Copyright 2016 | 100kFactory.com/Ultra | All Rights ... · If none of these merchant processors are available in your country, or you are

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PAYMENT PROCESSORS IN WOOCOMMERCE 4

MEMBERS IN THE USA 6

PAYPAL PAYMENTS ADVANCED 6

STRIPE.COM 12

WORLDPAY.COM 23

AUTHORIZE.NET AIM 25

MEMBERS IN CANADA 29

PAYPAL PAYMENTS ADVANCED 29

STRIPE 30

WORLDPAY.COM 36


MEMBERS IN THE UK 38

PAYPAL PAYMENTS PRO 39

STRIPE 41

WORLDPAY.COM 46


MEMBERS IN AUSTRALIA 55

PAYPAL WEBSITE PAYMENTS PRO 55

SETTING UP A PAYPAL BUSINESS ACCOUNT 55

UPGRADING TO PAYPAL PAYMENTS PRO 64

STRIPE 65

WORLDPAY.COM 70


MEMBERS IN NEW ZEALAND 77

WORLDPAY.COM 77

PAYPAL EXPRESS CHECKOUT 78

MEMBERS IN SINGAPORE 87


STRIPE 88

WORLDPAY.COM 93

MEMBERS IN MALAYSIA 95

WORLDPAY.COM 95




MEMBERS IN INDIA 98

WORLDPAY.COM 98


MEMBERS IN SOUTH AFRICA 108

WORLDPAY.COM 108


OTHER COUNTRIES 111

PAYPAL PAYMENTS PRO 111

STRIPE.COM 111

WORLDPAY.COM 112

AUTHORIZE.NET 112


US CORPORATION 114

CREDIT REPORT CHECK 114

FREQUENTLY ASKED QUESTIONS 114



In this guide, we list a variety of payment processors for your website, using Woocommerce as your ecommerce plugin for Wordpress. We categorize them by country, and what the most popular processors are for that country, and how to apply to them. Let s begin!

Once you have applied and been accepted for your payment processor of choice, simply refer to the WooCommerce documentation on how to integrate it into your WooCommerce-enabled Wordpress website: List of Popular Payment Processors: https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways Payment Processors for Canada: https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=canada Payment Processors for the U.K.: https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=united-kingdom Payment Processors for Australia: https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=australia Payment Processors for New Zealand: https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=new-zealand


https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways


https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=canada

https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=canada

https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=united-kingdom

https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=united-kingdom

https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=australia

https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=australia

https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=new-zealand

https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/?gateway_country=new-zealand


Payment Processors for your country: Click here: https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/ In the left-hand navigation, click the dropdown and select your country:


https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/

https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways/


Our recommendations for the USA: PayPal Payments Advanced Stripe Worldpay Authorize.net AIM

PayPal Payments Advanced PayPal Advanced allows you to accept credit card and PayPal payments right

card data. The monthly cost is only $5 per month. To begin your application for your Paypal Advanced account, please enter this link: www.Paypal.com/Advanced Next, cl

FAQ: Should I create a new Paypal Advanced Account, or should I upgrade my personal Paypal account?


http://www.paypal.com/Advanced


You may wish to upgrade your current PayPay Standard account to the Advanced account. However, we recommend that you create a new account for two reasons:

1. Your standard account does not cost anything to keep, and more

importantly

2. We prefer to keep our business accounts separate from our business

affairs.

Complete Step 1: Paypal Account. The email address should be different than your personal Paypal account. Choose a password and two security questions. Enter the Captcha code, and



Complete Step 2: Business Information Create a PayPal Manager login. Your PayPal Manager account is separate from your PayPal business account and requires a separate login and password. Business Information Ownership type: If you are applying for your Paypal business account

Business Legal Name: If you registered your business, use that name.

Address, Work Phone: Use your business address and phone if you

have them. Otherwise, enter your home address and home number. Business Category: Select the category that most likely describes the

products you intend on selling. Do NOT select the following: Non-profit,



government, financial services, vehicle sales, business to business, education, religion or travel.

Subcategory: This will depend on which category you select. Choose

the option that best describes your product line. For example, if I chose

the subcategory. Date Business Established: For corporations, enter its date of

incorporation. If you are a sole proprietor, enter the date you registered your business. If this is your first business, enter the date you signed up for 100K Ultra Edition.

Website address: Enter the URL of your 100K site.

Average dollar amount per transaction: Less than $25 USD

Highest online sales volume: Less than $5000 USD

Percentage online sales only: 75% to 100%



Business Owner Information If you have a separate address

Customer Service Information Customer Service Email: This should be from your business website.

For example, [email protected] or [email protected], etc. Customer Service Phone: For a customer service number you have two

options: 1. Enter your personal phone number, or 2. Get a toll-free number and voicemail from Grasshopper: http://grasshopper.com/

Name on credit card statement: Maximum 11 characters.

Extended credit card statement name: Maximum 19 characters.



Authentication Information If you apply as a sole proprietor, then Paypal will ask for your date of birth and SSN. If you apply as a LLC, Paypal will also ask for its EIN or Employer Identification

: https://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Apply-for-an-Employer-Identification-Number-(EIN)-Online

Your information will have then be submitted to Paypal for approval. How to Contact Paypal (Sales Process Only) If you encounter any issues during the Paypal Advanced application process,

Sales Team: 1.800.497.3611 Merchant Sales Team: 1.866.745.4036


https://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Apply-for-an-Employer-Identification-Number-(EIN)-Online



Woocommerce plugin Once you are approved, you will need to add the Paypal Advanced extension to your Wordpress website. https://www.woothemes.com/products/paypal-advanced/ To configure the plugin: https://docs.woothemes.com/document/paypal-payments-advanced-2/

Stripe.com

, and mobile devices. It works right within your site - customers can pay instantly, without being redirected away to complete the transaction. Stripe's investors include PayPal co-founders Peter Thiel, Max Levchin, and Elon Musk. To open for a Stripe account, click on this link: https://dashboard.stripe.com/register Enter your business email and create and confirm your Stripe password.

