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Presentation - Agenda

• TN Corporation for Development of Women – Women Empowerment and SGSY

• TN Pudhu Vaazhvu Project –

Poverty Reduction and empowerment

• TNSRLM – Approach and Strategy

• TNSRLM – Annual Action plan 2012-13

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Established in 1983

Functioning under the control of Rural

Development & Panchayat Raj Department from

July 2006. Earlier with Dept. of social welfare.

Major Schemes implemented by TNCDW

Mahalir Thittam (MaThi – Women’s Development Project)

– Fully funded by State Government

Swarnajayanthi Gram Swarozgar Yojana (SGSY)

– Government of India (75%), State Government (25%)

TNCDW – An Introduction

Growth and Development of SHG Movement in TN

Inception Phase (IFAD Project)

Expansion Phase (Mahalir Thittam)

Consolidation Phase

Community based approach

Formation of Federations Strengthening of economic activities

Sustainability

NGO based approach

Focus on Direct credit linkages from Banks

SGSY – Revolving fund and Economic Assistance

NGO based approach

Focus on thrift and credit

Internal lending

Inception Phase (IFAD Project)

Expansion Phase (Mahalir Thittam)

Consolidation Phase

Inception Phase (IFAD Project)

Expansion Phase (Mahalir Thittam)

2005 onwards 1997 - 2005 1989 - 1996

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Mahalir Thittam – Major Activities

Group Formation

Capacity Building

Revolving Fund to SHGs

Credit Linkage (Direct Loan, Repeat Loan, Bulk Loan, etc)

Youth Skill Training & Placement

Enterprise Development Training for SHG Women

Formation of Panchayat Level Federations

Marketing Support and Sales exhibition

Awards and Incentives

Economic Assistance to Rural SHGs - through SGSY

Infrastructure Support (SHG building, Village shandies)

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Group Formation Capacity Building

Credit Linkage

Sequence of the Process

8 Enterprise Development Training Programme Marketing of SHG Products

Bulk Loan to PLFs Youth Skill Training

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1. No. of SHGs 5,56,311

No. of SHG Members 85.70 lakhs

2. No. of Rural SHGs 3,72,092

No. of Members in Rural SHGs 57.37 lakhs

3. No. of Urban SHGs 1,84,219

No. of Members in Urban SHGs 28.32 lakhs

4. Total Savings of SHGs Rs. 3,374.60 crores

5. Revolving Fund to SHGs 4,85,822

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No. of SHGs credit linked so far 4,85,822

Total credit availed Rs.15,633.83 crores

Cumulative Achievement up to 31.03.2012

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7. Economic Assistance to SHGs 61,934

Amount released for EA 584.39 Crores

8.

No. of PLFs Restructured 10,494

No. of PLFs Registered 8,986

No. of PLFs got Incentives 5,850

9. Bulk loan provided to PLFs 419

Bulk loan Amount sanctioned Rs. 100.54 Crores

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No. of SLFs Formed 399

No. of SLFs Registered 290

11. Youth Skill Training 1,08,496

12. EDT Programme 17,323

Cumulative Achievement up to 31.03.2012

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WB Assisted TNEPRP Project – “PudhuVaazhvu”

• A key Project of World Bank in Tamil Nadu to address inequity and to promote inclusive growth.

• Community Driven Development (CDD) approach through pro poor community organizations.

• Focused intervention in backward Blocks aimed at

empowerment of the poor, marginalised and differently abled.

• Increase in household income through promotion of sustainable livelihoods.

• Implemented in 70 blocks(2509 VPs) in Phase-I and 50 blocks ( 1661 VPs) in Phase –II since 2005.

• Total families Targeted – 9.63 lakhs.

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Objectives Empowering the poorest of poor

Developing and strengthening people’s

organizations

Capacity building

Employment & livelihood

Targeted assistance for productive livelihoods

Enabling Environment

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Strategy adopted in TNPVP Identify the target poor through Participatory

Identification of Poor (PIP) Process. Include their representatives in CBOs- VPRCs Map their needs and earmark exclusive funds Involve Block level Differently abled Facilitating

Agency(BDFA) for technical support and guidance. Build capacity of the community to secure their needs

and entitlements. - special focussed attention - ensure benefits reach the intended. Link with Bank for credit Social security net through insurance and pension

schemes Enhance existing livelihoods and create new sustainable

livelihoods

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Impact of PVP Institutions of the poor manage the program activities on the ground leading to

ownership. Social Inclusion of marginalised and vulnerable

Represented in decision making bodies VPRC, SAC, & PLF. 286 tribal VPRCs formed 1446 tribal SHGs formed. 69,176 covered under Govt Pension scheme.

