BISWA Annual Report 2010-11

' Jtt~~~.6y BISWA

works to ensure

ll®a~~® households

Live in dignity

ANNUL REPORT 2010-2011

.. Major Achievements till 31st of March, 2011

EnKikllting exu.me poverty and hunpr, liftUhood support through women empowerment (MDG -I)

Finondol Inclusion through Microfinance and SHG Promotion

SlriU Development for revival and promotion of Micro enterprises (National policy)

Social Security through micro insurance

Ensured Marketing Linkage

Water & Sanitation (MDCi -VII)

Natural Resource Mana cement to respond to Climate Chimp (IRCC)

Community Forestry Management (ORNP)

Renewable Energy Promotion

Water and Soil Conservation Measures

BISWA R.,..rch and Innovation Centre

Research and Innovations

Consultancy

Advocacy

BISWA Network

Health Care Servtces(Ensurfng basic health care services, Addressing reproductive and child health care, Emergency health care services)

Tnrining and capacity building

BISWA Low cost f\ousing project

Registration;

1,()94,029 women directly benefitted in 18 states of India

849,967 women availed micro finance services-credits, insurances and marketing assistance

278,040 persons trained and empowered in micro enterprises

526,7 45 families insured with micro insurance productsltfe assets and aops etc.

171,010 women members of SHG linked to marketing network and doing business

Sustainable Water & Sanitation Solutions reached to 303,387 famiLies In the state of Odisha and Chhattisgarh. (2,300 villages in 30 districts of Odisha and 4 districts of Chhattlsgarh, 8 urban slums of SambaLpur and 100 urban slums of Bhubaneswar covered)

Watershed management. mancroves conservations and coastal zone manapment. forest conservations, renewable enersv and waste treatments

11,200 beneficiaries in BOO SHGs benefitted with alternative Livelihood training In 5 districts of Odlsha covering 6 DivisionaL Management Units, 22 Forestry Management Units

20 villages of Maneswar Block are declared as model villages in alternative energy promotion through Household Solar ELectrification.

100 farming families directly benefitted with check dam at Budapada, 600 school children benefitted through Roof Water Harvesting structure at lujumura Girl's High school.198 beneficianes of Hatibari Health Home benefitted through renovation of Water Harvesting Structure.

Successfully implemented major pilot projects in climate chanp mitigation and ado~on. urban governance and slum up gradation, water and sanitation and In areas of various policy advocacies In the state of Odlsha.

9 DPRs and 23 Research Papers developed. Ten new projects conceptualized and lnltlateCI.

Consultant to the Mission Shaktt Project of Department of W&CD, Odisha for the district of Samba !pur. Consultant to DeP.artment of H&UD for RAY/JNNURM, Khurda MuniciJ)ality, Puri Municipality and Bhubaneswar Municipal corporation, OSDMA and HCCBP.

Save River Campaign, Odisha; Climate Change and Mangrove conservation.

299 NGOs from the operational states are member of BISWA Network

Reaching with services to 1,534, 763 poputation

Elected PRI members, Van Sunksha Sumtt members, Urban Local Bodles(ULB) functionaries, NCiOs, OTD.P functionaries

133 House butt under IHSDP project In stums of sambalpur

Registered under Societies Registration Act XXI of 1860, Govt. of Indio vide Registration No. 22060141 of 2005-o6, dated 01-o7-05 (issued against old Regn. No. 4824-22 of 1995-96 dated 1510711995}

Act Foreign Contributions (Regulations) Number.105060053 dated 05/0712000.

From the Chairman's Desk

Dear Friends

Over the years, BISWA has endeavoured to adhere to the principles of

transparency and accountability. Undeterred by malicious campaigns to

tarnish our image, all of us at BISWA are set to address challenges of

extreme poverty and sustainable development in India. I must thank all of

you and expect your comments and suggestions to guide us in the years to

come as usual. I have pleasure in placing the Annual Report of BISWA for the

year 2010-11 for your perusal and directions.

As you all know the income gap between the •haves• and •have nots• in India

continues to be staggering. While the per capita income of the •well to do• is

comparable with the developed and rich countries, the poor still survive on

Less than 2 dollars a day. This sharp contrast between the developed India

and the underdeveloped Bharat is manifesting itself in social unrest that

threatens the very unity and sovereignty of the country. The underlying

cause of the social unrest is denial of access and right to dignified Living for

an overwhelming majority of poor Indians.

Ever since its inception, BISWA has continuously endeavoured to work for

economic and social inclusion of the poor and excluded. Our focus has been

women as they bear the major burden of poverty, and till recently were

excluded from the development planning and required resource allocation

processes.

...:.=

"' Cll Q

"' ... c IU

E ... .... IU .c u Cll

.J: .., E 0 ...

LL.

Through empowerment and financial inclusion women have demonstrated that

they are the most effective catalysts of social change and sustainable

development. This is a fact that has been demonstrated by over one million

women members of the BISWA family, year after year. BISWA as an institution

and me as its torchbearer have remained committed to our vision of bringing

dignity to the poor and excluded women. Our mission of '1 million jobs, 2

million toilets, 3 million water tap connections and 10 million trees by 2015' is

an article of faith for the entire BISWA family and each one of us is determined

to accomplish it.

The year just gone by brought many new challenges. The uncertainty and

troubles in the Micro Finance Sector has been a setback. The required policy

interventions were long overdue thus impacting our operations. We have

accordingly re-organised and gathered our strengths around social thematic

areas viz. Livelihood, Water and Sanitation, Health and Education, Relief and

Rehabilitation, and Natural Resources Management as a response to Climate

Change. The strategy adopted is to create national level advocacy on these

matters and attract multiple funding sources to multiply our actions and scale

up the interventions .

Our strategic collaborations with national and state government and

partnerships with various agencies including corporate bodies and donors

remain healthy and effective in delivering public goods to poor. In years to

come, we will further expand and strengthen these relationships by forging

long-term collaborations with them.

I owe my sincere gratitude to Dr. Bhagbanprakash, Chairman, BISWA Policy

Advisory Council Mr. Prafulla Kumar Dhal, Director, BRIC; Mr. Prasant Kumar

Sahu, DGM, BISWA and Mr. Pitabas Sethi, Secretary, BISWA for their deep

involvement in organisational affairs and making it possible for me to deliver

the best I could.l am grateful to all my staffs, members of Governing Body and

Policy Advisory Council, consultants and well-wishers of BISWA for their

commitment and sincerity to bring BISWA to this stage. I thank Dr. Jharana

Mishra, Chief Manager, Research, Documentation and Consultancy, BISWA for

compilation of information to produce this annual document for all of you.

Jai Hind

Chairman's Desk

Women Empowerment

Right to Dignity

Livelihood Options

Experience from the field

(From the Clutches of Poverty to Sustainable Development)

Drinking water and Hygienic way of Sanitation

Education

BISWA Research and Innovation Centre (BRIC)

Health care

Advocacy and networking

Outreaching to people; from remote tribal village to 18 states in India

Awards and recognitions

Our development partners

Affiliations

Diverse Path of Progress: BISWA Five Pillars of Activities

Human Resource

Financial Statement

Obituary

0-0

1-5

7-12

13-16

17-18

19-22

23-26

27-28

29-34

35-38

39-40

41

42

43

44

48

49-53

54-55

~ llhantllllllgrlled Socirj Wtlln Agrn:y

Annual Report 2010-2011 ________________________________ _

Bharat Integrated Social Welfare Agency ' I ISWA

Skill Development, Social Enterprise and Development Services The objective of the programme is to enable aLLSHG members with employment and income generation opportunities. Key objectives of the programme are: • To transfer the technical and managerial knowledge in production, marketing and various business

development services

• To promoteentrepreneurialskillsamongtheSHGs

• To promote sustainable Livelihood among rural entrepreneurs. BISWA is also implementing Microenterprise Development Programme (MEDP) and Skill Development Programme (SOP) for poor artisans. Cluster development approach is undertaken in the fields of Bamboo Stick Production, Candle Making, Agarbati Rolling, Pheny~ Soap making, and Petty coat production amongst others. This programme is extended to SHGs through the Block Mission Shakti Federation in Sambalpur district.

Cluster Development Programme for poor Artisans A cluster indicates a group of people gathered together to perform a uniform activity. With an objective to promote sustainable Livelihood, different clusters are formed for different entrepreneurial activities. Activities performed under the programme are:

• SHG formation, nurturing and credit linkage

• Awareness Camp, Entrepreneurship Development, Skill Development Training and Design Developmentamongthe rural artisans

• Exposure visitto other vi brant clusters to acquire knowledge regarding best practices • Tools kit distribution

• Cluster Development Committee (CDC) meetings • Meeting with bankers

• Common Facility Centre (CFC) construction

• Insurance coverage to all theartisansfor Life and health

Integrated Hand loom Cluster Development Programme: Revival of the hand loom industry, traditionally a source of stable employment for the Local population, is a priority programme and requires capacity development in terms of coping with external competition from non-hand loom sector. The above programme is being implemented with the financial partnership that is described in the following table:

Table Highlighting BISWA Hand loom Clusters ... 1 Sambalpur Dhama

2 Sonepur Matikhal

3 Bargarh Barpali, Bheden.

Sohela

Number of People Beneftted

105 artisans were benefited by the training

150 artisans with the Improved skill are showing signfficant changes in their income Level.

