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Being a part of a Credit Union can be rewarding in so many ways! We offer a variety of services to our members. These services range from deposit accounts, CDs, low interest loans and credit cards. We are also very happy to announce our newest service, Financial Counseling. Thats right, we have a Certified Credit Union Financial Counselor on site at the Credit Union. What exactly is a financial counselor and what can they do for you? Lets take some time for a Q and A with our CCUFC, Jessica Stone. Who is Jessica Stone? Jessica has been with BFCU for 5 years and 4 months. She started out as a Member Service Representative in 2015 and quickly worked her way up to the Loan Processor. From there, she became the Assistant Loan Officer and then in 2019 she was promoted to the Loan Manager. This past March Jessica was certified as a Credit Union Financial Counselor. Jessica is married with 2 kids, 3 dogs and 2 cats. She loves working at the Credit Union and being able to help our members. What is a Financial Counselor? A Financial Counselor helps members with budgeting, planning, saving and debt solutions. Their main goal is to advise and motivate. A counselor can help you understand your credit score, manage your debt, retirement, estate planning and even get help from public assistance agencies. Who is eligible for the Financial Counseling Services? Everyone is eligible! There are 3 types of counseling: Remedial - helps members cope with debt and poor money management. Preventative - helps members with good financial habits manage financial challenges due to life changes. Productive Counseling - helps members identify the ways to use their resources to improve their financial status. Is this a one time session or will I need to come back? The whole counseling process can take a couple hours to several weeks and even months. She will need to gather as much information as possible. Some examples include: income, expenses, debt and payments going out or coming in. She can then discuss ways to consolidate debt by paying off high interest loans and budgeting for future success. How much does the Credit Union charge for these services? The Financial Counseling services that we offer are absolutely free! You can have peace of mind knowing that we are here to help you every step of the way to a better financial future! For more information call (724) 846-7929 BEE IN CHARGE OF YOUR FINANCES!

BEE IN CHARGE OF YOUR FINANCES!

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Page 1: BEE IN CHARGE OF YOUR FINANCES!

Being a part of a Credit Union can be rewarding in so many ways! We offer a variety of services to our

members. These services range from deposit accounts, CD’s, low interest loans and credit cards. We are

also very happy to announce our newest service, Financial Counseling. That’s right, we have a Certified

Credit Union Financial Counselor on site at the Credit Union. What exactly is a financial counselor and

what can they do for you? Let’s take some time for a Q and A with our CCUFC, Jessica Stone.

Who is Jessica Stone?

Jessica has been with BFCU for 5 years and 4 months. She started out as a Member Service

Representative in 2015 and quickly worked her way up to the Loan Processor. From there, she became

the Assistant Loan Officer and then in 2019 she was promoted to the Loan Manager. This past March

Jessica was certified as a Credit Union Financial Counselor. Jessica is married with 2 kids, 3 dogs and

2 cats. She loves working at the Credit Union and being able to help our members.

What is a Financial Counselor?

A Financial Counselor helps members with budgeting, planning, saving and debt solutions. Their main

goal is to advise and motivate. A counselor can help you understand your credit score, manage your

debt, retirement, estate planning and even get help from public assistance agencies.

Who is eligible for the Financial Counseling Services?

Everyone is eligible! There are 3 types of counseling:

Remedial - helps members cope with debt and poor money management.

Preventative - helps members with good financial habits manage financial challenges due to life changes.

Productive Counseling - helps members identify the ways to use their resources to improve their financial

status.

Is this a one time session or will I need to come back?

The whole counseling process can take a couple hours to several weeks and even months. She will need

to gather as much information as possible. Some examples include: income, expenses, debt and

payments going out or coming in. She can then discuss ways to consolidate debt by paying off high

interest loans and budgeting for future success.

How much does the Credit Union charge for these services?

The Financial Counseling services that we offer are absolutely free! You can have peace of mind knowing

that we are here to help you every step of the way to a better financial future!

For more information call (724) 846-7929

BEE IN

CHARGE OF

YOUR

FINANCES!

Page 2: BEE IN CHARGE OF YOUR FINANCES!

BE SURE TO REVIEW US ON GOOGLE AND LIKE US ON

SOCIAL MEDIA!

