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7/31/2019 Autism NOW Webinar August 21, 2012
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Presented By: Amy Goodman
Tuesday August 21st, 2012@ 2pm
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What is Community Living? Self-Determination
Conducting A Housing Search: 5 Step Process
Common Terminology
Public Housing Section 8: Tenant Based Voucher
Mainstream Vouchers
Certain Development Designated Housing
Vouchers Applying for Section 8: Tenant Based Voucher
Section 8: Project Based Voucher
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Supportive Apartments Low-Income Housing Tax Credit Apartments
(LIHTC)
USDA Rural Development Program
Homeownership Homebuyer Assistance Programs
Section 8: Homeownership
Habitat for Humanity
Rural Opportunity Mortgage Neighborhood Assistance Corporation of America
(NACA)
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Individual Development Accounts (IDAs) Group Living Options Alternative Family Living Boarding Homes Group Homes Intermediate Care Facilities (ICFs) Family Care Homes Adult Care Homes Assisted Living Residences Nursing Homes
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Residents Rights Fair Housing Act
Land Lords Can/Cannot
Examples of Housing Discrimination Reasonable Accommodations
Reasonable Modifications
Resources
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Community Living Includes many things.a) School Activitiesb) Community Activitiesc) Social Skills
d) Travele) Safetyf) Housing: Living Independently
This webinar will focus on Housing/LivingIndependently
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Self-determination is the right of individualswith disabilities to make choices about theirown lives, to have the same rights, andresponsibilities as everyone else, and to
advocate for themselves.
In terms of housing, self-determination refersto individuals with disabilities having controlover their housing choices.
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Think about your housing wants and needs Figure out how much you can afford
Conduct search
Secure an apartment or house Be a responsible tenant
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Start by answering some simple questions If you need help with your housing search,
ask for it. Locating a housing mentor is agood place to start.
Housing Mentor: A housing mentor is aperson that you choose to help you find andkeep a home of your own. It could be a family
member, friend or staff person.
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One should do a monthly housing budgetbefore you actually start looking for a houseor apartment
30% of your gross(pre-tax) income
Monthly income X .30 should give you an ideaof how much rent you can afford to pay
Moving costs: rent, electric/gas bill,
application fees, security deposits, utilitydeposits, pet deposits, etc
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Market Rate vs. Subsidized Housing Shared Housing
More affordable
Roommate
Classified Ads
On-line roommate matching services
Local chapter of The Arc
Case manager
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Market Rate Housing News paper ads
Internet
Subsidized Housing: Housing Choice Voucher
Program-Public Housing Public Housing Authorities (PHAs)
Section 8 Based Vouchers:
provide choice and flexibility
can select any apartment that meets the program criteria
Tenant based: free to choose any unit in any apartment
Project based: specific apartment complex
Homeownership Assistance
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Application Process Income verification Credit check Rental history check
Criminal background check Sign the Lease
1 year Read conditions before signing May have to purchase Renters Insurance, most just
recommend it. It covers a tenants belongings dueto theft or damage caused by natural disasters orother people. Average Cost$60 to $75 per year.
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Pay Rent on time Take care of your apartment or house
Follow the rules outlined in your lease ifrenting
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Area Median Income (AMI): Low Income, Very Low Income, Extremely Low
Income
Adjusted Household Income:
Total Tenant Payment (TTP): Utility Allowance:
Fair Market Rents (FMRs):
Public Housing Authority (PHA):
Payment Standard: Housing Assistance Payments (HAP):
Household/Disabled Household:
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Selection Preferences
Reasonable Accommodation
Predatory Lending:
Foreclosure:
*all definitions can be found:www.arcnc.org/file/HousingCloserLook.pdf
*Look in the Glossary at the end of thedocument
http://www.arcnc.org/file/HousingCloserLook.pdfhttp://www.arcnc.org/file/HousingCloserLook.pdf7/31/2019 Autism NOW Webinar August 21, 2012
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A federal subsidized housing program forlow-income families and individuals
Eligibility Requirements: Elderly
Disability
Family
U.S. Citizen
Common Preferences may occur, meaning you may
be able to get housing faster if you have adisability.
