BUSINESS DTHE SUNDAY

STAR

JANUARY 3, 2010

stardem.com

Holiday Open HouseHoliday Open HouseDecember 21st through January 4th

To log on, use free as your member

ID and stardem as the password

All real estate advertising in this news-paper is subject to the Federal FairHousing Act of 1968 as amendedwhich makes it illegal to advertise “anypreference, limitation or discriminationbased on race, color, religion, sex,handicap, familial status or nationalorigin, or an intention to make anysuch preference, limitation or discrimi-nation.”This newspaper will not knowinglyaccept any advertisement for realestate which is in violation of the law.Our readers are hereby informed thatall dwellings advertised in this news-paper are available on an equalopportunity basis. To complain of dis-crimination, call HUD toll-free at 1-800-424-8590. For the Washington,DC area please call HUD at 426-3500.

Let the professionals at

JACOBS & BARNEYMICHAEL J. JACOBS MELANIE JACOBS BARNEY

AAttttoorrnneeyyss aatt LLaaww

AARREEAASS OOFF LLAAWW::PPeerrssoonnaall IInnjjuurryyBBuussiinneessss && CCoommmmeerrcciiaallCCoonnttrraaccttssCCoonnssttrruuccttiioonnEEssttaatteessIInnjjuunnccttiioonnssLLaannddlloorrdd//TTeennaannttLLaanndd DDiissppuutteessPPeerrssoonnaall//BBuussiinneessss TToorrttss

DDEDICATION AND EXPERIENCEWWee aarree aa ssmmaallll ffaammiillyy ffiirrmm wwiitthhssiiggnniiffiiccaanntt eexxppeerriieennccee iinn cciivviill lliittiiggaattiioonn,,aarrbbiittrraattiioonn,, aanndd sseettttlleemmeennttss oofftteenn ooff aaccoommpplleexx nnaattuurree.. OOuurr pprraaccttiiccee eemmpphhaassiizzeesstthhee iimmppoorrttaannccee ooff ttrreeaattiinngg oouurr cclliieennttss aassiinnddiivviidduuaallss wwiitthh uunniiqquuee ccoonncceerrnnss,,ddeesseerrvviinngg ooff ddiiggnniittyy aanndd rreessppeecctt..PPrreeppaarraattiioonn,, eeffffeeccttiivveenneessss aanndd ddeeddiiccaatteeddrreepprreesseennttaattiioonn ooff oouurr cclliieennttss’’ iinntteerreessttss aannddccoonncceerrnnss aarree tthhee ccoorrnneerrssttoonneess ooffoouurr pprraaccttiiccee..

TTaallbboott LLaannddiinngg NNoo.. 88229955 BBaayy SSttrreeeett,, EEaassttoonn,, MMaarryyllaanndd 2211660011

PPhhoonnee:: 441100--882200--77660000 FFaaxx:: 441100--882200--77660022wwwwww..jjaaccoobbssbbaarrnneeyy..ccoomm

By EMILY KIMBALL

Capital News Service/Maryland Newsline

COLLEGE PARK — John M. LaPides hasmade a life out of turning good ideasinto profit.After more than 35 years of busi-

ness experience, LaPides, 50, sayshe hopes to pass his skills on to therising generation of businessmenand women.The former company president and

CEO turns his attention to fledglingentrepreneurs at the University ofMaryland in early October. Manyare armed with nothing more thanhigh hopes and a printout of theirbusiness idea.“I’ll be with you in just a few min-

utes,” he tells a line of four studentsparticipating in the Pitch DingmanCompetition, a program of theDingman Center forEntrepreneurship at the Robert H.Smith School of Business.As an entrepreneur in residence,

LaPides is often the first to evaluatestudent business ideas, playing bothhitter and catcher in a game of busi-ness baseball.Graduate and undergraduate stu-

dents from all academic back-grounds pitch their ideas to him in10- to 15-minute sessions on the firstthree Fridays of each month. He isjoined by investors, center facultyand often fellow entrepreneurs inresidence.Students aren’t expected to enter

the beginning stages of the competi-tion with much more than a goodidea and a passion for enterprise.If LaPides likes an idea, he has the

resources and the experience to helpthat idea become a home run. If theidea shows early shortcomings, he

offers an honest evaluation andencourages the student to pitchagain.After a business idea is elevated to

meet center requirements, the stu-dent may present the idea to a panelof judges for cash prizes in more aformal monthly competition.Participating in a young entrepre-

neur’s journey is LaPides’ favoriteaspect of his work at the center. Anunpaid volunteer, he has devotedcountless hours since he first gotinvolved in 2001, and is the longestparticipating entrepreneur in resi-dence at the center.“It’s the quality of the students and

getting these businesses launched.It’s a great thing to see,” he says,glancing at an apprehensive-lookingstudent waiting for his turn to pitch.“It keeps me coming back.”It’s a common misconception,

LaPides says, that he graduated fromthe University of Maryland and thathe holds an MBA. When studentsask about his education, he oftenresponds simply that he started hisbusiness career “very, very early.”At age 21, he pushed aside his eco-

nomics studies at WashingtonCollege on Maryland’s EasternShore to immerse himself in the fam-ily business, Snow Valley Inc., a bot-tled water cooler plant and deliverycompany based in Upper Marlboro.LaPides worked there on weekends,summers and holidays since he was14.LaPides’ father anticipated a quick

and lucrative sale of the business.But before it could be sold, profitshad to rise.At first, LaPides saw his time at the

company as nothing more than rou-tine, temporary deal-sweetening. But

he later realized that he identifiedmuch more with the day-to-dayresponsibilities of a businessmanthan with a student’s preparatorylife.The company flourished, and six

years later, LaPides still hadn’t soldit. Instead, he bought out his familyand became sole president of therapidly expanding company. By theyear 2000, he had expanded its cus-tomer base from 600 to more than20,000. LaPides was selling waterfrom Toronto, Canada, to San Juan,Puerto Rico.“There isn’t this glamorous mete-

oric rise of an overnight sensation,”says LaPides, sitting in a lab area ofthe center, which doubles as an incu-

bator for student entrepreneurs. “It’sa long process done differently thanmost people would do it today.”“I didn’t take anyone else’s money,”

he says. “I bootstrapped the businessand kept building it.”This prevented investors from both-

ering him, LaPides says with a laugh.His secrets to success were simple.

He claims that 95 percent of the deci-sions he made at the company couldhave been made by anyone. It wasthat 5 percent that set him apart, hesays.The basics of his business philoso-

phy are summed up by four maxims:• Be committed to quality;• Do what you promise;• Care for your customers, and

• Always present a professionalimage.“I didn’t waiver from those philoso-

phies,” he says. “Right or wrong,they were solid, and they remainedthe same, and I allowed everythingto be built on them, like a founda-tion.”He encourages students to follow

his example by developing corevalue systems.“A lot of companies go on without

that foundation, and they get lost.They get pulled around by the windand when it comes time to make a

Former Snow Valley president helpingUMD students become entrepreneurs

PHOTO COURTESY OF THE DINGMAN CENTER FOR ENTREPRENEURSHIP

Entrepreneur John M. LaPides (center) helps students at the University of Maryland, College Park, master the basicsof starting a business.

By KONRAD SUROWIEC

Staff Writer

CENTREVILLE — The QueenAnne’s CountyCommissioners interviewedfive citizens who applied toserve on the county planningcommission and two plan-ning commission membersseeking reappointment in anopen session Dec. 22.Frank Frohn of Stevensville

and Gene Thomas of Chesterhave served five years on theplanning commission. Frohnis the current chairman ofthe seven-member panel.The other citizens inter-viewed were BarryWaterman, Sheila Tolliver,Dan Worth, GarrySchnappinger and TrishMcQuestion. County com-missioners Gene Ransom,Paul Gunther, CarolFordonski and Dr. EricWargotz asked questions.

Commissioner CourtneyBillups was absent. “I’m here to bring an open-

minded, good ear,” saidMcQuestion, a Kent Islandresident.She said the planning com-

mission either needs a bal-ance of developers and envi-ronmentalists, or people whoare willing to talk to bothsides. McQuestion served onthe business and economicdevelopment topic commit-tee for the ongoing project toupdate the county compre-hensive plan. She said thecounty faces a serious issueof young adults who want tocontinue to live in QueenAnne’s County, but they can’tfind affordable housing.Schnappinger, a Centreville

area resident, works in theagricultural business. He is a31-year-resident of the coun-ty and serves on the countyEconomic Development

Commission. He said thecounty needs a balance ofbusiness growth, residentialgrowth and land preserva-tion.Most parcels zoned for com-

mercial use are not largeenough to bring in large busi-ness projects, such as a com-pany headquarters, thatwould provide a lot of jobs forpeople, said Schnappinger.He said the EDC would liketo see more growth in the pri-vate sector, and the county’scommercial tax base shouldbe approaching 12 percent.“We have to look long-term,”

said Schnappinger.“I just want the changes that

do occur to be well thoughtout,” and not haphazard, saidWorth, a Centreville townresident.Worth suggested the desig-

nated growth areas in theunincorporated areas eachhave a planning commission,

just like Centreville and otherincorporated towns.“I think it’s pace of growth in

Queen Anne’s County that’simportant,” said Tolliver, aQueenstown area resident.She said she’d prefer a rela-

tively slow pace of growth inthe county because the infra-structure can’t support afaster pace of growth. Shealso said an increase in theproportion of commercialgrowth is needed.Tolliver retired after 12

years as administrator forHoward County. She alsoserved as an alderman on theAnnapolis City Council andworked as an aide to theMaryland governor for 10years, including eight yearsunder former Gov. HarryHughes.

Queen Anne’s commissioners questionplanning contenders in open session

See PLANNINGPage D2

IN THIS SECTIONBUSINESS NEWS ................................PAGE D2FINANCIAL ..........................................PAGE D3PUBLIC NOTICE ..................................PAGE D4CLASSIFIEDS ....................................PAGE D4-9

GOLDSBORO — ChoptankCommunity Health System will behosting a site visit of its GoldsboroMedical and Dental Center onFriday, Jan. 8, at 1:30 p.m. by theMaryland Community HealthResources Commission and severalstate legislators representing theMid- and Upper Shore.Created by the Maryland General

Assembly in 2005, MCHRC’s coremission is to award grants to helpexpand access to health care forlow-income and uninsured individu-als and help find a “medical home”for every Marylander. Over the lastfour years, the commission hasawarded 63 grants, totaling approxi-mately $20 million. Choptank hasreceived two awards from the com-mission: one dental grant for$300,000 and one health informa-tion technology grant for $400,000.The purpose of the site visit is to

examine the ongoing implementa-

tion of these two grants, and dis-cuss the health care needs of theMid- and Upper Shore communi-ties.“Choptank is clearly a leader in

providing high-quality, communityhealth care for the Eastern Shore,”said Mark Luckner, MCHRC’s exec-utive director. “I look forward toworking with Choptank as we pre-pare for health reform in Marylandand address the needs of the com-munity.”The first commission grant was

awarded to Choptank in 2007. Thegrant provided partial funding forthe costs of the planning and imple-mentation of a new electronicpatient health record throughoutthe Choptank system. Choptankand other community health cen-ters are driving health informationtechnology innovation in Maryland,and it is an area of ongoing interestof the commission. Choptank began

its planning in 2007, and the newelectronic patient records were fullyimplemented at all CCHS medicaland dental centers by November2009.A second commission grant award-

ed to Choptank in 2008 providedfunding to support the addition of anew seven-chair dental suite at theGoldsboro Medical Center. Thecommission’s funding, in additionto grants from the MarylandDepartment of Health and MentalHygiene Administration SponsoredCapital Program, provided a sub-stantial portion of the capital costs(building and equipment) for thenew dental service which opened inJanuary 2009. Since the opening ofthe new facility, the center has pro-vided dental services to 1,725 chil-dren and adults for 3,888 visits.Because the need is so great, care

is limited to children insuredthrough the Maryland Medicaid

program and adults patients withmedical problems.“Our hope is that, as the dental

program’s capacity continues togrow, we will be able to expand ourscope of care to include comprehen-sive services for all persons wishingto visit Choptank,” said Dr. ScottWolpin, chief dental officer.J. Wayne Howard, CEO of

Choptank, said: “The support andfunding provided by the commis-sion for these projects have allowedus to extend our services and tomaintain our commitment to qualityhealthcare for the communities weserve, especially through thesechallenging times. We value thepartnerships we have establishedthat allow us to grow and expandour services in areas of greatestneed for our region.”CCHS opened its first community

health center 30 years ago inGoldsboro. Today, CCHS is one of

the largest providers of primaryhealth care in the Mid-Shoreregion. CCHS is a fully accreditedcommunity health center providingcomprehensive medical, dental andbehavioral healthcare services inCaroline, Dorchester and Talbotcounties. Services are providedthrough seven primary care officesas well as seven school-basedhealth centers. Dental services areprovided at three dental centers andthe school-based dental program inall three jurisdictions. CCHSemploys 150 health care profession-als and support staff, and over thepast five years CCHS has experi-enced significant growth, with a 47percent increase in the number ofpatients seen through its programs.In 2008, more than 26,600 patientswere seen through the combinedprograms of Choptank CommunityHealth System, for a total of 88,000visits.

