Bank/Wachovia Bank. Jean Marie Williamson was ap-pointed to vice president, senior HR consultant. Previously, she was employed with Level 3 Com-munications Inc. John Newell was appointed vice president, al-ternative invest-ment analyst in Tulsa. He previously served with Coast Asset Management in Santa Monica, CA Q

Bank of Oklahoma, N., A., Tulsa. has announced the appointment of Marta Morrow to senior vice presi-dent and interna-tional trade sales consultant in Tulsa. Previously, she was employed with JP Morgan Chase. Art Karl was appointed to se-nior vice president and manager of financial services in Tulsa. Previously, he was employed with Wells Fargo

The Leadership Division of the Inde-pendent Bankers Association of Texas (IBAT), Austin, has reported the elec-tion of new board members at the close of the 27th annual IBAT lead-ership conference held in June in The Woodlands. The newly elected board members of the 525-member division will serve through 2012-2013. Brandon Bartek of Goldthwaite-based Mills County State Bank in Early was named chairman. He has served as president of the Early Bank-ing Center since 2007. Other board members named to guide the Leadership Division in-clude: chairman-elect Kevin Monk of Alliance Bank in Sulphur Springs, vice chairman Michael Moores of Citizens

Volume 141, No. 2July 9, 2012

In This Issue...The State National Bank of Big Spring, TX, Files LawsuitChallenging Dodd-Frank ActFeature............................................3

Charter Activity............................8

Classified.......................................9

Please route this issue:

www.bankersdigest.com

Bartek

Bartek Elected to Lead IBAT Leadership Division Board of Directors for 2012-2013

Published weekly on Mondays except fifth Mondays

Morrow Karl

Myers Named SVP, Comerica Bank in Dallas

Morrow and Karl Named Senior VP, Williamson and Newell VP at Bank of Oklahoma

National Bank in Henderson, and secretary-treasurer Mark Sheffield of Roscoe State Bank in Bastrop. In ad-diton, Zach Dean of Fort Davis State Bank in Fort Davis was elected to the Leadership Division board. The Leadership Division, the na-tion’s largest organization for pres-ent and future banking leaders, will expand its reach to provide more op-portunity for its members to connect. The plan, approved recently by the division’s board, calls for the creation of 11 chapters throughout TX which will elect representatives to the board and establish local committees to provide opportunities for greater in-volvement for the division’s members. Three committees will be established in each of the districts to help advance the division’s mission of fundraising, education, and networking. Two re-gions (Panhandle and Northeast) will serve as pilots in 2012; full implemen-tation is scheduled for 2015 Q

Veteran TX banker Douglas B. Myers has joined Comerica Bank, Dallas, TX, as senior vice pres-ident of business banking at its 8828 Stemmons Fwy. office in Dallas. He most recently served as presi-dent of Southwest Securities, FSB’s, banking center in downtown Dallas. Myers is perhaps best known for his tenure with Legacy Bank of Texas in Plano, where he served from 1989 to 2000, departing as president/CEO. After leaving Legacy Bank, he served as president/CEO of a de novo state-chartered bank in Bryan/College Sta-tion and in senior executive officer po-sitions for banks in Plano and North Dallas. He began his banking career as a trainee with a Banc One affiliate bank in OH and moved to TX in 1981 to serve as a commercial lender for RepublicBank Dallas. He later served as president and chief loan officer for RepublicBank Lubbock Q

Myers

Page 2 BANKERS DIGEST July 9, 2012

as a senior vice president, corporate/commercial banking manager, accord-ing to San Antonio CEO David McGee.

Wilkinson has more than 12 years of banking and financial ex-perience. Prior to joining Amegy, she served in com-mercial banking at JPMorgan Chase and was the plat-form-wide advisor

for Chase’s CAT dealer and specialty insurance portfolio. Prior to join-ing Chase, she served with Guaranty Bank. She holds a BBA degree in fi-nance from Texas Christian University. She is involved with Financial Execu-tives International, serves on the board for Junior Achievement of South Texas, and is the Walk Executive Director for Feast of the Heart 5K Run/Walk Q

p e o p l e TeXAS

Bankers Digest®

Established 1942A Weekly Bank News Magazine

(USPS 041180)Published weekly on Monday except fifth Mondays

at 9516 Bill Browne Lane, Dallas, Texas 75243Copyright 2012 Bankers Digest®

BONNIE JAMISON BLACKMAN, Publisher/EditorR. GILBERT BLACKMAN JR., Managing Editor

