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7/23/2019 BNM 10-2007
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LZZD 82=7%6==6
OOLLOOCCLLAAGG__HHIILLHHDDHHLLAADDHHCC
HHEEAACCNNAAYYMMLL
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JDJEJblld} ?667
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:9 Hzlz~md zajlhc$ Hzlg}rrl zajlhcm$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$89?
:7 Mn}jhlm$ dyed~$ Ldz~r}lrm$ ^lev clomr $$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$ 89:
:< M~dacaglm$ M~dagrhilm$ Aoljml}rl$ ^rhnlll$ Nh~ldl$ Ean nm ylh$
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9: Hgrlj}c~}r$ ~lldm l vrajmnmm dr}nl~m$ Zlcylj}c~}r$ Mvcah~rl
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9= Jadn}jmrm l arghdl{hrm d ldn}z~rlm# jaemr l jae}dljhll $$$$$879
99 ^mbdacaglm jblelj$ Ldn}z~rll jbleljm l dr}nl~m $$$$$$$$$$$$$$$$ $$$$$$ 872
9< C}jrrl nm jadz~r}jll "nm jhzm d vrldjlvhc,$ eh~mrlhcm nm
jadz~r}jlm$ ~mbdacagll l vrajmnmm d jadz~r}jll $$$$$$$$$$$$$$$$$ $$$$$$ 87
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Ldnm nm d}em ch /Jradljh hr~ljacmcar nm rmylz~/ Dr 86%?667$$$$$$$ 8?7
Clz~h rmylz~mcar# j}cmgmrlcar l v}ocljhllcar jad~ld}m hcm jrar hr~ljacm z}d~
ilh~m d /Jradljh hr~ljacmcar nm rmylz~/ Dr 86%?667$$$$$$$$$$$$$$$$$$$$$$$$$ 8:=
J_ADLJH H_^LJACMCA_ NM GH[M^$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$8:9
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66 Oh{mcm gmdmrhcm hcm j}dah~mrll l j}c~}rll$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$8:9
668 ~lld l j}dah~mrm d gmdmrhc $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$ 8:9"Ym{l Dr >2?>,$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$ 8:966> ~lldh l ~mbdacaglh jhcj}ch~ahrmcar$ Vrmc}jrhrmh nh~mcar$$$$$$$$$$$$$$$$ 8:9662 Jlylcl{hlm$ J}c~}r$ Vragrmz$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$ 8:9
6? Olocla~mjadaelm$$$$ $$$$$$$$$$$$$$$$$$ $$$$$$$$$$ $$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$ $$$$$$$$$$ 8:9
69 Arghdl{hll l hc~m ~lv}rl nm jaavmrhrm$ Hzajlhll$ Jadgrmzm$
Mva{lll$ E}{mm$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$ $$$ $$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$ $$$$$$$$$$ 8:7698 Arghdl{hll$ Hzajlhll$ Jadgrmzm$ Mva{lll$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ 8:7676 [lhrlz~lj$ Vrmz$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$ 8:7
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Lz~arlm gmdmrhc$ Lz~arlm }dlymrzhc$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$=?
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Ldnm nm d}em ch /Jradljh Jrll/ Dr 86%?667$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$ $98Ldnm nm ~l~c}rl ch /Jradljh jrll/ Dr 86%?667 $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$ 97
J_ADLJH H_^LJACMCA_ NM _MYLZ^$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$76
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66 Oh{mcm gmdmrhcm hcm j}dah~mrll l j}c~}rll$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$76
668 ~lld l j}dah~mrm d gmdmrhc $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$ 7666> ~lldh l ~mbdacaglh jhcj}ch~ahrmcar$ Vrmc}jrhrmh nh~mcar$$$$$$$$$$$$$$$$$$ 7666= Ehdhgmemd~ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$ 76662 Jlylcl{hlm$ J}c~}r$ Vragrmz$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ 78
68 Oloclagrhilm$ Jh~hcahgm $$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$ 78
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69 Arghdl{hll l hc~m ~lv}rl nm jaavmrhrm$ Hzajlhll$ Jadgrmzm$
Mva{lll$ E}{mm$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$ $$$ $$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$ $$$$$$$$$$$$ 7?698 Arghdl{hll$ Hzajlhll$ Jadgrmzm$ Mva{lll$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$ 7?676 [lhrlz~lj$ Vrmz$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$ 7?
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87 M~lj$ Ilca{ailm earhc$ Ilca{ailm vrhj~lj$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$7:
?_MCLGLM$^MACAGLM $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$7:
Vra~almrm}c Vm~r} O}o}r}{ ch 76 nm hdl$$$$$ $$$$$$$$$$$$$$$$$$ $$$$$$$$$ $$$$$$$$$$$$$ 7>:^LLDM ZAJLHCM $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$7>
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:: Mjadaelm$ ~lldm mjadaeljm$ $$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$ $$$$$$$$$$$$$$$$ $$$$$$$$ 72
:> Nrmv~$ K}rlzvr}nmd$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$26
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6GMDM_HCL^L $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$=
66 Oh{mcm gmdmrhcm hcm j}dah~mrll l j}c~}rll$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$=
66> ~lldh l ~mbdacaglh jhcj}ch~ahrmcar$ Vrmc}jrhrmh nh~mcar$$$$$$$$$$$$$$$$$$$$ =66= Ehdhgmemd~ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$ =
68 Oloclagrhilm$ Jh~hcahgm $$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$ $$9
6? Olocla~mjadaelm$$$$ $$$$$$$$$$$$$$$$$$ $$$$$$$$$$ $$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$ 7
69 Arghdl{hll l hc~m ~lv}rl nm jaavmrhrm$ Hzajlhll$ Jadgrmzm$
Mva{lll$ E}{mm$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$ $$$ $$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$ $$$$$$$$$$$$$$ 7
698 Arghdl{hll$ Hzajlhll$ Jadgrmzm$ Mva{lll$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$ 762 Vaclgrhill$ C}jrrl jacmj~lym $$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$ $$$$$$$$$$ 2
627$= V}ocljhll vmd~r} ~ldmrll jl~l~arl$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$ 2
8ILCA[AILM$VZLBACAGLM$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ Nrmv~$ K}rlzvr}nmd$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$89
:= Hneldlz~rhlm v}oclj$ Hr~ elcl~hr$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$?6
:9 Hzlz~md zajlhc$ Hzlg}rrl zajlhcm$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$?6
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=EH^MEH^LJ$^LLDM HCM DH^]_LL$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$?7
=8 Eh~meh~lj$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$?2
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=8?9$ Oalhd# Lclm$ Zmjm~az}c hd ?667 ; Przv}dz}rl hcm yljm%nlr$ Zmryljl}c}lBlnraem~maracaglj nm Z~h~ L$ OalhdU ! jadzmedhrm ; Yhcmrl} Jlajal !! Yajmh vavar}c}l$ ?667$ ?9 aj~$ V$ >0 $ ?667$ ?9 $ $ >$
=8?7$ Zjarvhd# Yhzlcm$ Zjbleohrmh jcleml ; Przv}dz}rl hcm ehdhgmr}c}lAiljl}c}l Zjbleohrmh Jcleml# Eld$ Mjacaglml l _mz}rzmcar Dh~}rhcm# Y$ ZjarvhdU !jadzmedhrm ; Yhcmrl} Jlajal !! Yajmh vavar}c}l$ ?667$ ?9 aj~$ V$ >0 $ ?667$ ?9 $ $ >$
=8?2$ Yac`mr# @}r~$ J}e hoarnmh{ Z]H vraocmeh zjbleorlcar jcleh~l%jm ; Phr~$ Hzlz~md~}c}l hnk}dj~ vrldjlvhc hc Zmjrm~hr}c}l nm Z~h~ hc Z]HU ! @}r~ Yac`mr !!Dh~}rh$ ?667$ Aj~$ "Dr 86,$ V$ >$
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?699$ Jbmlhd}# Jadz~hd~ldd jad~hldmr ; P vlmzU ! Jadz~hd~ld Jbmlhd}0 jav$ ; Yl~hclm Jaraohd$ Jb$ ;Jhr~lmr# ?667 "^lvagr$ /Oadz Aiiljmz/ Z_C,$ >7# P8U v$0 ?6 je$ "Jac$ /_a~adnh/ !
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Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
>7
Eldlz~r} val z l d} i ll ; da~lm zvarhnljm# v}r z}olmj~lym# nld~r%a hj~lyl~h%~m aolmj~ly ! Elbhlc Gb$ Jloa~hr}$ Jb$ ; Z$ d$# ?667 "^lvagr$ Mn$ /]dlymrz}c/,$ ?9>v$ ; ia~$# ia~$ jacar0 ?6 je$
LZOD
7/23/2019 BNM 10-2007
48/108
Jradljh jrll Dr 86%?667 Oaa` hddhcz Dr 86%?667
>2
Jmcchc~ aorh{ ; Pymrz}rlU ! Ychn Vzchr}0 jav$ ; Narlhd Jadmh$ Jb$ ; Vrld%jmvz# ?667$ 72, Cl~mrh~}r r}z nld _mv}ocljh Eacnayh
?679$ # ! $ Jb$ ; /^lvagr$ _m{ldh/ ZH# ?667$
72,%2?"6=$ Ghcomd# Hdnrml$ ]CLE hdlymrzmh{ 8= hdl nm hj~lyl~h~m ; ld~mryl} j}rmj~ar}c ]dly$ Clomrm Ld~$ nld Eacnayh# hjhn$ H$ Ghcomd ! jadzmedhrm ; ^h~lhdhJ}r~mzj} !! Ic} jad~ld}} ; mn$ nm yldmrl$ ?667$ 8< aj~$ V$ ?$
=86=$ Ghcomd# Hdnrml$ ]CLE yh nmzjblnm ilclhcm vm ~mrl~arl}c Hirljll l Arl%md~}c}l Hvravlh~ ; Pld~mryl} j} H$ Ghcomd# rmj~ar hc ]dly$ Clomrm Ld~$ nld EacnayhU !jadzmedhrm ; Ldgh Chjbl !! Eacnayh z}ymrhd$ ?667$ 82 aj~$
=869$ Ehrldjl}j# H}rmc$ [oar}c ird~ hc hjhnmeljlhd}c}l Zmrgl} _n}hd; PZmrgl} _n}hd# vrle}c rmj~ar hc Ldz~$ Vacl~mbdlj nld Jblld}# d hdll 8%8$
=860 $ ?667$ 8? $ $ >$
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Jradljh hr~ljacmcar nm gh{m~ Dr 86%?667 Dmwzvhvmr hr~ljcm hddhcz Dr 86%?667
892
=6
7/23/2019 BNM 10-2007
50/108
Jradljh jrll Dr 86%?667 Oaa` hddhcz Dr 86%?667
=6
LZOD 72,$6$Oag}myzjbl# L}clhdh$
_}mc a hr d rhlad ; Pvm ehrgldmh hj~l%yl~ll Cljm}c}l /Hcmml Eh~mmyljl/ nld zh~}c _}mc# rhlad}c Icm~lU ! L}clhdhOag}myzjbl !! Ijclh$ ?667$ 9 aj~$ V$ 7$
=67=$ Oag}myzjbl# L}clhdh$ jahch j} olzmrljh d z}icm~ ; Pnmzvrm hj~lyl%~h~mh j$ Emnll dr$ :8 nld e}d$ Jblld}U ! L}clhdh Oag}myzjbl !! Ijclh$ ?667$ ?6 aj~$ V$ >$
=679$ O}rchj}# Ymrh$ Nhzjc}c jhrm hrm ~hcmd~ nm $$$ Ae ; Pld~mryl} j} Y$O}rchj}# vrai$ ch Cljm}c ^marm~lj /Yhzlcm Hcmjzhdnrl/# ]dgbmdlU ! v$ rmhcl{h~ nm AcghJmhgcml !! Yajmh vavar}c}l$ ?667$ = aj~$ V$ :0 $ ?667$ = $ $ :$
=677$
Jh~hrhgh# Mcmdh$ /Yl~heldmcm % jaevadmd~m hc hclemd~hlml jarmj~ml hcm ylmll zd~ahzm ; Peh~mrlhcm hcm zmrh~ml jagdl~ly%nlz~rhj~lyU ! Mcmdh Jh~hrhgh !!Ijclh$ ?667$ 8: aj~$ V$ >$
=672$ Jh}dmhd# Chrlzh$ Jaevm~md~ l mdmrglj ; PImnarh Jlaohd}# nlr$Cljm}c}l ^marm~lj /Lad Jrmhdg/# zh~}c Javjmhj# rhlad}c ~mihd YanU ! ChrlzhJh}dmhd !! ]dlymrz vmnhgaglj vra$ ?667$ 82 aj~$ V$ >$
=67$
=626$ Jloa~hr}# Hdh~aclm$ H dyh cmjllcm ylmll $$$ ; Phzvmj~m hcm jae}dlj$miljlmd~mU ! Hdh~aclm Jloa~hr} !! Ijclh$ ?667$ 9 aj~$ V$ ?$
=628$ Jaz~l}j# Lgar$ Lgar Jaz~l}j ; /Mz~m hdarehc z nhl jadzvmj~ d zm%jac}c RRL/ ; Pld~mryl} j} vrai$ nm lz~$ ch Cljm}c /Ychn Layl/ nld Jajlmrl# N}ozhrlU !jadzmedhrm ; Yhcmd~ldh Ohzl}c !! lev}c nm nleldmh$ ?667$ = aj~$ V$ ?>$
=62?$ Graz}# Hdgmch$ J}e dye z jae}dlje1 ! Hdgmch Graz} !!Ijclh$ ?667$ 8: aj~$ V$ ?$
Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
=8
?629$ Zarajh ; Hcehdhb hd}hc ! ADG /Vra%J}c~}rh/0 jac$ rmn$ ; DljachmO}ch~# $$$ Jb$ ; Z$ d$# ?667 "^lvagr$ /Oadz Aiiljmz/ Z_C,$ 8=9 v$ ; ia~$# ia~$ jacar0 :6je$
Hvhrm j} zvrlkld}c ildhdj$ hc ncar Hrjhnlm Z}r} "Z_C /^lrhz/,# Ylj~ar Kheoh"ZH /Nhdh/,# Elrjmh Eacnayhd} "Z_C /Ehglz~rhch/,#
LZOD
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52/108
Jradljh jrll Dr 86%?667 Oaa` hddhcz Dr 86%?667
=?
