NGAN HANG TMCP ouocDANDia chi: s6 28C-28Dsa Trieu, PhuongHang Bai, QudnHoan Kiim, Ha N(3i

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NGAN HAN~ THU'O'NG M~I coPHAN QUOC DAN Mau so:- B02afTCTO-HN

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A lAI SANI Ti~n m,t, yang bac, da quy V.1 285,713 220,398

II Ti~n gll'i t<:liNHNN V.2 1,812,435 840,907

III Ti~~, yang gll'i t<:lieae TCTD khac va cho yay cacV.3 6,421,902 6,656,017TCTD khac

1 Tien, VElngglii t<;iicac TCTD khac 6,036,902 4,160)06

2 Cho yay cac TCTD khac 385,000 2,500,000

3 Dl,I' pMng rui ro cho yay cac TCTD khac - (4,689)

IV ChCPngkhoan kinh doanh . .1 ChLi'ng khoan kinh doanh - -

~ - -

2 Dl,I' ph6ng giam gia chLi'ng khoan kinh doanh (") - -____,

v Cae cong cu tai chinh phal sinh va cac tai san tai3,407chinh khac

.

VI Cho yay khach hang 20,368,030 16,445,272--

1 Cho yay khacb hang V.4 20,577.441 16,640,657

2 Dl,I' ph6ng rui ro cho yay khacb hang(") V.S (209.411) (195,385)_____j

VII Heat dQng mua nQ' - -

1 Mua no - -

2 Dl,I' ph6ng rui ro heat dong mua no - -

VIII ChCPngkhoan d~u tll' V.6 10,046,019 5,158,793

1 Chllfng khoan dflU tu san sang d~ ban (2) 4.466,278 3,687,997--

2 ChLi'ng khoan d~u tU' giCPden nqay dao han 5,579)41 1.470)96

3 Dl,I' ph6ng giam gia chLi'ng khoan d~u tU' (") - -

IX G6p v6n, d~u tll' dai h<:ln V.7 869,994 966,183

1 f)~u tU' VaGcong ty con - ----

2 V6n gop lien doanh - -

3 f)~u tU' VaGcong ty lien ket - -

4 f)~u tU' dai h<;inkhac 873,967 970,855

Page 1

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN Mau so :- B02afTCTO-HN

(Ban hanh thea Of) so 16I200710f)-NHNNngay 1814/2007coe Thong doc NHNN

BANG CANDOl K~ ToAN HQ'PNHAT

Quy IV Nam 2015

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56 cu6i ky 56 diu namminh

(1) (2) (3) (4) (5)

5 Dl,J'phang giam gia dau tU' dai h~n(*) (3,973) (4,672)

X Tai san c6 djnh 1,168,507 1,147,556

1 Tai san c6 djnh hCPuhinh V.8 231,116 219,087

a Nguyen gia TSCf) 318,360 295,578

b Hao man TSCf) (*) (87,244) (76,491)

2 Tai san c6 dinh thue tai chinh · ·I •

a Nguyen gia TSCf) lhue tai chinh - -

b Hao man TSCf) thue tal chinh (*) - -

3 ru~an c6 djnh vo hinh V.9 937,391 928,469

a Nguyen gia TSCf) vo hlnh 948,490 937,213

b Hao men TSCf) vo hlnh (*) (11,099) (8,744)

XI Bat dQng san dAu tU' · ·a Nguyen gia Bf)S8T - -

b Ha9 men Bf)Sf)T(*) - -

XII Tai san C6 khac V.10 7,407,847 5,398,536

1 Cac khoan phai thu 2,213,409 1,086,774

2 Cac khoan lai, phi phai thu 2,410,073 3,432,161

3 Tai san thue TNDN bean I~i - -

4 Tai san C6 khac 2,813,224 893,460

- Trang d6: Lqi the thU'O'ng m~i - -

5Cac khoan dl,J' phOng rui ro cho cac tai san C6 noi

(28,859) (13,859)bang khac(*)

Tdng tal san co 48,380,447 36,837,069

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I Cac khoan nQ' Chinh phu va NHNN V.11 · ·II Ti.}n gwi va vay eae TCTD khac V.12 9,990,948 8,698,794

1 Tiem gl}i cuacac TCTD khac 8,189,698 4,364,872

Page 2

- ---~----------------------------------------------------------

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN Mau s6 :- B02aITCTD-HN

(Ban hanh thea Qf) s6 1612007IQf)-NHNNngay 181412007cue Th6ng cJ6cNHNN

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(1) (2) (3) (4) (5)

2 Vay cac TCTD khac 1,801,250 4,333,922

III Tit}liI gi.Pi eua khach hang V.13 34,176,973 24,440,359

IV Cile eong ev tai ehinh phili sinh va eae khoan nQ'8,050tai ehinh khac

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V vilr1 tai trQ', uy thile dau tU', eho vay TCTD chjuV.14 113,884 71,653rul ro

VI Philt hanh gi~y ta co giil V.15 200,097 .VII Cile khoan nQ' khile V.16 669,745 414,591

1 Cac khoan lai, phi phai tra 610,683 389,715

2 Thue TNDN hoan lai phai tra - -

3 Cackhoan phai tra va eong no khac 59,062 24,876

4Dl,I' ph6ng rui ro khae( Dl,I' ph6ng eho eong no ti~man va cam ket nqoal bang) - -

TOng nQ' phal tra 45,159,697 33,625,397

VIII viln va cacquy V.17 3,220,750 3,211,672

1 Von cua TCTD 2,980,572 2,980,572

a Von di~u 1$ 3,010,216 3,010,216

b Vori dau tLl' XDCB - -

e Th~ng dLl' von co phan - -

d Co phieu quy (*) (29,644) (29,644)

e Co phieu Ll'Udai - -

9 Von khae - -

2 Quy eua TCTD 149,454 142,134I -----

3 Chenh I$eh ty gia hoi doai(3) - -

4 Chenh I$eh danh gia l<;Iitai san - -

5 LO'i nhu$n ehLl'a phan phoil La lOyke 90,724 88,966

a LO'i nhu$nl La nam nay 9,957 8,134

b LO'i nhu$nl La lOy ke nam trLl'<Ye 80,767 80,832

IX LQ'i ieh eua co dong thi~u s6 - -

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Page 3

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN Mauso :-B02aITCTD-HN

(Ban Mnh thea Of) so 1612007IQf)-NHNNngay 181412007cua Thong doc NHNN

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Quy IV Nam 2015

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So cuoi ky So dau kyminh

1 Sao lanh vay vOn - -

2 Carr kllt giao dich hOi doai 5,341,160 169,968

2.1 Cam k~t mua ngo~i t~ 175,120 -

2.2 Cam k~t ban ngo~i t~ 109,450 21,246

2.3 Cam k~t giao dich hOEmaoi 5,056,590 148,722

2.4 Cam k~t giao dich tu'O'nglai - -

3 Cam kllt cho vay khOnghuy ngang - -

4 Cam kllt trong nghi$p vu UC 298,838 66,646

5 Sao lanh khac 2,078,517 1,051,688

6 Cac cam kllt khac - -

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1Thu nhap lai va cac khoan thu nh~p tuang

