-
Co-operative Core Banking Solution
Training Manual
National Informatics Centre
Department of Electronics and Information Technology
Ministry of Communications and Information Technology
Government of India
-
!
"
#$%&
'
%()(!($
*
+, (()-)!
+!-!
!(
.!/
#0+!
#0#!
1
2!#0%&
" )
"
' %,!(
*
* #03&$
4
1 #05-!
4
4 /
/6#$7
"
8!!
4
8!!9+!-0:
8!!!-
8!!;!
"
" 8!!/)
"
' 09+!:
"
* 8!!
'
-
1 ;!(!
1
4 ;!9+!:
'1
;!
'4
3#+-!%
'4
);/
'4
)
-
1 | P a g e
8-!0-!!(!+!,+!=/(
6++7)!!$/(!(,(!=67)-!,)!!((-)-
)((0/-)!8-,)-!(/,!!
-)!!$!0!/
8--++!=-+!,!=0!!-
,!( 0 ! )(( ! , -( ! - !!( $ 0!=/ ,
($ ! - ! !=/ $ ! !! - ,! , !
!( , 0$ - - 0!= !0( > )-!)!( ! !$
!0!=/$(8-)((-!,!(!0(=/! (=!($!->
!( 0!(!> /!( (/> (! !/> ! ( ! !! !
!=/$)((,0/!/(!(!!/(!( (!!!,!>
-!,$+!,!=
+?/-!!!/)(((!-!0$-!!!
!@!(!$- !0!/-/!! (!
!0,8-)(((!/!$!-,,$!0(-/
)=!/-0!--0!=>-0)!$!((
!-0!--0!=!0(=!!--(!$-!(?!-&!$-
(!!!!0(!>-./-0!=/,!/!.!)--
)(((!00!!
8-A!0!+!,/(!(,(!=;>)--)!,($=)!
8- A!0 ! +!, ;! #/!/ != ;> )! / '4"1> -
+!, 0!!(($ )- -0A /! (/ (! -) (!
- ,!0( $> !0( - -!/ - 0> !$ /(!(
,>!&(!-!-(/!-(=!
-
2 | P a g e
-0$-!(-(!/-
8- != -! ! / -/- - +!( +!, !=> 0$ !/ - !
/ 8- /$ $ )! - $! 4' )- !$ +!, ;!
#/!/ != > ) =) ! !$ +!, /(!( ,( != !
.!)!(!--8-A!0!+!,/(!(,(!=>
- !,!/ (/ (! - ! - !
8- (/ - A!0 !> ! -> ! !( )- A!0 !
+!, /(!( ,( != 6 -> 7 ! ! . )- !$
+!,/(!(,(!=!06->7>-0
-!$+!,/(!(,(!=-!140)-0
A!0!3($!!A!0!80)((+!
+3#38 ;
!(($-!=!!,!/(!-%!-!(!!
!=(!-(/!(($,!0(>-!=!(!,/(!-
,!A!>(=!(!!((!8-!>-!=(!$!0!!((-
-!?! !/ - ! 0$ !,!/ (! - -! 8!> /(!(
(! !((!80)((8-0!!(0-!= -/
($>! -$)>A!0-(!/
(=!-!!!!A0-!-,8!$>,$-80
)((!((-!!0$-!=(!($>,$-!-!!
0$ - != 8- != -! 0 /!($ B- %,( ! ( %,( 0$
,/(!-!$!(! -$
-
3 | P a g e
%!( !, 0! - ! (/ 8- -
!, !-)-!+!,!= 6+7! -!. 6!7
(,(>+!(+!,!=6++7!-!67(,(!!$
/(!( + 6+7 ! - / 6,((!/7 (,( 8- - !
!($-,!-5!!=/!/(
8- (/ !, -! - ! +!, /( ! %!( ,(
!= 6+%7 ! - !. (,( ! - !$ +!, /( ! %!( ,(
!=6+%7!-0(=(,(8-),)--0A,
#/(/!/(
8-!0A,!$!/,0()
8/!(/(!!!0(-!$!/(!(,)-
8!&(!-!-(/
8(!0
8/,(!-(-!,(!/(!!((!,
8!-(-!-!(!!
8,(!(,!!(!
8-%//
8,-,
8!-&!($(/
8!!-(/!(!-,5
8,(C!%
8/--#/!3,!(!$
8-0!=)!!0(--$!4"1)--0A,,/;/8+-
!!/(!!((!,
-
4 | P a g e
!(($-0!=,(!($%;!!-!;!!=
-(/!(-.-0!=!!,!/(!!((!0
)((!-!!/(!((8--0!=!,/(!;!
,(>;!;,(/>(+,!>%(!!(=!(;!!2/
(
B--0/-!!(,!!!(-(!!/(!(D
)-0!=-!,(/(!!(!/!$>($> ->
(!!C(>#->E/>-5//$>!((!
8-!=!(!!/ !!,444-!%!!>
,!>#(=/>(3.((>=E(>85+>!$!(>%!
B=->!)#((>+!#!=/>%!-!0!>!+-!==>#!!/!(!!!$
-!,
8-0!=-0)-(=%!( ((>=(
!/!>%!(C/>+! !/>(!C/-3!>%!B!
C!,/>+!!( !$5($->+!(2
/!>,(5/-//(!(#!=/!>+(,!>/,+F>;!;,(>;!?!;!;,(
!-!!!/-0!=-!((-!,,!,G(!
(!-(/)
>-0!=-!!,!(!-!%*
/-4- ,H!(!644*417-0!=-!!,!(!%
*'+,!!,
/-- ,H!(!6'*7-!=-!!,!(!
!/%"'1"!/!(/!/%""
/-- ,H!(!6*17>-0!=-!!,
!,!/(/(!%4'/-!!($!*1>-0!=-!
