Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Argentina

««««« "Outstanding Value"

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

««««

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 1Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Argentina

«««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

Travel Insurance Star Ratings 2020 - Page 2Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Argentina

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

««

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

«

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

Travel Insurance Star Ratings 2020 - Page 3Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Australia

««««« "Outstanding Value"

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

««««

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

Travel Insurance Star Ratings 2020 - Page 4Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Australia

«««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

Travel Insurance Star Ratings 2020 - Page 5Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Australia

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

««

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

«

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

Travel Insurance Star Ratings 2020 - Page 6Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single China

««««« "Outstanding Value"

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

««««

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 7Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single China

«««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

Travel Insurance Star Ratings 2020 - Page 8Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single China

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

««

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

«

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

Travel Insurance Star Ratings 2020 - Page 9Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Cruise Fiji

««««« "Outstanding Value"

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

««««

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 10Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Cruise Fiji

«««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

Travel Insurance Star Ratings 2020 - Page 11Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Cruise Fiji

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

««

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

«

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

Travel Insurance Star Ratings 2020 - Page 12Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Cruise New Zealand

««««« "Outstanding Value"

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

««««

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4NZ Travel Insurance Essentials 5000 N/A 500000 500000 N/A 2500 N/A N/A

4Worldcare NZ Budget 5000 N/A 250000 250000 N/A 2000 N/A N/A

Travel Insurance Star Ratings 2020 - Page 13Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Cruise New Zealand

«««

4AA Insurance Essentials 5000 N/A 250000 250000 500 5000 N/A 1000

4AMP Bank NZ Essentials 5000 N/A 250000 250000 500 5000 N/A 1000

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4House of Travel NZ Online Insurance Basic 5000 N/A 250000 250000 500 5000 N/A 1000

4State Domestic Plan D 10000 10000 N/A N/A N/A 5000 N/A 4000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Virgin Australia NZ Domestic Plan Unlimited 25000 N/A N/A N/A 5000 N/A 3000

Travel Insurance Star Ratings 2020 - Page 14Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Cruise New Zealand

««

41Cover Direct Insurance NZ Domestic Travel Insurance Unlimited 25000 N/A N/A N/A 15000 N/A 5000

4Air New Zealand Domestic Comprehensive 10000 10000 N/A N/A N/A 5000 N/A 4000

4AMI Insurance NZ Domestic Plan D 10000 10000 N/A N/A N/A 5000 N/A 4000

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

«

4American Express NZ Domestic 10000 N/A N/A N/A N/A 5000 N/A 3000

4Cover-More Travel Insurance NZ Domestic Plan D 10000 10000 N/A N/A N/A 5000 N/A 4000

Travel Insurance Star Ratings 2020 - Page 15Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Fiji

««««« "Outstanding Value"

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

««««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

Travel Insurance Star Ratings 2020 - Page 16Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Fiji

«««

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

Travel Insurance Star Ratings 2020 - Page 17Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Fiji

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

««

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

«

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

Travel Insurance Star Ratings 2020 - Page 18Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single France

««««« "Outstanding Value"

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

««««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 19Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single France

«««

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

Travel Insurance Star Ratings 2020 - Page 20Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single France

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

««

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

«

4Tower Limited Cover4Travel (Plan C) Unlimited 50000 Unlimited Unlimited 1500 10000 500 2000

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

Travel Insurance Star Ratings 2020 - Page 21Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Indonesia

««««« "Outstanding Value"

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

««««

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 22Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Indonesia

«««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

Travel Insurance Star Ratings 2020 - Page 23Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Indonesia

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

««

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

«

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

Travel Insurance Star Ratings 2020 - Page 24Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Japan

««««« "Outstanding Value"

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

««««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 25Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Japan

«««

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

Travel Insurance Star Ratings 2020 - Page 26Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single Japan

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

««

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4Tower Limited Cover4Travel (Plan C) Unlimited 50000 Unlimited Unlimited 1500 10000 500 2000

«

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

Travel Insurance Star Ratings 2020 - Page 27Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single South Africa

««««« "Outstanding Value"

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

««««

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 28Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single South Africa

«««

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

Travel Insurance Star Ratings 2020 - Page 29Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single South Africa

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

«

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

Travel Insurance Star Ratings 2020 - Page 30Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single United Arab Emirates

««««« "Outstanding Value"

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

««««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 31Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single United Arab Emirates

«««

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

Travel Insurance Star Ratings 2020 - Page 32Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single United Arab Emirates

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

««

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

4Tower Limited Cover4Travel (Plan C) Unlimited 50000 Unlimited Unlimited 1500 10000 500 2000

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

«

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

Travel Insurance Star Ratings 2020 - Page 33Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single United Kingdom

««««« "Outstanding Value"

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

««««

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 34Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single United Kingdom

«««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

Travel Insurance Star Ratings 2020 - Page 35Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single United Kingdom

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

««

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

«

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

Travel Insurance Star Ratings 2020 - Page 36Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single USA