VI.18 740,947 583,253 2,751,284 2,454,329tV'

2 Chi ph i lai va cac chi ph i tuang tV' VI.19 533,355 455,474 1,988,405 1,853,847I Thu nh~p lai thuan 207,592 127,779 762,879 600,482

3 Thu nhap tw boat d(>ng dich VI,J 8,834 4,854 29,535 16,126

4 Chi phi heat d(>ng dich VI,J 10,094 8,490 25,910 22,658II Lai/16 thuan tw heat dQng dlch vt,l VI.20 (1,260) (3,636) 3,625 (6,532)

IIILai/16 thuah tw heat dQng kinh doanh

VI.21 (1,532) 4,865 (15,506) (767)ngo~i h6i

IVLai/16 thuan tw mua ban ch(Jrng khoan

· · ·kinh doanh

VLai/16 thuan tw mua ban ch(Jrng khoan

3,810 40,336 20,037 72,780dau tU'

5 Thu nhap tiJrheat d(>ng khac 7,624 14,180 24,292 1,297

6 Chi phi heat d(>ng khac 13,398 1,564 30,404 7,222

VI Lai/16 thua,n tw heat dQng khac (5,774) 12,616 (6,112) (5,925)

VII Thu nh~p tw gop v6n, mua c6 phan VI.22 · · 2,875 3,540

VIII Chi phi heat dQng VI.23 163,356 178,339 656,460 604,431LQ'i nhu~n thuan tw ho~t dQng kinh

IX doanh trU'<Yc chi phi dt,l' phong rui ro tin 39,480 3,621 111,338 59,148dt,lng

X,1 Chi phi dV' ph6ng rui ro tin dl,Jng 20,741 5,595 31,516 (10,252)

X.2Chi phi trieh I~p cae khoan xli Iy theo de an

8,994 · 67,903 59,649tai e~u true NH .

XI T6ng lQ'i nhu~n trU'<Yc thu6 9,745 (1,974) 11,919 9,751

7 Chi phi thu~ TNDN hi$n hanh 1,528 · 1,961 1,616

8 Chi phi thu~ TNDN hoan 1<;Ii · · · ·

XII Chi phi thui TNDN 1,528 · 1,961 1,616

XIII LO'i nhuan 5au thui 8,217 (1,974) 9,958 8,135, • I

XIV LQ'i ich CUll c6 dong thi~u 56 · · · ·XV Lai cO' ban tren c6 phi6u · · ·

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DVT: D6ng

STT Chi tieu Thuy~t secu6i ky nay secu6i ky nay Iminh nam nay namtnroc

(1) (2) (3) (4) (5)

LlJ'U chuy~nti~n tiP hO{lt tU)ng kinh doanh

1 Thu nh?p lei va ceckhoan thu nh?p tuong tir nh?n diroc 1,795,532 1,255,525

2 Chi phi lei va cecchi phi tuong ur de tra (*) (1,767,686) (1,655,937)

3 Thu nh?p tt) h09t dong dich VI,Inh?n auoc 3,625 (6,532)

4CMnh I~ch s6tien thl,J'Cthulthl,J'Cchi tt) h09t dong kinh doanh

4,531 72,013(ngo9i t~, vang b9C, chCmgkhoan)

5 Thu nh?p kMc (15,310) 2,454

6 Ti~n thu esckhoan no de airocXLP1'1xoe, bLid{Jp,bang2,178 30nguan tu! ro

7 Tien chi tra cho nhan vifm va roe: dong quan IY,congVI,I(*) (636,278) (576,474)

8 Ti~n thue thu nh?p thl,.l'cnop trong ky (*) (2,289) (21)

LlJ'U chuy~nti~n thuan tiP hO{lt d9n9 kinh doanh trU'&c nhiPng(615,697) (908,942)thay ddi v~ tili san vii von

NhQ>ngthay dOi vA tai san ho~td¢ng - -

9(Tang)/ Giam cac khoan ti~n, vang gifi va cho vay cac to ch{fc

2,115,000 (2,500,000)tin dl,lng kMc

10 (Tang)! Giam cac khofln v~ kinh doanh chCmgkhoan (4,887,226) (1,372,614)

11(Tang)/ Giam cac cong CI,Itai chinh pMi sinh va cac tai san tai

3,407 (52)chinh kMc

12 (Tang)/ Giam cac khoan cho vay kMch Mng (3,936,784) (3,165,266)

13 Giam nguan dl,.l'phOngde bLid~p ton th~t cac khoan (22,179) (11,631)

14 (Tang)! Giam kMc ve tai san h09t dong (1,075,607) (486,079)

NhQ>ngthay dOi v~ cong n9' ho~td¢ng - - I15 Tang/ (Giam) cac khoan nQ'chinh phv va NHNN - -16 Tang/ (Giam) cac khoan tien gifi va vay cac TCTD 1,292,154 3,690,240

17Tang/ (Giam) lien gifi cva kMch Mng (bao gam ca Kho b9c

9,736,614 6,063,422NMnU'&c)

18Tang/ (Giam) pMt Mnh gi~y ta cogia (ngo9i trt) GTCG dwc

200,097 (2,127,183)tinh VaGh09t dong tai chinh)

19Tang/ (Giam) v6n tai trQ',uy tMc dtJu fU', cho vay ma TCTD

42,231 (25,117)phBi chiu rvi ro

Page 6

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NGAN HANG TIHU'O'NG M~I coPHAN QUOC DAN

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Mau s8 :-B04aITCTD-HN(Ban hanh thea Qf) s8 1612007IQf)-NHNN

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sAo cAo LU'U CHUYEN TIEN Te HQ'P NHAT( Theo phU'O'ng phap tr,!c ti6p)

Quy IV Nam 2015

f)VT: f)ong

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20Tang/ (GiamJ cec cong CI,I TC pMi sinh va esc khoan no tai

8,050chinh kMc -

21 Tang/(GiamJkMc ve cong no tioe: dong 28,456 I (40,912)

22 Chi tir escquy cueTCm (*J - -

I LU'U CHUYEN TIEN THUAN ny HO~T DQNG KINH2,888,516 (884,134)DOANH

LU'U chuydn tier tiP hOflt (U)ng d~u tLP - -

1 Mua s~m TSCf) (*J (39,661) (123,242)

2 Tien thu iir thanh fy, nhU'Q'ngban TSCf) 3,168 8

3 Tien chi ur thanh fy, nhU'Q'ngban TSCf) (*J 3,852 -

4 Mua s~m bat dong san dau iir (*J - -

5 Tien thu iir ban, thanh fy bat dong san dau ur - -I

6 Tien chi ra do ban, thanh fy bat dong san dau ur (*J - -Tien chi dau iu; gop von vao ceo don vi kMc (Chi dau urmue

7 cong ty con, gop von lien doanh, lien ket, va cec khoan dau ur - -dai h~n khacJ (*J

