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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported) June 23, 2019 1ST CONSTITUTION BANCORP (Exact Name of Registrant as Specified in Charter) New Jersey 000-32891 22-3665653 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification Number) 2650 Route 130 P.O. Box 634, Cranbury, New Jersey 08512 (Address of Principal Executive Offices) (Zip Code) Registrant’s telephone number, including area code (609) 655-4500 Not Applicable (Former Name or Former Address, if Changed Since Last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common stock, no par value FCCY NASDAQ Stock Market LLC (NASDAQ Global Select Market) Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2 of this chapter). Emerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

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Page 1: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

UNITED STATESSECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORTPursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported) June 23, 2019

1ST CONSTITUTION BANCORP(Exact Name of Registrant as Specified in Charter)

New Jersey 000-32891 22-3665653

(State or Other Jurisdiction of Incorporation)

(Commission File Number) (IRS EmployerIdentification Number)

2650 Route 130 P.O. Box 634, Cranbury, New Jersey 08512(Address of Principal Executive Offices) (Zip Code) Registrant’s telephone number, including area code (609) 655-4500

Not Applicable(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrantunder any of the following provisions: ☒ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registeredCommon stock, no par value FCCY NASDAQ Stock Market LLC

(NASDAQ Global Select Market) Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933(17 CFR §230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Page 2: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

Item 7.01 Regulation FD Disclosure. On June 23, 2019, 1st Constitution Bancorp (the “Company”) and its primary operating subsidiary, 1st Constitution Bank (the“Bank”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Shore Community Bank (“Shore”),providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material termsof the Merger Agreement, including the conditions to the proposed Merger, will be described in a Current Report on Form 8-K tobe subsequently filed by the Company. The Company is furnishing herewith presentation materials to be used in communications with investors, investment bankers andanalysts, as well as certain FAQs provided by Shore to its employees, customers and shareholders regarding the Merger, asExhibits 99.1 and 99.2, respectively, to this report pursuant to Item 7.01 of Form 8-K. The Company undertakes no obligation toupdate, alter, or otherwise revise these materials, as a result of written or oral statements that may be made from time to time,whether as a result of new information, future events, or otherwise. The information in Item 7.01 of this report will not be deemedan admission as to the materiality of any information herein (including Exhibits 99.1 and 99.2). Item 8.01 Other Events. A copy of the press release, dated June 24, 2019, issued jointly by the Company and Shore announcing the proposed Merger, isfurnished as Exhibit 99.3 to this report pursuant to Item 8.01 of Form 8-K. The information in Item 8.01 of this report will not bedeemed an admission as to the materiality of any information herein (including Exhibit 99.3). Cautionary Language Concerning Forward-Looking Statements Statements in this document regarding the proposed Merger and any other statements about the Company’s or Shore’s futureexpectations, beliefs, goals, plans or prospects constitute forward-looking statements within the meaning of the safe harborprovisions of the Private Securities Litigation Reform Act of 1995. Any statements that are not statements of historical fact,including statements containing such words as “will,” “could,” “plan,” “intend,” “expect,” “believe,” “view,” “opportunity,”“allow,” “continues,” “reflects,” “typically,” “anticipate,” “estimated,” or similar expressions, should also be considered forward-looking statements, although not all forward-looking statements contain these identifying words. Readers should not place undueinfluence on these forward-looking statements, which speak only as of the date hereof. Such statements are based upon the currentbeliefs and expectations of the management of the Company and Shore and are subject to significant risks and uncertainties outsideof our control.

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Page 3: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

Among the risks and uncertainties that could cause actual results to differ from those described in the forward-looking statementsinclude, but are not limited to, the following: (1) the occurrence of any event, change or other circumstances that could give rise tothe termination of the Merger Agreement; (2) the risk that Shore’s shareholders may not adopt the Merger Agreement; (3) the riskthat the necessary regulatory approvals may not be obtained or may be obtained subject to conditions that are not anticipated; (4)delays in closing the Merger or other risks that any of the closing conditions to the Merger may not be satisfied in a timely manner;(5) the inability to realize expected cost savings and synergies from the Merger in the amounts or in the timeframe anticipated; (6)the diversion of management’s time from ongoing business operations due to issues relating to the Merger; (7) costs or difficultiesrelating to integration matters might be greater than expected; (8) material adverse changes in the Company’s or Shore’s operationsor earnings; (9) potential litigation in connection with the Merger; (10) a decrease in the common stock price of the Companyunder certain circumstances which could give Shore the right to terminate the Merger Agreement; and (11) the inability to retainShore’s customers and employees. Although management has taken certain steps to mitigate any negative effect of theaforementioned items, significant unfavorable changes could severely impact the assumptions used and could have an adverseeffect on profitability. The Company undertakes no obligation to update, alter, or otherwise revise any forward-looking statements, whether written ororal, that may be made from time to time, whether as a result of new information, future events, or otherwise. No Offer or Solicitation This communication shall not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of anyvote or approval, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would beunlawful prior to the registration or qualification under the securities laws of any such jurisdiction. No offer of securities shall bemade except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended. Additional Information and Where to Find It In connection with the proposed Merger, the Company intends to file a registration statement on Form S-4 with the Securities andExchange Commission (the “Commission”). The Company may file other documents with the Commission regarding theproposed Merger. A definitive proxy statement/prospectus will be mailed to the shareholders of Shore. INVESTORS ANDSECURITY HOLDERS ARE ADVISED TO READ THE PROXY STATEMENT/PROSPECTUS WHEN IT BECOMESAVAILABLE, AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE COMMISSION, AS WELL AS ANYAMENDMENTS OR SUPPLEMENTS TO SUCH DOCUMENTS, BECAUSE THEY WILL CONTAIN IMPORTANTINFORMATION. Investors and security holders may obtain a free copy of the registration statement (when available), includingthe proxy statement/prospectus, and other documents containing information about the Company at the Commission’s website atwww.sec.gov. Copies of these documents may also be obtained from the Company (when available) by directing a request toRobert F. Mangano, President and Chief Executive Officer, 1st Constitution Bancorp, at 2650 Route 130 North, P.O. Box 634,Cranbury, New Jersey 08512, telephone (609) 655-4500.

