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June 2020 It’s More Than a Community. It’s a Lifestyle.
Mark Your CalendarCommittee/Board Meetings
INSIDE THIS ISSUEParke Happenings ..................................p. 2 GM Report .............................................p. 5 Committee Reports .................................p. 5Your PC .................................................p. 9 Health Matters ......................................p. 11 Recipe Corner .......................................p. 11 Outside The Parke ..................................p. 13Tax Tips .................................................p. 15On The Lighter Side ...............................p. 16Science Corner .......................................p. 18
President’s Corner
Bill Glock, HOA President
CLUBHOUSE HOURSEveryday 5:30am-11:30pm**(Access to registered keycard holders only when no staff present.) STAFF HOURS Mon. - Friday 8:30 am - 5:00 pm No Staff on Weekends and HolidaysPhone: 410-208-4994Fax: 410-208-4996
General Manager, Ranyah Hamad ([email protected])Asst GM, Barbara Cordrey, ([email protected]) Clubhouse Communications Coordinator, Gloria Dietz ([email protected])Website: www.theparkeatoceanpineshoa.com
Well, time certainly does fly when you’re having fun! It’s hard to believe, but after two years writing them, this will be my final Parke Bench article as your Associ-ation president. Although, at times, there were challenges determining what to write about, I found, for the most part, that it was quite enjoyable sharing the various subject matters that detailed the import-ant topics of the month that required your attention.
I would like to acknowledge all the Association team mem-bers who pitched in, rolled their sleeves up, and contributed to the continuation of the mantra “We love calling The Parke home.” First and foremost, I would like to thank and recognize each and every member of every Association committee. Ev-erything “Parke” starts at the committee level and could not be possible without the dedication of each and every committee member. Secondly, I have had the privilege of working with two different Board member and officer teams and will forever be truly grateful and appreciative of every member’s personal effort to “get the job done!”
Special thanks and acknowledgement to our three staff mem-bers: General Manager Ranyah Hamad, Assistant General Manager Barbara Cordrey, and Clubhouse Communications Coordinator Gloria Dietz. Quite simply, the “mission” could not be accomplished without your dedicated efforts and sup-port.
Finally, a sincere Thank You to each and every member for providing me the opportunity to serve as one of your Board of Directors. It has been an experience that I have thoroughly enjoyed and deeply valued the trust that you placed in me.
Landscaping at The ParkeThe Moore Companies have installed the summer annuals around Central Parke and the Clubhouse. This year the Land-scape Committee is experi-menting with Supertunia Vista Bubblegum Petunias in place of last year’s mixed vinca on the bank in front of the gaze-bo. It will be interesting to see if they are as vigorous as ad-vertised. There will again be ablend of cool colored flowering vinca around the Clubhouse. They may look small now but will soon fill out with the sched-uled fertilizing routine.
To see new life and new growth during these times is certainly enjoyable! Stay tuned for further updates and feel free to con-tact Jane Simcock at [email protected] with any ques-tions or comments.
Covenants NonePrograms NoneCommunications June 3 Wed 1:00pmOperations June 9 Tues 9:30amDesign Review June 16 Tues 9:30amBudget & Finance June 17 Wed 10:30amBoard of Directors June 24 Wed 9:30am
Join us for our Annual Meeting, Thursday, June 4, at 1pm on GoToMeeting. Ranyah will send an email with the website connection.
HappyFather’s Day
June 21
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Parke Happenings
The Parke Bench is published monthly by The Homeowners Association of The Parke at Ocean Pines.
News for The Bench should be sent to the Editor by the 15th of the month: [email protected], Bill Glock • Vice President, Bob GrimmSecretary, Peg Robinson • Treasurer, Jim DriggersMembers-at-Large: Linda Olsen, Jerry Gietka, Mike SimcockChair-Communications Advisory Committee, Bud Benton
STAFFRick Rodgers, Editor ([email protected])Joyce Piatti, Recipe Corner ([email protected])Nate Boring, Outside The Parke ([email protected])Gene Edge, Your PC ([email protected])Bruce Jarvis, Science Corner ([email protected])Joan Kessler, Advertising Rep ([email protected])
(Due to the current state of health emergency, all scheduled activitiesand events are subject to change.)
The Pause Continues…Parke Pride is still on break!We are still hanging in there! With our news and guidelines now changing weekly, Parke Pride is going to remain on pause. Our holding pattern will continue until our state guidelines are less restricted and our Parke Clubhouse has re-opened. Hopefully, our fun landscape recognition challenge will kick in at some point this summer and we will be passing our Parke Pride trophy to another homeowner! We are seeing some interesting gardens sprout up around The Parke, so if you anticipate a later Parke Pride entry, please take a picture of your garden. The guidelines have changed this year, so please remember that homeowners will need to take and submit their own two pictures of their garden entry. While the Parke Pride remains on pause, keep on planning, pruning, and picture-tak-ing. We hope to hit the launch button at some point this sum-mer. Stay tuned for more Parke Pride updates.
Virtual Classes Available Now By MaryBeth BeckThe Endorphin Factor Pilates and More
Hello Parke Family, I have missed you all SO much! I hope everyone is ok. I am excited to announce that a new way to move and groove is here – virtual classes are now available! Here is everything you need to know to join in, right where you are! There will be classes catered to ‘Parkees” Monday, Wednesday, and Friday at 10:45AM. Registering for virtual classes:• You can register for virtual classes in the Mindbody app, or from the class schedule page on Pilates and More...• You will need to download the Zoom Link app. • After you purchase your class package, you will be given a link from MaryBeth that will allow you to take unlimited classes on the schedule.• It is $15 for two weeks of unlimited classes or 30 days for $30. This is a separate fee from your tickets or pre-paid classes all of those will have no expiration date.Please contact MaryBeth if you need help registering at 410-251-2595.Preparing for your virtual class: With enough room to move and a good internet connection, you are ready to roll. If equip-ment is needed, the class description will let you know what to bring. Log in a few minutes early to test your audio and video, so you are ready to go when class starts. Viewing virtual classes: We will e-mail you a link to the class as soon as we see your registration in our system. If you do not receive the link 10-15 minutes before class, please reach out and we can re-send the video link.