You will automatically receive a confirmation email:


https://www.woothemes.com/products/paypal-advanced/

https://docs.woothemes.com/document/paypal-payments-advanced-2/

https://dashboard.stripe.com/register


Confirm your email address by clinking the confirmation link:

Confirm your login credentials:



on the top right-dropdown me

Once inside the account settings, we will walk-through each tab for the changes we recommend to setup your Stripe account. Account name: Enter the name of your business. If you registered your business, use that name. Che zone if you wish:



customers see when they receive an invoice. Name: This is your business name

Website: The URL of your ecommerce website

Statement descriptor: This is the description that appears on your

The other details are optional. Adding your address is also optional.



p. These are the API keys you will need to

enter into your Wordpress site.



funds and get paid. Transfer schedule: Default setting is for daily. In other words, every day Stripe will total your payments and send a deposit to your bank account. Funds will be deposited 2 business days later. You can also set this schedule to occur weekly and monthly. Note: The very first transfer will take 7 days to post to your US bank account. Transfer API: If you would like to turn off the automatic transfers and choose

Bank accounts dd Bank



banking details. Your bank account must be a checking account. Fill in your



Next, click on the

The next step is to activate our Stripe account.

This is the core application to activate your Stripe account. Where are you based? Select your country from the dropdown list of options. Your product: Tell us about your business: Online retail store selling [INSERT YOUR NICHE] products.



Account details: Your business type: If your business is

Legal name: (if you are applying as a LLC): If you registered your business, use that name.

individual / sole proprietor, this field is optional. Business address: Use your business address if you have one. Otherwise, enter your home address. Your website: Enter the URL of your 100K site.



You, the company representative: Stripe needs to confirm your identity using one of these social media platforms. Click one of the buttons and complete the verification process. They will NEVER post to your account on your behalf. Legal name: Your legal first and last name. Date of birth: Your birthdate Social Security Number: You only need to enter the last four digits of your SSN to verify your identity.



Credit card statement details: This information is what will appear on your customers' credit card statements. Don't worry, you can change this information later. Business name: Enter your DBA (Doing Business As) or your business name. Phone: Use your business phone number if you have one. Otherwise, enter your home phone or cell phone. Bank details Routing number: Copy this information from your check, or contact your bank for this information Account number: Copy this information from your check, or contact your bank for this information Confirm account number: Copy the account number from the previous field

Complete your application



How to Contact Stripe https://stripe.com/contact Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website. https://www.woothemes.com/products/stripe/ To configure the plugin: https://docs.woothemes.com/document/stripe/

WorldPay.com WorldPay is the second largest payment processor in the USA, and one of the largest in the world. WorldPay is also very competitive on service, rates, and reliability. The WorldPay Wordpress plugin lets you accept all major payment methods and credit and debit cards, including Diners, MasterCard, Visa, Amex, Maestro and JCB via a secure, hosted payment page. On your store, when an order is placed by a customer, the customer is taken to WorldPay to complete the secure payment. After the customer completes their payment, the order is confirmed and the user is taken to the thank you page on your site. Transactions can also be completed directly on your site so the customer never leaves. Bank deposits are processed every day and the funds deposited into your bank account on the very next business day. Your bank account can be anywhere in the world, however, it may take a few days longer to receive funds if located outside the US. Application process


https://stripe.com/contact

https://www.woothemes.com/products/stripe/

https://docs.woothemes.com/document/stripe/


Application interviews are completed over the phone, and the application is sent via a form: http://www.worldpay.com/us/get-in-touch They will require the following documentation to complete your application: EIN (if LLC)

SSN

Business license

Voided check

Bank statements

Financial statements if you are LLC, or personal bank statements for

individuals / sole proprietors, or for start-up LLCs

Additional details: You must have a business license / they cannot complete the application

without a business license.

WorldPay will pull a credit report.

No minimum revenue thresholds.

Rates and charges: Different for each customer. There is a monthly

charge and per transaction fee.

How to Contact WorldPay For the USA Sales: 1-866-505-5965 You can also request a call back. Live chat is available for US only. Complete contact details are here: http://www.worldpay.com/global/about/contact-us

Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.

https://www.woothemes.com/products/worldpay/


http://www.worldpay.com/us/get-in-touch

http://www.worldpay.com/global/about/contact-us



To configure the plugin: https://docs.woothemes.com/document/worldpay/

Authorize.Net AIM An Authorize.Net Payment Gateway account allows you to accept credit cards and electronic checks, while keeping the customer on your site for the entire process. An SSL certificate is required to ensure your customer credit card details are safe. Authorize.net AIM does not store credit card data for future transactions. You can also process refunds for paid orders directly from within your website. (No need to log into your merchant account to process refunds.) There are two applications to complete with Authorize.Net:

1. Payment gateway account with Authorize.Net

2. Merchant processor with one of their partners. The following is only the application process for the payment gateway with Authorize.Net. Once you complete this form, your application will be forwarded to one of their partners who will contact you directly to complete a merchant application. They might ask for additional information and documentation. Once your merchant application has been processed and approved, the merchant processor will send you account information directly to Authorize.Net for final setup before you go live. To apply for an Authorize.net AIM account, click on this link: https://www.authorize.net/solutions/merchantsolutions/pricing/

ll in the following information:


https://docs.woothemes.com/document/worldpay/

https://www.authorize.net/solutions/merchantsolutions/pricing/


My Information Fill in your name and personal address. Business Information

Business name: If you registered your business, use that name. Business type: If your business is a co

Business Information

ur business under a separate

Website address: Enter the URL of your 100K site. Phone: Use your business phone number if you have one. Otherwise, enter your home phone or cell phone. Processing Information Describe your Business: Online retail store selling [INSERT YOUR NICHE] products. Industry: 5965 (Combination catalog & retail) Estimated Monthly Sales: US$9,000 O

Business Start Date: For corporations, enter its date of incorporation. If you are a sole proprietor, enter the date you registered your business. If this is your first business, enter the date you signed up for 100K Ultra Edition.



one already) at: https://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Apply-for-an-Employer-Identification-Number-(EIN)-Online Do you O Days to Product Delivery: Greater than 10

Typical Transaction Amount: US$25 Largest Expected Transaction: US$100 Name on Checking Account: Enter the name on your bank account. For example, if the bank account is in your name, then enter your name.