CCHS hosting Community Health Commission

See STUDENTSPage D2

crucial decision, they don’tknow why they’re makingthat decision in the firstplace,” says LaPides.In the early ‘90s, he decided

to try his hand at other busi-ness pursuits.He started a landscape busi-

ness. The business stillinvolved marketing to homesand offices, the service wassimply more contingent onthe weather.LaPides describes his busi-

ness model as a unique roll-up strategy. He would drivearound on a hot July after-noon and look for one-manlandscaping operations tryingto fix their own equipment sothey could finish their jobs.He would buy their business-es, supply them with newlawnmowers and keep a per-centage of their hourly wages.Sometimes he would just buyall of a landscaping business’clients for a flat $1,000.The landscaping business

wasn’t his greatest accom-plishment, he says, but it wasgood enough for the time. Heeventually sold it, leaving hishunger for entrepreneurshipstill unsatisfied.

He soon found himself sit-ting in a bottled water tradeassociation meeting dis-cussing the high cost of long-distance travel for businessmeetings. He realized that ifhe and his fellow bottledwater businessmen createdtheir own travel agency, theycould earn a 10 percent com-mission on plane tickets andhotel reservations.They immediately hired two

workers for their new busi-ness, and they all began car-rying travel agent identifica-tion cards. First-class flightsand premium hotel roomswere no longer a self-indul-gent splurge. They were stan-dard accommodations. Theylost those commissions withthe Internet boom at the endof the ‘90s.“There are things you can

control, and things you can’tcontrol,” he says. “I finally gotto that point when I realizedthat there were so many thingsI couldn’t control, and that’swhen I started to worry.”His ability to run head first

into risk and devote all of hisenergy to a project was wan-ing as his obligations as a hus-band and father to a son and adaughter increased. Eatingdinner with them every night,

taking his children to doctors’appointments and Cub Scoutmeetings, had become his pri-ority.It was at one of those Cub

Scout meetings, after he andhis partners decided to closethe travel agency, that he soldthe landscape business toanother man involved in hisson’s pack.By late 2000, with both the

travel agency and the land-scaping business behind himand Snow Valley in stablegrowth, he became aninvestor, a reasonable alterna-tive, he thought, to the stressand time requirements of tra-ditional entrepreneurship.He invested in the early

stages of InPhonic Inc., thefirst company to sell cellularphones from a variety of carri-ers on the Internet. The com-pany went public in 2004 andbecame the largest retailer ofcell phones in the country.The company survives todayas Wirefly.com.In 2001, he felt drawn toward

volunteer work. He beganmentoring students at thecenter as an entrepreneur inresidence. In fall 2005, whenAsher Epstein, managingdirector of the center, createdthe pitching competition,LaPides was eager to partici-pate, Epstein said.One obligation still nagged

at him, however: the bottledwater business.That industry was changing

rapidly. More offices andhomes were purchasingwater-cooler machines andbottled water at chain stores.These bottles were cheaperand made in China. He com-peted by offering water andcoffee packages, but afterdecades of working in tunewith market signals, he knewit was time to exit the indus-try.In 2008, he finished the job

he intended to complete near-ly 30 years earlier and soldthe company.“I felt an incredible sense of

loss,” he says.

He found relief and purpose,he says, through increasinghis volunteer work at the cen-ter. During his eight-yeartenure he has personallymentored more than 500 stu-dents and helped launchdozens of businesses.When Amanda Nachman, an

English major in her senioryear in 2007, first pitched heridea for a magazine specifical-ly targeting college students,LaPides immediately gotinvolved. He taught her tonegotiate with advertisersand manage costs. He toldher to make it happen.By the year’s end, she had

become founder and publish-er of College Media Group,and thousands of issues ofCollege Magazine had beendistributed to area colleges.In February 2009, she com-peted and won a $15,000 cashprize from the center in itsannual competition.Nachman, now 24, said

LaPides attended her firstphoto shoot. She had never

directed a photo shoot beforeand appreciated the support.“He came just because he

wanted to, because he hadnever been to one before,”Nachman says.Epstein calls LaPides one of

the center’s greatestresources.“His work here has been

tremendously valuable to thecommunity. It’s really quite abenefit to have someone withhis experience dedicating somuch of his time to nurturingthe next generation of entre-preneurs,” he says.At the end of October,

LaPides attends the monthlycompetition where studentspresent their ideas to a panelof judges. He stands on thesidelines watching studentpresenters answer toughquestions from accomplishedCEOs, investors and consult-ants.“They did an incredible job,”

he says. “They pitch betterthan most professionals, and Ishould know.”

BUSINESSSUNDAY,JANUARY 3, 2010D2 THE SUNDAY

STAR

An Employee Owned Company Serving All Maryland Counties on the Eastern Shore

e-mail: settle@venturetitle.com

www.venturetitle.com

117 Bay StreetEaston, Maryland

410-770-5200FAX: 410-770-5275

Service is our Strength!

Waterman, a Queenstown arearesident, cited his professionalexperience as a real estate brokeras a plus for serving on the plan-ning commission. He said he alsoserved on at least three citizenadvisory committees, but thinks anew approach might be neededbecause the CACs are “generallyhijacked” by special interestgroups. He said one possibilitymight be for the county to providean incentive, such as a property taxcredit, to citizens who volunteer toserve on a CAC, which help thecounty’s professional plannersdraft community plans and thecounty comprehensive plan.Waterman said the key is to find a

balance for all the needs of thecommunity. He said the county’scommercial tax base is about 7 per-cent, but it should be 14 to 15 per-cent.“We basically pay to educate our

kids, and say, ‘get out,’” Waterman

said.Thomas said updating the county

comprehensive plan is a very com-plicated process and he’s like tosee the project through to its com-pletion. He said his view of smartgrowth is development in or nearthe areas where growth is alreadyoccurring. Thomas said he’d like tosee everything east of state Route213 (about two-thirds of the coun-ty) remain rural.Thomas said there should have

been a harder fight to make theChester-Stevensville CommunityPlan “more cost conscious.” Hesaid one recommended improve-ment, building a causeway acrossCox Creek to connect ThompsonCreek Road and Cox Neck Road,would be extremely expensive. Buthe also said state Route 18 needsmajor improvements.Frohn, who has an engineering

background, said he enjoys the“planning part” of serving on theplanning commission. He servedon the CAC for the Kent NarrowsCommunity Plan and said he’s

pleased to see building improve-ments under construction thatwere based on recommendationsin the community plan.Frohn wants to see the project to

update the county comprehensiveplan finished, and he’s pleased withthe progress made so far. He said itshould be “one of the most forwardlooking plans we’ll ever see.”Wargotz asked why the planning

commission rejected the seconddraft of the Wye Mills AreaCommunity Plan. Frohn saidChesapeake College, which hadpreviously endorsed the plan, tooka neutral position. He said he wasalso concerned about having anadequate wastewater treatmentsystem, and he thought the devel-opment envisioned in the planwould be too much.“It was a difficult decision (to vote

against the Wye Mills plan). It real-ly was,” said Frohn.Frohn said the Wye Mills area

needs a plan, but the plan shouldbe proportional to the size of thearea.

FromPage D1

STUDENTS

Dear Bruce: I am facing foreclo-sure on a three-family investmentproperty. The lender has suggested Itry a short sale. In reading the short-sale package, it states they will issuea 1099 to the IRS for the shortfall. Iam now thinking about simply lettingit go through the foreclosure processinstead, if that would allow me toavoid the tax consequences of theshort sale. What are your thoughts?— L.R. Torrington, Conn.Dear L.R.: Before you do anything,

I would suggest that you sit downand chat with a knowledgeable taxaccountant. In some, but possibly notall circumstances, the governmenthas taken a different point of viewtoward the “profit” from a short sale.Heretofore, if a lender forgave anamount of money on a loan, that wasconsidered income to the personwho received the forgiveness. That isnot true in every instance now.Rather than speculate on whetherthis would apply to you, I urge you toconsult a competent accountant.Dear Bruce: My wife and I own a

furniture business. We lease a30,000-square-foot building. A phar-maceutical store has purchased theland from our landlord and also myremaining seven-year lease. Weagreed to a figure of $750,000because that is what is would take forus to rent or build a comparablebuilding for the remainder of ourseven years. We decided to build astrip mall with the furniture store onone end and four rental spots on theother. Because of the rental spots, wewould not be in such a financial bindwith the mortgage, and because weare reinvesting the entire amount ofthe lease buyout money into the newbuilding, we could lower the rent forthe tenants, which would help theeconomy with new business andmore jobs. We did not realize untillater that the government would takealmost 50 percent right off the top.This isn’t money that we were goingto stick in our pockets. We are not abig corporation and asking formoney that is not ours. We are usingthis money as we would have ourrent money had we decided not tosell out our lease. We are also help-ing other businesses as well. If we dohave to give 50 percent up front, ourmortgage will be crazy high and sowill our rental fees. Can someonehelp us? — Desperate for help Jimand CarolynDear Jim and Carolyn: I truly

sympathize with your situation, butthis appears to be locking the barndoor after the animals are gone. Itmay be that this deal could havebeen constructed differently with alesser tax impact. I say “may”because I don’t know. This illustrateswhy it is so important to talk to acompetent tax specialist before anykind of deal of consequence is inked.

I am surprisedat the number,and it may bethat throughsome type ofother taxmaneuver ingthat could be reduced. I have little tooffer but my sympathy. There is avery strong lesson here. Anytimeyou’re involved in a business envi-ronment of any consequence, it isabsolutely essential to go over all ofthe fine details from a legal and a taxpoint of view; otherwise, you invitedisaster.Dear Bruce: My daughter is 45.

She is collecting $674 a month fromSocial Security due to medical prob-lems and mental illness. I just foundout that my daughter and her friend’sincome together is $1,150 a monthfrom Social Security survivors bene-fits. My daughter was able to obtainfinancing for a 2005 truck. Her friendtried to get financing and was turneddown, but she was approved basedon the combined income of her andher friend, although his name is noton the bank loan or the title. Howcould the dealership do this? Arethey so desperate for sales that theywould permit someone who didn’thave a dime for a down payment todrive away in a truck for which shenow owes $22,000? I spoke with hermental-health worker today, and shesaid she sees nothing illegalinvolved. I have filed a complaintwith the Illinois Attorney Generaland hope they will take some action.I assume the worst that can happenis the truck will be repossessed and ajudgment entered against my daugh-ter, since Social Security benefits arenot garnishable in a case like this. —C.B., via e-mailDear C.B.: I have to conclude that

your mental-health worker is correctwhen she’s seen nothing illegal here.You say you disagree, on what basis?If they want to give her a note forwhatever amount and she signs thenote, so be it. It does seem a littleheavy for a 4-year-old truck, and Idon’t see how in the world anyone isgoing to expect to get paid since herpayment must be pretty close to whather monthly income is. That havingbeen acknowledged, she’ll drive atruck for awhile, repossess it and geta judgment against her. Given thefact that she has no income, noprospects for any income and the lit-tle that she has cannot be gar-nisheed, I don’t see any great harmcoming to her.Send your questions to: Smart

Money, P.O. Box 2095, Elfers, FL34680. E-mail to: bruce@brucewilliams.com. Questions of general inter-est will be answered in future columns.Owing to the volume of mail, personalreplies cannot be provided.

© 2009, Newspaper Enterprise Assn.