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A housing subsidy is paid to the propertyowner directly by the PHA on behalf of thetenant
Housing voucher is portable
No time limit on how long one can receivesection 8 assistance, as long as the individualremains eligible for the program
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Specifically for individuals with disabilities Responsibility of tenant to find a unit that
meets his/her needs
Same costs and guidelines apply as othervouchers
Similar contract with property owner
Same subsidy payments on behalf of tenants
Are portable and may be used anywhere
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Are additional types of Section 8 vouchers thatcan that assist individuals with disabilities toaccess housing
Contact a PHA or visit the HUD website
www.hud.gov for more information. PHAs need to apply for specific funding for these
specialty vouchers for individuals with disabilities
They do not have to participate, many PHAs havechosen not to participate in the Mainstream
Voucher Program and the other specialty voucherprograms. If not participating, encourage thePHAs to apply.
http://www.hud.gov/http://www.hud.gov/http://www.hud.gov/7/31/2019 Autism NOW Webinar August 21, 2012
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Initial Application Waiting List
Screening and Verification
Voucher Issued Housing Search
Renting A Housing Unit
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Rental Assistance is tied to a specific unit orbuilding
Live in designated housing
Rental subsidy stays with the unit
Available to the next eligible person whomoves into the residence
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Independent units targeted for individualswith disabilities
Supportive Services: Transportation
Budgeting
Shopping
Apartments not required to be licensed
Do not have full time staff
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Federal government funds the construction ofnew or renovated rental housing for low-income households
Housing must be affordable
Occupied by households with incomes equalto or less than 60% of the AMI
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Must accept qualified applicants who have asection 8 Voucher
10% of units have to be targeted forindividuals with disabilities
Need a disability source of income (SSI, SSDI)
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The U.S. Department of Agriculture RuralDevelopment Section 515 MultifamilyHousing Program: Affordable housing for very low and low-income
tenants in rural areas Interest subsidies
Rental assistance subsidies
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Housing Counselor: work one-on-one with apotential homebuyer to provide guidancethroughout the home buying process. Knowledgeable about affordable mortgage
products, down payment assistance, and otherprograms
Can link buyers with lenders, realtors, and others
Can help with budgeting, establishing savings
programs, evaluating a persons readiness forbuying a home, and addressing barriers tohomeownership such as poor credit history
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To find a housing counselor: Call 800-569-4287
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_home
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_homehttp://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_homehttp://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_homehttp://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_home7/31/2019 Autism NOW Webinar August 21, 2012
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Minimum income requirements Need to have a certain amount of savings
($1,000.00)
Require 12 months of clean credit history
Talk to your local HFA counselor to see if youqualify, you could be eligible for: A below market interest rate mortgage
Down payment assistance up to $7,000 or a secondmortgage up to $20,000
A mortgage credit certificate
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Tenant based vouchers can be used topurchase a home
Must be a current participant in the section 8tenant-based voucher program
Must have been a renter for several years anddemonstrated ability to pay rent regularly
Family must attend and satisfactorily
complete a housing counseling program
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Same voucher payment schedule as thetenant-based rental vouchers
This program has a term limit of 10-15yrs
No time limit for receiving assistance for anelderly household or for a household headedby a person with a disability
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Private non-profit organization, goal is toprovide homeownership to low-incomefamilies and individuals.
Individuals are eligible to purchase a home
by: Assisting (with families and friends) in building own
home and the homes of other Habitat families aspart of their sweat equity agreement
Depends on your need for housing Depends on you ability to pay
Depends on your willing to partner with Habitat
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Interview Income and credit screening
Criminal background check
Employment and Rental history check Application process can take between 3-6
months
Sweat Equity requirement takes between 3-9
months Entire Process: takes approximately 1year to
complete: Orientation to House Closing
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This program targets individuals with low-incomes living in rural areas
These loans target borrowers with low-incomes: Sometimes 50% of AMI
Offer repayment terms longer than 30 years
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A national non-profit, community advocacy andhomeownership organization. Primary goal: to build strong healthy neighborhoods in
urban and rural areas nationwide through affordablehomeownership
Affordable mortgage program for low and moderateincome individuals
Property renovation assistance Counseling and assistance for individuals facing
foreclosure
For more information: Call 888-302-NACA
www.naca.com
http://www.naca.com/http://www.naca.com/7/31/2019 Autism NOW Webinar August 21, 2012
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Matched savings accounts to help low-income individuals and families build assets. Similar to 401K plans
Can be used for:
Buying a house Paying for post secondary education
Start a small business
Required to enroll in a budget/credit counseling
program Funded by public and private source
Operated by community-based organizations
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Alternate Family Living Boarding Homes
Group Homes
Intermediate Care Facilities
Family Care Homes
Assisted Living Residences
Nursing Homes
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Type of supportive housing in which anindividual with a developmental disabilityresides with a family other than their own inorder to receive habilitative care.
