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1 COMREV [G.R. No. 149454. May 28, 2004] BANK OF THE PHILIPPINE ISLANS, !"#$#$o%"&, '(. )ASA MONTESSORI INTERNATIONALE a%* LEONARO T. +ABT, &"(!o%*"%#(. [G.R. No. 14950-. May 28, 2004] )ASA MONTESSORI INTERNATIONALE, !"#$#$o%"&, '(. BANK OF THE PHILIPPINE ISLANS, &"(!o%*"%#. E ) I S I O N PANGANIBAN, ./ By #" %a#&" o $#( %3#$o%(, a a% $( &"6$&"* #o #a" 7"#$3o( 3a&" o #" *"!o($#( o $#( 3$"%#(, o a'" #" &$:# #o ";!"3# $: (#a%*a&*( o $%#":&$#y a%* !"&o&7a%3" &o7 $#.A7o%: $#( o$:a#$o%( $% &#"&a%3" #"&"o $( %o$%: #" ($:%a#&"( o $#( 3$"%#(. "!o($#o&( a&" %o# "(#o!!"* &o7 6"(#$o%$%: &o%: $#*&aa(, "'"% $ #"y a'" a$"* #o 6"(#$o% #o(" "&&o&( $% #" (#a#"7"%#( ("%# y #" a% #o #"7 o& '"&$<3a#$o%.  T" )a(" B"o&" ( a&" #o P"#$#$o%( o& R"'$"[1] %*"& R" 45 o #" R"( o )o&#, a((a$$%: #" Ma&3 2=, 2001 "3$($o%[2] a%* #" A:(# 1-, 2001 R"(o#$o%[=] o #" )o&# o A!!"a( >)A? $% )A@GR ) No. =51. T" *"3&"#a !o&#$o% o #" a((a$"* "3$($o% &"a*( a( oo(/ CHEREFORE, !o% #" !&"7$("(, #" *"3$($o% a!!"a"* &o7 $( AFFIRME $# #" 7o*$<3a#$o% #a# *""%*a%# a% [Ba% o #" P$$!!$%" I(a%*( >BPI?] $( "* $a" o%y o& o%"@a o #" 'a" o #" o&:"* 3"3( $% #" a7o%# o P54-,115.00 a#"& *"*3#$o%( (D"3# #o REIMBRSEMENT &o7 #$&* !a&#y *""%*a%# + a# o $( $"$(" ORERE #o !ay #" o#"& a #o !a$%#$ 3o&!o&a#$o% [)a(a Mo%#"((o&$ I%#"&%a#$o%a" >)ASA?]. [4]  T" a((a$"* R"(o#$o% *"%$"* a #" !a&#$"( Mo#$o%( o& R"3o%($*"&a#$o%.  T" Fa3#(  T" a3#( o #" 3a(" a& " %a&&a#"* y #" )A a( oo(/ O% No'"7"& 8, 1982, !a$%#$ )ASA Mo%#"((o&$ I%#"&%a#$o%a[5] o!"%"* )&&"%# A33o%# No. 0291@ 0081@01 $# *""%*a%# BPI[,] $# )ASA( P&"($*"%# M(. Ma. )a&$%a ). L"&o% a( o%" o $#( a#o&$"* ($:%a#o&$"(. I% 1991, a#"& 3o%*3#$%: a% $%'"(#$:a#$o%, !a$%#$ *$(3o'"&"* #a# %$%" >9? o $#( 3"3( a* ""% "%3a("* y a 3"&#a$% So%%y . Sa%#o( ($%3" 1990 $% #" #o#a a7o%# o P-82,000.00, o% #" oo$%: *a#"( a%* a7o%#(/ )"3 No. a#" A7o%# 1. 8=9-00 A!&$ 24, 1990 P 4=,400.00 2. 8=9459 No'. 2, 1990 110,500.00 =. 8=909 O3#. 1-, 1990 4-,-2=.00 4. 8=9549 A!&$ -, 1990 90,-00.00 5. 8=959 S"!#. 2=, 1990 52,2--.00 . -29149 Ma&. 22, 1990 148,000.00 -. -29129 Ma&. 1, 1990 51,015.00 8. 8=984 "3. 1, 1990 140,000.00 9. -290=4 Ma&. 2, 1990 98,985.00  To#a @@ P -82,00.00[] I# #&%"* o# #a# So%%y . Sa%#o( $# a33o%# a# BPI( G&""%"# B&a%3 [a(] a <3#$#$o( %a7" ("* y #$&* !a&#y *""%*a%# L"o%a&*o T. +a# o o&"* a( ";#"&%a a*$#o& o )ASA.T$&* !a&#y *""%*a%# 'o%#a&$y a*7$##"* #a# " o&:"* #" ($:%a#&" o M(. L"&o% a%* "%3a("* #" 3"3(.  T" PNP )&$7" Lao&a#o&y 3o%*3#"* a% ";a7$%a#$o% o #" %$%" >9? 3"3( a%* 3o%3*"* #a# #" a%*&$#$%:( #"&"o% 3o7!a&"* #o #" (#a%*a&* ($:%a#&" o M(. L"&o% "&" %o# &$##"% y #" a##"&. O% Ma&3 4, 1991, !a$%#$ <"* #" "&"$% )o7!a$%# o& )o"3#$o% $# a7a:"( a:a$%(# *""%*a%# a% !