BAI Transaction Description User Guide

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BAI Transaction Description User Guide

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  • BAI Transaction Description

    User Guide

  • Contents 1 Introduction

    2 Previous Day BAI samples 2 115 LOCKBOX DEPOSIT 3 172 DEPOSIT CORRECTION 4 187 ELECTRONIC CHECK DEPOSIT 301 DESKTOP CHECK DEPOSIT 5 366 CURRENCY AND COIN DEPOSITED 6 301 COMMERCIAL DEPOSIT 366 CURRENCY AND COIN DEPOSITED 7 187 CASH LETTER DEPOSIT 8 195 INCOMING MONEY TRANSFER 495 OUTGOING MONEY TRANSFER (Domestic wires) 9 206 BOOK TRANSFER CREDIT 506 BOOK TRANSFER CREDIT (Book Transfers) 10 208 INTERNATIONAL MONEY TRANSFER 508 INTERNATIONAL MONEY TRANSFER (International wires) 11 246, 347, 354, 546, and 656 SWEEPS/INVESTMENTS 13 275 ZBA CREDIT / 575 ZBA DEBIT 277 ZBA CREDIT TRANSFER / 577 ZBA DEBIT TRANSFER 15 475 CHECK PAID

    16 Premium BAI samples 16 195 INCOMING MONEY TRANSFER 495 OUTGOING MONEY TRANSFER (Domestic wires) 18 195 INCOMING MONEY TRANSFER 495 OUTGOING MONEY TRANSFER (Domestic wires) 20 206 BOOK TRANSFER CREDIT 506 BOOK TRANSFER CREDIT 22 208 INTERNATIONAL MONEY TRANSFER 508 INTERNATIONAL MONEY TRANSFER

    24 Intraday BAI samples 24 195 INCOMING MONEY TRANSFER 495 OUTGOING MONEY TRANSFER (Domestic wires)

    2011 - 2012 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

  • Introduction This guide includes the most commonly used BAI transactions at Wells Fargo. It does not list your individual transaction descriptions; it only includes general information about each transaction. All fields are identified for each transaction.

    1 BAI Transaction Description User Guide June 2012

  • Previous Day BAI samples 115 Lockbox Deposit Additional information: The Customer Reference field with the lockbox number will report in the 16 record Customer Reference field. Most often, this field is 11 characters with a leading zero. Description will be on the 88 Continuation Record. Retail Lockbox Deposit description RETAIL LOCKBOX DEPOSIT xxx(location) BOX xxxxxx (LBX #) Deposit 1 (or 2). Wholesale Lockbox Deposit description WHOLESALE LOCKBOX DEPOSIT ATLANTA(Location) BOX xxxxxx(LBX #) DEPOSIT 2 (or 1) AM DEPOSIT = DEPOSIT 1 PM DEPOSIT = DEPOSIT 2

    2 BAI Transaction Description User Guide June 2012

    Retail Lockbox Deposit sample: BAI AMT FLOAT DISTRIBUTION LBX #(Cust ref) 16,115,763503,S,100,657800,105600,,00000660000/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA002463100004/ DETAIL DESC LBX LOC BOX# DEP TIME 88,RETAIL LOCKBOX DEPOSIT DALLAS BOX 660000 DEPOSIT 1/ Wholesale Lockbox Deposit sample: BAI AMT FLOAT LBX#(Cust ref) 16,115,56374035,1,,00000660001/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA001063888888/ DETAIL DESC LBX LOC BOX# DEP TIME 88,WHOLESALE LOCKBOX DEPOSIT ATLANTA BOX 660001 DEPOSIT 2/

  • Previous Day BAI samples, cont. 172 Deposit Correction Additional information: For customers with a deposit number, it will report in the 16 record Customer Reference field. Most often, this field is 11 characters with a leading zero. Possible descriptions which will be on the second 88 Continuation Record: o Currency Difference o Coin Difference o Deposit Not Posted o Error In Deposit

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    Sample: BAI AMT 16,172,67150,,,/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009998000001/ DETAIL DESC 88,Currency Difference/

    Sample: BAI AMT 16,172,241660,,,/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009998000003/ DETAIL DESC 88,Coin Difference/

    Sample: BAI AMT FLOAT CUST REF 16,172,23153,0,,00000000846/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009904000009/ DETAIL DESC 88,Deposit Not Posted/

    Sample: BAI AMT CUST REF 16,172,2000,,,2213/ DETAIL DESC 88,06/13/11 0000002213 6000.00ERROR IN DEPOSIT

    BAI Transaction Description User Guide June 2012

  • Previous Day BAI samples, cont. 187 Electronic Check Deposit 301 Desktop Check Deposit

    Additional information: Location numbers report in the 16 record Customer Reference field. Most often, this field is 11 characters with a leading zero.

