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Here is a snapshot of what BDC can do for you and your Company!
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BDC Profile
BDC is a Crown corporation with a mission to help Canadian entrepreneurs start and grow their companies
For over 60 years, BDC has provided flexible financing and consulting solutions tailored to the needs of entrepreneurs and designed to help their businesses prosper
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Our mandate
To support Canadian entrepreneurs by providing financial and consulting services
To be a complementary lender in the market
To operate on a commercial basis, i.e. to be financially sustainable
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BDC does not provide
Interest-free grants or loans
Residential or non-commercial loans
Bank accounts, lines of credit, term deposits or investment certificates
Lease financing
Loans to firms that fail to comply with environmental regulations
Loans to bars, nightclubs, gambling operations, activities of a sexual nature, private clubs
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BDC Financing
Solutions customized to our clients’ needs
– BDC provides long term and flexible financing solutions at every stage of growth
Our areas of expertise
– Land and building financing– Equipment financing– Working capital financing– Business ownership transition
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BDC Financing
To propose the best financing option, we look at businesses from a broader perspective
– The viability of the project not just the guarantees to secure the loan
– The management team’s experience
– The company’s strategies and goals
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Land and building financing
Purchasing realty or expanding facilities
Up to 100% long-term financing
Up to 100% long-term financing
Purchase or construction of a commercial building
Expansion or improvement of current facilities
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Project Amount Financing Amount
Land and building purchase $1,000,000 BDC $1,200,000
Renovations $260,000 Client’s working capital $130,000
Consulting services $40,000
Miscellaneous expenses $30,000
Total $1,330,000 Total $1,330,000
Land and building financing
BDC solutions at workBDC solutions at workSolutions Term loan to finance the purchase of land and building and renovations. Consulting services: Operations management and plant layout.
Benefits Increased employee efficiency thanks to more ergonomic facilities. 25% increase in sales over the 2 following years. More than $80,000 increase in profitability.
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Equipment financing
Buying equipment and machinery
Up to 125% financing
Up to 125% financing
Advantages for entrepreneurs– Increased productivity and capacity
– Better competitive edge
– 100% of the cost of new or used equipment
– Additional 25% for related expenses such as installation, set up and training
– Guaranteed financing for a period up to 8 years
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Equipment financing
Project Amount Financing Amount
Equipment purchase $850,000 BDC $ 1,077,500
Transportation and installation $212,500
BDC Consulting services $15,000
Total $1,077,500 Total $ 1,077,500
Solutions Term loan to finance the purchase of equipment. Consulting services: Operational efficiency to increase productivity.
Benefits
Increased efficiency thanks to the new equipment and consulting services. Financing of soft costs (training, transportation and installation).
BDC solutions at workBDC solutions at work
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Working Capital financing
Additional working capital for growth and innovation for projects such as:– Increasing inventory
– Exporting activities
– Marketing and R&D initiatives
BDC’s long-term working capital financing is the perfect complement to the short-term financing provided by a line of credit
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Working Capital financing
Project Amount Financing Amount
Marketing expenses $200,000 BDC $250,000
Leasehold improvements $ 50,000
Total $250,000 Total $250,000
Solution
Term loan to finance market development and move to new premises.
Benefits
Financing of new market development. Increased speed/efficiency in carrying out tasks, improved management
practices. Augmentation of line of credit by the client’s chartered bank to cover increasing
accounts receivables.