500 artisans were benefited

NABARD

NABARD

Dept. of planning and co-ordination

Achievement till date

2009·2012 Through Cluster Development meeting. Launching cum awareness camp SHG promotion and SHG management training. entrepreneurship development training , the annual income of the artisans increased by 35% weavers I-CARD and coven1ge under Rajlv Gandhi Swasthya BlmaYojana distributed.

2009·2012 Among social intervention health card distributed to the weavers. Issues related to health and hygiene discussed properly in the meetings.

2008·2009 Skill Development Training/ Entrepreneurship Development/Design Development Workshop. distribution of modern tools and equipments, Built 500 skill efficient artisans.

--------------------------------Annual Report 2010-2011

~ llhantllllllgrlled Socirj Wtlln Aglllr:y

Dhokra craft cluster Development Programme under Craft vUlage Scheme

The Dhokra Craft Cluster at Jharakandal and Purunapani is adopted under Craft ViLLage Scheme of Director of Handicrafts and Cottage Industries of Odisha. The cluster consists of 7 5 families of Dhokra artisans and 5 SHGs by taking 15 artisans in each group. BISWA is implementing the programme through District Industries Centre, Deogarh. The important components ofthe scheme are as follows: • Formation of Self Help Groups • Skill development training by reputed master craft persons • Distribution ofimprovedtoolkitsto artisans • Financiallinkage and margin money payment to artisans • Marketing exposure and Linkage • Design and product diversification training

Financial Inclusion

BISWA aims to provide financial assistance to the deprived through a structured organisational response. And ensure access to financial services, adequate credit whenever needed by vulnerable groups at an affordable cost. BISWA has joined hands with Punjab National Bank under Financial Inclusion project at Bundu of

Jharkhand and Daringbari block of Phulabani districts of Orissa. The objectives of the FiMnciallnclusion at a Glance

Programmes are (i) to avail credit at door step, (ii) financial Literacy and (iii) thrift. Accounts opened so far· 73"2

'----------------------------------------------------------No~~~rlcts~2

Farmers club Promotion

BISWA with the support of NABARD has promoted farmers club to bring the sustainability of agriculture in rural areas through credit, technology transfer, awareness and capacity building in three states (Orissa, Chhattisgarh and Jharkhand). These clubs are acting as informal forums where the members are taking initiatives to promote economic development activities on community works, education, health, environment Farmers club at a Glance and natural resource management and they are conducting various interface meetings No. of states ·.3 with line departments to enhance and build their capabilities in terms of their No. o~districts •7

No. oJ blocks- 17 Livelihoods. Base Level orientation programme has been completed for 22 clubs where No. ofdubs-143 the AGM, NABARD, LDM and other Line department staffs were present.

SHCis Promotion and Linkages

BISWA in association with NABARD, Bhubaneswar has undertaken the SHG promotion and Linkages programme at village level to develop the practice of saving and develop thrift and credit activities among group members

in Sambalpur, Deogarh, Sonepur and Bolangir districts. Under this programme BISWA has SHPI at a Glance promoted and nurtured 200 SHGs, 50 in each district. The objectives of the programme are (i) zo. of~:fct1_4 to promote Women Self Help Groups (SHGs) and (ii) to establish Linkages with banks for N~: zblocks-10 meeting their credit requirements to start economic activities of their own. No. of SHGs- 200

Village Development Plan

In order to promote better livelihoods, better services and create rural infrastructure, BISWA in coLLaboration with NABARD has taken 3 year village development plan in Kalikut village of Deogarh district. This concept provides a platform where different agencies can come forward to address the issues pertaining to social securities and infrastructure development. The objective of the programme are (i) to create financial Literacy among the villagers, (ii) to ensure better basic services and provide a platform to create Local Level infrastructure by effective implementation of various social development schemes, (iii) to enhance the knowledge and capacity of the communities to participate in village development plan and (iv) to create synergies between various stake holders for promotion of better Livelihood opportunities. During this year PRA exercise, SHGs promotion and nurturing, Village Development Committee formation, awareness programmes were conducted.

Annual Report 2010-2011 ________________________________ _


BISWA handing over the 1st Sanitation A scene from inauguration of Micro Enterprise loan at Gyan Nagar slum of Bhubaneswar, Odisha Training Development Program at Samra, Odisha

A Scene from training for SHG Leaders at Dhama in BISWA's activity towards Hand loom

Cluster Development Programme

BISWA Volunteers and Staff members distributing the relief to the fire victims of

Pandiapali Village, Sonepur, Odisha

------------------------------Annual Report 2010-2011

As on As on As on Mar,2009 MAR,2010 MAR,11

1 No. of States covered 11 14 18 2 No. of Districts 6S 108 114

3 No of Branches opened 227 252 273 4 Total SHG promoted 34,299 48,927 68,963

5 No of SHG Members 550,570 803,048 1,094,029

6 Average members per SHG 16 16 16

7 No of Loan Disbursed 41,631 48,165 65,373

8 Amount of Loan Disbursed 5.965.428,576 9.099.554. 703 12,698,768,148

9 Loan Size 143,293 188,925

~ Bilamlntegralad S.O~ Walfara Agancy

CITI Mkro Entrepreneur Awards 2010

Manoranjan Mishra (NationaL Runner Up East and North East)

Mr.Manoranjan Mishra hails from Sambalpur in Odisha. Born in a poor family. At an

early age, Manoranjan took tuitions to fund his education and support the family

income. After completing his graduation, he continued to take up various odds

jobs to earn money, often holding two to three part times jobs simultaneously.

One of these jobs was with a local travel agency. The work enthused him and he

quickly realized its business potential. After gaining some experience in the job, ~:.J~r8~•&]•• he decided to set up his own travel agency.

Needless to say lack of capital was hisfirstmajorchallenge. To make matters worse he started receiving

threats from an established Local travel agency, even before he could get started. Not one to give

up, Manoranjan preserved and managed to acquire a Loan of 50,000 from an NGO. Bharat

Integrated Social Welfare Agency (BISWA) assisted him with technical and managerial inputs to

set up and run a business. Thus in 2000, Manoranjan set up his Konark Travel Agency .

. Today, Konark Travel Agency has a steady clientele and a reputation for reliability. The travel agency

employs 6 full time workers. BISWA continues to support him by routing all their ticketing

requirements through his travel agency. He also caters to travel requirements for various training

programs at BISWA and other organizations. In 2009-10 Konark Travel Agency had a turnover of

4.5 Lacs and a profit of 1. 9 Lacs.

In a bid to increase his clientele, Manoranjan has increased the gamut of services offered to customers.

Apart from ticketing, Konark Travel Agency also provides assistance with gas and utility services.

Manoranjan aims for a whole host of services requirements in the area.

Ensured Market Linkage SHG's are Linked to Market

To harness the potentiality of rural marketing for income generating and livelihood promotion of the

poor and to enhance financial inclusions BISWA has a marketing project called the Laxmipriya

Micro Enterprises Pvt. Ltd (LMPL). Key objectives of the LMPLareto adopt a systematic marketing

strategy that would strive to consolidate both product and the cross marketing benefits to rural

poor and women entrepreneurs of SHGs. As part of its activities, LMPL has been supporting

women members of SHGs, SHG Federations, Cluster level members and the tribal communities

through its social financing and providing technical knowhow with management skills to the

newly emerging women entrepreneurs in marketing field. As a part of marketing support, BISWA

ensures information of product price and various advantages based on locations trades and

others including brands. Promotion of Joint Ventures for marketing products of WSHGs is one of

innovations that helps in eradicating rural poverty maximum.

Special Interventions for Physkally & Mentally Challenged

To improve the living conditions of physically challenged people and to empower them to

participate fully in the economic, politica~ and social arenas,

Annual Report 2010-2011 _____________________________ _

Bharat lrrtegrated Social WeHare Agency ' IISWA

• BISWA has provided employment opportunities to a number of differently a bled people in its

office premise ensuring equal opportunities for them towards employment

• By extending financial support and vocational training to empower the people living with

disabilities in the rural areas with fewer opportunities for Livelihood are available

• By identifying mentally ill persons and helping them to be reintegrated with the mainstream

social life added with livelihood support.

• BISWA has taken an initiative with Basic Needs India, Bangaluru for mentally ill persons and has

successfully rehabilitated 450 persons 4 blocks of Sambalpur District.

Rebuilding Houses of Hope for Leprosy Cured Persons at HATIBARI health Home at Sambalpur

BISWA initiative towards socialisation of leprosy cured persons:

"Ten million people suffer not only from Leprosy as a disease which is scientifically and medically

proven to be curable and manageable, but also from political, legal, economic or social discrimination

and isolation as a result of misunderstanding and indifference, and Lack of legislative or administrative

measures to prohibit such discrimination and to protect and remedy the victims."

lt1s a new Life for them. Until yesterday, they were Looked down upon by their neighbours who

considered them as cursed souls. None in their respective Localities desired to even glance at their

shadows. But today they are rubbing shoulders with the same people at workplaces such as

agricultural fields, hand loom centres, poultry farms, vegetable gardens and handicraft centres. The

Leprosy cured persons at Hatibari Health Home- A Rehabilitation Centre located in natures cradle,

nearly 25 kms from the western town of Sambalpur in Odisha, India, have today rediscovered

themselves today in a new and yet different world.

