BENEFITS OF FIRE INSURANCE:

If you are uninsured against your house or business burning down, you may not be able to recover, both emotionally and financially. You could be paying for a home that is no longer there, all your possessions may be gone and very often people do not have the money saved to replace all the possessions. Every home owner has a certain amount of fire insurance, by law, any bonded home has to have fire insurance as part of its building insurance cover. However, one needs to ensure that you are sufficiently covered. For most businesses it is vital to have this cover.

Replace Contents

It will include the replacement of a certain value of household and business contents.

Temporary Accommodation

Taking out fire insurance should protect you financially from the loss of your possessions, home & business . It will include temporary accommodation, this helps to pay for the insured to move out and live somewhere else for the period of time it takes to repair the structure before they can move back.

Rebuild the Damage

Fires can devastate buildings and cause unbelievable damage to the structure of your home or business. This policy covers you so that you can rebuild it or replace sections that are damaged. Make sure that your garage, swimming pool and any outhouses are included.

Preventative Measures

The use of fire alarms, sprinkler systems, and other safety measures can decrease the cost of the policy.