AW2P Version 2 We Just Click!

7/27/2019 AW2P Version 2 We Just Click!

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The Bank o f Scotl and Corpo rat e 25 Mil li on Ent repr eneu r Chall enge

0~oBANKOF SCOTLAND5 th Floor, New Uberior House11 Earl Grey StreetEDINBURGHEH39BN

Telephone: 0131-659 0907

Fax: 0131-659 0921Email: adri a ngrace @bankofscotland .co .uk

Application Ref: 519800002

September 07

Mr Donald LewisWe J ust Click19 DeanswayEdmontonENFIELDLondonN99TX

Dear Mr Lewis

I would like to take this opportunity to thank you for entering The Bank ofScotland Corporate 25 Million Entrepreneur Challenge.

The levels of response in terms of both the volume and quality of applicationshave been exceptional across the country with the London region a leadingcontributor. The regional judges had the unenviable task of drawing up ashortlist of 5 final ists , and I am sorry to say that whilst your application was givencareful consideration, you have not been successful on this occasion.

Once again, I would like to thank you for taking the time to submit yourapplication for The Entrepreneur Challenge, and would like to wish you everysuccess in realising the aims and ambitions you have for your business in thefuture. ./

% -

A d'r i;l/r\ ~

Managing Director, Corporate

www.bankofscotland .co .ukHead Office :

The Mound . E di nburgh EH , ,yz

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!-made by banks and financial institutions.

Well again, We are here to accommodate everybody, Young Old, Rich Or Poor!

OUR NEWER SYSTEM AW2PC. "WE-ll!ll-CLlCK", VERSION.2 !Again offers something for Everybody, and again we believe,Provides a Second To None, stand alone service for all web users, and of course it doesagain, exactly what it says on the tin.

OFFERSYOU, THE CONSUMER!Another Way To Pay, for your goods and or services online,Without the need, of Registerlng bank details,Without the need of having to type in Encrypted Pin Codes,Without the need of having to pay extra Credit and Store Card Charges, that we allNo Longer have to accept.So Here it is!Welcome to the Ultimate Future of Top-Up Cards, for Web End Users, Welcome to"WE-JUST -CLlCK" AW2PC. VERSION.2 TOP-&-SHOP!

An AW2PC. VERSION.2, "WE - J UST-CLICK" Top-&- Shop -Card,

Is a totally New Breed of Top up Card, Built for the web,This Newer System, Has to date since (02,07,07)Never been achieved anywhere in the world in this way. .This New Breed of Card Offering comes with unique Power Delivery Built into its very genes.Making payments online are now Even Faster,More Secure, and are nowOpening even more avenues for ad vancement, in our growing economies,by expanding this card progra mm es capabilities, and now joining forces in the Retail Sector,using the, EAN\UPC RETAILSHO PPINGENVIRONMENT,{STANDARD BARCODE SYMBOLO GYTYPE}(Usually dedicated for Retail Sales)

Hence the name, "WE-J UST-CLlCK" AW2PC. V.2 TOP-&-SHOP-CARD.

An AW2PC.VERSION 2. Is a Reloadable, Contactless, TOP-UP-CARD, That can be usedfor shopping online Via, CONTACTLESS, SMART CARD, READERTERMINAL, BUILT FORTHE HOME, AND CAN ALSOBEUSED, IN ANY RETAIL-OUTLET-SCAN-PAY-ENVIROMENT,IN THEWORLD!

It is an Integrated Circuit Card (lC CARD) That works by using the latest RFID-TECHNOLOGY.(radio frequency identification technology) an (le) chip is an embedded integrated circuit,

It is a small square thin piece of silicone processed to contain an electronic circuit, to thenprocess and store information. Chips are generally less than 1/2 cm and can consist ofmillions of components. Some chips have microprocessors, whilst others have blankmemory capacity, both these types of chips are used in contact smart cards, whereascontactless smartcards, have a microprocesso r and an antennae, installed within the plasticcard. The chip is connected to a module which has 6/8 contact points, enabling connectionto othe r electronic devices, such as a card reader, or scan reader terminal.These cards can be programmed at manufacture,TO ACCEPTANY BARCODETYPESYMBOLOGY,What does that mean?That means, that this a card with outstanding and fantastic capabilities,Now you no longer have to type in any details made by Keystroke(unless entering an amount within a web site checkout counter pane)

MORE POWER TO THE PEOPLE! Page 2(;


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DESPATCHING : PRODUCT ISNOW THEN DISPATCHEDTOTHE UK,OR OVERSEAS BYSECURECOUECTIONAND DELIVERY SERVICE .