This is because of the efforts of BISWA, the organisation that has been tirelessly working for the

rehabilitation and reintegration of these people through multiple socio-economic interventions.

Founded by Padmashree Dr. Isaac Santra in the year 1951, the home came under the management of

Hind Krustha Nibarana Sangha and District Administration of Sambalpur after the sad demise of the

founder. Towards strengthening the process of rehabilitation they handed over the charge ofthe home

to BISWA. BISWA•s action that makes difference among the inmates is as follows:

• Leprosy neuritis clinic

• Self-care training

• SkiLLDevelopmentTraining

• Production Unit

------------------------------Annual Report 2010-2011

' mwA Bharat Integrated Social Welfare Agency

• Micro Finance Linkage

• Micro Marketing Linkage

• Rehabilitation and Reintegration with their family and the society

Initially when the organisation started its intervention, the inmates were not in a mind set to go out of

the house, so the 1st task was to develop self confidence among them by engaging them in Livelihood

promotion activities. The organisation supported them with small farming and manufacturing units

training them on agriculture, cloth weaving, sisal work, candle making, &toy making etc.

The Micro-enterprises development project implemented by BISWA (in 560 Acre of forest Land} is now

playing a vital role in socialization of the Leprosy-cured persons. Those working in different

production units including hand loom weaving, candle making, sisal work & get wages around Rs.350

to Rs.500 a month. Besides BISWA has also appointed its staff to monitor and supervise the project at

Hatibari. BISWA has established three SHGs among the women inmates there and among the women

of Santrapalli (120 acre of Land from 560 acre}. The member regularly holds meetings and other

awareness programmes. The total rehabilitated persons are 205 in Hatibari Health Home.

Not satisfied with their present income the inmates are now asking for wages at par with general

workers. In the words of Dr. K. C. Malick, "when the inmates start demanding for wages at par with

others in the outside world it gives me immense satisfaction. I feel that our sincere effort in building

the self confidence, awareness generation and process of reintegration has helped us in

mainstreaming them.

Take an example of LaxmidharPradhan of Boudh. He Looks after the agricultural activities. Utilising big

ponds in the project area has helped the inmates to grow huge quantity of cabbage, cauliflower,

brinjal. tomato and paddy this year.

The pisciculture ponds, papaya, mango, guava, cashew and Lemon orchards spread of several hundred

of acres of Land offer a perfect opportunity to the inmates to work in dignified way and Lead a decent

Life.

After keeping aside the required quantity of agricultural produce for use of the health home, the rest is

sold in the market. The earning from agricultural produce for use ofthe health home, the rest is sold in

the market. The earning from agriculture activity is slowly and yet steadily increasing ever since

BISWA took over from HKNS in the year 2003 and it is going to be one of the best self sustaining models

of rehabilitated persons.

The organisation pays Rs. 1. 7 5 Lakh Lease money per annum to the state government for a total of 563

acres of Land under the possession of Hatibari Health Home. "The total earning from different

economic activities carried out in the centre by October 31st 2009 was recorded at Rs. 1.87 Lakh,

Annual Report 2010-2011 ______________________________ _


indicating that days are not ahead when the centre would attract the world attention as a viable

economic model run by Leprosy cured persons," says Mr. Kulamani Dash, Program Manager, BISWA.

Very recently the District Magistrate and Collector, Sambalpur-Mr. Hemanta Kumar Dash visited the

Home to have a practical knowledge of the day to day affairs in the home. He was moved by the warm

welcome by the inmates and praised the efforts of BISWA. He also suggested for some new initiatives

for the economic empowerment of the inmates.

------------------------------Annual Report 2010-2011


Youth Employment Programme

Considering the importance of vocational training, that service the existing market needs, the foLLowing

training have been implemented by BISWA under this programme:

• Typewriting

• Stenography

• Secretarial Practices

• Computer Operator and Programme Assistant

• Architectural Designing

• DeskTop Publishing

• Electronics (Radio/TV/Tape Recorder Mechanic)

• Refrigeration and Air Conditioning repairing

• Plumbing, Mason Training and Carpenter Training

• Cutting/Tailoring and Dress Making

• Fruit and Vegetable Preservation Programmes

Under the SJSRY Scheme and in partnership with Sambalpur Municipality, BISWA has conducted skills

development projects for youth of Sambalpur. One of them is a 6 months' training in Computer

Application and Mobile Repairing for the unemployed youth. Tailoring Training for the adolescent girls

ofSambalpurdistrict is the other programme.

Orissa Tribal Empowerment & Livelihood Programme (OTELP)

The purpose of the programme is to ensure the livelihoods and food security for poor tribal households

through an efficient, equitable, self-managed and sustainable use of natural

resources at their disposal and introduction of off-farm/on-farm enterprise

development in tribal areas of Odisha.

The programme adopts 'watershed plus' approach where watershed remains the

basic vehicle for natural resource management. In watershed plus, 215 ponds aLLow

an opportunity to address broader issues of sustainable Livelihoods such as savings

and credit, access to common property resources, off-farm/on-farm activities, issues

related to non-timber forest products and community infrastructure. For

implementing this scheme in Raygada district BISWA has partnered with the

Department of Tribal Welfare (Government of Odisha). The scheme has been

initiated by DFIDand GovernmentofOdisha.

Odisha Forestry Sector Development Project ( OFSDP)

BISWA is a key implementing agency for Odisha Forestry Sector Development

Project (OFSDP). The project is supported by Japanese International

Co-operation Agency (JICA). It is being implemented in 5 districts, namely Keonjhar,

Annual Report 2010-2011 _____________________________ _

Blunt I_... Sodol Wolfora AglllCy ~ Deogarh, Anugul, Balasore and Bhadrak. The core purposes of the project are: restoration of the

degraded forest and improvement in economic condition of the people Living in and around forest

areas.

Under the programme, community is entrusted with the protection of forest in return for a share of the

final benefits. The standard of living of the people residing in and around the forest areas has improved

in consistence with conservation afforests and its sustainable management. In the financial year 2010-

11, BISWA has conducted total 185 Capacity Building Training programmes for VSS (Vana Samrakshan

Committee) and SHG members.

BISWA Implements Madhya Pradesh Rural Livelihood Programme (MPRLP)

BISWA is partner to Madhya Pradesh Society for Rural Livelihood Promotion (MPRLP) since 2009. It is

dedicated towards eliminating rural poverty by empowering tribal households in 5 districts of the

state. The MPRLP has adopted a bottom-up approach. It facilitates community-driven collective and

individual actions to reduce poverty. The project aims to reduce food insecurity by providing social

safety nets in the form of short-term employment. It has improved the socio-economic infrastructure in

the villages and boosted resource productivity by investing in agriculture, soil and water conservation,

watershed management and forestry, and developing social-finance and micro-enterprises. The

programme also Looks into the demand side effort by improving human and physical resource

endowments, enhancing productivity, mitigating risk and strengthening market Linkage.

------------------------------Annual Report 2010-2011

• •

~ llhan11nlllgrabd Sod~ Welfln Aganq

Water, Sanitation and Hygiene Promotton To reach the target of 2 million toilets and 3 million water tap connections, BISWA is enhancing access to safe and sustainable sanitation solutions for the rural households through micro-credit under the ambit of 'Financial Inclusion Improves Sanitation and Health' (FINISH- An Indo-Dutch Collaboration) as a PPP model.

The organisation has taken up the initiative to build eco-friendly toilets for the first time in Odisha. A pilot demonstration of the ECOSAN model is constructed at Churali village of Puri district of Odisha. The ECOSAN toilet is a very advanced and modern way of constructing a toilet which is truly sustainable.

Model Village sets an example in Water Connectivity

Against the backdrop of BISWA Huma-1 group SHG of Maneswar block unfolds an unique experiment where 14 women were mobilized on 22nd October, 2009. They constructed household toilets on an entrepreneurial basis which not only provided employment opportunities to those involved but also made the Panchayat area clean, tidy and free from diseases arising out of poor sanitary conditions.

The wonder and the scenic beauty of Huma village's Leaning temple attract quite a volume of tourists every year. But the lack of adequate and accessible places of convenience meant that villagers were defecating openly causing severe discomfort to the visitors.

Huma -1 SHG members took sanitation loan from BISWA and started building double pit Individual Household Latrines (IHL) in their premises. The members wanted to make the entire village a model sanitation village and replicated the same model by creating SHGs Huma-2 and Huma-3 respectively. Subsequently, they applied for financial assistance from BISWA to constructtoilets in their houses.

The group members also took active part in creating awareness in their community by observing World Toilet Day and World Water Day in the village. Presently, the Hum a -1 SHG holds the recognition of the 2nd BEST BISWASHG award.

