7/29/2019 Compromise Format Up to 1 Lac
1/2
OTS /COMPROMISE PROPOSAL NOT EXCEEDING RS. 1 LAC
GRAMIN BANK OF ARYAVARTHEAD OFFICE,
A-2/46, VIJAYAKHAND, GOMTINAGAR, LUCKNOWFrom.
Branch:________________
Distt: ________________
Region:_________________
To,
Regional Office:_________________
Head Office: Lucknow
Subject:- One time settlement/Compromise Proposal of
Shri/Smt_____________
S/O or W/O___________________________ Loan a/c
No._______________
1: Particulars of the Borrower/s & Guarantor/s:
Name Whether available forcontact (furnish date
of latest contact)
PresentOccupation PresentYearly
Income(Rs.)
PresentNet
worth(Rs.)
Guarantor.. 1
Grarantor ..2
*Proposal is submitted by Borrower/s / Guarantor/s / Legal
Heir/s (Tick whichever is applicable)
2: Loan Particulars:Date Of
Sanction
Sanction
Amount
Purpose Total
Recovery
Present
Balance(Rs.)
Uncharged
Interest
4: Date wise detail of follow up action taken:
_______________________________________________________________________________________________________
___________________________________________________________________
5: Date of NPA___/___/______ Book-liability as on date of NPA
Rs._______________6: Present NPA Status:Sub Std-(21/22)-Doubtful
Asset-(31/32/33)-Loss Asset-(40)
7:If Legal Action Waived:(Ref. & Date of permission)
_________________________
8: If Suit Filed:Date of Suit _______________Amount
Rs._____________________
9:If Decreed:Date of Decree: ______________Date of filling of
E.P:____________
10: Detail of Security / Collateral Security:Description of
Security obtained
at the time of loan
Value of
Security
Present
Position
Present Realizable
Value of Security
Remark
11: Securities enforced and amount realized: (If any from the
date of
grant)__________________________________________________________________________
__________________________________________________________________________12:
DICGC/CGTMSE Amount Rs. _________settled, Remaining balance
Rs.______
13: Any credit balance in deposit/ subsidy accounts
Rs.______________
7/29/2019 Compromise Format Up to 1 Lac
2/2
OTS /COMPROMISE PROPOSAL NOT EXCEEDING RS. 1 LAC
14: Detail of other direct/indirect liabilities of parties &
steps proposed for
recovery
i._____________________________________________________________
ii.____________________________________________________________
REASONS FOR RECOMMENDING THE PROPOSAL/SPECIFIC
RECOMMENDATION(Furnish in brief, why it is not possible to enforce
the security/execute the decree etc)
PERTICULARS OF WRITE-OFF / UNCHARGED INTERESTA. Amount
outstanding as on date of Compromise offer: Rs.B. Uncharged
interest till date: Rs.
TOTAL DUES(A+B) Rs.
C. Charges /Expenses/Pending Advocates Bill etc. Rs.D. Cr. bal.
in other a/cs/subsidy/DICGC/CGTMSE balance if any Rs.
NET LIABILITY(A+B+C-D) Rs.
E. Amount offered under compromise Rs.F. Amount deposited with
compromise offer (Token Money) Rs.G. Balance of Offer amount to be
deposited (E-F) Rs.H. Book-Liability Recommended to be written off
(A-E) Rs.I. Uncharged interest Recommended to be waived Rs.J. Total
Bank Sacrifice (H+I) Rs.
MANAGERS CERTIFICATEWe confirm having exhausted all possible
avenues of recovery and there are no chances of further
recovery in the account. In the larger interest of the Bank we
recommend the OTS/Compromise
proposal and seek permission to close the account and the
undersigned is not the sanctioning
authority of the above loan proposal under OTS/compromise.
Date: ___/___/______ Branch Manager
Place: ______________ _________Branch
STAFF ACCOUNTABILITY REPORTWe hereby certify:
1. The sanctioning authority in the case of above account had
exercised his powers judiciouslyand adhered to the guidelines
issued by the Bank in the matter of grant of advance. There
was no lapse on the part of the staff in handling /follow up of
the account at any stage.
2. There was no laxity in the conduct and post disbursement
supervision of advances.3. There was no act of commission or
omission on the part of staff leading the debt proving
irrecoverable.
4.
..
Date: ___/___/______ Branch Manager
Place: ______________ _________Branch
