At Neat Capital,Competitive Rates AreJust the Beginning

You, and your clients, deserve a better lending experience. Powered by proprietary technology, our lending process maximizes efficiency and minimizes frustration.

We’re growing like crazy, and are looking to add topLoan Originators to our team. Join us at an innovative company changing the way borrowers get mortgages,and enjoy working for the fastest lender in the country.

Loan Originator Career Guide Page 1: Introduction Schedule a demo at www.neatcapital.com/lo-careers

Grow with Us

Backed by cutting-edge technology, you’ll have more time to do what you do best, help clients. And your clients will be thrilled when they find out home lending doesn’t have to be frustrating. Delight your clients by giving them a lending experience they never thought possible. Fast and efficient technology streamlines the end-to-end process. Your happy clients will lead to more referrals and repeat business.

Save time with our fast and efficient lending experience backed by cutting-edge technology.

Speed Products Earnings Ownership

Offer clients competitive rates with access to almost 400 loan products, including non-QM, FHA, and I/O.

Receive competitive compensation plus generous benefits with immediately vested 4% matched 401k.

Get stock options to own equity in the company and share in our success and continued growth.

Loan Originator Career Guide Page 2: Top Benefits Schedule a demo at www.neatcapital.com/lo-careers

Learn More at www.neatcapital.com/lo-careers

Our in-house tech team continues to build the latest innovations in lending. Optimizing efficiency throughout the entire process, from prospecting to closing. We're improving the lending experience for everyone involved.

TechnologyIs in Our DNA

Featured Tech

Borrower DashboardBorrowers can check loan status, upload documents,and re-evaluate their loan scenarios.

A transformational one-session application that prices, underwrites, and documents a loan in real-time.

Platinum Pre-Approval

Instant Pre-Approval

Calculators

Admin Dashboard

Open House Kiosk Self-service apps help borrowers understand affordability, get instant quotes, and check refinancing options.

Borrowers can be pre-approved in 3 minutes and instantly download their pre-approval letter.

Manage all your files, see status, quote, re-price and see detailed underwriting requirements all in one place.

Bring modern technology to your real estate agent partners. Our on-site device & app captures leads and delivers real-time quotes.

Loan Originator Career Guide Page 3: Our Technology Schedule a demo at www.neatcapital.com/lo-careers

Give your clients a one-session application experience unmatched in the industry.

PlatinumPre-Approval

Our 20-minute technology-driven application is so comprehensive that your clients will know if their loan is approved within 48 hours, instead of within weeks like traditional lenders. The application collects all required data, identifies the required documentation, prices, and underwrites the file automatically.

Do your clients want to know if they meet the income and asset requirements to qualify? Or how to apply their specific asset mixto meet complicto meet complicated reserve requirements? Would they like to fix inaccuracies on their credit report with one click? Wouldn't they want to know these things upfront and in real time as they fill out the application? Gain access to all this and more with our unparalleled proprietary technology.

YYour clients can win bids and compete with cash offers through our “cash-like” offer program. For qualified applicants, they can make an offer without a financing contingency. We’re so certain about our process that we’ll refund your client’s earnest moneyup to $10,000 if a transaction falls through due to financing.

Loan Originator Career Guide Page 4: Platinum Pre-Approval Schedule a demo at www.neatcapital.com/lo-careers

Learn More at www.neatcapital.com/platinum-pre-approval

Give your clients freedom and control with our easy Instant Pre-Approval application.

InstantPre-Approval

In only three minutes, borrowers can be pre-approved and instantly download a pre-approval letter. It even uses a soft credit pull that won’t impact their credit score.

You can provide a valuable service to your clients who want to be the first to make an offer or need to make many offers in competitive markets. And you can keep your sanity when borrowers need a pre-approval in the middle of the night.

When your clients aWhen your clients are ready to move to the next steps, they can transfer all data to the full loan application, saving the hassle of entering their information all over again.

Loan Originator Career Guide Page 5: Instant Pre-Approval

Learn More at www.neatcapital.com/instant-pre-approval

Schedule a demo at www.neatcapital.com/lo-careers

CalculatorsAt the early stages of any loan, borrowers have a lot of questions. How much can I afford? What rate can I get? Does it make sense to refinance? Help your clients understand the answers to these questions, all their options, and more, with our full suite of online tools.

Affordability is complicated and depends on a borrower’s assets,

income, expenses, market conditions and their own risk tolerance. Borrowers can input their financial profile to understand tradeoffs and determine

their ideal price range.

Affordability Calculator

Helping a borrower understand current interest rates and loan options is a key early step in winning a deal. Your clients can add their details to see all available loan options and see basic qualification requirements.

Rate Quote Tool

When rates drop it makes financial sense for borrowers to evaluate a refinance. Borrowers can price refinance options in real time to see a break-even analysis, payback periods, and how much

they could save.