!,!(!%*"''!/-$!14-0!=!,!(!%
4/-!!($!4>-0!=-!!,!%"114+
/-!!($!!=-!!(//!%"*+
)(00!=F!,-(/)!,
-
5 | P a g e
B0!(!!$/(!(,(!=67$!/!-,-
(()/0A,
(!0($,!(($!0!!(-!!!0$
-
!! !!( !> ,?> !(! -> G; 5 ! 8!/ 5> 8!(
0!(!
;!
-
6 | P a g e
!)00!!(!>-$&!/-)0!
7 )-/!
7 +,$
7 -/,!!,-
7 !!/--/!--06!(7
-
7 | P a g e
!($!-#!!/
)%
)$
)C(!$
);!-
)-!-
)!!
)!
!(%(/
!((!
+-!/!)
!
#0
#05 9!:
#05 9,:
#!#09+!:
2!#0%&9+!:
)9+!:
)9,:
%,!(+!:
%,!(9,:
-
8 | P a g e
#09+!:
#09,:
!-#0!(
!-#00$
#03&$
/5
/59,:
#!9+!:
-!(/
!$!
!$!
!$+(
8!!!(
8!!9,:
09+!:
;!+(
!"#
;!!(!9,:
;!%(!
;!
;!9+!:
-
9 | P a g e
$
%
)%
$(
)C(!$
);!-
)-!-
)!!
)!
+-!/!)
!
5!
#0
#05 9$:
/5+
/59$:
8!!!(
8!!-?!9,$:
!"#
;!(!9,$:
-
10 | P a g e
$
&
)%
)C(!$
);!-
)-!-
)!!
)!
+-!/!)
!
%
#05 9!:
#!#09+!:
2!#0%&9+!:
)9+!:
%,!(9+!:
!-#0!(
!-#00$
#03&$
/5+
/59+!:
-
11 | P a g e
$
!
)%
)C(!$
);!-
)-!-
)!!
)!
+-!/!)
!
!"#
;!(!9+!:
$
&
)%
)$
);!-
)-!-
)!
+-!/!)
#05-!
/
-!5+(/
8!!!(
-
12 | P a g e
8!!9+!:
8!!-?!
8!!!-
8!!;!
8!!/)
06+!7
8!!3$0$(!
$
$#
)%
)$
);!-
)-!-
!((!
!((!/
+-!/!)
!"#
;!(!9 ()=:
-
13 | P a g e
!
8-!(!(()!=!-=(8-!0$-!!0
!,0$-
8--!(!-!,(()/
,8!,-
%A8A-
+(8(-!/!,-!/
,+(!8(!--!/
,!,8!,--$
,2!8!-
,#$8-0!=!
, )!8)!-!,!(
#!!$(!!=!!=6I7
!
1. Schema for Account Number: Account Number consists of 16
digits. First two digits are State code the third digit for bank
type next five digits for branch code next three digits for GL
heads next five digits are sequence running number. Eg.
XX-X-XXXXX-XXX-XXXXX
2. Schema for Member ID, and Voucher ID: - Similarly the
following also follows the thumb rule. It consists of 14 digits.
First two digits are State code the third digit for bank type next
five digits for branch code next six digits are running sequence
number. Eg.
XX-X-XXXXX-XXX-XXXXX
!-+ &
-
14 | P a g e
!(++!(!
" #$
!(-!/!!(()
J 5!
J 58!!
J #((!
J ;!G,!
J (
J %
% &
+!-)0!!0$-!(=!,/-,!(
!8-!00$/-(()//,0()
#05 9+!:
#05 9$:
#05 9,:
'(%$
!)&
!,/!;/++!(!K5!K#0K#05 9+!:
8-!)!0'*$+*,##
+(=-,!(!0!((-!(!0
8!0)--!!0
!! ((-0!!-0/,,!(!0
!!0((-0!!!!(()
o 8(
o !6>(>(!7
o !-5C0!!
o #-!
o
-
15 | P a g e
o !
o %(/
o
o 0
o %!(
o %!(
0
o !(
8-!0(()0$(=0##%+(=-0
!!0
(=/##(=0>-!)(=0!!'*##
+*-
/!(=/-(=0>-(=0!!'*-
+(=--0,-!0
!((-!((-L!!M!0>(=./0
)--)((!=-(8!0
3-/!0-!!$0-!!
-
/-L!!M!0>+(=-- 0!!/!-
,!(!
!0-!-!
## 6+-=0.73-!-0
!!0 ((-!!!(()
o ;
o ;
o !
o
o
o -
o -
o 3!(
o #0(
o !6%!07
8-!!0+!
-!!!-(=-!0!
!
## 6+-=0.73-!!-0
!!0 ((!!!!(()
o !!0,6+-=
0.7
o ;
o ;
o !
o
o
o -
o 3!(
o #0(
o !6%!07
!!>0-!!!--!+-=0.L
M#!=--=0.
8-!!0+!
-
16 | P a g e
-!!!!-(=-!0
!!
## 6+-=0.73--0
!!0 ((-!!!(()
o ;
o ;
o !
o
o
o -
o 3!(
o #0(
o !6)(7
o !6%!07
8- ! ! 0 L## M +(= - 0 !=/
!!!!
, (=/./0!0>-5/50!!
, ->/>!)0'*+*$ &)&&
*
'(-5/50!,!(!0((!/
, 2(!->/>
, +(=- 0!-0
, B--(=- 0-5/50>-!6/7
#0)((0/!!-!/
(!$
+(-5/50!,!(!0((!/
. +(=-$ &)&&0
. !"!#$+(==5+!(0M>!/
)((!!