Talk to a taxaccountant

SMARTMONEY

BRUCEWILLIAMS

By PETER HECK

Staff Writer

CHESTERTOWN — So, how was yourChristmas?For downtown businesses, the hol-

iday shopping season was mixed.Most merchants agreed that theholiday season as a whole had near-ly matched 2008, which accordingto economists marked the begin-ning of the recession. Still, withheavy snow the last weekend beforethe holiday, many stores lost two oftheir biggest sales days of the year. “I was open, but nobody else

came,” Lanny Parks, proprietor ofThe Compleat Bookseller on HighStreet, said of the two snow days.She said that she wouldn’t knowhow the year’s sales compared toprevious holiday seasons until she’dcompleted her inventory. However,she said she felt cautiously opti-mistic about the season. “It’s goodto know that Washington thinkswe’re out of the slump,” she said.At Houston’s Dockside Emporium,

owner Kirstin Forney said the sea-son was “down a smidgin from lastyear.” The clothing and accessoriesstore was open the Sunday after thesnow, but it “was not a big day,” shesaid. But while the snowy weekendput a dent in sales, the seasonpicked up noticeably the last fourdays, which she characterized as“super busy.”Christmas Eve was the best ever,

Forney said. “We were going toclose at 3 p.m., but we were so busywe stayed open two extra hours.”

The biggest item for them this yearwas scarves, she said. She also saidthat a purchase points program sheput in effect in November hadencouraged repeat customers. “People were spending less, gener-

ally,” she said, although she saidshe felt they were trying to shoplocally. She said that businessappears to be building up gradually,but that she believes it will take awhile longer to return to the levelsof three years ago, which she saidwas the recent peak.At Twigs and Teacups, on Cross

Street, the store was busy. AprilMarshall, who with her sisterEugenia operates the eclectic giftshop, said that the store had lostbusiness on the two snow days.However, she said, the season as awhole was comparable to last year.Marshall said she had “bought

down,” trying to keep inventory towhat the store could reasonablyexpect to sell. On the whole,though, she said that the slump hadstarted in December 2008, and thatthe whole year had been down. Shesaid she would have a better ideahow the economy was recovering inJanuary.Anna Cole, of Scotties Shoe Store,

was one of the few merchants whohad been open Christmas day. “Allmy regulars came in for their news-papers,” she said, noting that busi-ness was normal for the season. Theconsignment shop had done verywell, she said.Primitive Finds, in the former loca-

tion of Bramble’s Clothing and

Jewelry, was open for its firstChristmas season. Deana Carroll,who with Norma Boone is one ofthe store’s owners, said that thestore had done well, although as anew business she has no basis forcomparison with last year. The storesells both consignment items andnew, handmade collectibles such aswaterfowl carvings. It also sellssome items, such as the remainingstock of Bramble’s jewelry, on eBay.Carroll said that the handmade one-of-a-kind items had done particular-ly well for the store.Carroll also said that a new addi-

tion to the store’s lineup is the Lappfamily’s baked goods, which will besold from the store during the win-ter months that the farmers marketis closed.A report from the MasterCard

Advisors’ SpendingPulse data serv-ice showed nationwide retail salesbetween Nov. 1 and Dec. 24 rose 3.6percent over 2008. By comparison,2008 sales were down 2.3 percentover the previous year’s total. Therebound would bring 2009 salesback to their 2007 level. TheSpendingPulse data include pur-chases with cash and checks inaddition to credit card sales.Along the same line, figures

released by the U.S. Department ofCommerce on Dec. 17 showednationwide increases over the previ-ous month in personal consumptionexpenditures in both October (0.6percent) and November (0.5 per-cent); December figures are notavailable.

Despite snow, Chestertownmerchants’ sales about even

FromPage D1

PLANNING

BUSINESS & FINANCIAL SUNDAY,JANUARY 3, 2010 D3

GAINERS ($2 OR MORE)

DAILY DOW JONES

THE MARKET IN REVIEW

Name Vol (00) Last Chg

PwShs QQQ 433118 45.75 -.42Microsoft 307804 30.48 -.48Intel 248351 20.40 -.19Cisco 245598 23.94 -.24MicronT 200728 10.56 -.08Dell Inc 185978 14.36 -.43Oracle 172960 24.53 -.40Nvidia 172405 18.68 +.01ETrade 155682 1.76 -.01Apple Inc 121777 210.73 -.91

MOST ACTIVE ($1 OR MORE)

LOSERS ($2 OR MORE)

Name Last Chg %Chg

Quixte 6.37 +3.42 +115.9Tongxin un 14.57 +3.59 +32.6SevenArts n 2.54 +.56 +28.3OptiBkHld 2.17 +.47 +27.4Optelecom 2.81 +.54 +23.8EmmisC pf 15.23 +2.31 +17.9PatrkInd 2.43 +.34 +16.3AsureSoft 2.90 +.38 +15.1TranSwt rs 2.10 +.27 +14.8OvrldStr rs 2.30 +.28 +14.0

Name Last Chg %Chg

Entorian rs 5.53 -.97 -14.9FidelSo 3.60 -.49 -12.0Phazar 3.36 -.44 -11.6ArkBest 29.43 -3.39 -10.3CenterFncl 4.60 -.52 -10.2AnikaTh 7.63 -.86 -10.1Tufco 3.10 -.34 -9.9Vitran g 10.87 -1.05 -8.8Saia Inc 14.82 -1.41 -8.7WestwdO n 4.50 -.42 -8.5

Name Vol (00) Last Chg

Intellichk 97476 3.75 +1.36Rentech 31108 1.23 -.10PhrmAth 27023 1.96 -.44NA Pall g 25636 3.50 +.14NovaGld g 24122 6.13 +.24GoldStr g 19187 3.12 +.04KodiakO g 15886 2.22 +.03Oilsands g 14320 1.15 -.04NthgtM g 12375 3.08 +.05RaeSyst 11041 1.10 -.20

MOST ACTIVE ($1 OR MORE)

GAINERS ($2 OR MORE)

LOSERS ($2 OR MORE)

Name Last Chg %Chg

Intellichk 3.75 +1.36 +56.9AmLorain n 3.05 +.33 +12.1ASpectRlty 22.29 +2.29 +11.4ComndSec 2.65 +.20 +8.2TrnsatlPt n 3.42 +.24 +7.5CmtyBkTr 3.26 +.22 +7.2ManSang 2.42 +.16 +7.1Ballanty 3.73 +.23 +6.6UTEK 4.25 +.25 +6.3ChinNutri n 4.26 +.21 +5.2

Name Last Chg %Chg

AvalonHld 2.10 -.13 -5.8EmersnR h 2.38 -.14 -5.6BioTime wt 2.05 -.10 -4.7Solitario 2.30 -.11 -4.6ImpacM n 3.29 -.14 -4.1NTS Rlty 4.47 -.18 -3.9GabGUtil 19.42 -.74 -3.7GeoGloblR 2.07 -.08 -3.7HaderaPap 67.24 -2.46 -3.5LibAcq un 9.80 -.35 -3.4

Name Vol (00) Last Chg

Citigrp 1923691 3.31 -.01BkofAm 918616 15.06 -.01SPDR 774232 111.44 -1.08GenElec 437589 15.13 -.22iShEMkts 334140 41.50 +.14FannieMae 317989 1.18 +.02SprintNex 308793 3.66 -.12SPDR Fncl 305194 14.40 -.03FordM 302841 10.00 +.01iShR2K 299103 62.44 -.75

MOST ACTIVE ($1 OR MORE)

GAINERS ($2 OR MORE)

LOSERS ($2 OR MORE)

Name Last Chg %Chg

Prime pfB 5.68 +1.53 +36.9WimmBD s 23.83 +2.43 +11.4MLGS flt 18.68 +1.74 +10.2MS Nik10 27.50 +2.39 +9.5BRT 5.10 +.40 +8.5KidBrands 4.38 +.30 +7.4AtlasPplH 6.78 +.45 +7.1StillwtrM 9.48 +.60 +6.8MetPro 10.62 +.67 +6.7K-Sea 11.58 +.71 +6.5

Name Last Chg %Chg

BlueLinx 2.77 -.41 -12.9Con-Way 34.91 -3.80 -9.8FstBcpPR 2.30 -.18 -7.3ZaleCp 2.72 -.16 -5.6DirREBull 142.56 -8.17 -5.4Steelcse 6.36 -.36 -5.4Primedia 3.61 -.20 -5.2Winnbgo 12.20 -.67 -5.2LIN TV h 4.46 -.24 -5.1Group1 28.35 -1.48 -5.0

STOCK EXCHANGE HIGHLIGHTS

Stock Footnotes: g = Dividends and earnings in Canadian dollars. h = Does not meet continued-listing standards. lf = Late filing with SEC. n = Newin past 52 weeks. pf = Preferred. rs = Stock has undergone a reverse stock split of at least 50 percent within the past year. rt = Right to buy securi-ty at a specified price. s = Stock has split by at least 20 percent within the last year. un = Units. vj = In bankruptcy or receivership. wd = When dis-tributed. wi = When issued. wt = Warrants. Mutual Fund Footnotes: x = Ex cash dividend. NL = No up-front sales charge. p = Fund assets usedto pay distribution costs. r = Redemption fee or contingent deferred sales load may apply. t = Both p and r.Gainers and Losers must be worth at least $2 to be listed in tables at left. Most Actives must be worth at least $1. Volume in hundreds of shares.Source: The Associated Press. Sales figures are unofficial.

STOCKS OF LOCAL INTEREST

YTDName Ex Div Yld PE Last Chg %Chg

YTDName Ex Div Yld PE Last Chg %Chg

AGL Res NY 1.72 4.7 12 36.47 -.66 +16.3AT&T Inc NY 1.68 6.0 14 28.03 -.29 -1.6Alcoa NY .12 .7 ... 16.12 -.18 +43.2AEP NY 1.64 4.7 12 34.79 -.47 +4.5AmExp NY .72 1.8 38 40.52 -.28 +118.4BB&T Cp NY .60 2.4 18 25.37 -.19 -7.6BkofAm NY .04 .3 ... 15.06 -.01 +7.0BlackD NY .48 .7 28 64.83 -.89 +55.1BlockHR NY .60 2.7 14 22.62 -.03 -.4Boeing NY 1.68 3.1 ... 54.13 -.83 +26.9CSX NY .88 1.8 18 48.49 -.63 +49.3Caterpillar NY 1.68 2.9 27 56.99 -1.06 +27.6Chevron NY 2.72 3.5 13 76.99 -.66 +4.1Citigrp NY ... ... ... 3.31 -.01 -50.7CocaCl NY 1.64 2.9 21 57.00 -.68 +25.9Comcast Nasd .38 2.2 16 16.86 -.21 -.1ConAgra NY .80 3.5 13 23.05 -.27 +39.7ConstellEn NY .96 2.7 ... 35.17 -.53 +40.2Disney NY .35 1.1 17 32.25 -.03 +42.1DomRescs NY 1.83 4.7 12 38.92 -.58 +8.6DuPont NY 1.64 4.9 37 33.67 -.38 +33.1DukeEngy NY .96 5.6 14 17.21 -.21 +14.7Exelon NY 2.10 4.3 12 48.87 -.53 -12.1ExxonMbl NY 1.68 2.5 16 68.19 -.58 -14.6GenElec NY .40 2.6 14 15.13 -.22 -6.6HewlettP NY .32 .6 16 51.51 -1.42 +41.9HomeDp NY .90 3.1 22 28.93 -.20 +25.7Intel Nasd .63 3.1 50 20.40 -.19 +39.2IBM NY 2.20 1.7 13 130.90 -1.67 +55.5JPMorgCh NY .20 .5 27 41.67 +.14 +33.8JohnJn NY 1.96 3.0 14 64.41 -.50 +7.7KimbClk NY 2.40 3.8 15 63.71 -.68 +20.8

