A MESSAGE FROM CHAI’S PRESIDENT AND CEO

Melissa K. PetersPresident

Lisa K. Budlow Chief Executive Officer

Every day at CHAI, a team of dedicated professionals works hard to make our corner of the world a stronger, better community in which to live, learn and grow older. Leading and guiding this team is CHAI’s active, committed board – a team of experts who give of their time and talent to steer the agency’s work and maximize outcomes. The work we do at CHAI brings neighbors together to support and understand one another and provides safety, purpose and connection to adults growing older in our community. We are invested, and our work spurs investment in the stability, development and growth of northwest Baltimore.

You know Comprehensive Housing Assistance, Inc. by its acronym, CHAI. The Hebrew word chai means life. Our vision is that life in northwest Baltimore is a connected and supported life, with school children getting the support they need to thrive, families getting the support they need to purchase a home, neighbors coming together to beautify their block, and seniors living in a safe home and connecting with friends and family. This is what makes a Strong Community for Life. In Hebrew, chai is spelled chet-yud, the eighth and tenth letters of the alphabet; thus, 18 is the symbol of life. This year, as CHAI celebrates its 36th anniversary, we are double chai - double life - double strength.

Looking back at FY19, we reflect on a year of change and growth. We have an active pipeline of housing development projects that include building opportunities for both rental and homeownership for families and seniors. Through CHAI’s loan program, we have $2 million in principal outstanding to over 300 borrowers who are using this capital to purchase, renovate and add energy upgrades to their homes in our service area. We continue to deliver peace of mind and safe space to older homeowners through our home repair program, recently expanded to include Pikesville. Innovative programs such as the Myerberg Center’s Tech-Knowledge Hub, Aging Mastery and brain health classes inspire seniors to live active, engaged lives; and our volunteer transportation program, the newly branded CHAIway, is helping seniors get to where they need to go, enjoying friendly conversation along the way. Across the broader community, we are proud to have partnered with LifeBridge Health and Park Heights Renaissance to create the Northwest Baltimore Partnership, a collaborative of agencies working together to build value and spark investment in northwest Baltimore.

As we gaze ahead to FY20, we plan to focus on increasing CHAI’s impact in the community. We look forward to continuing our work, guided by the fundamental Jewish values of repairing the world, building community and supporting our neighbors to live lives of dignity and purpose. We are grateful to The Associated, our sister agencies, and our funders for their partnership in this sacred work. As we celebrate our double chai anniversary, may CHAI go from strength to strength.

Lisa K. Budlow, Chief Executive OfficerRoxanne AllenChava BallNiki BarrPenina BermanHarriet CooperJoyce CrockettDavid CurtisArlene Ellison Alex EppsCorrie Everhart

Morgan GableLisa GlickElliott GoldbergRona GrossLaura HartmanMarkese HaydenBarbara HyattEllen JarrettRoy KieweJohn LaubeDavid MorayBrittany Morgan

Gayle NewmanTiffany NicoletteJennifer OsterweilHolly PearlShavona PotterJessica PriceBeth RheingoldRachel RubenLynn RudmanShelly RudoSherrell SavageAnne Shimanovich

Franchesca SteinPhil SymondsDavid ThamanBella VilskerMelanie WaxmanMartha WeinrauchRoss WilsonGail ZuskinMalka Zweig

The Associated: Jewish Federation of BaltimoreThe Mayor and The City of BaltimoreBaltimore Community FoundationBank of AmericaBB&TColumbia BankDavid & Barbara B. Hirschhorn FoundationEastern Savings BankEnterprise Community PartnersThe Frank & Miriam Loveman Charitable

Foundation, Inc.Gallagher Evelius & Jones LLPGoldseker FoundationThe Goldsmith Family FoundationGoldsmith Foundation, Inc. Greif Family Fund Grandchildren of Harvey M. and Lyn P.

Meyerhoff Philanthropic FundHarry & Betty Lichtman Gift FundThe Harry and Jeanette Weinberg FoundationHarry Weinberg Family FoundationHealthy Neighborhoods, Inc.The Herbert Bearman Foundation, Inc.Herman & Walter Samuelson Foundation The Israel and Mollie Myers Foundation, Inc.

The Jacob and Hilda Blaustein FoundationLeonard and Helen R. Stulman Charitable

Foundation, Inc.Louis & Phyllis Friedman Foundation, Inc.Lyn Stacie Getz Foundation Maryland Department of Housing and

Community DevelopmentMaryland Public Service CommissionMaryland Transit AdministrationMarilyn MeyerhoffThe Mayor and the City of BaltimoreNathan & Lillian Weinberg Family FoundationPNC Charitable TrustTobey, Julie, and Lucy Roland Philanthropic

Fund U.S. Department of Housing and Urban

DevelopmentWells Fargo Housing FoundationThe Whiting–Turner Contracting CompanyZimmerman Fund for Children

CHAI also would like to thank all of its individual supporters who made a gift through the State of Maryland’s Community Investment Tax Credit Program.

AC K N O W L E D G E M E N T SCHAI thanks all of its supporters for their generosity.