««««« "Outstanding Value"

4American Express NZ International Comprehensive 10000 25000 Unlimited Unlimited Unlimited 10000 250 3000

4Chubb Insurance NZ Essentials 10000 1000 Unlimited Unlimited Unlimited 5000 N/A N/A

4Southern Cross Travel Ins NZ Travel Care Single Journey Policy Unlimited 25000 Unlimited Unlimited 750 25000 500 5000

««««

4ANZ Bank Travel Protector Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4Chubb Insurance NZ Comprehensive 15000 1000 Unlimited Unlimited Unlimited 10000 200 5000

4Columbus Direct Travel Ins NZ Single Trip Standard 10000 50000 25000000 25000000 500 7500 250 4000

4House of Travel NZ Online Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4NZ Travel Insurance Premier 25000 15000 Unlimited Unlimited 3000 10000 250 6000

4Virgin Australia NZ Comprehensive Plan Unlimited 25000 Unlimited Unlimited 2000 5000 250 3000

4Virgin Australia NZ Essentials Plan Unlimited N/A Unlimited Unlimited 2000 5000 N/A 3000

4Worldcare NZ Comprehensive Unlimited 25000 Unlimited Unlimited 3000 25000 500 5000

Travel Insurance Star Ratings 2020 - Page 37Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single USA

«««

41Cover Direct Insurance NZ Plan A - Comprehensive Unlimited 25000 Unlimited Unlimited 1000 15000 250 5000

4AA Insurance Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4American Express NZ International Ultimate Unlimited 25000 Unlimited Unlimited Unlimited 15000 250 3000

4AMI Insurance NZ International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4AMP Bank NZ Comprehensive Unlimited 50000 Unlimited Unlimited 3000 30000 500 6000

4BNZ Travel Insurance 100000 100000 Unlimited Unlimited 1500 20000 750 2500

4Chubb Insurance NZ Prestige Unlimited 1000 Unlimited Unlimited Unlimited 20000 200 3000

4Cigna Insurance Comprehensive Travel Insurance 100000 50000 Unlimited Unlimited 1500 20000 750 5000

4Columbus Direct Travel Ins NZ Single Trip Premier 20000 75000 25000000 25000000 1000 10000 500 5000

4Cover-More Travel Insurance NZ YourCover International - Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4State International Plan I N/A 15000 Unlimited Unlimited Unlimited 25000 500 10000

4TINZ Comprehensive 25000.00 15000.00 Unlimited Unlimited 1000.00 15000.00 250.00 6000.00

4TINZ Comprehensive Plus Unlimited 25000.00 Unlimited Unlimited 2500.00 25000.00 250.00 6000.00

4TINZ Essentials 10000.00 N/A Unlimited Unlimited 500.00 5000.00 N/A N/A

4Tower Limited Cover4Travel (Plan C) Unlimited 50000 Unlimited Unlimited 1500 10000 500 2000

4Webjet NZ Travel Safe Plus International N/A 25000 Unlimited Unlimited Unlimited 1500 250 10000

4Westpac NZ Westpac TravelPlus Unlimited 15000.00 Unlimited Unlimited Unlimited 25000.00 500.00 10000.00

Travel Insurance Star Ratings 2020 - Page 38Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

All ratings take into account costs and features - see our methodology document for further details

Company Product 24 Hour Help Line

Cancellation Fee Cover

Accidental DeathCover

Overseas Medical

Overseas Hospital

Repatriation/Evaluation

Overseas Dental

Luggage/ Personal Effects

Theft of Cash

Personal BelongingsRental Vehicle Excess Covered

Mature Single USA

4World Nomads NZ Explorer Unlimited 12500 Unlimited Unlimited 500 10000 250 3000

4World Nomads NZ Standard 3500 N/A 5000000 500000 500 2000 N/A N/A

««

4Air New Zealand International Single Trip Unlimited 50000 Unlimited Unlimited 2000 25000 750 5000

4Aon NZ Elite Unlimited 50000 Unlimited Unlimited Unlimited 20000 200 5000

4Cover-More Travel Insurance NZ Essentials Plan - IE N/A 5000 Unlimited Unlimited Unlimited 4000 250 N/A

4nib NZ International Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4STA Travel NZ Basic International Plan A Unlimited 10000 10000000 10000000 10000000 3000 N/A 5000

4STA Travel NZ Comprehensive International Plan A Unlimited 25000 Unlimited Unlimited Unlimited 12000 200 5000

«

4Travel Insurance Direct NZ International Trip Unlimited 25000 Unlimited Unlimited 500 12000 250 4000

4Webjet NZ Travel Safe International N/A N/A Unlimited Unlimited Unlimited N/A N/A N/A

Travel Insurance Star Ratings 2020 - Page 39Report Date: March, 2020. (All information correct as at February, 2020.)

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.