P. O. BOx 743006Dallas, Texas 75374-3006

Phone 214/221-4544Fax 214/221-4546

E-mail: bankersdigest@bankersdigest.comwebsite: www.bankersdigest.com

One year subscription rate:Print $37.00, Online $26.00; Both $50.00. Single copy $1.00

Opinions expressed by writers of bylined articles are not necessarily those of Bankers Digest. We make no representations or war-ranties for information, products, or services contained in any advertisement in this maga-zine or on our website. Editorial guidelines may be obtained upon request. Articles and photos may be submitted to above address.

Periodical postage paid at Dallas, TexasPOSTMASTER: Send address changes to Bankers Digest®, P.O. Box 743006, Dallas,

Texas 75374--3006

Wilkinson Joins Amegy Bank in San Antonio as SVP

Wilkinson

Jennifer Wilkinson has recently joined Amegy Bank of Texas in San Antonio

Chaikin Upped to SVP, Green & Reid NamedTexas Bank and Trust Company, Longview, has reported that Craig

Chaikin has been promoted to se-nior vice president and trust division assistant manager, Sue Green has joined the trust division as vice president and trust officer, and James A. Reid has joined

the technology division as a vice presi-dent and IT project manager. Chaikin has been associated with the bank since 1999. With 17 years of retail and trust experience, he has man-aged the estate and personal trust group within the trust and investment division and the retirement plan services group. He is a graduate of the American Bank-ers Association Trust and Graduate Trust Schools and is a Certified Trust and Fi-nancial Advisor (CTFA). Green has 12 years’ trust experi-ence including administration of trusts and estates, IRAs, investment management, and custody accounts. Reid’s 14 years of experience includes technical support operations, telecommu-nications, and project management Q

Chaikin

Member FINRA/SIPC

THIS ANNOUNCEMENT APPEARS AS A MATTER OF RECORD ONLY.

Richardson, Texas

Acquired by

Green Bancorp, Inc.Houston, Texas

The undersigned acted as financial advisor toOpportunity Bancshares, Inc.

Dallas, Texas May 2012

Subscribe to Bankers Digest Digital Edition

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2012 Spring Edition

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July 9, 2012 BANKERS DIGEST Page 3

F e A T U R e C H A L L E N G E

The State National Bank of Big Spring, TX, Files Lawsuit

Challenging Dodd-Frank

B D

FEATURE(continued on Page 12)

The State Na-tional Bank of Big Spring, TX, on June 21 filed a lawsuit in the U. S. District Court

for the District of Columbia (http://cei.org/legal-briefs/state-national-bank-big-spring-et-al-v-geithner-et-al). The lawsuit will challenge certain provisions in the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) as unconstitutional, with a focus on the creation of the Consumer Finan-cial Protection Bureau (CFPB). Here is the press release contained in a blog by James Pethokoukis, of the American Enterprise Institute, who writes at: http:www.aei-ideas.org/topic/dodd-frank/.TEXAS COMMUNITY BANK, SENIORS AND FREE ENTERPRISE GROUPS FILE SUIT CHALLENGING DODD-FRANK Unchecked Power of Consumer Financial Protection Board Unconsti-tutionalWASHINGTON, D.C., June 21, 2012 – The State National Bank of Big Spring, Texas, today filed a lawsuit asking the U.S. District Court for the District of Columbia to hear its case challeng-ing the constitutionality of provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Competi-tive Enterprise Institute and the 60 Plus Association are also joining this community bank as plaintiffs in the same action, requesting the Court to invalidate the law because of the unprecedented, unchecked power it gives the government. “No other federal agency or com-mission operates in such a way that one person can essentially determine who gets a home loan, who can get a credit card and who can get a loan for college,” said Jim Purcell, CEO of State National Bank. “Dodd-Frank ef-fectively gives unlimited regulatory power to this so-called Consumer Fi-nancial Protection Board, also known as CFPB, with a director who is not ac-

countable to Congress, the President or the Courts. That is simply uncon-stitutional.”No Checks and Balances According to the complaint, there are no effective checks and balances to assure the public of accountability. Most importantly: · Congress exercises no “power of the purse” over the CFPB, because the agency’s budget – administered es-sentially by one person – comes from the Federal Reserve, amounting to approximately $400 million that Con-

gress cannot touch or regulate. · The President cannot carry out his constitutional obligation to “take care that the laws be faithfully executed,” because the President cannot remove the CFPB director except under lim-ited circumstances. · Judicial review of the CFPB’s actions is limited, because Dodd-Frank requires the courts to give extra deference to the CFPB’s legal interpretations. The plaintiffs claim in their suit that Dodd-Frank gives an agency of un-