. +(=+!(0!(-/)--5/50
. +(=-E0-/
!/
(!$
. 8-!)(=0!!-!/!/
-
17 | P a g e
/#0(-)/,!(!0
+(=-LM(=!/-(!/!-0)--0
,
8-!(-0)((0(!$-
, 8-!!=/,!-03-!=
, %!=!!!$0-)!!/-)!
%&(=/ 0
, 8-!)0-0'*$)#+*%#
$)#
(
, $)#+(=-0)!-0!,!(
, $'&()!'>!/-)
. +(=0!(-)!,!
. +(=30-)!,!
L
7M
#!/-)
%#
(
. %#+(=-0-0!
. $'&()!'>!/-)
. +(=0!(-!
., +(=30-!
*
+!/-)
., 8-!)(=0!!-,$!/!/
-
18 | P a g e
, 8-!-0!-0-!((!$*+*-5
4*%#
(
, +(=!,%!=!!!$!,!(
, ,,%$'&-()!'.>!/(!$
. +(=0!(-,!(
. +(=30-,!(
/,,%
+
!/)((!!
-5
(
. +(=-5
A
. %!=!!!$0-)!!/-)!
%&>(=/30
. L0$'&-()!'.M>!/(!$
., +(=0!(-A
., +(=30-A
0
7M>!/
(!$
%#
(
., +(=%#!!#!
., %!=!!!$0-)!!/-)!
%&>(=/30
., $'&-().!.'.>!/
(!$
.. +(=0!(-#!
.. +(=30-#!
*
>!/-)
.. 8-!)(=0!!-,$!/!/
-
19 | P a g e
#05 9$:
#05 9,:
'(%#%02
!)&
!,/!;/++!(!K5!K#0K#!#0
9!:
%&8-!-!!/!!!/-!0!
;06!7-)/,!(!0
+(=LM(=!/-(!/!-0)--0
#$-6 M!(-0/,,!(!0
!!0$-0!!!!(()
8(
!6>(>
(!7
!-5C0!!
, #-!
, +(=-- 0!!/!-,!(
!
, +(=-L./M0
, #$-## &
## 6+-=0.7#$-!-0
(0-!!!(()
;
;
!
-
-
20 | P a g e
-
3!(
#0(
!6!
07
## 6+-=0.7#$-!!-0
(0-!!!(()
!!0,6+-=0.7
;
;
, !
,
,
, -
, 3!(
. #0(
. !6%!07
!!>0-!!!--!+-=0.L
M#!=--=0.
## 6+-=0.7#$--0
(0-!!!(()
;
;
!
,
,
, -
, 3!(
, #0(
. !6)(7
. !6%!07
, 8-!!0/,!-!$!6## 7*+(=-
0!=-!!
. 8-!)0!-0'*./+*-
. /-LM!0>+(=-- 0!!/!-,!(!
. +(=L/M0+--!/
. (=/.0!!(!/-5/50
. 8-!)0!!-'*+*$ &)&&*
'(-5/5!,!(!0((!
., +(=-0L$ &)&&M
-
21 | P a g e
., L,!!$'&()!'M>!/
)((!!
., +(=-+!(0!(-/)--5/50
., +(=-E0-/)--5/50
>!/
-)
+(-5/5!,!(!0((!/
., 2(!-5/50
.. +(=-06 7*
>!/
-)
.. 8-!)(=0!!-!/!/
-
22 | P a g e
. +(=-L70!(-!
. +(=-L3M0-!
*
>!/-)
., 8-!)(=0!!,$!/!/!/(!$
. +(=0!(-,!(
. +(=30-,!(
/,,%
+
!/)((!!
-5
(
. +(=-5
A
. L0$'&-()!'.M>!/(!$
., +(=0!(-A
., +(=30-A
0
7M>!/
(!$
%#
(
., +(=%#!!#!
-
23 | P a g e
., $'&-().!.'.>!/
(!$
Record of Member has sent for modification and Member ID is:
XXXXXXXXXXXXXX (14 Digits), message will be displayed.
., +(=0!(-#!
.. 8-!)(=0!!,$!/!/
-
24 | P a g e
., +(=-(=0!!0
., (=/(=0!/!-(=0!!*-
.. +(=-,(=0,-0
.. 8-!)0!-0'*./+- *
.. +(=-L- M0-,!(!
.. +(=-./0
.. 6./70!=$-.!/!-!(
.., 2!-!!(
!
!!
!
.., 8-!)0!-0'*./+- *
.., +(=-L- M0-,!(!
.., +(=-L/70
.., (=/.0--5/5!!!-0
... 8-!-/0!!!-0>(=-0(!
-5/50
... 2(!-5/50!!-
... -5/500A/!!?-(0"=0
... +(=-0!!-!,-!!
...
7M>!/
!!
..., 8-!)(=0!!!/!/
-
25 | P a g e
L#00
M>!/
(!$
, 8-!)(=0!!,$!/!/
-
26 | P a g e
#6+-=0.7
;>;!>
%(!-)-/!!6)(7
., 8-!-!-0
., +(= 0!!)-!
., 8-!-=0.@
., 8-!!!(($(!-!0-!
.. --/!!!&
.. -/!(!-(!-)-!5-(!$!(-!
!/)((!!!LRelationship is not matching with genderM..
-!(.!,!(!$!5-!!/)((!!!
LPlease approve existing nominee detail against the account
number.
M
12
3
2
4+!/(!$
552 +(=-0(!/-!(
.. +(=-0(/-!
55%2 3!0-!!$-)!/!!!L
2
55%2 -!-(00)!-)!!/)((!!!
L1"66NM
.., 8-!)(=0!!!/!/
-
27 | P a g e
. L$+(=-0E5+!(>!/)((
!!