Parke Book ClubThe Parke Book Club will meet virtually on June 25 at 2pm in the Clubhouse. It will discuss Where the Crawdads Sing by Delia Owens. All are welcome to join us for lively discussions.
Best Songs about Wine The Wine Appreciation Group has post-poned future gatherings until COVID-19 restrictions are lifted or new information becomes available. Wine and music go to-gether! “Red Red Wine” is a song written,
The Parke’s Garage Sale The Parke’s community-wide garage sale has been postponed until further notice. While the sale is held outside in the driveways of our res-idents, we have no way to enforce the recom-mended precautions issued by federal and state
performed, and originally recorded by American artist Neil Diamond in 1968. The lyrics are sung from the perspective of someone who finds drinking red wine the only way to forget his woes. Diamond later performed a UB40-inspired version of the song on tour.Songs about drinking are nothing new. These are some of the best songs you’ll hear on the topic of wine: • Cheap Wine and Cheaper Women – Airborne• Strawberry Wine – Deana Carter• Bottle of Wine – The Fireballs• Lilac Wine – Nina Simone• Sangria Wine – Jerry Jeff Walker• Yesterday’s Wine – George Jones with Merle Haggard• Two More Bottles of Wine – Emmylou Harris• Drinkin’ Wine Spo-Dee-O-Dee by Stick McGhee • Alligator Wine - Screamin’ Jay Hawkins• Two Bottles of Wine - Reverend Peyton’s Big Damn Band For information about the Wine Group, contact Diane Mc-Graw at 410-208-2569 or [email protected].
governments, which could expose the Association, as the sponsor of the event, to liability.In the interim, wear masks for the protection of all, maintain social distancing, and stay well! If questions, contact Diane McGraw at 410-208-2569 or [email protected].
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How the Program Works: This free service will place an automated dai-ly call to you at a regularly scheduled time. If the call is not picked up af-ter three attempts, the service will
If you lose your access (scan) card, there is a $25 replacement fee for the office to make a new one.
REMINDER
Senior Call Check Peace of mind for those home alone…
call an alternate person on your behalf to check on you.Do I Qualify: All you need to qualify for this free service is to be a Maryland resident aged sixty-five plus and have an active landline phone or cell phone.
To sign up online, go to www.aging.maryland.gov. To sign up over the phone, call: 1-866-502-0560.
Walking in The Parke By Diane McGraw
Since COVID-19 isolation, many residents have taken to walking and biking in The Parke. Walking can help you feel better, live longer and relieve stress. To begin
Canceled – Brunch by the SeaDue to the COVID-19 Pandemic, the Brunch by the Sea has been cancelled. For those of you who signed up and paid, we will be getting your refund to you soon. Thank you for your patience.
a walking program, select a route to walk, comfortable shoes, and a time to walk. If you do not have a Fitbit or an Ap-ple watch, the following measured distances will guide you around the Parke:• 1 mile (5280 feet) – 7.5 times around Central Park or once around is 707 feet.• 1540 feet – from Columbia Avenue at Chatham Court, along Chatham Court, to Ocean Parkway.• 1360 feet – from the Parke’s main entrance at Ocean Parkway, along Central Parke West to Central Park.• 1268 feet – from Central Park, along Central Parke East to end of Central Parke East.• 1034 feet – from Potomac Avenue at Hudson Place, along Potomac Avenue, to Central Parke West.• 936 feet – from Central Park, along Central Parke East to Fells Point.• 887 feet – from Federal Hill at Central Parke East, along Federal Hill, to Manklin Creek Road.• 869 feet – from Central Park, along Fort Sumter South to Columbia Avenue.• 696 feet – along Hatteras Street, the sidewalk.• 426 feet – from Hatteras Street at Manklin Creek Road, along Hatteras Street, to sidewalk across from Brush Island Court.• 370 feet – from Fort Sumter South at Columbia Avenue to Chatham Court.• 353 feet – from the end of the sidewalk on Hatteras Street to the Mail Pavilion stop sign.
Caring Neighbors Program in The ParkeCaring Neighbors is a group of volunteer Parke residents who will provide infrequent and occasional assistance to other Parke residents. The group has existed for many years and several residents have served as coordinators in the past.
Prior to the current social distancing situation, most requests were for the following: • Installing a Life Alert system• Replacing porch light bulbs• Providing a ride to a medical appointment• Replacing smoke detector batteries• Providing a ride to drop off or pick up a car for service• Picking up a prescription at a local pharmacy
During this current social distancing situation, many Caring Neighbors volunteers would be glad to pick up groceries or pharmacy items. Please do not hesitate to utilize this service since your neighbors are standing by. We can get through this together!
The coordinators of Caring Neighbors are Steve and Cathy Habeger at 410-208-3504 or [email protected].
“Spring being a tough act to follow,God created June.”
Al Bernstein
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The Women’s Club of Ocean Pines The new membership year begins Septem-ber 2020. The Women’s Club membership dues are $10.00 per year. Our organization gives back to the community with award-ing scholarships to high school seniors and
Position Term Officer President 2018-2020 Donna McCracken 2020-2022 Karin Benton 1st Vice President 2018-2020-2022 Joyce Piatti 2nd Vice President 2018-2020 Kay Hickman 2020-2022 Susann Palamara Treasurer 2018-2020-2022 Irene Daly Secretary 2018-2020-2022 Gail Reese
donations to organizations that support Ocean Pines residents. Our meetings are held the first Thursday of the month for speakers, luncheons, auctions, raffles, and fundraisers.
At the first meeting of the New Year, the Women’s Club of Ocean Pines membership will accept the new slate of officers and we will celebrate a change-over from the 2018-2020 offi-cers to the 2020-2022 officers. We will say “thanks” and “wel-come” to these officers:
We sincerely hope you and your family stay well, and please rest assured that we will be in touch when the restrictions have lifted. Until then, we are unable to plan meeting dates. For in-formation, please contact Donna McCracken at 410-641-6163 or [email protected].