Kraft NY 1.16 4.3 16 27.18 -.31 +1.2

LeggMason NY .12 .4 ... 30.16 +.06 +37.7

LockhdM NY 2.52 3.3 10 75.35 -.77 -10.4

Lowes NY .36 1.5 20 23.39 -.14 +8.7

Macys NY .20 1.2 11 16.76 -.46 +61.9

McCorm NY 1.04 2.9 18 36.13 -.30 +13.4

McDnlds NY 2.20 3.5 16 62.44 -.45 +.4

Merck NY 1.52 4.2 10 36.54 -.52 +20.2

Microsoft Nasd .52 1.7 20 30.48 -.48 +56.8

PepcoHold NY 1.08 6.4 14 16.85 -.46 -5.1

PepsiCo NY 1.80 3.0 18 60.80 -.51 +11.0

Pfizer NY .72 4.0 13 18.19 -.31 +2.7

PhilipMor NY 2.32 4.8 15 48.19 -.47 +10.8

ProctGam NY 1.76 2.9 14 60.63 -.74 -1.9

Prudentl NY .70 1.4 ... 49.76 -.78 +64.4

Schwab Nasd .24 1.3 23 18.82 -.22 +16.4

ShoreBcsh Nasd .64 4.4 12 14.50 +.01 -39.6

SunTrst NY .04 .2 ... 20.29 +.11 -31.3

3M Co NY 2.04 2.5 21 82.67 -1.23 +43.7

UtdTech NY 1.54 2.2 17 69.41 -1.08 +29.5

VerizonCm NY 1.90 5.7 16 33.13 -.29 -2.3

WalMart NY 1.09 2.0 15 53.45 -.85 -4.7

WellsFargo NY .20 .7 32 26.99 +.17 -8.4

WestMar Nasd ... ... ... 8.06 +.27 +90.1

WT MCD NY 1.15 2.7 ... 42.97 -.44 +27.5

NYSE AMEX NASDAQ

8,000

8,800

9,600

10,400

11,200

J DA S O N

10,240

10,420

10,600Dow Jones industrialsClose: 10,428.05Change: -120.46 (-1.1%)

10 DAYS

AGRICULTURE FUTURES

CORN

5,000 bu minimum- cents per bushelMar 10 416 418.25 412 414.50 +.75May 10 425.75 428 422 424.25 +.75Jul 10 434.25 436 431 433 +.75Sep 10 438 440 435.75 437.50 +.25Dec 10 442 445 440 440.75 -1.25Mar 11 450.50 454 449 449.75 -1.25May 11 456.75 457.50 455.50 455.75 -1.75

SOYBEANS

5,000 bu minimum- cents per bushelJan 10 1046.50 1052.25 1032.75 1039.75 +3.50Mar 10 1055.25 1061.50 1041.25 1048.50 +4May 10 1061 1066.50 1047 1053.75 +4.25Jul 10 1066 1072.25 1052.50 1059.25 +4.50Aug 10 1060.50 1060.50 1049.75 1053.50 +3.75Sep 10 1030 1044.25 1030 1033.25 +2.25Nov 10 1021.25 1028 1011 1014.25 -.75

WHEAT

5,000 bu minimum- cents per bushelMar 10 548 550 540 541.50 -3.25May 10 561.25 563 553.50 555 -3.25Jul 10 572 574 564 566 -3.75Sep 10 586.50 586.50 578.75 580.25 -3.75Dec 10 608.50 610 600.75 603 -3.75Mar 11 623.50 629.50 623.50 624.50 -3.25May 11 639.25 639.25 631.75 633.50 -3.25

CATTLE

40,000 lbs.- cents per lb.Dec 09 84.62 86.25 84.50 86.00 +1.40Feb 10 85.32 86.72 85.27 86.17 +1.12Apr 10 88.95 89.95 88.92 89.80 +.85Jun 10 86.67 87.75 86.60 87.72 +1.10Aug 10 86.55 87.75 86.55 87.70 +1.00Oct 10 89.37 89.90 89.30 89.70 +.50Dec 10 89.95 90.50 89.70 90.50 +.55

HOGS-Lean

40,000 lbs.- cents per lb.Feb 10 65.20 66.25 65.15 65.60 -.02Apr 10 70.00 70.42 69.42 69.87 -.63May 10 74.90 75.50 74.35 75.35 -.32Jun 10 77.55 77.80 77.00 77.27 -.90Jul 10 76.45 76.75 76.00 76.10 -1.00Aug 10 75.40 75.70 75.10 75.30 -.90Oct 10 67.50 67.65 67.40 67.55 -.35

COTTON 2

50,000 lbs.- cents per lb.Mar 10 75.49 75.95 75.37 75.60 +.17May 10 76.39 76.92 76.39 76.59 +.16Jul 10 77.10 77.40 76.85 76.98 -.12Oct 10 76.09 76.12 76.08 76.12 +.01Dec 10 76.00 76.46 76.00 76.21 +.12Mar 11 77.68 77.71 77.46 77.56 +.12May 11 77.99 78.11 77.89 78.11 +.02

Open High Low Settle Chg Open High Low Settle Chg

THE SUNDAYSTAR

Tomorrow Starts Today.

Unless you are otherwise advised in writing, Morgan Stanley Smith Barney is acting as a broker-dealer and not asan investment advisor.©2009 Morgan Stanley Smith Barney LLC. Member SIPC.

Now’s a good time to develop a long-term financial plan.

Let Morgan Stanley Smith Barney help you get started. Come for acomplimentary consultation to:

And the Support Staff of Morgan Stanley Smith Barney Easton Branch

28601 Marlboro Road, Suite 201Easton, MD 21601(410) 822-3400 • (800) 634-0070

Horace Lowman, Branch ManagerTom Hill,Managing Director-Wealth ManagementBradley V. Hill,Director-Wealth ManagementC. Curry Wilford,Senior Vice President-Wealth ManagementFrederick H. Morgan,Senior Vice President-Wealth Management

Stephanie Saunders,Second Vice President-Wealth ManagementDeborah J. Elmes, CFP®,Vice President-Wealth ManagementGail M. Nagel, CFP®, Financial AdvisorKathleen A. Kurtz, CRPS®,Financial AdvisorJane Bailey, Financial Advisor

> Evaluate your families’ needs and goals> Review your portfolio

> Explore your retirement plans> Prioritize your charitable giving

www.stardem.comwww.esshomes.com

Lenders, to be listed in this column, call 410.643.7770

The Mid-Shore’s Local Home

COMPANY5/1 Jumbo ARM

Rate + Points30 YEAR

Rate + Points15 YEAR

Rate + PointsCOMMENTS

A-1MortgageGeorgeMatthews, CPA410-599-9700

Information, current as of January 3, 2010, is believed to be accurate but cannot be guaranteed and can change withoutnotice. Credit history, FICA Score and other factors may affect program terms. Minimum downpayment requirements andother restrictions may apply. Closing costs will vary. Contact each company for details. The APR on ARMs (Adjustable RateMortgages) is subject to increase after consummation. Quoted rates are for conventional loan amounts up to $417,000.Other loan programs available: Construction/Permanent, Jumbo, Rural Housing, VA, Combo Loans, Reverse Mtgs.

4.5%+ 0 points

5.125%+ 0 points

4.0%+ 0 points

LOCALLY OWNEDBROKER

CALL GEORGE FORGOOD FAITH ESTIMATE

YYoouurr AAdd HHeerree,, CCaallll TTooddaayy!!

Unemployment claims dropunexpectedly as layoffs ease

WASHINGTON (AP) — The number of newlylaid-off workers filing claims for unem-ployment benefits dropped unexpected-ly last week, a sign the job market ishealing as the economy slowly recovers.New jobless claims have dropped

steadily since September, raising hopesthat the economy may soon begin creat-ing jobs and the unemployment ratecould decline. That, in turn, would givehouseholds more money to spend andadd fuel to the broader economicrebound that began earlier this year.The Labor Department said Thursday

that new claims for unemploymentinsurance fell by 22,000 to a seasonallyadjusted 432,000, the lowest since July2008. That’s much better than the rise to460,000 that Wall Street economistsexpected.The four-week average, which smooths

fluctuations, fell for the 17th straightweek to 460,250, the lowest sinceSeptember 2008, when the financial cri-sis intensified. The crisis led to wide-spread mass layoffs, which sent joblessclaims to as high as 674,000 last spring.Analysts cautioned that the weekly data

could be artificially low due to seasonalfactors, such as the Christmas holidayand recent snowstorms.Still, many economists saw the claims

figures as a positive sign that employerscould soon step up hiring. AbielReinhart, an economist at JPMorganChase, said in a note to clients that heestimates employers added a net total of

40,000 jobs in December, after cutting11,000 the previous month.The Labor Department will report the

unemployment rate and jobs figures Jan.8. Reinhart said the December joblessrate will likely be 10 percent, matchingthe previous month and down from 10.2percent, a 26-year high, in October.Still, most economists expect the

unemployment rate to remain above 9percent through 2010, as companies arelikely to hire at a slow pace as they waitto see if the current recovery continues.Economists closely monitor initial

10 PUBLIC NOTICES 10 PUBLIC NOTICES

Environmental Assessment: U.S. Department of State Foreign Affairs

Security Training Center ProjectCentreville, Maryland

GSA Public Scoping Meeting: Thursday, January 7, 2010, 6 p.m. - 8 p.m.

Queen Anne's County High School 125 Ruthsburg Road, Centreville, MD

The U.S. General Services Administration (GSA) intends to prepare an EnvironmentalAssessment (EA), in accordance with the National Environmental Policy Act (NEPA) (42U.S.C. § 4321-4247) to analyze the potential impacts from the proposed construction of aU.S. Department of State (DoS) Foreign Affairs Security Training Center (FASTC) in Centre-ville, Maryland.

GSA will study the impacts of the proposed action on the natural, cultural, and social envi-ronments. In addition, GSA has initiated consultation under Section 106 of the National His-toric Preservation Act (NHPA) (16 U.S.C. 470 et seq.) with the Maryland Historical Trust andthe Advisory Council on Historic Preservation to assess and mitigate the effects on culturalresources.

The American Recovery and Reinvestment Act of 2009 authorized the DoS $70 milliontoward site acquisition and Phase 1 development of the FASTC for the Bureau of Diplomat-ic Security. For more information, visit www.recovery.gov.PUBLIC SCOPING MEETING: A public scoping meeting will be held to initiate public par-ticipation in the NEPA and NHPA processes on Thursday, January 7, 2010 from 6-8pm atthe Queen Anne's County High School located at 125 Ruthsburg Road, Centreville, MD. Themeeting will be an informal open house with a brief presentation.

WRITTEN COMMENTS: Agencies and the public are encouraged to provide written com-ments on the scoping issues and the Section 106 process in addition to or in lieu of givingtheir comments at the public scoping meeting. Written comments regarding Section 106 willbe accepted throughout the assessment process. Written comments regarding the environ-mental analysis for the FASTC must be postmarked no later than January 15, 2010, andsent via email to FASTC.INFO@gsa.gov or to the following mailing address:

AECOMAttn: FASTC Comments

601 Prince StreetAlexandria, VA 22314

COMMENTS / QUESTIONS: 215-446-4815. Please call this number if special assistance isneeded to attend and participate in the scoping meeting.

SD 12/24/27/31/1/3 RO 12/31 2121074

FOREIGN AFFAIRS SECURITY TRAINING CENTER(FASTC) An American Recovery & Reinvestment Act of 2009 Project

APPEALS NOTICE OF PUBLIC HEARING

APPEAL #1528

In accordance with Chapter 20, § 20-10 & §20-11 of the Talbot County Code, notice ishereby given that a public hearing will beheld in the Bradley Meeting Room, CourtHouse, South Wing, 11 North WashingtonStreet, Easton, Maryland on January 11,2010 at 7:30 p.m. by the Talbot CountyBoard of Appeals to hear the following peti-tion:

Applicants, Charles & Caroline Benson areseeking a special exception to allow anexisting storage building to remain on pro-posed lot 2 without a principal structure afterthe property is subdivided. In addition thedriveway will be reclassified as a privateroad when property is subdivided. The pro-posed reclassification of the existing drive-way to the private road category requires avariance to maintain the existing crossing ofan intermittent stream and buffer. Requestis made in accordance with Chapter 190Zoning, Article V, § 190-118 B (1), Article VI,§ 190-139 A, C (2), § 190-140, Article IX, §190-180 and § 190-182 of the Talbot CountyCode. Property is located on 26010 Maren-go Road, Easton, MD 21601 in the RuralConservation & Western Rural Conservation(RC/WRC) Zone. Property owners areCharles & Caroline Benson and the propertyis located on Tax Map 24, Grid 7, Parcel 38,Lot 1 and proposed Lot 2. All persons arenotified of said hearing and invited to attend.The Board reserves the right to close aportion of this hearing as authorized bySection 10-508 (a) of the Maryland Anno-tated Code.

A copy of said petition is available for inspec-tion during the regular office hours of the Tal-bot County Board of Appeals, 28712 GlebeRoad, Suite 2, Easton, Maryland.