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Page 4: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

Certain Information Regarding Participants The Company, Shore, their respective directors and executive officers and other persons may be deemed to be participants in thesolicitation of proxies from Shore’s shareholders in respect of the proposed Merger. Information regarding the directors andexecutive officers of the Company may be found in its definitive proxy statement relating to its 2019 Annual Meeting ofShareholders, which was filed with the Commission on April 19, 2019 and can be obtained free of charge from the Commission’swebsite at www.sec.gov or from the Company by directing a request to Robert F. Mangano, President and Chief ExecutiveOfficer, 1st Constitution Bancorp, at 2650 Route 130 North, P.O. Box 634, Cranbury, New Jersey 08512, telephone (609) 655-4500. Information regarding the directors and executive officers of Shore may be found in its proxy statement relating to its 2019Annual Meeting of Shareholders, which can be obtained free of charge from Robert T. English, President and Chief ExecutiveOfficer, Shore Community Bank, at 1012 Hooper Avenue, Toms River, New Jersey 08753, telephone (732) 240-5800. Otherinformation regarding the participants in the proxy solicitation and a description of their direct and indirect interests, by securityholdings or otherwise, will be contained in the proxy statement/prospectus and other relevant materials to be filed with theCommission when they become available. Item 9.01. Financial Statements and Exhibits. The information being furnished pursuant to Items 7.01 and 8.01 of this report (including Exhibits 99.1 and 99.2) shall not bedeemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to theliabilities of that section. (d) Exhibits Exhibit No. Title 99.1 1st Constitution Bancorp presentation materials. 99.2 Shore Community Bank FAQs to employees, customers and shareholders. 99.3 Joint Press Release of 1st Constitution Bancorp and Shore Community Bank, dated June 24, 2019, announcing

the proposed Merger.

3

Page 5: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on itsbehalf by the undersigned hereunto duly authorized. 1ST CONSTITUTION BANCORP Date: June 24, 2019 By:/s/ Robert F. Mangano Name: Robert F. Mangano Title: President and Chief

Executive Officer

4

End of Document

Page 7: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

1 Click to edit Master title style Forward Looking Statements and Safe Harbor Cautionary Language Concerning Forward - Looking Statements Information set forth in this communication, including financial estimates and statements as to the expected timing, completion and effects of the proposed merger between 1 st Constitution Bank (the “Bank”), a wholly - owned subsidiary of 1 st Constitution Bancorp (the “Company” or “FCCY”), and Shore Community Bank (“SHRC”) (the “Merger”), constitute forward - looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 and the rules, regulations and releases of the Securities and Exchange Commission (the “Commission”) . Such forward - looking statements include, but are not limited to, statements about the benefits of the Merger, including future financial and operating results, and the combined company’s plans, objectives, expectations and intentions . Any statements that are not statements of historical fact, including statements containing such words as “will,” “could,” “plans,” “intends,” “expect,” “believe,” “view,” “opportunity,” “allow,” “continues,” “reflects,” “typically,” “anticipate,” “estimated,” or similar expressions, should also be considered forward - looking statements, although not all forward - looking statements contain these identifying words . Readers should not place undue influence on these forward - looking statements, which are based upon the current beliefs and expectations of the management of the Company and SHRC . These forward - looking statements are subject to risks and uncertainties, and actual results might differ materially from those discussed in, or implied by, the

forward - looking statements . Among the risks and uncertainties that could cause actual results to differ from those described in the forward - looking statements include, but are not limited to, the following : ( 1 ) the occurrence of any event, change or other circumstances that could give rise to the termination of the Agreement and Plan of Merger, dated as of June 23 , 2019 , by and among the Company, the Bank and SHRC (the “Merger Agreement”) ; ( 2 ) the risk that SHRC’s shareholders may not adopt the Merger Agreement ; ( 3 ) the risk that the necessary regulatory approvals may not be obtained or may be obtained subject to conditions that are not anticipated ; ( 4 ) delays in closing the Merger or other risks that any of the closing conditions to the Merger may not be satisfied in a timely manner ; ( 6 ) the inability to realize expected cost savings and synergies from the Merger in the amounts or in the timeframe anticipated ; ( 7 ) the diversion of management’s time from ongoing business operations due to issues relating to the Merger ; ( 8 ) costs or difficulties relating to integration matters might be greater than expected ; ( 9 ) material adverse changes in the Company’s or SHRC’s operations or earnings ; ( 10 ) potential litigation in connection with the Merger ; ( 11 ) a decrease in the common stock price of the Company , under certain circumstances, could give SHRC the right to terminate the Merger Agreement ; ( 12 ) the inability to retain SHRC’s customers and employees ; and ( 13 ) the potential change in Federal tax law that could have a negative impact on the Company’s tax benefit from the Merger . There are important, additional factors that could cause actual results or events to differ