Page 4 BANKERS DIGEST July 9, 2012

The First National Bank of Central Texas in Waco has reported the pro-

motion of Thomas Smith to SVP of compliance and loan operations at the Woodway lo-cation in Waco Smith joined the bank on a part-time basis in the fourth quarter of 2011. He now

serves full-time and has assumed management of the loan operations area in addition to his current respon-sibilities. Evan Hankins has been promoted to banking officer, Waco location. He joined FNBCT in 2009 as a credit ana-lyst. Since May 2011 he has served as senior credit analyst. In January 2012, he began serving dual roles as senior credit analyst and assistant to CFO Randy Crawford and SVP Steve Mul-lens in the financial and operational functions of the bank Q

p e o p l eTeXAS

Bourne Joins American Bank in Austin as Sr CLO

Smith Is SVP, Hankins BO, First NB of Central TX

American Bank, N. A., Corpus Christi, has announced that Chris Bourne

has joined its new downtown Austin office, 620 Con-gress Ave. at 7th St., as a senior commercial lend-ing officer. He joins Ameri-can Bank from Anthem Bank & Trust, Lakeway,

where he was EVP/chief lending offi-cer. Prior to that, he was city president for the former Colonial Bank’s Austin division and held commercial banking positions at other Austin-area banks. Active in the Austin community, he volunteers with the Real Estate Council of Austin and the Austin and Lakeway Chambers of Commerce. He holds a BA degree from The Univer-sity of Texas, an MBA degree from The

Smith

University of Texas at Dallas School of Management, and was a Class 53 par-ticipant of SWSGB at SMU Q

Clayton and Maxwell Join; Patel Upped, One World Bank One World Bank, Dallas, President W. Ralph Kerr has announced that Karen Clayton has joined as vice president and branch manager. Prior to joining One World Bank, she held leadership roles at other local banks, including most recently serving as branch manager for the former Jeffer-son Bank in Rockwall. Tanya Maxwell has been hired as assistant cashier. She has over 25 years with financial institutions, most recently serving 19 years at the former First International Bank in Plano. Kishori Patel has been promoted to assistant vice president in the com-mercial lending area. Kishori joined One World Bank in 2010 Q

First United Bank Names Evans Manager in AmarilloDora Evans has been hired by First United Bank, Dimmitt, as banking of-ficer and manager for the Tradewind Banking Center at 34th & Osage in Amarillo. She has more than 30 years of banking experience, beginning her career at the original First National Bank in Amarillo. She serves on the board for the Amarillo Chapter of the American Cancer Society and on the Amarillo Chamber Women’s Counsel Q

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Domingue & Pourciauz Upped, MidSouth Bank in Lafayette

Herrington Promoted to Vice President, Bank of Albuquerque

Menchaca Joins MidFirst Bank as Private Banker

Bank of Albuquerque, N. A., has pro-moted Jordan Herrington to vice president, commercial banking rela-tionship manager. Herrington joined the bank in 2005 through the Accelerated Career Track Program, where he was appointed bank officer, consumer branch manag-er. He joined the commercial banking group in 2006 and was later promoted to AVP, credit specialist. He holds a BBA degree in finance from University of New Mexico. He is currently president of the board of di-rectors for the New Mexico Chapter of The Risk Management Association Q

MidSouth Bank, N. A., Lafayette, has promoted Jonathan Domingue to vice president, commercial credit man-ager, and Nicole Pourciaux to assis-tant vice president, senior commercial credit analyst. Domingue previously was AVP/se-nior commercial credit analyst and is a nine-year bank employee. He has a BS degree in business administration from UL Lafayette and completed the Southwestern School of Consumer Credit in Nashville, TN. Pourciaux, an eight-year bank em-ployee, previously was bank officer and junior commercial credit analyst. She has a BS degree in business adminis-tration (finance) from UL Lafayette and holds a Series C insurance license Q