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THAMES CARD : THE CARD PURCHASE PRICE, WILL VARY FROM ONE CUSTOMERTO ANOTHER .IT ALL DEPENDS ON THE LEVELLOF PERSONALISATION, THAT YOUAS THE CLIENTDECIDE,YOU WOULD LIKE ASSOCIATED WITH YOUR OWN PERSONAL CARD PROGRAMME.CARD PURCHASE PRICE PER THOUSAND FROM THAMES CARD, IS 70 (SEVENTYP(OUNDS)DEPENDING ON THE LEVELLOF PERSONALISATION OF THE CARDSADHEREDTOYOUR CARD PROGRAMME,I.E WITH A MORE ELABORATE PRINTING SCHEME INVOLVED,THE PRICE COULD RISETO 12 PENCEPERCARD (12p) CONTACT : BARRY DEVON, 01268775555WWW.THAMESCARD .COM

THE SECOND COMPANY, (AND THE ONE THA T I WOULD CHOOSE) IS CAUED, ID-DATA LTD .THIS COMPANY IS EUROPESLEADING INDEPENDANT PlASTIC CARD BASEDSOLUTIONS NETWORK .AND WOULD BE MY COMPANY OF CHOISE, TO DELIVER OUR OWN CARD BASED PROGRAMME.THIS COMPANY ALSO HAS A PROVEN TRACK RECORDIN PROVIDING END TO ENDPLASTIC CARDBASED SOLUTIONS , TO A WIDE RANGE OF CUSTOMERS ACROSS EUROPE .THIER CLIENTS INCLUDE MAJ OR BANKS, BUILDING-SOCIETIES, HIGH STRE ET RETAILERS, AND EVEN LOCALCOUNCILS AND AUTHORITIES.

THIS COMPANY ALSO ALREADY PRODUCES, THE EXACT REQUIRED CARD FOR OUR OWN CARDPROGRAMME. RFID/CONTACTlESS .

PAYMENT SOLUTION COMPANIES ARE LOOKING TO RFID/CONTACTl ESS, TO OFFERFASTERTRANSACTIONTIMES AT POINT OF SALE. PRE-PAID CONTACTLESS-CARDSCHEMES, WILL ENABLEUSERSTO PURCHASELOW VALUE EVERYDAY ITEMS , SUCH AS A NEWS PAPER ,OR EVENA CAN OF DRINK ,BY SIMPLY PASSING YOUR PRE LOADED CARD OVER A CARD READERSCAN TERMINAL, REMOVING THENEED FOR SIG N OR KEYPIN ENTRY AT POINT OF SALE FOR TRIVIA L AMOUNTS.

FROM ID-DATA LTD : THE CARD PURCHASE PR ICE WOULD ALSO VARY FROM ONE CUSTMER TOANOTHER .AGAIN IT WOULD AU DEPEND ON THE LEVELLOF PERSONALISATION THAT YOU ASA CLIENT PUT IN TOYOUR OWN PERSONAL CARD PROGRAMME . CARD PURCHASE PRICE PERTHOUSAND FROMID-DATA, WOULD BE BETWEEN 30 (30) , TO 60 (60) , ALSO AGAIN THAT WOULD DEPEND ONTHEPERSONALISATION LEVELLOF YOUR PARTICULAR CARD PROGRAMME I.E COLOURAND PRINTING SCHEMEINVOLVED IMY CONTACT, FROM THIS COMPANY IS A WOMAN NAMED LYNN , CONTACT CAN BE MADE VIA , WEBSITEREGISTRATION . WWW.IDDATA .COM

OPERATING SYSTEM : OUR SYSTEM ENGINE RUNSON A WINDOWS EMBEDDED FORPOINTOF SALERUN-TIME-IMAGE, PLATFORM SUITE. I.E .MICROSOFT -WINDOWS- EMBEDDED - FOR-POINT OF SALE .

MICROSOFT POINT OF SALE FOR .NET, IS A CLASSLIBRARY THAT IS PART OF WINDOWS POINT O F

SERVICE . THECLASSLIBRARY PROVIDES .NET APPLICATIONS WITH A SIMPLE AND CONSISTENTINTERFACE,FOR COMMU NICATING WITH POS (P OINTOFSERVICE) P ERIP HERALDEVICES SUCHAS ,BAR-CODE-SCANNERS, MAGNET IC-cARD- READERS,PRINTERSAND SO ON. IN ADDITION, (POS) FOR .NETINCLUDES, A SETOF BASECLASSESFOR VENDORS OF(POS) DEVICES.THAT MEANS , ANY COMPANY WHO HAS AN ADDITIONAL DEVICES THAT THEY WOULD WANT INSTALLEDON THIER RUN TlME EMBEDDED IMAGE, CAN EASILY AND SEAMLESSLY ATTACH ORWRITE SOFTWARECOMPONENTSOR SERVICE OBJECTS FOR THIER DEVICES . (POS) FOR .NET, IS MICROSOFTS IMPLEMENTATION OF

INDUSTRIES UNIFIED POINT OF SERVICE (UPOS) VERSION 1.11 STANDARDS FORTHE. NET PLATFORM.

