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City of Seattle 2013 New Employee Benefits Orientation – Most Employees

City of Seattle 2013 New Employee Benefits Orientation – Most Employees

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Page 1: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

City of Seattle

2013 New Employee Benefits Orientation – Most Employees

Page 2: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

22013 New Employee

Benefits Orientation - Most

Benefits Orientation Topics

Medical, dental and vision plans, optional insurances, and other work/life benefits.

Answer your questions

Additional resources.

Page 3: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

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Employee Responsibilities

Dependent eligibility verification 31 days to enroll. Family status change.

2013 New Employee Benefits Orientation - Most

Page 4: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

42013 New Employee

Benefits Orientation – Most

Medical Plan Options

Preventive Plan (Aetna)

Traditional Plan (Aetna)

Group Health Cooperative Standard Plan

Group Health Cooperative Deductible Plan

Page 5: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

52013 New Employee

Benefits Orientation - Most

Premium Payments

Premium sharing. Pre-tax deductions. Dental, Basic Vision plan,

and Vision Buy-Up plan premiums.

Page 6: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

62013 New Employee

Benefits Orientation - Most

2013 Monthly Medical Premiums

Plan EE Only With Spouse or Partner*

Total Paid

City Preventive $48.12 $98.50 $1,074.61

City Traditional $0.00 $32.34 $972.32

Group Health Standard

$48.40 $99.90 $1,063.65

Group Health Deductible

$25.00 $56.92 $979.61

Children are included in all amounts.

*Provided they are IRS tax dependents.

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Aetna: Preferred Provider Organization

2013 New Employee Benefits Orientation - Most

• Managed care organization.• In- and out-of-network coverage.• Self-refer.• Aexcel.

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82013 New Employee

Benefits Orientation - Most

City of Seattle Preventive Plan

In-Network Provider: Deductible. Office visit co-pay. Preventive care coverage. Varied co-pays for selected services. Out-of-pocket maximum.

Page 9: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

92013 New Employee

Benefits Orientation - Most

City of Seattle Preventive Plan

Out-of-network provider: Deductible. Co-pays for selected services. Annual out-of-pocket maximum. May pay additional amounts.

Page 10: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

102013 New Employee

Benefits Orientation - Most

City of Seattle Traditional Plan

In-network provider: Deductible. Annual out-of-pocket maximum. Varied co-pays for most services.

Page 11: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

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Benefits Orientation - Most

City of Seattle Traditional Plan

Out-of-network provider:

Deductible. Annual out-of-pocket

maximum. Varied co-pays for most

services.

Page 12: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

122013 New Employee

Benefits Orientation - Most

Prescription Drug Coverage (Preventive and Traditional)

Retail

31-day supply. Co-insurances. Annual out-of-pocket maximum.

Page 13: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

132013 New Employee

Benefits Orientation - Most

Prescription Drug Coverage(Preventive and Traditional)

Aetna Rx Home Delivery (Mail Order) Coinsurance. Minimum co-pay. Maximum co-pay.

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Group Health Cooperative

Integrated system. GH doctors and

facilities. Self-refer.

2013 New Employee Benefits Orientation - Most

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152013 New Employee

Benefits Orientation - Most

Group Health Standard Plan

No deductible. Office visit co-pay.

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162013 New Employee

Benefits Orientation - Most

Group Health Deductible Plan

Deductible. Office visit co-pay. Similar coverage as

Standard Plan.

Page 17: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

172013 New Employee

Benefits Orientation - Most

Group Health Standard Plan Prescription Drug Coverage

Retail Copays

GH Mail Order Program Copays

Page 18: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

182013 New Employee

Benefits Orientation - Most

Group Health Deductible Plan Prescription Drug Coverage

Retail Copays

GH Mail Order Program Copays

Page 19: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

192013 New Employee

Benefits Orientation - Most

Where to Find More Information

All Medical Plans seattle.gov/personnel/benefits/health/medical.asp

Preventive & Traditional Plans AetnaNavigator.com

Group Health Plans GHC.org

Page 20: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

202013 New Employee

Benefits Orientation - Most

Accept or Decline Coverage

Page 21: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

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Employee Wellness Programs

Employee Assistance Program. Quit Tobacco Program. Weight Watchers savings. Health seminars and screenings:

personnelweb/benefits/home.aspx.

