PCI, EMV, ADA – what sounds like alphabet soup to many, translates into rising costs and operational challenges for financial institutions across the country. The costs and risks associated with maintaining your own ATM network continue to rise.

ATM outsourcing from Cardtronics enables you to outsource the operations and management of your ATM network to a single vendor, yet retain control and visibility into the cost, status and reliability of the network – without the headaches.

We partner with you to relieve the burden of ATM network operations so you can focus on what matters most – engaging your customers and members.

Why Outsource Your ATMs?Financial institutions are moving away from managing branches and ATMs and adopting strategic distribution models across all of the institution’s channels – including physical, digital and interactive.

Focus on ATM strategy and less on ATM managementUtilize technology and ATM sta� more e�cientlyDecrease expenses while increasing operational e�cienciesRemove the burden of managing multiple vendorsFocus more on the customer and their experience and less on operationsSell more product and provide greater value for customers and shareholders

Simplify Operations with Cardtronics ATM Outsourcing

Our ATM outsourcing solutions are customized to meet the specific and di�ering needs of each financial institution.

Cardtronics will operate and manage your existing ATM fleet to reduce costs while maintaining or enhancing your ATM availability.

Tap into Cardtronics’ expertise for individual, customized ATM services – from cash management to maintenance, from equipment purchasing to processing.

Brand our existing retail-based ATMs for easy, cost-e�ective expansion into your most important markets.

Options Available

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Financial: move from CAPEX to OPEX; budget more e�ectively; pay only for services used

Operational: transfer technology, compliance, and regulatory burdens to Cardtronics; utilize streamlined processes

Secure: use a dedicated InfoSec security team; ensure timely compliance with regulations/mandates

Strategic: focus resources on strategy, not implementation; go head-to-head with competitors; generate new revenue

Benefits

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ATM Outsourcing

A trusted name in the financial services industry and with approximately 200,000 machines across three continents, Cardtronics is the #1 owner/operator of non-financial institution ATMs in the world.

Regardless of the ATM outsourcing solution your institution requires, you’ll benefit from the economies of scale we’ve built, our considerable technical expertise, and the practical experience gained from maintaining a 24x7 wide-reaching ATM network.

Cardtronics ATM outsourcing is for financial institutions that place high value on providing innovative, growth-oriented, low-cost ATM services to account holders but need to focus their own resources on core, higher-margin business.

As more consumers elect to use an ATM instead of a branch, the ATM has become the face of a financial institution’s business. For some cardholders, and particularly non-cardholders who visit a financial institution’s ATMs for cash, it’s the only interaction they have. With that in mind, it’s imperative this channel is current, convenient and relevant to consumers’ needs — and available whenever it’s required.

Industry-Leading Technical Expertise

Relinquish control while staying in control. Over 600 reports are available to you online – automatically generated or ad-hoc – to ensure visibility into your ATM footprint.

Terminal Uptime (Detail & Summary)Network Transaction SummaryTerminal ProfitabilityTerminal Transaction DetailTerminal OverviewTerminal Statements

Management Portal

About Cardtronics (NASDAQ: CATM)Making ATM cash access convenient where people shop, work and live, Cardtronics is at the convergence of retailers, financial institutions, prepaid card programs and the customers they share. Cardtronics provides services to approximately 200,000 ATMs in North America and Europe. Whether Cardtronics is driving foot tra�c for North America and Europe's top retailers, enhancing ATM brand presence for card issuers or expanding cardholders' surcharge-free cash access, Cardtronics is convenient access to cash, when and where consumers need it. Cardtronics is where cash meets commerce.

Contact Us

Options Available

cardtronics.com

outsource@cardtronics.com

832.308.4000

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ATM Outsourcing