U.S. Checking Account: Enter the ABA Routing Number and Account Number for your US checking account.





Merchant Contact Details To Contact Authorize.net, phone 1.888.323.4289. Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.

https://www.woothemes.com/products/authorize-net-aim/ To configure the plugin: https://docs.woothemes.com/document/authorize-net-aim/


https://www.woothemes.com/products/authorize-net-aim/

https://docs.woothemes.com/document/authorize-net-aim/


Our recommendations for Canada: PayPal Payments Advanced Stripe Worldpay Authorize.net NET

PayPal Payments Advanced PayPal Advanced allows you to accept credit card and PayPal payments right

card data. The monthly cost is only $10 per month. To being your application for your Paypal Advanced account, please enter this link: www.Paypal.ca/Advanced

Thankfully, the rest of the application process for PayPal Advanced in Canada is very similar to the application process in the US. Follow the instructions as you would for the United States.


http://www.paypal.ca/Advanced


How to Contact Paypal (Sales Process Only) If you encounter any issues during the Paypal Advanced application process,

Sales Team: 1.866.358.0420 Woocommerce plugin Once you are approved, you will need to add the Paypal Advanced extension to your Wordpress website. https://www.woothemes.com/products/paypal-advanced/ To configure the plugin: https://docs.woothemes.com/document/paypal-payments-advanced-2/

Stripe Stripe is also available in Canada. It works right within your site - customers can pay instantly, without being redirected away to complete the transaction. The process for opening and activating a Stripe account in Canada is the same as the US, with the following exceptions:

on the top right-


https://www.woothemes.com/products/paypal-advanced/

https://docs.woothemes.com/document/paypal-payments-advanced-2/


Once insider the account settings we will walkthrough each tab for the changes we recommend to setup your account. Account name: Enter your business name. If you registered your business, use that name.

your country or your time zone if you wish.



receive funds and get paid. Transfer schedule: Default setting is for daily. In other words, every day Stripe will add up your payments and send a deposit in your bank. Funds will appear in your bank account 7 business days later. You can set this to occur weekly and monthly. Note: The very first transfer will take 7 days to post to your Canadian bank account. Transfer API: If you would like to turn off the automatic transfers and choose

switch to

Bank accounts



banking details. Your bank account must be a chequing account. Fill in your transit number, financial institution number, and account number and click



The rest of the process is the same as the US application. The next step is to activate our Stripe account:

This is the core application to activate your Stripe account. All the information should be the same or similar to the US application process, with the following exceptions: Where are you based? Country: Select your country from the dropdown list of options. Choose

Account details Your business type: Business type: If your business is a corporation, enter

Legal name (if you are applying as a corporation): If you registered your

business, use that name.

Number from the CRA.



You, the company representative SIN (Social Insurance Number): Enter your complete SIN to verify your

identity.

Bank details Bank account currency: You can choose to accept CAD or USD.

Transit number: Copy this information from your check, or contact your

bank for this information Institution number: Copy this information from your check, or contact

your bank for this information Account number: Copy this information from your check, or contact

your bank for this information Confirm account number: Copy the account number from the previous

field Complete your application







WorldPay.com WorldPay is the second largest payment processor in the USA, and one of the largest in the world. Also, WorldPay is very competitive on service, rates, and reliability. Application process for Canada Since the application interviews are completed over the phone, the process is almost identical as applying in the US. They will require the following documentation to complete your application: Business Number (if corporation)

SIN

Business license

Voided cheque

Bank statements

Financial statements if you are corporation, or personal bank statements

for individuals / sole proprietors, or for start-up companies

How to Contact WorldPay For Canada, you can also request a call back: http://www.worldpay.com/global/about/contact-us



To configure the plugin:


http://www.worldpay.com/global/about/contact-us






2. Merchant processor with one of their partners. The following is only the application process for the payment gateway with Authorize.Net. Once you complete this form, your application will be forwarded to one of their partners who will contact you directly to complete a merchant application. They might ask for additional information and documentation. Once your merchant application has been processed and approved, the merchant processor will send you account information directly to Authorize.Net for final setup before you go live. Apply in Canada To apply for an Authorize.net AIM account in Canada, click on the following

option:




http://www.authorize.net/solutions/merchantsolutions/pricing/ The process for opening and activating an Authorize.Net account in Canada in the same as the US process, with the following exceptions: My Information

Business Information

How to Contact Authorize.net Canada sales: 1.877.580.2077 Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.


Our recommendations for the UK: PayPal Payments Pro Stripe Worldpay


http://www.authorize.net/solutions/merchantsolutions/pricing/




Authorize.net AIM

Paypal Payments Pro PayPal Payments Pro allows you to accept credit card and PayPal payments

credit card data. The monthly cost is £20 per month. To being your application for your Paypal Payments Pro account, please enter this link: https://www.paypal.com/uk/webapps/mpp/pro

:

On the next screen, input your name, company name, email address,


https://www.paypal.com/uk/webapps/mpp/pro


Filling in the form will place you in queue for a callback from the PayPal UK sales team:

You should also receive an email confirmation, along with contact details.