materially from those indicated by such forward looking statements, including the factors described in the Company’s Annual Report on From 10 - K, which was filed with the Commission on March 15 , 2019 . Although management has taken certain steps to mitigate any negative effect of the aforementioned items, significant unfavorable changes could severely impact the assumptions used and could have an adverse effect on profitability . The Company undertakes no obligation to update, alter, or otherwise revise any forward - looking statements, whether written or oral, that may be made from time to time, whether as a result of new information, future events, or otherwise .

Page 8: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

2 Click to edit Master title style Forward Looking Statements and Safe Harbor No Offer or Solicitation This communication shall not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to the registration or qualification under the securities laws of any such jurisdiction . No offer of securities shall be made except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933 , as amended . Additional Information and Where to Find It In connection with the proposed Merger, the Company intends to file a registration statement on Form S - 4 with the Commission . The Company may file other documents with the Commission regarding the proposed Merger . A definitive proxy statement/prospectus will be mailed to the shareholders of SHRC . INVESTORS AND SECURITY HOLDERS ARE ADVISED TO READ THE PROXY STATEMENT/PROSPECTUS WHEN IT BECOMES AVAILABLE, AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE COMMISSION, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO SUCH DOCUMENTS, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION . Investors and security holders may obtain a free copy of the registration statement (when available), including the proxy statement/prospectus, and other documents containing information about the Company at the Commission’s website at www . sec . gov . Copies of these documents may also be obtained from the Company (when available) by

directing a request to Robert F . Mangano, President and Chief Executive Officer, 1 st Constitution Bancorp, at 2650 Route 130 North, P . O . Box 634 , Cranbury, New Jersey 08512 , telephone ( 609 ) 655 - 4500 . Certain Information Regarding Participants The Company, SHRC, their respective directors and executive officers and other persons may be deemed to be participants in the solicitation of proxies from SHRC’s shareholders in respect of the proposed Merger . Information regarding the directors and executive officers of the Company may be found in its definitive proxy statement relating to its 2018 Annual Meeting of Shareholders, which was filed with the Commission on March 15 , 2019 and can be obtained free of charge from the Commission’s website at www . sec . gov or from the Company by directing a request to Robert F . Mangano, President and Chief Executive Officer, 1 st Constitution Bancorp, at 2650 Route 130 North, P . O . Box 634 , Cranbury, New Jersey 08512 , telephone ( 609 ) 655 - 4500 . Information regarding the directors and executive officers of SHRC may be found in its proxy statement relating to its 2019 Annual Meeting of Shareholders, which can be obtained free of charge from Robert T . English, President and Chief Executive officer, Shore Community Bank, at 1012 Hopper Avenue, Toms River, New Jersey 08753 , telephone ( 732 ) 240 - 5800 . Other information regarding the participants in the proxy solicitation and a description of their direct and indirect interests, by security holdings or otherwise, will be contained in the proxy statement/prospectus and other relevant materials to be filed with the Commission when they become available

. The Company undertakes no obligation to update, alter, or otherwise revise these presentation materials, as a result of written or oral statements that may be made from time to time, whether as a result of new information, future events, or otherwise .

Page 9: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

3 Click to edit Master title style $ 16 . 50 per share cash or 0 . 8786 shares of FCCY Transaction Overview 1) Based on a FCCY’s 6/21/19 closing price of $18.87. 2) Based on 3,123,456 shares of SHRC common stock outstanding and the cash out of 189,809 in - the - money options at $16.50 per share (less exercise cost ). 3) Subject to adjustment, as provided in the merger agreement. Stock consideration is capped at 1,509,348 shares of FCCY common sto ck. 4) Based on SHRC’s 6/21/19 closing price of $14.90. 5) Includes full impact of integration of operations in the first quarter of 2020 and accounting adjustments . Per Share Consideration $ 53 . 1 million Transaction Value¹ , ² 55 % stock / 45 % cash 3 Consideration Mix 1 , 509 , 348 shares of FCCY common stock Shares to be Issued Customary regulatory approvals (FDIC and State of New Jersey) SHRC shareholder approval Required Approvals Conducted comprehensive due diligence Due Diligence Fourth Quarter of 2019 Expected Closing Price / March 31 , 2019 TBV : 166 . 8 % Premium to SHRC Closing Price 4 : 11 . 0 % Price to March 31 , 2019 LTM Earnings : 13 . 3 x Price / 2020 Pro Forma Net Income 5 : 10 . 0 x Pricing Ratios Board Representation FCCY will appoint 1 SHRC director to its corporate and bank boards