Operated by provider agency
Licensed by the state, if more than one adultis living in the same home
Provider does not receive special assistance Paid from residents SSI plus Medicaid or
state funded service dollars
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Group living situations for people who needmore than periodic support, but do not need24-hour supervision. Four or five people share a home
Owned by an agency Agency staff provides routine visits and on-call
support
Residents pay a flat fee for room and board
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A group living option for adults withdevelopmental disabilities. Five or six residents in each home
24 hour personal care
Habilitation and other supportive services Owned/operated by private agencies
Room and board paid for by residents SSI andSpecial Assistance
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Intensive ,regulated, residential servicefunded by Medicaid to serve individuals withintensive behavioral and medical needs whoneeds more than a group home offers, but
less than a skilled care nursing home level ofcare. Six beds
Personal care
Habilitation Specialized therapies
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Active treatment Overnight supervision
Licensed by state
Owned and operated by private agencies
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Small assisted living facilities Two to six residents
Designed to provide residential care for theelderly
24 hour personal care
Room and board paid by SSI and specialassistance
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Facilities with seven or more beds designedprimarily to provide residential care for theelderly, whose principal need is a home withthe shelter or personal care their age
requires. 24 hour personal care services
Bathing
Dressing
Grooming Medication administration
room and board paid by SSI and special assistance
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Any group housing and services program fortwo or more unrelated adults One meal per day
House keeping services
Personal care services
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Health services facilities that provide nursingor convalescent care for three or morepersons. Chronic or convalescent patients
Medical and nursing care Not sick enough to require general hospital care or
special facilities
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Be treated with dignity Privacy
Humane care
Freedom from mental and physical abuse
Freedom from neglect and exploitation
Consult with an attorney or advocate
vote
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Receive treatment Send and receive unopened mail
Worship
Go outdoors
Use the telephone
Keep and spend a reasonable amount ofmoney
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Prohibits discrimination in the sale, rental,and financing of housing based on race,color, national origin, religion, sex, familialstatus, or disability
Prohibit discrimination against persons withdisabilities
Require housing providers to makereasonable accommodations for individualswith disabilities
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Require housing providers to allowindividuals with disabilities to makereasonable modifications to a house or rentalunit
Require that new multi-family housing bedesigned and constructed to be accessible toall individuals with disabilities
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Verify that you are qualified for thedesignated unit
Verify your income
Conduct a criminal background check
Check your references
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Saying a house/apartment has already beenrented/sold when it is still available
Offering different conditions to a individualwith a disability
Refusing to allow a individual with a disabilityto add a ramp, widen doorways, or add grabbars to make their housing more accessible
Showing an individual with a disability
housing only in certain neighborhoods orassigns an individual to a particular section ofa building
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Are changes to rules, policies, practices, orservices to allow individuals with disabilitiesequal opportunity to use and enjoy a housingunit, including common areas.
Reasonable: the action requested by theindividual with a disability:
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does not cause an undue financial hardship to thehousing provider
Does not cause a basic change in the nature ofhousing programs available
Will not cause harm or damage to others
Is technologically possible
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Changes in the physical arrangement of theinterior of a housing unit, common spaces, orparking spaces. Make tasks easier
Reduce accidents Support independent living
Allow individual with the disability to have fullenjoyment of the premises where they live
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Widening doorways Putting up a ramp/walkway to door
Hand held showers
Grab bars
Handrails
Adjusting location of furniture
Changing the lighting fixtures
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www.arcnc.org/file/HousingCloserLook.pdf www.hud.gov
www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm
www.naca.com
http://www.arcnc.org/file/HousingCloserLook.pdfhttp://www.hud.gov/http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfmhttp://www.naca.com/http://www.naca.com/http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfmhttp://www.hud.gov/http://www.arcnc.org/file/HousingCloserLook.pdf7/31/2019 Autism NOW Webinar August 21, 2012
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Continue the discussion through our FORUMS!
You will receive an email shortly with a link to our discussion board. ThePowerPoint and recording will also be provided in this email. Email Phuong
([email protected] ) if you experience any issues.
Website:
www.autismnow.org
Information & Referral Call Center:
1-855-828-8476
Next Webinar:
Tuesday, August 28, 2012, 2:00-3:00 PM, EDT
Quality of Life Outcomes
mailto:[email protected]:[email protected]://www.autismnow.org/http://www.autismnow.org/http://www.autismnow.org/http://www.autismnow.org/mailto:[email protected]