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Jradljh hr~ljacmcar nm gh{m~ Dr 86%?667 Dmwzvhvmr hr~ljcm hddhcz Dr 86%?667
89>
l yh rmjv~h va{llh nm hc~ nh~ nahr h~}djl jdn yh hjjmv~h z c}v~m vmd~r} nrmv%~}rlcm zhcm ! M}gmdlh Z~rjmh0 Lnmacaglh ~a~hcl~hr%jae}dlz~ h ij}~ rhyhgll d emd~hcl%~h~mh jacmj~ly h zajlm~ll dahz~rm ! Lad Yhr~h0 Nahr dl~m j}yld~m ir}eahzm# raz~l~mnm ch ~rlo}d a nh~ vm hd# d} z}d~ d z~hrm z ermhzj vrmz~lgl}c vraimzlml nm dy%~ar ! Vm~r} Gbmrehd$
=6=:$ Eacnayhd%O~rdhj# Ylarmclh$ Ylarmclh Eacnayhd%O~rdhj ; /Hjh%z jad~}rmh{ lehgldmh rll vm dmcmz}c jmcar eljl/ ; Pvm ehrgldmh vralmj~}c}l /Mn}%jhlm vmd~r} ~al Ldllh~ly nm Hjl}dm _hvln/ ; ld~mryl} j} yljmeldlz~r}c Mn}jhlml l^ldmrm~}c}lU ! ld~mryl} rmhcl{h~ nm Dh~hclh Vzchr} !! ]dlymrz vmnhgaglj vra$ ?667$ 88 aj~$ V$ >$
=6=>$ Earhr}# Hcmhdnr}$ Javlll da~rl $$$ d jahch zaylm~lj ; "naj$ hj}%{ rmgle}c nm aj}vhlm zay$, ! Hcmhdnr} Earhr} !! Cl~$ l hr~h$ ?667$ ?= aj~$ V$7$
=6==$ Earhr}# Hd~ad$ Vraocmeh jrlz~hcl{rll mcl~ml vmnhgagljm mz~m iahr~mhj~}hc ! Hd~ad Earhr} !! Ijclh$ % ?667$ 9 aj~$ V$ :$
=6=9$ Eazjayjl}j# Hd~ad$ Nh# rmiare( ; Phzvmj~m hcm rmiareml dy$vrm}dly$U ! Hd~ad Eazjayjl}j !! Ijclh$ ?667$ ?6 aj~$ V$ 9$
=6=7$ Vhz~}b%J}oac~mhd}# Yl~hclm$ Mcl~h1( ; Pd naemdl}c vmnhgaglmlU !Yl~hclm Vhz~}b%J}oac~mhd} !! Ijclh$ ?667$ ?7 aj~$ V$ >$
=6=2$ _hlcmhd}# Hdh~ac$ Eanmrdl{hrmh dyed~}c}l a jadnllm hvrazvmrrll ; Pd rhlad}c GcanmdlU ! Hdh~ac _hlcmhd} !! ]dlymrz vmnhgaglj vra$ ?667$ ?= aj~$ V$ >$
=6=$
=696$ ^hrcmy# Yhzlcm$ Emzhk}c naed}c}l Yhzlcm ^hrcmy# Vrle%eldlz~r}# j}ajh{lh [lcml vraimzladhcm h c}jr~arlcar nld dyed~ !! ]dlymrz vmnhgaglj vra$ ?667$ = aj~$ V$ 8$
=698$ ^ymrnabcmo# h~lhdh$ Myhc}hrm vmd~r} hn}cl# zh} V$ Z$ ch imcljl~rlcmnm [l}h Ld~mrdhladhc h Vmnhgag}c}l ; Pld~mryl} j} ^$ ^ymrnabcmo# nlr$ gmd$ hc Nlr$
Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
=:
# ; "# , ; Prh%lad}c CmayhU ! 0 $ $ ; 0 $ % $ $ ; ZO "Zaj$ ~$ nmO}cghrlz~lj,# ?667 "^lvagr$ /O}zldmzz%Mcl~h/ Z_C,$ 7? v$ ; b$# ~ho$# P87U v$ ; ia~$0 ?6je$
^m~ ; co$ o}cghr$ Oloclagr$ v$ 78LZOD m{mU
8:"6>:$?,
Vmd~r} ~l~c}c nm naj~ar
?6$ Hdgbmc# LadVrajmn}rh k}nmj~armhzj ; lz~arlh l jad~mevarhdml~h~mh ; Zvmj$ ;
8?$66$68 ^marlh gmdmrhc h nrmv~}c}l0 Lz~arlh z~h~}c}l l nrmv~}c}l0 Lz~arlh naj~rldmcarvacl~ljm l nm nrmv~ ; H}~armi$ hc ~m{ml nm naj~ar d nrmv~ ! Lad Hdgbmc0 Ldz~$ nm Lz~arlm#Z~h~ l Nrmv~ hc HE$ Jb$ ; Z$ d$# ?667$ ?? v$0 ?8 je$
Oloclagr$ v$ 8< "86 ~l~$,P?667%8 m{mU
:>7$:$?,
?6$66$:: Emnljld
zajlhc l ehdhgmemd~ ; H}~armi$ hc ~m{ml nm naj~ar d emnljld ! C}eldlh Hvm~rl0
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=>
]dly$ nm Z~h~ nm Emnljld l Ihrehjlm /Dljachm ^mz~melhd}/ nld _mv$ Eacnayh$ Jb$ ; Z$ d$# ?667$ ?: v$ ; ilg$# ~ ho$0 ?8 je$
Oloclagr$ v$ 8:$?,
?6 "9 ~l~$,P?667%82? m{mU
9=2$=9">72,"6>:$?,
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?6 m{mU
::2">72,"6>:$?,
Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
89:
=6>=$ # $ ; ; P$ $ $ U ! % !! $ $ ?667$ > $ $ 9$ Gzj# Clclh$ Yac}e}c zmryljllcar emnljhcm zm yh m~ldnm ; ld~mryl} j}C$ Gzj# mih Nlr$ mjadaelm# ehr`m~ldg l vraeayhrm nld jhnr}c Jaevhdlml Dh$ nm
Hzlg}rrl d Emnljld ! h ld~mrylmyh~ Hdm~h Yal~}d !! Eacnayh z}ymrhd$ ?667$ ?=aj~$
=6>7$ ^hdhzlmy# Yhcmrl}$ Yhcmrl} ^hdhzlmy ; Jaevhdlh/HZL^A/ aimr vran}zm nm hzlg}rhrm zvmjlhc jrmh~m vmd~r} zmj~ar}c nm jadz~r}j%ll ; Pld~mryl} j} ehdhgmr}c gmd$ hnk}dj~ hc Jaevhdlml Ld~mrd$ nm Hzlg}rrlHZL^AU !! Mja$ ?667$ :8 aj~$ V$ :$ "Z}vc$ /Mja ildhdjlhr/0 dr$ >,$
=6>2$ # $ ; / # / ; P $ $ $ $ $ //U !! $ ?667$ < $
=6> aj~$ V$ 2$
=6=8$ Jl}ehj# Lahdh$ Levrmzll nm jc~arlm l d} d}ehl $$$ ; Pmvmrlmdmmn}jhladhcm d ZldghvarmU ! Lahdh Jl}ehj !! ]dlymrz vmnhgaglj vra$ ?667$ 82aj~$ V$ 9$
=6=?$ dy~ar}c nm ch hr hrm hz~{l nm hcmz d~rm h vh~m yhjh# vmd~r}h z}vrhylm}l# l h zm h}~avmrimjladh !! Ic} jad~ld}} ; mn$ nm yldmrl$ ?667$ = aj~$ V$
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Jradljh hr~ljacmcar nm gh{m~ Dr 86%?667 Dmwzvhvmr hr~ljcm hddhcz Dr 86%?667
89?