Chris CorkellBoard of Appeals

SD 12/27/1/3 2121710

PUBLIC NOTICENotice is hereby given that the following ves-sel has apparently been found abandonedon December 11, 2009 in Thomas Creek inQueen Anne's County, MD and is presentlystored on the property of the MatapeakeMarine Terminal in Stevensville, Maryland(Kent Island).

The vessel is described as a 26' Bayliner,white; Maryland Registration # MD4755BA;No Hull Identification Number.

Application for title will be made in accor-dance with Section 8-722 of Title 8 and Sub-title 7, State Boat Act of Natural ResourcesArticle. If the vessel is not removed from theabove property within 30 days of this notice.Owner will be responsible for any expensesincurred during the removal and custody ofthe vessel.

Failure to claim vessel will constitute a waiv-er of all rights, title and interest in the vesseland consent to the Department's dispositionof the vessel. Contact: Captain Sharon Bran-nock between 7:30 a.m. and 3:00 p.m. at410.643.5771 to claim vessel. Proof of own-ership is required.

SD 1/3 2123214

INVITATION TO BIDContractors are invited to bid upon the reha-bilitation of a Single Family residential struc-ture at:• 5315 Cordtown Road, Cambridge,

Maryland• 4807 East New Market/Rhodesdale Road,Rhodesdale, Maryland

Contractors must be registered with theMaryland Home Improvement Commission(MHIC). Copies of work specificiations maybe obtained at the office of Delmarva Com-munity Services, Inc., 2450 Cambridge Belt-way, Cambridge, Maryland between thehours of 8:00 am and 5:00 pm. Mondaythrough Friday. Work specifications may beobtained on or after Monday, January 11,2010.

Sealed bids must be received by this officeby 4:00 pm on Thursday, January 21, 2010.Sealed bids will be opened and publicly readaloud on Friday, January 22, 2010. Theowner reserves the right to reject any and allbids.

SD 1/3/4 DS 1/8 2123233

claims, which are considered a gauge ofthe pace of layoffs and an indication ofcompanies’ willingness to hire new work-ers.The number of jobless workers continu-

ing to claim benefits, meanwhile,dropped by 57,000 to 4.9 million, alsobetter than the increase that analystsexpected.

But the so-called continuing claims donot include millions of people that haveused up the regular 26 weeks of benefitstypically provided by states, and arereceiving extended benefits for up to 73additional weeks, paid for by the federalgovernment.About 4.8 million people were receiving

extended benefits in the week endingDec. 12, the latest data available, anincrease of 200,000 from the previousweek. The rise is partly a result of anoth-er extension of benefits by Congress inNovember.

By TIM PARADIS

AP Business Writer

NEW YORK (AP) — The stock marketclosed out a remarkable 2009 with aloss as investors bet the improvingeconomy will lead the government topull back on its stimulus measures.But stocks still managed their bestyear since 2003 as they recoveredfrom the financial crisis and reces-sion.

Thursday’s trading, which came onextremely light pre-holiday volume,was a fitting end to a tumultuous year.Stocks fell to 12-year lows by earlyMarch on investors’ increasing pes-simism, then rallied on growing signsof recovery in what turned out to beWall Street’s biggest comeback sincethe Great Depression. In the last dayof the year, more signs of healing firstpleased investors, then had them con-cerned about the economy’s ability tothrive without government help.

The thin volume exaggerated themarket’s moves. The Dow Jonesindustrial average fell 120.46, or 1.1percent, to 10,428.05. For the year,the Dow rose 1,651.66, or 18.8 per-cent.

The broader Standard & Poor’s 500index, considered by professionals tobe the market’s best barometer, fell11.32, or 1 percent, to 1,115.10. TheS&P ended the year with a gain of211.85, or 23.5 percent.

Meanwhile, the Nasdaq compositeindex fell 22.13, or 1 percent, to2,269.15. Powered by the recovery inhigh-tech stocks, the Nasdaq ended2009 with a gain of 696.12, 43.9 per-cent.

Stocks fallThursdaybut Dowup for year

CLASSIFIEDSUNDAY,JANUARY 3, 2010D4 THE sunday

star

GENERALMERCHANDISE64

0

Cecil H.GANNON

& Sons Inc.• Topsoil •• Fill Dirt •

• Stone •• Mulch •

• Hay • Straw •410

822-0069Longwoods Rd.

Near Easton Airport

CLASSIFIEDREACHING OVER 300,000 READERS WEEKLYREACHING OVER 300,000 READERS WEEKLY

410-770-4000800-220-1230or Fax Us 24 Hours 7 Days a week

877-600-1230To place an ad at your convenience, visit To place an ad at your convenience, visit www.chesapeakeclassifi ed.comwww.chesapeakeclassifi ed.comPO Box 600 • 29088 Airpark Drive • Easton, MD 21601PO Box 600 • 29088 Airpark Drive • Easton, MD 21601

Checks, Cash or Credit Card

CHESAPEAKE

Serving Talbot, Dorchester, Caroline, Queen Anne’s, KentServing Talbot, Dorchester, Caroline, Queen Anne’s, Kent& Cecil Counties in Maryland and New Castle County, Delaware& Cecil Counties in Maryland and New Castle County, Delaware

020 - 090 Announcements110 - 120 Employment305 - 375 Rentals

405 - 455 Real Estate510 - 580 Services602 - 680 Merchandise

710 - 750 Farm Market810 - 833 Boats840 - 890 Transportation

HELP WANTEDFULL TIME11

0

Scheduling~ LaborManager

Responsible for the scheduling of the nursing department. Primary responsibilities include

maintaining all the staffing needs for all shifts andmaking necessary calls to fill open positions. Must be

able to understand and interpret financial data,advanced computer skills imperative. Must have

excellent communication skills. 4 year degree requiredin a relevant healthcare field.

Contact:The Pines Genesis Health Care

Attention: Stacey Radcliffe 610 Dutchman's Lane

Easton, MD 21601410-822-4000 Fax: 410-822-0867 EHO

HELP WANTEDFULL TIME11

0 HELP WANTEDFULL TIME11

0

GLOBAL DEFENSE TECHNOLOGYhas immediate openings in Easton

ELECTRICAL ASSEMBLERELECTRICAIANS & HELPERS

MATERIAL HANDLERSMATERIAL COORDINATOR

MECHANICAL ASSEMBLERSPLUMBERS & HELPERS

ALSO HIRING FOR: SR. PRODUCTION PLANNER

10-15 yrs. experience in manufacturingplanning / schedule expediting and

estimating. Proficient computer skills including MRP systems / MS Office.

APICS certification desired with Lean Manufacturing 5S experience.

To Apply go to www.gtec-inc.com EOE

10 PUBLIC NOTICES 10 PUBLIC NOTICES

NOTICE The Whiting-Turner Contracting Co. is soliciting quotations for Bid Pack #2A

(scope of work 05A-Structural Steel & Misc.Metals) for the following project :

Wor-Wic Community College New Allied Health Building,

Salisbury, MD Bid Date: January 21, 2010

Pre-Bid Meeting: January 7, 2010 Inquiries and Certified MBE’s / WBE’s are encouraged to contact Casey Mulford @410-365-9494.

SD 1/3/10 2123057

ANIMALS/PETS602

RESCUED SPAYEDKITTY, 9 months old,shots/ tested. Verysweet brown Tabby bi-color. $40. No declawagreement.

410-643-6604

YORKIE PUPS- AKC 2 very cute

males. Ready now!$850. 410-778-3071

APPLIANCES615

DISHWASHER,RANGE glass cook-top & under counterICE MAKER All for$700 410-924-0353FRIGIDAIRE wash-

er Whirlpool dryer. Fullsize. Great cond.$300 pr. 410-820-5582

GE WASHERspacemaker, onetouch load sensing,energysaver. Ken-more Dryer, HD/supercapacity, brandnew. Haier RoomACs, electronic con-trol, remote controlonly 2 seasons old.443-205-0044

KITCHEN SINKstainless steel. Doubletub. w/ faucet & spray.$75 410-745-5475

WHIRLPOOL GASDRYER Good workingcondition. $75. Call410-822-0084. Denton

FURNITURE/FURNISHINGS62

5

72” BLACKLEATHER SOFA, 3seats. 2 seats recline.$400. 410-822-4893

DESK $5, Shelf $5,Singer sewing

machine, tredle $10,410-714-1868

ENTERTAINMENTCENTER, Large $75Call 443-521-0501

ENTERTANMENTCTR, walnut, goodcond, $90/OBO, U-Haul, 410-634-2832

SOFA & LOVESEATW/ Ottoman, slightlyused. $475. Oxford,MD. 410-226-5644

SOFA. 72” whitesofa bed. $25. 443-448-4178

CHILDREN/BABY ITEMS62

7

CRIB, convertible,NIB! pd $200, asking$100. 443-496-2943

FIREWOOD630

“All” seasoned oakfirewood: $180/cord. 2 cords $350,delivered. 1/2 cordsavail. Guar full cord.Serving MD over 20years. Lic#5526.Colonial Firewood410-820-6047 / 410-829-5198

FIREWOOD - Cut, Split & Delivered.

MIXED - $185OAK/ MAPLE - $225

FRUIT/ NUT - $250(Per cord) Lic#010491

410-391-6959

GENERALMERCHANDISE64

0

ANTIQUE BUREAU$100 obo.

410-745-9546

BAR STOOLS (3)Vinyl, indoor or out-door $10 for all. 410-829-7855

BOWLING BALLSET Ball bag shoes.$30 b/o 410-829-7855

MALE PRACTICALnurse avail for individ-ual home care. Exper-inced, exc. ref’s CallSeun 410-479-3412

MEMOREX SINGSTAND. MP3 player/microphone. lots offun! $50 410-924-9982

NEED TO TALKTO SOMEONEABOUT YOURNEWSPAPER

DELIVERY? CALL410-770-4005

WATERFRONTFOR SALE41

5

CREEK FRONT1.8ac perked. Canoeor kayak the Chop-tank. Build today, nodeed restrictions, pos-sible seller finance,near Denton.$145,000 Phil Riordan

Agent 410-310-2951

Lacaze Meredith, Inc. 410-820-7707

EASTON, spacious4BR, 2.5 BA rancheroffers fireplace, familyroom, garage & inground pool.$269,500. Call ChrisYang, Lacaze Mered-ith RE. 410-310-4278or 410-770-3600

MOBILEHOMES43

2

MOBILE HOMEremoval, salvage &parts. Call for removalquote. 717-464-4461

or 410-658-9588

LOTS/ACREAGEFOR SALE44

0

2.4 CLEARED acresperk appv’d, ready tobuild. ¼ mile off 301by Church Hill. 410-708-0801 $144,500

CHILD CARESERVICES51

0

SECRETARY- War-wick Sch dist. 6wks &up. Lic. 112157. Call443-521-0266

MOVING &HAULING54

5

ARTWELL MoversFair rates,

experienced help.40 years experi-

ence. 410-476-3010

ARTWELL MoversFair rates,

experienced help.40 years experi-

ence. 410-476-3010

INSTRUCTION570

DRUM LESSONSAll styles

Bob Kammann 410-221-1995

ANIMALS/PETS602

5 Y.O male longhaircat need good foreverhome. Gray & white.Declawed, neutered,all shots. Playful,sweet, cute, good w/other cats. 410-726-1010

BEAUTIFUL calicoSpayed, vaccinated,loves people, notother cats. Indoorfemale. 410-778-2057

BLACK LAB, lgpurebred, inside fami-ly pet, 2 yrs old, laidback attitude, loving,Free to good home.410-742-4784

CHOCOLATE LABSTaking deposit ReadyJan. 8th. Females,$650 Males, $500.