MidFirst Bank in Phoenix has hired Susan Menchaca as vice president and private banker for its Private Bank in Scottsdale. Menchaca, a graduate of Arizona State University, previously served three years as P&E banker for Alliance Bank of Arizona and more than seven years with Bank of America Q

Page 6 BANKERS DIGEST July 9, 2012

p e o p l e BANKING SCHool

Torres Named Top Student, Smith Receives Alumni Award, Western States School of Banking in Las Cruces, NMAngelica (Angie) Torres, operations manager for First American Bank in Las Cruces, NM, was recently awarded the “Gayle Earls Academic Achieve-ment Award” at the 2012 Western States School of Banking graduation ceremony. She also received a $500 cash award to go along with the cer-tificate of recognition. Joshua Smith, a commercial lender

for the First National Bank of Santa Fe, was chosen by the senior class to receive the WSSB Alumni Award for leadership. Smith, who serves in the Albuquerque Uptown branch, re-ceived a $250 cash award. Both Torres and Smith are mem-bers of the 2012 WSSB graduating class which numbered 19 bankers from five states. They were recognized

at the graduation ceremonies held on the campus of New Mexico State Uni-versity in Las Cruces. The 2012 session marks the 38th year the school has been educating bankers from financial institutions throughout the Southwest. The Independent Community Bank-ers Association of New Mexico (ICBA/NM) initiated the academic award a number of years ago in honor of Gayle Earls, a retired “correspondent banker” from TIB, the Independent BankersBank, in Dallas, TX. Earls, who is now chairman of the board of direc-tors for AccessBank Texas in Denton, has been very active in educational ef-forts for community bankers Q

N e W S W A T C H Prosperity Bancshares to Buy Community NB BellaireProsperity Bancshares Inc., Houston, announced June 27 the signing of a definitive agreement to acquire Com-munity National Bank, Bellaire, in a stock and cash transaction. Prosperity will issue up to 372,396 shares of its common stock plus $11.4 million in cash for all the outstanding shares of Community Nation, subject to certain conditions and adjustments. Community National Bank, which operates one banking office at 5123 Bellaire Blvd, reported total assets of $182.9 million, total deposits of $162.7, and total loans of $67.3 mil-lion, as of March 31, 2012. The bank was established in 2002. Long-time Houston bankers Randall W. Dobbs and John M. James, CEO and president of Community Nation-al, respectively, will join Prosperity Bank. Dobbs will serve as president -Bellaire Banking Center, while James will serve as executive vice president. Prosperity announced it will close its existing Bellaire Banking Cen-ter following the merger between its banking subsidiary, Prosperity Bank, El Campo, and Community National, and retain the Community National location. The transaction is subject to nec-essary approvals and conditions, and is expected to close during the fourth quarter of 2012. Operational integra-tion is expected to begin in late 2012 Q

July 9, 2012 BANKERS DIGEST Page 7

N e W S W A T C H TeXAS

MetroCorp Bancshares Inc., Houston, to Repurchase TARP Preferred Stock and Join Russell 2000 Index

Mutual of Omaha Bank Opens Third Houston OfficeStrong local loan growth has prompt-ed $6 billion Mutual of Omaha Bank to open a third Houston office, ac-cording to Robert Strong, TX state president. Strategically located at 520 Post Oak Blvd., between River Oaks and Tanglewood, the new office, an LPO, will house 17 employees dedicated to the bank’s commercial lending ef-forts in Houston, which focus primar-ily on energy, marine, commercial and industrial (C&I), and commercial real estate. Relationship lending manag-ers and support staff will serve at this location. “Over the past three years, we have significantly grown our deposit and loan base in Houston and this new lo-cation will further enhance our reach and service to a wide base of clients,” said Mike Turner, Houston market president, who will office at the new location Q