. +(=+!(0!(-)!/
. +(=-E0)!/
Nominee is forwarded successfully and A/c No is:
XXXXXXXXXXXXXXXX (16 digits) & Nominee Id is XXXXXXXXXXXXXX (14
digits), !/(!$
. +(=-0(-,!
. 8-!)(=0!!!/!/
-
28 | P a g e
!,/!;/++!(!K5!K#0K%,!(
9!:
+(=-&;=0!--!5!(
(-5$)(!-5!(!
8-!)!0!!!-0'*
+* *
, (-$!!,(!+(=-:0/-!(-
5
, 8-!(-!(!$
, (-!-()-0,
, -!5=)--50!(=-0:/-!(
0
, 8-!((=!>!>;/!(!>!+(!!(!!-)-!
!)-./!(
. 8-!-=0.-./!(!(
. +(=--=0.(-
. 3-(!(-(!
. 3-,!(!,!(-
. 8-!-0!-0'*+* 4*
., O+(=-0!,-!(
*%1
3
4!/(!$2
., (/-,!(
., (!/-!(
., 8-!)(=0!!!/!/
-
29 | P a g e
*%1'
3
4+!/(!$
, 8-!)(=0!!!/!/
-
30 | P a g e
, 8-! 0!-0(-05-!
, +(=-L#7(=-)!-/-(0
, 8-)!5/+!-(!!>
, 8-!(=0L M
. (-(?=#=*"3!124'"
@"'&
+!/)((!!
., +(=- 0-!(,
., +(=- 0(-
'B-!(#0!0(
8-(-0-)L%7!0
8-! 0!-0(-05-!
+(=-L#7(=-)!-/-(0)((0
8!!
, 8!!3$-)/(()/!()--0((
o 8!!8$!0-)-$!!
+
o 8!!#!0-)-$0$)--
!!-(0
+!-
o 0(()0$&(=0
o #0(()0$: (=0
o
, +(=-&(=0!--5
, +(=/- &(=-!!58$>5!>(5>
-
31 | P a g e
, +(=
!0/!(!,!!(= !0
/!((!
. 8-!0:+(=-0/-!(-!
. -/!(=-/0!!/!!L
3!2
. (=/-/0-!(-0(!$+(=-!
!-/
. 8-!!(!!)-!(!>!>;/!(!>+(!
0!(!
. 8-!:0-!!$!/
., -!0=)--0!+(=-:
08-!(-!!(!$
., !5,!(-!/-)L(!=3%'3!M+
-
-
32 | P a g e
0 1$
/-!-
/9+!:
/9$:
/9,:
'(
02
!)&
!,/!;/++!(!K5!K/5K/59+!:
&8-((0$-!--0!=
(!(-)/
8-!0(-!(-!(!!(!
3-!(!!!(=-(0>-!(-!(!-)
, +(=L#M(=0-)-((!(-0)-#0(>-!
!(!
, 0(-!(=0L)#L(=-((0!(
, =!,!(!0(!!-=0.L#7*
'(+-=0.6#7+-=
, --=0.-=---!-!(-!-(=
-!,0!,
, 8-(-!0!!(()
! !6 !>#(
!>;!!7
0 !-5C0!!
-
33 | P a g e
. +(=-0(!/-!(
., 8-0!!)--!()--!+(=/-0
-)!/!"
-
34 | P a g e
., %#+(=-0-0!
., $'&()!'0M>!/!!
., +(=0!(-!
., +(=-30!
L*
>!/-)
.. +(=-0(-,!
.. 8-!)(=0!!!/!/
-
35 | P a g e
., +(=0!(-!
., +(=-30!
L*
>!/-)
-5
(
.. -5
(+(=-0A-!,!(
.. 0$'&()!'0M>!/!!
.. +(=0!(-%A
.. +(=-30A
L"-!(-!(!-)
, 8-!(0!!!-0(-!
, +(=L#M(=!-/-(-0$-
, #0(>-!!(!-)
, 0(-!(=0L)#L(=-0((0!(
!!
, 3-!(!!-!
-
36 | P a g e
. =!,!(!0(!!-=0.L#7*
'(+-=0.6#7+-=
. --=0.-=---!-!(-!-(=
-!,0!,-
. 8-(-!0!!(()
! !6 !>#(
!>;!!7
0 !-5C0!!
-!/0()1$!--!
/!!!(!!!-0)--!!$0((!7
. (0((/!!!(!!(()
!
-
37 | P a g e
!)& %#
!,/!;/++!(!K5!K/5K/
9$:
&8-!00$-!(=
/(!(-)/
8-!0(-!(-!(!!(!
3-!(!!!(=-(0>-!(-!(!
-)
, +(=-L#M(=!/-(-)--0,
, 8-!(-!)((0(!$
, 0(-!(=0L)#L(=-,)((0
!(
, %!=!,!(!0(!-0
, 3-!=
. %!=!!!$0-)(=/30-)
!/!,%,,&M
. 8-!-0!-0'*$)#+*%#4*
$)#
(
. $)#+(=-0)!-0!!,!(
. L$'&-C!'.M!/(!$
. +(=0!(-)!/!,!(
., +(=-30)!-!,!(
3
3!14+
#!/-)
%#
(
., %#+(=-0-0!
., $'&()!'0M>!/(!$
., +(=0!(-!
., +(=-30!
*
M>!/-)
//* +(=-0(-,!
.. 8-!)(=0!!!/!/
-
38 | P a g e
!)&&%#
!,/!;/++!(!K5!K/5K/
9,:
&0,0$!#!!/
/0(-)/
8-!(0!-0(-!,!(
8-!0-!(-!(!!(!