410-482-2680

DACHSHUNDPUPS: minature, AKCreg., champ bloodline,vet checked $500 CallDave 410-739-0013

DID YOU ASKSANTA for somethingwarm and fuzzy andall you got were slip-plers? AdorablePomeranian puppies,solids, parties, andmerles, from $300.410-219-9098

DOG ALL WHITEHusky and Akita mixfemale, spayed,rabies vacc last July.Stays outside unless itis very cold. Extemelyloving and playful. 3.5yrs old. Call you forinfo. 410-221-0001

HOLIDAY PUPSPomeranian/ Chihua .Very cute. 4-m, 1-f.$150. 410-228-0546

PUG PUPS 1 male,1 female, $400 PUG-GLE PUP- 1 male$350 302-376-0410

HOUSES FORRENT31

5

EASTON 2Br trailer.$700/mo + sec dep.Good cond. No pets.410-827-6942

EASTON 3br 2ba,w/basment & lg yd, noindoor pets, ref’s &sec $1000/mo Call410-822-3016

EASTON: Charming2BR, Cape lg. fencedyd. LR, DR, Kit, porchfull basement, 1 cargrg. $1050/mo. 410-820-7643/ 410-829-3554 Pets considered

KENT ISLAND- 2br,1ba, remodel house.W/D, yard. $975/mo.Call 410-643-9211

KENT ISLAND: 3BR,2BA, Cloverfields,fenced yard. $1400/mo.+ sec. 410-924-8291

KENT ISLAND:NICE 3/4BR RANCH-

ER. $1475/MO. 410-643-9211

NEWCOMB / STMICHAELS RD 3Br,2Ba. $1200/mo. Availnow. No pets. Sec dep& refs 443-496-1308

CONDOSFOR RENT33

0

FANTASTIC 2BR /2BA remodeled condoin Oxford. Lots ofupgrades. Walk tomarket, bank, beachor boat slip. Call Chivy@ Lacaze MeridethRE 410-310-4322 or410-820-7707

TOWNHOUSEFOR RENT33

2

EASTON 3Br,2.5Ba. Easton Club

Townhouse withupgrades. Open floorplan. Non smkg env.$1400 410-829-1870

DUPLEXESFOR RENT33

5

DENTON: 2 Duplex’s1BR & 3BR, 1BA,

newly renovated: D/W& W/D No pets.

$650/mo & up + sec.dep. 301-874-6905

HURLOCK: 3BR,1BA, Kitchen, livingroom. $850/mo.Section 8 ok.

410-479-5303

HOUSEFOR

RENT

ROOMSFOR RENT34

5

QUEEN ANNE 1Br,in lg SFH to share.Share full ba, w/d, eatin kitch. 1/4 utils. $500/mo + sec. Non smkgenviron no pets. Availimmed 410-490-9631

COMMERCIALRENTALS36

5

ST MICHAELS area750 sq ft RT 33 & PeaNeck Rd next to Des-tiny’s Restaurant goodparking $950/mo +util’s & sec dep 410-745-5071 or 410-310-0750 btwn 9a-5p

ST MICHAELS Wehave 3 listings in theretail section of town,priced from $169,000to $595,000. Call TomCrouch, ColdwellBanker 410-310-8916

OFFICE SPACE368

EASTON: Office 101Bay St. 800-3300 sq.ft., parking, H-Capaccess. 410-822-7620

HOUSES FORSALE40

5

CAROLINE CO: (4) Rent To Own Country Homes.

$129,000-$229,000. Dick Mezick 410-479-2255

NEED TO TALKTO SOMEONEABOUT YOURNEWSPAPER

DELIVERY? CALL410-770-4005

BUSINESSOPPORTUNITIES20

0

A MeaningfulCareer

Get paid for helpingfamilies solve

financial problems.High earnings

potential. Set yourown hours.

For more info, call Mr. Shaw 410-745-5638

APARTMENTSUNFURNISHED30

5

CAMBRIDGE-$650/mo. Upscale1BR loft-style, w/stain-less appliances incl,W/D. Ltd waterview.410-330-9275

CAMBRIDGE-$750/mo. Large 2BR+ office. Totallyremodeled w/ centralhear/ air, all appli-ances including W/D.Waterviews. 410-330-9275

CHESTERTOWNAPARTMENTSKent Crossing &Colonial Manor

“Best ApartmentsIn The Area” !

1, 2 & 3 bedrooms,wall to wall carpet,AC, appliances /washers & dryers.Sec Dep, CreditCheck & Ref. Req’d.No Pets. Near shop-ping, Hospital & Col-lege. Call or visit therental office @ KentCrossing Apt., 101Morgnec Rd.9:00am - 4:30pm.410-778-3049“Colonial ManorHas Special Ratesfor” EMT’s / Fire-fighter’s, Police,Teachers & MedicalProfessionals.

EASTON 1BR -$795

All appliances,W/D, skylight, great location quiet, petfriendly, flexible

lease. Fitness roomincluded. Low

security deposit. 410-822-1333

EASTON Hist. 2Br+den, DW, WD, cath

ceil. $795 + $200 util= heat, a/c, TV, web.

410-820-9576jd@goeaston.net

EASTON/ HUR-LOCK several apt’sfor rent. Call fordetails. 410-253-6050

FEDERALSBURG:University Apts

1&2BR AvailableHeat & Air Laundry facilitiesPlayground Call 410-754-

5900 Mon & Weds302-628-0306 Tues

& Thurs. TDD 1-800-201- 7165 "This institution is

an equalhousing

opportunity.

OXFORD: 1BR apt inwaterfront country set-ting, all appls, $800/mo. 410-310-2847

PRESTON: 1BR, inclW/D, AC; 55+, handi-capped access.; lgopen floorplan; accessto courtyard gardenw/fish pond, parking atdoor, $700/mo + util.,pets considered onindividual basis, 410-673-7090 or cell 410-253-4139

T R A P P E : 2 b r ,clean, quiet & spa-cious, w/d. $750mo. + sec. No pets.301-523-5646

HOUSES FORRENT31

5

Charming 3+br, 1.5baCambridge fen. yrd.,1st & last req’d. $975.301-270-6882

Spot your ad inour classifieds410-770-4000

HELP WANTEDFULL TIME11

0

RETAIL CLERKwith communicationskills. Send resumesto PO Box 600 “R”,Easton, MD 21601

ROOFING Opening for

“EXPERIENCED”Shingle MechanicValid MD Driver’sLicense w/3 yearsclean record req’d. O.N. Andrew & Son

Easton410-822-0952 410-476-3669

SALESAshley Furniture

Homestore in East-on, MD has animmediate openingfor a Furniture SalesAssociate. Exc com-munication skillsand motivationneeded. Traditionalretail hours req’d.

Contact Janet orSusan @ Ashley Furniture Home-

store, 29602 DoverRoad, Easton, MD

410-822-9003 or fax your resume to:

410-820-0763

SECRETARY2 hours / day 2-4pm

Mon-Fri. Proficientcomputer skills. Com-pensation commensu-rate with knowledge.Send resume PO Box400 Easton MD 21601

WEB DESIGNERAll levels of exp

considered. Looking for a good“eye” for design.

Solid companywith 16 yrs of exp.

Learn more at:www.internet

connection.com/opportunities

BESTEMPS/CAREERS

(12) Packers/ ProductionURGENT

OPENINGSLong Term- reliable

Serious only.410-763-9675

E.O.O

HELP WANTEDPART TIME11

5

ASSISTANT DIRECTOR FULL TIME

Assistant Directorsought for non-profitorganization servingadults with mentalhealth needs in themid-shore region.Applicant should be aprevious or currentconsumer of mentalhealth services. Pri-mary responsibilitiesinclude establishingnew wellness & recov-ery centers, coordinat-ing groups andevents, linking mem-bers with appropriateresources and volun-teer recruitment. Theideal candidate mustbe an organized,responsible self-starter with strongwritten and interper-sonal skills. Comput-er proficiency and reli-able transportation amust. Salary basedon experience.

Interested applicants can mail

resume by January 11, 2010 to

Chesapeake Voyagers, Inc.

342C N. Aurora St.Easton, MD 21601

CLERICAL POSITIONFax resume, ref’s &employment, history

to 410-822-9356CMT, PT needed

immediately for smallassisted living in East-on. Must have 3 yearsexperience and pos-sess current Marylandcertification. Must beable to work 3rd shift,12 hour weekendsand PRN.

Call 410-822-6661.

PainterExperienced

Must have valid dri-ver’s license & owntrans. 410-770-3361Leave Message.

TOW TRUCK DRIV-ER PT. Bring copy ofdriving record. Applyin person at: GrantsAutomotive, 29296Erickson Dr, Easton.

You won't be crabby

with results you get

in our classifieds

410-770-4000

HELP WANTEDFULL TIME11

0

DRIVERS needed to Haul Gaso-line and Diesel Fuel.Must have Haz Matand Tanker Endorse-ment. Must haveclean driving recordand two years experi-ence driving Class A.Must be able to worknights and weekends.Immediate opening.Call Murphy Transportat 410-482-6265.

ELECTRICIANSExperience req’d.

Good Pay & BenefitsCall 410-820-5580

MOBILE CRISISTEAM SPECIALIST

Affiliated SanteGroup is seekingqualified individualsfor our Mobile CrisisTeam services onthe Eastern Shore ofMaryland. Serviceswill include police-dispatched MCT,urgent care, CISM,community & police/fire training, IFIT,crisis/warmline, etc.Our organization isaccepting resumesfor the followingpositions: MobileCrisis Team Special-ist Seeking full timeand part timelicensed and non-licensed individualswith clinical skills torespond to crisiscalls on the EasternShore of Maryland.Successful candi-date must possess aminimum of a BAwith relevant experi-ence providingonsite crisis inter-vention support,care management,referrals and follow-ups. Successfulcandidates willbegin work before oron 3/1/2010.

Please submitresumes via email:santejobs@sante

group.orgAttn: Donielle

Kirkwood

MOVIE EXTRAS tostand in the back-grounds for a majorfilm production. Earnup to $150 per day.Experience not req’d.888-664-0052

OFFICECLERK

Town of HurlockPlease mail

resume to: Town ofHurlock, PO Box

327, Hurlock, MD 21643

OUTSIDE SALESACCOUNT

EXECUTIVE

WCEI/WINX, FirstMedia Radio stationsin Easton, MD seeksa full-time outsidesales account execu-tive to develop newbusiness and serviceexisting accounts.This person must beorganized, creative;detail oriented, andhas the ability todevelop strong clientrelationships.

Send resume to Stacie Monz,

General Manager,306 Port Street,

Easton MD 21601 orfax to (410) 822-0576

or emailstacie@wceiradio.com.First Media Radio,LLC is an EqualOpportunity Employ-er.

There's a song

in my heart!

I sold it

through the

classifieds!

HELP WANTEDFULL TIME11

0

CUSTOMERSERVICE

REPRESENTATIVEAdmiral Cleaners isseeking a full timecustomer servicerepresentative for

Monday & Tuesday8 AM until 7 PM,

every otherWednesday 8 AMuntil 7 PM, everyother Saturday 9

AM until 5 PMExperiencenecessary

apply in person atTred Avon Square

DATA ENTRYSPECIALIST

Experience in comput-er data entry withexcellent accuracy &reasonable speed,demonstrated abilityto learn and adjust tochanging data require-ments and specifica-tions, excellent inter-personal skills in inter-acting with customerson the phone. Com-petitive salary andbenefits. Send resumeto PO Box 600 “D”Easton , MD 21601

DIRECTOR, CRISIS

RESPONSE SYSTEM

Affiliated SanteGroup is seekingqualified individualsfor Mobile CrisisTeam services onthe Eastern Shore ofMaryland. Serviceswill include police-dispatched MCT,urgent care, CISM,community & police/fire training, IFIT,crisis/warmline, etc.This organization isaccepting resumesfor the followingpositions: DirectorSuccessful candi-date will direct24/7/365 crisisresponse system for9 county region andhave experiencewith clinical crisis/management. Thesuccessful applicantwill have demon-strated ability tocommunicate, man-age and supervisediverse group ofprofessionals. TheDirector will be amember of agencymanagement teamand will be responsi-ble to develop andmaintain good col-laborative relation-ships w/ entitiessuch as Police, FireDepartment, localMental Health Agen-cies, County Gov-ernment and variousCommunity Agen-cies. Successfulcandidate must pos-sess MarylandLCSW-C, LCPC and/or PhD. Experiencein provider networkdevelopment and befamiliar with EasternShore Mental Healthservices. Candi-dates with previousemergency worksuch as police, EMT,paramedic, militarya plus.

Apply via email santejobs@

santegroup.orgAttn: Donielle

Kirkwood.

You can find

anything you

want in the

classifieds!

Call:

410-770-4000

40 LOST & FOUND

FOUND, male labmix in the Federals-burg area. Call toidentify 410-820-1600

LOST GOLDOMEGA NECKLACEat Fellow’s FuneralHome in Millington onthe Evening of 12/29.Call 410-928-3853Reward.

60 PERSONALS

IS YOUR DRINKINGGETTING WORSE?