I’m alone and anxious walking a street lined with multiple businesses, all closed. The melancholy urban landscape is de-void of people. Again, I am alone viewing a beautiful pristine beach and a deserted boardwalk.When will things open?Where are all the people?When will I awaken from this heartbreaking and terrifying nightmare? --Betty Green
While on a morning walk, especially when the sun is shining, life almost feels like BC (before coronavirus).--Judy Roberts
COVID-19 + Lockdown = TIME. TIME to think, read, relax, write, meditate, call friends, help others, clean, discard, rear-range, cook, ponder…….. TIME is our most valuable com-modity. Lockdown may be our GIFT. --Betty Green
New vocabulary -The Corona Diaries - daily log of activitiesThe Corona Crew - neighbors meeting outside while socially distancing The Corona Blues - how we feel when quarantined from those we love --Carol Wanzer
It all hit home for me when I heard that country music star Joe Diffie had died. If coronavirus could kill the rich and famous, it could also kill me. --Mary Shelsby
Practicing random acts of kindness always matters but takes on a whole new meaning now.– Judy Roberts
I wear my mask and social distance because this is what we are supposed to do and how responsible adults act in COVID-19. Do I confront you about your selfishness or igno-rance as you without a face-covering approach me, encroach on my physical space? --Cede Calkins
Double 0 Seven had a LTK (license to kill)Quarantines have a LTE (license to eat) --Carol Wanzer
The Coronavirus Blues – I’ve got darkness on a sunny day.--Mary Shelsby
Without school, playdates, and activities, my granddaughter last resorts to exchanging text messages with me. Gif, hug emoji, one word reply, hyperlink, poop emoji, file, really, laughing both eyes tearing emoji, nature emoji, birthday and Christmas wish list, photo of frog, u r = you are, actually, love you too. I feel like we are developing a real rapport and deeper understanding of each other. --Cede Calkins
Time to enjoy the sunshine and blue sky, the spring wildflow-ers blooming, the greening of the trees. Time to meditate and ponder on your spiritual and emotional well being. Time to read those favorite books. Time to try that new recipe. Time to write those notes of appreciation. Time to call that friend you have been missing. Time is our most valuable commodity, use it well. --Betty Green
The Parke Memoir Group is a great place to improve your writing skills and write your life story. The group is currently holding virtual meetings on the 4th Tuesday of the month at 10am. If you would like a Zoom invitation to join in, contact Mary Shelsby at [email protected].
Lockdown ReflectionsMembers of The Parke’s Memoir Writers Group share their many moods and emotions of life during a pandemic.
Feeling virus news depressed So baked a Depression era cakeAh! sweet spirits uplifted... --Gloria Richards
Where has all the TP gone?Long time passing.The solution, my friend, is to use 4 squares per wipe. --Carol Wanzer
Solitaire was a game. Now it’s my life. --Anonymous
Sign on the lawn at my virtual church, where I’ve found solace in the familiar words and music - “Thank God for the Helpers.” --Judy Roberts
Having lost the art of conversation, and avoiding controversy, sensitivities, and unintended offense ... at 10 or less we gather to talk. Everyone is fine and nothing is new as the number of local cases of COVID-19 climbs. --Cede Calkins
The whole world slowed down for a pandemic, and finally the grandkids had time for us. It was delightful getting to know them. --Mary Shelsby
The Parke Key Financial Data As of April 30, 2020
Actual Jan. – Apr.
Projection May. - Dec.
Total 2020
Budget 2020
Variance ( ) under budget
Income $418,124 $864,513 $1,282,637 $1,292,870 $(10,233) Expenses $300,816 $981,659 $1,282,475 $1,292,870 $(10,395) Net Income (loss) $117,308 $(117,146) $162 $0 $162
Balance Sheet 5/18/2020
“The Parke financials continue to reflect a ‘healthy’ status.” Jim Driggers, Treasurer Operating Cash $297,266
Replacement Reserve $511,263
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From the General Manager’s Desk:
Ranyah Hamad
Committee ReportsBudget and FinanceAdvisory Committee By Susan Bosworth, Chair
The Parke Key Financial DataAs of April 30, 2020
Maureen [email protected]
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Spring has finally sprung! This allows us to get outdoors and enjoy the fresh air and some much-needed Vitamin D. Howev-er, the unpredictable weather in early May caused a delay in the painting of the red stamped asphalt in the community. This ex-tended the road closures and blockages andinconvenienced many of you. We apologize for the inconve-nience and thank you for your patience. The completed proj-ect looks great and the red really pops throughout the area.
Additionally, the weather has also cooperated with the paint-ing of the white entrance monuments. These upgrades will surely be noticeable to residents, as well as passersby to show the beautification that continues at The Parke. The art room is coming together nicely with a freshly painted ceiling and walls, as well as new flooring. When the Clubhouse reopens, I am sure you will agree.
At the time of this writing, steps are taking place to reopen the Clubhouse. We will continue to strategize while adhering to the state guidelines in hopes of some good news very soon.
Finally, the Annual Meeting will take place via GoToMeeting on Thursday, June 4. This technology has allowed us to con-tinue to conduct business as usual and we are very happy with the outcome this provides. We hope you all are staying safe and finally able to enjoy the weather!
The Budget and Finance Advisory Commit-tee’s meeting was held virtually on May 20. Committee members reviewed three requests for funds, endorsed one, and tabled consider-ation for the other two requests. The Commiteetee still hopes to schedule a virtual meeting to continue to re-view the Policies and Procedures related to our Committee. We are anticipating some changes in committee membership and will be reallocating accounts for analysis at the next meeting.
The audit has been completed and all went well. Treasurer Jim Driggers will present to the Board at its next meeting. The Committee has reviewed April statements and any questions or issues have been addressed by GM Ranyah Hamad.
Our next meeting is scheduled for Wednesday, June 17, at 10:30am.
Committee Reports Continued on Page 6
“If a June night could talk, it would probably boast it invented romance.”
Bernard Williams
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Communications Advisory Committee By Bud Benton, Chair
COMMITTEE REPORTS Continued From Page 5
Covenants Committee By Donna McCracken, Chair
Design Review Committee By Margaret Giacoponello, Chair
The Communications Advisory Committee held a “working meeting” on April 20 to expressly hammer-out the specifics of a pro-cedures document for managing our new online survey program. This document will be especially important to ensure running an effective survey program. We accomplished our goal of agreeing on the content of theprocedures document. At our regular monthly meeting held virtually on May 6, the procedures were officially approved and, after being properly formatted, will be sent to the Board for final approval. We anticipate that these surveys will be a major tool for resident feedback and input into our Associa-tion management efforts.