Community based rehabilitation of Differently abled

▪ 7,996 Special SHGs formed ▪ 94,629 given National ID cards. ▪ 19,118 given aids & appliance. ▪ 5,714 under Niramaya Insurance. ▪ 9,092 given maintenance grant.

Bank linkages have ensured financial inclusion and livelihood.

• 64,000 SHGs linked to Bank credit

Focus on youth employment through job fairs and skill training has addressed inter- generational poverty.

• 1,78,361 youth identified

• 1,70,063 trained

• 1,43,709 employed

Exclusive staff from state to village level has rendered support to CBOs and systematic

follow up

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Guiding Principles of NRLM

• Poor have inherent capabilities and strong will to come out of poverty.

• Strengthening of the Institutions of the poor and universal social mobilization will help the poor to unleash their potential to come out of poverty.

• Facilitating knowledge dissemination, capacity building, skill up-gradation, access to credit, and creation of forward and backward linkages for the livelihood enhancement of the poor.

• Economic empowerment of women will have positive and direct effect on the households and the society as a whole.

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Strategies for Implementation of TNSRLM

1. Social Inclusion and universal social mobilization.

2. Building Institutional platform of the poor

3. Financial Inclusion

4. Economic Inclusion – Building sustainable livelihoods for the poor.

5. Enhancing Skills and linking to Job market

6. Last Mile Service Delivery (Through Para-professionals and Social Entrepreneurs).

7. Leveraging resources through dovetailing and convergence with all schemes of Government.

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Selection of Intensive blocks under TNSRLM

• All blocks are ranked by the number of BPL families within the district and the districts are selected taking into account the following criteria, namely,

Percentage of Agricultural Labourers to total main workers

Rural female literacy rate.

Industrial backwardness.

Infant Mortality rate

Number of BPL families

Percentage of SC and ST population.

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S.No Units to be Covered Year 1 Year 2 Year 3

1. Districts 15 19 31

2. Blocks 60 160 265

3. Village Panchayats 2323 5689 8318

4. Poor Households (in

Lakhs)

7.76 17.61 28.73

Tamil Nadu State Rural Livelihoods Mission: Phasing

Tamil Nadu has a total of 385 Blocks of which 120 is covered under TNPVP

and the Balance 265 blocks will be covered over three years under TNSRLM.

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Phase Year Expansion

in

Districts

Blocks Village

Panchayats

I 2012-13 15 60 2323

II 2013-14 4 100 3366

III 2014-15 12 105 2629

Total 31 265 8318

Coverage of Districts, Blocks and Village Panchayats

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Inclusion

Inclusion of the poor and disadvantaged.

Equity

Women to play a determining role.

Participation

Decisions based on participatory

processes involving all stakeholders.

Transparency

Project decisions will be made transparently.

Accountability

Village institutions accountable to the

community.

Facilitation

The Project will adopt an enabling style.

Non – Negotiable Principles

Edayanchathu Panchayat, Vellore District

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Initiation Phase Communication activities and

PIP

Institution Building

Phase Formation of SHG,VPRC & SAC

Livelihood Phase Individual, Group activity,

CLGs

Consolidation Phase Federations and CPLTC

Project Cycle

Initiation Phase- Next

Cluster Repeat the cycle

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Sequence of Activities

1.Initial Activities

• Communication Campaign

• Participatory Identification of the Poor (PIP)

2.Institutional Building Activities

• Formation of Village Poverty Reduction Committee (VPRC)

• Social Audit Committee (SAC)

• Formation of Self Help Groups (SHGs)

• Panchayat Level Federation (PLF)

3.Capacity Building Activities

• Community Based Organisations (CBOs)

i.e., VPRC, SAC, SHG, etc

• Community Professionals

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Sequence of Activities (contd..)