You may wish to call them as soon as you submit your application to speed up the process. How to Contact Paypal (Sales Process Only) If you encounter any issues during the Paypal application process, we

Sales Team: 0800 368 7177 Woocommerce plugin Once you are approved, you will need to add the Paypal Payments Pro extension to your Wordpress website. https://www.woothemes.com/products/paypal-pro/ To configure the plugin: https://docs.woothemes.com/document/paypal-pro-2/

Stripe Stripe is available in the UK and is a great alternative to PayPal. It works right within your site - customers can pay instantly, without being redirected away to complete the transaction.


https://www.woothemes.com/products/paypal-pro/

https://docs.woothemes.com/document/paypal-pro-2/


The process for opening and activating a Stripe account in the UK is the same as the US, with the following exceptions.

on the top right-hand corner where it sadropdown


update your country and your time zone if you wish.



funds and get paid. Transfer schedule: Default setting is for daily. In other words, every day Stripe will add up your payments and send a deposit in your bank account 7 business days later. You can set this to occur weekly and monthly. Note: The very first transfer will take 7 days to post to your UK bank account. Transfer API: If you would like to turn off the automatic transfers and choose

Bank accounts: You add your b



banking details. Your bank account must be a checking account. Fill in your transit number, financial institution number, and account number and click



The rest of the process is the same as the US application. The next step is to activate our Stripe account.


Account details Your business type: Business type: If you have a

Legal name (if you are applying as a limited company): If you registered your business, use that name.

, this field is

from the CRA. Bank details



Bank account currency: You can choose to accept payments in the following currencies: GBP, EUR, USD, SEK, NOK or DKK. Sort code: Copy this information from your check, or contact your bank for this information Account number: Copy this information from your check, or contact your bank for this information Confirm account number: Copy the account number from the previous field Complete your application


WorldPay.com WorldPay is the second largest payment processor in the USA, and one of the largest in the world. Also, WorldPay is very competitive on service, rates, and reliability. Application process for the UK






Since the application interviews are completed over the phone, the process is almost identical as applying in the US. To get started, click here: http://www.worldpay.com/uk/sme/online/online-payment-gateway Phone: 0808 253 1918 Support: 0870 366 1233 Request a callback: https://www.worldpay.com/uk/forms/request-call-back-SMEPaymentGateway Some of the requested documentation will include the following: Company number (if limited company)

VAT number

Business license

Voided cheque

Bank statements

Financial statements if you are limited company, or personal bank

statements for individuals / sole traders, or for start-up companies

How to Contact WorldPay Sales: 0808 208 5133 or 0333 222 8905 You can also request a general call back: https://www.worldpay.com/uk/forms/contact-us-our-small-and-medium-business-products Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.



http://www.worldpay.com/uk/sme/online/online-payment-gateway

https://www.worldpay.com/uk/forms/request-call-back-SMEPaymentGateway

https://www.worldpay.com/uk/forms/request-call-back-SMEPaymentGateway

https://www.worldpay.com/uk/forms/contact-us-our-small-and-medium-business-products







2. Merchant processor with one of their partners. The following is only the application process for the payment gateway with Authorize.Net. Once you complete this form, your application will be forwarded to one of their partners who will contact you directly to complete a merchant application. They might ask for additional information and documentation. Once your merchant application has been processed and approved, the merchant processor will send you account information directly to Authorize.Net for final setup before you go live. To apply for an Authorize.net AIM account in the U.K., click on the following

option: http://www.authorize.net/en-GB/pricing/



http://www.authorize.net/en-GB/pricing/


Fill in your name, company name, email address and phone number and click

Business Information Select which currencies you would like to accept payments. (NOTE: Each currency requires a separate payment gateway, and consequently, a separate monthly fee.)



Company name: Enter the name of your limited company, or the name

Company Address: Use your business address if you have one.

Otherwise, enter your home mailing address. Country: Enter your country.

Email: Use your business email.

Phone: Use your business phone number if you have one. Otherwise,

enter your home phone or cell phone. Business URL: Enter the URL of your 100K site.

Company registration number: Enter your company registration

number. Tax Number of VAT ID: Enter as applicable.

Product description: Online retail store selling [INSERT YOUR NICHE]

products. Fees & Authorisation

Enter your Company Name.



Next step:

Principal: Enter your first and last name



Principal Address, City, Post Code, Country, Nationality, Place of Birth, Date of Birth: Assuming you are the principal / owner of the company that is applying for the Authorize.Net account, enter your personal information here. All fields are required.

Your Goods and Services Does your business require a license to trade?: No

Do you accept full payment?: Yes

Average % and time period: 100% taken 1 month in advance

Do you take card payments for memberships?: No

Projected Annual Company Turnover: 50.000,00



Average Card Transaction Value: 25 Maximum Order Value: 100

Refund %: 2

contacted by their Sales Team to complete the 2nd stage for the application process.



Contact Details How to Contact Authorize.net UK office: +44 0203 5644843 Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.






Our recommendations for Australia: PayPal Payments Pro Stripe.com

PayPal Website Payments Pro PayPal Payments Pro allows you to accept Visa, Mastercard and PayPal payments right on your website without worrying about protecting your

Before you apply for PayPal Payments ProAccount. For example, if you have a Personal or Premier PayPal account, you must upgrade to a Business Account. If you do not have a PayPal account, you must sign up for a Business Account first. If you already have a PayPal Business Account, you can skip these next steps and wait for PayPal to contact you to complete the rest of your application.