&ay$%: #a# #" a##"& " o&*"&"* #o &"$%(#a#" #" a7o%# o P-82,500.00[-] $% #" 3&&"%# a%* (a'$%:( a33o%#( o #" !a$%#$ $# $%#"&"(# a# !"& a%%7. O% F"&a&y 1, 1999, #" RT) &"%*"&"* #" a!!"a"* *"3$($o% $% a'o& o #" !a$%#$. [8] R$%: o #" )o&# o A!!"a( Mo*$y$%: #" "3$($o% o #" R":$o%a T &$a )o&# >RT )?, #" )A a!!o&#$o%"* #" o(( "#""% BPI a%* )ASA. T" a!!"a#" 3o&# #oo $%#o a33o%# )ASA( 3o%#&$#o&y %":$:"%3" #a# &"(#"* $% #" %*"#"3#"* o&:"&y. I# #"% o&*"&"* L"o%a&*o T.  +a# #o &"$7&(" BPI a #" #o#a a7o %# 3a$7"* a%* )ASA, #" o#"& a. I# a(o *$(ao"* a##o&%"y( ""( a%* 7o&a a%* ";"7!a&y *a7a:"(. H"%3", #"(" P"#$#$o%(.[9] I(("( I% GR No. 149454, P"#$#$o%"& BPI (7$#( #" oo$%: $(("( o& o& 3o%($*"&a#$o%/ I. T" Ho%o&a" )o&# o A!!"a( "&&"* $% *"3$*$%: #$( 3a(" NOT $% a33o&* $# #" a!!$3a" *"3$($o%( o #$( Ho%o&a" )o&# #o #" ""3# #a# o&:"&y 3a%%o# " !&"(7"* #a# $# 7(# " !&o'"* y 3"a&, !o($#$'" a%* 3o%'$%3$%: "'$*"%3" a%* #a# #" &*"% o !&oo $"( o% #" !a&#y a":$%: #" o&:"&y. II. T" Ho%o&a" )o&# o A!!"a( "&&"* $% *"3$*$%: #$( 3a(" %o# $% a33o&* $# a!!$3a" a(, $% !a&#$3a& #" N":o#$a" I%(#&7"%#( La >NIL? $3 !&"3*"( )ASA, o% a33o%# o $#( o% %":$:"%3", &o7 a(("&#$%: $#( o&:"&y 3a$7 a:a$%(# BPI, (!"3$ay #a$%: $%#o a33o%# #" a("%3" o a%y %":$:"%3" o% #" !a&# o BPI. [10] I% GR No. 14950-, P"#$#$o%"& )ASA (7$#( #" oo$%: $(("(/

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http://sc.judiciary.gov.ph/jurisprudence/2005/nov2005/143772.htm#_ftn11
http://sc.judiciary.gov.ph/jurisprudence/2005/nov2005/143772.htm#_ftn12
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http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt21
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http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt26
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http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt31
http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt32
http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt33
http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt34
http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt35
http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt36
http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt37
http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt38
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http://www.lawphil.net/judjuris/juri2006/feb2006/gr_164317_2006.html#fnt55
http://sc.judiciary.gov.ph/jurisprudence/2002/dec2002/122502.htm#_ftn1
http://sc.judiciary.gov.ph/jurisprudence/2002/dec2002/122502.htm#_ftn2
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http://sc.judiciary.gov.ph/jurisprudence/2002/dec2002/122502.htm#_ftn21

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