Page 10: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

4 Click to edit Master title style Total Assets : $ 273 . 9 million Gross Loans : $ 211 . 7 million Total Deposits : $ 240 . 3 million Total Equity : $ 31 . 8 million LTM Net Income : $ 4 . 0 million Tangible Book Value / Share : $ 10 . 19 LTM ROAA : 1 . 45 % LTM ROAE : 13 . 2 % LTM Efficiency Ratio : 53 . 2 % NPAs / Assets : 0 . 62 % NPAs excluding Performing TDRs/ Assets : 0 . 52 % Overview of Shore Community Bank Source: S&P Global Market Intelligence. Financial information as of March 31, 2019; market data as of June 21, 2019 . Ticker : SHRC Price : $ 14 . 90 Market Capitalization : $ 46 . 5 million 52 - Week High / Low : $ 16 . 25 / $ 11 . 87 52 Week Avg . Daily Volume : 2 , 468 Market Price / TBV : 146 . 2 % Branch Map

Page 11: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

5 Click to edit Master title style • Extending FCCY’s branch presence into northern Ocean County – an excellent geographic fit – Ocean County provides attractive demographic and growth characteristics – largest population gain in the state between 2017 and 2018 • SHRC is a high quality community banking franchise in a market with few community bank options • FCCY and SHRC share a strong emphasis on credit and a focus on customer service • SHRC has : – Complimentary business focus – Available balance sheet liquidity – loan to deposit ratio is 88 . 12 % – A highly attractive core deposit franchise with a cost of deposits equal to 0 . 84 % – Strong profitability ▪ ROAA of 1 . 45 % 1 ▪ ROAE of 13 . 20 % 1 • C ompelling projected pro forma financial effects for FCC Y, which enhances enterprise value • Operational capacity to support increased operations • Leverages FCCY management’s demonstrated M&A capabilities • Combination creates attractive impact on estimated pro forma EPS ( 17 . 6 % accretive in 2020 and 21 . 1 % accretive in 2021 ) 2 Transaction Rationale Source: S&P Global Market Intelligence. A s of or for the quarter ended 3/31/2019. 1) For the LTM ended 3/31/19. 2) Based on S&P Global Market Intelligence average consensus EPS estimates for FCCY of $1.58 for 2019 and $1.60 for 2020 . Strategic Rationale

Page 12: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

6 Click to edit Master title style EPS Impact 3 Valuation and Deal Overview $ 4 . 0 million, pre - tax ; $ 2 . 9 million, after - tax One - time Expenses $ 5 . 6 million, pre - tax ( 2 . 6 % of gross loans) Gross Credit Mark $ 2 . 8 million or 42 . 3 % , pre - tax Anticipated Cost Savings $ 1 . 97 per share or 13 . 1 % of dilution with crossover earn back of 4 . 7 years TBV Per Share Impact 3 $ 0 . 28 per share or 17 . 6 % accretive to 2020 E EPS and $ 0 . 35 per share or 21 . 1 % accretive to 2021 E EPS Approximately 9 . 0 % at closing TCE / TA at Closing 3,4 1) Based on SHRC’s 6/21/2019 closing price of $14.90. 2) Includes full impact of integration of operations in the first quarter of 2020 and accounting adjustments. 3) Based on S&P Global Market Intelligence average consensus EPS estimates of $1.58 for 2019 and $1.60 for 2020. 4) Defined as tangible common equity as a percentage of tangible assets. Meet or exceed standards to remain “well - capitalized” Pro Forma Regulatory Capital Ratios 2 . 00 % amortized sum of the years digits over 10 years Core Deposit Intangible IRR in excess of 18 % Internal Rate of Return Price / March 31 , 2019 TBV : 166 . 8 % Premium to SHRC Closing Price 1 : 11 . 0 % Price to March 31 , 2019 LTM Earnings : 13 . 3 x Price / 2020 Pro Forma Net Income 2 : 10 . 0 x Pricing Ratios

Page 13: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

7 Click to edit Master title style Pro Forma Branch Map 1) As of March 31, 2019; does not include purchase accounting adjustments. 2) Based on FCCY’s 6/21/19 stock price of $18.87 per share. Source: S&P Global M arket Intelligence. Summary Pro Forma Information¹ Total Assets : $ 1 , 465 million Gross Loans : $ 1 , 087 million Total Deposits : $ 1 , 235 million Market Capitalization² : $ 191 . 2 million Branches : 26 Counties Served : 6 (FCCY) 1 st Constitution Bancorp (SHRC) Shore Community Bank US Branches: Current US Branches: Current

Page 14: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

8 Click to edit Master title style Market Demographics Source: S&P Global Market Intelligence. Deposits as of 6/30/2018. 2019-2024 2019 2019-2024 Deposits Deposit 2010-2019 Projected Median Projected # in Market 2019 Pop. Pop. Household HH Income Market of Market Share Total Change Change Income Change Rank Branches ($000s) (%) Pop. (%) (%) ($) (%) New Jersey (NJ) Shore Community Bank Ocean 14 5 250,646 1.59 603,743 4.71 2.70 68,024 6.17 1st Constitution Bancorp Middlesex 15 6 420,904 1.20 847,762 4.68 2.25 90,068 9.98 Monmouth 18 8 245,082 1.01 625,511 (0.77) 0.30 97,759 9.05 Somerset 12 2 169,121 1.27 337,300 4.28 2.15 115,325 10.06 Mercer 15 4 94,007 0.60 376,021 2.59 1.54 83,451 7.16 Bergen 44 1 28,064 0.05 956,674 5.70 2.76 100,667 8.87 County