When we begin posting surveys again, I sincerely hope you will participate to let your feelings be known. In the mean-time, I hope everyone stays safe!
The Covenants Committee did not meet in April or May, but hopefully we will have a meeting in June. I decided not to hold the meetings since we did not have any new business items, and the only old busi-ness item was continuing our review of ourcurrent policies. The review process is difficult enough when the committee members are all in one room; it is next to im-possible to accomplish via GoToMeeting. Hopefully, we will be able to hold our June meeting and get back on track with the review.
Look for future announcements concerning Covenants Com-mittee meetings.
June is here and the time has come to make sure that our homes are clean and free of mold, mildew, and dirt. There have already been power washing companies busy in The Parke. The yearly inspection for mold, mildew and dirt is a month away.Please inspect your homes so you can make the arrangements to have the cleaning done by July 1.The DRC has held its second virtual meeting with the help of General Manager Ranyah Hamad. The Committee was able to approve 22 out of 23 Applications that were submitted last month. The Committee will continue to meet virtually each month until it is safe to meet in person. It was good to see so many resident guests who signed into the May meeting. We thank them for “coming” to our meeting. If the June meeting is still held virtually, we invite all residents to attend. If it is a meeting held in the Clubhouse, we hope you will also attend even if that means getting dressed.Monthly Bench DRC Tip: It is always helpful for residents to attend the DRC meeting if they have submitted an Applica-tion to be considered so questions can be answered. The one Application that was not approved at May’s meeting was de-nied because there was not enough information on the Appli-cation. The resident supplied the information, but only after the meeting when the Application had already been denied. If the resident had been in attendance, the Application would have been passed in a timely manner.Going forward, whether there is an in-person or virtual meet-up, the next DRC meeting will be held on Tuesday, June 16. This means that all new Applications should be submitted to our Assistant General Manager, Barbara Cordrey, by Friday, June 12. The DRC hopes that all of us will continue to be safe and well as we move forward.
Permanent and freestanding outdoor grills must be placed in the rear yard of the house and as far as practical from the adjacent property lines.
REMINDER
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Programs Advisory Committee By Susann Palamara, Chair
Committee Reports Continued From Page 6
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• Fully Licensed and Insured• Family owned and operated since 1995• House Washing and Roof Cleaning• Group Rates
Operations Advisory Committee By Bob Windsor, Chair
WE NOW HAVE FREE WIRELESS
As I write this article in mid-May, the Club-house is still closed. The OAC monthly meetings are conducted via teleconference. All are welcome to attend. The application is GoToMeeting, it’s free and easily down-loaded from the app store or enter GoTo-Meeting in your web browser (google). Or you can just follow the directions included in the OAC meet-ing announcement. During this unprecedented time, I have enjoyed the many opportunities to make new friends in The Parke and witnessed many acts of kindness and caring. An example of how tough times bring out the best in us.
Arts and Crafts Studio Update – The painting is done. The new tables and floor may now be installed.
Other OAC meeting highlights:• Painting of the decorative red bricks at the main entrance, Central Park W, Central Park and the Clubhouse is complete. Thanks to all for tolerating the temporary inconvenience.• Coming soon: painting of the monuments at The Parke entrances and Central Park, power washing of the Clubhouse and gazebos.
In closing, the OAC is seeking a Committee member; if you are interested, please contact Bob Windsor, OAC chairman, at 410-274-1868. The next meeting is Tuesday, June 9, at 9:30am. Location or teleconference TBD. The June meeting announcement will provide site or teleconference details.
Hope everyone is doing well during this un-usual time for all of us. This should be an ex-tremely challenging summer for most of us given our restricted ability to move around as we normally do.faced with so many unknowns that we are unable to move for-ward with planning activities, events, or trips at this time. We feel that large gatherings will not be wise in the near future and plans to put residents on buses for trips is too dangerous until we know more about this highly contagious virus. We want nothing more than to be able to enjoy our summer, but it will not be the same for sure. Please stay safe until we know what the future will bring.
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The Out-of-Towners They stand gazing across the street. All six seem indecisive, but clearly two have more to say than the others as to whether they will or whether they won’t. “Yes” she says with a laugh, “I want to have a drink at Sardi’s.” “That’s so touristy” he replies, and he hangs back just a bit before giving in. They all cross the street and enter Sardi’s; hoping they look like they belong but knowing only a New Yorker looks like a New York-er. After all, they are from a suburb of a suburb of Washington, DC.
She looks at the small bar downstairs and decides on the small bar upstairs. During the trip from down to up, they meet gloss-ies of the rich and famous who had passed that way before. She can’t help but ooh and aah, to which he pleads, “Please don’t be gauche!”
The bar stools are taken, but she is pleased with room to stand. She sips her imported beer; he drinks his Chivas. They both laugh and say, “We’re in Manhattan; let’s order Manhattans!” The six begin to peer about looking for the important people. He is disappointed, “These are just ordinary people. It isn’t like I imagined.”
For a moment the two seem to forget where they are. She gaz-es at him with the unmistakable look that says she’s in love. He looks back reveling in her beauty. “Happy Birthday” he says. And she replies, “I love surprises.” One of the four friends chimes in, “We can’t wait until you turn 41.”
They stand around a bit longer – with comments abounding about being a conspicuous tourist, and who cares anyway. As they gather their coats to leave, she says, “I’ve filled a square. It was fun, but I won’t need to do it again – looking like an out-of-towner in a celebrity world.”
They descend the stairs and say farewell to Sardi’s. He asks, “Where to now?” She answers with excitement bubbling up in her voice, “I know, let’s go to The Rainbow Room!” They all howl with laughter and head up the street.It was all just “too cool.”
Vicki McCormick (1991)
AIA Stay-at-Home ChallengeIf you find yourself “climbing the walls” during this COVID-19 shutdown, we encourage you to visit the Assateague Island Alliance (AIA) Stay-at-Home challenge on Facebook. Local Parke resident, Lynn Fisher, has been running the challenge since early April, encouraging followers to post their favorite pictures according to the topic of the day. We have seen won-derful photos of horses, of course, as well as sunsets, insects, birds, dunes, and more. We’ve been told that this has helped to put a smile on faces during this difficult time. If you’d like to see some of the photos and/or participate, go to: https://www.facebook.com/groups/40052482011/.
