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Career Opportunity

Clearent

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Learn more about an exciting career with Clearent.

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Page 1: Clearent

Career Opportunity

Page 2: Clearent

Job Description

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Clearent, one of the fastest-growing processors in the country is currently building a direct sales force across the country. We’re actively interviewing experienced Regional Managers and Sales Representatives. We want people with 3-5 years direct industry experience with the highest level of integrity. Both are W2 positions and include:

• Unlimited Earning Potential: No caps, flexible compensation

options on a per deal basis. • Signing Bonuses up to $5000 per deal: Bonuses are paid

weekly allowing you to build your income quickly. • Lifetime Vested Residuals: You are paid as long as the

merchant continues to generate revenue for Clearent. • Benefits: Includes Health, Dental and 401K

Page 3: Clearent

Our Vision

To be the payment processor our customers consistently recommend to their colleagues.

Page 4: Clearent

It’s difficult to find an honest, reliable partner

Incompetent customer service

Bait and switch programs

Unethical business practices

Hidden fees

Confusing monthly statements

Lack of reporting

Page 5: Clearent

Clearent

• No hidden fees – true interchange pass through and the clearest monthly statement

• Get your money faster – next day funding with a 9:00 p.m. EST cutoff

• Easily reconcile your account – interactive online reporting updated daily

• Save time and money – free, simplified PCI assessments

• Personal service – local service and responsive, 24/7/365 customer support

Page 6: Clearent

History of Clearent

Founded in St. Louis, MO

Compass system development

Signed our first customers

Certified Processor for Visa and MasterCard

2005 2006 2007 2008 2009 2010 2011

Received InfoWorld Top 100 Award

Launched Annual Activity Summary

2012

$1.5 billion volume

12,000 merchants

Launched Express Merchant Funding

Redesigned Statement

Certified Processor for Discover

Annual growth > 100%

Page 7: Clearent

The “Right” Size

Big Company Capabilities

Small Company Benefits

Local Presence

Flexible & Agile

Personal Touch

Responsive Support

24/7/365 Support

Full Product Suite

True Processor

Proprietary Technology

Page 8: Clearent

Unique Advantages

Page 9: Clearent

Processor Advantage

Networks

National Banks & “Super” ISOs

Processors

Resellers

Merchants

ISOs

Agents

Sub ISOs

Community Banks

Page 10: Clearent

True Pass-Through Pricing

NO hidden fees NO high-cost equipment leases NO bait and switch rates NO surcharges NO misleading monthly statements NO telemarketers NO misrepresentation, period

Page 11: Clearent

Express Merchant Funding

• Receive weekday deposits the next morning • Receive weekend money on Monday morning • 9:00 p.m. cut-off – hours later than competitors • No bank account restrictions

Customer patronizes your business

Customer makes a purchase with Visa, MasterCard or Discover

Merchant settles batch by 9:00 p.m. EST

Funds are deposited into merchant’s account the next morning

Page 12: Clearent

Online Merchant Portal

Fast, easy access to historical statements

Easily update your account information

Transaction search to quickly answer

questions

Page 13: Clearent

Daily Reporting

Transactions are posted every day to easily reconcile to your bank account and financial software

Export transaction-level detail to Excel

Page 14: Clearent

Graphical Insights

Card mix can impact your costs

Get insight into your expenses with a month-to-month comparison

Page 15: Clearent

Clear Monthly Statements

Page 16: Clearent

Simplified Compliance Access PCI questionnaires from Compass – no extra login No PCI fees for merchants who complete their questionnaire!

Activity Summary report makes tax time easier

We handle IRS and card

association reporting for you

Page 17: Clearent

Dedicated Support

• Friendly, responsive customer service • Decades of merchant services experience • In-house support 7am – 6pm Central, Monday – Friday

• 24/7/365 terminal help desk • Online merchant portal available 24/7/365

Page 18: Clearent

Durbin Savings on Debit

• Save up to 60% on debit interchange costs! • Interchange on debit cards has been regulated since 10/1/2011

• Maximum rate of 0.05% + $0.22 for debit cards issued by large banks

• Applies to PIN debit, signature debit and certain prepaid cards

• With Interchange Plus pricing from Clearent, you receive 100% of these savings!

Durbin Savings Determined By:

•  Mix of regulated vs. exempt cards

•  Average ticket

Page 19: Clearent

Full Suite of Products & Services

Page 20: Clearent

Wide Array of Terminals

VeriFone Vx510, Vx510LE

VeriFone Vx570

Nurit 2085

Nurit 8400

Hypercom T7Plus, T7P

Hypercom T4205, T4210

Hypercom T4220, T4230 Nurit 8020

VeriFone Vx670

Page 21: Clearent

Virtual Terminals/Gateways

Authorize.Net

ePN Online Terminal TSYS WebPASS

ePN JPOS TSYS CounterPASS VeriFone PCCharge

Page 22: Clearent

Leading POS Software

MICROS Aloha

Microsoft Dynamics RMS POSitouch Digital Dining

Page 23: Clearent

Mobile Payment Solutions

VeriFone PAYware Mobile

TSYS Mobile Payment

ePN Mobile

MagTek QwickPAY

Page 24: Clearent

Value Added Services

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by Valutec

Gift Cards & Loyalty Programs

by Global eTelecom

Electronic Check Services

Page 25: Clearent

Why Clearent?

• Best of Both Worlds: We’re a processor, yet we’re not so big that you feel like a number. You’re treated like family. No bureaucracy.

• Exceptional Reporting: Ability to see portfolio detail down to individual transaction including activity, profitability, etc.

• Next Day Funding: One of the latest cut-off times in the industry: 9PM Eastern.

• Transparency: No games, no hidden fees, period. • Strong Support: 24/7 help desk, accounts approved

within two hours.

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