Page 15: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

9 Click to edit Master title style Compelling Demographic Profile Source: S&P Global Market Intelligence and the Federal Financial Institutions Examination Council. 1) 2018 median family income is based off the U.S. Census Tract area in which the branch resides. Proj. 5 - Year Population Growth Median HHI Proj. 5 - Year Median HHI Growth Median Family Income by Branch Area (1) Key Commentary • The acquisition of Shore Community Bank serves as a great entry into northern Ocean County . • Ocean County was one of only two counties in New Jersey to experience positive net migration since 2010 . • Between 2017 and 2018 , Ocean County had the largest population gain in the state with over 6 , 000 people moving into the county . • Manahawkin, home to Shore Community Bank’s largest branch by deposits, is situated at the sole roadway onto Long Beach Island, a popular vacation region for families from New Jersey, New York and Pennsylvania . Branch Address, Town Estimated 2018 Median Family Income 1012 Hooper Ave., Toms River $79,451 201 Main Street, Toms River $99,083 1216 Route 37 E., Toms River $114,793 1130 E. Veterans Hwy., Jackson $106,813 280 Route 72 E., Manahawkin $91,923

Page 16: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

10 Click to edit Master title style Loan Composition as of March 31, 2019 ($000s) 1st Constitution Bancorp (1) Shore Community Bank (2) Pro Forma Total Loans = $875,502 Total Loans = $211,745 Total Loans = $1,087,247 Average Yield = 5.55% Average Yield = 5.25% Average Yield = 5.49% Deposit Composition as of March 31, 2019 ($000s) (1) 1st Constitution Bancorp (1) Shore Community Bank (2) Pro Forma Total Deposits = $995,205 Total Deposits = $240,292 Total Deposits = $1,235,497 Cost of Deposits = 0.97% Cost of Deposits = 0.84% Cost of Deposits = 0.94% Demand Deposits 21.4% NOW & Other Accounts 32.5% Savings & MMDA 19.3% Retail Time Deposits 6.2% Jumbo Time Deposits 20.5% 1 - 4 Family 12.1% Home Equity 3.6% Multifamily 3.6% Comm. RE 44.8% C&I 19.5% C&D 16.0% Consumer 0.1% Farm & Agriculture 0.1% Other 0.1% 1 - 4 Family 8.2% Home Equity 3.4% Multifamily 4.5% Comm. RE 42.6% C&I 22.9% C&D 18.0% Consumer 0.1% Farm & Agriculture 0.1% Other 0.2% Demand Deposits 24.8% NOW & Other Accounts 14.3% Savings & MMDA 28.5% Retail Time Deposits 28.6% Jumbo Time Deposits 3.8% Demand Deposits 22.1% NOW & Other Accounts 29.0% Savings & MMDA 21.1% Retail Time Deposits 10.6% Jumbo Time Deposits 17.3% 1 - 4 Family 28.5% Home Equity 4.6% Multifamily 0.0% Comm. RE 53.9% C&I 5.3% C&D 7.6% Consumer 0.1% Farm & Agriculture 0.1% Other 0.0% Pro Forma Loan & Deposit Composition 1) Based on bank holding company financial statements 2) Based on SHRC internal financials Source: S&P Global M arket Intelligence.

Page 17: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

11 Click to edit Master title style • Opportunity to acquire a high performing community bank operating in an attractive and stable market • Strategic acquisition that improves franchise value of FCCY’s strong footprint in central New Jersey • Builds upon FCCY’s 2014 acquisition of Rumson - Fair Haven Bank & Trust Company and FCCY’s 2018 acquisition of New Jersey Community Bank in Monmouth county • Provides significant loan and deposit growth opportunities and revenue expansion opportunities • Expected to be significantly accretive to EPS per share – $ 0 . 28 per share or 17 . 6 % accretive to 2020 E EPS 1 – $ 0 . 35 per share or 21 . 1 % accretive to 2021 E EPS 1 • Projected IRR over 18 % Conclusions 1) Based on S&P Global Market Intelligence average consensus EPS estimates of $1.58 for 2019 and $1.60 for 2020.

End of Document

Page 18: CONSTITUTION BANCORP · providing for the merger of Shore with and into the Bank, with the Bank as the surviving entity (the “Merger”). The material terms of the Merger Agreement,

Exhibit 99.2

MERGER FAQS

For Employees Why are we merging with 1st Constitution? Merging with a larger, strongly capitalized bank which has a broader array of products and services will help us better serve ourcustomers and provide greater opportunities to our employees. Will all employees keep their jobs? 1st Constitution will keep as many SCB employees as possible. Representatives of 1st Constitution will be meeting with ouremployees to begin the integration process. However, any full time SCB employee who has been employed for at least a year andwho is not retained as a result of the merger (absent termination for cause) or who is terminated within twelve (12) months fromthe closing date will receive two (2) weeks of base pay for each full year of employment subject to a minimum of four (4) weeksand a maximum of twenty six (26) weeks. What will happen to my benefits? All employees who remain with the merged entity will be transitioned to 1st Constitution’s benefit plans, with prior service creditfor their employment with SCB. As part of the integration process, 1st Constitution representatives will be meeting with employeesto review benefit information. When will the merger be completed? We expect the merger to be completed in the fourth quarter. Will any of SCB’s branches be closed? We do not currently expect any of SCB’s branches to be closed as part of the merger. Who should I talk to with questions? You should direct any questions or concerns to your direct manager. For Customers Why is SCB merging with 1st Constitution? Merging with a larger, strongly capitalized bank which has a broader array of products and services will help us better serve ourcustomers and provide greater opportunities to our employees. How will the merger impact me and my business? The merger will result in a bank with increased lending capacity and an expanded footprint, which will be even better positioned togive our customers access to the financial resources and state of the art technology they need to be successful.

