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Your Benefits at a Glance Setting New Standards for Medical Excellence and Compassionate Care

at a Glance...at a Glance Setting New Standards for Medical Excellence and Compassionate Care Benefit When You Are Eligible What You Receive Cost Health Care Coverage* First day of

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Page 1: at a Glance...at a Glance Setting New Standards for Medical Excellence and Compassionate Care Benefit When You Are Eligible What You Receive Cost Health Care Coverage* First day of

Your Benefits at a GlanceSetting New Standards for Medical Excellence and Compassionate Care

Page 2: at a Glance...at a Glance Setting New Standards for Medical Excellence and Compassionate Care Benefit When You Are Eligible What You Receive Cost Health Care Coverage* First day of

Benefit When You Are Eligible What You Receive Cost

Health Care Coverage*

First day of the month following 30 days of employment. For employees scheduled to work 48 hours or more per biweekly pay period.

Two plan options with prescription benefits. Large discounts for using NKCH services, NKCH Pharmacy and Meritas Health physicians. See plan summary for more detail.

You share the cost of the premium with Meritas Health.

Dental Care Coverage*

Two plan options. Large dental network. In and out of network options. Orthodontics coverage. See plan summary for more detail.

You pay 100% of the cost.

Vision Plan* One plan option. Coverage for eye exams, frames, lenses and contacts. Large national network.

You pay 100% of the cost.

Flexible Spending Accounts

Allows deferrals from compensation for unreimbursed medical and/or dependent care on a pre-tax basis.

You may defer up to maximums allowed by federal law.

Short-Term Disability

Covers up to 60% of your weekly wages, not to exceed $1000 per week.

You pay 100% of the cost.

Long-Term Disability

Covers up to 60% of your monthly wages, not to exceed $5000 per month. Begins after 90 days of continuous total disability.

You pay 100% of the cost.

Life Insurance & Accidental Death & Dismemberment Insurance (Basic)

First day of the month following 30 days of employment. For employees scheduled to work 64 hours or more per biweekly pay period.

$20,000 term life insurance policy. Meritas Health pays 100% of the cost.

Supplemental Life Insurance/Accidental Death & Dismemberment

Guaranteed coverage if you enroll within 30 days of employment. Approval required if you enroll after 30 days. Must be scheduled at least 16 hours per pay period.

Employees can purchase life insurance for themselves, spouse and children.

You pay 100% of the cost.

Critical Illness During the Meritas Health Annual Enrollment period for the following plan year. Must be scheduled at least 16 hours per pay period.

Lump sum cash benefit coverage for conditions such as heart attack, cancer or stroke.

You pay 100% of the cost.

Universal Life with Living Benefit Rider

During the Meritas Health Annual Enrollment period for the following plan year. Must be scheduled at least 48 hours per pay period.

Permanent life insurance protection with living benefit rider providing pre-death payments to cover care expenses such as home health, nursing home, or day care.

You pay 100% of the cost.

*Documentation required for proof of dependent relationship.

The complete terms and conditions governing these benefits can be obtained through the Human Resources Department at 816.691.1343. All benefits are subject to change.

Page 3: at a Glance...at a Glance Setting New Standards for Medical Excellence and Compassionate Care Benefit When You Are Eligible What You Receive Cost Health Care Coverage* First day of

* Documentation required for proof of dependent relationship.

The complete terms and conditions governing these benefits can be obtained through the Human Resources Department at 816.691.1343. All benefits are subject to change.

Benefit When You Are Eligible What You Receive Cost

Employee Assistance Program (EAP)

All employees are eligible. Confidential assessment, consultation and referral program to help you and your family address personal problems before they reach crisis proportions.

Meritas Health pays 100% of the cost up to six visits per family member per calendar year.

Pre-Tax Retirement Savings 457 Plan

457 Plan: At the time of employment.

Exempt from paying taxes on amounts placed into the plan plus interest until you begin receiving payments from the plan. Meritas Health will match your contribution at 50% of the first 6% of wages that you defer.

You may contribute a percent of your gross annual income, up to the maximum allowed by federal tax codes. 401(A) Matching

Plan401A Matching Plan: January 1st or July 1st following 6 months of service.

Educational Assistance

After 90 days of employment; available to employees scheduled to work 40 hours or more per pay period. Approval required before course begins.

Meritas Health will reimburse your tuition, fees and books for related classes up to $1,500 per fiscal year (July 1 – June 30) based on your scheduled hours.

Meritas Health pays the cost up to the maximum reimbursable amount.

Scheduled Hours

Maximum Reimbursement

65-8049-6440-48

$1,500$1,200$900

Holidays At time of employment for employees scheduled to work more than 64 hours per pay period.

Six national holidays are recognized: New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving and Christmas.

Meritas Health pays 100% of the cost.

Paid Time Off (PTO)

Time starts to accrue upon hire date for those employees scheduled to work 16 hours or more per pay period. PTO time can be used after completing 90 days of service.

Eligible employees accrue PTO hours based on actual hours paid each pay period. See employee handbook for complete accrual schedule.

Meritas Health pays 100% of the cost.

Paid Time Off (PTO) Sharing

PTO hours can be donated to fellow employees who are on an approved leave of absence. See employee handbook for details.

You pay 100% of the cost.

Paid Time Off (PTO) Sell Back Option

Annual option to sell back hours accrued. Hours paid on a 1-for-1 basis. See employee handbook for details.

Meritas pays 100% of the cost.

Credit Union At the time of employment. Payroll deduction and automatic deposit through Community America Credit Union. Branch office and ATM located in NKCH. Member incentives available to employees.

You pay 100% of the cost.

Page 4: at a Glance...at a Glance Setting New Standards for Medical Excellence and Compassionate Care Benefit When You Are Eligible What You Receive Cost Health Care Coverage* First day of

MF3271_0919_250

For additional information, contact Human Resources at 816.691.1343.

Benefit When You Are Eligible What You Receive Cost

Child Care Center At the time of employment based on space availability.

Contact the Center at 816.691.2058 for detailed information regarding availability and hours of operation.

You pay for the services through payroll deduction.

Employee Discounts

At the time of employment. Purchase discounted tickets in NKCH Human Resources. Gift Shop offers employee discounts.

You pay 100% of the cost.

Employee Fitness Center

At the time of employment. Workout facility, swimming pools, personal programming and a variety of fitness classes. Contact Fitness Center for complete information at 816.691.5467.

You pay 100% of the cost. Eligible members include spouse and dependents over the age of 16.

Employee Wellness Program

At the time of employment. Free assessments and lab screenings and access to online wellness portal with challenges.

Meritas Health pays 100% of the cost.

Riverbend Grille (NKCH Cafeteria)

At the time of employment. Employees receive a 20% discount on meals when payroll deduction payment option is used.

2019 Benefit Plans Premiums

Bi-Weekly Traditional PlanHigh Deductible

Plan

Dental

VisionBasic Limited

Employee Only $44.25 $27.14 $7.17 $5.05 $3.83

Employee + Child(ren) $96.30 $62.76 $18.17 $14.97 $7.41

Employee + Spouse $109.32 $81.42 $19.79 $15.66 $7.68

Family (three or more members) $164.52 $108.93 $34.18 $24.28 $11.39

Benefit

2700 Clay Edwards Dr., Ste. 240 North Kansas City, MO 64116