4.Financial Linkage

• SHG Bank Linkage

• Individual assistance to differently abled & vulnerable

• Livelihood corpus fund and Bulk loan to PLFs

5. Livelihood Activities

• Youth Skill training

• Individual Livelihood

• Common Livelihood Groups(CLG)

• Clusters- One Village One Product (OVOP)

• Economic Activity Federation (EAF)

6.Consolidation Activities

• Promoting Second and Higher level institutions

• Block level insurance Federation

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Initial Activities

Communication Campaign for Awareness creation

• Street Plays • Folk Art • Wall Writing • Posters • Handbills • Rallies

Mannalur Panchayat, Ramanathapuram District

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Participatory Identification of Poor (PIP)

• Participatory methodology

- Social mapping

- Wealth ranking

• Powerful & transparent tool

• Wide acceptance & high credibility

Initial Activities

Kattalankulam Panchayat, Thoothukudi District

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Institution platform for rural poor

Village Poverty Reduction Committee (VPRC)

Selection by Grama Sabha

SHG women from target poor representing each habitation

Village Panchayat President – Chairman of VPRC

Representative of Differently abled & Youth

At least 30% members from SC/ST

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Institutions for Accountability

Social Audit Committee (SAC)

Watch dog for the Project

Regular meetings to monitor VPRC

Reports to Gram Sabha

Ensures transparency

Kadamalaigundu Panchayat, Theni District

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Formation of Self Help Group (SHG)

Social Mobilisation and social Inclusion

Mobilising the left out poor

into groups SC/ST and vulnerable

included into SHGs Opening of bank accounts Convening regular meetings Commencement of regular

savings Maintenance of books

Kundrathur Panchayat, Kanchipuram District

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Panchayat Level Federation (PLF)

Federation of SHGs at Village Panchayat level - registered under Tamil Nadu Societies Registration Act, 1975.

General Body (GB) constituted with all members of federated SHGs.

Executive Committee (EC) constituted with 11 members.

Institution for Networking

Anaikaraipatti Panchayat Level Federation, Theni District

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Panchayat Level Federation (contd..)

Habitation Level Forums (HLF) formed with one representative from each SHG.

EC meets once a month & GB meets four times a year on the dates of Grama Sabha.

PLF is used for formation and strengthening of SHGs and for linking them to banks, suppliers, consumers, etc.

Institutional for Networking

Vempattu Panchayat, Erode District

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Strengthening CBOs or Institutions of the poor

• Second level institution of SHGs

Formation of SHGs

Strengthening and furthering SHG activities

Assists in maintenance of SHG accounts

Supports in undertaking livelihood activities

Acts as financial intermediary

Arranges credit rating

Provides timely credit linkage either through Banks or

Project funds

Panchayat Level Federation of SHGs

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Capacity Building of office bearers and

members Capacity Building of CBOs

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Capacity Building Process

Internal Learning Forums

Tools of Capacity Building

Exposure Visits Training through Structured Modules

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Building Social Capital

Good VPRC and SHG members selected

as CPs to train members of VPRC, SHG &

PLF.

CPs are categorised based on their

functional area specialisation.

Selected CPs are trained in specific

subjects and communication skills.

Trained CPs are used as effective

instruments for IEC of different

programs like NREGS, TSC, Health

schemes, etc.

CPs are paid remuneration for their

service.

Community Professionals (CPs)

Ayappakkam Panchayat, Thiruvallur District

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Financial inclusion and Bank Linkage

SHG Bank Linkage

Community rating for seed money

Credit rating for 6 month old SHGs for first linkage

Next credit rating for repeat loans

Bank linkage

- Direct loan

- Economic assistance

Indian Overseas Bank, Uthukottai, Thiruvallur District

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Livelihood Corpus Fund and Bulk Loan to PLFs

Corpus to PLFs for mobilising Bank credit

Livelihood corpus fund to PLFs for on lending to SHG members to start livelihoods

Bulk loan from banks to PLFs for on lending to SHGs based on their credit absorption capacity

Maruthakulam Panchayat, Vellore District

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Skills And Placement

• Assessment/survey of job market

• Job melas

• District Resource centre for Youth Skill training

• Entrepreneurship Development Trainings

• Job Oriented skill training for youth

Masonry Training, L & T,

Manapakkam,

Kanchipuram District

District level Job Mela,

Thiruvannamalai District

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Job Oriented Youth Skill Training

Skills and Placement

Bannari Amman Garments, Uthiramerur,

Kanchipuram Dt.

Hyundai, Sriperumpudur, Kanchipuram District

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Livelihood Mapping exercise

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Project fund

Special fund to disabled & vulnerable

Livelihood corpus fund

Bank linkage

Bulk loan through PLFs

Convergence through other schemes TAHDCO,PMEGP, DRI loans, etc

Individual Livelihoods Self employment – IGA and

Livelihood Activities

Pathiri Panchayat, Kanchipuram District

Baradarami Panchayat, Vellore District

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SHG groups involved in similar or related activities are formed into clusters.