If you’re ready, I canhelp. Maryland

licensed therapist.410-253-5035

HELP WANTEDFULL TIME11

0

AdvertisingSales

Opening with topmagazine companyfor experiencedmedia sales person.Eastern Shore andAnnapolis territoryoffers high earningpotential: startingsalary + commis-sions + bonuses +benefits.

Send resumes tommastroianni@

whatsupmag.com

CGNA:CHESTERTOWN

NURSING &REHABILITATION

CENTER is seeking a few

qualified GeriatricNurse Assistants. Ourcensus has increasedand we are looking forcandidates who arecurrently certified,motivated, dedicatedreliable to join ournursing team. If youare interested pleasecome in and fill out anapplication. We’re at415 Morgnec Road;Chestertown, MD. Welook forward to meet-ing you! EOE.

10 PUBLIC NOTICES

PUBLIC NOTICE

View Public Noticesfrom around theState of Maryland,visit:

www.publicnoticeads.com/md

20 NOTICES

GUN & KNIFESHOW

Timonium FairGrounds

Jan 14th 3-8pJan 15th 12-8pJan 16th 9-8pJan 17th 9-3p

500 trade tables Admission $7 717-697-3088

(in conjuction withone of the largestfishing shows onthe East Coast)

NEED TO TALKTO SOMEONEABOUT YOURNEWSPAPER

DELIVERY? CALL410-770-4005

30 ADOPTIONS

♥ADOPT♥ At-home-mom, warm,friendly, financiallysecure couple w/ a lotof LOVE to give yourbaby. Allen & JenniferExpenses paid tollfree 1-866-570-4149

40 LOST & FOUND

FOUND 2 DOGS,Greensboro area.Bloodhound and Lab.Call to describe. 410-482-7136

FOUND, female labmix puppy in the Fed-eralsburg area. Call toidentify 410-820-1600

FOUND, female set-ter mix, in the Hender-son area. Call to iden-tify 410-820-1600

CLASSIFIED D5SUNDAY,JANUARY 3, 2010

THE sundaystar

MISC.SERVICES58

0 MISC.SERVICES58

0 MISC.SERVICES58

0 MISC.SERVICES58

0 MISC.SERVICES58

0 MISC.SERVICES58

0 MISC.SERVICES58

0 MISC.SERVICES58

0 MISC.SERVICES58

0

Only$6.25

Per Day!

ConstructionBARROW & SONS

General Contractors40 years experience

Custom Built Homes, Additions& Remodeling, Roofing, Siding,

Decks, Drywall & Finishing,Painting, Tile Work, VinylReplacement Windows &

Andersen Windows410-886-2539 • 410-745-9177

Jerry Barrow, ownerBonded & Insured • Free EstimatesMHIC #7586 MHBR #1095

Call Katie or Christo advertise here

410-822-1500

Carpet & Cleaning

CARPET& Cleaning Co.

410-822-0333• New Flooring Installation •

• Carpet/Upholstery Cleaning •• Oriental Rug Care •

ForkliftsDelmarva

Industrial TrucksSALES AND SERVICE

Locally Owned & OperatedPhone: 410-482-8930

Equipment

Tub ReglazingDon’t replace your bathtub

Reglaze it!Reglazing gives new life to

your dull, stained tub.Change colors.Specializing in

antiqueclawfoot tubs.

Buck’s ReglazingCall for free estimate

410-745-4080 1-888-246-8827www.bucksreglazing.com

Since 1991insured MHIC #67953

Power Washing

Garage Doors

DodgeOverhead Door8025 Industrial Park Rd. • Easton, MDStore Hrs.: Mon.-Fri. 8-5 • Sat. by appt.

410-770-9770MHIC 48878

Handyman

Richard Lee Barry, Sr.

Yes - I cando it all!Old School

Workmanship &Common Sense Values

410-829-4155Lic. #20274795 Insured

Plumbing / HVACEARL CHANCE, INC.

PLUMBING

Heating & HVACSpecializing in

Service & RepairPlumbing Lic. #3777

HVAC Lic. #6950

410-820-2286

Odd JobsKenneth N.LehmannOdd Jobs

“If It Needs Doing, Call Me”410-714-4165 cell

Carpentry, Painting, GutterCleaning, Light Hauling, WholeHouse Cleanouts, Storage AreasCleaned Out, Post Construction

Cleanup, Small Demolition: Sheds,Garages, House Gutting, etc.

MHIC #34245

LUM

BERLU

MBER

LUM

BERLU

MBER

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LU

UMBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BERLU

MB

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

ERLU

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

MBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BER

BERLU

MBER

LUM

BERLU

MBER

LUM

BERLU

LUM

BERLU

MBER

LUM

BERLU

MBE

UMBER

LUM

BERLU

MBER

L

BERLU

MBER

LUM

BE

UMBER

LUM

BERLU

MBER

LUM

BERLU

MBER

LUM

BER

UMBERLUMBER LUMBER LUMBE

SHORTALLBuilding Supplies & Hardware, Inc.Serving Contractors & Homeowners

Since 1985

Friendly & Knowledgeable Staff To Assist You

11523 Cordova Rd., Cordova, MD 21625Mon.-Fri. 7-5 • Sat. 7-12

410-822-5199 • 1-800-882-5195

WINDOWS& DOORS

KITCHEN& BATH

Lumber & Hardware

HVAC

410-643-0005 • 410-479-5560Refrigeration * Heating* Air Conditioning, Inc.

$20 OFFany

service call

Home Repair

Professional Home Repair &Remodeling Services

- Carpentry - Drywall - Painting- Room makeovers - Light electrical

- Plumbing - Tile workHandyman by 1/2 or full day

Free Estimates410-725-4643

Home/Fax: 410-820-6453dshreve@goeaston.net

Fully licensed & insured

Handyman

A - ZTrash Removal

MulchingJunk Removal

Weeding • HaulingDump Truck Service

Odd Jobs410-714-1868

Home ImprovementAFFORDABLE

CARPENTRY

Plumbing

www.actioncarpet.com

Easton’s PlumberLocally Owned410-820-4040

Fixture ReplacementPlumbing Service CallsTankless Water Heaters

Auto Headliners

MobileService

CAR CEILING

CALL THE HEADLINERMEDIC

First aid for your car or truck’ssagging ceiling

410-228-0004

SAGGING

ConstructionTalbot Builders

Building & RemodelingNew Homes, Additions,Decks, Siding, Roofing,

Windows & Flooring

410-886-2234Rodney Barrow, Owner

MHIC 92930

MHBR 6241

RoofingAnderson

Roofing & WyeKnot RemodelingAll Types of Roofing

& Repairs

Reasonable Prices • Free EstimatesLicensed & Insured

MHIC#76897

410-827-8158 • 410-490-0892

MHIC 97263 / MD Lic.#2420 / Talbot Co. M-382Anne Arundel Co.82-4309 / DE St 533

Honest & DependableQuick & Efficient ServiceCall Daniel J. Peleska

410-310-8100Free Estimates • Insured

25 years experienceMHIC #34075

Sheds & GaragesDecks & Patios

Roofing & SidingWindow Replacing

& Additions

$$2255 $$2255 $$2255 $$2255

$$2255

$ $ 2 25 5

$ $ 2 25 5

$ $ 2 25 5

$ $2 25 5 $ $2 25 5 $ $2 25 5 $ $2 25 5

$$2255 $$2255 $$2255 $$2255

Misc. ServicesSam’s Services

Floor CareOffice Cleaning

Odd Jobs

TentsInflatable Slides &

BouncersOther Rentals

410-822-1078

TransportationASSOCIATED SEDAN & COURIER T/A

KENT ISLANDTRANSPORTATIONLOCAL & LONG DISTANCE

SERVICEAll Transportation

Centers$65 & up

410-643-1500RESERVATIONS REQUIRED

Paving & ContractingCJ’s Quality

Paving &Contracting, LLCWhere Quality Still Counts

Driveway Repair & Installation,Grading, Asphalt Paving,

Screened Asphalt Millings, Sand,Stone, Gravel, Fill, Bank Run,

Topsoil, MulchCALL US TODAY!

410-758-3173 OfficeMHIC #97239

Remodeling

““WWee DDoo IItt AAllll””410-745-0536

MHIC 83912 MHB 096

Design & BuildLic. & BondedFree EstimatesAdditionsDecks & Porches

Handicap RemodelingSiding & RoofingReplacement WindowsHardwood FloorsNew Homes

Kitchen & BathRemodeling

By Quantum Homes

Carpenter

ESTATECARPENTRY

25 years EXPERIENCE

wide range ofcapabilities

Interior & exteriorGood communication skills

NEAT & ORDERLYWILLIAM Butler

443-786-1757MHIC 99838

Home Design

East BayConstruction Services, LLC

- Custom Designed plans for new homes, additions & remodels

- AutoCad Color Plans- Construction Consulting- Project Management- Value Engineering

Construction Services forHomeowners & Contractors

Lars Erickson 410-745-0644

Construction

DESIGN/BUILD & CONSULTATION• RENOVATIONS • REMODELING

• ADDITIONS • KITCHENS • BATHS• ROOFING • SIDING • WINDOWS

• DECKS • GARAGES & MORE

Free Estimates410-754-9663

www.needwoodconstruction.comMHIC#51251, MHBR#1050, NAHB & NARI MEMBER

NeedwoodConstruction, LLC

ConstructionAFFORDABLE

BUILDERSQuality first, one

call does it all fromstart to finish.

Roofing, Painting, Decking, Siding,Windows & Doors, Customizing,

Additions, Framing, Drywall,

Cabinets & Countertops

Give Mike a call to seehow he can help you

410-463-0973 or 410-221-1144FREE ESTIMATES MHIC 89689

Waterproofing ServicesProtect Your Precious AssetsWet Basement • Crawl Space • Mold Problems

SENIOR CITIZENS DISCOUNT

1.877.857.2727Licensed, Bonded & Insured

3899

10Why Choose Us:20 Years Experience •

Lifetime Warranties

(Transferable) • 100%

Financing Available

Services:Commercial, Residential, Realty • Sump Pump

• Interior • Exterior • Structural Cracks •

Excavation • Mold Testing • Air Scrubbing

with HEPA Filtration • Yard Drains

Prevent:Ruined Valuables •

Health Risks

Lowest Price

Guarantee

WeWill Beat Any Professional

Written Estimate

Certification:

FHA/VADry Basement Certification

Stump GrindingGarage Doors

SHORE DOORSSALES - SERVICEINSTALLATION410-221-2988410-643-4903

MHIC #121598

Computer

Gas Fireplace Svcs.

1-877-829-7520Centreville, MD

$10OFF

Gas FireplaceServices & Repairs

MD #23716

HILL’SOME &EARTH

PLUMBING & HEATING, LLC

Flooring

Printing

Fine Sheeting Printing Division• Newsletters • Booklets

• Resumes • Flyers • Tickets• School/Church Bulletins

• Brochures • Multi-Part Forms• Stationery • Business Cards

• Stapling • BindingProcess Color Printing

410-770-4001Fax: 410-770-4018

29088 Airpark Dr., Easton, MD

Only $6.25

Per Day!

Bob’s StumpGrinding* Free Estimates

* Prompt,reliable service* Best Prices

Bob Ebling410-924-4597

Home ImprovementWALSHHOME IMPROVEMENT CO., INC.

Specializing in: custom homes,kitchens, bathrooms, additions

& all types of remodeling

All new homes and remodelingdone “one job at a time” and

completed in a timely fashion.Prompt & Professional Service

410-822-6672Established 1977 MHIC #8465

Cleaning

WEEKLY & BI-WEEKLYCLEANINGS AVAILABLE

Call Tammy today for yourFREE Consultation!

410-924-7921

Maid4

YOU

AUTOS880

HONDA ACCORDEX-L V6 Coupe 2D.Black/Black. Loaded.AT. Moon Roof, XM,Leather, PremiumAudio and Wheels.Must see. 38K high-way miles. $21,250.Great X-Mas Present.410-745-5090.

NEED TO TALKTO SOMEONEABOUT YOURNEWSPAPER

DELIVERY? CALL410-770-4005

PICTURE

YOUR

NEW HOME

IN OUR

REAL ESTATE SECTION

410-770-4000

AUTOS880

Ever thought ofdoing a video com-mercial for yourbusiness, but wasafraid the pricewas too high?

If so, call Chesapeake

Classified TODAY

to see just how inexpensive

it can be!

We can offer morecoverage and newtechnology than anyother local paper!