Setting up a Paypal Business Account

https://www.paypal.com/au/webapps/mpp/account-selection


https://www.paypal.com/au/webapps/mpp/account-selection


Note: To complete your application you will need the following details: Business information Legal business name and trading name (if applicable): Enter the legally registered name of your business, and trading name if that is applicable. If you are a sole trader, this name is usually one and the same. The address of your primary place of business and registered office (if applicable): Use your business address if you have one. Otherwise, enter your home address. How your business is structured (e.g. sole trader, proprietary company, etc)

ABN and ACN (if applicable): ABN is your Australian Business Number, and ACN is Australian Company Number (for corporations only). You can obtain these from the Australian Tax Office (ATO). Business contacts information Name, address and date of birth of the primary authorised user of the account: This is your personal information. Names of any applicable business contacts (e.g. company directors, chairpersons, treasurer, secretary, etc):



If you are a proprietary company, you will need to provide contact information for your directors, and executive officers, treasurer and secretary of the company. If you are the sole owner / director of your corporation, or if you are a sole trader, this question is not applicable. Names, dates of birth, addresses, countries of citizenship and ownership percentages (if applicable) for beneficial owners and those in a position to exercise significant authority over the finances and operations of the business: If you have other shareholders in your corporation that have a beneficial ownership in your corporation then you will need to prepare this information. If you are the sole owner / shareholder of your corporation, or if you are a sole trader, this question is not applicable. Names, addresses and dates of birth for any partners: If your corporation has other partners or shareholders, then you will need to prepare this information. If you are the sole owner / shareholder of your corporation, or if you are a sole trader, this question is not applicable. Since we are not applying on behalf of a trust, this section is not applicable.



Business account application Login credentials: Choose and confirm a password for your PayPal account. Legal business name: Enter the legally registered name of your business, and trading name if that is applicable. If you are a sole trader, this is usually one and the same name.

If your trading name is not the same as the legal business name, enter your trading name as registered with ASIC. How is your business structured

Are you opening this account on behalf of a trust How can we reach your with account related issues? Enter Australia and your business contact number. If you do not have a separate business contact number, enter your mobile or home telephone.



Business Information Business details: Enter your ABN from the ATO Principal place of business: Use your business address if you have one. Otherwise, enter your home address. How old is your business? For proprietary company, enter the date of formation. If you are a sole trader, enter the date you registered your business. If this is your first business, enter the date you signed up for 100K Ultra Edition. If your business has been operating longer than 12 months, it will ask you for your sales volume over the past 12 months. Simply enter in your gross revenues before expenses.



What type of goods do you sell? Select the category that most likely describes the products you intend on selling. Do NOT select the following: Non-profit, government, financial services, vehicle sales, business to business, education, religion or travel. Subcategory: This will depend on which category you select. Choose the option that best describes your product line. Do you have a website of Facebook page? your 100K website page URL.



Business Contacts Title: Choose the appropriate title from the dropdown menu. Fill in your first, middle and last legal name, date of birth. Residential address: If your residential address is the same as your business,

residential address.

Review y

-



l business account, click o -

Confirm your email address: By now you should have received an email from PayPal asking you to confirm your email address. You can also confirm your

Address

and fill out the following fields to connect your bank account with your PayPal account.



he

following pop-up will appear:



Update your business name for recognisability by creating a standard 11 Character maximum version of your business name, and a 19 character maximum version of your business name. The two names you enter is what will appestatements.

Upgrading to PayPal Payments Pro Now that you have (or already have) a PayPal Business Account, we will upgrade to a PayPal Website Payments Pro account. Visit this link: https://www.paypal-apac.com/pro/single-form.asp Fill in the following information: Your first and last name. PayPal Business Account Email Address & Telephone Number: Enter in the email address and telephone number you used to set up the account above.


https://www.paypal-apac.com/pro/single-form.asp


application!

You may wish to call them as soon as you submit your application to speed up the process. Contact Details If you encounter any issues during the Paypal application process, we recommend that you co 1.800.729.725, 9am-5pm AEST Monday to Friday

Stripe Stripe is available in Australia. It works right within your site - customers can pay instantly, without being redirected away to complete the transaction. The process for opening and activating a Stripe account in Australia is the same as for other countires, with the following exceptions:

on the top right-



Once inside the account settings we will walk through each tab for the changes we recommend to setup your account. Account name: Enter your business name. If you registered your business, use that name.

your country and your time zone if you wish.



is where and when you set your banking details to

receive funds and get paid. Transfer schedule: Default setting is for daily. In other words, every day Stripe will add up your payments and send a deposit to your bank account. Funds will be deposited 2 business days later. You can set this schedule to occur weekly and monthly. Note: The very first transfer will take up to 10 days to post to your bank account. Transfer API: If you would like to turn off the automatic transfers and choose

Bank accounts



banking details. Your bank account must be a checking account. Fill in your transit number, financial institution number, and account number and click





Account details Your business type: Business type: If your business is a proprietor company,

Legal name (if you are applying as a limited company): If you registered your business, use that name.

N from the ATO. Bank details Account number: Copy this information from your check, or contact your bank for this information Confirm account number: Copy the account number from the previous field



Complete your application

application, or if you are ready to submit your How to Contact Stripe https://stripe.com/contact Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website. https://www.woothemes.com/products/stripe/ To configure the plugin: https://docs.woothemes.com/document/stripe/

WorldPay.com WorldPay is one of the largest payment processors in the world. Also, WorldPay is very competitive on service, rates, and reliability. Application process for Australia Since the application interviews are completed over the phone, the process is almost identical as applying in the US. The only options for contacting WorldPay is either through their UK office, or by requesting a call back: UK sales team: +44 0808 208 5133 or +44 0333 222 8905 Call back form: http://www.worldpay.com/global/contact/get-contact





http://www.worldpay.com/global/contact/get-contact







2. Merchant processor with one of their partners. The following is only the application process for the payment gateway with Authorize.Net. Once you complete this form, your application will be forwarded to one of their partners who will contact you directly to complete a merchant application. They might ask for additional information and documentation.