Reaching the poor through Sustainable Partnerships High population density, erratic connection of water pipes and sewerage systems, and absence of good governance practices compelled the slum dwellers of Bhubaneswar to get unauthorised connections through illegal ways resulting in unhygienic environment.

With a vision to transform Bhubaneswar into an Open Defecation Free (ODF) city through a City Sanitation Strategy (CSS), BISWA with the technical support from USAID FIRE (D) and financial support from Michael and Susan Dell Foundation (MSDF), proposed Bhubaneswar Slum Upgrading Project in the Gyan-Nagar slum areas of Bhubaneswar city.

In this slum area, more than 80 households have been residing with severely inadequate provisions of sanitation and drinking water supply. BISWA's financial inclusion model provided for household water supply connections and Individual Household Latrines (IHL). These resulted in tremendous improvement of standard of Living in Gyan-Nagar slum.

BISWA's community intervention also resulted in empowering the slum women towards economic achievements. The women members of BISWA Gouri group, BISWA Mangala group, BISWA Dhundia group and BISWA Tarini group are now engaged in Papad making business.

US Ambassador Timothy J. Roemer during his visit to the project area appreciated the interventions of BISWA.In his address he emphasised, "the need to elevate women's status," which subsequently, "wiLL bring Women Empowerment and when women are empowered, community is empowered and

Ltimatelythecountrywillbe benefited."

Annual Report 2010-2011 _____________________________ _

Bharat lrrtegrated Social Welfare Agency

Adopting Climate Change: Integrated water resource management

Promotion of Mini Watersheds BISWA promotes mini watersheds to help the farmers in Kharif and Rabi irrigation. Major emphasis of this project is on strengthening farmer's organisations and providing training on conflict management in water usage, leadership development and gender mainstreaming. Hatibari eco-watershed development in lujumura block of Sambalpur district has demonstrated organic farming, bio fertiliser usage and pest control, low-external input agriculture and efficient water management practices. Total30- 40 mini water sheds have been promoted by BISWAso far in Odhisa.

Water Harvesting Structure: Construction of Water Harvesting Structures:

' IISWA

Construction of hundreds of Water Harvesting Structures for water conservation and management of river basins and water tables is one of the main objectives of the organisation in its areas of operation. Due to improper maintenance and ignorance, traditional water harvesting structures are silting and suffering eutrophication in most part of our state. Encroachment of this traditional structure is another serious problem as the population is blooming at its highest rate. So, initiatives have been taken to encourage construction of water harvesting structure in rural pockets of Western Odisha to increase the surface water storage capacity. This finally will lead to increase in the ground water table and easy availability of water during off season for human consumption.

WHS Block Ci.P Village

01

01

01

Check Dam:

Maneswar

Maneswar

Maneswar

Baduapali

Baduapali

Baduapali

To meet the rising water concerns, the organisation has brought an idea of optimum utilisation of available water resources that ensures adequate protection of the single crop which fails in Kharif season.

Under this intervention, a check dam was first constructed in 'Budapada' village of Maneswar block with total area under irrigation of 125 acres and benefiting 60 farmers' family. The project in its second phase of implementation included formation of farmers clubs and providing training to them on agriculture intensification and diversification farming technologies. This helped them in having two crops per year resulting in increased income and food security round the year. The check dam built this way harvests rainwater, checks soil erosion and brings stabilisation in the catchment areas and has proven to be a successful strategy towards ground water and soil conservation.

RoofTop Water Harvesting Structure:

Budapada

lhankarbahali

Tangarjuri

Roof Top Water Harvesting Structure has proved a necessary tool in controlling unnecessary wastage of rain water. BISWA has constructed roof top water harvesting structure at lujumura block Girl's High school of Sambalpur district and handed it over to the communities for management and operation.

-------------------------------Annual Report 2010-2011


Innovative Schools for Primitive Tribal children

(An Innovative way to impart Education to the Indigenous tribal children)

With an idea of stepping towards universalization of Elementary Education for the development of

tribal children, BISWA has launched 20 Innovative schools in the tribal pockets of Sambalpur and

Kalahandi district.

In the schools the children are notjustgettingformaleducation, they are getting other benefits like:

• Joyful Learning in our Innovative Schools.

• Quality dress material to the children.

• Quality nutritious food for their good health.

• Extracurricular activities like games, yoga.

• General Knowledgetrainingfordevelopingtheir I.Q.

• Assistance for higher studies.

• Bi-cycle for their easy mobility to the far off school

Apart from this the organisation provides nutritious Soy Milk and Toast to the children as morning

breakfast.

Creche Centre for Infants:

BISWA has been successfully running 22 creches for infants of Un-organised women Labour in

Sambalpur and Koraput districts of Odisha. Till now BISWA has been able to provide shelter to 750

infants of the women who have been involved as informal Labour in Koraput. In Sambalpur, out of 373

children, the centre is serving 39% ST children. Similarly in Koraput district, out of 371 students, the

maximum students are belong to marginal class.

Special Learning Centre for Urban Slum Children:

To provide space for learning to the underprivileged children of the urban slum areas, BISWA has

established special learning centres in the slum areas of Bhubaneswar.ln these centers, it is providing

preliminary education to the children in two separate wings i.e. Pre-school and Elementary Education

for 3- 5 years and 6-11 years old children respectively, whereby special attention is given to the

students on child-to-child approach. The school could retain 450 children from 8 slum areas by

providing holistic education facilities and encouraging environment.

Annual Report 2010-2011 _____________________________ _


Financial! nclusion towards promoting Gi rls• Higher Education:

Giving emphasis on educating the daughters of the nobility for their social position to come, the

organisation also provides micro credit for bi-cycle for the easy mobility of collage going rural girls. Till

date BISWA has extended Education Loan promoting 60 numbers of girl students to attend their higher

studies.

-------------------------------Annual Report 2010-2011


Health Initiatives

By giving due importance to the 'underlying determinants of health', BISWA strives to protect and

promote the Rightto Health for all. BISWA's Rightto Health entitlements include

• The right to a system of health protection providing equality of opportunity for everyone to enjoy the highest attainable level of health

• Rightto prevention, treatment and control of diseases

• Access to essential medicine

• Health intervention and research

• Maternal, child and reproductive health

• Equal and timely access to basic health services

• The provision of health related education and information through awareness, capacity building training and campaign

• Participation of the population in health related decision making at the community Level

• Public awareness on NRHM entitlements

• Preventive and curative measures

• Urban centreworkingas per the need of the community

Readdressing discrimination against women health rights, BISWA ensures adequate healthcare facilities, counselling and services in family planning for women in rural areas. It ensures that women

have appropriate services in connection with pregnancy, child birth and post natal period including family planning and emergency obstetric care.

Tl programme-BISWA & OSACS's Partnership:

Odisha is a Low prevalent state but highly vulnerable to HIVIAIDS. To detect, control and reduce the spread of HIV infection in the society, BISWA is fighting hard through a multi pronged strategy.

To establish the objective in its operational area, it is working as an implementing agency for the Target

Intervention project (TI Project) of Odisha State AIDS Control Society (OSACS) in Muniguda. Gunupur

and Gudari of Rayagada District in Odisha.

Objectives of the Targeted Interventions:

• Provision of services to target population in order to practice safe

sexual behaviour

• Creation of enabling environment to overcome obstacles and to support practice of safe behaviour

• Empowerment for lobby and advocacy what they need

(community mobilisation)

• Empowering women through integrating the neglected section

of the community to income generating activities with Micro Finance and Micro Enterprise interventions

Annual Report 2010-2011 _____________________________ _

The organisation is taking measures in Behaviour Change Communications, STD Treatment, Condom Promotion enabling environment and community mobilisation for successful control of H IV/ AI OS in Rayagada District.

Programmes for Mentally Sick Persons-BISWA & Basic Needs India partnership:

BISWA has taken a new initiative with Basic Needs India, Bengaluru for mentaLLy sick persons. The main aim of this project is to give treatment to the mentally sick persons in their communities. BISWA has taken the initiative of changing the outlook of people towards such persons through conducting awareness meetings.

BISWA Health Awareness Campaigns

The health awareness campaigns of BISWA aim at advocating for effective, weLL-funded, integrated health systems that are equitable and accessible to aLL. The only way we will make real progress on meeting the MDGs is by revitalizing the national health systems to meet the chaLLenges of HIVIAIDS, TB, Malaria, Sexual and Reproductive Health, Maternal Health, Child Survival and other health problems.

Reproductive & Child Health:

• Establishment of Maternity Waiting Home

To improve institutional delivery and addressing communication problems in difficult tribal pockets, the organisation has established a Maternity Waiting Home at Malkangiri in coLLaboration with NRHM.

• lanani Express - A 24 Hrs. ambulance service for safe institutional delivery

To promote institutional delivery among tribal women, the organisation has been providing Janani Express Ambulance services in collaboration with NRHM in 10 tribal dominated districts of Odisha.

• Capacity BuildingTrainingforfemale health workers

The organisation has been arranging Capacity Building Training programmes for ANM, ASHA and Anganwadi workers for delivery of better health care services.