(POS) FOR .NET CONSISTS OF TWO ASSEMBLIES,MICROSFT.POIN TOFSERVICE .DLL, ANDMICROSOF T.POINT OF SERVICE .CONTROLLBASE.DLLTHE MICROSOFT .POINTOFSERVICE . DLL ASSEMBLY, DEFINES INTERFACE CLASSESFOR THE24 (POS)DEVICE TYPES. DEFINED BY (UPOS) UNIFIED POINT OF SERVICE ,THESE INTERFACE CLASSES , AREPROGRAMMING INTERFACE CON TRACTS , BETWEEN A POINT OF SERVICE APPLICATION , AND SERVICEOBJECTS .THEY EXSPOSEALL OF THE STANDARD FUNCTIONALITY DEF INED FOR EACHDEVICE BY (UPOS)(UNIFIED POINT OFSERVICE)

TO THIS PLATFORM SUITE WE WOULD ADD OUR OWN PRE PROVIDER PLATFORMSUITE .

THE PRE -PAID PROVDER PLATFORM SUITE, KALGNITS XFS , (e xten s ion of fln anclal s er vices)WOULD SURELY HAVE TO BE THE FINANCIAL BANKING SUITEOF CHOISE .ONCE THIS SUITE IS LINKED WITH ITS STABLE MATES, THE KALGNITE EWIS PIN XPRESSTECHNOLOGYPLATFORM SOFTWARE .IT THEN AUOWS ANY DEVICE SUPPORTED,TO BEABLETO PROCESSBANKING TRANSAC TIONS,INCLUDING, PREPAID -WIRELESS, PRE - PAID-LONG -DISTANCE, PREPAID UTllITIES,LOCAL-PHONE SERVICE, PREPAID -INTERNET, WI/FI, MOVIE- TICKETS,AND MANY MORE APPLICATIONS.THIS IS A GLOBAU Y RECOGNISED SOFTWARE SOLUTIONS COMPAN Y, AND A LEADING PROVIDEROFADVANC ED PRE PAID SERVICES AND TECHNOLOGY.

CONTAC T: STEVEHENSLY,USA, 937748 0599

TO THIS PLATFORM SUITE, WE WOULD THEN ADD ANOTHER SUITE , KALGNITE TRIPLEDES

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TO THIS PLATFORM SUITE WE WOULD ADD TO OUR OWN PRE-PAID PROVIDER-PLATFORM SUITE .

~ KALGNlfE- TRIPLE-DES , IS AN UPGRADE FOR ANY BANKS ATM SUITE, IT PROVIDES A LOWCOSTPLUG-IN- SOLUTION , FOR UPGRADING A BANKS ATM ESTATE TOSUPPORT TRIPLE-DES , NOW AREGULATORY REQUIREMEN T. (WHAT DOESTHAT MEAN?)THAT MEANS NOW NOT ONLY CAN YOU SCAN-PAY- ELECTRONICALLY,FOR YOUR GOODS AND ORSERVICES,BUT YOU CAN NOW USE YOUR CARDFORMAKING WITHDRAWALS FROM A TM MACHINES"ANY WHERE IN THE WORLD" .THE TRIPLE - DES UPGRADE SOLVES THE NEEDFORBANKS TO INTRODUCE HIGH SECURITYIN THIERATMESTATES.THIS SUITE INCLUDES TRIPLE-DES -COMPLIANT, ENCRYPTED-PIN-PAD, (EPP)FOR IN STOREPURCHASES VIA, A CHIP-AND -PIN-READER -TERMINAL!IT NOW HAS A NEW PROCESSOR WHICH RUNS ON WINXP SP2,WHICH ALSO HAS MULTI- VENDOR-CAPPABILlnES .THIS BANKING PLATFORM SUITE, CONTAINS ALL THE HARDWARE- SOFTWARE COMPONENTS NEEDEDTOMIGRATE ANY BANKS ATM SUITE,I.E.

LOW COST UPGRADE FORANY BANKSATM SUITE WHICH STILL RE TAINSALL EXISTING PERIPHERAL DEVICES,BUT OFFER THE ABBILlTY TOADD REPLACEMENTOR NEW ONES .