Tien thu dau tir, gop von VaGescdon vi kMc (Thu ban, thanh8 Iy cong ty con, gop von lien daanh, lien ket, cac khaan dau tU' 54,289 6,360

dai h~n kMcJ

9Tien thu co t(fc va fQ'inhu?n dwc chia tCfcac khaan dau tU',

2,875 3,540gop von dai h~n

II LU'U CH~YEN TIEN ny HO~T DQNG DAu TU' 24,523 (113,334)

LU'U chuy~n tiJn tiP hOflt d9n9 tai chinh

1 Tang von co phan tCfgop von val ha~c pMt hanh cophieu - -

2Tien thu tCfpMt hanh giay to cogia dai h~n du dieu ki~n tinh

- -VaGvon tt)' cova cac khoan von vay dai h~n kMc

3Tien chi thanh toan giay to cogia dai hc;/ndu dieu ki~n tinh

- -VaGvon tt)' cova cac khoan von vay dai h~n kMc (*J

4 Co t(fc tra cho co dong, fQ'inhu?n da chia (*J - -

5 Tien chi ra mua co phieu quy (*J - -

Page 7

NGAN HANG T~U'O'NG M~I coPHAN QUOC DAN Mau s6 :-B04aITCTD-HN(Ban bent: thea Qf) s6 1612007IQf)-NHNN

ngay 181412007cue Thong doe NHNN

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III LU'II chuydn tien tLl' hOflt c19n9tai chinh - -

IV LU'II chuydn tien thuan trong ky 2,913,039 (997,468)

V Tien va cae khoan tU'OfJg c1U'OfJgtien tffi thC1ic1idmc1auky 5,222,011 6,219,479

VI Dieu chinh anh hU'img cua thay c10ity gia - -VII Tien va cae khoan tU'OfJg c1U'OfJgtien tffi thC1ic1idmcuoi

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Page 8

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Page 9

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NGAN HANGTHU'O'NG M~IcoPHAN QUOC DAN Bi~u 56: B05aTCTO-HN

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BAN THUYET MINH BAo cAo TAl CHiNH HQ'P NHATQuy IV Nam 2015

- 80'n vi tien t$ su dl,Jngtrong k~ tOEInla 86ng Vi$t Nam (VN8).III. Chuan mlfc va ch~ de} k~ toan ap dvng :

- Sao cao tai chinh duoc lap va trinh bay theo chuan rnuck~ toan Vi$t Nam so 21 - Trinh bay Sao cao taichinh cOng nhll' cac chuan rnuc kE§toan khac.

- Sao cao kE§teen ap dl,mg theo ChE§do kE§toan thong nhat ban hanh theo QuyE§tdinh so 479/2004/Q8-NHNN ngay 29/4/2004, Thong tll' 10/2014ITT-NHNN npay 20/03/2014 va che do bao cao tal chinh doi voicac To cnuotin dl,Jng ban hanh theo Quyet dinh so 16/2007/Q8-NHNN ngay 18/04/2007 cua Thong docNgan hang Nha nuoc Vi$t Nam.

IV. Chinh sach k~ toan ap dvng t~i to chlPC tin dvngChuy~ndOi tien t~ :

Nghi$p Vl,Jkinh te phat sinh trong quy bang nqoal t$ khac v&i d6ng Vi$t Nam duoc quy doi sang d6ng Vi$tNam theo ty gia thl,l'c tE§tc;li ngay phat sinh. So dll' cuoi ky cua cac khoan ml,JCco goc ngoc;li t$ dll'O'c quydoi sang f)6ng Vi$t Nam (VN8) theo ty gia ap dl,JngVaGcuoi thang.Chenh I$ch ty gia cua cac nghi$p Vl,! ngoc;li t$ phat sinh trong ky va danh gia Ic;liso dll' ngoc;li t$ cuoi kydll'O'c dll'a VaGSao cao k~t qua hOc;ltdong kinh doanh.

2 Nguyen t~c thlfc hi~n hQ'p nhat bao cao tai chinh:

Sao cao dll'O'c I~p tren cO' sey hO'p nhat bao cao cua cong ty m~ va cac cong ty con theo quy dinh tc;licacchuan ml,l'C kE§toan Vi$t Nam, h$ thong k~ toan Vi$t Nam, va cac quy dinh hi$n hanh ap dl,mg cho nganhang va cac To chLfc tin dl,!ng khac.

3 K~ toan thu nh~p lai, chi phi lai va nglJ'ng dlf thu lai :Ngan hang ghi nh~n thu nh~p lai va chi phi lai theo phll'O'ng phap dl,l' thu, dl,l' chi. Lai cua cac khoan cho vayqua hc;lnkhong dll'O'c dl,l' thu ma dll'O'c ghi nh~n tren CO' seythl,l'c thu. Khi mot khoan cho vay treYthanh quahc;lnthi so lai dl,l' thu dll'O'c xuat toan va ghi nh~n ngoc;li bang. Thu nh~p lai cua cac khoan cho yay qua hc;lndll'O'C ghi nh~n VaGbao cao ket qua kinh doanh khi thu dll'O'c.

4 K~ toan cao khoan thu tlJ' phi va hoa h6ng8ll'O'c ghi nh~n khi pMt sinh. Thu nh~p tli phi va hoa h6ng, bao g6m phi nh~n dll'O'c tli dich Vl,!thanh toan,dich Vl,! ngan quy, phi tli cac khoan dich Vl,! bao lanh, phi tli cac dich Vl,! moi gi&i chLfng khoan va cac dichVl,Jkhac. Th'u nh~p phi tli cac khoan bao lanh va dich Vl,Jmoi gi&i chLfng khoan dll'O'c ghi nh~n theophll'O'ng phap trich trll'oc. Thu nh~p phi hoa h6ng nh~n dll'O'c tli dich Vl,Jthanh toan, dich Vl,Jngan quy vacac dich Vl,JkMc dll'O'c ghi nh~n khi thl,l'c hi$n.

5 K~ toan dOi vOri cho vay kMch hilng :- Nguyen t~c ghi nh~n khoan yay: theo phll'O'ng phap dinh Ill'O'ng

- Cac nguyen t~c phan IOc;linO' va trich I~p dl,l' phong rui ro tin dl,mg: Ngan hang ap dl,mg vi$c pMn 19ai nO',trich I~p dl,l' phong nO' phai thu kho doi va xu Iy rui ro theo cac hll'ong dan tc;liQuyE§tdinh so 493/2005/Qf)-NHNN ngay 22/4/2005 cua Thong doc ngan hang Nha nll'&c Vi$t Nam, Thong tll' 02/2013ITT-NHNN ngay21/01/2013 cua Thong doc Ngan hang Nha nll'&c Vi$t Nam quy dinh v~ phan IOc;litai san co, mLfc trich,phll'O'ng phap trich I~p dl,l' ph6ng rui ro va vi$c su dl,!ng dl,l' ph6ng d~ xu Iy rui ro trong hOc;ltdong cua tochLfc tin dl,Jng va Thong tll' 09/2014ITT/NHNN v~ vi$c sua doi, bo sung mot so di~u cua Thong tll'02/2013ITT-NHNN . Cac khoan nO' dll'O'c pMn IOc;lichu yE§utheo thai hc;lnnO' cua kMch hang va dl,l' ph6ngdll'O'C trich I~p theo ty 1$ Quy dinh tc;liQuyet dinh tren.