car ; Pld~mryl} j} vrm$ VVJNU !! Ic} jad~ld}} ; ja~ln$ dh$ ?667$ 89 aj~$0 Ic} jad%~ld}} ; mn$ nm yldmrl$ ?667$ 8< aj~$ V$ 7$
=6:2$ mrmem~# Hdnrml$ d jadiarel~h~m j} vrmymnmrlcm cmgll ; hj~lyl~h~mhJhemrml drmglz~rrll nm Z~h~ d vrlemcm da} c}dl hcm hd}c}l ! Hdnrml mrmem~ !! Eac%nayh z}ymrhd$ ?667$ ? aj~$
=6: Vraocmem zajlhcm jhrm rmjche hk}~ar l hzlz~md$ ^lv}rl nm hk}~ahrm zajlhcm
=6>6$ # $ ; / # # / ; % $ $ $ $ # ! !! Hdhc|~lx}m Eacnvrmzh$ ?667$ 9 $ $ 2# 87$
=6>8$ # $ % ; P $ $ % $ # $ U ! $ !!$ ?667$ 8? $ $ 9$
=6>?$ # $ ; % ; P $ $ $ /Olz%jhvl~hc/# $ U ! !! % $ ?667$ ?: $
=6>:$ # $ ; P $ # % $ U ! ; # !! $ ?667$ 8? $ $ 7$
:99 Jadz}eh~arlze$ Vraocmem hcm jadz}eh~ar}c}l
=6>>$ ^aihd# M}gmdlh$ Dal hoarnrl vrlyldn vra~mjlh k}rlnlj h jadz}eh%~arlcar ; Pvm ehrgldmh c}jr$ jadi$ ld~$ /Vra~mjlh k}rlnlj h jadz}eh~arlcar/# 88%8: aj~$?667# Jblld}U ! M}gmdlh ^aihd# Lrldh O}rmh !! Nrmv~}c$ ?667$ 8< aj~$ V$ >0$ ?667$ ?9 $ $ :$
Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
==
?866$ Jlaohd}# YmradljhHzvmj~m jcldlja%eariacagljm nm nlhgdaz~lj l ~rh~hemd~ hcm vrmj}rzarlcar
jhdjmr}c}l y}cyhr "cm}javch{lm# jrh}ra{ l himj~m y}cyhrm el~m, ; 8>$66$8> Adja%caglm l rhnla~mrhvlm ; H}~armi$ hc ~m{ml nm naj~ar d emnljld ! Ymradljh Jlaohd}0LEZV Ldz~$ Adjacaglj$ Jb$ ; Z$ d$# ?667$ ?6 v$ ; ilg$# ~ho$0 ?6 je$
Oloclagr$ v$ 8= "8? ~l~$,$ I$ i$ nm ~l~$P?667%877 m{mU
982$?89%669$=%67%62"6>:$?,
?868$ Jl}ehj# Hdh~aclmEanmcm nm hcgarl~el nm jadilg}rhrm h zm~}c}l nm zmrymrm vmd~r} rmmcmcm ca%
jhcm ; 6=$8:$8: Jhcj}ch~ahrm# zlz~mem nm jhcj}c l rmmcm ldiarehladhcm ; H}~armi$~$ hc ~m{ml nm naj~ar d ~mbd$ ! Hdh~aclm Jl}ehj0 ]dly$ ^mbd$ h Eacnayml$ Jb$ ; Z$d$# ?667"^lvagr$ HZME,$ ?: v$ ; ilg$0 ?8 je$
Oloclagr$ v$ ?8 "8: ~l~$,P?667%8 v$0 ?8 je$
Oloclagr$ v$ 87%82 "8? ~l~$,P?667%826 m{mU
66>$2??"6>:$?,
?86:$ J}vjmh# YmrhZvarlrmh miljlmdml hj~lyl~ll d~rmvrldnmrlcar nm jadimjll vrld levcmemd~hrmh
ehdhgmemd~}c}l jhcl~ll ; Zvmj$ ; 62$66$6= Mjadaelm l ehdhgmemd~ "d ldn}z~rlhnm jadimjll, ; H}~armi$ hc ~m{ml nm naj~ar d mjad$ ! Ymrh J}vjmh0 ]dly$ ^mbd$ h Eac%nayml$ Jb$ ; Z$ d$# ?667 "VrmvrmzzVrld~%ZN,$ ?: v$ ; ilg$# ~ho$0 ?8 je$
Oloclagr$ v$ 8:$?,
?86>$ Nac~}# Jadz~hd~ldLdymz~lllcm z~rldm nlrmj~m l ldic}mdh car hz}vrh eanmrdl{rll mjadaelml d
~rhd{llm ; Zvmj$ ; 62$66$68 Mjadaelm vacl~lj0 Naj~rldm mjad$ ; H}~armi$ hc ~m{ml nmnaj~ar d mjad$ ! Jadz~hd~ld Nac~}0 Hjhn$ nm Z~}nll Mjad$ nld Eacnayh$ Jb$ ; Z$ d$#?667 "^lvagr$ HZME,$ ?: v$ ; ilg$# ~ho$0 ?6 je$
Oloclagr$ v$ ?8 "9 ~l~$,$P?667%89< m{mU
7/23/2019 BNM 10-2007
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Jradljh jrll Dr 86%?667 Oaa` hddhcz Dr 86%?667
=9
:::$?,
?869$ Grldja# EhrldhJljcl{hrmh z}vmrhjln h jaev}lcar ~mrvmdljl j} i}djladhcl{hrm zvmjlilj ;
Zvmj$ 6?$66$86$ jblelh olaarghdlj# jblelh jaev}lcar dh~}rhcl l il{lacaglj hj~lyl ;H}~armi$ ~m{ml nm naj~ar d jblelm ! Ehrldh Grldja0 Hjhn$ nm ~lldm h Eacnayml$ Ldz~$nm Jblelm$ Jb$ ; Z$ d$# ?667 "^lvagr$ /Mcmdh Y$L$/ Z_C,$ ?: v$ ; zjbmem0 ?6 je$
Oloclagr$ v$ ?6%?8 "8: ~l~$,$ I$ i$ nm ~l~$P?667%899 m{mU
=>7$= v$ ; zjbmem0 ?6 je$
Oloclagr$ v$ ?8%?? "8: ~l~$,$ I$ i$ nm ~l~$P?667%897 m{mU
=>7$=%669$9%62
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Jradljh hr~ljacmcar nm gh{m~ Dr 86%?667 Dmwzvhvmr hr~ljcm hddhcz Dr 86%?667
896
=6?6$ # $ ; P% $ $ $ $ U ! !! $ $ ?667$ 8< $ $ >$
:>< _he}rl zvmjlhcm hcm nrmv~}c}l
:> Hneldlz~rhlm v}oclj
=6?:$ Heoraz# Hcmhdnr}$ Hcmhdnr} Heoraz ; /E z~rn}lmzj z cmzv}d ahemdlcar hnmyr}c# hz~imc m ehl zlevc}/ ; ld~mryl} j} vrlehr}c nm ]dgbmdl !
ld~mrcaj}~ar ; Ychnlelr L}rll !! Hclhdh Eacnayh Dahz~r$ ?667$ ?9 aj~$ V$ 9$
=6?>$ Jmrdml# Acmg$ Acmg Jmrdml ; Vmd~r} h ihjm arnldm# ~rmo}lm z nmclel%~e iahr~m jchr jaevm~mdmcm ; Pld~mryl} j} jadzlclmr}c e}dljlvhcU ! jadzmedhrm ; Yla%rljh Jblrlcay !! Jhvl~hch$ ?667$ 8? aj~$ V$ 90 5 Jhvl~hch$ ?667$ 8?$ V$ 9$
=6?=$ Jakajhr}# Jadz~hd~ld$ Jmc ehl darnlj m%jmd~r} k}nmmhd zvmr zrmdhzj# d vailnh jae}dl~lcar ; Pld~mryl} j} J$ Jakajhr}# vrlehr nm MnldmU ! ld~mryl}rmhcl{h~ nm Vm~r} Valh~ !! Ic} jad~ld}} ; ja~ln$ dh$ ?667$ 82 aj~$
=6?9$ Jarn}dmhd}# Vm~r}$ Aolmj~ly}c daz~r} vrldjlvhc mz~m zmj}rl~h~mh lcldl~mh jm~mdlcar ; Pld~mryl} j} V$ Jarn}dmhd}# mi Nlr$ gmd$ vh{ nm z~h~ h Eld$Hihjmrlcar Ld~mrdmU ! ld~mryl} rmhcl{h~ nm Zlcylhd Vr}~mhd} !! Eacnayh z}ymrhd$ ?667$ ?9 aj~$ V$ ?$
=6?7$ Ja~m# Ychn$ Ychn Ja~m ; /Hcmg~arll h~mhv~ z dm adare vrael%zl}dlcm ij}~m d jhevhdlh mcmj~arhc/ ; Pld~mryl} j} yljmvrlehr}c e}d$ Jblld}U !jadzmedhrm ; Dh~hclh Bhnrj !! lev}c nm nleldmh$ ?667$ ?> aj~$ V$ =$
Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
=7
Oloclagr$ v$ ?:%?> "86 ~l~$,P?667%87< m{mU
::>$7?>"6>:$?,
?886$ Emcdlj# GhcldhLevhj~}c vaclvhrh{l~lze}c}l l h ~rh~hemd~}c}l hd~lvhrh{l~hr jaevcm hz}vrh
z~h~}z}c}l eariail{lacaglj ch oayldm ; Zvmj$ ; 6:$66$8< Vhrh{l~acaglm# bmceld~acaglm ;H}~armi$ hc ~m{ml nm naj~ar d olacaglm ! Ghcldh Emcdlj0 Hjhn$ nm ~lldm h _mv$ Ea cna%
yh$ Ldz~$ nm [aacaglm$ Jb$ ; Z$ d$# ?667$ ?> v$ ; ~ho$0 ?8 je$Oloclagr$ v$ 8:$?,
?888$ Vranhd# EhrlhdhJh}{hcl~h~mh jadnllm ldmrmd~ h rzv}dnmrll k}rlnljm ; Zvmj$ ; 8?$66$68
^marlh Gmdmrhc h Nrmv~}c}l0 Lz~arlh z~h~}c}l l nrmv~}c}l0 Lz~arlh naj~rldmcar vacl~ljm lnm nrmv~ $ H}~armi$ hc ~m{ml nm naj~ar d nrmv~ ! Ehrlhdh Vranhd0 Hjhn$ nm ~lldm hEacnayml$ Ldz~$ nm Lz~arlm# Z~h~ l Nrmv~$ Jb$ ; Z$ d$# ?667 "L /Eacnvrmz/,$ ?= v$0 ?8je$
Oloclagr$ v$ ?8 "9 ~l~$,P?667%8
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58/108
Jradljh jrll Dr 86%?667 Oaa` hddhcz Dr 86%?667
=2
Ylhh ja~lnlhd d arh}c Jblld} ch djmv}~}c zmjac}c}l hc ?6%cmh "8 Hgrajblelm ; H}~armi$ hc ~m{ml nm naj~arh~ d hgrlj}c~}r ! Lyhd Z~mihday0 Ldz~$ nmVmnacaglm l Hgrajblelm /Dljachm Nlea/$ Jb$ ; Z$ d$# ?667$ ?> v$ ; ilg$# ~ho$0 ?6je$
Oloclagr$ v$ ?8 "7 ~l~$,$ I$ i$ nm ~l~$P?667%876 m{mU
9:8$>=;9::$2="6>:$?,
?889$ Lnme d co$ r}z ; % ; 69$68$6> ; $ $ %$ $ ; $ $# ?667$ ?> v$ ; ilg$# ~ho$0 ?6 je$
Oloclagr$ v$ ?8 "7 ~l~$,$ I$ i$ nm ~l~$P?667%878 m{mU
9:8$>=;9::$2="6>:$?,
?887$ Z~mvhdl}j# Ylj~arMyac}lh z~h~hcl~ll eacnaymdm~l d mvajh jad~mevarhd ; Zvmj$ ;
?=$66$68 ^marlh# em~anacaglh l lz~arlh hneldlz~rhlml v}ocljm ; H}~armi$ hc ~m{ml nmnaj~ar d P~lldmU lz~arljm ! Ylj~ar Z~mvhdl}j0 Hjhn$ nm Hneldlz~rhrm V}oclj vm cdgVrm$ _mv$ Eacnayh$ Jb$ ; Z$ d$# ?667$ ?? v$0 ?8 je$
Oloclagr$ v$ 87%82 "< ~l~$,P?667%8:$?,
?882$ lvl~ja# Dh~hclhHzvmj~}c jad~mevarhd nm nlhgdaz~lj l ~rh~hemd~ jblr}rgljhc hc bmrdllcarblh~hcm mzaihglmdm ; 8>$66$?7 jblr}rglm ; H}~armi hc ~m{ml nm naj~ar d emnljld !
