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If you buy just enough crop insurance to cover your losses in a bad year, you may not do as well as you could in a good year. A crop-hail policy from your RCIS agent offers flexible, affordable coverage that complements your MPCI plan.
Depending on the crop provisions in your state, crop-hail coverage may give you:
Protection up to actual cash value against specific perils
• ProvideshailprotectionabovetheMPCIdeductible
• Someplansbeginpayingatonepercenthailloss
Bumper crop protection
• Increaseexistingcoverageduringthegrowingseasontocoverhighyieldsorhighmarketprices
Protection against gaps in coverage
• Awiderangeofeligiblecrops
• Hail
• Wind*
• GreenSnapEndorsementforcorn*
• Harvestedstoredgrain*
• Fire/lightning(automaticallyincluded)
• Post-harvesttransit(automaticallyincluded)
BECAUSE THE FIRST THING YOU LOSE IS YOUR PROFIT
Crop-Hail Coverage
*ConfirmstateavailabilitywithyourRCISagent
Pge. 1 of 2
Acre-by-acre coverage against isolated damage
• ComplementMPCIenterpriseunitdiscountwithspotlosscrop-hailcoverage
• ProtectacresyouinsurewithAreaRiskProtectionInsurance(ARPI)ifahailstormlossisn’twidespreadacrossthe county
WhenyouchooseRCIS,you’reworkingwithacompanythathasthestrengthandstabilitytobearoundfordecades to come.
• YourRCISagentcanprovideyouwithacustomizedquotetoshowhowyourMPCI,crop-hailand othernamedperilpoliciescanworktogethertoprotectyourprofits.
• RCIShasanationwidenetworkofwell-trainedemployeeadjusters.Ifyouneedtofileaclaim, your local adjuster will explain the process at your first meeting and provide contact information if you haveadditionalquestions.RCIScanalsoassembleadjusterteamstorespondquicklytomajorevents.
Value-added service
We grow stronger every day — together SM
This is a general description of selected coverage provisions. The insurance policy should be consulted for detailed coverage provisions, restrictions and exclusions. Rural Community Insurance Agency, Inc., is a managing general agency representing two risk-bearing insurance companies. Coverage is underwritten in all states by Rural Community Insurance Company, Anoka, MN except in Montana where hail coverage is underwritten by Tri-County Farmers Mutual Insurance Company, Malta, MT. Coverage type may vary by state. Rural Community Insurance Agency, Inc., D/B/A RCIS. RCIS is an equal opportunity provider.
© 2014 Rural Community Insurance Agency, Inc. All rights reserved.
Crop-hail is an annual policy. But with the Auto-crop option from RCIS, your crop-hail coverage renews automaticallyuntilyoudecidetocancel.That’sonelessthingtothinkaboutinthebusygrowingseason.
Auto-crop or annual renewal options
Pge. 2 of 2Dec. 2013