AIA has also taken some of the photos and created videos from them, placing them on the Assateague Island Alliance YouTube page. It is a great way to brighten your day. Please feel free to share with others at https://www.youtube.com/channel/UC3UzBHkPz4ExDVZrUZeBXQA.
Man in the MirrorI look into the mirrorA man is looking back at me.I ask this person, “Is this all real?”He replies, “Yes, it is all very real.”Be kind to this man, you know him wellEagerly washing his hands as told.When this is passed, and all is really overThank this man for washing his hands.
By Joe Green
HANDYMAN
“June is the gateway to summer.”Jean Hersey
Agent/OwnerRegistered Representative
horacemann.com
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swindle you out of your money through phony timeshares, cruises, or fake stories about danger or money problems. iP-hone scams and Uber scams are also on the rise, making Apple fans and Uber users alike more wary.
To play it extra safe, Steinberg recommends never answering or returning a call from a number you don’t recognize. If you actually know the person, they can always leave a voicemail. “Remember that it’s unlikely that someone you do not know—who is in distress at a location with which you are not famil-iar—would dial a random number in another country and ask you to help them,” he says. “They would call the police.”
Although the area codes 473, 809, and 900 are the biggest cul-prits of scams, it can’t hurt to be wary of calls from numbers with the following international area codes.
Scam phone numbers: International Area Codes With a +1 Country Code:242 - Bahamas 246 - Barbados268 - Antigua 284 - British Virgin Islands345 - Cayman Islands 441 - Bermuda649 - Turks and Caicos 664 - Montserrat721 - Sint Maarten 758 - St. Lucia767 - Dominica 784 - St. Vincent and Grenadines868 - Trinidad and Tobago 869 - St. Kitts and Nevis809, 829 and 849 - Dominican Republic 876 - Jamaica473 - Grenada, Carriacouan and Petite Martinique
Never Answer Calls from TheseArea Codes
If you want to receive my occasional security bulletins and tips, send an e-mail to me and I will add you to my distribution list. As a reminder, this column is also posted to the Forum on theparkeatoceanpineshoa.com web site; and I also post some additional articles and security bulletins there occasionally.
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Gene Edge ([email protected])(Thanks to TechRepublic, CNET, and AARP, who provide much of the source material for my columns.)
Scam phone numbers are used every day to trick unsuspecting people into giving away their private information. The good news is, you can identify certain area codes that could be tied back to a phone scam, so all it’ll take is a quick glance to know if the call is for real or not.
These days, phone scammers are getting smarter—and trick-ier. And if you’re not careful, they could make big bucks off of you, the unsuspecting caller. Aside from hanging up if you hear this five-word phrase, “Can you hear me now?” there’s something else you can do to avoid becoming a victim.
Certain area codes can warn potential targets that the call isn’t safe. Although scam callers once used a 900 number, they’ve changed their methods as the general public has caught on. Now, many scam phone numbers have the area code 809, which originates in the Caribbean.
Still, to keep the public off their trail, scammers hide behind other numbers, as well. “Criminals have been known to use caller IDs with the area code 473, which appears to be domes-tic, but is actually the area code for the island of Grenada,” Steinberg says By the way, those calls add up fast. You could be charged at least $5 per minute for taking a call from any of theseforeign countries, according to AARP. Plus, scammers can
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the first of the month. There is a grace period through the 15th. If payments are received after the grace period, there will be a 10% late fee of the balance on your account.
REMINDER
Health Matters Hopkins Bloomberg School of Public Health study. The report was recently published online in the journal Sleep. Compared to patients whose sleep improved, those with persistent, but not worsening, insomnia were more likely to have lasting depression. But their risk was not as high as pa-tients whose sleep got worse. “These results suggest that, among older adults with de-pression, insomnia symptoms offer an important clue to their risks for persistent depression and suicidal ideation,” said study senior author Adam Spira, a professor of mental health at Johns Hopkins in Baltimore. “We can’t say that the sleep disturbances we’re seeing are necessarily causing the poor depression outcomes,” he said in a Hopkins news release. “But the results suggest that older adults who are being treated for depression and whose sleep problems are persistent or worsening need further clinical at-tention.” Spira said the findings also suggest that treatment of sleep problems should be explored to improve depression symptoms in older adults, as well as poor mental and health outcomes re-lated to disturbed sleep.
Healthier Heart, Better Brain in Old AgeMONDAY, May 18, 2020 (HealthDay News) -- Prevent-ing heart disease may protect you from dementia, researchers say. The new study looked at nearly 1,600 people, at an aver-age age of 79.5, who were followed for 21 years. Their heart disease risk was assessed at the outset, and participants had annual memory and thinking tests. The takeaway: People with a higher risk of heart dis-ease also had greater mental (cognitive) decline, including an increase in markers of Alzheimer’s disease. That suggests that monitoring and controlling for heart disease may be important to cognitive health later in life, the researchers said. The findings were published May 18 in the Journal of the American College of Cardiology.“In the absence of effective treatments for dementia, we need to monitor and control cardiovascular risk burden as a way to maintain patients’ cognitive health as they age,” said study au-thor Weili Xu of the School of Public Health at Tianjin Medi-cal University in China. “Given the progressive increase in the number of demen-tia cases worldwide, our findings have both clinical and public health relevance,” Xu said in a journal news release. Dementia affected 50 million people worldwide in 2017, and the World Health Organization predicts it will affect 82 million people by 2030. It has no effective treatment, so identifying modifiable risk factors that could delay or prevent dementia is becoming more important. “The results of this study suggest a useful tool for as-sessing dementia risk and support recommendations to ag-gressively manage cardiovascular risk factors in midlife,” Dr. Costantino Iadecola wrote in an accompanying editorial. He is director of the Feil Family Brain and Mind Research Institute at Weill Cornell Medicine in New York City. Some previous studies have linked heart disease risks to smaller volumes of specific brain regions, such as white mat-ter, gray matter and hippocampus, but the findings have been inconsistent. -- Robert Preidt
Insomnia May Forecast Depression, Thinking Problems in Older PeopleSATURDAY, May 16, 2020 (HealthDay News) -- Insom-nia may significantly increase the risk that older adults will be unable to shake off depression, researchers say. For the study, the investigators analyzed data on nearly 600 people over age 60 who visited primary care centers in New York City, Philadelphia, and Pittsburgh. All had some level of depression. Compared to patients whose sleep improved, those with worsening sleep problems were about 28 times more likely to be diagnosed with major depression at the end of the 12-month study. Patients whose sleep worsened also had nearly 12 times the odds of minor depression and were 10% more like-ly to report having suicidal thoughts, according to the Johns
Recipe CornerBy Joyce Piatti [email protected]
Zucchini Parmesan Foil Packets
Ingredients• 1/4 cup unsalted butter, melted• 1/4 cup freshly grated Parmesan• 1 teaspoon dried basil• 1 teaspoon dried oregano• Kosher salt and freshly ground black pepper, to taste• 4 zucchini, cut into 1/4-inch thick rounds• 1/4 teaspoon crushed red pepper flakes• 2 tablespoons chopped fresh parsley leaves
Directions1. PREHEAT a gas or charcoal grill over high heat.2. WHISK together butter, Parmesan, basil and oregano; season with salt and pepper, to taste.3. CENTER zucchini on a sheet of Heavy Duty Foil. Spoon butter mixture over zucchini. Bring up foil sides. Double fold top and ends to seal packet, leaving room for heat circulation inside.4. PLACE foil packets on the grill and cook until just cooked through, about 15-20 minutes.5. SERVE immediately, garnished with red pepper flakes and parsley, if desired.