, 3-!(!!!(=-(0>-!(-!(!-)
, +(=L#M(=!-/-(!/!-0)--0
!,
, 0(-!(=0L)#L(=-((0!(
, %!=!,!(!0(!-0
, 3-%!=
. - !!!$0-)(=/30-)
!/!,%,,&M
. 8-!-0!-0-!((!$'*+*-5
4*%#
!/(!$
. +(=-L+!(M0!(!,!(
., +(=-LEM0-!,!(
"!/(!$
-5
(
., +(=--5
0A-!,!(
., 0$'&-()!'.M>!/(!$
., +(=+!(0!(-A
., +(=E0A
L"
-
39 | P a g e
*
M>!/-)
.. +(=-0(-!,!(
.., 8-!)(=0!!!/!/
-
40 | P a g e
. -!5=)--0!+(=-:08-
!(-!!(!$
. 5-!!()--!0((8-!!(()
8$8-!)(-)-
o +-&
o -
o B-!)!((
o !$
(-!0,!!$
(-!
3-604/5+-!7>6#0'
/5+-!7>>8=!!!
8-!-=0., *8-!!)--!(-0
(!$
8=-(0($)-(/- &!!!
6!(!(!$7
!!(-(,!(!!68=
(!$7
/-!-!-0-0-!
-))3.!(!---)
)!L8($M
. 8-!-0(!$!-0'*##+*-4*
##
(
. ##(+(=-0!/-!(-!((!$)-*
., #(!$)--!!$(!-!!$
(+8-#(!$
., 8-!0(!$!-0-!(0+(=-0
!,-!!
/
2@7M>!/
(!$
., 8-!1&0/,!-0!/(=-0
-,-0$/-)!/
-!!
(
., -(+(=-0,!((-!
., (+(=-0(-!!!))
.. 8-!-(=0/,!-0'*1)
# +*
4*!#
-
41 | P a g e
1)
(
.. 1)
(+(=-(=0,)!!((=/-
-R$!/)--((!(!-)/,)
8-(+-&=>+-&!>!>(!/
!>+-&!>->>>!S
!(
8-! >#)0/,!-0+(=-0(
-))
(
.. (+(=/-0-))))-&)#&
-)/-0
.. 8-! 0!-0-))(=-0(-
))
!#
(
.. !#(+(=-0>--,)(/))
.., 3-!>(-!!!>,)(!
.., 8-!)0'* &)+*
.., &)(+(=--)-(/!(
.., (+(=-(-(/))
.., 8-!)(=0!!!/!/
-
42 | P a g e
, +(=-L#M(=-)!-/--!
, (=/-L#M(=-((!!!(-)/
. -!(-);/>)/>)5!((=-)
. +(=-(=,);/>/>5!(+(=/!-!/
);/>,)/>,)!5!(
. 8-!0'*$)#+*:4* (=/? 0
$)#
(
., $)#+(=-0)!-!!!(!,!(
., L3+$'&C!1M>!/
(!$
., +(=.0!(-)!!!
., +(=? 0-)!!!
L@
D@+
!/-)
:= =&
(
., +(=:0/-0!=!/
.. +(=-0(,!
.. 1&+(=-0,-
.. 8-!)(=0!!!/!/
-
43 | P a g e
, 8-!-(=-!(;//5!(
, ;/(=-(=,)-(/!(
. /(=-(=,)/!-
. 5!((=-(=-)-!!(
. 3-!=
. 8-!,0!-0-!((!$'* +*-5
4*:
-
44 | P a g e
8-!0 (
, +(=-0(-!(-
, 8-!)!(!-!(0(=0
0
%A
%
, +(=- (=
, (=/0(=0>!!!-!!(
, 8--=0./
&!-+(=-=--.!!--)(=
-=
. ((-!(!(=-30/,!-0
. - ! !- )- - /, ! - ! !/ !! !
LM>(=/=0
. ((-.!!!(=30
L/,
M>!/)((0!!
. +(=--5
(=8-A-0
. 3-%!=
5%2 %!=!!!$0%A-)!!/)((0!!
!LL &0+!/)((0(!$
5%2 +(=--(=8-!!!-!!(
5%2 ((-!-!!(
., 8--=0./
&!-+(=-=--.!!--)(=
-=
., ((-!(!(=-30/,!-0
.. - ! !- )- - /, ! - ! !/ !! !
LM>(=/=0
.. ((-.!!!(=30
L'
+!/)((0(!$
.. 8-!)(=0!!!/!/
-
45 | P a g e
* 3-5!(-!
* 8-!)0'*&+*
* +(=-&0/-!!!(
* 8-!!!()((0(!$!-0)-!(=0
* LM+(=-0-!(
* +(= 0(-!!!-/
"' 59
!)&&%=
!,/!;/++!(!K58!!K8!!!(K8!!
;!
8!!;!/,)-))---!!!0:*
-!=)--!!(=-:0>-!(
!-)
8-!(=0&!-/-!0
, +(= &(=
, !!5$>5!>(5
, (-5$>!-5!(!5
, 8-!)!0,+(
, 8-0!-)/-!!
. B-
(-!(($-!!(!$)--!!,
. (-!(($-!!(!$)--!(
. 8-!0:-+(=-0/-!(-!
. 8-(-!(!$!-0(-!(-!(
!!!
") 5:
"+ &*67
!)&&%#
!,/!;/++!(!K58!!K8!!!(K0
6+!7
0)--(()/!(
+
%!=
8-!(=06)#M+(=-0,)-(/!(
-!5=)--0!(=-/0/-
!(
-
46 | P a g e
, +(=-(=0 &!--0!0
, (-5$!-5!(5
, +(=-0
, 8-!(-0!-)
%2 -!,!(--!/-)L 3!
&
. 3-!!!=
. +(=-0!,-!(
. L%$'&-()!'.>!/)((!!
. +(=-0!(!,/
. +(=30!,/
., /!,/!$0(!/!(-!/-)"
,
E >-)!,
., L1
D11>!/
)((0(!$
., 8-!!+(0!!!-0
., +(=-0-!