• Organising Health Camps (Mega Swasthya Mela):

To provide adequate health care services in the geographicaLLy inaccessible tribal pockets of Odisha and Madhya Pradesh, health camps were organised by BISWA.

Bharat lntagrated Social Walfare Agency

------------------------------Annual Report 2010-2011

' IISWA

~ llhantllllllgrlled Socirj Wtlln Agrn:y

Table indicating an abstract of ongoing health initiatives of the organisation

Sl No Programme Name Funding Name Operational Area Aims At Outcome

1

2

3

CHIN For CHANGE

RCHII

CMAI

MY HEART

TARGET OSACS INTERVENTION

JUJOMURA. SAMBALPUR

o Developing of participatory communication strategy

o Capacity enhancement of service

providers, civil society organizations

and media

o To promote community awareness on

NRHM entitlements

o Forums/round tables among various

stakeholders formed to promote

exchange of experiences, Innovations,

learning, and challenges

o Key processes and learning

documented and disseminated

6,526 people were sensitized on their health entitlements, 53 ASHA's, 35 PRis and 42 CBO's were trained on NRHM entitlements.

TAMPARGARH o Promoting Maternal and Child Health & CHHAMUNDA by reducing the IMR and MMR rate In

400 Households. coverlng75 Pregnant women, 60 lactating mothers, 128 adolescent girls were benefited from the programs

OF JUJOMURA, the Operational area SAMBALPUR

GUNUPUR, RAYAGADA

o To create an Enabling environment in 250 Female sex the Project Area for involvement of the workers were External stakeholders as well as the counseled and Target population through community sensitized on mobilization HIV/AIDS

o To conduct Intensive BCC for reduction

of High risk behavior

o To reduce incidence of STD among core

group

o To promote condom use by enhancing

acceptability, availability, accessibility

and affordability of the target

population

Annual Report 2010-2011 ________________________________ _


Sl No Programme Name Funding Name Operational Area Aims At Outcome

4

s

6

7

8

BKMM EYE HOSPITAL

OPD

Health Camps

OWN DHENKANAL

OWN SAMBALPUR

BISWA's own Slum areas of funding & BMC old town and

Khandagiri of Bhubaneswar, Shadoland Dlndorl districts of Madhyapradesh and Sambalpur.

MATERNITY NRHM KHAIRPUT (MALKANGIRI}, TUMUDIBANDH (KANDHAMAL)

WAITING HOME

JANANI EXPRESS NRHM SONEPUR. RAYAGADA. MALKANGIRI, KANDHAMAL, KENORAPARA, BARGARH, BOLANGIR. KHURDA BOLANGIR. KHURDA

o To promote ft facilitate the 89 Eye camps were treatment of eye related diseases conducted

to the poor ft public in general on benefiting 7387

a non- profit basis. The hospital patients; 1719

focuses on treatment of Cataract, Cataract operations and 1719 Eye glass

Glycoma, and refractive errors distributed to the which are the major causes of beneficiaries; 2307 reversible blindness. were benefited

from the Hospital OPD

o To extend primary health services to More than 282 Urban slum population cases have been

treated

o Provide door step health care to the 57 Number of less privileged health camps were

organized and 3115 number of patients were treated.

o Promotion of Institutional Delivery & Provision of ANC Reduction of IMR/MMR care to expectant

mothers

o Promote Institutional delivery by Rise in Institutional providing free transportation to the delivery to more delivery cases in the non assessable than 82% in the areas Operational areas

--------------------------------- Annual Report 2010-2011


Advocacy and networking

BISWA promotes and follows Network-Centric Advocacy. In this modeL the determination and participation of the organisation is typical of direct and grassroots model coupled with the efficiencies and strengths of the network model. The process implementation is successful because of the increased density of communication connections among potential participants and the ability to scale those connections to meet demand.

I. Advocacy: Campaign for SocialAwareness

BISWA focuses on promoting human rights, encouraging women•s participation in decision making, strengthening systems aimed at all forms of discrimination against women, mainstreaming a gender perspective in the process of activity and building partnership with government towards holistic development.

In the year 2010-11, the organisation has undertaken following advocacy programmes towards establishing fundamental rights.

a. Consumer Rights Awareness Campaign: At Padampur and Diptipur villages of Bargarh district on 29.11.10 to spread consumer awareness on his rights. On this occasion, rally and exhibitions at Bijepur and Chantipali villages of Bargarh district were organised. Wall paintings were made at different places of the villages.

b. Convention on Electoral and Political Reforms: BISWA in collaboration with Orissa Election Watch and ADR organised a State Level Convention on Electoral and Political reforms on 28th and 29th August 2010 at Bhubaneswar. The main purpose of this convention was to share the learning of 2009 General Election, to discuss and advocate the ELectoraL Reforms at various levels including required reforms for Local bodies (including Panchayati Raj system and Urban bodies) and to prepare a future strategy for Orissa Election Watch.

c. Rights ofthe Girl Child and future implications of imbalanced sex ratio: A state Level workshop was organised by BISWA in collaboration with State Social Welfare Board, Odisha sponsored by Central Social Welfare Board, New Delhi on 4th and 5th September, 2010. On the occasion, Imbalanced Sex Ratio PNDT Act and its implications, feeding practices nutrition and growth of girl child were discussed. Representatives from BISWA presented advocacy message on Preventive Measures ofTraffickingwith special emphasis on girlchild and rights of the girlchild.

VIGILANCE AWARENESS WEEK 25th October to bt November 2010

Be a part of movement again&t corruption

• ® ~\ atateY~Dtfl.

Cou.rteey· BI8WA, 8 ambalpur eon. of<W1W

Annual Report 2010-2011 _____________________________ _


d. Anti-Corruption Advocacy: To make the rural people aware about corruption and implementing

preventive techniques, BISWA observed Vigilance Awareness Week from 25th October to 1st

November, 2010 supported by the State Vigilance Department.

During this week several awareness rallies and movements were organised to advocate anti

corruption activities.

e. National Workshop on Energy Equality: A national level workshop was organised on "Energy

Equality: To eradicate poverty in Orissa" on 22nd October, 2010 at Bhubaneswar by BISWA. Mr.

Prafulla Ghadei, Honourable Finance Minister, Government of Odisha graced the occasion.

f. Seminar on Reinventing the Indigenous Culture of Western Odisha (event supported by Planning

Commission, India): BISWA is committed to holistic social development through proper utilisation

of human, natural and cultural resources in its areas of operation. To that end, a two day seminar

was organised on 13th and 14th of January, 2011 at BISWA Training Institute. It was inaugurated by

Shri A. K. Sahu, SP. Vigilance, Sambalpur. Dr.Jharana Mishra, Chief Manager, ROC, BISWA introduced

the theme of the seminar and Dr. K. C. Malick's aim towards organizing such a seminar.

Professor Dadhibaman Mishra (Retired), Professor D. K. Behera (Department of Anthropology,

Sambalpur University), Shri P. L. Dash (Station Director, Doordarshan Kendra, Sambalpur), Natyashri

Panchanana Mishra, Dr. Saswat Chandra Pujari (Sociologist),

and Mr. Pramod Pattnaik (PRO, BISWA) presented papers on

the occasion and answered participants' questions.

Dignitaries who were felicitated on this occasion include Mr.

Sarat Rath (Ex. Vice President Lalit Kala, Odisha), Mr.

Surendra Sahu (Folk Artist and Researcher), and Mr.

Bholanath Nayak for Fine Arts.

A good number of speakers also highlighted the rich culture

of Western Odisha with special thrust to stone carving,

temple art, folklore, folk dance, folk songs, folk music,

indigenous drama, traditional architecture etc. BISWA's

approach towards sustainable Livelihood for the

marginalised musicians and artists through its cultural wing

was widely appreciated.

II. Promotion of Civic Governance

To make its programmes transparent and accountable

through public participation under the provision of 73rd

------------------------------Annual Report 2010-2011

~ llhan11nlllgrabd Sod~ Welfln Aganq

Constitutional Amendment Act (CAA), BISWA has followed a bottom up approach and has made

governance an inclusive process. BISWA has successfully implemented Good Governance projects in 10 PanchayatsofJujumura block,Sambalpur.

The objective of the intervention is to facilitate citizen•s participation, particularly of under privileged

women and the minorities, in the Local governing process through capacity building of the

communities and orienting elected representatives on issues of participatory governance.

In the initial phase, it has successfully built local governing mechanisms those involve the communities

and minorities in Sambalpur district. The Level of participation of targeted minorities has increased

manifold in terms of decision making capacity, greater economic stability, zero caste and communal

tensions etc. In future this project will be replicated in other parts of Odisha.

Ill. Promotion of Communal Harmony and National Integration

BISWA with an objective to maintain national integration is dedicatedly working to reduce the sociocultural differences and economic inequalities. It is committed to preserve, promote and defend the

secular, pluralistic, socialist and democratic values and augment social harmony.

IV. Family Counselling Centre (FCC)

It offers counselling services to the end of providing a responsive, creative, compassionate and healing service to the community and treatment to individuals, couples and families in distress, in a confidential and ethical atmosphere.