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Well, it looks like another brief column for Outside the Parke. If this continues much longer, I may be laid off or have to take a pay cut. Just about all events scheduled for June in OC, Ber-lin, and surrounding communities have been cancelled. Here’s what is still on the books, though subject to change:
Saturday, July 4 - OC Fireworks
Friday to Sunday, July 31 to August 2 – 31st Annual Greek Festival at the Convention Center
Saturday, August 1 – Rat Pack Together Again; a resched-uled event at the Performing Arts Center
Monday to Friday, August 3 to 7 – White Marlin Open
As of this writing, no word on the performance schedule at Freeman Stage, nor when Ocean Downs Casino will reopen. However, a plethora of virtual tours and events are available online to keep you occupied.
Outside The Parke By Nate Boring [email protected]
“It is the month of June, the month of leaves and roses, when pleasant sights salute the eyes and
pleasant scents the noses.”Nathaniel Parker Willis
14
15
Tax Tips By Rick Rodgers, RTRP ([email protected])
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Tax Deadline Could be Extended to Sept. 15 (Or even Dec. 15) Although talks within the Trump administration are still in the preliminary stage, NBC news has reported that the deadline could be postponed again to September 15—or even as late as December 15. On March 21, the IRS officially announced that the April 15 deadline for filing 2019 tax returns, and paying any tax li-ability, was extended to July 15. But that may not be the last move by Uncle Sam. Now the White House is reportedly con-templating a second extension. The White House is obviously concerned about the toll the COVID-19 pandemic is taking on the nation’s economy. Among other ideas being floated around the nation’s capital, such as another round of stimulus payments or an even bigger financial boost, it’s thought that pushing back the tax filing deadline to at least the autumn would provide some relief. When the IRS initially delayed the tax filing deadline for individuals from April 15 to July 15, it also extended the time for paying the first quarterly installment of estimated tax of 2020. Subsequently, it also pushed back the due date for the second quarterly estimated tax payment, as well as tax pay-ments required for estates and trusts, to July 15. It is not clear if another extension would apply to these other tax payment requirements. There are, however, some critics of the proposed plan. They point out that postponing these tax deadlines could result in a massive tax payment being due at one time. For instance, if all the due dates are delayed to December 15, a taxpayer might be responsible for paying the 2019 tax bill plus three quarterly installments of estimated tax—with another estimat-ed tax payment due just a month later January 15. Also, do not overlook state income tax requirements. Human nature being what it is, taxpayers likely will not be prepared for this type of scenario. Thus, another delay could cause more harm than good. Alternatively, the tax deadlines could be staggered to avoid a huge one-time hit. At this point, it is likely that other options will be considered.IRS Sending Out New Coronavirus Stimulus Debit CardsFor the millions of Americans still expecting to receive stimu-lus payments from the IRS in the form of a paper check, there may be a surprise coming in their mailbox soon. The U.S. Treasury Department has announced that the IRS will begin sending out four million stimulus payments on pre-paid debit cards this week instead of mailing paper checks. With these so-called “Economic Impact Payments” (EIP)
cards, clients can make purchases, get cash from in-network ATMs and transfer funds to their personal bank account with-out incurring any fees. They may also check their card balance online, by mobile app or by phone at no cost. The EIP cards can be used online, at ATMs or at any retail location where Visa is accepted. This free, prepaid card also provides consumer protections available to traditional bank account owners, including protections against fraud, loss, and other errors. It will include instructions on how to activate and use the cards. “Treasury and the IRS have been working with unprece-dented speed to issue Economic Impact Payments to American families. Prepaid debit cards are secure, easy to use, and allow us to deliver Americans their money quickly,” said Treasury Secretary Steven T. Mnuchin in a press release. “Recipients can immediately activate and use the cards safely.” The standard stimulus payment is $1,200 for single filers or $2,400 for joint filers. In addition, parents may receive $500 for each qualified child. But these amounts are phased out based on income levels. EIP cards will be available to taxpayers who do not have bank account information on file with the IRS. The IRS be-gan distributing economic stimulus payments in April via di-rect deposit to taxpayers who had up-to-date information on file. It followed up with payments by paper check starting in mid-May. However, the agency estimated it might take as long as four to five months to mail out the millions of remaining checks. Now it says that sending four million prepaid debit cards will cut down on the time. The U.S. Treasury has already delivered more than 140 million payments worth $239 billion to taxpayers by direct de-posit to accounts at financial institutions, Direct Express card accounts, and by check. Finally, be aware that some are viewing the use of the EIP cards as a test for future stimulus payments, if any are forth-coming. If all goes well, this might be a simpler and faster approach to distributing money to taxpayers.