MetroCorp Bancshares, Inc., Houston, the parent of MetroBank, N. A., Hous-ton, and Metro United Bank, with six full-service banking locations in the greater San Diego, Los Angeles, and San Francisco, CA, metro areas, will be exiting the U.S. Treasury’s TARP pro-gram on July 3 when it closes a deal to purchase 43,740 shares out of 45,000 TARP shares at $981.17 per $1,000 of liquidation value from investors who recently acquired the preferred shares from the Treasury. The buyout is val-ued at about $43 million, which is the the amount MetroCorp raised in May from a public offering. MetroCorp is-sued the 45,000 shares of preferred stock to the Treasury in 2009 in ex-change for a $45 million investment. In other news, MetroCorp an-nounced on June 25 that it is set to join the Russell 2000 Index. “We are honored to be included in the 2012 Russell 2000 Index, a testi-

mony to the progress we have made over the past few quarters in terms of increasing shareholder value,” said George M. Lee, executive vice chair-man/CEO. “This inclusion also reflects market confidence in our commit-ment to the company’s strategic busi-ness model. As the only Texas based NASDAQ listed Chinese ethnic bank, we believe our inclusion in the Russell 2000 will further enhance our brand profile and investors’ interest on both sides of the Pacific.” The $1.1 billion-asset MetroBank, Houston, in the first quarter, grew its loans 0.9% to $745 million and depos-its by 1.1% to $935 million, according to an article in the Houston Business Journal by Collin Eaton. The bank has $40 million in nonperforming assets on its books, but in the first quarter the bank pushed that number down 13.3%, according to data from FBR Capital Markets & Co. in Houston Q

Carol TroyAgency Manager

Valarie UreSales Director

Connie TollesAccount Executive

Michelle BeachClaims Advocate

Bea VargasAdministrative

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Page 8 BANKERS DIGEST July 9, 2012

R e G U l A T o R S

C h a r t e r

a c t i v i t y

ArizonaBRANCHES The OFFICE OF THE COMPTROL-LER OF THE CURRENCY has re-ceived applications by First National Bank Texas, Killeen, for First Conve-

nience Bank branches: 1260 E. Tuc-son Marketplace, Tucson, and 100 W. White Park Dr., Nogales.ArkansasBRANCHES The OCC has approved an appli-cation by The First National Bank of Lawrence County at Walnut Ridge to relocate a branch from 901 Hwy. 62 to 1755 Hwy. 62, Pocahontas.LouisianaBRANCHES The FEDERAL RESERVE BANK

OF ATLANTA has received applica-tions by IBERIABANK, Lafayette, for branches: 6235 S. Claiborne Ave., New Orleans; 822 S. Range Ave., Denham Springs; and 12920 Airline Hwy., Ba-ton Rouge.OklahomaCHARTERS The OCC has announced that an application by The Yukon National Bank, Yukon, to convert from a na-tional to a state charter was effective June 20.MERGERS AND ACQUISITIONS The OKLAHOMA STATE BANK-ING DEPARTMENT has received an application for the merger of Valliance Bank, McKinney, TX, with and into Val-liance Bank, Oklahoma City, and a ap-plication by Valliance Bank, Oklahoma City, to operate a branch at 5900 S. Lake Forest Dr., McKinney, TX.TexasCHARTERS The OCC has approved an applica-tion by Guaranty Bond Bank, Mount Pleasant, to convert from a state to a national charter under the title Guar-anty Bond Bank, N. A., Mount Pleasant.BRANCHES The OCC has received an application by JPMorgan Chase Bank, N. A., Colum-bus, OH, for a branch at the intersection of Yale & W. 10th St., Houston. The TEXAS DEPARTMENT OF BANKING has received an applica-tion by American State Bank, Arp, for a branch at 1116 Troup Hwy., Tyler. The FRB OF DALLAS has filed an applica-ton for this branch. The TXDB has updated an appli-cation by Citizens Bank, Claude, for a relocation of a temporary branch at 4121 S. Georgia St. to a permanent branch at 4117 S. Georgia St., both in Amarillo, effective June 18. MERGERS AND ACQUISITIONS The FRB OF DALLAS has filed an application by Odessa SouthWest Bancshares Inc., Odessa, to become a bank holding company by acquiring 100% of SouthWest Bank, Odessa. The FRB OF DALLAS has filed an application by Carlile Bancshares Inc., Fort Worth, to acquire 100% of the common stock of Washington Invest-ment Company, Yuma, CO, and there-fore indirectly Colorado Community Bank, Yuma, CO, and Colorado Front Range Holdings, Inc., Yuma, CO Q

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DK Ad 4-CMYK.pdf 1 5/9/2012 9:53:12 PM

July 9, 2012 BANKERS DIGEST Page 9

C l A S S I F I e D

B a n k e r s D i g e s tHOW TO CONTACT US

Mail responses to Box Number c/o Bankers Digest, P. O. Box 743006, Dallas, TX 75374-3006. Fax: 214/221-4546. Phone: 214/221-4544.