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    Sample: BAI AMT LOC#/CUST REF 16,187,533466,,00000123456,/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA000387100000/ DETAIL DESC 88,ELECTRONIC CHECK DEPOSIT/ Sample: BAI AMT FLOAT LOC# 16,301,54500,0,,00000028888/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA000385000007/ DETAIL DESC 88,DESKTOP CHECK DEPOSIT/

    BAI Transaction Description User Guide June 2012

  • Previous Day BAI samples, cont. 366 CURRENCY AND COIN DEPOSITED Additional information: If you subscribe to the Cash Vault product, cash only deposits will report under the 366 BAI code.

    The Customer Reference field containing the deposit location number will report on the 16 Record Customer Reference field. Most often, this field is 11 characters with a leading zero.

    The description will be on the 88 Continuation Record as: Cash Only Customer Deposit." Note: 366 being a Cash Vault deposit, the transaction description identifies the type of deposit and the unique characteristic of the transaction. Based on this, the transaction description could change based on how the transaction is processed.

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    Sample: BAI AMT FLOAT LOC# 16,366,76202,0,,00000002020/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA001500000000/ DETAIL DESC LOC# 88,Cash Only Customer Deposit OR Sample: BAI AMT LOC# 16,366,200000,,,333/ DETAIL DESC LOC# 88,Cash Only Customer Deposit

    BAI Transaction Description User Guide June 2012

  • Previous Day BAI samples, cont. 301 COMMERCIAL DEPOSIT (most deposits will report as 301 BAI code) 366 CURRENCY AND COIN DEPOSITED (Cash Vault deposits will report as 366 BAI code)

    Additional information: The Customer Reference field containing the deposit number will report on the 16 Record Customer Reference field. Most often, this field is 11 characters with a leading zero. Descriptions will be more detailed depending on the sending application. If a description is available, it will always report starting on the second 88 Continuation Record or no description will report: o OVER THE COUNTER DEPOSIT 301 o CASH VAULT DEPOSIT 301 o CASH DEPOSITED POST VERIFY 301 o Cash Only Customer Deposit - 366

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    Sample: BAI AMT FLOAT CUST REF 16,301,12284,1,,00000000444/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA001511111899/ DETAIL DESC 88,OVER THE COUNTER DEPOSIT/ Sample: BAI AMT CUST REF 16,301,67328,,,159/ DETAIL DESC 88,CASH VAULT DEPOSIT/ Sample: BAI AMT FLOAT DISTRIB CUST REF 16,301,16223,S,12700,0,3500,,00000002020/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA008088808808/ DETAIL DESC 88,CASH VAULT DEPOSIT/ Sample: BAI AMT FLOAT CUST REF 16,301,18546,0,,00000000444/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA008880888006/ Sample: BAI AMT FLOAT CUST REF 16,366,35383,0,,00000002020/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009998880881/ DETAIL DESC 88,Cash Only Customer Deposit/

    BAI Transaction Description User Guide June 2012

  • Previous Day BAI samples, cont. 187 CASH LETTER DEPOSIT Additional information: The Customer Reference field containing the deposit location number will report on the 16 Record Customer Reference field. Most often, this field is 11 characters with a leading zero.

    Text Descriptions for an item will report in the second 88 Continuation Record: as: o CASH LETTER DEPOSIT o ICL DEPOSIT o ELECTRONIC CHECK DEPOSIT

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    Sample: BAI AMT FLOAT DISTRIB CUST REF 16,187,1750370,S,103600,503900,1142800,,00000000888/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA002600700001/ DETAIL DESC 88,CASH LETTER DEPOSIT/ Sample: BAI AMT 16,187,5300001,,,/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA001888881000/ DETAIL DESC 88,ICL DEPOSIT/ Sample: BAI AMT FLOAT DISTRIB CUST REF 16,187,1684040,S,5000,1511100,167900,,00003000000/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA000300777771/ DETAIL DESC 88,ELECTRONIC CHECK DEPOSIT/

    BAI Transaction Description User Guide June 2012

  • Previous Day BAI samples, cont. 195 INCOMING MONEY TRANSFER 495 OUTGOING MONEY TRANSFER (Domestic wires) Additional information:

    Float distribution will report either as 0 indicating that the total amount is immediately available or blank, following standard BAI rules.