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Will the terms of my loan change? No – the terms of your existing loan will not change as a result of the merger. Will the terms of my deposit account change? SCB deposit accounts will be converted into the most similar deposit product offered by 1st Constitution. You will receive moreinformation on any changes to the terms of your deposit account as we get closer to the closing of the merger. Will any of SCB’s branches be closed? We do not currently expect any of SCB’s branches to be closed as part of the merger. Will my contact change at SCB? There will be no changes to your bank contact at this time. Who should I contact with any questions? Any questions should be directed at your current SCB customer service contact or your Branch manager. When will the merger be completed? We expect the merger to be completed in the fourth quarter. For Shareholders Why is SCB merging with 1st Constitution? Merging with a larger, strongly capitalized bank which has a broader array of products and services will help us better serve ourcustomers and provide greater opportunities to our employees and provide for a greater short and long term return to ourshareholders. What will I receive in the merger? Under the terms of the merger agreement, Shore shareholders will receive 0.8786 of a share of 1st Constitution common stock,$16.50 in cash, or a combination of 1st Constitution common stock and cash, subject to adjustment as set forth in the mergeragreement, for each share of Shore common stock that they own. The mix of the consideration will be approximately 55% stockand 45% cash. You will receive a detailed proxy statement containing more information regarding the terms of the merger of theelection and proration process. Do I need to do anything now? What will happen to my stock? You do not need to do anything now. In advance of our special meeting of shareholders to vote on the transaction, you willreceive a joint proxy statement/prospectus that will contain detailed information about the terns of the merger, how to vote andthe election and proration process. Nothing will change regarding your stock until the closing of the transaction, which is expectedin the fourth quarter.

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Cautionary Language Concerning Forward-Looking Statements Information set forth in this communication, including financial estimates and statements as to the expected timing, completion andeffects of the proposed merger between 1st Constitution Bank (the “Bank”), a wholly-owned subsidiary of 1st ConstitutionBancorp (“1st Constitution”), and Shore Community Bank (“Shore”) (the “Merger”), constitute forward-looking statements. Suchforward-looking statements include, but are not limited to, statements about the benefits of the Merger, including future financialand operating results, and the combined company’s plans, objectives, expectations and intentions. Any statements that are notstatements of historical fact, including statements containing such words as “will,” “could,” “plans,” “intends,” “expect,”“believe,” “view,” “opportunity,” “allow,” “continues,” “reflects,” “typically,” “anticipate,” “estimated,” or similar expressions,should also be considered forward-looking statements, although not all forward-looking statements contain these identifyingwords. Readers should not place undue influence on these forward-looking statements, which are based upon the current beliefsand expectations of the management of each of the companies. These forward-looking statements are subject to risks anduncertainties, and actual results might differ materially from those discussed in, or implied by, the forward-looking statements. We undertake no obligation to update, alter, or otherwise revise any forward-looking statements, whether written or oral, that maybe made from time to time, whether as a result of new information, future events, or otherwise. No Offer or Solicitation This communication shall not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of anyvote or approval, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would beunlawful prior to the registration or qualification under the securities laws of any such jurisdiction. No offer of securities shall bemade except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended. Additional Information and Where to Find It In connection with the proposed Merger, 1st Constitution intends to file a registration statement on Form S-4 with the Securitiesand Exchange Commission (the “Commission”). 1st Constitution may file other documents with the Commission regarding theproposed Merger. A definitive proxy statement/prospectus will be mailed to the shareholders of Shore. INVESTORS ANDSECURITY HOLDERS ARE ADVISED TO READ THE PROXY STATEMENT/PROSPECTUS WHEN IT BECOMESAVAILABLE, AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE COMMISSION, AS WELL AS ANYAMENDMENTS OR SUPPLEMENTS TO SUCH DOCUMENTS, BECAUSE THEY WILL CONTAIN IMPORTANTINFORMATION. Investors and security holders may obtain a free copy of the registration statement (when available), includingthe proxy statement/prospectus, and other documents containing information about 1st Constitution at the Commission’s website atwww.sec.gov. Copies of these documents may also be obtained from 1st Constitution (when available) by directing a request toRobert F. Mangano, President and Chief Executive Officer, 1st Constitution Bancorp, at 2650 Route 130 North, P.O. Box 634,Cranbury, New Jersey 08512, telephone (609) 655-4500.

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Certain Information Regarding Participants 1st Constitution, Shore, their respective directors and executive officers and other persons may be deemed to be participants in thesolicitation of proxies from Shore’s shareholders in respect of the proposed Merger. Information regarding the directors andexecutive officers of 1st Constitution may be found in its definitive proxy statement relating to its 2019 Annual Meeting ofShareholders, which was filed with the Commission on April 19, 2019 and can be obtained free of charge from the Commission’swebsite at www.sec.gov or from 1st Constitution by directing a request to Robert F. Mangano, President and Chief ExecutiveOfficer, 1st Constitution Bancorp, at 2650 Route 130 North, P.O. Box 634, Cranbury, New Jersey 08512, telephone (609) 655-4500. Information regarding the directors and executive officers of Shore may be found in its proxy statement relating to its 2019Annual Meeting of Shareholders, which can be obtained free of charge from Robert T. English, President and Chief ExecutiveOfficer, Shore Community Bank, at 1012 Hooper Avenue, Toms River, New Jersey 08753, telephone (732) 240-5800. Otherinformation regarding the participants in the proxy solicitation and a description of their direct and indirect interests, by securityholdings or otherwise, will be contained in the proxy statement/prospectus and other relevant materials to be filed with theCommission when they become available.