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ers Digest makes no representations or warranties for information, products,

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KILLEEN, TX AREA: Clean, profitable Community Bank needs local Commer-cial Lender to develop new business and manage staff.. Mark Mitchell, Lone Star Search, 972.335.9009, www.lonestarsearch.net.

SAN ANTONIO - area community bank seeks SEASONED LENDING AND RELATIONSHIP MANAGING EXECUTIVE with generalist lending skills and ability to manage one or more branches. Knowledge of agri-cultural credits helpful, but not es-sential. Business development and administrative skills and the desire to be part of the community and se-nior management team will be im-portant. Send resume in confidence to bankersdigest@bankersdigest.com, subject line Box J-7.

$400M independent community bank in East Texas has an opening for a COMPLIANCE OFFICER. Must have compliance experience. Send resume in confidence to bankers digest@bankersdigest.com, subject line Box D-5.

LAKE CITY/CREEDE, CO: Work in the Colorado mountain towns of your dreams, nestled 8500 feet in the San Juan Mountain range. Our communi-ty banks are looking for an individual to be the BRANCH PRESIDENT. This individual must have lending expe-rience and will manage the current portfolio. Please send resume to brandie@prvb.com. EOE.

Strong community bank looking for

of foreclosures and negotiating sales of ORE in a timely manner at prices favorable to bank. Excel-lent collections record on all types of credits. Ability to effectively coordinate internal and external personnel and resources. Cur-rently employed with excellent re-views. Reply: pro71239@aol.com

SEEKING OPPORTUNITY with growing Community Bank; em-ployed Senior Community Banker with broad experience, including CCO, Multi-branch management & success in 2nd market RE. Please reply to bankersdigest@bankers-digest.com, subject line Box B-7.

EXPERIENCED CREDIT OFFICER. Performed successsfully (verifi-able) as chief credit officer, in-house loan review and work-out specialist at Dallas area banks. Top references. Available to work as employee or contractor, part or full time. Resume and references provided upon request. Contact Myron T. Butler at 972-387-0292 orm y r o n t b u t l e r @ g m a i l . c o m .

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CHIEF FINANCIAL OFFICER needed for community bank in DFW vicin-ity. Must have 10+ years similar ex-perience. Sharon Emiliano, Babich & Associates, Sharon@babich.com, 214/823-9999, #306. www.babich.com.

COMMERCIAL LENDER with book needed for growing bank doing tra-ditional/nontraditional business. Dal-las area. Comp above market. Charles Gallamore, Babich & Associates, charlie@babich.com, 214/823-9999, #304.

SVP/COMMERCIAL LENDER need-ed in FT. WORTH, AUSTIN, HOUS-TON, AND SAN ANTONIO areas. 10+ years experience lending to businesses, with strong credit analy-sis/business development skills im-portant. Excellent compensation. Contact Donald Graff, Babich & As-sociates, dgraff@babich.com, 214-823-9999, #319.

qualified applicant to fill position of CONSUMER/COMMERCIAL LEND-ER. Ideal candidate will have 3-5 years lending experience, college degree, and interest in community/business development. Competi-tive salary, good benefits including health insurance, life insurance, paid vacation, and paid holidays. Send resume with references to begbom@carlsbadnational.com or Carlsbad National Bank, P. O. Box 1359, Carlsbad, New Mexico 88220.EQUAL OPPORTUNITY EMPLOYER.

ARE YOU READY FOR A CHANGE? The individual we are seeking will possess impeccable banking cre-dentials and will collaborate with an outstanding Executive Team using his/her advanced Degrees in Busi-ness and 20+ years of experience in Banking to direct strategy, imple-ment growth initiatives, and man-age risk of this billion dollar plus Texas-based bank. He/she will have a proven track record of success in driving asset quality and ensuring profitable financial performance of retail banking as well as commer-cial and community lending. If you are ready for a change or just ready for an exciting opportunity, please submit a letter of interest and re-sume to bankersdigest@bankersdi-gest.com, subject line Box J-5.