., (/-0(=- 0
", 5
!)&
!,/!;/++!(!K58!!K8!!!(K 8!!
..., 8!!3$-)/(()/!()--0((
o 8!!8$!0-)-$!!
+
o 8!!#!0-)-$0$)--
!!-(0
+!-
o 0(()0$&(=0
o #0(()0$: (=0
o
.... +(=-&(=0!--5
.( +(=/- &(=-!!58$>5!>(5>
-
47 | P a g e
.(, (=/-/0-!(-0(!$+(=-!
!-/
.(, 8-!!(!!)-!(!>!>;/!(!>+(!
0!(!
.(, 8-!:0-!!$!/
.(, -!0=)--0!+(=-:
08-!(-!!(!$
.(. !5,!(-!/-)L(!=3%'3!M
( 0=)--#0!(=-
-
48 | P a g e
/
2@+!/
(!$
(.. -(+(=-0,!((-!
(.. (+(=-0(-!!!))
(.. 8-!-(=0/,!-0'*1)
# +*
4*!#
(.., +(=-,)-/!!-
(.., !#+(=-0,)-(/!(
(.., 8-!)(=0!!!/!/
-
49 | P a g e
8!!#6!07
o +!-
5
#0
!!
8-5(()0$! &(=0
, +(=-0!--!
&
(
(=/ &(=0>!!!-!5
(!5$!5!(!5
8-!)!0-!-'*
+*
(
!-/!,!! !-/(!
+(=-:;0/-!(-!
(-!-(0$(=/
8-((!(-!!(!$
, L =3%'3!M>!/-)-!5,+6
-!7!
, -!5=)--!5!(=-/0
, 8-!(-!5!(!$
, -0=)--0!(=-/0
. 8-!(-0!(!$
. #0 -!,-!! -0 -!,-!!5-
-!/!!L=%"3!c
. -0!(!$-!!/-)!L>,,
,
:!
(
+(=- (=0!--0
()--!!-/!!(()
o #0
o !
o ;!!
o !-
o !-5C0!!
o
o
$/!$-!0,(-0!0!-
8-! &0!!!-0-!0,(
-
50 | P a g e
+(=-!-0
8-!(0!-)
8-!
0!!!-/-(-0
+(=-(0(-0
. 8-!(-0!-)
. 8-!)(=0!!!-/-(-0'*1)
+*-
., +(=-0,-0
., 3-8-!!0-))!-0
.!(!LM--))!L-!($M
., /-!-!!!-!!(
., 8-.!!--=0.!-
., +-=-!-.!-)-=
.. ((-!-!!(!(=-30/,!-0-
.. -!!-)--/,!-!/(!$
!L3.
.. B-!!!!$0
.. 8-!-0!-0'*+*-4*
.. 8-!-(=0!-0'*1)
+*4*!#
.., +(=-0!-!(!!
.., 8-!(!!!!!!-)!-0)-#
.., 8-0!!!-0LM
.., +(=00-!!!(
L/
2@+!/)((
!!
.., -+(=-0,!((-!(
... (=-0(!!$
... +(=- (=-)-/5--08- ! 0!
-0(=-(0(-!/
... !#+(=-(=-)-;/!(
... 8-!)(=0!!!/!/
-
51 | P a g e
!,/!;/++!(!K58!!K8!!!(K8!!
9$:
%&8-!!!0$!--0!=
/0((!$/
-5-=)--0-(-
!(-!(!0
8-!)!0'* &+*
, (-!!-!0,!0
, 8-!(!-)
, 8-! 0!-0(-,!
, +(=-L#M(=!/-(-!
, 8-!!!(!-)
. 8-!-(=0-!('*!#+*4*#
. +(=-!0,(=0,)-(/!(>/!!5!(
. 8-!!=/,!-0
. - !!!$ 0-)!!/ -)! ,
%!,,&(=/ 0
. 8-!0!-0'*$)#+*:4*
-
52 | P a g e
!)&&%#
!,/! ;/ ++ !(! K 5+ 8!!K8!! !(K 8!!
9,:
8!!-?!(-)/
3--5(-!(!!5!(
(!!-)!0/,'* &+*
, +(=- 0(-!!!,!(
, +(=-L#7(=-)!-/-(-!5
, 8-!!!(!-)
, 8-!-(=0-)'*!#+4*#
, +(=-(=0,)-(/!(>-)/5-!!5!(
. 3--
. 8-!,0!-0-!((!$'* +*-5
4*:
-
53 | P a g e
- !! !, 0$ - 0!= !!/> - . (! !(! !
)--!(-(!!08--(!!!!,!(!/!
!)&!#
!,/!;/++!(!K;!G,!K;!(!9+!:
&
8- !!00$!->,$0$!#!!/!,0$
!-#!!/-!);!!
8-(!!0$!-#!!/!#!!/
8-!)!0'*.)+*%#
'(#$%!0
(!0#$
8-!(-!(!!-)#$!0
, +(=-#;=!
+()%!
, (-)!0)--)!0!!!
;! (!0(
;! )!,6 !(($7
, ((!(!0(!0;! B!,!0
, 8- !( - 0 ! (!$ / - (! (!0( !
0
, ;! B!, ! 0 ( - - 0 ! 0 !- 0$
/-(!!8-(!!(()
#0
!
;!!
!-
!-5C0!!
-
54 | P a g e
. +(=-(=
. ;!(!3$-)!/
., ((-L0!!M-08--(()/!()--
0((!
#0!
o #0
o 8!(;!C(/
-
o
-
55 | P a g e
.., -M
.., (! !(! 3 - ,!(> 3(/0( !> (
!!(
.., (-(!!