16
11002 Manklin Meadows Ln.OCEAN PINES
Plus six additional locations: • Salisbury • Easton • Kent Island • Severna Park • Columbia • Annapolis
It’s not hard to meet expenses. . . they’re everywhere. The only difference between a rut and a grave is the depth. These days, I spend a lot of time thinking about the hereafter . . . I go somewhere to get something and then wonder what I’m here after. I am unable to remember if I have mailed this to you or not and I doubt if you can either!
Some artists from the 1960s are re-releasing their hits with new lyrics to accommodate us -- good news, for those feeling a little older and missing those great tunes.
Herman’s Hermits - “Mrs. Brown, You’ve Got A Lovely Walker” The Bee Gees - “How Can You Mend A Broken Hip” The Temptations - “Papa’s Got A Kidney Stone” Ringo Starr - “I Get By With A Little Help From Depends” Marvin Gaye - “I Heard It Through The Grape Nuts” Procol Harem - “A Whiter Shade Of Hair” Johnny Nash - “I Can’t See Clearly Now” Leo Sayer - “You Make Me Feel Like Nappin’” ABBA - “Denture Queen” Paul Simon - “Fifty Ways To Lose Your Liver” Roberta Flack - “The First Time I Ever Forgot Your Face” Commodores - “Once, Twice, Three Times To The Bathroom” Rolling Stones - “You Can’t Always Pee When You Want Bobby Darin - “Splish, Splash, I Was Havin’ A Flash”
On the Lighter SideGod grant me the senility to forget The people I never liked anyway, The good fortune to run into the ones that I do, And the eyesight to tell the difference.
Now that I’m “older” (but refuse to grow up), I’ll share some things I’ve discovered: I started out with nothing, and I still have most of it.My wild oats have turned into prunes and All Bran. I finally got my head together; now my body is falling apart.Funny, I don’t remember being absent minded. . . All reports are in; life is now officially unfair. If all is not lost, where is it? It is easier to get older than it is to get wiser.Some days you’re the dog; some days you’re the hydrant.I wish the buck stopped here; I sure could use a few . . . Kids in the back seat cause accidents. Accidents in the backseat cause...kids.It’s hard to make a comeback when you haven’t been any-where. The only time the world beats a path to your door is when you’re in the bathroom.If God wanted me to touch my toes, he would have put them on my knees.When I’m finally holding all the cards, why does everyone decide to play chess?
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It’s Good Ole Summertime! Be sure to thoroughly water your lawn at least 3 times a week to keep it from dying. Without proper watering it will turn brown and may recover in the Fall if the roots do not die. More frequent watering is required to keep a green attractive lawn.
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18
The Science CornerToday’s Topic: Coronavirus II:Vaccine Development By Bruce Jarvis
www.lewishvacservices.com
It is time for a more detailed look at the coronavirus in or-der to understand how so effectively it impacts our healthy cells. First, keep in mind that all organisms, from bacteria to elephants, share both a common chemical language and the mechanism for using DNA information to build the organ-isms. This process is focused on making proteins that are used for both the structural materials of life and catalyzing the bio-chemical reactions of all living organisms. DNA that makes up a single gene is used as a template to make its chemical cousin, an RNA molecule, which acts as a messenger (mRNA) that travels to a complex chemical structure called a ribosome. The ribosome “reads” the mRNA chemical information and translates it into a protein. This process is done one gene at a time, i.e., the DNA of a single gene is transcribed into mRNA, which is then translated into a single protein by the ribosome. What about COVID-19 virus, the latest virus to join the family of coronaviruses that include the common cold, SARS, and MERS? The virus has a protein shell with many “spiky” proteins on its surface that, upon entrance into the body, will plug into ACE2 receptors on our cells (see last month’s col-umn), allowing the virus to infect them. Inside the protein shell are found the genes of the virus. These genes are ar-rayed along a single strand of RNA, not DNA. It is a common feature of the majority of viruses to contain RNA rather than DNA. Once inside the host cell, the virus sets up the machin-ery to reproduce itself, which involves translating the viral RNA genes into proteins. Scientists worldwide are intent on identifying or devel-oping effective treatments for the disease resulting from this novel virus. There is great urgency to produce a vaccine that can prevent it. However, the timeline for a COVID-19 vaccine is predicted to be 12-18 months. Why so long? This timeline in fact is quite rapid. Historically, the fastest vaccine developed was for mumps, and it took four years; most vaccines take 10 years or more before they appear on the market. Currently, there are 100+ vaccines under development for the COVID-19 virus. Drug developers are moving their experimental vaccines for COVID-19 into clinical trials at a frenetic pace. Trials for five such vaccines have begun in China. Two are being tested in the US, with a third slated to start soon, and trials of two more have begun in the UK and Australia. One reason vaccine development takes so long is the ex-
tensive testing required. After the vaccine has been shown ef-fective in several animals, it then goes through three phases of trials in humans. Phase 1 trials are conducted with only a small group and are used not to establish efficacy but to deter-mine safety. Phase 2 trials employ a hundred or more people, and the target is to show that the vaccine is both safe and at least modestly effective. Phase 3 enlists thousands of volun-teers and is meant to establish the effectiveness of the vaccine (or drug). This phase must involve controls and be conducted double blind, i.e., neither the clinicians nor the vaccine recipi-ents know who is receiving the vaccine or the placebo. It takes time to recruit all these people for the trials. And for vaccines, the outbreak (in this case, COVID-19) needs to be active in the participants’ environment. And keep in mind that to scale up the production of a vaccine to the level of billions of doses is a tremendous undertaking in itself. A vaccine typically contains an agent that resembles a disease-causing organism and is often made from weakened or killed forms of the microbe or one of its surface proteins. The agent stimulates the body’s immune system to recognize the agent as a threat, destroy it, and to further recognize and destroy any of the organisms associated with that agent that it may encounter in the future. In recent years, a novel and untested type of vaccine has been developed and is now being applied to COVID-19 vac-cine development: RNA vaccine. Oxford University and the biotech company Moderna in Seattle are currently carrying out a Phase 2 clinical trials of an RNA vaccine for the COVID-19 virus employing the RNA gene for the “spiky” protein. In the procedure, the “spike” gene is encased in a weakened version of a common cold virus called an adenovirus that causes infec-tions in chimpanzees. But the virus has been genetically altered to make it “impossible” for the virus to grow in humans. Upon injection of this spike gene-loaded virus, the RNA gene for the spike protein is delivered to the person’s cells. The “spike” RNA acts just like an mRNA, and the RNA is translated into the spike protein. When this spike protein is released from the cells, the immune system recognizes it as a foreign substance and mounts an immune response. When the COVID-19 virus, with the spike protein on its surface attacks this inoculated person, the immune system knocks the virus out. In a sense, you have vaccinated yourself by this technique. The scientific and medical communities await the results of these Phase 2 trials with great interest. Recently, results from the Moderna Phase 2 trial have shown that after receiv-ing a single dose of their vaccine, all 45 of the participants developed detectable levels of antibodies within 15 days. Such a result gives hope that this new approach to vaccines will be successful in the future.