First Texas Bank of Georgetown (28 miles north of Austin) seeks an experienced VICE PRESIDENT – LENDING OFFICER with a minimum of five years experience. Applicant

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OPERATIONS OFFICER needed at $40MM bank sixty miles south of Dallas. Broad operations back-ground needed from teller manage-ment to investments to accounting to Call Report prep. 5-10 years bank operations experience minimum. IT and/or compliance knowledge will be a plus. Want to live in small com-munity with great lake recreation opportunities? Please respond to bankersdigest@bankersdigest.com, subject line Box Y-1.

LOAN OPERATIONS MANAGER wanted for independent community bank in North Dallas. LaserPro or document preparation experience and loan compliance knowledge a must. Need self-motivated individu-al. Send resume and salary require-ments to bankersdigest@bankersdi-gest.com, subject line Box Y-6.

BANK PRESIDENT: $450M West Texas Independent bank is look-ing for a well-rounded leader with strong operational background and credit skills. Please respond to bankersdigest@bankersdigest.com, subject line Box Y-4.

SENIOR LEVEL RELATIONSHIP MANAGER, COMMERCIAL LENDER needed for $400M Community Bank in Lubbock, TX. Five years lend-

needs experience in consumer, commercial, real estate, and inter-im construction lending. Qualified candidates should email resume with salary requirements to Human Resources at klong@firsttexasbank.com. First Texas Bank is an equal opportunity/affirmative action em-ployer.

NACOGDOCHES MARKET PRESI-DENT - East Texas Community Bank seeks an experienced individual to be responsible for overall manage-ment and growth of its Nacogdoches market. The successful candidate will be responsible for the develop-ment of relationships with new and existing customers, willing to be ac-tive in the community and be able to effectively engage the branch staff. This individual must have commer-cial lending experience and will as-sume the management of existing commercial relationships. Compet-itive salary commensurate with ex-perience and good benefits. Please reply to bankersdigest@bankersdi-gest.com, subject line Box Y-2.

Northeast Arkansas independent community bank has an immediate opening for a MARKETING DIREC-TOR. Prefer experience in public relations, advertising and business development. Send resume to sueh@thecitizensbank.net or mail to The Citizens Bank, Attn: HR De-partment, PO Box 2156, Batesville, AR 72503-2156. The Citizens Bank is an Equal Opportunity Employer.

South Plains Texas region bank is seeking a seasoned AGRICULTUR-AL LENDER. Responsibilities will in-clude handling an existing customer portfolio as well as generating new business. Prefer candidates with 5 or more years agricultural lending experience, consideration given to actual agricultural business experi-ence and will train. Must be willing to locate to Seminole, Texas. Please submit resumes to aglending@wtnb.com or mail to West Texas National Bank, 6 Desta Drive, Ste. 2400, Mid-land, Texas, 79705 ATTN: Aglend-ing. Include telephone number and email. Response will follow.

ing experience and an established portfolio are required to join this fast growing team. Signing bonus, incentive plan, and salary commen-surate with experience. Please re-spond to bankersdigest@bankers-digest.com, subject line Box Y-5.

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elected government bureaucrats unre-strained power. They argue this unac-countable power over the daily lives of the American people results in a lack of public accountability, creating a power grab over every U.S. citizen. “As a whole, Dodd-Frank aggregates the power of all three branches of gov-ernment in one unelected, unsuper-vised and unaccountable bureaucrat,” said former White House Counsel C. Boyden Gray, attorney for the plain-tiffs and founder of Boyden Gray & Associates (and once a White House

counsel to former President George W. Bush, in a press release). While some in the Obama Admin-istration argue that the CFPB will be overseen by the Dodd-Frank Financial Stability Oversight Council, the FSOC’s review is practically nonexistent. It can overturn a CFPB regulation under only limited circumstances, and even then only if seven of the 10 FSOC members, including the CFPB Director himself, vote to overturn the CFPB’s rule. Most importantly, the Council has no power to oversee the CFPB’s enforcement ac-tivities, which is the CFPB’s preferred

method of lawmaking. Greg Todd, senior vice president and director of communications, TIB-The Independent BankersBank, Dal-las, TX, offers his opinion in an article in the TIB Tickler June 26: “Personally, I find the fact that State National Bank has taken this stand not only encour-aging, but reinvigorating. Regardless of what the folks inside the Beltway may think, our government still has to answer to the people, not the oth-er way around. BUT, it is incumbent upon US to speak up and make our-selves heard.” Q

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