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Vocab CONFESSIONS OF A SHOPAHOLIC
1) FUNDS: /fʌndan amount of money saved, collected, or provided for a particular purpose:
[PLURAL] money
I'm a little low on funds just now.
raise funds (=collect money): I'm not sure I can raise the funds for the holiday.
2) OVERDRAFT: pg 89 (descubierto)
an amount of money that a customer with a bank account is temporarily allowed to owe to the bank, or the agreement that allows this:
to run up/pay off an overdraft
The bank offers overdraft facilities.
3) BANK NOTES
a piece of printed paper that has a particular value as money:
-a £20 banknote
-Hidden in the suitcase were wads of banknotes.
4) CUT BACK
A reduction in something, made in order to save money:
The closure of the Manchester printing factory is the company's biggest single cutback so far.
5) DEBTS: (pg. 236):
something, especially money, that is owed to someone else, or the state of owing something:
-He managed to pay off his debts in two years.
-The firm ran up huge debts.
-They are in debt to (= owe money to) the bank
-.He ran/got into debt (= borrowed money) after he lost his job.
-The company is deep in debt (= owes a lot of money).
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Vocab CONFESSIONS OF A SHOPAHOLIC
6) minimum payment (pg. 62): The minimum payment is the lowest amount of money that you are required to pay on your credit card statement each month.
7) frugality (pg. 64): noun AUSTERIDAD
Frugal: spending very little money and only on things that are really necessary
a frugal lifestylea frugal meal of bread and soup
8) profit (pg. 65):
money that is earned in trade or business, after paying the costs of producing and selling goods and services:
-She makes a big profit from selling waste material to textile companies.-A year ago the Tokyo company had a pretax profit of 35 million yen.-Company profits are down on last year's figures.-You don't expect to make much profit within the first couple of years of setting up acompany.-He sold his house at a huge profit.
9) advantage points (pg. 67): if you spend enough then you can get really good prizes in other things like:-a beauty day at a hotel-Frequent flyer miles
10) expenditure (pg. 71): “and plot my expenditure graph” (GASTO)
The total amount of money that a government or person spends:
-It's part of a drive to cut government expenditure.-The government's annual expenditure on arms has been reduced.
11) Fund(fʌnd) manager pg 71 : investment adviser) a person or organization that buys and sells shares, bonds, etc. and makes investment decisions for clients
12) itemize (pg. 73): /ˈaɪ.tə.maɪz/List things separately, often including details about each thing
Rebecca got out her little silver notebook to itemize her purchase.
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Vocab CONFESSIONS OF A SHOPAHOLIC
13)unsecured loan (pg. 231):a loan for which the lender has no right to the property or other assets of the borrower if the money is not paid back: -They will offer unsecured loans to anyone over 22 with comprehensive motor insurance.
14)frozen account (pg. 240):An account to which no withdrawals or purchases can be charged. This usually occurs when the account holder fails to pay promptly for purchases charged to the account. For example, cash accounts are frozen for 90 days until the full purchase price of the intended order is paid in full.
15)Withdraw:
to take money from a bank account
withdraw cash/money/savings:
You can withdraw cash at any of our branches.
Thesaurus entry for this meaning of withdraw
SUCCESFUL SAVING
INVESTMENT SHOPPING
GROWTH AND PROSPERITY
WRITE OUT CHECKS
debit card (pg. 238):
VISA card (pg. 238):
Octagon charge card (pg. 239):
Confessions of a Shopaholic is a novel by Sophie Kinsella.
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Vocab CONFESSIONS OF A SHOPAHOLIC
REBECCA “BECKY” BLOOMWOOD
Becky Bloomwood is the protagonist of the story. She lives in London, and works as a financial journalist for the magazine Successful Savings (despite knowing very little about finance). She is addicted to shopping, and she uncontrollably buys everything she likes, particularly clothing. Unfortunately, she can’t afford any of it. She is thousands of pounds in debt, and she receives bills everyday from VISA and Endwich Bank.
Irresponsible
Becky is extremely irresponsible. She often denies her overspending, or rationalizes her actions. She usually refers to purchasing items as an investment, or claims that they are future
Christmas/birthday gifts for friends. She refuses to meet with her bank manager, Derek Smeath, nor does she read his letters of concern. Becky always provides an excuse to postpone a bank meeting (broken leg, dead dog, gangrene, etc.). Her efforts on trying to cut back on her debt always fail, and she does little to stop herself from shopping even more.
“As I finger a lovely white waffle robe, I can hear a little voice at the back of my head, like a radio turned down low. Don’t do it. You’re in debt. Don’t do it. You’re in debt.
But quite frankly, what does it matter now? It’s too late to make any difference. I’m already in debt; I might as well be more in debt” (Kinsella 236).
Creative
Becky is very imaginative and creative. She often daydreams and fantasizes a better life for herself. She always has eccentric ideas, and a good sense of humor. She is not afraid to share her opinion, and she frequently gives out fashion advice.
“‘They [banks] could reduce their charges for a month or something. And so could building societies. Big posters in the windows, Prices Slashed … ‘ I think for a moment. ‘Or maybe they should have April sales, after the end of the tax year. Investment houses could do it too. Fifty percent off a selected range of funds.’
‘A unit trust sale,’ says Luke Brandon slowly. ‘Reductions on all upfront charges.’
‘Exactly.’ I say. ‘Everyone’s a sucker for a sale. Even rich people’” (Kinsella 172)
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