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BINZ ICE AMBRA ASSOCIATION – A
CASE OF HUMAN DEVELOPMENT AT
THE VILLAGE LEVEL.
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Table of Content
• Introduction
• Association Background
• Case of Human Development at Binz Ice Ambra
Association
• Challenges and Opportunities
• Conclusion
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Introduction
• PNG VISION 2050
• PNG NATIONAL FINANCIAL INCLUSION STRATGEY 2016 – 2030
• HUMAN DEVELOPMENT – Economic Development –Banking and
Financial Literacy
• Many association or community based organisation in PNG but
this association focus on Women Economic Empowerment.
• Women at the village: Most women are illiterate
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Background of Association
• Binz Ice Ambra Association was established in
2016 and formally launched in February 2017.
• Vision: To empower the women of Tsenglap Tribe in
the North Waghi District of Jiwaka Province.
• Mission: To improve the economic and social wellbeing
of village women through Education, SME,
Microfinance, Agriculture & Tourism Activities.
• Values: Hard work & Sweat, No Free Hand-Out,
Honesty, Transparency, Accountability and Innovation.
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• The association aims to improve the economic and
social well-being of village women through:
• KRA 1 _ Education
• KRA 2 _ SME
• KRA 3 _ Microfinance
• KRA 4 _ Tourism / Agriculture
• The association currently has 200 registered
members
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Case of Human Development at BinzIce Ambra Association
• Case Method (Personal, data from Mibank and interview)
Mibank Agent was established in February 2017 after a one week
Financial Literacy training provided by the bank to the women in
the village.
A total of 108 women participated in the training. 80 of them
opened their new Micash mobile bank bankaccount.
The agent currently has 107 customers. Some are males,
children/local businessman
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The agent is located within the village easily
accessible by all the villagers to do their banking.
The two village women operate the agent and they
have been continuously trained by Mibank to operate the
agent.
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MiCash is a Mobile Wallet and a Savings Account.
MiCash is accessed through a mobile phone
currently using the Digicel Network. Attached to a
fully integrated banking system it allows customers
to perform Banking activities like transfer money
and balance check, in the comfort of their homes
and protected by a four digit PIN number. (Mobile
banking system)
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Agent Activity Summary
Activity
No of
transaction
Value of
Transaction (K)
Deposit 222 19,898.44
Withdrawal 13 2,470
E-Float Top up 10 16,1376
New Account Commission 107 1,498
Transaction Commission 235 102.54
Table.1 Shows the Activity Summary of Binz Ice Ambra Association
Agent from February 2017 to July 2017. Source: Mibank
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Budgeting
Savings ( Instil a culture of savings)
Opened Accounts ( Some women never had bank account before)
Withdrawals
Mobile banking (Use of Technology)
Bank Agent ( Easily Accessible)
Sense of community and ownership at the community to take care
of the development
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Challenges and Opportunities
• Partnership with Local Level Government and
development partners
• Support from the community (Local MP and
Community Leaders)
• Support from the community
• Strong Governance Structure / Human Resources
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• Going Forward
Agriculture ( Rice Farming, Piggery)
Tourism ( Culture)
SME and Microfinance (Loan)
Health ( Small Clinic )
Planning to have a ‘Agri and Culture Exhibition in October
2017’.
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Conclusion
• 80% of our population live in the rural areas where
basic services are limited or non existent to the
community.
• This case shows human development at the village
level through banking service and financial literacy
training. This indicates that Association or
Community based organisation is a model to bring
effective development to the village level.
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Thank - you
For more information about the association;
• Raymond Kamb John
• President –Binz Ice Ambra Association
• Email: [email protected]
• Mobile: 71635598
mailto:[email protected]
