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August 2014 Sun Mon Tue Wed Thu Fri Sat
1 Food
Drive @
Ford Field
2
3 4 5 6 7 8 Food
Drive @
Ford Field
9
10 11 12 Free 2 hr
Legal Con-
Ed Class
13 14 15 16
17 18 19 20 21 BOD
Meeting
22 23
24 25 26 27 28 29 30
31
Thank you to Frank
Lucarelli with First
American Title Insurance
for sponsoring our New
Member Orientation on
June 5th
and Ali Shami with
PNC Financial for spon-
soring our General Mem-
bership Meeting on June
10th.
BOARD OF DIRECTORS Directors
Luis Rodriguez—President Barb Keleman
Al Makled—President Elect Robert P. Marx
Justin Roy—Treasurer Frederick Tavo-
lette
Carrie Gandolfo—Past President Sam Baydoun
Benjamin Welch
REALCOMP
GOVERNOR
USER
COMMITTEE
DABOR
STAFF
Dean
Eveslage
Madge
Marks
Laura
Green—CEO
Ted
Easterly
Andrea
Fitzgerald
Victoria
Strojny—
Admin. Asst.
Sandra
Kolar-Alt
Contact your local American Home Shield
Representative
Mark Light
Senior Account Executive
800.800.8880 ext. 6116
Click the button to view
Home Protection Plan
Benefits for Real Estate
Professionals brought to
you by American Home
Shield.
HouseMaster is the most experience home inspection company in North America with 35 years of suc-
cessful industry history and over 2 million completed inspections. We understand the need for profes-
sionalism, accuracy and speed. HouseMaster addresses these important requirements with;
Inspectors certified with the National Institute of Building Inspectors or the American Society of
Home Inspectors,
Error & Ommisions and General Liability Insurances,
Our Referral Liability Protection program reducing the real estate professional’s legal exposure for
claims solely based on referring HouseMaster,
Our comprehensive inspection report with photographs of defective elements is delivered to our
clients the same day of the inspection,
HouseMaster's written repair guarantee is included with each full home inspection,
Free one year client subscription to the Home Owners Network.
Convenient appointment times Monday through Saturday.
Multiple ancillary inspection services (Radon, WDI, Water, Well, Septic, Mold) available.
Provide your clients and yourself piece of mind and recommend HouseMaster the "Home Inspection Pro-
fessionals". Call our staffed office at (888) 848-0202 or email us at [email protected] for a
request for quote or to book an inspection.
FREE 2 hours of 2014 Legal Update
A minimum of two hours of Legal Update are required each year during your li-
censing cycle. Have you taken yours yet?
Take advantage of this great opportunity. 2 hours of FREE 2014 Legal Update
courtesy of Quicken Loans.
August 12, 2014
1-3 pm
Dearborn Chamber of Commerce 22100 Michigan Ave. Dearborn, MI 48124
Reserve your seat at [email protected] or313 278 2220.
Seating is limited.
On August 1, MVP Participants will receive this: YOUR OFFER DATES: August 1-15, 2014 YOUR MVP ACTION: Register for a FREE REALTOR® Safety Webinar YOUR REWARD: “Safety in Your Home” eProduct Bundle-Download REWARD VALUE: $14.85
DABOR Volunteers collecting donations for the Food Drive at the Dearborn Farmers and Artisans Market. Leila Fawaz, Holly Abdullah, Laura Green
It was a productive day at Habitat for Humanity with the help of DABOR REALTOR volunteers. DABOR members Luis Rodriguez, Robert Marx, Shadia Kassim, Corie Long, Shelly Salemassi and Laura Green
DABOR Bulletin Board
Continuing Education Requirements
State Licensing Requirements
During the 3 year licensing cycle each agent must complete a minimum of 2 hours
approved legal coursework each year. In addition, each agent must also complete 12 hours
of approved coursework of their choice. The additional 12 hours of coursework may be
completed anytime during the 3 year cycle.
**New licensees
In the first and second year of the license cycle, licenses issued on or after November 1 of the
current year do not require con ed for the current year. In the third year of the license cycle
licenses issued on or after July 1st no con ed is required.
DABOR Presents along with NCI and Associates 6 hours of continuing education
including 2 hours of yearly mandatory legal update. The following dates are
scheduled for 2014. Check-in for all classes is 8:30am. Class time is 9:00am-
3:30pm. Lunch is included. All students must register and pay prior to class.
No walk-ins.
September 17
October 8
November 12
December 16
Legal Hotline REALTOR® Emeritus
Candidate Forms Due
October 2 is the deadline to complete certification forms for REALTOR® Emeritus status, which recognizes REALTOR® and REALTOR®-Associate members with 40 years of continuous membership. Applications must be submitted no later than October 2 to be considered for approval by the Board of Directors in November 2014 at the REALTOR® Conference & Expo. Information, forms, and eligibility requirements are online. For more info contact Laura at 313 278 2220.
ALL ACTIVE LISTINGS IN THE MLS MUST BE AVAILABLE FOR SHOWINGS-"NO SHOW"
LISTINGS NO LONGER ALLOWED IN THE MLS AS ACTIVE
As of Monday, August 4, 2014, ALL Active listings in the MLS must be available to be shown. "No Show" listings will no longer be allowed to be Active in the Realcomp MLS. Previously, Realcomp's MLS policies allowed for no showings on active listings for up to 14 days after the list date. However, based on a tre-mendous amount of feedback from MLS Subscribers, Realcomp's Board of Governors passed the follow-ing MOTION during their June meeting:
"To require that any Active listing in the MLS be available for showing".