During 2010-11, cases of physical and mental abuse due to dowry, pre-marital issues, extra martial relationship, marital discord with spouse and in-laws, personality difference between spouses, domestic violence due to drug addiction and alcoholism, family burden and economic crisis among others have been solved through counselling.

V.lnformation Dissemination

Abiding by the UN RTI Article "Freedom of information is a fundamental human right", BISWA regularly undertakes information collection, production of communication materials and large-scale dissemination of the same. It has also developed strong Linkages with the media. Relevant information on contemporary issues is sourced from civil society actors and government. The Information Dissemination Centre is also a repository of research studies and training on issues of Governance, Education, Health, Gender etc.

Annual Report 2010-2011 ______________________________ _


VI. American Envoy hails BISWA:

Sincere efforts by BISWA to provide piped water supply and added sanitation facilities in urban slums got a boost on 7th April as it was appreciated by Mr. Timothy l. Roemer, US Ambassador to India, during

his visit to Bhubaneswar. He inaugurated the USAID sponsored pilot programme for providing piped

water supply and sanitation facilities to all households at Gyan Nagar slum. It is a joint programme

undertaken by USAID and BISWA.

As a matter of fact, BISWA has succeeded in influencing the state government policy on urban water

supply. BISWA has successfully convinced the government to ease down the prevailing norms for

extending water and sanitation facilities for slum dwellers.

It is worth mention here that BISWA is also inducted as a partner to FINISH, an ambitious international

project on improving sanitation status in India.

------------------------------Annual Report 2010-2011

Outreaching to People; from Remote Tribal village to 18 states in India: The Organisation started its operation from a small village named Baramunda in Odisha and e><panded to all the districts of Odisha and Chhattisgarh and then on to 18 States of India covering 114 Districts, 355 Blocks, 4,726 Gram Panchayats and 13,378 villages over the years. The following table reflects the outreach of the organisation in the country.

Table-IV Table Showing 8/SWA 's Geographical Outreach

STATE Name of t he Dist ricts

ODISHA 1. Angul 9. Dhenkanal 17. Kendrapara 25 .Nuapada 2 .Bolangir 10. Gajapati 18. Keonjhar 26.Puri 3. Balasore ll.Ganjam 19. Khurda 27.Rayagada 4. Baragarh 12. Jagatsinghpur 20. Koraput 28 .Sambalpur 5.Boudh 13. Jajpur 21. Malkangiri 29.Sonepur 6. Bhadrak 14 .Jharsuguda 22. Mayurbhanj 30. Sundargarh 7. Cuttack 15. Kalahandi 23. Nabarangpur 8. Deogarh 16. Kandhamala 24. Nayagarh

CHHATIISGARH 1. Bastar 5 .Durg 9. Kawardha 13. Raigarh 2. Bilaspur 6. Janjgir Champa 10. Korba 14 .Raipur 3. Dantewada 7. Jaspur 11. Koriya/ 15. Rajnandgaon 4. Dhamantari 8. North Baster Kanket 12. Mahasamund 16. Sarguja 17. Bijapur 18. Narayanpur

BIHAR 1. Gopalganj 2. Gaya

WEST BENGAL 1. South 24 Parganas 2. Paschim Medinipur 3. Coochbihar 4. North24 Parganas

5. Kolkata 6. Purba Medinipur

JHARKHAND 1. Bokaro 2. Latehar ! 3. Ranchi

UTIARAKHAND 1. Nainital

UTIAR PRADESH 1. Agra 2. Lucknow 3. Varanasi 4. Gorakhpur 5. Sant Kabir Nagar

MADHYA PRADESH 1. Morena 2. Shahdol 3. Dindori 4. Shoepur 5. Alirajpur 6. Barwani

NAGALAND 1. Kohima 2. Dimapur 3. Mokokchung 4. Tuensang

RAJASTHAN 1. Dholpur

DELHI 1. Delhi

MAHARASTRA 1. Mumbai

MEGHALAYA LEast Garo Hills 2.East Khasi Hills 3.Jaintia Hills 4.RI BHOI S.South Garo Hills 6.West Garo Hills 7.West Khasi Hilts

KARNATAKA 1. Bangalore 2.Bangalore Rural 3.Belgaum 4.Bellary S.Bidar 6.Bijapur 7. Chamrajnagar 8.Chickmagalur 9.Chitradurga 10.South Kannada 1l.Davangere 12.Dharwad 13.Gadag 14. Gulbarga 15.Hassan 16.Haveri 17.Kodagu 18.Kolar 19. Koppal 20.Mandya 21.Mysore 22 .. Raichur 23.Shimoga 24.Tumkur 25.Udupi 26. North Ka nnada 27. Bagalkot

KERALA 1. Thiruvananthapuram

GUJURAT l.Kutchh

Himachal Pradesh 1.Manali


List of Awards and Recognition BISWA has won till date

Annual Report 2010-2011 ________________________________ _

Bharat Integrated Social Welfare Agency

Our Development partners: From Govt. departments to bilateral and multilateral donors, to international and national NGOs, to Corporate bodies and civil society networks and to local governments and peoples' processes.

Agencies and partnersweworl<with

National Partners International Partners Financial Partners

NABARD

Development Commissioner (Handicrafts)

Ministry of Health and Family Welfare

Ministry of Environment and Forest

Central Social Welfare Board

National Commission for Women

Family Planning Association of India

National Child Labour Project

Entrepreneurship Development Institute of India

Small Industries Service Institute

Khadi and Village Industries Commission

Department of Child Development, Government of Odisha

Directorate of Handicrafts and Cottage Industries

Odisha State Social Welfare Board

Odisha State Council for Child Welfare

District Administration of Government of Odisha, Chhattisgarh and Jharkhand

Mahila Vikas Samabaya Nigam

Odisha State AIDs Control Society (OSACS)

Electro steel Casting Limited

Vedanta Alumina Limited

Utkal Alumina Limited

Odisha Cement Limited

HCL

Help Age India

lTC Limited

CAPART (MoRD)

MVSN (W & C D Deptt.)

Hindustan Unilever Limited

Planning Commission of India

Odisha Milk Federation (OM FED)

DYCT

India Health Progress

Dil<onia, Sweden

SEEDS, USA

UNIDO

NOVIB (through FFDA), Netherlands

Sight and Life, Switzerland

Niwano Peace Foundation, Japan

UNICEF

OXFAM NOVIB Odisha Foundation, USA

Asha for Education, USA

Malnutrition Matters, Ottawa, Canada

HIVOS, The Netherlands

Katholicsche Zentralstelle fur Entwicklungshilfe e.v, Germany

SNS Reaal Bank, Waterfonds N.V., The Netherlands

MISEREOR, Germany

DELL FOUNDATION, USA

Water.org. USA

PepsiCo Foundation, USA

BASIC NEED OF INDIA, Aachen, DEUTSCHLAND

Calvert Foundation, USA

SIMAVI.Netherlands

WASTE, Netherlands

UNDP

Insurance Companies

LIC of India

TATAAIG

Oriental Insurance Company

ICICI Lombard

Triple Jump, Netherland

Development World Market, USA

Corporate

Coca Cola India Pvt Limited Corporation

ABN Amro Bank

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

BISWA Micro Finance PVT. Ltd.

CARE India

CITI Bank

Dena Bank

Development Credit Bank

Federal Bank Limited

HDFC

ICICI

lOBI

Indian Overseas Bank

INDUS IND Bank

MANAVIYA Holdings

NMDFC, New Delhi

Oriental Bani< of Commerce

Punjab National Bank

Rashtriya Mahila l<osh

SIDBI

United Bank of India

AXIS Bank

IFMR Trust

FWWBI

Grameen Capital

State Bani< of India

Utl<al Gramya Bank

Central Bani< of India

State Bank of Travancore

SNS Bank, Netherlands

l<arnatal<a Power

--------------------------------------------------------------------- AnnualReport2010-2011

~ Blu•at lntagratad Social W.llara AaiiEY

AFFILIATIONS

AFFILIATIONS

KIT

.,. m I ' TheMIXMarket Microfinance

Information Exchange

Child Rights Information Network

International Network of

Alternative Financial Institutions

Access Development Services

Sa-D han

National Association of the Blind

Voluntary Action Network India (VAN I)

~Voluntary Health Association of India (VHAI),

~ Making Health a Reality for the People of India

Council of Handicrafts Development

Corporations (COHANDS)

CREDIBILITY ALLIANCE

Improving Governance Building Trust

CIVICUS

World Alliance for Citizen Participation

SIRD

AFFILIATIONS

World Wildlife Fund

The Resource Alliance

Sambalpur University

Indian Society for Training and

Development

+ Indian Red Cross Society

Hind Kustha Nibaran Sangha

WHITE RIBBON The White Ribbon Alliance for ALLIANCE

•o• ...... o'"""ooo Safe Motherhood

CFA

Odisha State Disaster

Management Authority

International Whaling Commission

State Institute for Development of

Arts & Crafts (SIDAC)

PDN Network

&·-·~

(" ) Alzheimer's and Related Disorders

• ..., Society of India

Odisha State AIDS Control Society

(OSACS)

Annual Report 2010-2011 ________________________________ _


Diverse Path of Progress: BISWA Five Pillars of Activities The programmes are converged into each other to elicit maximum desirable outcomes and sustainability. In this process, community is a direct stakeholder in all its projects as their participation is right at the decision making Level. The ultimate aim is for a holistic development of the society which is only possible through sustainability of the programmes. And sustainability, in turn, is possible only through proper linkage of activities effectively implemented by the organisation, its agencies and partners.

