These are the complete procedures:

STEP 1 THE CLIENT SUBMITS A COMPLETE APPLICATION WITH FULL BANKING STEP 2 THE PROVIDER PROCESSES THE APPLICATION AND DELIVERS AN AGREEMENT PACKAGE TO THE CLIENT WITHIN 24-48 HRS. STEP 3 THE CLIENT ACCEPTS THE TERMS OF THE AGREEMENT, EXECUTES THE AGREEMENT STEP 4 THE CLIENT PLACES THE REQUIRED DEPOSIT IN ESCROW STEP 5. ONCE THE DEPOSIT IS CONFIRMED, THE PROVIDER RESERVES THE FUND FOR THE TRANSACTION WITH HIS BANK. STEP 6. THE PROVIDER CONTACTS THE CLIENTS BANK VIA E MAIL TO "QUALIFY" THE TRANSACTION AND TO VERIFY THE BANK'S SUPPORT FOR THE TRANSACTION STEP 7. THE CLIENTS BANK RESPONDS VIA E MAIL AND CONFIRMS THAT: A) THEY ARE AWARE OF THE CONTRACT AND B) ARE READY TO RECEIVE THE INSTRUMENT C) THE CLIENT'S BANK IS READY TO PROVIDE THE REQUIRED UNDERTAKINGS (VIA SWIFT) TO PAY AND TO RETURN OR PURCHASE UNDER THE TERMS OF THE CONTRACT, D) BUT THE CLIENTS BANK WILL ONLY PROVIDE A FORMAL UNDERTAKING DIRECTLY TO THE PROVIDERS BANK STEP 8. THE PROVIDER BRINGS HIS BANK TO THE TABLE TO DISCUSS THE TRANSACTION BANK TO BANK. STEP 9.THE CLIENTS BANK CONFIRMS THAT " SUBJECT TO RECEIPT AND VERIFICATION OF THE INSTRUMENT AT THEIR COUNTERS, THAT THEY WILL PAY WITHIN 5 DAYS AFTER DELIVERY AND THAT THEY WILL EITHER BUY THE INSTRUMENT FOR FULL FACE VALUE OR RETURN THE INSTRUMENT FREE AND CLEAR UNDER THE TERMS OF THE SAID AGREEMENT STEP 10. THE PROVIDERS BANK CONFIRMS TO THE CLIENTS BANK THAT THEY ARE READY TO ISSUE AND DELIVER THE INSTRUMENT VIA MT 760 SUBJECT TO RECEIVING THE ABOVE CONFIRMATION OF "PAYMENT WITHIN 5 DAYS AFTER DELIVERY AND THE PURCHASE OF THE INSTRUMENT 15 DAYS PRIOR TO MATURITY OR THE RETURN OF THE INSTRUMENT 15 DAYS PRIOR TO MATURITY" STEP 11. THE BANKS EXCHANGE THEIR RESPECTIVE FINANCIAL COMMITMENTS VIA MT799 SWIFT------> SIMULTANEOUSLY.- AT THE SAME TIME STEP 12. THE 799 EXCHANGE TRIGGERS THE DELIVERY OF THE INSTRUMENT VIA MT760. STEP 13. THE CLIENTS BANK RECEIVES THE INSTRUMENT AND VERIFIES IT AND REMITS THE REQUIRED PAYMENT STEP 14. THE TITLE TO THE INSTRUMENT IS ASSIGNED TO THE CLIENT STEP 15. THE HARD COPY OF THE INSTRUMENT IS DELIVERED BY THE PROVIDERS BANK VIA

BONDED COURIER TO THE CLIENTS BANK WITHIN 7 DAYS STEP 16. THE DEPOSIT IS RETURNED BY THE ESCROW TO THE CLIENT