6 K~ toim tai san cO dlnh:

Page 10

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN Bieu s6: B05aTCTO-HN

BanMnh theaO£Jso 16.1200710£J-NHNN

BAN THUYET MINH BAo cAo TAl CHiNH HQ'P NHATQuy IV Nam 2015

- Nguyen tac ghi nhan: Nguyen gia tal san c6 dinh bao gbm gia mua va nhCmg chi phi c6 lien quan true tiEflpdEflnvi$c dU'la tai san VaGheat dong, nhCfng chi phi mua sam, cai tiEflnva tan trang duoctinh VaGgia tri talsan c6 dlnh, Rieng nhCfng chi phi bao trl sCfa chCfa duoc tinh VaGBao cao ket qua heat dong kinh doanh.

". - PhU'ong phap va thai gian khau hao: Tai san c6 dinh khau hao theo phU'ong phap dU'ang th~ng de tn)d~n nguyen gia tai san c6 dinh theo thai gian hCfu dl,lng uoc tinh, phu hoop vai hU'ang d~n t«;liTh6ng tU's6 45/2013ITT-BTC ngay 25 thang 04 nam 2013 cua Bo Tai Chinh.'

7 Ti~nva cac khoan tU'O'ng dU'O'ng ti~nBao gam ti~n mat tal quy; ti~n gCfi tal Ngan hang Nha nuoc: cong them tin phieu Chinh phu va cac giay to'c6 gia ngan 'h«;lnkhac du di~u ki$n tai chiet khau Ngan hang Nha nU'ac, chung khoan c6 thai h«;lnthu hoiho~c dao hdn kh6ng qua 3 thang ke ttl ngay mua; ti~n gCfi t«;licac t6 chuc tin dl,lng khac kh6ng ky h«;lnvadao h«;lnkh6ng qua 3 thang ke ttl ngay gCfi.

8 Nguyen t~~ va phU'O'ng phap ghi nh~n thue thu nh~p doanh nghi~p va chi phi thue thu nh~p doanhnghi~pThl,J'c hi$n theo chuim ml,J'Cke toan Viet Nam s6 17 - Thue thu nh~p doanh nghi$p va quyet dinh s629/2006/Q8JNHNN ngay 10/7/2006 cua Th6ng d6c ngan hang nha nU'ac Viet Nam.

9 V l h' .I h-on c u sO' U'u:- Trich I~p ~a sCf dl,lng cac quy ttllooi nhu~n sau thue: dU'ooc thl,J'c hi$n theo nghi dinh 57/2012/N8-CPngay 20/07/2012 cua chinh phu,

V. Thong tin b6 sung cho cac khoan ml,lc trinh bay trong Bang cim dOi ke toan.'.. Ti~n m~t,v~ngb~c, da quy

Ti~n m~t b~ng VNDTi~n m~t b~ng ngo«;li t$Kim 10«;liquy, da quy khac

TOng2 Ti~n gLPi t~i NHNN

Ti~n gCfi thanh toan t«;liNHNN

- B~ng VND- B~ng ngogi t~, vang

lOng3 Ti~n,vang ~LPit~i cac TCTD khac va cho vay cac TCTD khac

3.1 Ti~n,vang gLPi t~i cac TCTD khacTi~n, vang gCfi kh6ng ky h«;ln- B~ng VND- B~ng ngogi t~, vangTi~n, vang QCfic6 ky h«;ln- B~ng VND

Page 11

31-12·2015 31·12·2014fJong fJong

216,821 173,862 ,"

64,267 45,1184,625 1,418

285,713 220,398

31·12·2015 31·12·2014fJong fJong

1,812,435 840,9071,552,442 576,831

259,993 264,0761,812,435 840,907

31·12·2015 31·12·2014fJong fJong

366,902 2,460,706195,000 2,334,137171,902 126,568

5,670,000 1,700,0005,670,000 1,700,000

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN Bi6u s6: B05aTCTD·HN

Ban hIlnh thea Of) s6 16.1200710f)·NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHATQuy IV Nam 2015

".

- B~ng ngO<;lljt~, vangTang

3.2 Cho vay cacTCTO khac- B~ng VND- B~ng ngo(,lii te, vimg- DI,J'ph6ng rui ro cho yay cac TCTD khac

TangTang ti~n, vang glPi tal cac TCTO khac va cho yaycac TCTO khac

4 Cho yay khach hang

6,036,902 4,160,706

385,000 2,500,000

385,0006,421,902

(4,689)2,495,3116,656,017

Cho yay cac t6 chuc kinh t~, ca nhantrong nuocCho yay chiet khau thll'O'ng pbieu va cac giay to cogiaCho thue tal chinhCho vay b~~9 von tai tro, uy mac dau tll'

Cho vay doi vO'i cact6 chuc,ca nhan ruroc ngoaiTang

. Phan tich ch~t 1U'9'ng nQ' cho yay

31·12-2015

D6ng

20,420,3069,284

31-12-2014

D6ng

16,523,200571

147,851 116,886

20,577,441 16,640,657

.i• •

NO' du lieu cbuanNO' can chu yNO' dll'O'i lieu chuanNO' nghi ngaNO' co kha nang mat von

Tang. Phan tich dU' n9' theo theYi gian

31-12·2015

D6ng

19,568,339569,885156,67629,278

253,26320,577,441

31-12-2014

D6ng

15,931,913288,629

38,02151,470

330,62416,640,657

NO' ngan hanNO' trung hanNO' dai han

Tang

31-12·2015

D6ng

7,493,0266,984,4596,099,956

20,577,441

31·12·2014

D6ng

6,752,8774,555,2655,332,515

16,640,657

5 Doi y60i 51,!' tang, giam clla OPRR tin dl,mgOw ph6ng chung D(I' ph6ng cu the

Ky naySo dll' dau kyDI,J'ph6ng rui ro trich I$p, hoan nh$p trong kyDI,J'phOng giam do xu Iy cac khoan nO'kh6 thu h6i b~ng ngu6n dl,J' ph6ng

124,468

58,205

75,606

(26,689)

(22,179)

Page 12

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN

'.