Dh~hclh lvl~ja0 ]dly$ nm Z~h~ nm Emnljld l Ihrehjlm /Dljachm mz~melhd}/$ Jb$ ;Z$ d$# ?667$ ?> v$ ; ilg$# ~ho$0 ?6 je$
Oloclagr$ v$ ??%?:"8: ~l~$,$ I$ i$ nm ~l~$P?667%87? m{mU
989$:?:%67%627$< Vrajmn}r k}nljlhr$ Arghdl{hrm l vmrzadhc k}nljlhr
=689$ Dhghjmyzjbl# Yl~hclm$ ]d imdaemd da~arl} ; vclj}c nm ch hyajh~ chk}nmj~ar ; ld~mryl} j} Y$ Dhghjmyzjbl# vrm$ Hzaj$ /K}rl~ll vmd~r} Nrmv~}rlcm Ae}c}l/!! [lhr}c nm ghrn$ ?667$ 82 aj~$ V$ =$
=687$ ^aihd# M}gmdlh$d h~mv~hrmh }dml zjbleorl jhcl~h~lym d zlz~me}cnm mmj}~hrm zlcl~ ; Pvm ehrgldmh c}jr$ jadi$ /Myhc}hrmh jhnr}c}l cmglzch~ly jm rmgcm%emd~mh{ hj~lyl~h~mh nm mmj}~hrm zlcl~ d _mv$ Eacnayh myl~hrmh jadnhedrll chJMNA vm ea~ly}c dmmmj}~rll d ~mremdm rm{adholcm h ba~rrlcar k}nmj~arm~l/# ?%:aj~$ ?667U ! M}gmdlh ^aihd !! Nrmv~}c$ ?667$ 8? aj~$ V$ :0 $ ?667$ ?9$ $ >$
=682$ # $ ; P:= ; % $ U ! !! $ ?667$ 8< $ $ 2$
=68$
J c c n 86 ?66 c c 86 ?66
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8=2
:>? Nrmv~ v}oclj$ Nrmv~ jadz~l~}ladhc$ Nrmv~ hneldlz~rh~ly
=66>$ O}kar# Cmadln$ Jae}dl~ll jad~ld} z djhcjm nrmv~}rlcm ae}c}l dEacnayh ; ld~mryl} j} C$ O}kar# nmv}~h~ nld irhjl}dmh vhrchemd~hr HED !! HclhdhEacnayh Dahz~r$ ?667$ 8? aj~$ V$ 20 Eacnayh Dahz~r$ ?667$ 8?$ V$ 2$
=66=$ Nr}# Oarlz$ Jcll ; Prmzvmj~hrmh nrmv~}rlcar ae}c}l d _mv$ Eac%nayhU ! Oarlz Nr} !! Cl~$ l hr~h$ ?667$ > aj~$ V$ :$
=669$ E}d~mhd}# Ghcldh$ ^ar~}rh l ehc~rh~hrmh h} }d jhrhj~mr zlz~meh~ljd _mv}ocljh Eacnayh ; Prmzvmj~hrmh nrmv~}rlcar ae}c}lU ! Ghcldh E}d~mhd} !! Nrmv~}c$ ?667$ ?9 aj~$ V$ >$
=667$ Aoarajmhd}# Lad$ Narle z zvce r}ldmh dall zjchyll ; Pld~mryl}j} L$ Aoarajmhd}# nlr$ Jmd~r}c}l _mgladhc nm Nrmv~# J}mdlU ! jadzmedhrm ; YchnZr~lc !! Eacnayh z}ymrhd$ ?667$ 82 aj~$
=662$ Aoarajmhd}# Lad$ Clomr~h~mh l zlg}rhdh vmrzahdml d {adh nm zm%j}rl~h~m; cmglzchlm l rmhcl~l ; Pvm ehrgldmh jadi$ rmgladhcm /Clomr~h~mh l zlg}rhdhvmrzahdml d {adh nm zmj}rl~h~m nld rhlahdmcm J}mdl l ~mihd Yan/U ! Lad
Aoarajmhd} !! Nrmv~}c$ ?667$ ?9 aj~$ V$ =$
=66%=0 $ ?667$ $ "Dr 86,$ V$ >%=$
=686$ ]r~}# ~mihd$ ~mihd ]r~} ; /Zlz~me}c k}nmj~armzj d} vah~m ilzjbleoh~ d~r%a {l/ ; Pld~mryl} j} vrm$ Jael~m~}c}l Bmczld`l d _mv$ EacnayhU ! jad%zmedhrm ; Vhymc Vn}rhr} !! lev}c nm nleldmh$ ?667$ 88 aj~$ V$ 2$
=688$ # $ ; P / $ $ $ / ; $ $ %# $ $ $U ! !! $ ?667$ :8$
Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
=72,"6>:$?,
?8?8$ ^anaray# C}nelchJad~holcl~h~mh hj~lymcar olacagljm ; Zvmj$ ; 62$66$8? Jad~holcl~h~m0 h}nl~0
hdhcl{ mjadaelj ; H}~armi$ hc ~m{ml nm naj~ar d mjad$ ! C}nelch ^anaray0 Hjhn$ nmZ~}nll Mjad$ nld Eacnayh$ Jb$ ; Z$ d$# ?667$ ?= v$ ; ilg$# ~ho$0 ?8 je$
Oloclagr$ v$ ?? "7 ~l~$,$P?667%87= m{mU
9=7$8"6>:$?,
?8??$ Yrjacljl# Ehrghrm~hVmrimjladhrmh ehdhgmemd~}c}l rmz}rzmcar }ehdm jh ihj~ar hc jrm~mrll
miljlmdml hj~lyl~ll d~rmvrldnmrll "d oh{h eh~mrlhcmcar ldn}z~rlml nm jadimjll nld _m%v}ocljh Eacnayh, ; Zvmj$ 62$66$6= Mjadaelm l ehdhgmemd~ "d ldn}z~rlh nm jad%imjll, ; H}~armi$ hc ~m{ml nm naj~ar d mjad$ ! Ehrghrm~h Yrjacljl0 ]dly$ ^mbd$ h Eac%nayml$ Jb$ ; Z$ d$# ?667 "VrmvrmzzVrld~%ZN,$ ?: v$ ; ilg$# ~ho$0 ?8 je$
Oloclagr$ v$ 87%82 "86 ~l~$,P?667%828 m{mU
9=2$:"6>:$?,?8?:$ # %
% ;$ 8:$66$6>$ # ; $ $ $
J l ll D 86 ?667 O ` c D 86 ?667 Olocl il D l c E cn l D l c Olocl b i E cn
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96
$ $ % $ ! 0 $ $ $ % $ $ $ ; $ $# ?667$ := v$ ; ilg$# ~ho$0 ?8 je$
Oloclagr$ v$ :8%:? ":6 ~l~$,P?667%8
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Jradljh hr~ljacmcar nm gh{m~ Dr 86%?667 Dmwzvhvmr hr~ljcm hddhcz Dr 86%?667
8=9
>
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9?
Jbmv~dhr}# C}nelch ?68=Jblj}# Yhcmd~ldh 8>Jlaohd}# Yhcmrlhd ?62=Jlaohd}# Ymradljh ?866Jl}o}j# Dljachm 8Mhd}# Hdnrml "jadz}c~hd~, ?622Mhd}# _anljh 8$
>$ # $ # % ; P$ U ! !! vc}z$ ?667$ 8? $ $
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8=>
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Vhdhgl}# h~lhdh "hcj~$, 8_a}{m~# Meehd}mccm 86_}ohd# H$ "mcho$, 8
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8=?
Eacnayh j~rm arghdmcm zldnljhcm nm ~ah~m dlymc}rlcm# j~rm ~al emeorll nm zldnljh~ ;P?= aj~$ ?667U !! Yajmh vavar}c}l$ ?667$ ?9 aj~$ V$ 80 $ ?667$ ?9 $ $ 8$
>$ Vragrhe}c Jadimnmrhlml Dhladhcm h Zldnljh~mcar nld Eacnayh /Ld%z~l~}lh zldnljhc d hdll ?662%?68?/ !! Yajmh vavar}c}l$ ?667$ 8< aj~$ V$ :%=0 $ ?667$ 8< $ $ :%=$
::? Mjadaelm rmgladhc$ Mjadaelh ved~}c}l l h vravrlm~ll$ Mjadaelh iadn}c}l nm
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99
# ?6 aj~$ V$ 8$ "Z}vc$ /Jhvl~hc }ehd/ 0 dr$ ?,$
>2$ Nanad# Lgar$ Mvcljhlm vrlyldn hvcljhrmh vrmymnmrlcar _mg}chemd%~}c}l j} vrlylrm ch ean}c nm jhcj}chrm h vmrlahnml nm e}dj d ymnmrmh hjarnrll zv a%r}c}l vmd~r} ymjblem d e}dj vmrzadhc}c}l nld }dl~lcm o}gm~hrm# zhchrl{h~ d oh{h_mmcml ~hrlihrm }dljm vmd~r} }dmcm jh~mgarll nm hdghkhl ! Lgar Nanad# Elbhlc Vav !!Ijclh$ ?667$ 8: aj~$ V$ 9$
> aj~$ V$ >$ "Z}vc$ /Jhvl%~hc }ehd/0 dr$ ?,$
> aj~$ V$ ?$ "Z}vc$ /Jhvl~hc }ehd/0 dr$ ?,$
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::8$86=$>> Zldnljh~m
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Emnl}c l ~rhdzvar~}c 8
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_ajh0 Jae}dl~h~mh ~lldlilj zhc}~ nmzjblnmrmh Jmd~r}c}l nm Ldiarehrm l Naj}%emd~hrm DH^A ! Lad ^lgbldmhd}$
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:96:$ Garldjlal# ^hehrh$ /Nhj a jhr~m l vah~m zjbleoh ylhh$$$ / !^hehrh Garldjlal !! Olocla Vaclz$ ?667$ Dr :$ V$ ?8%??$
:96>$ @}cl`ayz`l# Clnlh$ OE /O$ V$ Bhnm}/ h evcldl~ 8:6 nm hdl nm vrm%{md hj~ly d ylhh Jblld}c}l ! Clnlh @}cl`ayz`l !! Olocla Vaclz$ ?667$ Dr :$ V$$
:967$ Vablc# Ychn$ ]d zhc~ zvmj~hj}caz; nm ch Knhday ch Bhznm} ! YchnVablc !! Olocla Vaclz$ ?667$ Dr :$ V$ :6$
:962$ ^dhzm# Jadz~hd~ld$ Ehg}c nm ch Jevldh d }eorh jc}c}l ; POE/O$V$ Bhznm}/ ; ilcm nm lz~arlmU ! Jadz~hd~ld ^dhzm !! Olocla Vaclz$ ?667$ Dr :$ V$ >:%>>$
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>227$ # $ ; % 1 ! !! $ $ ?667$ 8< $ $?$
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:98=$
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:987$ Garmhd}# Ymhjmzchy$ Vrmh Imrljl~}c Vrld~mcm daz~r} Nr$ Nhdlmc jmc nm hc hzmcmh Vh~rlhrb hc Olzmrljll Ar~anam _aedm ! Ymhjmzchy Garmhd} !! C}%eld~ar}c$ ?667$ Dr =$ V$ %76$ Jad~ld$ djmv}~}c ; Dr 8$:98
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V_A^ALM_M]C VM^_] O]O]_][ CH 76 NM HDL
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:9?8$ Garmhd}# Ymhjmzchy$ Vra~almrm}c Vm~r} O}o}r}{ ch 76 nm hdl !Ymhjmzchy Garmhd} !! C}eld~ar}c$ ?667$ Dr =$ V$ 82%?6%>= ; ia~$
:9?>$ Z~djl}cmzj}%Ornh# Hc$ Ch jmhz}c hdlymrzhr hc Vrld~mc}l Vm~r}O}o}r}{ ! Hc$ Z~djl}cmzj}%Ornh !! C}eld~ar}c$ ?667$ Dr =$ V$ :7%: Z~r}j~}rh zajlhc$ Zajlm~h~mh jh zlz~me zajlhc$ Vrajmzm zajlhcm
:9?9$ _ajh# Hcmhdnr}$ Ae}c jh hgmd~ l aolmj~ly zajlhc d jad~m~}c~rhd{llml ! Hcmhdnr} _ajh !! H`hnmeaz$ ?667$ Dr ?!:$ V$ >?%>>$
"Ym{l nm hzmemdmh Dr :9
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8>?