    The description will report starting in the second 88 Continuation Record. Description tags associated to wires will report within the text description for each wire. The wire tags available will depend on the sender of the text description. WT FED# Five digit numeric, part of IMAD followed by bank name ORG= Originator information; standard fed wire length SRF# Sender reference number; 16 characters TRN# Fed wire reference number; 12 numeric (shorten by three characters format: YYMMDDXXXXXX date, six character date and six character sequence number) RFB# Reference to Beneficiary; standard fed wire length BNF Beneficiary

    Note: Wire detail information will vary depending on sent/received information.

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    Sample: BAI AMT FLOAT DISTRIB 16,195,150000000,0,,/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009911000006/ FIXED VAL IMAD BANK ORIGINATOR SENDER REF 88,WT FED#00111 ABCDEF BANKING INC /ORG=ABC STORE INCO SRF#/ SENDER REF (CONT.) WIRE REF REF TO BENE 88, 2011061300000008 TRN#110613033337 RFB# 28805555/ / Sample: BAI AMT 16,495,64497852,,,/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009935033333/ FIXED VAL IMAD BANK BENEFICIARY 88,WT FED#04444 DEUTSCHE BANK TRUS /DRW/BNF=ABC TAX GRPS INC./ BENEFICARY (CONT.) SENDER REF WIRE REF 88, REV. WIRE ABCDEFG SRF# 0613310888002222 TRN#110613033333/ REF TO BENE 88, RFB# 1200033333YWD/

    BAI Transaction Description User Guide June 2012

  • Previous Day BAI samples, cont. 206 BOOK TRANSFER CREDIT 506 BOOK TRANSFER CREDIT (Book Transfers) Additional information: Float distribution will report either as 0 indicating that the total amount is immediately available or blank, following standard BAI rules.

    The description will report starting in the second 88 Continuation Record. Description tags associated to wires will report within the text description for each wire. The wire tags available will depend on the sender of the text description. WT FED# Five digit numeric, part of IMAD followed by bank name ORG= Originator information; standard fed wire length SRF# Sender reference number; 16 characters TRN# Fed wire reference number; 12 numeric (shorten by three characters format: YYMMDDXXXXXX date, six character date and six character sequence number) RFB# Reference to Beneficiary; standard fed wire length BNF Beneficiary (debits)

    Note: Wire detail information will vary depending on sent/received information.

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    Sample: BAI AMT FLOAT CUST REF 16,206,81395,0,,00000000000/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009900000006/ FIXED VAL SEQ# COMP NAME ORG SENDER REF 88,WT SEQ103006 WF WIRES 12DD-RTN ITEM /ORG= SRF#/ SENDER REF (CONT.) WIRE REF REF TO BENE 88, 2011041500090008 TRN#110410100006 RFB#/ Sample: BAI AMT CUST REF 16,506,43591152,,,00000000000/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009907000004/ FIXED VAL WIRE SEQ# COMP NAME BENEFICIARY SENDER REF 88,WT SEQ#03007 ABC123, INC. /BNF=ABC123, INC. SRF#/ SENDER REF(CONT.) WIRE REF REF TO BENE 88, IN11041501000005 TRN#110415000007 RFB# 000009000/

    BAI Transaction Description User Guide June 2012

  • Previous Day BAI samples, cont. 208 INTERNATIONAL MONEY TRANSFER 508 INTERNATIONAL MONEY TRANSFER (International wires) Additional information: Float distribution will report with 0 indicating that the total amount is immediately available.

    The description will report starting in the second 88 Continuation Record. Description tags associated to wires will report within the text description for each wire. The wire tags available will depend on the sender of the text description. WT Followed by Reference Number and Bank ORG= Originator information; standard fed wire length (credits) SRF# Sender reference number; 16 characters TRN# Wire reference number; 12 numeric (shorten by three characters format: YYMMDDXXXXXX date, six character date and six character sequence number) RFB# Reference to Beneficiary; standard fed wire length BNF Beneficiary (debits)

    Note: Wire detail information will vary depending on sent/received information.

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    Sample: BAI AMT FLOAT CUST REF 16,208,521074,0,,00000000000/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009900000003/ FIXED VAL REF BANK ORIGINATOR 88,WT F60003002000000 CREDIT MUTUEL /ORG=1/ABCDE STUDIO FRANCE/ SENDER REF WIRE REF REF TO BENE 88, SRF# F60413002070000 TRN#110413000006 RFB#/ Sample: BAI AMT 16,508,434709,,,/ FIXED VALUE BANK REF 88,OTHER REFERENCE: IA009900000002/ FIXED VAL REF...