Refinance Calculator

Loan Originator Career Guide Page 6: Calculators

www.neatcapital.com/affordability-calculatorwww.neatcapital.com/quote www.neatcapital.com/should-you-refinance

Schedule a demo at www.neatcapital.com/lo-careers

AdminDashboard

Stay organized and streamline your workflow.

Staying organized will help you save valuable time and ensure your clients are getting the best possible service. A custom dashboard keeps you informed on all your active loans, so you never miss a beat. Easily access all borrower provided information, scenario specific pricing, and all the details of the loan like required reserves, qualified income, and detailed underwriting conditions. See what documents hahave been provided and what the borrower has uploaded.

Do you dislike running pricing in one system, checking eligibility in another system, and having to go back and start again with a new scenario? Streamline your workflow by combining pricing and eligibility into a single system, and run it with a single click.

Loan Originator Career Guide Page 7: Admin Dashboard Schedule a demo at www.neatcapital.com/lo-careers

BorrowerDashboard

Expand your career potential by leveraging the best technology.

Once a borrower submits their loan application, our team gets to work right away to meet our CTC timelines. The Borrower Dashboard keeps your clients updated on status, allows them to fulfill document requests, e-sign letters, and even reprice and reevaluate their loan options.

AutomAutomated email and text notifications remind them to stay engaged and alerts them of any changes. The Borrower Dashboard reduces your biggest time wasters: updating statuses and chasing down documents. This lets you handle more clients at once and spend more time courting new clients and new referral partners.

Loan Originator Career Guide Page 8: Borrower Dashboard Schedule a demo at www.neatcapital.com/lo-careers

Grow your business by maximizing your partnerships with top lead sources. Your real estate agent partners will love bringing a modern touch to their open houses. Plus, you’ll both benefit by sharing the lead information.

Enjoy automEnjoy automated lead capture that delivers real-time quotes to prospective buyers – they can see loan options via text message while they tour the home! After the open house, you’ll maintain engagement and convert prospects with automated follow up messages.

Introduce tech to clients at open houses with our sign-in kiosks.

Open House Kiosk

Loan Originator Career Guide Page 9: Open House Kiosk Schedule a demo at www.neatcapital.com/lo-careers

A Universe of Mortgage Productsat Your Fingertips

We're experts in special situations like jumbo, self-employed, bank statement, asset depletion, and complicated REO.Our application allows clients to see the pros and cons of different options and understand the impact of each loan type.

Gain access to almost 400 loan products with competitive rates to meet your clients’ specific circumstances, including non-QM, FHA and I/O. Offer your clients high LTV loans up to $3,000,000 with 10% down, and up to $2,000,000 with 5% down.

Loan Originator Career Guide Page 10: Loan Products Schedule a demo at www.neatcapital.com/lo-careers

Enjoy a competitive base commission plus a tiered bonus structure where you can earn up to 90 bps. Receive competitive compensation plus generous benefits with immediately vested 4% matched 401k.

Since we’re all in this together, we’ll all share in its success. We offer equity compensation to all employees so you can be an owner of our growing tech company.

We’re SeekingTop Talent,& OfferingTop Pay for It

Loan Originator Career Guide Page 11: Compensation Schedule a demo at www.neatcapital.com/lo-careers

Your SuccessIs Our SuccessWe’ve created a team environment that works together to close our clients’ loans. The entire company is on Slack, which encourages open and transparent, real-time communication, with a dedicated channel for every loan to keep everyone on the same page.

With an With an LO toolkit, we provide the marketing you need to stand out and engage clients. Get on-boarded quickly and start capturing clients with flyers, business cards, social media, profile pages on the website, email signatures and updates to your network.

The best part is the team is backing you. You’ll have top-notch LOAs and processors to support getting your loans to the finish line, so you can your loans to the finish line, so you can focus on advisingyour existing clients and prospecting for new ones. Our tech team responds to bug reports immediately, listens to feature improvement ideas, and is constantly improving our range of products.

Loan Originator Career Guide Page 12: LO Support Schedule a demo at www.neatcapital.com/lo-careers

Training and support are available to help you with your loans from application

to funding.

Raise awareness within your network with custom marketing materials and

email blasts.

Start your higher earning potential with increased commissions during your transition period.

When you join our team, we have your back every step of the way. We'll transfer your license and ensure that you're setup with what you need to be successful.

Hit the Ground Running

Loan Originator Career Guide Page 13: Transition Schedule a demo at www.neatcapital.com/lo-careers

Take Your Careerto the Next Level

Loan Originator Career Guide Page 14: Take The Next Step

Impress your clients and referral partners with a seamless lending experience powered by the best tech in the industry. Skyrocket your earning potential with a generous compensation package. Hit the ground running with a comprehensive transition plan.

Why wait? Speak with us today to schedule a demo Why wait? Speak with us today to schedule a demo of our technology. See for yourself how joining us at Neat Capital can transform the lending experience for you, your clients, and your referral partners.

Schedule a demo with us at:www.neatcapital.com/lo-careers

Or, reach out to us at:careers@necareers@neatcapital.com

Schedule a demo at www.neatcapital.com/lo-careers