>29>$ Eajhd}# Zmrgl}$ Zmrgl} Eajhd} ; /Vrld yajmh c}l ^`hjl}` z%hz~ravl~ Yaradld/ ; Phzvmj~m zaj$%vac$ ; ld~mryl} j} m%jadzlclmr}c vrm{lnmdlhcU ! ld~mryl}rmhcl{h~ nm _hlzh Ca{ldzjbl !! K}rdhc nm Jblld}$ ?667$ = aj~$ V$ 2$
>29=$ Achr}# Dljachm$ Narle z v}dme jhv~ nm{oldrll zajlm~ll d /hlda~rl l hl ya~rl/ ; Phzvmj~m zaj$%vac$ ; ld~mryl} j} D$ Achr}# vrm$ Imnmrhlml Dh$ hHzaj$ nm Mjadaell l evr}e}~ nld _mv$ EacnayhU ! jadzmedhrm ; Dljach m Jlaohd} !!Nmeajrhlh$ ?667$ 89 aj~$ V$ 2$
>299$ Vaz~achjbm# Hdh~aclm$ Hdh~aclm Vaz~achjbm ; /D} ehl jrmn d dlelj#jjl z}d~ d _$ Eacnayh $$$/ ; Pld~mryl} j} jhdnlnh~}c ch i}djlh nm vrlehr hc zh~}c}lO}mdl# rhlad}c Bdjm~lU ! jadzmedhrm ; Lad Z}rn} !! ^lev}c nm nleldmh$ ?667$ ?? aj~$ V$ 2$
>297$ _ajh# L}rlm$ Hjmz~ vralmj~ nm cmgm zm dzjrlm d cagljh }d}l r{oalvacl~lj eva~rlyh _aedlml ; Pnlzj}rz}c yljmvrm$ Vhrchemd~}c}l# d jhnr}c mnldml dvcmd h Vhrchemd~}c}l _mv$ Eacnayh# vm ehrgldmh nmjl{lml vrlyldn ld~mr{ljmrmh nmldm%rll jm~mdlml hc~ar z~h~m nm j~rm i}djladhrll nm z~h~U ! L}rlm _ajh !! Ic} jad~ld}} ;mn$ nm yldmrl$ ?667$ 8? aj~$ V$ ?$
>292$ Z~rh~hd# Yhcmd~ldh$ Va{llh VZC l h gr}v}c}l nm nmv}~hl zajlhcl%clomrhcl ih nm ld~mr{ljmrmh nmldmrll n}ocml jm~mdll ; "nld j}yd~hrmh Y$ Z~rh~hd#nmv}~h~ d Vhrchemd~}c _mv$ Eacnayh, !! Nmeajrhlh$ ?667$ 89 aj~$ V$ 8?$
>2999$ Oloclagr$ d da~m# v$ >99 "9 ~l~$,$
:?:!:?>">72, Vacl~ljh ld~mrd h _mv}ocljll Eacnayh
:9:6$ Jloa~hr}# Ylarmc$ /Mcmj~arh~}c h nmeadz~rh~ narldh nm h ymnmh dvacl~lj dal ilg}rl/ ; Pld~mryl} j} Y$ Jloa~hr}# nlr$ Ldz~$ M}ravmhd nm Z~}nll Vacl~ljm nldEacnayhU ! ld~mrcaj}~ar ; rmv$ rmy$ !! Vrail~$ ?667$ Dr $ Dmgr}# Dljachm$ Yll~ar}c _E ; dmyalh nm mjblclor} ! Dljachm Dmgr} !!Z}n Mz~ j}c~}rhc$ ?667$ Dr :$ V$ 88%82$
:9:=$ Dlj}# Nhd$ Ldnmvmdnmdh eleh~ ; P?7 h}g}z~ [l}h Ldnmvmdnmd%ml _mv$ EacnayhU ! Nhd Dlj} !! Jclvh ; Zmr$ da}$ ?667$ Dr =$ V$ 9%7$
:9:9$ # $ $ ; ! $ $ !! % ; ; $$%$ $ $# ?667$ V$ ???%??2$
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:9>?$ ",# $ $ " , ! $ $ "%, !! ; ; % $ $%$ $ $# ?667$ V$ ??2%?:>$ Oloclagr$ d da~m# v$ ?:> "=~l~$,$
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:9>:$
Gag}# Nhd Gbmargbm$ Levmrh~ly}c ld~mr{ljmrll rmj}rgmrll ch iarhhreh~ d rmchllcm ld~mrdhladhcm ! Nhd Gbmargbm Gag} !! Cmgmh l ylhh$ ?667$ Dr86$ V$ >6%>:$ _m{$ d co$ mdgc$ Oloclagr$ ; 8< ~l~$
:9>>$ Ehr~dl}j# Jrlz~ldh$ Vrmelzmcm vacl~lja%k}rlnljm hcm ]dl}dll M}ravm%dm ! Jrlz~ldh Ehr~dl}j !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~m m}%
8>8
>2=:$ Oagh~}# Vm~r}$ Vchd}c Eajhd} ; Pvm ehrgldmh ldllh~lyml c}l Zmrgl}Eajhd}# iaz~ jadzlclmr vrm{lnmdlhc# vrlyldn zac}ladhrmh jadiclj~}c}l ~rhdzdlz~rmhdU !Vm~r} Oagh~} !! K}rdhc nm Jblld}$ ?667$ ? aj~$ V$ =$
>2=>$ Oagh~}# Vm~r}$ ]d vchd j} jhl ymr{l vm vmrml ; Pvm ehrgldmh nmjch%rhllcar vrm$ Y$ Yaradld vrlyldn jlcm nm rmgcmemd~hrm h jadiclj~}c}l ~rhdzdlz~rmhdU !Vm~r} Oagh~} !! K}rdhc nm Jblld}$ ?667$ < aj~$ V$ 9$
>2==$ Jh~hd# Aj~hylhd$ Nm jm mz~m vrmaj}vh~ _aedlh h~~ nm e}c~ nmj}e dm d}ele cleoh1 ; Phzvmj~m vac$U ! Aj~hylhd Jh~hd !! Eacnayh z}ymrhd$ ?667$ 8< aj~$
>2=9$ Jhyhcca# G}lna$ G}lna Jhyhcca ; Zldg}rh zimr jhrm vrazvmr hz%~{l d Eacnayh# d hihr nm jmh h melgrhlml# mz~m zimrh hneldlz~rrll/ ; P_$E$ y{}~nm }d l~hclhdU !! Hclhdh Eacnayh Dahz~r$ ?667$ = aj~$ V$ 86$
>2=7$ Jlardml# Yzmyacan$ Zac}ll zlevcm# vrlarl~l ihczm $$$ ; Phzvmj~m zaj$%vac$U ! Yzmyacan Jlardml !! Zv~edh$ ?667$ ?9 aj~$ V$ ?$
>2=2$ Jl}rmh# Jardmc$ Vclj~lz}c jadiclj~}c}l ~rhdzdlz~rmhd ! Jardmc Jl}rmh !!Nmeajrhlh$ ?667$ 89 aj~$ V$ 8$
>2=296$ Jacmzdlj# L}rlm$ Nmzvrm a vraocme nm lnmd~l~h~m ; Phzvmj~m zaj$%vac$U ! L}rlm Jacmzdlj !! Hclhdh Eacnayh Dahz~r$ ?667$ 8? aj~$ V$ 9$
>298$ Jadl}# Elbhl$ Cl~mrh~}rh raed nm nldjaca nm hzvlrhllcm zjrll~arl%car eacnaymdl ! Elbhl Jadl} !! Eacnayh z}ymrhd$ ?667$ 87# 82# 8< aj~$
>29?$ Nmjchrhlh Iar}c}l Nmeajrh~lj hc _aedlcar nld _mv}ocljh Eacnayh"IN_E, vrlyldn dalcm hj~m raedaiaom hcm g}ymrdrll jae}dlz~m ; Pnld 8> aj~$ ?667U !!Cl~$ l hr~h$ ?667$ 82 aj~$ V$ 8$
>29:$ Ehljhd# Mn}hrn$ Mn}hrn Ehljhd ; /^lev}c mz~m }d {lhr j} zvlrl~ vh%~rla~lj/ ; Pld~mryl} j} vrm$ ]dl}dll Dh$ h Ym~mrhdlcar _{oal}c}l vmd~r} Ldnmvmdnmdh_mv$ EacnayhU ! jadzmedhrm ; Lad Z}rn} !! ^lev}c nm nleldmh$ ?667$ > aj~$ V$ 2$
Jradljh hr~ljacmcar nm gh{m~ Dr 86%?667 Dmwzvhvmr hr~ljcm hddhcz Dr 86%?667 Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
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8>6
:?VACL^LJ
>2>?$ Oagh~}# Vm~r}$ _{oal}c j} Lrhd}c l rljam}c vmd~r} Eacnayh ! Vm%~r} Oagh~} !! K}rdhc nm Jblld}$ ?667$ ?9 aj~$ V$ 7$
>2>:$ Jl}rmh# Jardmc$ ^rnrlcm d vacl~ljh eacnaymdmhzj ! JardmcJl}rmh !! Nmeajrhlh$ ?667$ ?: aj~$ V$ =$
>2>>$ J}j}# Narldh$ Ajjlnmd~}c l aozmzlh rmyac}lml ":, ! Narldh J}j} !!Zv~edh$ ?667$ = aj~$ V$ :$ Hr~$ 8 ; ?8 zmv~$>2>=$ _a~hr}# Gbmargbm$ Vmrimjl}dmh jadn}j~arlcar vacl~ljl ! Gbmargbm
_a~hr} !! Nmeajrhlh$ ?667$ 89 aj~$ V$ 88$
>2>9$ # $ ; P $ $ U ! % !! $ ?667$ 8< $ $ 8%?$
:?:!:?> Vacl~lj ld~mrd
>2>7$ Jrlz~hc# Acmg$ ]jrhldh rmnmyldm var~ajhclm1 ; Pvm ehrgldmh rm{}c~h%~mcar hcmgmrlcar vhrchemd~hrm# zmv~$ ?667U ! Acmg Jrlz~hc !! Eacnayh z}ymrhd$ ?667$
? aj~$
>2>2$ Yh`}cayz`l# Elbhlc$ dj a nh~ nmzvrm irlh raeda%raed ! El%bhlc Yh`}cayz`l !! Ic} jad~ld}} ; mn$ nm yldmrl$ ?667$ = aj~$ V$ 2$
>2>2=6$ # $ / / ; P $ $ U ! !! Hdhc|~lx}mEacnvrmzh$ ?667$ ?6 $ $ 7$
:?:!:?>">72, Vacl~ljh ld~mrd h _mv}ocljll Eacnayh
>2=8$ Oagh~}# Vm~r}$ J~ jaz~ orhdn}c jae}dlz~ vc}z a rh jblahv1 ;Phzvmj~m zaj$%vac$U ! Vm~r} Oagh~} !! K}rdhc nm Jblld}$ ?667$ :6 aj~$ V$ =$
>2=?$ Oagh~}# Vm~r}$ Nmzvrm jae}dl~l# d}ehl nm oldm ; Phzvmj~m zaj$%vac$U ! Vm~r} Oagh~} !! K}rdhc nm Jblld}$ ?667$ 8? aj~$ V$ 7$
77
ravmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ ?88%?87# :92?# :7687,
:?7">72, Vacl~lj m~mrd h _mv}ocljll Eacnayh:9>9$ Jmohd# Jrlz~ldh$ Vmrzvmj~lymcm ld~mgrrll _mv}ocljll Eacnayh d
]dl}dmh M}ravmhd vrld ld~mremnl}c Vhj~}c}l nm Z~holcl~h~m vmd~r} M}ravh nm Z}n%Mz~ ! Jrlz~ldh Jmohd !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~m m}ra%vmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ :7?%:7=$ Oloclagr$ ; 86 ~l~$
:9>7$ Jlaohd}# Yl~hclm$ Eacnayh d /h ~rmlh nlemdzl}dm/$ A ~marlm nlzj}%~holc ; Ph vacl~ljll m~mrdmU ! Yl~hclm Jlaohd} !! Z}n Mz~ j}c~}rhc$ % ?667$ Dr :$ V$9%86$
:?2 Vhrchemd~m$ _mvrm{md~hrmh vavar}c}l$ G}ymrdm
:9>2$ Jmr~hd# Lad$ G}ymrdhrmh hgrhrlhda%zajlhclz~ d _mv}ocljh Eacna%yh# 872, Vhr~lnm l eljrl vacl~ljm nld _mv}ocljh Eacnayh
:9=6$ Gacmh# Hdh~ac$ ^ahedh zm d}er vhr~lnmcm1 ; Pd _mv$ EacnayhU !Hdh~ac Gacmh !! Vrail~$ ?667$ Dr %7$ Lnme d co$ r}z$"Ym{l nm hzmemdmh Dr :9
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72
::MJADAELM$^LLDM MJADAELJM
::8 E}dj$ _mchll nm e}dj$ Mjadaelh e}djll$ Arghdl{hrmh e}djll
:9=8$ Nr}emh# Elbdmh$ Elgrhlh iarml nm e}dj ~rhzmcm nm elgrhlm !Elbdmh Nr}emh !! Hyajh~}c vavar}c}l$ ?667$ Dr 9!7$ V$ :6%::$ _m{$ d co$mdgc$ Oloclagr$ ; < ~l~$
::> Iarem nm arghdl{hrm l jaavmrhrm d hj~lyl~h~mh mjadaelj
:9=?$ Grml# Zmrgbml$ d mvljmd~r}c o}zldmzz%}c}l eacnaymdmzj ! ZmrgbmlGrml !! Vrail~$ ?667$ Dr 86$ V$ >6%>8$ Lnme d co$ r}z$
:9=:$ Z~h~l# Ghorlmc$ Nmzvrm c}emh nld k}r}c em} ; Pld~mryl} j} G$ Z~h~l#ae nm hihjmrl nld EacnayhU ! jadzmedhrm nm _anljh Jlardlj !! YLV ehgh{ld$ ?667$ Dr 86$ V$ ?>%:6 ; ia~$
::9 Ildhdm
:9=>$ Ohchohd# Zmrgl}$ _h~ldg}c zlg}rhdml odjlcar n}v ~rlemz~r}c 8?667 ! Zmrgl} Ohchohd !! Vrail~$ ?667$ Dr 2:2$ # $ ; P % $ $ $ $ %U ! !! $ $ ?667$ ?9 $ $ 2$
:8> Nmeagrhilm$ Z~}nl}c vav}chlml