2013 New Employee Benefits Orientation - Most

Page 22: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

222013 New Employee

Benefits Orientation - Most

Dental Plans

Washington Dental ServiceDental Health Services

Page 23: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

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Benefits Orientation - Most

Washington Dental Service

Dental network. Annual Deductible. Annual Maximum. Incentive payment plan. Orthodontia. TMJ not covered.

Page 24: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

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Benefits Orientation - Most

Dental Health Services

Limited network. No annual deductible/annual maximum. Copays and fees. Orthodontia. TMJ.

Page 25: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

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Benefits Orientation - Most

Vision Services Plan

VSP Provider (in network): Basic Plan (No Cost): Eye exam. Lenses and frames.

– Special lenses.– Contact lens.

Page 26: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

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Vision Services Plan

Non VSP provider (out of network):Basic Plan (No Cost): Eye exam. Lenses and frames.

– Lined/unlined lenses.– Contact lenses.

2013 New Employee Benefits Orientation - Most

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Vision Services Plan

If you use a VSP Provider: Buy-Up Plan (Employee Paid Plan): Eye exam. Lenses and frames.

– Lined/unlined lenses.– Contact lens.

2013 New Employee Benefits Orientation - Most

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Vision Services Plan

If you do NOT use a VSP provider:Buy-Up Plan (Employee Paid Plan): Eye exam. Lenses and frames.

– Lined/unlined lenses.– Contact lens.

2013 New Employee Benefits Orientation - Most

Page 29: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

292013 New Employee

Benefits Orientation - Most

Flexible Spending Account Programs

Health Care Flexible Spending Account Program.

Dependent Care (day care) Assistance Program.

Page 30: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

302013 New Employee

Benefits Orientation - Most

Basic and Supplemental Long Term Disability (LTD)

Salary replacement. Basic Long-Term Disability. Supplemental Long-Term Disability.

– If you don’t elect when hired.

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Benefits Orientation - Most

Basic Group Term Life Insurance

Basic GTL plan provisions. Premiums. Guaranteed acceptance if enrolled when

hired.

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322013 New Employee

Benefits Orientation - Most

Supplemental Group Term Life Insurance

Supplemental GTL provisions. Spouse/Domestic Partner coverage. Dependent children coverage. If you don’t elect when hired.

Page 33: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

2013 New Employee Benefits Orientation

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Long-Term Care Insurance

Enroll within 31 days of hire. Personal care for an extended period as

result of injury or illness. Premiums direct billed. Eligible family members. Portability.

Page 34: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

342013 New Employee

Benefits Orientation - Most

Accidental Death and Dismemberment (AD&D)

Death benefit due to accident. Loss of limb or paralysis. Coverage amounts. Dependent coverage. Premiums payments.

Page 35: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

352013 New Employee

Benefits Orientation - Most

When Can I Change My Benefits?

Open Enrollment. Dropping optional insurances. Change in family status.

Page 36: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

362013 New Employee

Benefits Orientation - Most

City Retirement System

Automatic enrollment. Your retirement contributions. Retirement Office.

cityofseattle.net/retirement/default.htm

Page 37: City of Seattle 2013 New Employee Benefits Orientation – Most Employees

372013 New Employee

Benefits Orientation - Most

Deferred Compensation

457 Deferred Compensation Plan.

Pre-tax payroll deductions. Contribution minimum and

maximums.

www.Prudential.com

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Remember…

31 days to enroll from hire date. Benefit related mailings. 31 days for changes in family status. Employee Benefits Guide.

2013 New Employee Benefits Orientation - Most