BISWA Single Window Service Model

------------------------------Annual Report 2010-2011


Governance and Accountability BISWA's affairs are managed by a Governing Body. The apex level of the organisation is governed by a

General Body of 21 members. In every 5 years, the General Body elects 11 Board Members to form the

Governing Body. The General Body determines what professional skills, personal qualities or other

requirements are sought in the appointment. In doing so, the Body aims to ensure that a broad range of

relevant skiLLs, knowledge and experience is represented on the Board. It keeps in mind the need to

maintain contacts with the local community and a membership that is balanced in terms of gender, age

and ethnicity.

The Board Members attend a meeting every month to ensure that the organisation is on the path to

prosperity by collectively directing its affairs, whilst meeting the appropriate interests of its

stakeholders. In addition to business and financial matters, the Board also deals with challenges relating

to governance and other relevant issues. The Board follows a systematic procedure to address the

compliance and other statutory requirements. It ensures compliance with governing document (e.g.,

charter), ensures accountability and compliance with laws and regulations and maintains proper fiscal

oversight. Lastyearin all such meetings all the members were present.

Policy Advisory CounciL

BISWA's programme implementation is guided and supported by a Policy Advisory Council consisting of

eminent civil society experts and persons with rich experience and development.

The lnspiringteam behind our success:

• Dr. Bhagbanprakash, Chairman • Dr. Khirod Chandra Malick, Convener • Mr. Vivek Pattanayak, Member • Mr. A. V. Swamy, Member • Padmashree Prof Debi Prasanna Pattnaik, Member • Dr. Diptibala Patnaik, Member • Mr. PravakarRout,Member • Mr. Raghunath Mishra, Member • Mr. loy George, Member • Mr.Jogindra Mittal, Member • Mr. Prafulla KumarDhal, Member • Mr. N. N. Sharma, Member • Mr. Kapil Kaul, Member • ProfS. P. Das, Member • Dr. Aswini Kumar, Member • Mr. Raktim Mukhopadhyay, Member • Mr. Maguni lena, Member • Mr.Jagbir Singh Goel, Member • Mr. Sadanand Bhave, Member • Mr. R. Balasubramanian, Member

Annual Report 2010-2011 _____________________________ _


PROFILE OF THE BISWA GOVERNING BODY MEMBERS

Name m11•133''·k"r:tt11E®[email protected][email protected]; Sri l<hirod Chandra 51 Social MBA, LLB, Chairman Malick Worker CFA

Sri Pahelu Dip

Sri Niranjan Tripathy

Smt Jagadamba Rao

Sri Pitabas Sethi

Ms. Rajasini Sibil

59 Social Worker

55 Advocate

69 Social Worker

Matriculate (Trained in micro finance operations)

MA LLB

Matriculate

President

Vice-President

Vice-President

38 Social BA (Trained in Secretary Worker micro finance

operation)

37 Health + 2 Science Asst. Professional (Trained in Secretary

Micro finance Programme)

Miss. Sunita Padhee 35 Social Worker

Post Graduate Treasurer

Smt Phula Sil:li 44 Social Matriculate Member Worker (Trained in

Micro finance programmes)

Smt. Rahil Sibil 39 Social Matriculate Member Worker (Trained in

Micro finance programmes)

Mrs. Mariyam Sibil 49 Health Matriculate Member Professional (Trained in

Health programmes)

Mr. Sagarmal 62 Social Matriculate Member Agrawal Worker

Experience 20 years in different managerial positions in State Bank of India

10 years of experience in the capacity building of the clients to save regularly and inculcate the habit of timely repayment within the clients.

7 years of experience in the sector as a trainer for micro enterprise development in the region, through developing entrepreneurship among the clients.

A social activist having a l<een interest and hands on experience in capacity building of the clients to save regularly and inculcate the habit of timely repayment within the clients

Address Danipali, Budharaja, Sambalpur- 768004

Ghunghutipada, PO: Khetrajpur, Sambalpur

Nandapara, PO: Dalai pad a, SambalpuF- 768001

AT/PO: Daleipada, Sambalpur

Danipali, Budharaja, Worked 8 years in micro credit Sambalpur- 768004 operation as group promoter saving mobilise as well as Loan officer

Associated for 12 years in the Baramunda, PO: capacity buildingof theclients. Talab, Sambalpur

A renowned social worker having vast experience in voluntary sector.

Danipali, Budharaja, Sambalpur- 768004

10 years experience in micro credit Baramunda. PO: operation as group promoter, saving Talab, Sambalpur mobilise as well as Loan officer.

6 years experience in micro credit Baramunda, PO: operation as group promoter, saving Talab, Sambalpur mobilise as well as Loan officer.

10 years experience in micro credit Baramunda, PO: operation as group promoter, saving Talab, Sambalpur mobilise as well as Loan officer.

20 years of experience in Social At: Nandapada, Development Sector. Susarigali, Dalaipada,

Sambalpur

------------------------------------------------------------------------ AnnuaLReport2010-2011


Governing body (left to right) Ms. Sunita Pad hi. Ms. Rahil Sibil. Ms. Rajasini Sibil. Ms. Phula Sibil. Ms. Mariyam Sibil. Mr. Pitabash Sethi.

Ms. lagadamaba Rao, Mr. Niranajan Tripathy, Dr. K.C. Malick. Mr. Pehlu Dip & Mr. Sagarmal Agarwal

2nd Line Management

The 2nd Level management is responsible for programme planning and implementation under the guidance of the Chairman. They are instrumental in building the communication mechanism and responsible for the appraisal of grass root staffs every month. They communicate their performance

and plan of action indicators to the Chairman. The 2nd line meets regularly to share their ideas,

progress, performance and actions with special focus on emerging issues and problems.

Annual Report 2010-2011 ____________________________ _

Embedded EPS

There is embedded EPS on this page. Adobe Acrobat does not support the display of this type of object but it will print intact to a PostScript device.

Blunt I_... Sodol Wolfora AglllCy ~

Human Resource

Human Resource is the backbone of an organisation. BISWA believes in placing the right

people in the right place. The organisation has a well-defined personnel policy set to

develop and promote a work culture in which each employee is empowered and provided

with opportunities for professional growth and is recognised and rewarded for the

contribution made towards organisational objectives.

BISWA Salary Slab

<3000 54 54 108

3001-7000 972 1397 2369

7001-15000 426 284 710

15001-30000 52 11 63

30001-50000 10 1 11

>50000 1 0 1

1515 1747 3262

----------------------------Annual Report 2010-2011

M Panigrahi & Co BHARAT INTEGRATED SOCIAL WELFARE AGENCY (BISWA) DAN IPALI,BUDHARAJA, SAMBALPU R CONSOLIDATED BALANCE SHEET AS AT MARCH 31, 2011

. . . . Amount (Rs.) l1ab1llt1es F 2oo9-10)

CAPITAL FUND

Opening Capital Add:- DKL Hospital Add:Transfer From projects Add:Capitalisation of Interest on mF Excess of Income Over expenditure

Corpus Fund

Reserve Fund for Asset

Opening Balance Add during the year Less: during the year

Temporary Restricted Fund

Current liabilities & provision

TDS Payble PF Payble Recovery from buyout portfolio Payable to Dell Foundation Provision for Gratuity Claim payable Sundry Creditor

Provision for doubtful debt. Professional Fees Payble

Loans & Advances Loan from FFis Loan from Gen fund Vehicle Loan Loan from UBI Bank (DKL Eye Hospital) Loan from MF Loan Security Deposits

Total

74.007,716.32

17,343,054.14

606,099.08 91,956,869.54

225,000,000.00 676,486,270.00

3,791,057.00 751,600.00 4,542,657.00

5,107,752.79

951,600.00 948,001.00

185,5 73,5 79.38 807.193.00

3, 716,884.00 3,627,649.00

785,625 .00

65,071,700.72

2,248,822,079.40 55,661,338.31

254,541.00 6,702,898.00

27 4,084,678.93

100,000.00

3,625,201,317.07


91,956,869.54 (3,621,806.42)

4,564,972.18 180,228,766.00 (86,134.128.38L

4,542,657.00 150,000.00

(314,100.00} 4,378,557.00

Amount (Rs.) F 2010-11)

186,994,672.92

756,486,270.00

4,378,557.00

6,328,110.00

10,000.00 9,821,996.08

4,466,884.00 2,569,422.00 4.660.917.00

95,771,274.72 14,050.00

2,140,786,886.56 73.897.715.02

83,613.55 5,666,380.00

239,112,146.96 100,000.00

3,531,148,895.81

FUND MANAGEMENT ON BEHALF OF ICICI

Loan Outstanding- ICICI 100,845,405.74

Total 100,845,405.74

Significant Accounting Policies and notes to accounts Schedules referred to form an Integral part of the Balance Sheet As per our Report of even date