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHATQuy IV Nam 2015

86 du' cuoi ky 160,494 48,917K~trU'cYc

86 du' dau ky 98,885 114,925Dl,I' ph6ng rui ro trich lap, hoan nhap trong ky 37,214 (39,319)Dl,I' ph6ng giam do xu Iy cac khoan no kh6 thu hoibang nguon dl,l' ph6ng (11,631)86 du' cuoi ky 124,468 75,606

6 Chwng khoan dau tU'31-12-2015 31-12-2014

6.1 Chwng khoan dau tU' san sang d~ banfJong fJong

a. Chl1ng khoan no 4,466,278 3,687,997- Chl1ng khoan chinh phu 4,466,278 3,687,997

b. Chl1ng khoan v6nc. Dl,I' ph6ng giam gia chl1ng khoan dautU' giCf den ngay dao han

16ng 4,466,278 3,687,9976.2 Chwng khoan dau tU' giC'Pden ngay dao han

5,579,741 1,470,796- Chl1ng khoan no do cac TCKT trang nuoc phat hanh '.

T6ng 5,579,741 1,470,796)

7 Gop von. oau tU' dai han• Phan tich gia trj dau tU' theo loal hinh dau tU'

31-12-2015 31-12-2014

fJong fJong

8au tU' vao cong ty con (*) 50,000 50,000Cac khoan dau tU' dai hc;ln khac 873,967 970,855 ,Dl,I' ph6ng giam gia dau tU' dai h,;ln (3,973) (4,672) ~

T6ng 869,994 966,1838 Tai san co ~inh hC'Puhinh

8.1 Tai san co djnh hC'Puhinh ky nay

Bi6u so B05a TCTD·HN

Ban hilnh thea QfJ56 16.12007IQfJ·NHNN

, ~

Nha clva, May mocPhlJ'O'ng Thi~t bj

Khoan ml:lcv~t ki~n truc thi~t bj ti~n v~n tai, dl,lng CI,I TSCD khac TOng cQng

Itruylm dan quan Iy

NGUYEN GIA- .-~

--

SOdU'dau ~ 140,663 64,217 51,082 37,038 2,578 295,578

Mua trong ky 13,419 13,871 (4,668) 5,163 599 28,384

Thanhly (33) (980) (4,238) (351) (5,602)

8ieu chTnhgiam TT45So dU' cuoi ky 154,049 77,108 46,414 37,963 2,826 318,360J

Page 13

~------------------,---------------------- - --- . -----------------------------------------

NGANHANGTHU'O'l M~I coPHANQUOCDAN Bieu sci. B05aTCTO·HN

Ban hilnh thea QO s6 16.120071QD·NHNN

SAN THUY~T MINH sAo cAo TAl CHiNH HQ'P NHATQuy IV Narn 2015

"

HAO MONs6 dlJ' dAu ky

----4,452 20,001 25,814 24,517 .1,707 76,491r---

Tang trong ky 3,471 6,450 5,338 2,687 231 18,177Giam do thahh Iy (11) (565) (4,322) (2,228) (299) (7,424)Dieu chlnh giam TT45 -Dieu chlnh giam khac -sedlJ' cu6i ky 7,913 25,886 26,831 24,976 1,639 87,244GiA TR! CON LAI i

-----'-------

Ngay dau ky 136,211 44,216 24,564 13,226 871 219,088Ngay cu6i ky 146,136 51,222 19,583 12,988 1,188 231,116

8,2 Tal san c6 dinh hCPuhinh ky trlJ'cYc 31·12·2014

, .

Nha clva, May moe PhU'O'n9 Thi~t b!I TSCD khac T6ng cQng !Khoan muc

v~t ki~n true thi~t b]tiqn v~n tal, dl,lng cI,Itruyiln dan quan Iy

INGUYEN GI!A

I I

s6 dlJ' dau ky 139,437 41,223 51,041 38,179 2,786 272,665Mua trong ky 1,228 23,289 41 1,814 - 26,372Thanh Iy I (2) (295) (2,954) (208) (3,459)Dieu chinn giam TT45s6 dlJ' cu6i ky 140,663 64,217 51,082 37,038 2,578 295,578HAO MON

-_.

s6 dlJ' dau ky..

868 15,566 20,765 22,826 1,560 61,585Tang trong ~y 3,584 4,435 7,765 2,873 177 18,834

Giarn do thanh Iy (2,012) (1,886) (30) (3,928)Dieu chTnhgiam TT45 -Dieu chlnh giam khac I -

-sedlJ' cu6, ky 4,452 20,001 26,518 23,813 1,707 76,491

GiA TR! CO,NLAI -Ngay dau ky 138,569 25,657 30,275 15,353 1,226 211,080

Ngay cu6i ky 136,211 44,216 24,564 13,226 871 219,088

','

9 Tai san c6 dinh vo hinh9.1 Tai san c6 dinh vo hinh ky nay

Quyen SLP Ban1

Phan mem TSCD voKhoan mvc dvng datquyen,

T6ng cQnb~ng sang vi tfnh hinh khac

co thai h~nch~

NGUYEN GIA -

s6 dlJ' dau ky 913,439 23,035 689 937,16

Tang trong ky . I 10,826 450 11,27

9

Page 14

NGAN HANG THlYJG MAl coPHANQUOCDANI .

Bi~u so.·B05aTCTO-HN

Ban hilnh theoQf) so 16.12007/00-NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHATQu}' IV Nam 2015

'.

I I l

Thanhly - - I -I -- -

8ieu chinh giam theo TT45 -

SO duo cuOi ky 913,439 - 33,861 1,140 948,440

HAO MaN

so duo dau ky 113 8,380 208 8,701t--

Trich khilU hao trong ky 38 2,237 73 2,348

Tang do di~u chinh khac

Giarn do thanh Iy -

Giam do dieu chinh theo TT45-

Giam do dieu chinh khac

SO duo cuOi ky 151 - 10,617 281 11,049

GiA TR! CaN L~I -

Ngay d~u ky 913,326 14,618 475 928,469I

Ngay cuoi ~y 913,288 23,244 859 937,391

9.2 rai san cO djnh vo hinh ky truoac 31·12·2014

I BanQuyen SLP

quyen, Phan mem T5CD voKhoan rnuc dl,lng dat

bilng sang vi tinh hinh khacT6ng cQng

co thai hanch~

NGUYEN GIA-- --

se dLf d~u IkY 817,015 - 22,636 689 840,340

Tang trong ky 116,323 449 116,772 I

Thanhly (19,898) (19,898)

8ieu chinh giam theo TT45se dLf cu6i ky 913,439 - 23,035 689 937,213

HAO M6N I

--~---

se dLf d~u ky 90 - 6,905 157 7,152

Trich khau hao trong ky 24 I 1,512 56 1,592

Tang do dieu chinh khac

~ ,.JGiam do th~nh Iy -

Giam do di~u chinh theo TT45---

Giam do dieu chinh khacse du' cuoi ky 113 - 8,417 214

GiA TR! C6N LAI-

-

Ngay d~u ky 816,925 15,731 532 833,188

Ngay cuoi ky 913,326 - 14,618 475 928,469

10 rai san co khac31·12,2015 31·12·2014

Page 15

NGAN HANG THU'O'NG M~I eoPHAN cuoc DAN Bieu so. B05aTCTO-HN

Ban hilnh theo Of! s6 16.120071QfJ-NHNN

BAN THUYET MINH BAo cAo TAl CHiNH HQ'P NHATQuy IV Nam 2015

Dong Dong

1. Chi phi xay dl,mg coban deYdang 248,844 295,2562. Cac khoan phai thu 1,967,992 793,0893. Uji va phi phai thu 2,406,646 3,430,5904. Tal san c6 khac 2,813,224 893,4605. Dl,f ph6ng rui ro tal san c6 (28,859) (13,859)