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Exhibit 99.3

1ST CONSTITUTION BANCORP TO ACQUIRE SHORE COMMUNITY BANK

CRANBURY, N.J., June 24, 2019 – 1ST Constitution Bancorp (Nasdaq: FCCY) (“1ST Constitution”), the holding company for 1ST

Constitution Bank, and Shore Community Bank (OTC PINK: SHRC) (“Shore”) jointly announced today that they have enteredinto a definitive agreement and plan of merger pursuant to which 1ST Constitution will acquire Shore in a stock and cashtransaction valued at $16.54 per share, or approximately $53.1 million in total consideration. Upon the closing of the transaction,Shore will merge with and into 1ST Constitution Bank. The merger has been unanimously approved by the boards of directors ofboth institutions, and is anticipated to be completed during the fourth quarter of 2019. The transaction is subject to approval by theshareholders of Shore, as well as regulatory approvals, and other customary closing conditions. Under the terms of the merger agreement, Shore shareholders will receive 0.8786 of a share of 1ST Constitution common stock,$16.50 in cash, or a combination of 1ST Constitution common stock and cash, subject to adjustment as set forth in the mergeragreement, for each share of Shore common stock that they own. 1ST Constitution expects to issue 1,509,348 new shares ofcommon stock in this transaction and the mix of the consideration will be approximately 55% stock and 45% cash. This deal value equates to approximately 166.8% of Shore’s tangible book value as of March 31, 2019 and 13.3 times its netincome for the last twelve months. The merger is anticipated to be 17.6% accretive to 1ST Constitution’s earnings per share for2020. Shore operates five banking offices in northern and central Ocean County, is headquartered in Toms River, New Jersey, andserves its customers and communities through five full-service locations in Toms River (3), Jackson and Manahawkin, NewJersey. Shore has assets of $274 million, loans of $212 million and deposits of $240 million as of March 31, 2019. Followingconsummation of the merger, 1ST Constitution will have approximately $1.5 billion in assets, $1.1 billion of loans and $1.2billion of deposits, with 26 full-service banking offices located in Bergen, Middlesex, Monmouth, Mercer, Ocean and SomersetCounties, New Jersey. “We are pleased to be combining with Shore Community Bank and expanding our presence into several new markets in OceanCounty. Northern and Central Ocean County represent attractive markets with desirable demographic characteristics and growthopportunities,” said Robert F. Mangano, 1ST Constitution Bancorp’s President and Chief Executive Officer. Mr. Mangano added,“Shore is a high performing community bank with strong core deposits and solid loan growth. The merger has strategic andfinancial merit and will generate a number of benefits to both our existing shareholders, and our new shareholders from ShoreCommunity Bank.” Robert T. English, President and Chief Executive Officer of Shore Community Bank, said, “Our board considers this merger to bean excellent opportunity and partnership which will benefit our shareholders through ownership in a growing financial institutionwith shares that trade on a national exchange. Our customers and the community will benefit from the enhanced products andservices offered by 1ST Constitution, its financial strength and its strong commitment to its customers and the communities itserves.”

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D.A. Davidson & Co. is serving as financial advisor to 1ST Constitution Bancorp and Day Pitney LLP is providing legal counselto 1ST Constitution Bancorp in connection with the transaction. Raymond James is representing Shore Community Bank asfinancial advisor, and Windels Marx Lane & Mittendorf, LLP is serving as its legal counsel. About 1ST Constitution Bancorp 1ST Constitution Bancorp, through its primary subsidiary, 1ST Constitution Bank, has approximately $1.2 billion of assets andoperates 21 branch banking offices in Asbury Park, Cranbury (2), Fair Haven, Fort Lee, Freehold, Hamilton, Hightstown,Hillsborough, Hopewell, Jamesburg, Lawrenceville, Little Silver, Long Branch, Neptune City, Perth Amboy, Plainsboro,Princeton, Rocky Hill, Rumson and Shrewsbury, New Jersey. 1ST Constitution Bancorp is traded on the Nasdaq Global Select Market under the trading symbol “FCCY” and information aboutthe Company can be accessed through the Internet at www.1stconstitution.com About Shore Community Bank Shore Community Bank is a state-chartered commercial bank headquartered in Toms River, New Jersey. The bank was founded in1997 and operates five full-service banking offices in Ocean County, New Jersey. The bank provides traditional commercial andretail banking services to small businesses and consumers. Information about the bank can be accessed through the internet atwww.shorecommunity.bank Cautionary Language Concerning Forward-Looking Statements Information set forth in this communication, including financial estimates and statements as to the expected timing, completion andeffects of the proposed merger between 1ST Constitution Bank (the “Bank”), a wholly-owned subsidiary of 1ST ConstitutionBancorp (the “Company”), and Shore Community Bank (“Shore”) (the “Merger”), constitute forward-looking statements withinthe meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 and the rules, regulations andreleases of the Securities and Exchange Commission (the “Commission”). Such forward-looking statements include, but are notlimited to, statements about the benefits of the Merger, including future financial and operating results, and the combinedcompany’s plans, objectives, expectations and intentions. Any statements that are not statements of historical fact, includingstatements containing such words as “will,” “could,” “plans,” “intends,” “expect,” “believe,” “view,” “opportunity,” “allow,”“continues,” “reflects,” “typically,” “anticipate,” “estimated,” or similar expressions, should also be considered forward-lookingstatements, although not all forward-looking statements contain these identifying words. Readers should not place undue influenceon these forward-looking statements, which are based upon the current beliefs and expectations of the management of theCompany and Shore. These forward-looking statements are subject to risks and uncertainties, and actual results might differmaterially from those discussed in, or implied by, the forward-looking statements.