... - !( ! !0, - (/0( ! - ! !/
(!$! ,,72
... 8-!)0!-0'*./+*
... +(=-0(!-!(!-,!(!
... +(=-./0
... #%
+!/(!$
..., G6$ &70!!!-0*
..., +(=-0
>3,,%
>3,,12+!/)((0(!$
CASE 2
..., !-3,,%>3,,12+!/)((!!
.. 8-!)(=0!!!/!/
-
56 | P a g e
-#!!0
/(-0-)/#!!0
, 8-!(0!-0(-,!
, 8-!L#M(=!-/-(-!(!
, #+(=-(=0
, ;!/!(-)-/)-0!!
, 3-!=/,!-0
. - ! !!$ 0 -) ! !/ )(( 0 (!$ !
L %! ,&M(=/ 0
. 8-!)0!-0'*$)#+*##
)#
(
. +(=-0
. L $ '& -C!'.M> !/ )(( 0
(!$
. +(=-0!(,!
., +(=-? 0-
>3,,
>3,,12L>!/)((!!
#%#
(
., +(=-0-!(!!
., L $ '& -C!'.M > !/ )(( 0
(!$
., +(=-0!(!
., +(=-? 0
L>3,,
>3,,12+!/)((!!
.. 8-!)(=0!!!/!/
-
57 | P a g e
!,/!;/++!(!K;!G,!K;!(!9,:
&8-!!!/,-(!!(!
8-!.!0/,!!(()
/!-
!
/#/!/
,
%!/,$
%!//!/
C-!,!( &
!(-0!-)/- &!0
, 8-! 0!-0+(=-0(-!,!(
, +(=-6#M(=/,!-/-(-0
, 8-(!/-0!!-0!
,
(-(-)(
, 8-!!=3-!=
. %!= ! !!$ 0 -) ! !/ )(( 0 (!$ !
L %!,,&M>(=/30
. 8- ! - 0 ! - 0 '* & - +* # # 4*
-5
&-
(
. +(=-0!/!-
. L%$'&-()!'.M>!/)((!!
. +(=0!(!,!(
., +(=-30!,!(
>,,2
,7=
!/)((0(!$
##
(
., +(=-0-!(!-!
., L'&0UE5+!(F0M>!/)((
!!
., +(=-+0!(!
., +(=-30!
L>3,,
+>3,,12
+!/(!$
-5
(
.. -5
+(=-0A-!,!(
-
58 | P a g e
.. 6$)!AD+(=-0UE5+!(FM>!/)((!!
.. +(=-0!(A
.. +(=-03A
L;!(!%A(($
;!(!+!/(!$
.. 8-!)(=0!!!/!/
-
59 | P a g e
., %!= ! !!$ 0 -) ! !/ )(( 0 -) !
%!,,&M
.. (!-)(;!!$!!$
.. !-(-!/(!$! ,2
.. 8-!0!-0!,-
.. L%$'&-()!'.M>!/)((!!
.. +(=-0!(-
.., +(=-03!,
" , %
+ > 3,, 12 M>
!/)((!!
.., 8-!)(=0!!!/!/
-
60 | P a g e
L>3,,
+>3,,12+
!/(!$
., 8-!)(=0!!!/!/ ! ( !>
!(0>!!>!=!!0
. (-!(!
. 3-0!(!!=
. %!= ! !!$ 0 -) ! !/ )(( 0 -) ! L
%! ,&(=/30
. +(=- 0!,-!
. L%$'&-()!'.+!/-)
., +(=-0!(!,/
., +(=-30!,/
-
61 | P a g e
>3,,
+"1!!!D>
3,,1+!/(!$
., 8-!)0!!!-0'*+*
., +(=-0-!
., (+(=-0(-
.. 8-!)(=0!!!/!/
-
62 | P a g e
, +(=-0!-0
, 8-!-(=0-!(!=!>)--0
#!
(=/-!0
, 8-#(=!!)--!-0!
, +(=-#(=
. 8-(!/)--!(-0
. (! / - ! ( )-- - !( -
0
. 3-(-!(
#/!/
#/!/!
%!!
%!!!
. 8-!(=0!/-(-0
. +(=-0!($
., -0-!=3-!=
., %!=!!!$0-)!!/)((!!!L
@! ,&M>(=/0
., 8-!0!-0
., +(=-0!,-/!/!((($
%
+ > 3,, 12 +
!/)((0(!$)-!(!!(!(
., 8-!)0-(!!(!(+(
.. +(=-0-(
.. +(=- 0(-!(
''(!012
8-/!/!()-!,(($ --!!!!/!/!,$-!(!
)!-!(!0!-!!/!,!(
!)& %#
!,/!;/++!(!K;!G,!K;!(!9,$:
%&8- (-#/!/
8-!-!0'*#!+*&$4*%$*
-%$!0
+(=/-!0-!(-0-)
, 8-(0!-0(-,!
-
63 | P a g e
, +(=-L#M(=-)!-/-(-0
, 8-((!(!-)
, 8-!!-0)--%!=!$)#0
, 3-!=
. %!=!!!$0-)!!/(!$!L
%!,,&>(=/30
)#
(
. +(=-0
. $'&-()!'.+!/(!$
. +(=-0!(-)!/
. +(=-30)!/
L>3,,
+>3,,12+
!/(!$
., 8-!)(=0!!!/!/
-
64 | P a g e
, +(=-0*
. L,,%$'&()!'+!/)((!!
. +(=-0!(-!,!(
. +(=-30-!,!(
L>,,,,%
>3,,1
"1!!!
3
14M>!/)((0(!$
. 8-!)(=0!!!/!/
-
65 | P a g e
8=
!!
, 8= !! ($ )- !! $ ! !! +!- (
!!!!!$+!!!8!
