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Major Medical Insurance

$25 Co-pay for Family Practice, General Practice, Internal Medicine or Pediatrician In-Office Visits$45 Co-pay for Specialist Visits/Specialty Care Services80/20 Co-insurance up to $10,000 (Max of 3/family), include Emergency Room Visits$575 Deductible (Max of 3/family)

80/20 Co-insurance up to $1,000 AmbulancePrescriptions $15/$45/$65

VSP

Provides for a pair of glasses or certain contacts once per year

Group Life Insurance

Group life insurance provided through USAble in the amount of 1 X Annual Salary to a max of$150,000 and a $15,000 death benefit in the Major Medical coverage.These life insurance benefits cover the employee only at no charge to employee. (taxable benefit)

Dental$50 Deductible$1,500 annual benefitServices are covered at 100%, 80% or 50% depending on what service is performedTwo cleanings and exams are paid at 100% of usual and customary charges

Short Term DisabilityOn the first day of incapacitation due to accident not covered by other income (eighth day of

disability due to sickness, excluding maternity) this policy will cover the employeeby paying a disabilitybenefit of 60% of the employees monthly salary each month (up to a maximum of $1,500 per week) for 13weeks (until the Long Term Disability waiting period is over). Employee salary is bonused up for the

premium with amount added to salary and then deducted so that payroll taxes are applied. Therefore, whenthe benefit is utilized, it will not be taxable.

Long Term Disability

After 90 days of incapacitation, when the Short Term Disability policy coverage ends, this policy willcover the employeeby paying a disability benefit of 60% of the employees monthly salary each month (upto a maximum of $5,000 per month). Employee salary is bonused up for the premium with amount addedto salary and then deducted so that payroll taxes are applied. Therefore, when the benefit is utilized, it willnot be taxable.

Additional Portable Insurance Coverage

Additional coverage can be purchased at the employees expense for up to an additional $100,000.00 of Life and AD&D with supplemental coverages for spouse and

children up to $25,000.00 and $10,000.00, respectively;

up to an additional $100,000 of AD&D with supplemental coverages for spouse and children up to$50,000.00 or $60,000.00 and $15,000.00 or $20,000.00, respectively, depending upon the planchosen;

cancer insurance including 20 other specified diseases supplement.401-K Plan

Provides immediate eligibility for the employee to save for retirement. There is a 5 year vestingschedule on all matching contributions paid by the employer. The employer will match your first 6 % of

contributions per pay period at 50%. Therefore if you contribute 6% of salary to the plan each pay period

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you will receive a company contribution of 3% on top of that. The maximum match by the company is 3%per pay period.

Employee Contribution Employer Contribution1% .5%

2% 1%3% 1.5%4% 2%5% 2.5%6% 3%7% 3%8% 3%9% 3%10% 3%11% 3%12% 3%

VESTING SCHEDULE

Vesting % Completed YearsEmployer Match of Service

0% 1 Year20% 2 Years40% 3 Years60% 4 Years80% 5 Years

100% 6 Years

Vesting applies only to employer contributions. At the completion of 6 years of service the employer matchwill be 100% vested.

Employee is automatically vested in their own contributions at 100% as they are made.

Other Benefits

Pre-approved certification test fees will be reimbursed upon successful completion of the testSams Club Membership of up to $30/max per yearHealth Club reimbursement of $500 (taxable benefit)

FSA PlanCompany paid time off (PTO) earned at:

12 hours/month for years 0-3 (equivalent to 18 days annually)12.6667 hours/month for years 4-6 (equivalent to 19 days annually)14 hours/month for years 7-9 (equivalent to 21 days annually)15.3333 hours/month for years 10-12 (equivalent to 23 days annually)16.6667 hours/month for years 13+ (equivalent to 25 days annually)

For Questions contact Donna Smith(donna.smith@protechsolutions.com501-687-2305) or Linda

Bouillon(linda.bouillon@protechsolutions.com501-687-2309)

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