Reduce cost of production and achieve economies of scale.

Provided backward and forward linkages through District Supply and Marketing society.

Cluster Development- One Village One Product

Aggregation of similar Livelihood Activities

Kosavapalayam Panchayat, Coimbatore District

Ammayappan Panchayat, Thiruvarur District

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Project Process Consolidation Activities

PLFs – for SHGs

Community Professional

Learning and Training

Centres (CPLTCs) – for

Community Professionals

(CPs) at District level.

Promoting Second and Higher Level Institutions

CPLTC, Thiruvannamalai

Human Resources Plan Harmonization between TNCDW and TNPVP

• State Level – SMMU Structure

• District Level – DMMU structure

• Harmonisation

– Type 1 Districts - NRLP ( No TNPVP)

– Type 2 Districts - NRLM ( Has TNCDW and TNPVP)

– Type 3 Districts - Small districts with Majority blocks under TNPVP

• Block level - BMMU

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Harmonisation of State level – Technical team

TNPVP Specialists will provide technical support to TNSRLM in the following

thematic areas.

Community Driven Development

Differently abled and vulnerable

Tribal Development

Livelihoods

Environment

Special Cells will be formed for the following thematic areas which will

support both TNSRLM and TNPVP

Communication

Capacity Building

MIS

Skills and Placements

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Harmonization of District level technical team

APMs of TNPVP will provide technical support for TNSRLM in the

following thematic areas.

Capacity Building

Community Development

Livelihoods( Farm)

APOs under TNSRLM will provide technical support to TNPVP in the following thematic areas (reverse sharing)

Business Development & Micro Enterprises

Partnership and Convergence

Special hubs for Capacity building and Communication , MIS and S&P

Annual Action Plan

2012-13

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Project No. of

Districts

No. of

Blocks

No. of Village

Panchayats

Year of

commencement

NRLP 4 16 458

2012-13 NRLM 11 44 1865

Total 15 60 2323

Project Area for Phase – I 2012-13 The project will be implemented in 15 districts covering 60

blocks, which includes 16 blocks from 4 districts under NRLP

and remaining under NRLM.

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Activities proposed in Intensive Blocks… 1

• Information Education and Communication activities at various levels

• Orientation to line departments and Panchayat Raj Institutions (PRI)

• Conducting Participatory Identification of Poor (PIP) process for identifying target people under TNSRLM.

• Formation of Village Poverty Reduction Committees (VPRC) and Social Audit Committees (SAC).

• Preparation of Village Development Plan.

• Release of Community Investment Support to VPRC.

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Activities proposed in Intensive Blocks…2

• Formation of Self Help Groups

• Restructuring Panchayat Level Federations (PLF).

• Establishing Village/ Block and District level convergence forums

• MIS – Review and monitoring system at Block level

• Mapping of skills and Education status

• Business correspondents

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Activities in Non-intensive blocks…1

• Initially lean project staff at Block level.

• Focus will be on developing one pilot village in each Blocks of the Phase-II project district.

• 100Village Panchayats will be selected as resource Village Panchayats at the rate of one per Block from 100 Blocks which is proposed to take up as intensive Blocks in 2013-14.

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Activities in Non-intensive blocks..2

In these pilot resource villages, the following activities will be taken up:-

– Social mobilization

– Conducting base line studies

– Conducting Participatory identification of Poor

– Formation of VPRC

– Mapping of skills and Education status

– Development of social capital (CPs / CRPs)

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Activities common to both Intensive and non – intensive blocks ( State Wide)

1. Skill and placement – Assessment/survey of job market

– Job melas

– District Resource centre for Youth Skill training

– Entrepreneurship Development Trainings

– Job Oriented skill training for youth

2. Convergence and networking – Creation of convergence forums at village, block and

District levels.