BFCU NEWS

• Our core conversion is just a couples months away! We want to make sure our members are prepared for the big changes

that will occur. The BFCU office will be closed starting at 2:00pm June 30, 2021 through July 2, 2021. We will reopen on July

2, 2021. All access to home banking and mobile services will be unavailable. Debit cards will still be operational with limited

funds available. Our BFCU Visa Credit Cards will be fully functional during this time. We will be checking our voicemail

periodically throughout the day. Please be sure to check your balances and withdraw any money needed before the above

listed dates.

• Thank you to everyone who attended our 46th Annual Meeting via Zoom! Please stop by the Credit Union to receive a special

thank you gift for attending.

• We would like to welcome our newest Board of Directors member, Jim Shasteen. Congratulations Jim and welcome to the

BFCU team!

A MINUTE WITH OUR MEMBERS

If you are a small business owner and want us to help pro-

mote your brand, we would love to feature you in our

newsletters and social media. Please email us at

[email protected] or call the office at (724) 846-7929 and

tell us your story!

MAY 2021 HOLIDAYS

AND SPECIAL DAYS

MAY 5 - CINCO DE MAYO

MAY 9 - MOTHER’S DAY

MAY 31 - MEMORIAL DAY

ATTENTION UPCOMING OR RECENT GRADUDATES!!!

BFCU wants to give you an opportunity to win $1,000 towards a

scholarship! For more info go to our website at ww.bfcu.net.

Click the application link under 2021 Scholarships.

Deadline for submission is May 10, 2021.

VACATION CLUB ACCOUNT

It’s never too soon to start saving for your next vacation. Open a

vacation club account today. Minimum deposit of $5.00.

Members can withdraw once a year at your time of choosing.

A MINUTE WITH THE METENEY’S

Tim Meteney and his daughter, Kristy Meteney, are licensed professionals in the financial

services industry. Tim has been licensed with Primerica since 2004, and Kristy joined in

2018. Both are fully licensed representatives and can offer a variety of financial services

to help you achieve your financial goals.

Services include: Term Life Insurance, Mutual Funds, Annuities, 401(k) Plan,

College Savings Plan, Legal Protection, Smart Home and Security.

We also provide a complimentary Financial Needs Analysis to further understand your

goals. Please contact us today. We look forward to speaking with you!

Office Location: 7440 McKnight Road, Suite 201, Pittsburgh, PA 15237

Both Tim Meteney and Kristy Meteney are proud members of the Blackhawk Credit Union. Tim’s mother was one of the founding members of the union. Tim

attributes his desire to work in the financial services industry to his mother who instilled in him sound financial principals.

Important Disclaimers:

Primerica representatives market term life insurance by Primerica Life Insurance Company (Executive Offices: Duluth, GA) and in New York by National Benefit Life Insurance Company, home Office: Long Island City, New York. Securities offered by PFS Investments Inc., 1 Primerica Parkway, Duluth, GA 30099-0001, member FINRA (www.finra.org). Primerica and PFS Investments Inc. are affiliated companies. Primerica representatives are not financial or estate planners, or tax advisors. For related advice, individuals should consult an appropriately licensed professional.

Primerica Legal Protection Program is a legal services program offered by Pre-Paid Legal Services, Inc. d/b/a LegalShield or its applicable subsidiary, through

contractual agreement between Primerica Client Services, Inc. and LegalShield. Neither Primerica Client Services, Inc., nor its officers, employees or sales

representatives directly or indirectly provide legal services, representation or advice. LegalShield provides access to legal services offered by a network of provider

law firms to LegalShield members through membership-based participation. Neither LegalShield nor its officers, employees or sales associates directly or indirectly

provide legal services, representation or advice. Services and benefit availability may vary by state. See a plan contract for specific state of residence for complete

terms, coverage, amounts, conditions and exclusions. Home automation and security services offered by Vivint, Inc. in the United States and Canada.

Under a referral program, representatives may refer individuals to Vivint.

Tim Meteney

Senior Representative

Cell: (724) 683-2611

Email:

[email protected]

Kristy Meteny

Senior Representative

Cell: (724) 630-4884

Email:

[email protected]