410-770-4000or toll free

800-220-1230

AUTO PARTS& ACCESSORIES86

0

(2) T-TOPS for ‘95Camaro. In exc cond.$90 obo. 410-364-5652

TRAILERS865

27’ GREY WOLF ‘10V Front. Selling due tohealth. $20K willinspect 410-829-8154

VANS/MINI VANS87

5

HONDA ODYSSEYEX mini van ‘01. 79Kmiles. Exc cond.$7500. 410-822-3912

Yard Sales on nearlyevery corner, findout which ones in

the Classifieds

MOTORCYCLES& ATVS85

0

ARCTIC CAT’05. 400, 4X4. Liftkit, oversized rims &cleat tires, wind-shield, spotlight, guncase. 186 miles.$4,000. Call 410-253-2821, lv. msg.

SUZUKI 250 Ozark'02. 2wd. $750.

SOLD

There's treasure

at the rainbow's

end. Find yours

in the classifieds!

RECREATIONALVEHICLES84

0

WANTEDClean, Pre-Owned RV’s

Alexander RVToll Free 888-674-2267

You can find

anything you

want in the

classifieds!

WANTEDTO BUY68

0

LOOKING TO BUYA Geiger Counter

Please call 410-758-0670

WANTED; DIABET-IC TEST STRIPS upto $18/ box. Cash onthe spot. Any kind/any brand. Un-opened will pick up.Debbie 410-820-6540

Place your adonline 24/7 at

www.stardem.com

TOOLS672

WANTED TO BUYDelta bansaw, 10” or12” 410-827-7085

WANTEDTO BUY68

0

HONEST BUYERAnything old - tools,antiques, toys, slotcars, Hot Wheels,Sports memo, Colts,knives, fishing, hunt-ing, pottery etc. Alsobuying entire estates443-615-5281 Doug

ALL

AROUND THE

EASTERN SHORE

FOLKS READ THE

CLASSIFIEDS

410-770-4000

SPORTINGGOODS64

2

MEN’S SCHWINNAlum Frame Mountainbike. Exc. cond. $75Call 410.754.3294

LAWN &GARDEN EQUIP.66

4

YEAR END TAXDEDUCTION JOHNDEERE ZTrak. Boughtnew in June ‘09, 56hrs. $6,850. Call 443-309-9929

You'll have some-

thing to sing about

too when you get

results with an ad in

the Star Democrat

SPORTINGGOODS64

2

AMMUNITION Win-chester .40 S&W 165Grain FMJ– 92 rounds$30; Black Hills .40S&W 180 Grain JHP–121 rounds total $60;410-829-2112

BIG FEET DECOYS16 full bodies, likenew, $275 firm. Fastgrass, new in bags,$10 ea. Drake Equad-er men’s turtle neck,brand new, $25.Goose flags, likenew, $10ea. 12ga,3½” steel shot, $5ea.Avery Gunners fieldbag, brand new, $20.

410-770-3351

CLASSIFIEDSUNDAY,JANUARY 3, 2010D6 THE sunday

star

AUTOS880 AUTOS880 AUTOS880 AUTOS880 AUTOS880 AUTOS880 AUTOS880 AUTOS880 AUTOS880

CALL 1-866-288-2488CLICKVISIT

www.prestonmotor.com24/7 - Shop the Entire Inventory From Home!

PRESTON, MARYLANDCORNER OF ROUTES 318 & 331RT 318

RT 331

FORDS COST LESS IN PRESTON!FORDS COST LESS IN PRESTON!FORDS COST LESS IN PRESTON!

PRESTON NISSANRTS 318 & 331 • PRESTON, MD410-829-0034

PRE-OWNEDPRE-OWNEDPRE-OWNED

PRESTON HYUNDAIRTS 318 & 331 • PRESTON, MD

410-829-0034

PRESTON MAZDARTS 318 & 331 • PRESTON, MD

410-829-0034

WWW.PRESTONMOTOR.COMWWW.PRESTONMOTOR.COMWWW.PRESTONMOTOR.COM

USED CAR &TRUCK OUTLET

RTS 318 & 331 • PRESTON, MD410-829-0034

FORD LINCOLN MERCURY

0% APR FOR 60 MONTHS!0% APR FOR 60 MONTHS!0% APR FOR 60 MONTHS! TEST DRIVE ONE TODAY!TEST DRIVE ONE TODAY!TEST DRIVE ONE TODAY!09 NISSAN ALTIMA

$209$209$209PER MO.PER MO.PER MO.WAC 72 MO. @ 5.99% #N900572

SALE!SALE!SALE!

09 NISSAN SENTRA

$14995$14995$14995SALE!SALE!SALE!#N900359

MSRP $17730 LESS OUR DISC.$1105 & NISSAN REBATE $2000

INCLUDES MANUAL, AIR, POWER WINDOWS & LOCKS, CRUISE & TILT

10 NISSAN ROGUE

09 NISSAN TITANS

SAVESAVESAVEUP TOUP TOUP TO

09 NISSAN CUBE

09 NISSAN 370Z#N900304

* ALL PRICES PLUS TAX, TAG & PROCESSING FEE.PRICES INCLUDE REBATES AND INCENTIVES

Award-Winning Hyundai Quality Backed By America’s Best Warranty*

10-Year/100,000-MilePowertrainProtection

5-Year/60,000-MileNew Vehicle

Limited Warranty

5-Year/Unlimited Miles24 Hour Roadside

Assistance*See dealer for LIMITED WARRANTY details. America’s Best Warranty, the Hyundai Advantage

2010 MAZDAS -SEE DEALER FOR DETAILS.

NEW 2010 CX-9

NEW 2010 MAZDA 6

NEW 2010 MAZDA 3

BUY IT!BUY IT!BUY IT!

PER MONTH!VIN#JM1BL1SG0A122540 MSRP $16955, DISC. $956, OWNER LOYALTY

REBATE $500. 4.9% APR FOR 72 MO. WAC THROUGH MAC

MSRP $31305, DEALER DISC. $1813, MAZDALOYALTY REBATE $500 VIN#JM3TB2MV0A0200183

$249$249$249ZERO DOWN!ZERO DOWN!ZERO DOWN!

Air Conditioning!Air Conditioning!Air Conditioning!

$17496$17496$17496FROMFROMFROM

MSRP $22350, DEALER DISC. $1850VIN#IJM3ER2WM2A0308703

NEW 2010 CX-7 isv

$20500$20500$20500FROMFROMFROM

CrossoverCrossoverCrossoverFun!Fun!Fun!

#N900607

$179$179$179PER MO.PER MO.PER MO.

WAC 39 MO. LEASE WITH $2449 DOWN,$200 SECURITY DEPOSIT

SALE!SALE!SALE!

NO PAYMENTSNO PAYMENTSNO PAYMENTSFORFORFOR 90 DAYS!90 DAYS!90 DAYS!

06 NISSAN06 NISSAN06 NISSAN

ONLY 75K MILES #DX94502A

04 MAZDAMPV

##M000142A

06 SATURN

Leather, Sunroof

07 LEXUS

AWD #F000787Nis 250

201020102010FORDFORDFORD FOCUSFOCUSFOCUS 4 Door

Sedan

$27992$27992$27992FROMFROMFROM

•LEATHER• HEATED SEATS•KEYLESS ENTRY•MUCH MORE!

LOADED!LOADED!LOADED!

MSRP $17505OUR DISC. -$2010FORD REBATE-$2500

#F000382

$12995$12995$12995$12995$12995$12995

DRIVEDRIVEDRIVEPRICE!PRICE!PRICE!

201020102010FORDFORDFORD F150F150F150 WITH AUTOMATIC &

AIR CONDITIONING

MSRP $22355OUR DISC. -$1860FORD REBATE-$2500

#F000716

DRIVEDRIVEDRIVEPRICE!PRICE!PRICE!

201020102010FORDFORDFORD

WITH AUTOMATIC!MSRP $21350OUR DISC. -$1855FORD REBATE-$1500

#DX04882

DRIVEDRIVEDRIVEPRICE!PRICE!PRICE!

SSS

NEWNEWNEWFORDFORDFORD F250F250F250

STARTING ATSTARTING ATSTARTING AT

SUPER DUTYWITH AUTO

& AIR

$22995$22995$22995$22995$22995$22995

NEWNEWNEWFORDFORDFORD

TRANSITTRANSITTRANSITCONNECTCONNECTCONNECT

STARTING ATSTARTING ATSTARTING AT

ALLNEW!

$19495$19495$19495$19495$19495$19495

OVER100! 00%%000%%%

For 60 Months!For 60 Months!For 60 Months!

EscapeEscapeEscape

ExplorerExplorerExplorer

ExpeditionExpeditionExpedition

EdgeEdgeEdge ALL 2010 MODELS IN STOCKWITH APPROVED CREDIT!

ALLNEW

•LIFETIME ENGINE GUARANTEE

•LIFETIME TIRE ROTATIONS

•LIFETIME MUTI-POINT INSPECTIONS

•1ST OIL CHANGE•AND A LOT MORE

PRESTON FOR LIFE

GOLD CARDGOLD CARDGOLD CARD WITH EVERYVEHICLE SOLD

MSRP $20270, DEALER DISC. $2274, MAZDALOYALTY REBATE $500 VIN#YVHZ88H8A5M14765

$209$209$209PER MO.PER MO.PER MO.WAC 72 MO. @ 5.99% #N900425

SALE!SALE!SALE!

$7888$7888$7888

SENTRASENTRASENTRA

06 FORD06 FORD06 FORD

08 NISSAN

$17777$17777$17777$17777$17777$17777 $17777$17777$17777$17777$17777$17777

#N900416

$10,000$10,000$10,000

09 NISSAN VERSA

$174$174$174 WAC 72 MO. @ 5.99% #N900341PER MO.

$1000$1000$1000NOWNOWNOW

UNDER INVOICE!UNDER INVOICE!UNDER INVOICE!

$12995$12995$12995

$14995$14995$14995FROM

THE 2010 SONATAS ARE IN!

FINANCING FOR60 MONTHS!

WITH APPROVED CREDIT THROUGH HMF

707070IN STOCK!IN STOCK!IN STOCK!000%%%

$20995$20995$20995

FROM

IN STOCK!IN STOCK!IN STOCK!252525

NEW 09 ACCENTS

131313IN STOCK!IN STOCK!IN STOCK!

NEW 09 ELANTRAS

505050IN STOCK!IN STOCK!IN STOCK!

NEW 09 SANTA FES

FROM

$8995$8995$8995#DX94676A

$10888$10888$10888

307 MAZDA

05 MERCURY

#DX94804AMOUNTAINEERMOUNTAINEERMOUNTAINEER

$11888$11888$11888

06 NISSAN

#DX94672BMAXIMA

$14888$14888$14888

$12888$12888$12888

VUE

$16888$16888$16888XLT #P9804EXPEDITIONEXPEDITIONEXPEDITION

$19888$19888$19888

ROGUE

08 HYUNDAI

LE 4WD #ARMADA

$24888$24888$24888

$21888$21888$21888

FUSIONFUSIONFUSION

THROUGH JAN. 4th!THROUGH JAN. 4th!THROUGH JAN. 4th!

IT IS OUR FINAL OPPORTUNITY TO MAKE THE FORD TOP 100 LIST!IT IS OUR FINAL OPPORTUNITY TO MAKE THE FORD TOP 100 LIST!IT IS OUR FINAL OPPORTUNITY TO MAKE THE FORD TOP 100 LIST!

EXTENDED!EXTENDED!EXTENDED! Ford gave usFord gave usFord gave us2 more days to2 more days to2 more days toearn a spot on theearn a spot on theearn a spot on the100 list! Just two more days100 list! Just two more days100 list! Just two more daysto land the best Ford deal ever!to land the best Ford deal ever!to land the best Ford deal ever!

OPENOPENOPENTODAY!TODAY!TODAY!11 to 511 to 511 to 5

OPENOPENOPENTODAY!TODAY!TODAY!11 to 511 to 511 to 5

* ALL PRICES PLUS TAX, TAG & PROCESSING FEE. PRICES INCLUDE REBATES AND INCENTIVES PAYMENTS BASED ON 72 MO. DEALR NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS. PICTURES FOR ILLUSTRATION ONLY. EXPIRES 1-4-10

CALL DAVE JR. DIRECT 410-829-0034CALL DAVE JR. DIRECT 410-829-0034CALL DAVE JR. DIRECT 410-829-0034