C H A I S TA F F

5809 Park Heights AvenueBaltimore, MD 21215chaibaltimore.org410-500-5300

A G I N G I N C O M M U N I T Y

Check-ins at the Myerberg Fitness Center

Calls to the Senior Intake Line,

410-500-5433 (LIFE)

Dollars spent repairing, maintaining and

providing safety upgrades to seniors’ homes

Older adults engaged in social activities, classes and technology sessions

914 19,778 840 $188,923

C H A I BY THE NUMBERS

C O M M U N I T Y D E V E L O P M E N T

Households received individual

pre-purchase or foreclosure prevention

housing counseling

Value of homebuyer, home improvement and energy savings loans invested in

northwest Baltimore neighborhoods

Students received afterschool tutoring

at four northwest Baltimore

public schools

Volunteers helped seniors get ready for winter and collected over 300 pounds of

trash from Western Run Stream and school grounds

193 163 $351,000 350

H O U S I N G E N T E R P R I S E S

One-way rides provided by the

Northwest Senior Shuttle

Properties in CHAI’s asset management

portfolio

New residents moved into CHAI’s affordable

rental housing for seniors, families, and individuals

with disabilities

Individuals with disabilities housed in safe, accessible and affordable shared

housing

21 11,654 18 190

FOR LIFE

Annual Report FY 2019

STRONGCOMMUNITIES

Celebrating 36 Years

L E A D E R S H I P O F C H A I F Y 2 0 1 9Melissa Peters President

Howard Sollins First Vice President

Peter Burstein Vice President

Scott Brown Vice President

Lila Shapiro-Cyr Vice President

Mendy Greenfield Vice President

Meir Neuberger Vice President

Ron Bronfin Treasurer

Jeffrey Powers Secretary

Jeffrey RosenImmediate Past President

Phyllis Ajayi

Alex Berezin

David Citron

Jonathan Ehrenfeld

Cronshi Englander

Mark Gheiler

Michael Ginsberg

Doni Greenwald

Nancy Haas

Shana Harris

Justin Hoffman

Arnold Howard

Arnold K. Kohn

Ellen Macks

Martha Nathanson

Eugene Poverni

Mark Pressman

Yanky Schorr

Leon Sheynman

Howard Sobkov

Jill Spector

Rikki Spector

Sheldon Stern

Steven Stern

Gilbert Trout

Esther Weiner

Nate Willner

• The Better Together intergenerational program matched 18 seniors with 29 seventh graders from Krieger Schechter Day School to share their stories and learn how to incorporate technology into their lives.

• The Aging Mastery Program, an evidence-informed program of the National Council on Aging, was launched with 15 older adults learning about healthy living in the retirement stage of life.

• The Senior Home Benefits Counseling program helped older adult homeowners and renters access a total of $109,661 in benefits.

• CHAI’s senior transportation program, CHAIway, provided opportunities for volunteers to drive active seniors where they need to go. We are growing – come join us!

• Over 60 participants from the Fallstaff neighborhood came together for International Day, in which residents from the Jewish, African American and Latinx communities hosted tables to share their culture and heritage with their neighbors.

• CHAI joined forces with LifeBridge Health and Park Heights Renaissance to establish the Northwest Baltimore Partnership, which is dedicated to revitalization and growth in northwest Baltimore.

• CHAI distributed $15,336 in matching grant funds to 35 homeowners in the Glen and Fallstaff neighborhoods, resulting in $43,724 invested in facade improvements.

• Backpacks full of school supplies were distributed to over 900 students at Cross Country, Fallstaff and Woodholme elementary schools.

INCOME (Est imated)

Foundation & Corporate GivingThe Associated: Jewish Federation of BaltimoreAsset Management IncomeHousing Development FundPublic FundingCommunity Development FundCommunity Investment Tax Credit GiftsProgram Income

Total Income (Estimated)

1,041,867 790,644637,638 909,225395,035 172,37078,000 35,115

$4,059,894

EXPENSES (Est imated)

Salaries & Benefits - Program StaffAsset Management & Resident ServicesProgram ExpensesSalaries & Benefits - Administrative StaffAdministration/OccupancyHousing Development Expenses

Total Expenses (Estimated)

1,275,383905,078412,794540,598 490,613434,777

$4,059,243 • CHAI received a $50,000 grant from The AARP Foundation and an in-kind donation of 250 hot-spot tablets to expand the Connected Communities program, which uses technology to promote social connection at Weinberg Villages.

• The Townes at Pahl’s Farm, CHAI’s first new-construction homeownership project, is currently in the design phase.

• CHAI’s Weinberg Senior Living Communities serve as Eating Together sites, where residents and older adults living in the surrounding community can enjoy a hot, kosher meal in a social setting.

• Residents of Weinberg Village I are receiving enhanced service coordination through HUD’s IWISH program, which provides a Wellness Team to assist with writing and implementing individual healthy aging plans.

AGING IN

C O M M U N I T Y

F Y 2 0 1 9 F INANCIAL REPORT

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