhanced pricing and commission as well as a personal account manager for account consolidations
Shaune Worrall, MD Towergate Underwriting Let Property says;
Take a fresh look at BIBALet“As the demand for private rental accommodation continues to increase due to the restricted mortgage market, this is an ideal growing market to target for new business. Landlords need quality insurance cover to ensure their property investment is properly protected and BIBALet helps smaller brokers by giving them access to a market leading scheme. ‘Community’ brokers’ close affinity with local landlords and managing agents are quite different to ‘direct’ insurers and ‘supermarket-sized’ brands with their remote call centres. We value the local broker’s intimate knowledge to help our underwriting and in return offer a scheme with the sort of benefits only the largest brokers normally access. Moreover, we want to help all BIBA members compete in a dynamic and growing part of the insurance market.”
For quotations and cover contact your dedicated BIBALet team:
Tel: 01206 780814 or Email: [email protected]/bibalet
We’re keen to hear Members’ views. Is there something in particular your dedicated let property insurance facility should provide?
Contact Dan Hurn: [email protected]
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Tel: 01444 412118 Fax: 01444 416878Email: [email protected]: www.brooksbraithwaite.com
Animal business and animal risk specialists• Animal boarding establishments• Dog & cat groomers• Dog trainers, walkers & sitters
• Dangerous wild animal liability insurance• Dog hydrotherapists• Clubs, shows & centres
tRadesmanOur Tradesman policy is designed for the traditional building and allied trades. Underwritten by U K Insurance Limited.
For a quick and easy quote, log on to www.nignetwork.comFor a tailored package product quote, talk to our team on 0845 366 0587
sHoPOur Shop policy is designed to cater for your customers retail premises. Underwritten by U K Insurance Limited.
For a quick and easy quote, log on to www.nignetwork.comFor a tailored package product quote, talk to our team on 0845 366 0587
Animal / Pet Insurance
Business Continuity
Commercial Insurance
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*Terms and conditions apply. †The Guide to UK Company Giving 2009/10, Directory of Social Change. ‡Of those brokers who named an insurer in the survey, the majority named Ecclesiastical as the best insurer for charity insurance. Research carried out by FWD, an independent market research company.
Charities need good value from their insurer.
byone.ownedWe know, because we’re
To find out more, speak to your broker or visit ecclesiastical.com/charity
Whether in Personal or Commercial lines, we work together with our brokers, partners and suppliers delivering innovative products and exceptional service.
Your Partner in Insurance. www.ageas.co.uk
BIBA Booklet Advert 25x125mm.indd 1 6/1/12 12:55:59
Exclusive facility to the Asbestos Industry, Underwritten by A rated securityAsbestos Insurance Scheme
For fast, competitive terms with excellent commission rates,please call us or email us at: [email protected] 0808 143 2420
• Asbestos removal contractors• Asbestos consultants• Asbestos clearing companies
• Asbestos surveyors• Asbestos scaffolders• Asbestos electricians
• Asbestos removal companies• Any other asbestos associated
tradesEXCLUSIVESCHEMES
Difficult Risk
General Insurance
Glazing and Locks
Health
High Risk
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BIBA Credit Management and Bonds SchemeProvides BIBA members with:Credit Insurance • Bonds • Factoring & Invoice Discounting • Debt Recovery • Credit Reports
Tel: 0844 875 8148 | Email: [email protected] Perkins Slade is authorised and regulated by the Financial Services Authority
Credit Insurance and Bonds
Residential landloRdsDesigned for properties owned by the policyholder and occupied by tenants solely for domestic, residential purposes. Underwritten by U K Insurance Limited.
For a quick and easy quote, log on to www.nignetwork.comFor a tailored package product quote, talk to our team on 0845 366 0587
Business fRom HomeOur Business from Home policy caters for a range of trades and professions operating from the policyholders’ home. Underwritten by U K Insurance Limited.
For a quick and easy quote, log on to www.nignetwork.comFor a tailored package product quote, talk to our team on 0845 366 0587
office & suRgeRyOur Office & Surgery policy is designed for businesses operating from offices or surgeries with no element of manual work. Underwritten by U K Insurance Limited.
For a quick and easy quote, log on to www.nignetwork.comFor a tailored package product quote, talk to our team on 0845 366 0587
Package Products
Professional Indemnity
SME
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EXCLUSIVESCHEMES
Waste Management Insurance Scheme
For fast, competitive terms with excellent commission rates,please call us or email us at: [email protected] 0808 143 2420
• Skip hire• Waste transfer stations• Landfill operations
• Incinerators• Materials recycling• Hazardous waste
• Carriage of asbestos• Brokers and consultants
All inclusive Insurance package for the environmental and waste sector.