This policy modification should eliminate confusion and frustration for MLS subscribers and consumers alike when attempting to schedule showings on Active listings.
QUESTION: I am selling a property on land contract payable over a five-year period. When is the transfer tax due in such a transaction?
ANSWER: According to section 207.526(o) of the Michigan Compiled Laws, the transfer tax is not due until legal title is passed from the grantor to the grantee after all consideration is paid. On the other hand, the property is subject to the “pop up tax” at the time the land contract begins.
REALTORS® Conference & Expo special event tickets go on sale Thursday, July 31 at 12:00pm Central Time. Check out the list of ticketed events, pre-conference courses and tours/attractions to plan your New Orleans schedule now. Then, log in to the registration system on July 31 with your registration ID number, and click the "View/Modify" button next to your name to add tickets to your regis-tration record. And, don't forget to redeem Friends & Family registrants' Fun Bucks for tours/attractions when logging into your registration record.
We look forward to seeing you in New Orleans! In the meantime, please feel free to contact us
at [email protected] with any questions.
FEMA Releases Refund Guidance
By Russell W. Riggs
July 3, 2014
On June 26, FEMA released guidance related to providing refunds to property owners that overpaid for flood insurance. Pursuant to Section 3 of the Homeowners Flood Insurance Affordability Act (HFIAA), refund amounts will be determined using rates made available in Bulletin W-14026 issued on May 29, 2014. Section 3 of HFIAA requires FEMA to restore Pre-Flood Insurance Rate Map (FIRM) subsidized rates and issue refunds of excess premiums collected above the subsidized rate for:
Pre-FIRM properties not insured when the Biggert-Waters Flood Insurance Act of 2012(Biggert-Waters) was enacted;
Pre-FIRM properties purchased after Biggert-Waters was enacted; and
Policies for Pre-FIRM properties that were rated full-risk under Biggert-Waters due to a lapse in coverage, but only for policies where the lapse was due to a property owner no longer being required to purchase flood insurance.
The issuance of refunds will begin on Oct. 1, 2014, and must be completed by Dec. 31, 2014.
3 Easy Payments
DABOR is making it easy to plan ahead for your
2015 Membership Dues.
Dues are payable in full on January 1st each year. Enroll in the 3 payment plan for your 2015 dues and
break it down into 3 easy payments. Each payment is $168.00 due on the 15th of August, October and December
2014. Enroll in the plan by returning the following form to [email protected] no later than August 12, 2014. Only
credit/debit payments are available on this program.
3 payment enrollment form
Dearborn Area Board of REALTORS
“Real estate cannot be lost or stolen,
nor can it be carried away. Purchased
with common sense, paid for in full,
and managed with reasonable care, it
is about the safest investment in the
world.”
-Franklin D. Roosevelt
August 1 & 8 at the Dearborn Farmers & Artisans Market.
We will have a tent at the Farmers Market to collect non perishable food items for the
Firstworks freestore, a food pantry in Dearborn Heights. Please contribute non-perishable
items such as canned foods, dry goods, diapers, toiletries, etc.
Remember the dates!!!
New Member Orientation on
Sept. 4th and our General
Membership Meeting on Sept.
10th.
Our board store offers many items to help you with your
business needs. Stop by and see what is new today.
Michigan Realtors® Centennial Hashtag Contest
In March 2015, Michigan Realtors® will celebrate 100 years in the real estate industry. We need a
hashtag to help us document the Centennial Celebration and many highlights throughout our
great history. Now through August 31st, Michigan Realtors® members have the chance to enter
their hashtag idea. The top 5 entries will be featured in an online voting poll with the winner an-
nounced during the Convention & Expo this October in Grand Rapids.
Click here to enter your hashtag
Adam's Cleaning Services, Inc.(313) 561-3303-
Adam Seccombe
American Home Shield (800) 800-8880-John M.
Light
America's Preferred Home Warranty(800) 648-
5006-Jeff Becker
Assenmacher and Associates P.C. (313) 277-
5800-Jerome E. Assenmacher
Cutco Closing Gifts-(248) 703-9938-Adam Swin-
tek
Dearborn Federal Savings Bank(313) 565-3100–
William White
EHomeScore.com (248) 912-5512 - Frank Mas-
troianni
First American Title Insurance(734) 692-
9914Frank Lucarelli
Flagstar Bank-(313) 271-1260-Rafi Sabbagh
Home Inspection by Pros - (734) 483-3400 Rob-
ert Armstrong
Housemaster Inspection Services - (888) 848-
0202 Tom Rusco
Morse Moving & Storage, Inc.(734) 484-1717-
John Green
Parks Title (313) 505-6606 Mark Jefferson
PNC Financial Services(734) 281-5219-Ali
Shami
PrimeLending A Plains Capital Company (313)
274-6500-Chuck Hage
Reckingers Heating and Cooling(313) 562-3456-
Steve Krstevski
Sam’s Club- (734) 285-4754 - Lorene Rome,
Gabriel Martinez
Title One Inc.(734) 427-8006-Bernie Youngblood
Title One Inc.(313) 561-6631-Debbie Kudla
Vis-Home (734) 945-0396 -Boris Kochubievsky
Wells Fargo Home Mortgage(515) 213-4291- Jim
Linnane
September 2014
SUN MON TUE WED THU FRI SAT
1 Happy
Labor Day
2 3 4 New
Member
Orientation
5 6
7 8 Real
Estate
Class
Starts
9 10 Annual
Membership
Meeting
11 12 13
14 15 16 17 Con-Ed
Class
18 Board of
Director’s
Meeting
19 20
21 22 23 24 25 26 27
28 29 30
