Best Credit Card OffersRyan Hozeska

Kyle TaylorJoe Hart

Capital one Venture one Rewards Credit Card

What’s in Your Wallet?

No Transfer, annual, transaction fee Return Payment fee up to $35 Late payment fee up to $45 Penalty APR 29.4% Cash Advance fee 3%: not less then $10

Potential Fees

1.25 miles per $1 on every purchase (airline)

Airline miles do not expire No limit to miles you can earn You can redeem miles for flights, car

rentals, ect.

Rewards

0% introductory APR through 11/2014, after that your APR will rise to 11.9%,15.9%,or 19.9% depending on your credit score.

Terms and Conditions

Citi Diamond Preferred Card

No annual fee Up to $35 late fee and return payment fee Cash advance up to 5%: $10 minimum 3% of each balance transfer fee $5

minimum Penalty APR 29.99%

Potential Fees

5 point per $1 at super markets, drug store, and gas stations for the first year

1 point per $1 on any other purchases Points can be used for resale tickets,

entertainment, and preferred seating

Rewards

0% APR for 18 months then it rises to 11.99%-21.99% depending on credit score

Terms and Conditions

What’s in Your Wallet?

Capital One Quick Silver Card

Annual Fee 39$ No Transfer or Foreign fee 3% of cash advance; not less than $10 Returned and Late Payment fee 35$ Penalty APR 29.4%

Potential Fees

Earn unlimited 1.5% cash back without any catches

Rewards

0% intro APR until August 2014; 22.9% variable APR after that

This card is for people with average credit

Terms and Conditions

What’s in Your Wallet?

Journey Student Rewards Credit Card

No annual fee No transfer fee or foreign transaction fee 3$ of cash advance; no less than 10$ 35$ late and returned payment fee Penalty APR 29.4%

Potential Fees

1% cash back on all purchases Plus, get a 25% bonus on the cash back you

earn each month when you pay your bill on time

Earn unlimited cash back that doesn't expire

Rewards

Students will need average credit This card help students create a credit

Terms and Conditions

Card 1 Card 2 Card 3 Card 4

Interest Rate, APR

1000 X 15.9%=

($159)

Late Fee ($35)

Bonus Cash 1000 X 1% =

($10)Penalty APR

Return Payment

Total