Exclusive arrangement for BIBA and IIB members 0.5% discount when paying FSA membership fees by monthly instalments Spread the cost of BIBA and IIB membership fees Endorsed by BIBA for 10 years
Telephone: 0844 736 9836 Email: [email protected] Website: www.premiumcredit.co.uk Credit is subject to status. Terms and conditions apply.
Insurance Premium Credit
High Risk
by Insurance Specialists
Insurance Translation Division
For a quotation or to discuss a particular need, contact Joe Silmon on
01753 480 [email protected]
Translation • Interpreting • Localisation
Your Global Language Service Provider
Innovative software for the general insurance industry01273 852000 /// www.insurecom.co.uk
P J Hayman & Company Bespoke schemes & cover plus e-commerce solutions
Specialist products for ‘standard’ & ‘non-standard’Hard to place risks accommodated
0845 230 3511 [email protected]
www.pjhayman.comP J Hayman & Company Limited is authorised and regulated by the Financial Services Authority (No. 497103)
Travel Insurance & Schemes
Specialist Business Insurance
Technology / Software
Translation Services
Travel Insurance
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Need an underwriter who thinks differently?Specialist and underserved markets lie at the heart of our product range.Call us on 0844 854 6832 or visit www.amtrusteurope.com An AmTrust Financial Company
AmTrust Europe
PROPERTY • CASUALTY • WARRANTY • LEGAL EXPENSES • SPECIAL RISKS • AMTRUST LAW • ACCIDENT & HEALTH
SME
PRofessionalsOur Professionals policy is designed for mobile businesses engaged in traditional clerical trades and light manual trades. Underwritten by U K Insurance Limited.
For a quick and easy quote, log on to www.nignetwork.comFor a tailored package product quote, talk to our team on 0845 366 0587
0844 736 9836 [email protected] www.premiumcredit.co.ukPremium Credit Limited, Premium Credit House, 60 East Street, Epsom, Surrey, KT17 1HB
With competitive net rates, preferential terms, innovative online services and dedicated Business Managers, Premium Credit works with BIBA members to help you maximise the benefits from premium finance. Just a few reasons why BIBA has extended its endorsement of us for another 3 years.
Working together on Premium Finance
Celebrating over 10 years
working with BIBA
PCL_BIBA 2012 Advert June2012_05.indd 1 25/06/2012 14:57
There’s never been a better time to offer premium finance to your clients, so when it comes to choosing a provider, it pays to work with the best in class. Look no further than Premium Credit, the leading insurance premium finance company in the UK and Ireland.
Premium Credit is the only premium finance company endorsed by BIBA and has been for over 10 years. At May’s BIBA conference, we were delighted to announce that BIBA had extended this endorsement for another 3 years.
With £3.2 billion advances, 1.8 million customers and 18 million Direct Debits processed in 2011, Premium Credit has consistently delivered competitive rates, preferential terms and innovative online services to BIBA members. We believe our success and long-standing association with BIBA is down to several factors:
Experience and knowledgeWith a combined 170 years in the industry, our senior management team applies a wealth of knowledge and expertise. Many of our staff are professionally qualified, while nearly 30% have been with us for over 10 years. Coupled with
PREMIUM CREDIT – ENDORSED BY BIBA WITH GOOD REASON
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an award-winning Contact Centre, we have the experience and knowledge to help you maximise the benefits of premium finance.
Our technology makes life simplerIntegrated with all the leading software houses, our award-winning online services make it easy for you to transact business with us. Pioneering innovations such as My Premium Credit – a UK premium finance industry first – enable clients to manage their accounts online 24/7, sign credit agreements and instantly settle outstanding payments by credit or debit card.
Personal approach Our dedicated Business Managers provide BIBA members with a regular point of contact, product and system training and work proactively with you to identify opportunities to maximise premium finance income from your client base.