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ib 1:
00 M
ah J
ongg
, C
R
1:30
Billi
ards
/8 B
all,
Billia
rd
2:00
BU
NC
O-G
H
6:30
Brid
ge-P
arty
, C
R
6:30
Brid
ge-D
uplic
ate,
GH
9:30
Wat
er A
erob
ics,
$
11:0
0 B
ette
r Bod
s -Be
ginne
rs G
H$
1:30
Billi
ards
/8 B
all,
Billia
rd
6:00
Pok
er C
R
7:00
Men
’s B
illiar
ds G
roup
9:00
Cha
ir Yog
a-G
H $
9:00
Par
ke S
ingl
es,
DeN
ovo’
s 9:
30 C
ircui
t Tra
inin
g, G
YM $
10
:30
Zum
ba S
tretch
-GH
$ 10
:30
Men
’s F
orum
, CR
1:
00 P
oker
-Tex
as H
old’
em –
GH
1:
00 S
inep
uxen
t Gin
– L
IB
1:30
Billi
ards
/8 B
all,
Billia
rd
5:30
Lin
e D
anci
ng- B
gnrs
, GH
6:
30 L
ine
Dan
cing
, G
H
9:00
Yog
a, G
H $
9:
30 W
ater
Aer
obic
s $
11:0
0 B
ette
r Bod
s 4
Bgnr
s, G
H$
12:3
0 P
inoc
hle,
GH
1:
00 W
omen
8 B
all,
Billi
ard
1:00
Kni
tting
, AR
4:
00 H
appy
Hou
r
Sund
ay, 6
/21
Mon
day,
6/2
2 Tu
esda
y, 6
/23
Wed
nesd
ay, 6
/24
Thur
sday
, 6/2
5 Fr
iday
, 6/2
6 Sa
turd
ay, 6
/27
9:30
Wat
er A
erob
ics $
11
:00
Bet
ter B
ods
4 Bg
nrs,
GH$
12
:00
Poke
r - G
H
1:00
Can
asta
, C
R
1:00
Mah
Jon
gg,
Libr
ary
1:30
Billi
ards
/8 B
all,
Billia
rd
6:00
Pok
er,
GH
6:
00 P
oker
- CR
7:3
0 P
arke
Wal
kers
9
:00
Chair
Wor
kout
GH
$ 10
:10
Zum
ba, G
H $
11
:10
ABS
Exe
rcis
e $
(30
min
) 12
:00
Croc
het C
lass,
AR
1:00
Mah
Jon
gg,
CR
1:
00 B
ridge
, Lib
1:
30 B
illiar
ds/8
Bal
l, Bi
lliard
6:
30 B
ridge
-Par
ty,
CR
6:
30 B
ridge
-Dup
licat
e, G
H
9:30
Wat
er A
erob
ics,
$
11:0
0 B
ette
r Bod
s -Be
ginne
rs G
H$
1:30
Billi
ards
/8 B
all,
Billia
rd
6:00
Pok
er C
R
7:00
Men
’s B
illiar
ds G
roup
9:00
Cha
ir Yog
a-G
H $
9:00
Par
ke S
ingl
es,
DeN
ovo’
s 9:
30 C
ircui
t Tra
inin
g, G
YM $
10
:30
Zum
ba S
tretch
-GH
$ 10
:30
Men
’s F
orum
, CR
1:
00 P
oker
-Tex
as H
old’
em –
GH
1:
00 S
inep
uxen
t Gin
– L
IB
1:30
Billi
ards
/8 B
all,
Billia
rd
5:30
Lin
e D
anci
ng- B
gnrs
, GH
6:
30 L
ine
Dan
cing
, G
H
9:00
Yog
a, G
H $
9:
30 W
ater
Aer
obic
s $
11:0
0 B
ette
r Bod
s 4
Bgnr
s, G
H$
12:3
0 P
inoc
hle,
GH
1:
00 W
omen
8 B
all,
Billi
ard
1:00
Kni
tting
, AR
4:
00 H
appy
Hou
r
Sund
ay, 6
/28
Mon
day,
6/2
9 Tu
esda
y, 6
/30
9:30
Wat
er A
erob
ics $
11
:00
Bet
ter B
ods
4 Bg
nrs,
GH$
12
:00
Poke
r - G
H
1:00
Can
asta
, C
R
1:00
Mah
Jon
gg,
Libr
ary
1:30
Billi
ards
/8 B
all,
Billia
rd
6:00
Pok
er,
GH
6:
00 P
oker
- CR
7:3
0 P
arke
Wal
kers
9
:00
Chair
Wor
kout
GH
$ 10
:10
Zum
ba, G
H $
11
:10
ABS
Exe
rcis
e $
(30
min
) 12
:00
Croc
het C
lass,
AR
1:00
Mah
Jon
gg,
CR
1:
00 B
ridge
Lib
1:
30 B
illiar
ds/8
Bal
l, Bi
lliard
6:
30 B
ridge
-Par
ty,
CR
6:
30 B
ridge
-Dup
licat
e, G
H
D
UE
TO U
NFO
RES
EEN
CIR
CU
MST
ANC
ES, A
LL A
CTI
VITI
ES &
EVE
NTS
H
AVE
BEE
N C
ANC
ELLE
D O
R P
OST
PON
ED U
NTI
L FU
RTH
ER N
OTI
CE
Dat
es a
nd T
imes
Sub
ject
to C
hang
e (F
or m
ost u
p-to
-dat
e ca
lend
ar, g
o to
ww
w.th
epar
keat
ocea
npin
esho
a.co
m)
1/1
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