KALGNITE: IS A LEADER IN PLATFORM SYSTEM TECHNOLOGY , UPON WHICH ADVANCED BANKINGTRANSACTIONS ARE MADE , AND SOLUnONS CAN BE READILY DEPLOYED ORUPGRADED FOR ,ATM, KIOSK, TELLOR -MACHINES, AND MANY MORE .THERE ARE MORE THAN SEVENTY UNIQUEFINANCIAL, RETAIL, AND TELECOMMUNICATIONS ~OMPANIES OUT THERE, THAT HAVE DEVELOPED USINGTHIS RANGE .IT PROVIDES , FUNCTIONAUTY, FlEXIBIUTY, ROBUSTNESS , AND SECUR ITY.

NET FINANCE CASCADE : NET FINANCE CASCADE IS A COMPLETE INTERNET SYSTEM FORCOMMEROALCARD USERSAND COMPANY ADMINISTRATORS, AND PROVIDES ,"WE J UST CLICK " CARD-HOLDERS, THE ABILITY TOMANAGE THIER ACCOUNTS ONlINE.IT HAS DEDICATED BRANDING CAPPABILlTIES TO ENSURE,THAT EACH OF YOUR COMMERCIAL CARD PROGRAMMES, HAVE THIER OWN DEDICATEDBRANDED ANDSUPPORTED ITRANET SITE .ITSUPPORTS , MULTIPLE -CURRENCIES AND LANGUAGES,PROVIDING ANADDITIONAL POWER THAT WOULD REALLY DIFFERENCIATETHE "WE JUSTCLICK" BRAND, AND CARD OFERING,FROM ALL THE REST OF THE COMPEnTION IIT WOULD ALLOW THE "WE JUSTCUCK " CUSTOMERS AND END USERS,TO BETOTALLY INTERGRATEDINTO AN ONUNE, FULLY-SUPPORTED -SYSTEM, THAT MANAGES THE FLOW OF INFORMATION , INTO ANYEXISTING BACK OFFICE SYSTEMS ,ALLOWING THE "WE JUSTCUCK " END USER ,TO MAXIMISE

THE POWER POTENCIAL , AND ALSO THE INVESTMENTS PUT INTO THE"WE-J UST-CUCK ", CARD PROGRAMME I

MULlT BRANDS AND PRODUCTS CAN BE SUPPORTEDFROM A SI NGLE INS TALlATION OFA NETFINANCEPRODUCT , "THAT MEANS" WHATEVER THE NUMBER OF PARTNER BRANDS,CARD-PRODUCTS ,LANGUAGES OR CURRENOES , WITHIN YOUR PORTFOUO , NET -FINANCE, CAN DELIVER, AND WILLANAGE ALL OUR ONUNE SERVICENEEDS .

TO THIS PLATFORM SUITE WE WOULD ADD TO OUR OWN PRE-PAID PROVIDER PLATFORM SUITE.

NET -FINANCE- MONTAGE : MONTAGE, IS A SOFTWARE SOLUTIONS SUITE THAT IS DESIGNED TOCHANGEOR TO UPGRADE YOUR BRAND OR PRODUCT INFORMATION, IN A QUICK AND SIMPLE MANNER .USING lE,S -PROPRIETORY .cONTENT -MANAGER- MODULE,( that Isalreadv built Into all net ffnance products)IT ENSURES THAT ALLYOUR ONlINE - OFFLlNE INFORMAnON, STAYS -CORRECT,CLEAR-AND-PRESICE, TO ALL OF OUR "WE JUSTCLICK"CUSTOMERS AND END USERS, I .E.CARD-REGISTRATIONINFORMATION ,BALANCE- ON-CARD,AND THE FUND -AVAILABLE-FACILITY.

SUM-UP.

THIS COMPLETE SYSTEM DE LIVERS AN ONUNE CHANNEL , THAT IS FULLY- COMPLIANT WI TH BRANDED -GUIDEUNES ,AND IS A TOTALLY-INTERGRATED , ONUNE-SYSTEM, THAT SEAMLESSLYMANAGES THE FLOW O FINFORMATION , INTO exlsnNG CREDIT CARD PROCESSING,AND CREDIT SCOR ING SYSTEMS ,ALLOWING THE "WE J USTCUCK " END USER ,THE POWER TO UTIUSE THE KNOWLEDGE THAT THIS SYST EMWORKS , AND ALSO ALLOWING THEM TO UTILISE THE INVESTMENTS MADE IN THE PRE-PAID USERCARD

SECTOR !

INNOVATIONS OF TODAY, CAN BE THE FORTUNES OF TOMMOROWS WORLD ,

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-'. AND IN T HE SAME BRE ATH,SUCC ESS , DOE S NOT DE PEND ON THE S IZE OF THE MAN IN THE F IG HT ,

SUCC ESS , DE PENDS ON TH E S IZE OF TH E FIG HT , IN THE MAN!

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AW2P Version 2 We Just Click!