To find out how Premium Credit can help you,
call 0844 736 9836,email [email protected] or visit www.premiumcredit.co.uk
Underwritten by Tokio Marine Europe Insurance Limited (except Legal Expenses, which is underwritten by DAS Legal ExpensesInsurance Company Limited and Financial Failure Insurance, which is provided by International Passenger Protection Limited) Memberof the Association of British Insurers Authorised and regulated by the Financial Services Authority Firm Reference Number 202574Registered Office: 60 Gracechurch Street, London EC3V 0HR Registered Number: 989421 England
To find out more about Tokio Marine Europe in the UK visit:
www.tokiomarine.co.uk
• Single and annual multi-trip cover with £10 million medical cover
• Independent travel for all insureds, includingchildren
• No terrorism exclusion• A family policy can cover dependent children
under the age of 18 years (or under 24 years if in full-time education)
• Many hazardous activities (eg scuba diving) are covered as standard
• Single excess applies per family, per incident• Infants aged under 4 years are covered for free
on any adult policy• Adults can be covered up to the age of 85 on
a single trip policy, 75 on an annual multi-trippolicy
• Up to 45 days any one trip, with unlimited trips on an annual multi-trip policy (31 days for persons aged 71 years to 75 years)
• Option to upgrade from 45 days to 60 days on an annual multi-trip policy for persons aged under 71 years
• Up to the maximum age for winter sports• Pre-existing medical conditions may be
covered, subject to medical screening• Cover for the insolvency of the airline and
other end supplier not forming part of apackage holiday
The new and improved face of travel insurance...
Register online at www.tokiomarine.co.uk/etrade
Your customers can enjoyexcellent cover, with manyenhanced benefits:
42947TMEI BIBA Product Book AW:Layout 1 12/7/12 09:27 Page 1
For more information contact: 01204 600 345 Email: [email protected]
a better way to insurecreating opportunities for brokers
Broker Direct are delighted to team up with BIBA to offer agency facilities, allowing access to a variety of private motor and commercial vehicle EDI products.You will also have the opportunity to use the following:BDAssistance A mainstream breakdown product from RAC aimed at private and commercial vehicles. All administered by you via our website.BDElite Full Claims Management Service, BDElite offers something fresh and compelling for you and your customers that will significantly improve your clients’ claims experience.
14476_BD_BIBA_Advert_v2.indd 1 06/12/2011 15:59
Underwritten by Tokio Marine Europe Insurance Limited (except Legal Expenses, which is underwritten by DAS Legal ExpensesInsurance Company Limited and Financial Failure Insurance, which is provided by International Passenger Protection Limited) Memberof the Association of British Insurers Authorised and regulated by the Financial Services Authority Firm Reference Number 202574Registered Office: 60 Gracechurch Street, London EC3V 0HR Registered Number: 989421 England
To find out more about Tokio Marine Europe in the UK visit:
www.tokiomarine.co.uk
• Single and annual multi-trip cover with £10 million medical cover
• Independent travel for all insureds, includingchildren
• No terrorism exclusion• A family policy can cover dependent children
under the age of 18 years (or under 24 years if in full-time education)
• Many hazardous activities (eg scuba diving) are covered as standard
• Single excess applies per family, per incident• Infants aged under 4 years are covered for free
on any adult policy• Adults can be covered up to the age of 85 on
a single trip policy, 75 on an annual multi-trippolicy
• Up to 45 days any one trip, with unlimited trips on an annual multi-trip policy (31 days for persons aged 71 years to 75 years)
• Option to upgrade from 45 days to 60 days on an annual multi-trip policy for persons aged under 71 years
• Up to the maximum age for winter sports• Pre-existing medical conditions may be
covered, subject to medical screening• Cover for the insolvency of the airline and
other end supplier not forming part of apackage holiday
The new and improved face of travel insurance...
Register online at www.tokiomarine.co.uk/etrade
Your customers can enjoyexcellent cover, with manyenhanced benefits:
42947TMEI BIBA Product Book AW:Layout 1 12/7/12 09:27 Page 1
At AmTrust we specialise in bespoke insurance products.
Our can-do culture means that our underwriters are empowered to think laterally.
From gap insurance to medical malpractice, latent defects to heavy plant, we know that your business success is rooted in differentiation and that sometimes you need policies creating exclusively for you.
Plus with an A Rating from A.M.Best and a growing international presence, we’re in this for the long term.
So for a refreshingly flexible approach, call us today on 0844 854 6832 or visit www.amtrusteurope.com
An AmTrust Financial Company
AmTrust EuropeAuthorised and Regulated by the Financial Services Authority.
MI-AEL12
PROPERTY • CASUALTY • WARRANTY • LEGAL EXPENSES
SPECIAL RISKS • AMTRUST LAW • ACCIDENT & HEALTH
We’re looking for brokers who swim against the tide
