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VACANT PROPERTY REGISTRATION City of South Euclid

City of South Euclid. Hidden Dangers How do structures become vacant? Foreclosure Bank Walk-Away Owner abandons property Owner dies; no heirs

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Page 1: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT PROPERTY REGISTRATIONCity of South Euclid

Page 2: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT PROPERTIESHidden Dangers

Page 3: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT STRUCTURES

How do structures become vacant?

Foreclosure

Bank Walk-Away

Owner abandons property

Owner dies; no heirs care for property

Page 4: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT STRUCTURES

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 20100

100

200

300

400

1 312 10 28 33

240

276

344

368

36

Foreclosure Filings by Year 2000-2010

Page 5: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT STRUCTURES

Page 6: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT STRUCTURES

Page 7: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT STRUCTURES

Unattended properties can lead to quick and serious decline, resulting in life, health and safety issues.

Water damage resulting in mold and structural damage.

Page 8: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT STRUCTURES

Water damage

CEILING

WALL

Page 9: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT STRUCTURES

Water damage

Water damage/Mold

Page 10: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT STRUCTURES

Water damage/Mold

Page 11: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT PROPERTIESWhy register???

Page 12: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

REASONS TO REGISTER

In an effort to identify the status of properties and ensure appropriate property maintenance, the Department of Building and Housing has decided to initiate a Vacant Property Registry.

We have always appreciated the time and care that our residents put into their homes, making our city a beautiful place to live. We want to protect our residents’ investments and require accountability from faceless entities that are purchasing homes in South Euclid and not maintaining these structures to the standards set by our code and our residents.

The city of South Euclid has always been a proactive leader in dealing with foreclosures and vacant structures. We know that this registry will assist us in tracking our vacant structures and holding the appropriate entity responsible to ensure proper maintenance.

Page 13: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

REASONS TO REGISTER

The most important reasons for registration are:

Confirming the status of a property (vacant/occupied)

Collecting contact information to ensure year round exterior and interior maintenance

Ensure that all vacant homes are free from life, health and safety hazards and that they are habitable

Page 14: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

CERTIFICATE OF OCCUPANCY

Why Inspect???

Vacant structures deteriorate at a surprisingly fast pace. What results is a structure with numerous life, health and safety issues. Frequently, the issues are not found until well after the purchase of the structure and the rehab has begun.

Many code violations and life, health and safety issues are not realized early on due to several reasons, such as discontinued utilities, lack of disclosure and absence of home inspections by a licensed private home inspector.

What results is a structure that is unsafe and requires substantial time and money to remove all hazards. It is the duty of the Building and Housing Department to ensure that all structures in the city are safe and habitable.

Page 15: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

CERTIFICATE OF OCCUPANCY

What missing???

GAS METER

HOT WATER TANK

SINK AND FIXTURES

MEDICINE CABINET

Page 16: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

CERTIFICATE OF OCCUPANCY

The Vacant Property Registration would also require an interior and exterior inspection to ensure that vacant structures are safe and habitable. The inspection would outline all areas of work that need to be completed as well as what items need permits from the Building Department. Much like a fire inspection, the Building Inspector would assess the structure and guide the new owner by giving them a list of all code violations. Escrow would be required to ensure that the buyer has the required funds to complete the work.

We have found that many new homeowners do not have the complete funds to bring the house up to code but do not realize this until after they have already purchased the property.

Like our Rental Inspection Program and Exterior Maintenance Program, this inspection would serve as another opportunity to educate the homeowner about proper home maintenance.

Page 17: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

REASONS TO REGISTER

Abandoned properties are prey for underfinanced and inexperienced rehabbers and homeowners.

Page 18: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT PROPERTIESChallenges

Page 19: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

CHALLENGES

Many challenges face our staff when addressing issues with vacant structures.

IDENTIFICATION: Confirming the status of a property (vacant/occupied); neighbors care for vacant homes/lots, legal limbo, toxic titles, inability to identify responsible party

MAINTENANCE: Difficulty in enforcing maintenance (exterior and interior), absenteeism leads to quick decline to structure

ACCOUNTABILITY: Strict codes require court action for noncompliance, currently we can only successfully enforce this on occupied homes; registration would provide contact information for responsible parties

Page 20: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

VACANT PROPERTY REGISTRATIONSupport

Page 21: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

SUPPORT

Berea, Ohio

Canton, Ohio

Cincinnati, Ohio

Cleveland Heights, Ohio

Euclid, Ohio

Maple Heights, Ohio

Olmstead Falls, Ohio

Parma, Ohio

Toledo, Ohio

Twinsburg, Ohio

Warrensville Heights, Ohio

Other Ohio communities with Vacant Property Registries:

Page 22: City of South Euclid. Hidden Dangers How do structures become vacant?  Foreclosure  Bank Walk-Away  Owner abandons property  Owner dies; no heirs

Questions and Discussion