>2:2>6$ Vahcmc}dgl# Acgh$ Acgh Vahcmc}dgl; /Elgrhlh yh cayl n}r l d zlz%~me}c nm hzlg}rrl zajlhcm/ ; Pld~mryl} j} jaarn$ nm vragr$ ch Iadn}c AD] vmd~r} Va%v}chlmU ! jadzmedhrm ; Hdgmcldh Achr} !! ^lev}c nm nleldmh$ ?667$ 2 aj~$ V$2$
:89 Zajlacaglm
:89$7 Zajlacaglh j}c~}rll$ Jad~m~}c j}c~}rhc hc ylmll zajlhcm
>2>8$ Vcm}# Hdnrml$ Imc}rl nm h yarol ! Hdnrml Vcm} !! Zv~edh$ ?667$ 8? aj~$ V$ :$
Jradljh hr~ljacmcar nm gh{m~ Dr 86%?667 Dmwzvhvmr hr~ljcm hddhcz Dr 86%?667 Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
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8:2
>2?7$ # $ # 1 ; P % $ U ! !! $ ?667$ > $
8 ILCA[AILM$ VZLBACAGLM
8!8>ILCA[AILM
>2?2$ }mh# Vm~rm$ $$$ nld j}gm~rlcm c}l Vm~rm }mh "Y%YLLL, ! Vm~rm }mh!! Icarlcm nhcom$ ?667$ ># 88# 82# ?= aj~$ V$ : Hr~$ 8 ; 9 zmv~$
8=2?6$
? _MCLGLM$ MACAGLM
?:!?2J_M^LDLZE$_MCLGLM J_M^LD
>2:6$ Ordh{# Vacljhrv$ Jaevcm}c eadhz~lj /vayh/ vmrc h OlzmrljllAr~anam nld Eacnayh ; Pld~mryl} j} hrblehdnrl~}c V$ Ordh{# z~hrm hc Jaevcm}c}leadhz~lj vayhU ! ld~mryl} rmhcl{h~ nm H}rljh Vcjld~ !! Hc~hr}c jrmnldml$ ?667$ 8? aj~$ V$ 8?$
>2:8$ Oagbl}# Zailhd$ Nmzvrm r}gjl}dm "8, ! vrld~mcm Zailhd !! Dh~}rh$ ?667$ Aj~$ "Dr 86,$ V$ 88$
>2:?$ Jardmhd}# Dljachm$ D} hyme nm hcmz nmj~ z ~rle d o}dm rmchll}dll j} hcll ; Pld~mryl} j} dhc~ Vrmh Zildl~}c D$ Jardmhd}# El~ravacl~}c Ohdh~}c}lU !ld~mryl} rmhcl{h~ nm Dljacm~h Oanl} !! Ic} jad~ld}} ; mn$ nm yldmrl$ ?667$ ?9 aj~$ V$ >$
>2::$ I}~ml# Dljachm$ Hj~lyl~h~mh zildl~ahrm$ Hneldlz~rhrmh l mmrjl~hrmhv}~mrll zildl~ahrm ! Dljachm I}~ml !! J}rlmr}c ar~ana$ ?667$ 89 aj~$ V$ 7$ "Cmj%
ll nm jh~mbl{hrm0 cmjlh ?2,$>2:>$ dhc~ Vrmh Zildl~}c El~ravacl~ nr$ Dljachm Jardmhd} hc Ohdh~}c}l ;
Pnh~m olagr$U !! Ic} jad~ld}} ; mn$ nm yldmrl$ ?667$ ?9 aj~$ V$ >$
>2:=$ Vr}~mhd}# Vm~r}$ Z}d~ jcmrlj hc El~ravaclml Eacnayml# nhr he iaz~ lyal redm raed ; Pld~mryl} j} lmraeadhb}c V$ Vr}~mhd}# nr$ d ~macaglmU ! h} jad%
76 Nrmv~ d gmdmrhc$ Vravmnm}~lj$ Em~anmcm nrmv~}c}l l ~lldmcm h}lclhrm
:997$ Hrhe# Mcmdh$ A dal}dm jaevcm dmjmzhr k}rlzvr}nmdml ; vra%varladhcl~h~mh ! Mcmdh Hrhe !! _my$ Dh$ nm Nrmv~$ ?667$ Dr 86$ V$ 88%8# :8 Nrmv~ ld~mrdhladhc
:976$Hremhdlj# Hcmhdnr}$
Hzvmj~m k}rlnljm hcm n}ocml lev}dmrl ilzjhcmd nrmv~}c ld~mrdhladhc v}oclj ! Hcmhdnr} Hremhdlj !! Nrmv~}c dhladhc d jad~m~}cvrajmzmcar ld~mgrhladlz~m m}ravmdm ; Eh~mrlhcmcm Jadi$ ~$ %vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ 8>
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8:9
J_ADLJH H_^LJACMCA_ NMGH[M^
ZM MNL^MH[ NLD HD]C 82?>,
66> ~lldh l ~mbdacaglh jhcj}ch~ahrmcar$ Vrmc}jrhrmh nh~mcar
>28>$ Ghcomd# Hdnrml$ Zmj}rl~h~mh ldiarehlml# o}zldmzz}c}l l vmrzahdml ;Phr~$ rmj~ar}c}l ]dly$ Clomrm Ld~$ nld EacnayhU ! Hdnrml Ghcomd !! Cl~$ l hr~h$ ?667$ 88 aj~$ V$ 9%7$
>28=$ # $ RLY$ # ; P$ $ $ % U ! !! $ ?667$ ? $
>289$ # $ $ ; P$ $ / %# / $ U ! $ $ !! $ ?667$ ?> $
662 Jlylcl{hlm$ J}c~}r$ Vragrmz
>287$ H`hnmelm Zjbcazm Zacl~}nm }d jmd~r} nm mcl~ vmd~r} hr~l~l ; Pnl%rmjll nm hj~lyl~h~m h Ldz~$ nm J}c~}r nld Z~}~~ghr~# GmrehdlhU ! zmcmjlm l ~rhn$ nm_}hdnh Nr} !! Jad~rhiar~$ ?667$ Aj~$ "Dr 86,$ V$8:$
6?OLOCLA^MJADAELM
>282$ N}eorymhd}# Ylj~ar$ Olocla~mjlcm ; Pchdzrl nm jhr~mU ! Ylj~arN}eorymhd} !! Jhvl~hch$ ?667$ 9 aj~$ V$ 80 5 Jhvl~hch$ ?667$ 9$ V$ 8$
28
:97>$ Oacabhd# Dh~hclh$ Nrmv~}rlcm i}dnhemd~hcm hcm vmrzahdmcar d jh%nr}c ]dl}dll M}ravmdm ! Dh~hclh Oacabhd !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcarld~mgrhladlz~m m}ravmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$#?667$ V$ =>9%==6$ Oloclagr$ d da~m# v$ ==6 "= ~l~$,$
:97=$ Oad~mh# Acmg$ Ih{mcm djbmlmrll ~rh~h~mcar d~rm vrhj~lj ld~mrdhla%dhc l rmgcmemd~hrm dhladhc ! Acmg Oad~mh !! Nrmv~}c dhladhc d jad~m~}c vrajmzm%car ld~mgrhladlz~m m}ravmdm ; Eh~mrlhcmcm Jadi$ ~$ %vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$#
?667$ V$ 8=2%89=$ _m{$ d co$ mdgc$ Oloclagr$ d da~m# v$ 89= "8> ~l~$,$
:979$ Oa~m{h~}# _hlzh$ Hvcljhrmh daremcar k}rlnljm ld~mrdhladhcm d nrmv%~}c ld~mrd ! _hlzh Oa~m{h~} !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~mm}ravmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ 82%?6$
:977$ L}r`ayz`l# Ychnlelr$ Yhcholcl~h~mh Jadymdlml Hrol~rhcm z}o hzvmj~}cnrmv~}c}l eacnaymdmzj ! Ychnlelr L}r`ayz`l !! Hyajh~}c vavar}c}l$ ?667$ Dr 2!
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2?
:92?$ Arcay# Ehrlh$ Levhj~}c ~mdnldmcar imnmrhclz~m hcm ]M hz}vrh z~h~m%car emeorm l jhdnlnh~m ! Ehrlh Arcay# Lahdh Hcmhdnrh Eajhd} !! Hneldlz~rhlhv}oclj d vmrzvmj~lyh ld~mgrrll m}ravmdm ! Ldz~$ nm ~lldm Hneldlz~rh~lym nld _mv$Eacnayh ; Eh~mrlhcm hcm zmzl}dll nm jae}dlj$ ~$# ?7%?2 aj~$ ?669$ Jb$# ?667$ V$886%88>$ _m{$ d co$ ir$ Oloclagr$ d da~mcm nm z}ozac$
:92:$ Vavmzj}# Dljachm$ Nlzjrleldhrmh nm gmd$ Ehdnh~mcm emjhdlzem%car ldz~l~}ladhcm ; hoarnhrm ld~mgrh~ h mghcl~ll nm gmd l hjl}dl zvmjliljm ! Dljachm
Vavmzj} !! _my$ Dh$ nm Nrmv~$ ?667$ Dr 86$ V$ 2?%2>$ _m{$ d co$ mdgc$ Oloclagr$ d da~m# v$ 2> "< ~l~$,$
:92>$ Vavayljl# ^}nar$ ]dmcm z~hdnhrnm nmad~acagljm d jad~m~}c vra%jmzmcar ld~mgrhladlz~m m}ravmdm ! ^}nar Vavayljl !! Nrmv~}c dhladhc d jad~m~}cvrajmzmcar ld~mgrhladlz~m m}ravmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ >?%>=$ Oloclagr$ ; 8? ~l~$
:92=$ Vrmnh# Dljacm~h Hcldh$ _zv}dnmrmh vmdhc h vmrzahdmcar k}rlnljmd nrmv~}c m}ravmhd ! Dljacm~h Hcldh Vrmnh !! Cmgmh l ylhh$ ?667$ Dr 86$ V$ >2%>?:%>?2$ _m{$ d co$ ir$ Oloclagr$ d da~m# v$>?2 "9 ~l~$,$
:927$ Zeajbld# Hdnrml$ Hvcljholcl~h~mh nrmv~}c}l jae}dl~hr m}ravmhd dnrmv~}c ld~mrd hc z~h~mcar emeorm ! Hdnrml Zeajbld# Elbhmch Vavmzj} !! _my$ Dh$nm Nrmv~$ ?667$ Dr 86$ V$ ?9%?2$ _m{$ d co$ mdgc$ Oloclagr$ d da~m# v$ ?2 "8=~l~$,$
:922$ ]clhdayzjbl# Rmdaiad$ ]dmcm z}gmz~ll j} vrlylrm ch jadz~l~}ladhcl~h%~mh z~h~}~}c}l J}rll Vmdhcm Ld~mrdhladhcm "JVL,$ Hzvmj~m elcl~hrm hcm z~h~}~}c}l JVL !
Rmdaiad ]clhdayzjbl !! Hyajh~}c vavar}c}l$ ?667$ Dr 2!>7U
:$ Hgrlj}c~}rh Eacnayml$ ?667$ Dr $
Hc}dmc}c$ ?667$ Dr 86$=$ H`hnmeaz$ ?667$ Dr ?!:$
9$ Hx}hrmccm$ ?667$ Dr 86$7$ Hyajh~}c vavar}c}l$ ?667$ Dr :# 9!$$8?$ Jad~holcl~h~m l h}nl~$ ?667$ Dr 86$8:$ Nmz~ld raedmzj$ ?667$ Dr 8!?$8>$ Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~m m}ravmdm5 Dh~ladhc Chw ld
~bm Jad~m~ ai Ld~mgrh~lad ai M}ravmhd Vrajmzzmz 5 ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ P?667%8==:U
8=$ Mdmrglh$ ?667$ Dr >$89$ K}z~llh Jadz~l~}ladhc d _mv}ocljh Eacnayh$ ?667$ Dr 86$87$ Cmgmh l ylhh$ ?667$ Dr 86$82$ Cleoh raed$ ?667$ Dr 7!6:U
Jradljh hr~ljacmcar nm rmylz~ Dr 86%?667 Ehgh{ldmz hr~ljcm hddhcz Dr 86%?667 Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
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8:>
# :9>=# :266=
# $ $ :9>8# :9="86 ~l~$,$
:98$ _m{$ d co$ mdgc$
"Ym{l nm hzmemdmh Dr :9>:%>># :96%>8# :7>>#:7=?,
:>? Nrmv~ v}oclj$ Nrmv~ jadz~l~}ladhc$ Nrmv~ hneldlz~rh~ly
:9
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2>
~lym nld _mv$ Eacnayh ; Eh~mrlhcm hcm zmzl}dll nm jae}dlj$ ~$# ?7%?2 aj~$ ?669$ Jb$# ?667$ V$ 8>?%8=6 ; ~ho$ _m{$ d co$ mdgc$ Oloclagr$ d da~mcm nm z}ozac$
:9$ _m{$ d co$ mdgc$ Oloclagr$ d da~m# v$ :> "89 ~l~$,$
:9$ C}dg}# Yhzlcm$ Nrmv~}c dhladhc$ Dal}dm# mzmd# myac}lm ! YhzlcmC}dg} !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~m m}ravmdm ; Eh~mrlh%cmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ 8?%87$ Oloclagr$ d da~m#v$ 87 "8: ~l~$,$
8::
# :222
# $ $ >66:# $$ :2>9# $ $ :2?6
# $ $ :7# $ $ :269# $$ :2?8# :799# $ $ :9:2# :
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8:?