ForM Panigrahi & Co Chartered Accountants

M Panigrahi Proprietor MM No60115

112,236,659.28

112,236,659.28

--------------------------------------------------------------------- AoouolRopo,t2010-2011 ~

,, .;J.,j\

lJi~ s1sw• Bharat Integrated Social Welfare Agency

Asset

Fixed Asset

Opening Add during the year

Less: Distribution of Assets to Beneficiary Less :Sale of Assets during the year

Less: Damaged of Assets during the year

53,713,653.56 22,106,331.00. 75,819,984.56

(418,227.23)

Less:Depreciation on Assets During the yea r ( 11.409.496.23)

Transfer of assets to path welfare society

Asset-Work-in-Progress

Current Asset & Loans Cash & bank balance Stock of materials Sundry debtors Receivables- Commission Funds & other receivable Receivable From Biswa Gen Fund Interest Receivable

Loan and Advance Loans to SHG Advances Loan to different project Loan to Mallick Carrier Investments Advance for expenses TDS Accrued Interest on FDs Accrued Interest on Portfolio

Deposits Security deposit Fixed Deposits Deposit with Oriental Insurance EMD

Total

Loan to SHGs- ICICI

Total

100.845,405.7 4

100,845,405.7 4

Amount (Rs.) Fy2009-10)

63,992,261.10

43,791,396.93 1.117,568.S6

504,033.00 814,027.82

26,083,105.50 807,193.00 176,250.00

2,651,951,607.00 277.497,339.93 44,921.435.99

960,000.00 249,739,815.00

28.282.00 2,905,723.00

17,658,529.24 7,684,945.00

1,135,416.00 233.425.000.00

7,388.00

3,625,201,317.07

1099/ 3688 Satabdi Nagar,Unit-8, Bhubaneswar, Pin-751003, Odisha,

63,992,261.10 9,323,664.00

73,315,925.10

(1, 762,783.00)

(14,917,918.91)

112.236.659.28

112,236,659.28


S6,635,223.19

27,747,746.97 1,546,315.13 1,506,347.90

12,412.00 34,758,785.21

176,250.00

3,069,957,365.00 28,283 .00

60,309,085.70 1,957.478.00

443,543.00 4.498,939.82

21,314,669.23

1,254,523.00

246.576.807.66 921.00

2.424,200.00

3,531,148,895.81

For and On behalf of the Managing Committee Bharat Integrated Social Welfare Agency

I<.C.Malick Chairman .. 1£1!1 AnnualReport2010-2011 ______________________________________________________________________ __


1099/ 3688 5atabdi Nagar,Unit-8, M Panigrahi & Co Bhubaneswar, Pin-751003, Odisha,

BHARAT INTEGRATED SOCIAL WELFARE AGENCY (BISWA} DANIPALI,BUDHARAJA, SAMBALPUR CONSOLIDATED INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2011

I El!penditure

To Opening 5tocl<

To Purchase of Rawmaterials

To Sales return

To Program Cost

To Financial Cost

To Administrative & Maintainace Cost

To Bank charges

To Interest to Union Bank (Dhenkanal Eye Hospital)

To Interest on Vehicle Loan

To Loan Processing Fees

To Provident Fund

To Donation

To Depreciation

To Receivable Written off from projects

To Miscellaneous expenses

To Provision on Standard Assets

To Provision for Gratuity

To Organisation Contribution

To Temporary Restricted Fund

To Transfer to Reserve Fund for Assets

To Transfer of assets to BISWAmF

To Transfer of assets to HRC Hospital

To Transferred to Gen Fund

To Tranferred to Capital Fund

To Transfer to Biswa mf

To Transfer to Corpus fund

To Transferred to Capital Fund (Interest overdue capitalised)

To Excess of Income over expenditure

TOTAL


2,220,873.88

18,649.00

629,671.00

81,198,999.04

786,232.56

824,811.64

By

82,282,451.90 By

233,886,375.64 247,917,882.02 By

90,289,192.16 193,377,324.43 By

Income

Grant in aid

Transfer from Restricted Fund

Commission Receivables

Grant Receivables

Other Donation

Organisation Contributions


25,225,915.87

2,037,559.84

696,844.82

9,638,440.00

1,465,662.00

13,356,503.12

24,675,125.28

13,138,524.71

2,624,335.00

11,135,078.50

380,254.80 425,976.38 By Memebership subscription 41,000.00 42,000.00

960,523.00 844,982.00 By Sale Proceeds 1,632,197.80 2,187,820.43

90,274.30 27,648.55 By lntrest Received 30,243,977.16 17,817,322.73 from FDs

9,800,450.00 1,893,983.00 By lntrest Received 780,214.28 1,810,229.69 from bank

5,939,641.00 11,438,722.00 By I ntrest received 455,708,971.01 583,979,620.28 from SHG

1,777,301.00 11,665.00 By Service Charges 53,643,386.00 66,699,033.47

11,409,496.23 14,917,918.91 By Service Charges from 64,682,729.69 buyout portfolio

1, 794,146.00 1,106,157.00 By Stationary collection 81,318.00 142,578.00

1,621,940.00 3,674,650.00 By Loan Processing Fees 47,011,892.00 46,368,961.00

26,519,516.07 30,699,574.00 By Mise Collection 3,030,883.00 296,689.00

2,400,000.00 750,000.00 By Other collection 8,101,960.96 3,447,151.40

13,356,503.12 10,988,647.22 By Transfer from Projects 4,069,77 4.39 6,198,148.00

5,107,752.79 6,328,110.00 By Transfer from Biswa Mf 69,950,000.00

751,600.00 150,000.00 By Transfer from icici Mf 1,000,000.00

3,470.00 By Transfer from 2,939,317.79 Restricted Fund

81.695.00 By TDS Receivables 283,134.82

73,990,129.39 6,007,970.00 By Assets Reserve Fund 81,695.00

2.920.411.00 By Beneficiary Contribution 1,451.200.00 1.000,000.00 By Loan from BISWA Gen 1.835,254.00

Fund written off

2 2 5,000,000.00 80,000,000.00 By Provision for unforeseen 153,000.00 expenses written off

180,228,766.00 By Excess of expenditure over income

606,099.08 {86,134,128.38) By Closing Stock 1,117,568.56 1,481,290.13

793,669,798.50 788,634,509.23 TOTAL 793,669,798.50 788,634,509.23

Schedules referred to form an Integral part of the Income & Expenditure As per our Report of even date

For and On behalf of the Managing Committee Bharat Integrated Social Welfare Agency

ForM Panigrahi & Co Chartered Accountants

M Panigrahi Proprietor MMNo60115 Place: Bhubaneswar Date: 17/08/2011

I<.C.Malicl< Chairman

.. ------------------------------------------------------------------------ AnnuaLReport2010-2011 ~

,, .;J.,j\

lJi~ s1sw• Bharat Integrated Social Welfare Agency

Bharat Integrated Social Welfare Agency (biswa) DANIPAU,BUDHARAJA, SAMBALPUR CONSOLIDATED RECEIPT & PAYMENT ACCOUNT FOR THE YEAR ENDED MARCH 31 , 2011

I Receipts Payments Amount (Rs.) Amount (Rs. ) Fy2009-10) Fy2010-11)

OBITUARY- Our Friends departed

in the Year 2010-11 Condolence meetings were held on the painful occasion of demise of each of the below mentioned

colleagues in the chairmanship of Dr. 1<. C. Malick. All the staff members observed 2-minutes silence

as a mark of respect to the departed souls and paid floral tributes towards them.

Late Jogeswar Majhi

Member of Governing Body & lncharge BTI(Sambalpur}

Joined on-2008-09

Departedon-16.09.2010Mr.

Mr. Majhi was one of the members of the Governing Body of BISWA. A Retired Administrator, Mr. Majhi

had always given his able input in strengthening the organisational administrative mechanism. Being

committed to rural development throughout his career, he had the requisite e><perience regarding the

need of the people in this part of the country. His insight always mentored the organisation to take up

new innovations for the benefit of the people. His contribution towards BISWA is unforgettable, BISWA

prays for the peace of his holy soul.

Late Dharmananda Rout

Community Organizer (Bhapur},

Nayagarh District,

Joined on-30.09.08

Departed on-15.12.2010

He was a sincere and committed employee of BISWA, responsible for operations in Bhapur. His

enthusiasm towards his responsibility was always a guiding force for the grassroots level workers and

volunteers. His sudden departure due to an accident was really painful to accept. His contributions will

always be remembered and will be a guiding factor to the new comers.

Late Daimati Harijan,

Attendent (Umerkote}

Nawarangpur District,

Date of Joining: 15.11.08

Departed on: 25.10.2010He was very dedicated towards accomplishment of assigned tasks as per his

job responsibility. By losing a dedicated worker like him, BISWA is at a great loss. He touched the lives of

many people with his smile and generosity. He e><pired due to TB.

Annual Report 2010-2011 54 ..

Documents

BISWA Annual Report 2010-11