Once your merchant application has been processed and approved, the merchant processor will send you account information directly to Authorize.Net for final setup before you go live. To apply for an Authorize.net AIM account in Australia, click on the following

option: http://www.authorize.net/en-ANZ/pricing/

Fill in your name, company name, email address and phone number and click


http://www.authorize.net/en-ANZ/pricing/


Business Information Company name: Enter the name of your company, or the name of your

Company Address: Use your business address if you have one.

Otherwise, enter your home mailing address. Country: Enter your country.

Phone: Use your business phone number if you have one. Otherwise,

enter your home phone or cell phone. Email: Use your business email.

Product description: Online retail store selling [INSERT YOUR NICHE]

products. Business URL: Enter the URL of your 100K site.

Australian Company Number (ACN) or ABN: Enter your company

registration number. Fees & Authorisation



Enter your Company Name.

Next step: Merchant Account Information

one.' T

Enter your website URL.

Estimated Annual Credit Card Turnover: 100,000

Estimated number of days to delivery of goods: 30

Estimated Average Transaction Size: 25



contacted by their Sales Team.

How to Contact Authorize.net UK office: +44 0203 5644843









PayPal does not offer PayPal Pro or PayPal Advanced in New Zealand. Our recommendations for New Zealand are: WorldPay.com PayPal Express Checkout

WorldPay.com WorldPay is one of the largest payment processors in the world. Also, WorldPay is very competitive on service, rates, and reliability. Application process for New Zealand Since the application interviews are completed over the phone, the process is almost identical as applying in the US. The only options for contacting WorldPay is either through their UK office, or by requesting a call back: UK sales team: +44 0808 208 5133 or +44 0333 222 8905 Call back form: http://www.worldpay.com/global/contact/get-contact Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.








Contact Details How to Contact WorldPay Contact the UK sales team: +44 0808 208 5133 or +44 0333 222 8905 You can also request a call back: https://www.worldpay.com/uk/forms/contact-us-our-small-and-medium-business-products Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.



PayPal Express Checkout PayPal Express Checkout allows you to accept Visa, Mastercard and PayPal

data, and allows your customers to purchase in as little as 3 steps:

1. 2. Customer confirms pre-populated shipping and payment details; 3. Customer returns to your website.

With the Express Checkout, customers can skip entering their financial information, shipping addresses and/or contact details every time they pay. To sign up for a PayPal Express Checkout account click this link:







https://www.paypal.com/nz/webapps/mpp/express-checkout

Enter your business email (different from your personal PayPal account) and

Sign up for a Business Account Enter your first and last name.

Enter your legal business name.

Business phone and address: Use your business address and phone if

you have them. Otherwise, enter your home address and home number. Select your primary currency.


https://www.paypal.com/nz/webapps/mpp/express-checkout


Tick the box agreeing to PayPal User Agreement and Privacy Policy, and click

Tell us about your business

continue the rest of the example as a sole prop.



Business Category: Select the category that most likely describes the products you intend on selling. Do NOT select the following: Non-profit, government, financial services, vehicle sales, business to business, education, religion or travel.

Subcategory: This will depend on which category you select. Choose the

option that best describes your product line. For example, if I chose

the subcategory. Enter your 100K website URL.

Enter your business registration number.

Date of business registration.

Date of registration: Enter the date you registered your business. If this

is your first business, enter the date you signed up for 100K Ultra Edition.

On the next page, select your nationality. For your Identity document, enter either your passport, business license, or National ID.



Enter your date of birth. If your residential address is the same as your business address, keep this box ticked. If not, unclick and fill in the details.

your login credentials.



set-

Enter your bank account information in the following fields and click



following pop-up will appear. Update your business name for recognisability by creating a standard 11 Character maximum version of your business name, and a 19 character maximum version of your business name. The two names you enter statements.

Once you confirm your business name, click on the top of your account settings.



This is the screen where you will acquire your API credentials for your Wordpress website.

ckout account!



There is also a free extension for WooCommerce: https://www.woothemes.com/products/woocommerce-gateway-paypal-express-checkout/ How to Contact Paypal If you encounter any issues during the Paypal application process, we

Sales Team 0508 257 434 Here is their help / contact us link: https://www.paypal.com/selfhelp/home


https://www.woothemes.com/products/woocommerce-gateway-paypal-express-checkout/


https://www.paypal.com/selfhelp/home


PayPal does not offer PayPal Pro or PayPal Advanced in Singapore. Our recommendations for Singapore are: PayPal Express Checkout Stripe.com WorldPay.com




With the Express Checkout, customers can skip entering their financial information, shipping addresses and/or contact details every time they pay. To sign up for a PayPal Express Checkout account click this link: https://www.paypal.com/sg/webapps/mpp/express-checkout Next, click on


https://www.paypal.com/sg/webapps/mpp/express-checkout


Thankfully, the rest of the application process for PayPal Express Checkout in Singapore is very similar to the application process in New Zealand. Follow those instructions to complete your application. There is also a free extension for WooCommerce: https://www.woothemes.com/products/woocommerce-gateway-paypal-express-checkout/ How to Contact Paypal If you encounter any issues during the Paypal application process, we recommend that you request a call back: https://www.paypal.com/sg/webapps/mpp/contact-us

Stripe Stripe is available in the Singapore in the Beta version. It works right within your site - customers can pay instantly, without being redirected away to complete the transaction. The process for opening and activating a Stripe account in Singapore is the same as the US, with the following exceptions:

your Stripe account, click on the top right-




https://www.paypal.com/sg/webapps/mpp/contact-us



update your country and your time zone if you wish.