ord# Gbmargbm :2>8# :2=6# :292o}cmhj# h~lhdh :26
]
]clhdayzjbl# Rmdaiad :922]rzjbl# Gbmargbm :]rz}# Ymhjmzchy :92Ylnrhj}# Hdh~ac :2?# :
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29
:78:$ Ychlj}# Ychn$ Jarmchlh nld~rm nrmv~}c ch clomrh jlrj}chlm# ch hcmgmrmhnaeljlcl}c}l zh} rmmnldml l vra~mjlh emnl}c}l ! Ychn Ychlj} !! _my$ Dh$ nm Nrmv~$ ?667$ Dr 86$ V$ 79%72$ _m{$ d co$ mdgc$ Oloclagr$ d da~m# v$ 72 "87 ~l~$,$
:78>$ Ychlj}# Ychn$ Jarmchlh nld~rm nrmv~}c ch ylh# ch ld~mgrl~h~m il{lj lvzlblj l vra~mjlh emnl}c}l ! Ychn Ychlj} !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcarld~mgrhladlz~m m}ravmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$#
?667$ V$ =>8%=>=$ _m{$ d co$ mdgc$ Oloclagr$ d da~m# v$ =>>%=>= "8> ~l~$,$
:78=$ [}oja# Yhcmrl}$ ]dmcm jadjmvll vrlyldn z~h~}c l z}ymrhdl~h~mh z~h%~}c}l ! Yhcmrl} [}oja !! K}z~llh Jadz~l~}ladhc d _mv$ Eacnayh$ ?667$ Dr 86$ V$8=%87$ Oloclagr$ d da~m# v$ 87 "8= ~l~$,$ ^m~ l d co$ r}z$
:789$ # $ ! $# $ !! $ ?667$ Dr 86$ V$ >%7$ _m{$ d co$ mdgc$ Oloclagr$ ; 89 ~l~$
:787$ # $ ; P U ! !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar
ld~mgrhladlz~m m}ravmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$#?667$ V$ ?99%?7:$ Oloclagr$ d da~m# v$ ?7: "8: ~l~$,$
:782$ # $ $ # ! $ $ !! ; ; $ $%$ $ $# ?667$ V$ 8>%?8$
:7872, V}~mrmh nm z~h~# zlz~mem l i}djll hcm arghdmcar nm z~h~ hcm _mv}ocljll Eacna%
yh
:7?6$ Ohce}# Ylj~ar$ ]dmcm jhrmdm d vrajmz}c nm hreadl{hrm h cmglzch%lml dhladhcm j} cmglzchlh ]dl}dll M}ravmdm ! Ylj~ar Ohce}# Gbmargbm Jaz~hjbl !!
8:8
Va~hrmdj}# Nld} :7
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8:6
E
Ehjblnad# Yl~hclm :279Ehchdmjbl# Yhzlcm :98Eh~mmyljl# Hcmml :$ Omrcloh# Ylarmc$ Myh{l}dmh ilzjhc$ Vraocmem vrlyldn aolmj~}c ajr a~l%rll vmdhcm ! Ylarmc Omrcloh !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~mm}ravmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ 822%8:%=8$ _m{$ d co$ mdgc$ Oloclagr$ d da~m# v$ =8 ":7 ~l~$,$
:7?7$ Ord{# Zmrgl}$ A da} yl{l}dm hz}vrh dal}dll /ld~mdll b}clghdljm/! Zmrgl} Ord{# Yl~hclm Z~h~l !! _my$ Dh$ nm Nrmv~$ ?667$ Dr 86$ V$ ?6%?=$ _m{$ d co$ mdgc$ Oloclagr$ d da~m# v$ ?= "?2 ~l~$,$
:7?2$ O}~dhr}# Gbmargbm$ ^rhilj}c nm illdm }ehdm ; a jrle jad~rh nrm v%~}c}l ae}c}l ! Gbmargbm O}~dhr} !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcarld~mgrhladlz~m m}ravmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$#?667$ V$ >:=%>:2$ Oloclagr$ d da~m# v$ >:7%>:2 "89 ~l~$,$
Jradljh hr~ljacmcar nm rmylz~ Dr 86%?667 Ehgh{ldmz hr~ljcm hddhcz Dr 86%?667 Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
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:7:?$ Grh}r# Lad$ E}djh jae}dl~hr a da} yl{l}dm hz}vrh vmnmvzmlvmdhcm ! Lad Grh}r !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~m m}ravm%dm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ Gzjh# Ymradljh :7=2Ganarakh# Dhnmknh :272
Gag}# Nhd Gbmargbm :9>:Gacmh# Hdh~ac :9:8# :9=6Gac}omdja# Gbmargbm :7:8Garnlmdja# Dh~hclh :
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9$ # $ ; ! $ !! $ ?667$ % Dr 86$ V$ ?7%:> ; ~ho$ _m{$ d co$ mdgc$ Yh }reh$
:7>7$ # $ % % ! % !! Hyajh~}c vavar}c}l$ ?667$ Dr 9!7$ V$ :>%:2$ _m{$ d co$ mdgc$ Oloclagr$ ; 2 ~l~$
:7>2$ # $ % % ! $ # $ !! $ ?667$ % Dr 86$ V$ 7%8:$ _m{$ d co$ mdgc$ Oloclagr$ ; 89 ~l~$
:7>%?7$ Oloclagr$ ; 9 ~l~$
"Ym{l nm hzmemdmh Dr :92> Nrmv~ vmdhc zvmjlhc$ Nrmv~ vmdhc elcl~hr# ehrl~le# hjyh~lj"Ym{l Dr :922,
:>7 Nrmv~ jlylc
:>7$8 Gmdmrhcl~l
:7=6$ Nr}emh# _ahdh$ Jhvhjl~h~mh jlylc h z}olmj~mcar nm nrmv~ jlylc !_ahdh Nr}emh !! Hyajh~}c vavar}c}l$ ?667$ Dr 9!7$ % V$ ?:%?>$% _m{$ d co$ mdgc$ Oloclagr$ ; : ~l~$
:>7$?!$: Nrmv~}rl rmhcm$ O}d}rl l c}jr}rl$ O}d}rl eaolcm d gmdmrhc
:7=8$ Hco}c# Mcmdh$ _mgcmemd~hrmh k}rlnlj h yhcarlcar eaolclhrm vrlehrmvm ~mrl~arl}c}l _mv}ocljll Eacnayh ! Mcmdh Hco}c !! _my$ Dh$ nm Nrmv~$ ?667$ Dr 86$ V$ 2=%22$ % _m{$ d co$ mdgc$ Oloclagr$ d da~m# v$ 22 "86 ~l~$,$
:7=?$ Oad~mh# Acmg$ Zlz~me}c daremcar jadiclj~}hcm d nrmv~}c ld~mrdhla%dhc vrlyh~ hc _mv}ocljll Eacnayh ! Acmg Oad~mh !! Nrmv~}c dhladhc d jad~m~}c vrajm%zmcar ld~mgrhladlz~m m}ravmdm ; Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ ?Omcmhg# Ychnlelr :Ochdnlhdh# Hdh :O}co}j# Grlgarm :272O}rdm~~# Irhdjmz Bangzad :2=>O}r}lhd# Hcmhdnr} :
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dmzj$ ?667$ Dr 8!?$ V$ 88687# >6?6,
Aoclghll$ Jad~rhj~m$ Jadymdll
:7=>$ Hyardlj# Gbmargbm$ Jhrhj~mrmcm gmdmrhcm hcm jad~rhj~}c}l hnel%dlz~rh~ly ! Gbmargbm Hyardlj !! Hneldlz~rhlh v}oclj d vmrzvmj~lyh ld~mgrrll m}ravm%dm ! Ldz~$ nm ~lldm Hneldlz~rh~lym nld _mv$ Eacnayh ; Eh~mrlhcm hcm zmzl}dll nm ja%e}dlj$ ~$# ?7%?2 aj~$ ?669$ Jb$# ?667$ V$ =8>%=87$ Oloclagr$ d da~mcm nm z}o%zac$
:7==$ Omcmjjl}# ~mihd$ Iarem k}rlnljm nm rmhcl{hrm h vhr~mdmrlh~}c}l v}%oclj vrlyh~ ! ~mihd Omcmjjl}# H}rmclhd Achr} !! Hneldlz~rhlh v}oclj d vmrzvmj~lyhld~mgrrll m}ravmdm ! Ldz~$ nm ~lldm Hneldlz~rh~lym nld _mv$ Eacnayh ; Eh~mrlhcm hcmzmzl}dll nm jae}dlj$ ~$# ?7%?2 aj~$ ?669$ Jb$# ?667$ V$ =86%=8:$ Oloclagr$ dda~mcm nm z}ozac$
:7=9$ O~j# Lad$ Aoclghlh nm ldiarehrm d ih{h dmgajlmrlcar vrmjad~rhj%~}hcm ! Lad O~j !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~m m}ravmdm ;Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ >66%>69$ Oloclagr$ d da~m# v$ >6>%>69 ":6 ~l~$,$
:7=7$ O~j# Lad$ ]dmcm jadzlnmrhll j} vrlylrm ch iarh aoclgh~arlm h aimr~mlnm h jad~rhj~h ! Lad O~j !! Hneldlz~rhlh v}oclj d vmrzvmj~lyh ld~mgrrll m}ravmdm !Ldz~$ nm ~lldm Hneldlz~rh~lym nld _mv$ Eacnayh ; Eh~mrlhcm hcm zmzl}dll nm jae}dlj$~$# ?7%?2 aj~$ ?669$ Jb$# ?667$ V$ =6:%=67$9 Nrmv~}c ihelclml$ Nrmv~ mrmnl~hr
:7=2$ Gzjh# Ymradljh$ Hzlg}rhrmh l vra~mjlh nrmv~}c}l ch ea~mdlrm !Ymradljh Gzjh !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~m m}ravmdm ;Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ >76%>78$ _m{$ dco$ ir$ Oloclagr$ d da~m# v$ >78 "9 ~l~$,$
:7=
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667$ Vaz~lj# Gbmargbm$ Ao~l z~m~l l iarehl}dl ~mrl~arlhcm raedm~lnld vmrlahnh emnlmyhc ~lev}rlm d zvhl}c vr}~a%dlz~rmhd ! Gbmargbm Vaz~lj !! Nmz%~ld raedmzj$ ?667$ Dr 8!?$ V$ 822%?8> ; ilg$ _m{$ d co$ mdgc$ Oloclagr$ dda~m# v$ ?6:%?6=$
>662$ Yardlj# Ychn$ ]d or{nhr nm vc}g nmzjavmrl~ ch Lhcaymdl$ Jad~rlo}llch j}dah~mrmh }dmc~mcar nm hrh~ nld zvhl}c mz~%jhrvh~lj d mvajlcm raehd l emnlm%yhc ! Ychn Yardlj# Zmrgl} ^ho}djlj# Chrlzh Jlaohd} !! _my$ nm Lz~$ h Eacnayml$ ?667$ Dr :$ V$ ??%::$ _m{$ d co$ mdgc$ Oloclagr$ ; =8 ~l~$ V$:8%:: "=8 ~l~$ d co$rae$# ir$# r}z,$
66686$ Orlb}dm# Mehd}lc$ Elcm~ll Eljl# vrlemcm h~mz~rl naj}emd~hrm ;Prhlad}c LhcaymdlU ! Mehd}lc Orlb}dm !! Nmz~ld raedmzj$ ?667$ Dr 8!?$ V$ ?# :7 Hneldlz~rhlm v}oclj