116ng 7,407,847 5,398,53611 Cae khoan nc;>'ehinh phu va NHNN

31·12·2015 31·12·2014

Dong Dong1. Vay NHNNVay cam co cac gicf!yto c6 gia

TOng

12 Ti~n, yang gLvi va yay cac TCTD khac31·12·2015 31·12·2014

Dong Dong

12.1 Ti~n, yang gLvi ella cac TCTD khaca. Ti~n, vang gui khong ky han 61,247 2,309,906· Bang VND 61,247 2,309,906· Bang vang va nqoai t$ 2b. Ti~n, vang gui c6 ky han 8,128,451 2,054,966· Bang VND 8,128,451 2,054,966· Bang vang va nqoal t$

~(I

TOng 8,189,698 4,364,87212.2 Vay cacTCTD khae· Bang VND 1,801,250 4,333,922· Bang vang va ngo~i t$

li6ng 1,801,250 4,333,922TOng ti~n, yang gLvi ella va yay TCTD khac 9,990,948 8,698,794

.;;

13 Ti~n gLvi ella khach hang• Thuy~tminh theo lo~i ti~n gLvi

31·12·2015 31·12·2014

Dong Dong

Ti~n, vang gui khong ky han 1,574,498 958,450• I •

· Tien gifi khOng ky h{;ln Bang VND 1,492,032 943,137· Tien gifi khOng ky h;;w bang vang, ngo<;1it~ 82,466 15,313

, Ti~n, vang gui c6 ky h~n 32,488,477 23,449,239· Tien gifi co ky h<;1nbBng VND 29,411,047 21,539,811· Tien gifi co ky h<;1nbBng vang va ngo<;1it~ 3,077,430 1,909,428Ti~n gui von chuyen dung 214 212Ti~n gui ky quy 113,784 32,458

TOng 34,176,973 24,440,359

Page 16

NGAN HANG THU'O'N~M~I coPHAN QUOC DAN Bi~u 56: B05aTCTO-HN

Ban Mnh theo OD 56 16.12007/OD-NHNN

BAN THUYET MINH BAo cAo TAl CHiNH HQ'P NHATQuy IV Nam 2015

. Thuyl!t minh theo loal hinh doanh nghi~p31-12-2015 31-12-2014

Dong DongTiem glii cua TCKT 5,105,050 2,992,360Tien glii cua ca nhan 29,071,923 21,447,999Tien glii cua cacdoi tU'Q'ng khac

T6ng 34,176,973 24,440,359

14 VOn tai tr~, uy thae dau tll', eho vay TCTD chju rul ro31-12-2015 31-12-2014

Dong DongVon nhan tai tro, uy thac dau ur, eho yay bang VNO 113,884 71,653Von nhan tai tro. uy ihac dau tU', ehoyay bang yang, nqoai te

T6ng 113,884 71,653

15 Phat hanh Jiay tcY co gia thong thll'cYng31-12-2015 31-12-2014

Dong Dong

Ky phieu ng~n han bang VNO 200,097Ky phieu ng~n han bang nqoal te

T6ng 200,09716 Cae khoan ng khae

31-12-2015 31-12-2014Dong Dong

Cac khoan phai tra noi bo 345 292Cac khoan phai tra ben nqoal 58,717 24,585Lai va phi phai tra 610,683 389,71401,.1'ph6ng r~i ro khac- Ol,f phOnga6i voi cec cam kef dire ra

T6ng 669,745 414,59117 VOn va quy cuaT6 chuc tin d",ng

17.1 Bao caotinh hinh thay d6i vOn ehu sOt hCPu

172 Chi til!t vOn dau tll' eua TCTDNQi dung Ky nay Ky trU'<Ye

Tong so Von CP Von CPTong so Von CP Von CP

thU'ang U'u dai thU'ang U'u dai.-

Von dau tU' eua nha nU'<Ye

Von gop 3,010,216 3,010,216 - 3,010,216 3,010,216--

Page 17

NGAN HANG THU'O'NG MAl coPHAN QUOC DAN

I .

Bi6u 56 B05aTCTO-HN

Ban hilnh theo Of) 56 16.12007/0f)-NHNN

BAN THUYET MINH BAo cAo TAl CHiNH HQ'P NHATQuy IV Nam 2015

Thanp dU' von co phan ----

Co phieu qu~ (29,644) (29,644) - (29,644) (29,644) -T,6ng 2,980,571 2,980,571 2,980,571 2,980,571

17.3c6 phi~u

- So IU'O'ngco phieu dang ky phat hanh- So IU'O'ngco phieu duoc ban ra cong chung

+ c6 phieu ph6 thong+ cephieu uu dai

- se IU'O'ngc6 phieu duoc mua lal+ c6 phieu ph6 thong+ c6 phieu u'u dai

- se IU'O'ngco phieu dang luu hanh+ c6 phieu ph6 thong+ c6 phieu uu dai

* M$nh gia 06 phieu dang luu hanh: (dong)

31-12-2015

350,000,000301,021,552301,021,552

31-12-2014

350,000,000301,021,552301,021,552

3,352,0003,352,000

3,352,0003,352,000

297,669,552297,669,552

297,669,552297,669,552

10,000 10,000

VI. Thong tin b6 sung cho cac khoan muc trinh bay trong bao cao k~t qua heat dQng kinh doanh18 Thu nhap lai va cac khoan thu nh~p twO'ng tl,l'

Den 3111212015 Den 3111212014Dong Dong

Thu nhap lai tien gui 88,607 146,586Thu nhap lai cho vay khach hang 2,126,571 2,006,861Thu lai tli kinh doanh, dau tU' chling 504,831 292,202khoan no

-Thu lei ur ch(fng khoan kinh doanh-Thu lei ur ch(fng khoan atJu tir 504,831 292,202 (

Thu nh~p lai cho thue tai chinhThu khac tli hoc;ttdong tin dl,mg 31,275 8,680 ~

T6ng 2,751,284 2,454,32919 Chi phi lai va cae khoan chi phi twO'ng tl,l':

Den 3111212015 Den 3111212014Dong Dong

Tra lai tien gui 1,889,730 1,724,719Tra lai tien vay 79,001 111,761Tra lai phat hanh gi~y to co gia 2,070 13,214Tra lai lien thue tai chinhChi phi hoc;ttdong tin dl,mg khac 17,604 4,153