, - 8!! 8$ ( ! 8!! # 8! ( - -
!($>!>>!0(
. ! !- - !( 0 (!, 0(!= ! ($ ! !
=
. 3-!(
. 3-!0(!
. !!$0
. (-$>!
., 3->!!
., -! !!!(($!! )!-0 . -
!*-!0-))!L,8-!($M
., B-!!)--!!$0
., 8-!-0!-0'*##+*-4*
., 8-!(=0!-0-'*1)
+*4*!#
-
66 | P a g e
!)& %#
!,/! ;/ ++ !(! K 5+ !!K 8!! !(K 8!!
9,$:
%&8-;!+(=(!-(!
/(-!5-) & !0
31&,
*(-!(-!(!0
+(=-+(0!!!-0(-,!
, +(=-#(=-)!-/-(-!
, 8-!!!(-0!-)
, 8-!(=0-!('*!#+*4*# -)-!/>!5!(!
,)-!((-!
, 8-!0)--!!)-,)/-!((-!
. +(=-0--!!(
. 3!=!-0
. %!=!!!$0-)!!/)((0(!$!L
%! ,&(=/? 0
. 8-!0!-0'*$)#+*:4* -)
!/)((!!
+(=!()!/
+(=H0-!!,!
@
%
+!/)((!!
., :(+(=-0/0!=-,!/
., (+(=-0(-,!
., 8-!)(=0!!!/!/
-
67 | P a g e
!,/! ;/ ++ !(! K 5 8!!K 8!! !(K 8!!
9,:
%&8-!#!!/-;!(!
8!! -?!> - ( - 0 -) / - ) !
0!!
3--5(-!(!0!(
(!!-)!0/,'* &+*
, +(=-(0!-0(-!!!,!(
, +(=-L#7(=-)!-/-(-!5
, 8-!!!(!-)
, !(-!(=0!#+*4*# -)-!/>,)!5!(
!,)-!((-!
. 8-!0)-,)/-!((-!+(=-0--!
!(
. 3!=!-0
. %!= ! !!$ 0 A -) ! !/ )(( 0
(!$!L*07M(=/? 0
. 8-!,0!-0'* +*-5
4*: !/ )((
!!
+(=-.0!(!!A
+(=-? 0+!!A
LL/0
+!/)((!!
5%2 :(+(=-0/0!=-,!/
5%2 (+(=-0(-!!!,!(
5%2 1&(+(=-0-,-!(
., 8-!)(=0!!!/!/
-
68 | P a g e
.. +(=-!!!-!!(
. 8--=0./
&!-+(=-=--.!!--)(=
-=--=0.
. ((-!(!(=-30/,!-0
. - ! !- - /, ! - ! !/ !! ! L
M>(=/=0
. ((-.!!!(=30
. L/,
M>!/)((0!!
., 8-!)(=0!!!/!/
-
69 | P a g e
, 8- (( !( - 5 > !> %(!
!
, 8-!-=0.!/-(-!(!
, (--(0$!=/--=0.
, -(-!!/(!$!L
(=//!0
, 8-!)0!0'*:+*
. +(=- (-(!
. +(=-:0
L>
M>!/)((!!
. 8-!(-!!(!$)--)0()
. 8-!)0!-0'*+*
. +(=-0-(!/!
., +(=- 0(-(!/!
%2% 9
!)&&%#
!,/!;/++!(!K;!G,!K;!
( ( !-(=!,!!
L7"%
+!/!!
+(= +(;!
%" -!
!)&&%#
!,/!;/++!(!K;!G,!K3#+-!%
3#+-!%-(()/()--0((
! ;!
0 %
6-7
!((&$6)(7
(( - !0, ( ! ( !(( &$ 6#-($> R!($> C!( $!($>
$!($7
8-!)0!-0+(=-0!((/-!(
, 8--((3#-!-)
, 8-!0!-0--!+(=-0-3#!(
%%8 :9$
!#!!((-!(!-!(!!
-
70 | P a g e
!)&&%=
!,/!;/++!(!K#((!K)!(K);/
B-(=-,)(/0>!(/$!/)((-)!((-(/
!((!50
8-!!-(=0!--0
+(=/-!-(=0-!!!-/-!5
, (-$>-5!(!0
, +(=-:0!!/-!(0
, 8-!(!!!!-0
, (-!-(-!5!!
, -!5=)--!5!(=-/0/-!(-
!
. (-!!!
. 3,);!.0.
. 8-!)0!-0-!((!$'*&)+* 68-)>+(7
. &)O+(=/-)0)(((!$!((-(/!((!5
. !(-,-)--!!!!(=0
., +(=/-(=-)-,-!(
., 8-!0!!!-0/-,-!(
., O+(=+(0-!)(((-,)(/!(
%8 :;9$
#!!((-!(!!!!((
-
71 | P a g e
!,/! ;/ ++ !(! K #((! K $ 5 !K$ 5+
+!9+!:
$-$5+!>(()/!(!!)--!&
!/)((!!
, +(=%AA
, +(=+(0!)((!=$0!=-!
-
72 | P a g e
%) !
-
73 | P a g e
, 8-!-0!!!-0'*+*-5
4*
, (+(=-0!,-
'7&,,%
+!/)((0!!
%2 -5
+(=-0A-
%2 '7&*0
M>!/)((0!!
52 (+(=-0(-+-&0==!,!(
. 8-!)(=0!!!/!/
-
74 | P a g e
;!
+-!/
. 8-(=0'*1)
. +(=-(=0--&=
., 8-!-0!!!-0'*+*4*
., (+(=-0!,-
'7&3!4
M>#!/)((!!
., (+(=-0(!-!(-(
., (+(=-0(--&0=!/!
., 8-!)(=0!!!/!/