– Inter department planning workshops at block level

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Activities common to both Intensive and non – intensive blocks

3. Livelihoods – Creation of CLGs at Village / Cluster level @ 5 per District

– One Village – One product promotion

– Partnership with Small Industry association

– Innovation forum with Student interns from colleges and Universities

4. Financial Inclusion – Bank Mitras

– Financial literacy to all poor HHs

– Pension and insurance schemes for poor

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5. Marketing

– Standardisation and Value addition

– Branding of SHG products

– Inter District and intra District marketing among SHGs

– MOU with private sector and SSI associations • Marketing support through fairs and exhibitions at State and Regional level

– Buyer – Seller meets (State & regional level)

6. Awards

– Awards to best performing PLFs, SHGs and Bankers

7. Monitoring & Evaluation

– MIS cell

8. Communication & Documentation cell

– Development of Communication Manuals & Materials

– Printing of Manuals & Materials

Action plan - Timeline

Annual Action plan activities

• State level Activities

• District Level Activities

• Block level Activities

• Cluster level Activities

• Village level Activities

Activity Timeline Trigger Dates

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Component wise Budget - TNSRLM

S.No. Component Description Amount

1 A Institutional and Human Capacity

Development

75.00

2 B State Livelihoods Support 17590.96

3 C Innovation and Partnership 1359.00

4 D Project Implementation support 414.11

Total 19439.07

(Rs. in Lakhs)

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Source of Funding - TNSRLM

(Rs. in Lakhs)

S.No Description GOI GOTN Total

1 National Rural Livelihoods

(NRLM)

11300.21 3766.73 15066.94

2 National Rural Livelihoods

Project (NRLP)

3279.10 1093.03 4372.13

Total 14579.31 4859.76 19439.07

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Skills & Placement Component wise Budget

(Rs. in Lakhs)

S.No. Component Amount

A. Youth Skill Training

1. State Resource Centre 85.40

2. District Resource Centres – one per district 564.17

3. Preparation of youth database, career guidance

training and youth festival 812.12

4. Providing skill training to 30,000 youth @ Rs.

10,000 per youth 3000.00

Subtotal 4461.69

B. Entrepreneurship Development Training

1. Training to 5,000 women @ Rs.5,000 per

women 250.00

Total 4711.69

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Source of Funding Skills & Placement

Description GOI GOTN Total

National Rural Livelihoods (NRLM)

– Skills & Placement

3533.77 1177.92 4711.69

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Description GOI GOTN Total

National Rural Livelihoods (NRLM) 3533.77 1177.92 4711.69

Rs. Lakhs

S.No Description GOI GOTN Total

1 National Rural Livelihoods (NRLM) 11300.21 3766.74 15066.94

2 National Rural Livelihoods Project (NRLP) 3279.10 1093.03 4372.13

Total 14579.30 4859.77 19439.07

TNSRLM – AAP Budget 2012-13

B. Skills and placement component

A. NRLM and NRLP component

Total (A + B)

Description GOI GOTN Total

NRLP and NRLM including Skills & Placement 18113.07 6037.69 24150.76

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NRLM Fund requirement for 2012-13

• TOTAL Funds required : RS 242 Crores

• GOI Share : Rs.181 Crores

• GOTN Share : Rs.61 Crores

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S.No Issues Raised in AAP Action Taken

1 Harmonization/Convergence with existing

World Bank assisted PVP project

A clear road map is developed and action initiated by making MD-

TNWDC as PD –PVP. State, Dist and Block level harmonization plan is

also developed

2 Clarity on the implementation architecture Clear plan for SMMU, DMMU, BMMU and PFT level dedicated

staffing. PVP staff also as part of SMMU, DMMU, BMMU including

non-intensive blocks

3 Clarity on community Institutional

architecture

Clear community architecture planned at various levels – SHG-VPRC-

PLF

4 Skills & Placements not included in AAP Detailed activities and budget included for S&P

5 Cost sharing between Centre and State –

not mentioned for NRLP

Cost sharing as 75:25 mentioned

6 Higher amount of CIF/CIS for first year TNPVP model CIF amount allotted based on Village development

plan and vulnerability reduction plan.

Currently Average CIF is Rs 10 Lakhs

7 VPRC funding of Rs.10 Lac – higher than

the cost norms of NRLP

WB supported TNPVP models are treated as pilots of NRLM.

Therefore, funding pattern of NRLM is based on TNPVP funding

pattern. More funding opportunities will be explored and PVP model

will be replicated.

Average Block funds for 5 years under TNPVP is Rs.13.90 crores and

that proposed under NRLM and NRLP is 10.01 crores !

8 The HRD cost of Rs.75.00 lakhs needs to

be broken down into sub-heads

Staff recruitment and initial induction training. It is for hiring of HR

agency – for recruitment, induction training.

9 No indication of procurement

arrangements

Detailed procurement plan along with procurement team at state,

district level given including procurement sub-committee formation

included in revised AAP.

10 Details to be given on Partnership with

Auroville

Details given. Resource block for livelihoods innovation in one block

in Villupuram District.

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