T6ng 1,988,405 1,853,84720 Lai 10 thu~n t(J' ho~t dQng djeh vl,I

20.1Thu nh~p t(J' ho~t dQng djch VI,I

Den 3111212015 Den 3111212014

Page 18

- - -- ---,--------------------

NGANHANGTHU'O+ M~I coPHANQUOCDAN BiJu s6: B05a TCTO-HN

Ban htlnh theo QD s6 16.12007IQD-NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHATQu}' IV Nam 2015

Dong DongThu hi dich vu thanh toan 16,141 10,592Thu tCPnghiep vu bao lanhThu tCPdich vu nqan quy 1,631 934Thu khac 11,763 4,600

T6ng 29,535 16,12620.2 Chi phi heat dQng djch vu

Den 31/1212015 Den 31/1212014Dong Dong

Chi dich vu thanh toan 4,170 3,078Chi ve nqan quy 3,171 3,221Chi ve uy thac va d~i Iy 1,963 1,881Chi khac 16,606 14,478

T6ng 25,910 22,65820.3 Uii 10 thuan tli' heat dQng djch 3,625 (6,532)

21 Lai 10 thuan tli' heat dQng kinh doanh ngo~i hOi

Den 3111212015 Den 31/1212014Dong Dong

Thu nh~p tli' hoat dQng kinh doanhngo~i hOi 200,156 228,046- Thu tCPkinh doanh nqoal te giao ngay 75,977 144,772- Thu tCPkinh doanh yang 396 260- Thu tCPchenh lech danh gia lai nqoai 96,831 81,234te kinh doanh

- Thu tCPcac cong cu tai chinh phai 26,952 1,780sinh tien teChi phi hoat dQng kinh doanh ngo~ihOi 215,662 228,813- Chi tCPkinh doanh nqoal te giao ngay 92,135 115,958- Chi tCPkinh doanh yang 2,139 322- Chi tCPchenh lech danh gia lai nqoal te 81,767 112,263kinh doanh- Chi ve cac cong Cl,l tai chinh phai sinh 39,621 270tien teLai/Lo thuan tli' ho~t dQng kinhdoanh ngo~i hOi (15,506) (767)

22 Thu nh~p tCPgop vOn, mua c6 phanDen 3111212015 Den 3111212014

Dong DongCo tLPCnh~n dU'Q'c trong ky tCPgop von,mua co ohan 2,875 3,540- Til' gop von, Gau tU' dai h<;ln 2,875 3,540

I

'.,.;

Page 19

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN Biilu so. B058TCTO-HN

Ban Mnh thea Of) s6 16.1200710f)-NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHATQuy IV Nam 2015

Cac khoan thu nhap khacTOng 2,875 3,540

23 Chi phi heat dQngDen 31/1212015 Den 31/1212014

£)6ng £)6ng1. Chi nop thue va cac khoan phi 1$ phi 8,940 9,0912. Chi phi cho nhan vien 279,215 226,289Trong a6: - Chi IU'O'ng va phI! cap 229,847 190,624- Cac khoan chi a6ng g6p fheo lu'O'ng 21,149 19,693- Chi frQ' cap 1,589 2,897- Chi cong teeX8 hoi3. Chi ve tal san 129,873 117,753- Trong (J6hhBu hao fai san co (Jinh 20,188 19,4194. Chi cho hbGit dong quan Iy cong Vl,J 205,196 224,312Trong a6:- Cong fac phi 7,391 4,321- Chi ve cecnee: aong (Joan the cue 109 96TCm5. Chi nop phi bao hiem, bao toan tien 33,236 26,986aui cua khach nano6. Chi phi d~ ph6ng

TOng 656,460 604,431

VIII. Cac thong tin khac

24 Tinh hlnh nhu nh~p cua can bQ cong nhan vien

Den 31/1212015-_.

Chi tieu Den 31/1212014I. TOng sO can bQ, CNV 2,188 1,676II. Thu nh~p cua can bQ1.T6ng quy ILI'O'ng 229,847 191,9532.Tien thLl'cYng - 1333. Thu nhap khac 1,589 13,3544. T6ng thunhap 231,436 205,4405. Tien ILI'O"ngblnh quan 8.8 9.56. Thu map binh guan 8.8 10.2-

25 Tinh hinh th,!c hi~n nghia VI,I vai ngin sach nha nwac

Phat sinh trong kyChi tieu 31·12·2014 SO phai

SO da nQp31/12/2015

nQp1. Thue GTGT 430 5,834 5,334 9302. Thue TNDN (29,043) 1,961 2,148 (29,2301

Page 20

NGAN HANG THU'O'NG M~I co PHAN ouoc DAN Bi6u s6: B05aTCTD-HN

Ban hflnh thea Of) s6 16.12007/QfJ-NHNN

BAN THUYET MINH BAo cAo TAl CHINH HQ'P NHATQuy IV Nam 2015

I

3. Cac loai thu~ khac 299 14,403 14.326 3764. Cac khoan phi, 1$ phi va cac khoan

-

Tong cQng 128,314) 22,198 21,808 (27,924)

26 Nghia VI,! nv ti~m an va cac cam kat dU'a ra

Nghia vI,! nQ' ti~m anBao lanh yay v6nCam k~t trong nghi$p Vl,J LCBao lanh khac

31·12·2015fJong

2,377,355

31·12·2014fJong

1,118,334

298,8382,078,517

66,6461,051,688

27 MCPcdQ t~p trung theo khu vlfc dja Iy cua cac tai san, cong nQ' va cac khoan muc ngo~i bang

TOng dU' TOng ti~n Cac cam CCTC phal KinhnQ' cho vay gi:Pi kat tin sinh doanh va

dl,!ng dAu tU'chCPngkhoan

.-

Trong nuoc 20,962,441 7,849,337 2,377,355 8,050 10,046,019NU'cYcngoai

~.

L~p bang Ka toan trU'cYng~_IJj'~'. ~rth8ng VII nam 2016

'am dOc

Page 21

17.1 Bao cao tinh hinh thayilai van chuSO' him

van gopl van di~u Quy dAu to"phat Quy d., phong Quy d., trfr ba Quy kh:ic thuQcLqi nhu~n sau

NQidungI~

ca phi~u quytri~n titi chinh sung van di~u I~ van chii sO-hfru

thu~ chua phan Tang cQng--_ phail LBluy k~S6 dir dAuky 3,010,216 (29,644) 1,105 70,563 40,322 30,143 88,967 3,211,672Tang trongky - 3,660 3,660 - 8,803 16,123Giarn trong ky - - - - 7,045 7,045S6 dir cu6i ky 3,010,216 (29,644) 1,105 74,223 43,982 30,143 90,725 3,220,750