Click t and when you set your banking details to receive funds and get paid. Transfer schedule: Default setting is for daily. In other words, every day Stripe will add up your payments and the funds will be deposited into your bank account 7 business days later. You can set this to occur weekly and monthly. Note: The very first transfer will take 10 days to post to your US bank account. Transfer API: If you would like to turn off the automatic transfers, click the

Bank accounts



banking details. Your bank account must be a checking account. Fill in your bank code, branch code





Account details Your business type: Business type: If you are applying with a corporation, enter

mp Legal name: If you are applying as a corporation, enter the name of your corporation. Company ACN/ABN: If you are a sole prop, this field is optional. Bank details Bank code + branch code: Copy this information from your check, or contact your bank for this information



Account number: Copy this information from your check, or contact your bank for this information Confirm account number: Copy the account number from the previous field Complete your application


WorldPay.com WorldPay is one of the largest payment processors in the world. Also, WorldPay is very competitive on service, rates, and reliability. Application process for Singapore Since the application interviews are completed over the phone, the process is almost identical as applying in the US. The only options for contacting WorldPay is either through their UK office, or by requesting a call back: UK sales team: +44 0808 208 5133 or +44 0333 222 8905






Call back form: http://www.worldpay.com/global/contact/get-contact Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.








PayPal does not offer PayPal Pro or PayPal Advanced in Malaysia. Our recommendations for Malaysia are: WorldPay.com PayPal Express Checkout

WorldPay.com WorldPay is one of the largest payment processors in the world. Also, WorldPay is very competitive on service, rates, and reliability. Application process for Malaysia Since the application interviews are completed over the phone, the process is almost identical as applying in the US. The only options for contacting WorldPay is either through their UK office, or by requesting a call back: UK sales team: +44 0808 208 5133 or +44 0333 222 8905 Call back form: http://www.worldpay.com/global/contact/get-contact Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.








PayPal Express Checkout PayPal Express Checkout allows you to accept Visa, Mastercard and PayPal paymentdata, and allows your customers to purchase in as little as 3 steps:


With the Express Checkout, customers can skip entering their financial information, shipping addresses and/or contact details every time they pay. To sign up for a PayPal Express Checkout account click this link: https://www.paypal.com/my/webapps/mpp/express-checkout Next, click on

Thankfully, the rest of the application process for PayPal Express Checkout in Malaysia is very similar to the application process in New Zealand. Follow those instructions to complete your application. There is also a free extension for WooCommerce:


https://www.paypal.com/my/webapps/mpp/express-checkout


https://www.woothemes.com/products/woocommerce-gateway-paypal-express-checkout/ How to Contact Paypal If you encounter any issues during the Paypal application process, we

Here is their help / contact us link: https://www.paypal.com/selfhelp/home






PayPal does not offer PayPal Pro or PayPal Advanced in India. Our recommendations for India are: WorldPay.com PayPal Express Checkout

WorldPay.com WorldPay is one of the largest payment processors in the world. Also, WorldPay is very competitive on service, rates, and reliability. Application process for India Since the application interviews are completed over the phone, the process is almost identical as applying in the US. The only options for contacting WorldPay is either through their UK office, or by requesting a call back: UK sales team: +44 0808 208 5133 or +44 0333 222 8905 Call back form: http://www.worldpay.com/global/contact/get-contact Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.











With the Express Checkout, customers can skip entering their financial information, shipping addresses and/or contact details every time they pay. To sign up for a PayPal Express Checkout account click this link: https://www.paypal.com/in/webapps/mpp/payment-solutions


https://www.paypal.com/in/webapps/mpp/payment-solutions


Business Information B

Business name: Enter the business name as it appears on the PAN card.

Address: If you have a business address, enter it here. Otherwise, enter

your personal address. Town/City: Enter your city



State: Enter you state

PIN code: Enter your Postal Index Number (PIN)

Primary currency: Enter the currency you will use most often for sending

and requesting payments. Category: Select the category that most likely describes the products

you intend on selling. Do NOT select the following: Non-profit, government, financial services, vehicle sales, business to business, education, religion or travel.

Subcategory: This will depend on which category you select. Choose the

option that best describes your product line. For example, if I chose

the subcategory. Date of registration: For corporations, enter its date of incorporation. If

you are a sole proprietor, enter the date you registered your business. If this is your first business, enter the date you signed up for 100K Ultra Edition.

Business URL: Enter the URL of your 100K site.

Business owner contact information First & last name: Enter your name as it appears on your PAN card

Date of birth: It is required by Indian law to collect this information

Nationality: Enter the country that applies to you

Mobile, work and home phone: Enter your business number if you have

one. Otherwise, enter your home / mobile number. Home address: If your home address is the same as your business

PAN information



PAN or Permanent Account Number: Enter your PAN issued by the Income Tax Department in India. You can find the 10-digit alphanumeric number printed on the front of your PAN card. To get your PAN verified instantly here's what you need to do: Provide a valid PAN and your name as it appears on your PAN card.

Make sure that the name on your PAN card matches the name on your

PayPal Account.

Notes: You should use your PAN name to open a PayPal Account.

To download PAN application forms or to learn more, visit the Indian Tax

Information Network.



Create a PayPal business account login Enter your business email address and chosen password. There are two security questions that you can select and then provide your own unique answers.



Now you are logged into your PayPal account. There are a few more steps required to setup your PayPal account.

received in your email inbox.

Once you enter your login credentials, the next step to complete your account setup is to



These steps are required by Indian regulations and can be completed in any order.

button in our email inbox. Provide PAN: You can double check that you have entered the correct PAN

-column.

Add Purpose Code There is no particular selection that best describes your 100K Ultra business.



Add a bank account Name on bank account: The name on your account must match the name on your PAN card. For example, if the name of your firm is 100K Factory and the PAN card is in the names Seema Khanna, enter Seema Khanna (Not 100K Factory). Account number: Enter and re-enter your bank account number.

cial System Code

Task B

complete your remaining tasks.



nt is

setup!

