TORI supports its clients in the specific interpretation of

new and changing regulatory initiatives and in embedding

and evidencing the procedures and controls to comply with

these. Once we have helped you unpack and understand

the underlying rules, our efforts will focus on the practical

application of controls needed to comply. Our approach is

pre-emptive and will help put you in the position where you

are able to flag potential gaps or breaches to the regulators

before having to respond to forced investigations by them.

The range of regulations being finalised and implemented

by regulating bodies (e.g. MiFID2/MiFR, BCBS 239, IFRS9)

brings with it the need for further change. This is in addition

to the ongoing activities required to remediate or implement

the regulations that have already been enforced (e.g. EMIR,

Dodd Frank, KYC and AML policies).

Implementing regulations for your institution means

operating model changes which impact people, process and

technology. Along with this comes a real need for training

and education to ensure that policies and best practices do

not collapse once implemented. In addition, with more direct

responsibility for appropriate conduct being placed on senior

managers, the attestation of controls and compliance with

policies that support regulated activities, will be paramount

for financial institutions, their leadership teams, and

employees at all levels of the organisation

CONTROL

experience. the difference.

REGULATORY COMPLIANCE

Regulatory Compliance

Control Health Checks

Operating Model Definition

Operating Model Remediation

Training & Education

Policy Definition & Roll-out

experience. the difference.

CONTACT US

London +44 20 7025 5555

New York +1 212 461 2145

www.toriglobal.com

TORI practitioners will work with you to implement the changes needed to empower

your institution to operate in a manner compliant with regulations. We will help you

enforce the controls you need to be confident your ‘business as usual’ activities will not

fall foul of regulating bodies.

We will partner with your organisation to understand regulatory impacts and define the resulting actionable changes that are required to meet existing, updated and newly released regulations. Our service offering includes:

OUR APPROACH

• Regulatory Compliance and Control Health Checks

TORI will perform both high-level and in-depth risk

assessments of your core business processes to quickly

derive a view of the efficiency and cost effectiveness of

your existing control capabilities and the extent to which

you are compliant with regulation and industry standards.

• Operating Model Definition and Remediation

We will review the effectiveness of your existing operating

model, identify gaps and inefficiencies against optimal

models and advise / support you on delivering the

enhancements and upgrades needed.

• Training and Education Across Your Institution

TORI will review current training plans, assess

appropriateness against the current regulations and the

extent to which these are embedded in your people.

We will identify any proposed improvements required,

establish tracking to the training plans, and assist you in

attesting to proper requirements.

• Policy Definition and Rollout

We will help you evolve policies into ‘living documents’

that are familiar to and understood by the people

responsible for ensuring compliance with them. A key

part of this is deconstructing your risk and control policies

into individual line items and building the mechanisms for

reporting periodically on how these are being adhered to.

Practitioners apply a proactive and sustainable approach to monitoring emerging regulatory changes across

the industry. All consultants receive regular industry updates regarding new and changing regulations,

initiatives and themes, and engage early with clients to help them remain ‘future proofed’. This manifests itself

on client sites in the form of:

• Pre-emptive monitoring of regulatory changes

• Regulatory change action lists

• Detailed gap analysis

• ‘Path to Green’ roadmaps (with the delivery of realistic, achievable target plans for attainment of agreed levels of control)

• Customisation of internal performance tolerances

Whether or not we support you in the practical buildout of controls to comply with these changes, we will

ensure that you are always informed. Some of the regulations and standards TORI Global can help your

institution implement are highlighted below;

• Records Management

• Financial Crime (AML/KYC)

• MiFID II/MiFR

• Senior Managers & Certification Regime

• Dodd Frank

• European Market Infrastructure Regulation (EMIR)

• Retail Distribution Review

• BCBS 239

• IFRS 9

• ISO 27001

• HKMA Regulations

• MAS Regulations

• FCA Regulations

• ESMA Regulations

• FED & SEC Regulations