:77:$ Omcmjjl}# ~mihd$ Arghdl{hrmh zmryljllcar v}ocljm ! ~mihd Omcmjjl}#H}rmc Achr} !! Nrmv~}c dhladhc d jad~m~}c vrajmzmcar ld~mgrhladlz~m m}ravmdm ;Eh~mrlhcmcm Jadi$ ~$%vrhj~ljm ld~$# ?? nmj$ ?669$ Jb$# ?667$ V$ 879%82:$ Oloclagr$ d da~m# v$ 82?%82: "?8 ~l~$,$
:77>$ Org}# Elbhl$ Vrldjlvllcm nm i}djladhrm h zmryljllcar v}ocljm ! El%bhl Org}# Clclhdh Omcmjjl} !! Hneldlz~rhlh v}oclj d vmrzvmj~lyh ld~mgrrll m}ravm%dm ! Ldz~$ nm ~lldm Hneldlz~rh~lym nld _mv$ Eacnayh ; Eh~mrlhcm hcm zmzl}dll nm ja%e}dlj$ ~$# ?7%?2 aj~$ ?669$ Jb$# ?667$ V$ >2:%>27$ _m{$ d co$ mdgc$ Oloclagr$d da~mcm nm z}ozac$
Jradljh hr~ljacmcar nm rmylz~ Dr 86%?667 Ehgh{ldmz hr~ljcm hddhcz Dr 86%?667
:77= Jbl ~ N l V ~ l ~ c c ~ l cl Pl ~ l
Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
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:77=$ Jblr~ahj# Narld$ Vh~rlh mz~m caj}c d jhrm ~m val rmhcl{h ; Pld~mryl}j} N$ Jblr~ahj# vrlehr}c ar$ Jblld}U ! ld~mrcaj}~ar ; C}nelch Ohroayh !! Vrail~$ ?667$ Dr >9%>=: ; ~ho$
_m{$ d co$ mdgc$
:777$ Jakajhr}# Zym~chdh$ Arghdl{hlh oh{h~ vm j}dah~mrm vmrzvmj%~lyh ehdhgmemd~}c}l v}oclj ! Zym~chdh Jakajhr} !! Hneldlz~rhlh v}oclj d vmrzvmj~l%yh ld~mgrrll m}ravmdm ! Ldz~$ nm ~lldm Hneldlz~rh~lym nld _mv$ Eacnayh ; Eh~mrlhcmhcm zmzl}dll nm jae}dlj$ ~$# ?7%?2 aj~$ ?669$ Jb$# ?667$ V$ >>?%>>= ; ~ ho$ _m{$d co$ mdgc$
:772$ av~lcm# Yhcmd~ldh$ ]dmcm hzvmj~m hcm arghdl{rll arghdmcar hnel%dlz~rh~lym hcm Ohzhrholml d vmrlahnh g}ymrdrll vrayl{arll "828?%8282, ! Yhcmd~ldhJav~lcm !! Hneldlz~rhlh v}oclj d vmrzvmj~lyh ld~mgrrll m}ravmdm ! Ldz~$ nm ~lldmHneldlz~rh~lym nld _mv$ Eacnayh ; Eh~mrlhcm hcm zmzl}dll nm jae}dlj$ ~$# ?7%?2 aj~$?669$ Jb$# ?667$ V$ ?=%?%:>2$ _m{$ d co$ ir$
:726$ Jrhmyzjhmh# Jrlz~ldh$ H}~adaelh ildhdjlhr cajhc ghrhd~ hcnmeajrh~l{rll hneldlz~rhlml v}ocljm ! Jrlz~ldh Jrhmyzjhmh !! Hneldlz~rhlh v}oclj dvmrzvmj~lyh ld~mgrrll m}ravmdm ! Ldz~$ nm ~lldm Hneldlz~rh~lym nld _mv$ Eacnayh ;Eh~mrlhcm hcm zmzl}dll nm jae}dlj$ ~$# ?7%?2 aj~$ ?669$ Jb$# ?667$ V$ :=:%:=66?$ _}z}# Dljachm$ _mhclze}c /jhvl~hclz~/ d ~m~m "vaz~, eanmrdm ;Pnmzvrm jrmhlh ~ldmrlcar zjrll~arl ohzhrhomdlU ! Dljachm _}z} !! Olocla Vaclz$ ?667$ Dr :$ V$
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Myhc}hrmh rlzj}c}l mv}dmrll ch rhnad d jadnlllcm _mv}ocljll Eacna%yh ! Lad Ohbdhrmc# Cl}oay Jarmjbl# L}rlm Jblr}h# !! O}c$ Hjhn$ nm ~lldm h Eacna%yml$ ~lldm emnljhcm$ ?667$ Dr >$ V$ :87%:?> ; ilg$# ~ho$ _m{$ d co$ mdgc$ Oloclagr$ ; 82 ~l~$
98:$? Nlm~m~lj
:2::$ Earhr}# M$ Myhc}hrmh dlymc}c}l nm ldiarehrm h vrldlcar l jaevcl%jhlh j}rh~ly nlm~m~lj h javllcar himj~hl nm oahch jmclhj ! M$ Earhr} !! J}rlmr}cemnljhc$ ?667$ Dr >$ V$ 89%8< ; ~ho$ _m{$ d co$ mdgc$# r}z$ Oloclagr$ ; 8? ~l~$
98:$< Zd~h~m l lglmd d cmg~}r j} rhzh# yrz~h# zm}c
:2:>$ Earhr}# Ylj~ar$ Ihj~arll nm rlzj d jaevar~hemd~}c z}ljlnhr ch hna%cmzjmdl l vrmymdlrmh hjmz~}lh ! Ylj~ar Earhr} !! _my$ Dh$ nm Nrmv~$ ?667$ Dr 86$ V$ ? Zd~h~m l lglmd v}oclj$ Vrmymdlrmh hjjlnmd~mcar
:2:=$ Jmrdh~# Ylj~ar$ Ehdhgmemd~}c zmryljl}c}l adjacaglj d _mv}ocljhEacnayh ! Ylj~ar Jmrdh~# N}el~r} Zairadl# Gbmargbm ^or !! O}c$ Hjhn$ nm ~lldmh Eacnayml$ ~lldm emnljhcm$ ?667$ Dr >$ V$ :7>%:26 ; ilg$ _m{$ d co$ rae$#mdgc$ Oloclagr$ ; > ~l~$
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98= Ihrehjacaglm$ ^mrhvm}~lj$ ^aljacaglm
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Jl}brll# nlr$ ch /Lzmj~Ihre/ nld O}j}rm~lU ! ld~mrcaj}~ar ; Hdgmch Orhaymhd} !! V}d`~$ ?667$ Dr :$ V$ 8>%87 ; ia~$
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k kjlcm ~rmj}~}c}l# jad~rhnljllcm vrm{md~}c}l l vrayajrlcm yll~ar}c}l ! D$ Zhvakdlj !! J}%rlmr}c emnljhc$ ?667$ Dr >$ V$ ?6%?9$ _m{$ d co$ mdgc$# r}z$ Oloclagr$ ; 8? ~l~$
:2>=$ # $ $ !$ $ # $$ !! J}rlmr}c emnljhc$ ?667$ Dr >$ V$ =>%=2 ; ~ho$ _m{$ d co$ rae$# mdgc$ Oloclagr$ ; ?< ~l~$
989$? Vh~acaglh zlz~me}c}l rmzvlrh~ar$ Oacl hcm arghdmcar nm rmzvlrhlm
:2>9$ ! $$ # $$ #$$ # !! O}c$ Hjhn$ nm ~lldm h Eacnayml$ ~lldm emnljhcm$ ?667$ Dr>$ V$ :2%9? ; ~ho$ _m{$ d co$ rae$# mdgc$ Oloclagr$ ; 9: ~l~$
:2>7$ Jchzliljhrmh chrldgl~mcar ! Ychnlelr Vavh# Lad Hd~abl# Zmrgl}Ym~rljmhd# !! O}c$ Hjhn$ nm ~lldm h Eacnayml$ ~lldm emnljhcm$ ?667$ Dr >$ V$ :6=%:67$ _m{$ d co$ rae$# mdgc$ Oloclagr$ ; 7 ~l~$
:2>2$ Nhrll# Yhcmd~ldh$ Jhdjmr}c chrldglhd$ Vraocmem nm z~h~lz~lj# nlh%gdaz~lj l ~rh~hemd~ ! Yhcmd~ldh Nhrll !! O}c$ Hjhn$ nm ~lldm h Eacnayml$ ~lldm em%nljhcm$ ?667$ Dr >$ V$ :28%:22$ Oloclagr$ ; 7 ~l~$
:2>$ V$ ?26%?2>$ _m{$ d co$ rae$#mdgc$ Oloclagr$ ; 8: ~l~$
:2=6$ Mcmemd~m nm vragrmz d ~mbdljlcm nm z}~}r h ihrldgmc}l n}v chrld%gmj~aelm ! Jadz~hd~ld Jcle# Gbmargbm ord# Hdh~aclm Omkhd#$$$ !! O}c$ Hjhn$ nm~lldm h Eacnayml$ ~lldm emnljhcm$ ?667$ Dr >$ V$ 8?:8?9 ; ~ho$ _m{$ d co$rae$# mdgc$
:2=8$ Irlv~}cmhj# Gr$ Vraocmemcm lglmdljm hcm earolnl~ll javllcar vrld eh%chnll rmzvlrh~arll jradljm ! Gr$ Irlv~}cmhj# H$ Jh{hj}%Z~rh~} !! J}rlmr}c emnljhc$ ?667$ Dr >$ V$ :>$ _m{$ d co$ mdgc$# r}z$ Oloclagr$ ; :9 ~l~$
:2=?$ Ghrl}j# M$ Nlhgdaz~lj}c l ~rh~hemd~}c chrldgl~mcar jradljm hzjmd%nmd~m ch oacdhyll j} ~rhbmaoradl~m ! M$ Ghrl}j !! J}rlmr}c emnljhc$ ?667$ Dr >$ V$ ?9%?< ; ~ho$ _m{$ d co$ mdgc$# r}z$ Oloclagr$ ; 7 ~l~$
88:
# v vzj}cv~ar}c}l Hcmhdnr} Vcenmhc ! Yhzlcm Ehchdmjbl !! Nmz~ld raedmzj$ ?667$ Dr 8!?$ V$ ?=>%?=2 ; ia~$ _m{$ d co$ mdgc$ % Oloclagr$ ; : ~l~$
7=!79VLJ^]_$H_^M G_HILJM$G_HILJ$G_HY]_
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:$ V$ :9%:2$ _m{$ d co$ rae$# mdgc$ Oloclagr$ ; 2 ~l~$
:2=>$ ^rh~hemd~}c hdgldmcar ohdhcm ! Ychnlelr Vavh# M}zmol} Zmdj}# D$Zmdj}# !! O}c$ Hjhn$ nm ~lldm h Eacnayml$ ~lldm emnljhcm$ ?667$ Dr >$ V$?$ V$ ?=8%?=7$ _m{$ d co$ rae$# mdgc$ Oloclagr$ ; :> ~l~$
:2=$ V$ 97%7=$ _m{$ d co$ mdgc$# r}z$ Oloclagr$ ; ?6 ~l~$
:296$ ^hj~ljh d nlhgdaz~lj}c l ~rh~hemd~}c oacdhylcar j} }j~mr emjhdlj#jh}{h~ nm jhdjmr}c jmihcavhdj~rmh~lj ! Hdh Nadzjhlh# G}rlm Jajl}g# Clclhd Hd~ajl#$$$!! O}c$ Hjhn$ nm ~lldm h Eacnayml$ ~lldm emnljhcm$ ?667$ Dr >$ V$ ?>=%?>2 ;~ho$ _m{$ d co$ mdgc$# rae$ Oloclagr$ ; > ~l~$
Jradljh hr~ljacmcar nm rmylz~ Dr 86%?667 Ehgh{ldmz hr~ljcm hddhcz Dr 86%?667
:298$ ^rh~hemd~}c jmclazjavlm hc hojmz}c}l bmvh~lj ! H$ Oa}r# ^$ Va~cag#Oloclagrhilh Dhladhc h Eacnayml Dh~ladhc Oloclagrhvb| ai Eacnayh
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_$ ^hrgad#$$$ !! J}rlmr}c emnljhc$ ?667$ Dr >$ V$ 9%< ; ilg$ _m{$ d co$ mdgc$#r}z$ Oloclagr$ ; 2 ~l~$
"Ym{l nm hzmemdmh Dr :2::# :2:7,
989$> Vh~acaglh ~}o}c}l cleih~lj# h arghdmcar bmeavam~ljm "bmeh~avam~ljm, l mdnajrldm
:29?$ Jclvmh# Hnrlhd$ Jadjmv~}c ~rh~hemd~}c}l jblr}rgljhc jad~mevarhd djhrjldae}c ~lralnlhd dhc~ nlimrmdlh~ l /aj}c~/! Hnrlhd Jclvmh !! O}c$ Hjhn$ nm ~lldm h
Eacnayml$ ~lldm emnljhcm$ ?667$ Dr >$ V$ 8:7%8>?$ _m{$ d co$ rae$# mdgc$ Oloclagr$ ; < ~l~$
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