Contact Details How to Contact Paypal in India 1.800.212.3852 Service hours: 9:00 AM IST to 9:00 PM IST, Monday to Sunday If you are calling from outside India, use the following phone number: 91 124 6786 666 (international call charges may apply).



PayPal does not offer PayPal Pro or PayPal Advanced in South Africa. Our recommendations for South Africa are: WorldPay.com PayPal Express Checkout

WorldPay.com WorldPay is one of the largest payment processors in the world. Also, WorldPay is very competitive on service, rates, and reliability. Application process for South Africa Since the application interviews are completed over the phone, the process is almost identical as applying in the US. The only options for contacting WorldPay is either through their UK office, or by requesting a call back: UK sales team: +44 0808 208 5133 or +44 0333 222 8905 Call back form: http://www.worldpay.com/global/contact/get-contact Woocommerce plugin Once you are approved, you will need to add the extension to your Wordpress website.








PayPal Express Checkout PayPal Express Checkout allows you to accept Visa, Mastercard and PayPal payments without worrying about prdata, and allows your customers to purchase in as little as 3 steps:


With the Express Checkout, customers can skip entering their financial information, shipping addresses and/or contact details every time they pay. To sign up for a PayPal Express Checkout account click this link: https://www.paypal.com/za/webapps/mpp/express-checkout

Thankfully, the rest of the application process for PayPal Express Checkout in South Africa is very similar to the application process in New Zealand. Follow those instructions to complete your application. There is also a free extension for WooCommerce:


https://www.paypal.com/za/webapps/mpp/express-checkout


https://www.woothemes.com/products/woocommerce-gateway-paypal-express-checkout/ How to Contact Paypal If you encounter any issues during the Paypal application process, we

Here is their help / contact us link: https://www.paypal.com/selfhelp/home






The majority of the 100K Ultra members are covered by the countries listed individually. However, we recognize there are still several members from countries not listed in this guide. Our main focus with merchant processors is that they allow you to accept credit card and PayPal payments right on your website without the customer leaving your site to complete the transaction & that your payment processor integrates with Woocommerce: https://www.woothemes.com/product-category/woocommerce-extensions/payment-gateways This is our list of payment processors to try:

PayPal Payments Pro Based on our exhaustive research for merchant processors, PayPal Pro and PayPal Advanced are still the best solutions for your online business. However, these services are only available in a handful of countries.

Stripe.com Stripe is easy to use and easy to follow. Stripe is available in the following countries, in addition to those already covered in this guide. You can begin your Stripe registration here at https://stripe.com/global: Denmark Finland Ireland Norway Sweden Austria Belgium France Germany




https://stripe.com/global


Italy Japan Luxembourg Netherlands Spain

WorldPay.com WorldPay is one of the largest payment processors in the world. Transactions can also be completed directly on your site so the customer never leaves. Application interviews are completed over the phone and the documentation that they require is slightly more than those of other merchant processors. WorldPay is available in 146 countries and it integrates with Woocommerce. If you are unable to get a PayPal Pro / Advanced account, and Stripe.com is not available in your country of residence, WorldPay offers an excellent option for your online business. Here is the list of countries that WorldPay.com supports: http://support.worldpay.com/support/kb/ggse/submittingtransactionsredirect/rxmla004.html

Authorize.Net Authorize.Net is a two-step application process - one for the payment gateway, the second for the merchant processor - and they have several partners is each country.

in addition to those already covered in this guide: Andorra Austria Belgium Bulgaria Cyprus


http://support.worldpay.com/support/kb/ggse/submittingtransactionsredirect/rxmla004.html

http://support.worldpay.com/support/kb/ggse/submittingtransactionsredirect/rxmla004.html


Czech Republic Denmark Estonia Finland France Germany Gibraltar Greece Hungary Iceland Ireland Israel (N.B. Visa only) Italy Latvia Liechtenstein Lithuania Luxembourg Malta Monaco Netherlands Norway Poland Portugal Romania Slovakia Slovenia Spain Sweden Switzerland Vatican City

PayPal Express Checkout If none of these solutions are available for your business, then one of your solutions is a hosted service whereby the customer completes their payment transaction off site, and then returns once the transaction is complete. PayPal Express Checkout is available in most countries that we reviewed as part of our research during the creation of this guide.



US Corporation If none of these merchant processors are available in your country, or you are unable to open a merchant account for other reasons, then you could consider setting up a corporation in the USA and then signing up for PayPal Advanced once you receive your EIN number. Contact 100K Ultra support for more information.

Credit report Check Most merchant processors require a credit report as part of the application. This is why they ask for your SSN in addition to your EIN (if you have a corporation). This is nothing to worry about, and is part of their standard application procedures. If you get declined because of the results of your credit report, and you feel it was in error, you should contact their sales team and discuss the issue directly, as there could be errors and/or misinformation on your credit report that can be easily cleared up with a phone conversation.

Frequently Asked Questions Question: Should I create a new Paypal Advanced Account, or should I upgrade my personal Paypal account? You may wish to upgrade your current Paypal Standard account to an Advanced account. However, we recommend that you create a new account, because your standard account does not cost anything to keep, and more importantly, we prefer to keep our business accounts separate from our business affairs. Question: Do I need a customer service number for my online business and merchant application? For a customer service number, you have two options: 1. Enter your personal phone number, or 2. Get a toll-free number and voicemail from Grasshopper: http://grasshopper.com/


http://grasshopper.com/


Question: Do I need a customer service email for my online business and merchant application? Once you have registered a domain, we can setup a custom email associated with your domain inside Float Hosting. Refer to the 100K Factory Ultra Edition members area for details.


Documents

Copyright 2016 | 100kFactory.com/Ultra | All Rights ... · If none of these merchant processors are available in your country, or you are