BDC solutions at workBDC solutions at work
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BDC Consulting
BDC providing money and more
One of the very few financial institutions that offers financial and consulting services to entrepreneurs, all under one roof
Through a network of specialized consultants, BDC Consulting helps businesses grow and successfully meet their challenges
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BDC Consulting
Our fields of expertise
– Operations management– Business planning and management– Human resources – Market development– Innovation– Business ownership transition
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BDC Consulting solutions
Our solutions include
Operational efficiency
Review of operational processes
Information and Technology management
ISO Certifications
Quality Environmental Food industry
Our solutions include
Operational efficiency
Review of operational processes
Information and Technology management
ISO Certifications
Quality Environmental Food industry
Operations management (do more with less)Operations management (do more with less)
BDC Consulting can provide you with the right advice to boost your productivity at minimal cost
We can help optimize production and eliminate waste of time, material, or space
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BDC Consulting solutions
Our solutions include
Financial and Management planning
Business Plans
Strategic and Business planning
Mentoring and coaching
Feasibility studies and diagnostics
Our solutions include
Financial and Management planning
Business Plans
Strategic and Business planning
Mentoring and coaching
Feasibility studies and diagnostics
Business planning andBusiness planning and management management
To clearly define your direction and track your business progress and keep your long-term goals in sight
Our solutions can help you stay on track with your objectives, develop and implement proven, effective and profitable strategies
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BDC Consulting solutions
Our solutions include
HR Dynamics workshops
Effective hiring process
Disciplinary process
Performance management
Training, professional development and succession
Motivation, communication and teamwork
Workplace safety
Our solutions include
HR Dynamics workshops
Effective hiring process
Disciplinary process
Performance management
Training, professional development and succession
Motivation, communication and teamwork
Workplace safety
Human Resources managementHuman Resources management
If you've invested significant money, time and effort to make your business what it is today, investing in human resources is equally important to ensure your company's prosperity
BDC Consulting can help your company implement HR practices that will contribute to your company's growth and future
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BDC Consulting solutions
Our solutions include
Market studies
Marketing plans
Sales and distribution
Export
Our solutions include
Market studies
Marketing plans
Sales and distribution
Export
Market developmentMarket development
Increasing revenues and profits may require a comprehensive marketing, sales and distribution plan
BDC Consulting solutions can help you drive sales, increase your market share or compete with larger companies
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BDC Consulting solutions
Our solutions include
Innovation management
Technology management
SR&ED Tax credits
Our solutions include
Innovation management
Technology management
SR&ED Tax credits
InnovationInnovation If your competitive advantage
depends on technology or if you are experiencing rapid growth:
– Implementing industry-standard technology planning can keep your business profitable and efficient
BDC Consulting solutions can help you manage innovation and make the best of it
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BDC Consulting solutions
Reviewing your current situation
Selecting your ultimate goals
Identifying who will take responsibility for the future of your business
Deciding what resources you need
Identifying training and development gaps
Business Ownership Transition Business Ownership Transition
Advantages
Evaluation of your business
Action plan for how, when and to whom your business will be eventually transferred
Clear management focus and defined future direction
Preserving and growing shareholder equity
Coaching and executive mentoring
Advantages
Evaluation of your business
Action plan for how, when and to whom your business will be eventually transferred
Clear management focus and defined future direction
Preserving and growing shareholder equity
Coaching and executive mentoring
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BDC Subordinate Financing
A unique type of quasi-equity for high-growth businesses
– Combines the advantages of a term loan and venture capital
– Does not dilute ownership and can be structured to maximize return on investment
– For high-growth or mature firms with minimal securities and who have successfully progressed beyond the start-up phase
To bring your company to the next levelTo bring your company to the next level
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BDC Subordinate Financing
BDC offers from $250,000 to $10 million to support projects such as:
– Business acquisitions
– Management buy-outs
– Business ownership transition
– Expansion commercialisation program
– Intangible asset financing
– Working capital for growth
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BDC Venture Capital
BDC is a major venture capital investor in Canada, active at every stage of the company's development cycle, from seed through expansion
Our focus is on knowledge based industries– Advanced Technologies– Information Technology– Life Sciences– Telecommunications
Why choose
BDC Venture Capital Fund to support your company
needs before your business reaches cash flow autonomy
A proven track record
Expertise and local assistance with a global perspective: A team of professionals present in all key areas of Canada.
A long-term focus
Why choose
BDC Venture Capital Fund to support your company
needs before your business reaches cash flow autonomy
A proven track record
Expertise and local assistance with a global perspective: A team of professionals present in all key areas of Canada.
A long-term focus
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Why choose BDC
More financing to increase working capital
Flexible repayment
Peace of mind
A ‘beyond the numbers’ approach
Support in challenging times
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To find out more about BDC solutions, contact:
Rita Kim
Phone : 604.927.1412
www.bdc.ca
Thank you!