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Among the risks and uncertainties that could cause actual results to differ from those described in the forward-looking statementsinclude, but are not limited to, the following: (1) the occurrence of any event, change or other circumstances that could give rise tothe termination of the Agreement and Plan of Merger, dated as of June 23, 2019, by and among the Company, the Bank and Shore(the “Merger Agreement”); (2) the risk that Shore’s shareholders may not adopt the Merger Agreement; (3) the risk that thenecessary regulatory approvals may not be obtained or may be obtained subject to conditions that are not anticipated; (4) delays inclosing the Merger or other risks that any of the closing conditions to the Merger may not be satisfied in a timely manner; (5) theinability to realize expected cost savings and synergies from the Merger in the amounts or in the timeframe anticipated; (6) thediversion of management’s time from ongoing business operations due to issues relating to the Merger; (7) costs or difficultiesrelating to integration matters might be greater than expected; (8) material adverse changes in the Company’s or Shore’s operationsor earnings; (9) potential litigation in connection with the Merger; (10) a decrease in the common stock price of the Companyunder certain circumstances which could give Shore the right to terminate the Merger Agreement; and (11) the inability to retainShore’s customers and employees. There are important, additional factors that could cause actual results or events to differmaterially from those indicated by such forward looking statements, including the factors described in the Company’s AnnualReport on From 10-K, which was filed with the Commission on March 15, 2019. Although management has taken certain steps tomitigate any negative effect of the aforementioned items, significant unfavorable changes could severely impact the assumptionsused and could have an adverse effect on profitability. The Company undertakes no obligation to update, alter, or otherwise revise any forward-looking statements, whether written ororal, that may be made from time to time, whether as a result of new information, future events, or otherwise. No Offer or Solicitation This communication shall not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of anyvote or approval, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would beunlawful prior to the registration or qualification under the securities laws of any such jurisdiction. No offer of securities shall bemade except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended. Additional Information and Where to Find It In connection with the proposed Merger, the Company intends to file a registration statement on Form S-4 with theCommission. The Company may file other documents with the Commission regarding the proposed Merger. A definitive proxystatement/prospectus will be mailed to the shareholders of Shore. INVESTORS AND SECURITY HOLDERS ARE ADVISEDTO READ THE PROXY STATEMENT/PROSPECTUS WHEN IT BECOMES AVAILABLE, AND ANY OTHER RELEVANTDOCUMENTS FILED WITH THE COMMISSION, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO SUCHDOCUMENTS, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION. Investors and security holders may obtaina free copy of the registration statement (when available), including the proxy statement/prospectus, and other documentscontaining information about the Company at the Commission’s website at www.sec.gov. Copies of these documents may also beobtained from the Company (when available) by directing a request to Robert F. Mangano, President and Chief Executive Officer,1ST Constitution Bancorp, at 2650 Route 130 North, P.O. Box 634, Cranbury, New Jersey 08512, telephone (609) 655-4500.

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Certain Information Regarding Participants The Company, Shore, their respective directors and executive officers and other persons may be deemed to be participants in thesolicitation of proxies from Shore’s shareholders in respect of the proposed Merger. Information regarding the directors andexecutive officers of the Company may be found in its definitive proxy statement relating to its 2019 Annual Meeting ofShareholders, which was filed with the Commission on April 19, 2019 and can be obtained free of charge from the Commission’swebsite at www.sec.gov or from the Company by directing a request to Robert F. Mangano, President and Chief ExecutiveOfficer, 1 ST Constitution Bancorp, at 2650 Route 130 North, P.O. Box 634, Cranbury, New Jersey 08512, telephone (609) 655-4500. Information regarding the directors and executive officers of Shore may be found in its proxy statement relating to its 2019Annual Meeting of Shareholders, which can be obtained free of charge from Robert T. English, President and Chief ExecutiveOfficer, Shore Community Bank, at 1012 Hooper Avenue, Toms River, New Jersey 08753, telephone (732) 240-5800. Otherinformation regarding the participants in the proxy solicitation and a description of their direct and indirect interests, by securityholdings or otherwise, will be contained in the proxy statement/prospectus and other relevant materials to be filed with theCommission when they become available.

############## Contacts: Robert F. ManganoPresident and Chief Executive Officer1ST Constitution Bancorp(609) [email protected]

Robert T. EnglishPresident and Chief Executive OfficerShore Community Bank(732) [email protected]

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