Page 22

NGAN HANG TMCP ouoc DAN

RUl RO TIEN T~S6li~u bao cao ngay31/12/2015

EUR dUQ'C usndUQ'CGia tr] vang Cac ngoai t~

Chi tieuquy d~i quy d~i

ti~n t~ dUQ'C khac dUQ'c T~ngquy d~i quy d~i

Tai san

1- Ti~n mat vang bac, da guy 237 63,629 6,331 401 70,599

u- Ti~n gfri NHNN----

- 259,993 - - 259,993

Ill- Ti~n giri tai va eho vay cac TCTD khac(*) 1,176 167,689 - 1,971 170,837

TV- Chung khoan kinh doanh(*) - - - - -

V- C6ng el,ltai chinh phai sinh va cac tai san tai chinh khac(*) - 1,702,612 - - 1,702,612

VI- Cho vay khach hang(*) - 983,064 - - 983,064

VIJ- Chung khoan dAutu(*)----

- - - - -VIII- Gop von, dAunr dai han(*) - - - - -

IX- Tai san e6 dinh va b~t dong san dAu nr---

- - - - -

X- Cac tai san Co khac(*) - 263,527 - - 263,527

T~ng tai san 1,413 3,440,515 6,331 2,373 3,450,631

NQ'phai tra va van chusir huu

1-Ti~n gui cua NHNN va nr vay TCTD khac - - - - -II- Ti~n gui cua khach hang

- ---

1,152 3,198,912 - 902 3,200,967

IIJ- Cong cu tai chinh phai sinh va cac khoan no tai chinh khac - - - - -

TV-V6n tai trg, uy thae dAutu, eho vay rna TCTD ehiu rui ro - - - - -

V- PhM hanh gi~ytaco gia---

- - - - -- --

VI- Cae khoim ng khae 6 1,922 - - 1,929

VII- V6n va cae guy-----

- - - -T~ng nQ'phai tra va van chitsir hiru 1,158 3,200,835 - 902 3,202,895

lJ VT : trieu dang

Page 23

"" _. ~ _:

NGAN HANG TMCP Qu6C DAN

RUI RO THANH KHOAN

S61ifU bao cao d~n ngay 31/1212015

Qua han Trong.han -T6ng c{lngChi tieu

D~n 3 thang D~n 1 thangTren 3 thang Tir 1 - 3 thang Tir 3 - 6 thang Tir 6 - 12 thang Tren 1 nam

TAl SANTi~n mat, vang bac, da quy - - 285,713 - - - - 285,713Ti~n giri tai NHNN - - 1,812,435 - - - - 1,812,435Ti~n, yang gui tai va cho yay cac TCTD khac - - 4,646,902 1,660,000 40,000 75,000 - 6,421,902Chung khoan kinh doanh - - - - - - - -Cac cong cu tai ehinh phai sinh viicac tai san tai ehinh khac - - - - - -Cho yay khach hang - - 3,101,175 1,847,525 2,303,288 2,892,128 10,433,324 20,577,441Chung khoan dfrunr - - 450,000 - - 150,000 9,446,019 10,046,019Gop von, dfrunr dai han - - - - - - 873,967 873,967Tai san e6 dinh va bfttdong san d<1utu - - - - - - 1,168,507 1,168,507Tai san Co khac - - 7,322,580 19,703 56,903 8,414 248 7,407,847T6ng Tai san - - 17,618,805 3,527,228 2,400,191 3,125,542 21,922,065 48,593,832N(JPHAITRATi~n gui cua va yay ur cac TCTD khac - - 7,136,506 2,709,955 144,488 - - 9,990,948VayNHNN - - - - - - -Ti~n gtii cua khach hang - - 14,294,986 5,432,364 8,465,437 4,855,678 1,128,508 34,176,973Cac cong cu tai ehinh phai sinh vii cac khoan no tai ehinh khac - - 8,050 - - - - 8,050V6n tai tro, uy thac d<1utn, eho yay TCTD ehiu riii ro - - - - - - 113,884 113,884PharhilnhGTCG - - 178,657 21,440 - - - 200,097Cae khoitn nO'khae - - 753 90 - - 668,902 669,745T6ng nlf phai tra - - 21,618,952 8,163,848 8,609,925 4,855,678 1,911,294 45,159,697Mllc chenh IfCh thanh kho3n rong - - (4,000,147) (4,636,620) (6,209,733) (1,730,136) 20,010,771 3,434,134

DVT Trieudong

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NGAN HANG TMCP ouoc DAN

RUI RO LAI SUA.T

S6 li~u bao cao d~n ngay31/1212015

Chi tieu Qua han Khong chju Iii D~n 1 thang_ Tid -3 thang Jil' 3 -6 thang Til'_6 - 12 tMng Tu I - 5 nam Tren 5 nam T611g cong_

TAr SAN

Ti~n mat, vang bac, da quy - 285,713 - - - - - 285,713Ti~n gui tai NHNN - 1,812,435 - - - - - - 1,812,435Ti~n, vang gtri tai va cho vay cac TCTD khac - 366,902 4,280,000 1,660,000 40,000 75,000 - - 6,47 I,902Chung khoan kinh doanh - - - - - - -

Cac ding cu tai chinh phai sinh va cactai san tai chinh khac - - - - - - -Cho vay khach hang 1,009,102 - 5,083,868 8,265,575 3,100,054 3,045,004 73,568 269 20,577,441Chung khoan d§u nr - - 450,000 - - 150,000 4,097,000 5,349,020 10,046,020Gop von, d§u nr dai han - 873,967 - - - - - - 873,967Tai san c6 dinh va b§t d(mg san d§u tu - 1,168,507 - - - - - 1,168,507Tai san Co khac - 7,407,847 - - - - - 7,407,847T6ngTai san 1,009,102 11,915,371 9,813,868 9,925,575 3,140,054 3,270,004 4,170,568 5,349,289 48,593,832N<;1PHAITRA. -Ti~n gui cua va vayIU cac TCTD khac - 61,247 7,075,260 2,709,955 144,488 - - - 9,990,948VayNHNN - - - - - - - - -Ti~n giri cua khach hang - 3,873,986 10,421,000 5,432,364 - 13,321,116 1,178,458 50 34,176,973Cac cong cu tai chinh phai sinh va cac khoan no tai chinh khac - - - - - 8,050 8,050V6n tai tro, uy thac d§u tu, cho vay TCTD chiu rui ro - - - - - - 113,884 113,884PMt himh GTCG - - 178,657 21,440 - - - 700,097Citc khoan no khac - 669,745 - - - - - - 669,745T6ng mr phai tra - 4,604,978 17,674,917 8,163,758 144,488 13,321,116 1,128,458 121,984 45,159,697Mu-c chenh I~ch nh~y cam vo; Iii su.lt nc)ibang 1,009,102 7,310,394 (7,861,049) 1,761,817 2,995,566 (10,051,111) 3,042,110 5,227,305 3,434,134Cac cam ket ngoai bang co tac dong toimuc do nh~y cam voi - - - - - - - -liii su§t cua cac tai san va cong nO'(rbng) -Mu-c chenh I~ch nh~y cam vo; liii su~t nc)ibang, ngo~i bang 1,009,102 7,310,394 (7,861,049) 1,761,817 2,995,566 (10,051,111) 3,042,110 5,227,305 3,434,134

DVT Trieu dong

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